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d2kvirus · 3 years
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Dickheads of the Month: October 2020
As it seems that there are people who say or do things that are remarkably dickheaded yet somehow people try to make excuses for them or pretend it never happened, here is a collection of some of the dickheaded actions we saw in the month of October 2020 to make sure that they are never forgotten.
After months of the Tory government fucking up their response to the Covid pandemic you would think that they’d have some baseline of competence by now, but no, it turns out that the Test & Trace program they were so proud of was nothing more than an Excel spreadsheet - an Excel spreadsheet that lost the data of at least 16,000 people, while also begging the question how they spend £12bn of taxpayer’s money on an Excel spreadsheet, to which the answer is...they didn’t, it was existing software, they just pocketed the cash
It comes as no surprise that proven liar Boris Johnson puts the blame on the rising Covid numbers in the UK on the public - because it's definitely not been his master advisor breaking the lockdown rules to pop to Durham with his family after testing positive for Covid on what just so happened to be his wife’s birthday, not the Tory government changing the rules on masks when Michael Gove was spotted in Pret Manger without one, and definitely nothing to do with cases rising significantly within two weeks of the double whammy of the Tory government saying children “must” go back to school and people must go back to work as they can now be fired if they don’t.  Definitely not their fault,  Not at all...
The approach of the Tory government to Manchester being upgraded to Tier 3 boils down to initially promising to provide the fully-costed £60m package that Mayor of Manchester Andy Burnham requested, only to turn around and give them £20m instead and try and justify it by saying it boils down to £8 per head for the entire population.  After all, if Burnham really wanted that money, he’d have been one of Dominic Cummings’ mates and completely unqualified for the job, as that’s the quickest way to open the purse strings as wide as he’d like
It was quite impressive that Margaret Ferrier came to the conclusion that, having tested positive for Covid while in London, obviously the best course of action would be to take a train journey 400 miles back to Scotland before self-isolating, because of course nobody else used that train
...although some of the Tory MPs criticising Ferrier really should have paused before commenting, mainly to check whether they were the ones vociferously defending Dominic Cummings for his 300 mile drive to Durham after testing positive or his subsequent drive to Bernard Castle to test his eyesight
Not only did the Tory government vote against giving free school meals to children a mere ten days after awarding Marcus Rashford an MBE for his work in trying to give underprivileged children free school meals, but they tried all manner of excuses to defend it best exemplified by Nicky Morgan saying she voted to let children starve because Angela Rayner called one of her parliamentary colleagues “scum”, while Twitter troll Ben Bradley claimed that people spent their free school meal vouchers in crack dens and brothels, before claiming he was “misquoted” - which is Tory code for “I have deleted that tweet, because I do not understand how screengrabs work”
Remember how Rishi Sunak has been presented as the human face of the Tory party?  I have to ask, since he decided to yank £1000 a month from Universal Credit payments, and for some reason the “centrists” of Twitter who have been lionising him for several months have been oddly quiet
The batshittery of the Home Office has now extended to coming up with increasingly ludicrous plans to prevent migrants, with the latest bright idea of Priti Patel (and don’t pretend it was anyone else) being to have ships in the English Channel using pipes to blow air into the water that will create waves to send them back to France - as if a dinghy wouldn’t just steer around the ship, or that they wouldn’t make Calais and Sangat the best surfing destinations in northern France overnight
...and it got worse when we learned that Priti Patel was informed that a knife-wielding man stormed into the office of a migration solicitor spouting the exact same rhetoric and injured the receptionist, to which her response was to double down on the rhetoric as if she and proven liar Boris Johnson weren’t inciting violence at this point
...which makes smirking cretin Priti Patel issuing a statement expressing sadness at a couple of child migrants drowning in the English Channel about as sincere and reassuring as a card from Harold Shipman expressing sympathy for the death of an elderly relative
Not for the first time Keir Starmer managed to take all the focus off the Tories and onto the Labour party with his moronic approach to running his own party, namely by suspending Jeremy Corbyn for the crime of...hang on, he actually hasn't said what infraction Corbyn committed by responding to the EHRB report into antisemitism in the Labour party, but he suspended him anyway
...while Lisa Nandy supported this by using a blatant strawman argument saying “There are some on the left” who believe blatant anti semitic tropes...blatant anti semitic tropes that she invoked in the exact same sentence as her obvious strawman argument
Suspected rapist Brett Kavanaugh has been busy using legal loopholes to try and claim that votes in Wisconsin only count if they were tallied up on Election Day and no day past that.  Because as we know, US Presidential Elections have often been straightforward affairs where both vote counts and recounts are always necessary, as Kavanaugh obviously remembers as he was working for George W Bush’s campaign in Florida after the 2000 election
How nice of the Tory government to use a parliamentary loophole to completely avoid allowing a vote on whether or not the UK should import chlorinated chicken, therefore enshrining both the importance of democracy and the importance of food safety standards - in the EU
Once again Keir Starmer seems to think “Opposition” means “Whip your MPs into abstaining”, this time on the Covert Human Intelligence Sources Bill, because as we all know letting legislation pass that absolves the police of any and all illegal activity is definitely going to win voters around
Good guy Rishi Sunak took the Tim Martin approach to worker relations by telling musicians to get another job if they were so worried about their finances - which not only ignores the fact that plenty of musicians do already have more than one job, but also begs the question why this same advice hasn’t been given to the landlords carping about rent holidays etc 
Not only did The Sun blatantly lie by claiming a photo of Jeremy Corbyn taken at a wake was at a “posh dinner party” as obvious rage bait for their knuckle-dragging readership, but it has to be asked where they got the photos from as they weren’t shared publicly on Twitter or Instagram
...although the Freudian slip by the BBC when reporting the non-story, calling Corbyn “the Labour leader”, not only sums up just how shit they are at reporting facts these days, but also underlines he’s doing a better job of rattling the establishment’s cages than Keir Starmer has
Definitely not a conspiracy theorist Julia Halfwit Hartley-Brewer claimed that the government are combining Covid numbers and flu numbers so that they could...anyone got any idea what the point of making this up was?
Instead of keeping Robert Jenrick locked in a cupboard until the whole “Getting backhanders which influence who he gives property contracts to” thing goes away (spoilers: it won’t) instead they sent him out to justify £25m to a Jake Berry’s constituency - to which he said it was fine, as Jake Berry gave £25m to Jenrick’s constituency so there’s no reason to say anything dodgy is going on
For some strange reason Dominic Cummings doesn't have to face any charges for his failure to pay £30,000 worth of council tax on a property he also broke planning laws to have extended.  Yes, there’s a reason I put this directly after the phases “Robert Jenrick” and “backhanders”...
The ridiculousness that is Liz Truss started the month proudly stating that post-Britait trade negotiations with the US would undermine Britsh farmers - and this wasn’t a flub, she genuinely meant to express this - and ended with the frankly baffling crowing from the Department of Trade about how “soya sauce” which was being sued by Great British Bake Off contestants would be cost the same post-departure thanks to the UK-Japan trade deal, which ignores the fact that most soy sauce is imported from China - also that paying zero tariffs on £100k of stilton being exported to a country with high lactose intolerance while Nissa, Toyota et al face no tariffs when importing tens of millions of pounds of cars a year is not what anyone should be calling a victory...unless they work for Nissan, Toyota et al, anyway
Convicted criminal Darren Grimes learned that there’s such a thing as “responsibility” when he learned that the police were investigating his interview with David Starkey for incitement of hatred, which could have easily been avoided if he was in any way competent or if he admitted he isn't a journalist - and of course, the usual voices of Toby Young, Laurence Fox and Julia Halfwit Hartley-Brewer all came running to his defence...and shut up when they were informed this ruling was introduced by Thatcher
Somebody should have explained to WWE that, when their move to ban their employees independent contractors from third party platforms such as Twitch already cast a remarkably negative light on their shady employment practices, they should ramp it up by demanding their employees independent contractors hand over those third party platforms and then out of the goodness of their hearts WWE would hand them a percentage of those earnings
As if Steve Baker describing himself as “the hard man of Britait” isn’t reason enough to include him, his demanding that the Church of England be disestablished if it doesn’t fall in line with their No Deal death cult certainly is
It has to be asked why Ross Clark saw Jacinda Ardern winning a a record mandate in the New Zealand elections so decided it was in his interests to write a Telegraph article claiming her Covid has been a disaster...you know, a country which currently has 0 cases and a total of 25 deaths since February.  It’s almost as if the thought of a left-leaning leader who hasn’t had a disastrous response to Covid being rewarded by the electorate has Clark worried for some reason...
Professional victim Laurence Fox has identified the biggest problem in modern society: Sainsburys supporting Black History Month.  Of course, it definitely wouldn’t be something like Laurence Fox calling anyone who disagrees with him a paedophile, that’s all part of a healthy society...
The latest idea of Tim Davie to make sure that BBC newsreaders remain compliant drones was to bring in a set of rules saying they are never allowed to state an opinion ever (no doubt aimed at Emily Maitlis, who did) and to ban that favourite buzzphrase of the right, any form of “virtue signalling” no matter how worthy the cause...except for wearing poppies, that’s still allowed, in spite being a clear example of this “virtue signalling” that Davie is banning
Complete and utter nutcase Dan Wootton is dangerous as well.  That’s both the entry, and also a quote from Labour MP Chris Bryant in response to him banging on about herd immunity as if he's an expert and not The Sun’s showbiz bottom feeder who has been elevated for no logical reason
Once again Laura Kuenssberg is quoting anonymous “sources” critical of the Opposition - meaning she’s either not a very good journalist as she can’t even name her source, or she doesn’t have a source so she's a liar.  Has anyone else noticed this is a regular occurrence with Kuenssberg yet?
How thoughtful of Manchester United and Liverpool to pitch a wonderful idea that the Premier League be reduced to eighteen teams, while also christening the concept with the definitely not Orwellian moniker of Project Big Picture under the guise of helping the Football League and not, say, easing their fixture lists by four league games per season.  Of course, they’re volunteering to give up their Premier League places, aren’t they?
Once again Isabel Oakeshott just had to be on the wrong side of a story, this time howling in outrage that an anti-lockdown petition with 15,000 signatures is being ignored - signatures including Harold Shipman, Bernard Castle,  Dominic Cummings of Bernard Castle, Dr Johnny Bananas, Dr Person Fakename, and last but by no means least, Dr Corona McCoronaface...
Former wrestler Joey Ryan is dealing with his wrestling career being over due to a wealth of allegations of him being a sexual abuser in the most healthy manner possible, namely filing lawsuits against literally anyone he can blame, be it the accusers, his former employers, or random people who call him out via social media
So far it appears Shaun Bailey is planning on winning the London Mayoral election with batshit promises to allow corporations to sponsor London Underground stations and change the names appropriately (which won’t be confusing for tourist guides...) and try and say that Sadiq Khan is at fault for fans not being allowed into football stadiums nationwide
Clueless grifter Tim Pool came up with a genius answer when asked why his “centrist” podcast only ever seems to have right-wing guests and that was to claim that his setup couldn’t handle remote interviews - which would make sense if a.) He hadn’t been saying how much money had been poured into his setup, b.) Zoom didn’t exist, and c.) We forget all the times he’s done remote interviews in the past
Your would think that Lars Sullivan would have learned to not potentially jeopardise WWE’s efforts to promote him after a combination of injury and also not mentioning him for months due to being a creepy bastard online, but no, as soon as he returned to TV he was being a creepy bastard to a yoga instructor - while using his official WWE Instagram account to be a creepy bastard
Not only did Alex Hutchison open himself up for criticism by outright stating that Twitch streamers can count themselves lucky that they don’t have to pay licensing fees to stream games and their careers would be over if they did, he also opened himself up for ridicule when his aforementioned idiotic statement led to Google seeing his Twitter bio and telling him that, no, he was not a lead designer for Stadia and needed to change that shit PDQ
Once again Arsenal showed their lack of understanding of juxtaposition, with them announcing their longtime mascot was being let go for cost-cutting measures - and then a few hours later announcing they’d signed a player with a £200k a week wage
Some faultless logic from Apple regarding the the iPhone 12: the box won’t include a charger or earbuds to reduce packaging...yet it cost the same as if it did, while also meaning people have to buy chargers and earbuds separately that requires far more packaging
To nobody’s surprise it’s clear that Kim Kardashian does need it explained to her that saying how haaaaaaaaaaaaaard it is to spend two weeks being screened and self-isolating so you can go to the private island for your birthday is galling most of the time, but outright disgusting during a global pandemic
Oh dear, it looks like Eric Trump tried being clever again asking how Joe Biden owns a house that’s worth $4m on his senator’s salary of $174k...only to be told that Biden bought the house for $185k, sold it in 1996, pays more than $750 in taxes and loves his son
And finally, testing positive for Covid, is Donald Trump - but he assures us that he is fine and definitely not a contamination risk having been pumped full of steroids and aborted foetus cells which are available to so many people, and definitely didn’t need a better Twitter password
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Cheap Homes and Tips For Buying a House in Sale
A home is a financial asset and more: it's a place to live and raise children; it's a plan for the future; it's an investment in your community. That's why all Americans should have an opportunity to enjoy the benefits of owning a home. And here are some tips for first-time home buyers.
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Knowledge is said to open doors. This is literally true when it comes to buying a home. To become a first-time home buyer, you need to know where and how to begin the home buying process. The following questions and answers have been carefully selected to give you a foundation of basic knowledge of home purchasing. In addition to helping you begin, these steps will give you the tools necessary to navigate the entire home buying process - from deciding whether you're ready to buy house, all the way to that final proud step of owning a home, getting the keys to your new home.
1. HOW DO I KNOW IF I'M READY TO BUY A HOME?
You can find out by asking yourself some questions:
Do I have a steady source of income (usually a job)? Have I been employed on a regular basis for the last 2-3 years? Is my current income reliable? Do I have a good record of paying my bills? Do I have few outstanding long-term debts, like car payments? Do I have money saved for a down payment? Do I have the ability to pay a mortgage every month, plus additional costs?
If you can answer "yes" to these questions, you are probably ready to buy your own home.
2. HOW DO I BEGIN THE PROCESS OF BUYING A HOME?
Start by thinking about your situation. Are you ready to buy a home? How much can you afford in a monthly mortgage payment? How much space do you need? What areas of town do you like? After you answer these questions, make a "To Do" list and start doing casual research about property. Talk to friends and family, drive through neighborhoods, and look in the "Homes" section of the newspaper, Foreclosure Listings, and internet search.
3. HOW DOES PURCHASING A HOME COMPARE WITH RENTING?
The two don't really compare at all. The one advantage of renting is being generally free of most maintenance responsibilities. But by renting, you lose the chance to build equity, take advantage of tax benefits, and protect yourself against rent increases. Also, you may not be free to decorate without permission and may be at the mercy of the landlord for housing.
Owning a home has many benefits. When you make a mortgage payment, you are building equity. And that's an investment. Owning a home also qualifies you for tax breaks that assist you in dealing with your new financial responsibilities- like insurance, real estate taxes, and upkeep- which can be substantial. But given the freedom, stability, and security of owning your own home, they are worth it.
4. HOW DOES THE LENDER DECIDE THE MAXIMUM LOAN AMOUNT THAT CAN AFFORD?
The lender considers your debt-to-income ratio, which is a comparison of your gross (pre-tax) income to housing and non-housing expenses. Non-housing expenses include such long-term debts as car or student loan payments, alimony, or child support. Monthly mortgage payments should be no more than 29% of gross income, while the mortgage payment, combined with non-housing expenses, 4 should total no more than 41% of income. The lender also considers cash available for down payment and closing costs, credit history, etc. when determining your maximum loan amount.
5. HOW DO I SELECT THE RIGHT REAL ESTATE AGENT?
Start by asking family and friends if they can recommend an agent. Compile a list of several agents and talk to each before choosing one. Look for an agent who listens well and understands your needs, and whose judgment you trust. The ideal agent knows the local area well and has resources and contacts to help you in your search. Overall, you want to choose an agent that makes you feel comfortable and can provide all the knowledge and real estate services you need. But make sure you check the prices for homes in the area on internet before you visit any real estate agent.
6. HOW CAN I DETERMINE MY HOUSING NEEDS BEFORE I BEGIN THE SEARCH?
Your home should fit way you live, with spaces and features that appeal to the whole family. Before you begin looking at homes, make a list of your priorities - things like location and size. Should the house be close to certain schools? your job? to public transportation? How large should the house be? What type of lot do you prefer? What kinds of amenities are you looking for? Establish a set of minimum requirements and a 'wish list." Minimum requirements are things that a house must have for you to consider it, while a "wish list" covers things that you'd like to have but aren't essential.
7. WHAT SHOULD I LOOK FOR WHEN DECIDING ON A COMMUNITY?
Select a community that will allow you to best live your daily life. Many people choose communities based on schools. Do you want access to shopping and public transportation? Is access to local facilities like libraries and museums important to you? Or do you prefer the peace and quiet of a rural community? When you find places that you like, talk to people that live there. They know the most about the area and will be your future neighbors. More than anything, you want a neighborhood where you feel comfortable in.
8. HOW CAN I FIND OUT ABOUT LOCAL SCHOOLS?
You can get information about school systems by contacting the city or county school board or the local schools. Your real estate agent may also be knowledgeable about schools in the area.
9. HOW CAN I FIND OUT HOW MUCH HOMES ARE SELLING FOR IN CERTAIN COMMUNITIES AND NEIGHBORHOODS?
Your real estate agent can give you a ballpark figure by showing you comparable listings. If you are working with a real estate professional, they may have access to comparable sales.
10. HOW CAN I FIND INFORMATION ON THE PROPERTY TAX LIABILITY?
The total amount of the previous year's property taxes is usually included in the listing information. If it's not, ask the seller for a tax receipt or contact the local assessor's off ice. Tax rates can change from year to year, so these figures may be approximate.
11. WHAT OTHER TAX ISSUES SHOULD I TAKE INTO CONSIDERATION?
Keep in mind that your mortgage interest and real estate taxes will be deductible. A qualified real estate professional can give you more details on other tax benefits and liabilities,
12. IS AN OLDER HOME A BETTER VALUE THAN A NEW ONE?
There isn't a definitive answer to this question. You should look at each home for its individual characteristics. Generally, older homes may be in more established neighborhoods, offer more ambiance, and have lower property tax rates. People who buy older homes, however, shouldn't mind maintaining their home and making some repairs. Newer homes tend to use more modern architecture and systems, are usually easier to maintain, and may be more energy-efficient. People who buy new homes often don't want to worry initially about upkeep and repairs.
13. WHAT SHOULD I LOOK FOR WHEN WALKING THROUGH A HOME? In addition to comparing the home to your minimum requirement and wish lists, use the Home Scorecard and consider the following:
Is there enough room for both the present and the future? Are there enough bedrooms and bathrooms? Is the house structurally sound? Do the mechanical systems and appliances work? Is the yard big enough? Do you like the floor plan? Will your furniture fit in the space? Is there enough storage space? (Bring a tape measure to better answer these questions.) Does anything need to repaired or replaced? Will the seller repair or replace the items?
Imagine the house in good weather and bad, and in each season. Will you be happy with it year-round?
Take your time and think carefully about each house you see. Ask your real estate agent to point out the pros and cons of each home from a professional standpoint.
14. WHAT QUESTIONS SHOULD I ASK WHEN LOOKING AT HOMES?
Many of your questions should focus on potential problems and maintenance issues. Does anything need to be replaced? What things require ongoing maintenance (e.g., paint, roof, HVAC, appliances, carpet)? Also ask about the house and neighborhood, focusing on quality of life issues. Be sure the seller's or real estate agent's answers are clear and complete. Ask questions until you understand all of the information they've given. Making a list of questions ahead of time will help you organize your thoughts and arrange all of the information you receive. Prepare your own Home question list before you visit property. Find out about monthly utility bills for entire home.
15. HOW CAN I KEEP TRACK OF ALL THE HOMES I SEE?
If possible, take photographs of each house: the outside, the major rooms, the yard, and extra features that you like or ones you see as potential problems. And don't hesitate to return for a second look. Organize your photos and notes for each house.
16. HOW MANY HOMES SHOULD I CONSIDER BEFORE CHOOSING ONE?
There isn't a set number of houses you should see before you decide. Visit as many as it takes to find the one you want. On average, home buyers see 15 houses before choosing one. Just be sure to communicate often with your real estate agent about everything you're looking for. It will help avoid wasting your time.
YOU'VE FOUND THE DREAM HOME
17. WHAT DOES A HOME INSPECTOR DO, AND HOW DOES AN INSPECTION FIGURE IN THE PURCHASE OF A HOME?
An inspector checks the safety of your potential new home. Home Inspectors focus especially on the structure, construction, and mechanical systems of the house and will make you aware of only repairs,that are needed.
The Inspector does not evaluate whether or not you're getting good value for your money. Generally, an inspector checks (and gives prices for repairs on): the electrical system, plumbing and waste disposal, the water heater, insulation and Ventilation, the HVAC system, water source and quality, the potential presence of pests, the foundation, doors, windows, ceilings, walls, floors, and roof. Be sure to hire a home inspector that is qualified and experienced.
It's a good idea to have an inspection before you sign a written offer since, once the deal is closed, you've bought the house as is." Or, you may want to include an inspection clause in the offer when negotiating for a home. An inspection t clause gives you an 'out" on buying the house if serious problems are found,or gives you the ability to renegotiate the purchase price if repairs are needed. An inspection clause can also specify that the seller must fix the problem(s) before you purchase the house.
18. DO I NEED TO BE THERE FOR THE INSPECTION?
It's not required, but it's a good idea. Following the inspection, the home inspector will be able to answer questions about the report and any problem areas. This is also an opportunity to hear an objective opinion on the home you'd I like to purchase and it is a good time to ask general, maintenance questions.
19. ARE OTHER TYPES OF INSPECTIONS REQUIRED?
If your home inspector discovers a serious problem a more specific Inspection may be recommended. It's a good idea to consider having your home inspected for the presence of a variety of health-related risks like radon gas asbestos, or possible problems with the water or waste disposal system.
20. HOW CAN I PROTECT MY FAMILY FROM LEAD IN THE HOME?
If the house you're considering was built before 1978 and you have children under the age of seven, you will want to have an inspection for lead-based point. It's important to know that lead flakes from paint can be present in both the home and in the soil surrounding the house. The problem can be fixed by repairing damaged paint surfaces or planting grass over effected soil. Hiring a lead abatement contractor to remove paint chips.
21. DO I NEED A LAWYER TO BUY A HOME?
Laws vary by state. Some states require a lawyer to assist in several aspects of the home buying process while other states do not, as long as a qualified real estate professional is involved. Even if your state doesn't require one, you may want to hire a lawyer to help with the complex paperwork and legal contracts. A lawyer can review contracts, make you aware of special considerations, and assist you with the closing process. Your real estate agent may be able to recommend a lawyer. If not, shop around. Find out what services are provided for what fee, and whether the attorney is experienced at representing home buyers.
22. DO I REALLY NEED HOME OWNER'S INSURANCE?
Yes. A paid home owner's insurance policy (or a paid receipt for one) is required at closing, so arrangements will have to be made prior to that day. Plus, involving the insurance agent early in the home buying process can save you money. Insurance agents are a great resource for information on home safety and they can give tips on how to keep insurance premiums low.
23. WHAT STEPS COULD I TAKE TO LOWER MY HOME OWNER'S INSURANCE COSTS?
Be sure to shop around among several insurance companies. Also, consider the cost of insurance when you look at homes. Newer homes and homes constructed with materials like brick tend to have lower premiums. Think about avoiding areas prone to natural disasters, like flooding. Choose a home with a fire hydrant or a fire department nearby.
24. IS THE HOME LOCATED IN A FLOOD PLAIN?
Your real estate agent or lender can help you answer this question. If you live in a flood plain, the lender will require that you have flood insurance before lending any money to you. But if you live near a flood plain, you may choose whether or not to get flood insurance coverage for your home. Work with an insurance agent to construct a policy that fits your needs.
25. WHAT OTHER ISSUES SHOULD I CONSIDER BEFORE I BUY MY HOME?
Always check to see if the house is in a low-lying area, in a high-risk area for natural disasters (like earthquakes, hurricanes, tornadoes, etc.), or in a hazardous materials area. Be sure the house meets building codes. Also consider local zoning laws, which could affect remodeling or making an addition in the future. Your real estate agent should be able to help you with these questions.
26. HOW DO I MAKE AN OFFER?
Your real estate agent will assist you in making an offer, which will include the following information:
Complete legal description of the property Amount of earnest money own payment and financing details Proposed move-in date Price you are offering Proposed closing date Length of time the offer is valid Details of the deal
Remember that a sale commitment depends on negotiating a satisfactory contract with the seller, not just Making an offer.
Other ways to lower ins-insurance costs include insuring your home and car(s) with the same company, increasing home security, and seeking group coverage through alumni or business associations. Insurance costs are always lowered by raising your deductibles, but this exposes you to a higher out-of-pocket cost if you have to file a claim.
27. HOW DO I DETERMINE THE INITIAL OFFER?
Unless you have a buyer's agent, remember that the agent works for the seller. Make a point of asking him or her to keep your discussions and information confidential. Listen to your real estate agent's advice, but follow your own instincts on deciding a fair price. Calculating your offer should involve several factors: what homes sell for in the area, the home's condition, how long it's been on the market, financing terms, and the seller's situation. By the time you're ready to make an offer, you should have a good idea of what the home is worth and what you can afford. And, be prepared for give-and-take negotiation, which is very common when buying a home. The buyer and seller may often go back and forth until they can agree on a price. Check Home price in that area on websites.
28. WHAT IS EARNEST MONEY? HOW MUCH SHOULD I SET ASIDE?
Earnest money is money put down to demonstrate your seriousness about buying a home. It must be substantial enough to demonstrate good faith and is usually between 1-5% of the purchase price (though the amount can vary with local customs and conditions). If your offer is accepted, the earnest money becomes part of your down payment or closing costs. If the offer is rejected, your money is returned to you. If you back out of a deal, you may forfeit the entire amount.
29. WHAT ARE "HOME WARRANTIES", AND SHOULD I CONSIDER THEM?
Home warranties offer you protection for a specific period of time (e.g., one year) against potentially costly problems, like unexpected repairs on appliances or home systems, which are not covered by home owner's insurance. Warranties are becoming more popular because they offer protection during the time immediately following the purchase of a home, a time when many people find themselves cash-strapped.
GENERAL FINANCING QUESTIONS:THE BASICS
30. WHAT IS A MORTGAGE?
Generally speaking, a mortgage is a loan obtained to purchase real estate. The "mortgage" itself is a lien (a legal claim) on the home or property that secures the promise to pay the debt. All mortgages have two features in common: principal and interest.
31. WHAT IS A LOAN TO VALUE (LTV) HOW DOES IT DETERMINE THE SIZE OF MY LOAN?
The loan to value ratio is the amount of money you borrow compared with the price or appraised value of the home you are purchasing. Each loan has a specific LTV limit. For example: With a 95% LTV loan on a home priced at $50,000, you could borrow up to $47,500 (95% of $50,000), and would have to pay,$2,500 as a down payment.
The LTV ratio reflects the amount of equity borrowers have in their homes. The higher the LTV the less cash home buyers are required to pay out of their own funds. So, to protect lenders against potential loss in case of default, higher LTV loans (80% or more) usually require mortgage insurance policy.
32. WHAT TYPES OF LOANS ARE AVAILABLE AND WHAT ARE THE ADVANTAGES OF EACH?
Fixed Rate Mortgages: Payments remain the same for the the life of the loan
Types
15-year 30-year
Advantages
Predictable Housing cost remains unaffected by interest rate changes and inflation.
Adjustable Rate Mortgages (ARMS): Payments increase or decrease on a regular schedule with changes in interest rates; increases subject to limits
Types
Balloon Mortgage- Offers very low rates for an Initial period of time (usually 5, 7, or 10 years); when time has elapsed, the balance is clue or refinanced (though not automatically) Two-Step Mortgage- Interest rate adjusts only once and remains the same for the life of the loan ARMS linked to a specific index or margin
Advantages
Generally offer lower initial interest rates Monthly payments can be lower May allow borrower to qualify for a larger loan amount
33. WHEN DO ARMS MAKE SENSE?
An ARM may make sense If you are confident that your income will increase steadily over the years or if you anticipate a move in the near future and aren't concerned about potential increases in interest rates.
34. WHAT ARE THE ADVANTAGES OF 15- AND 30-YEAR LOAN TERMS?
30-Year:
In the first 23 years of the loan, more interest is paid off than principal, meaning larger tax deductions. As inflation and costs of living increase, mortgage payments become a smaller part of overall expenses.
15-year:
Loan is usually made at a lower interest rate. Equity is built faster because early payments pay more principal.
35. CAN I PAY OFF MY LOAN AHEAD OF SCHEDULE?
Yes. By sending in extra money each month or making an extra payment at the end of the year, you can accelerate the process of paying off the loan. When you send extra money, be sure to indicate that the excess payment is to be applied to the principal. Most lenders allow loan prepayment, though you may have to pay a prepayment penalty to do so. Ask your lender for details.
36. ARE THERE SPECIAL MORTGAGES FOR FIRST-TIME HOME BUYERS?
Yes. Lenders now offer several affordable mortgage options which can help first-time home buyers overcome obstacles that made purchasing a home difficult in the past. Lenders may now be able to help borrowers who don't have a lot of money saved for the down payment and closing costs, have no or a poor credit history, have quite a bit of long-term debt, or have experienced income irregularities.
37. HOW LARGE OF A DOWN PAYMENT DO I NEED?
There are mortgage options now available that only require a down payment of 5% or less of the purchase price. But the larger the down payment, the less you have to borrow, and the more equity you'll have. Mortgages with less than a 20% down payment generally require a mortgage insurance policy to secure the loan. When considering the size of your down payment, consider that you'll also need money for closing costs, moving expenses, and - possibly -repairs and decorating.
38. WHAT IS INCLUDED IN A MONTHLY MORTGAGE PAYMENT?
The monthly mortgage payment mainly pays off principal and interest. But most lenders also include local real estate taxes, home owner's insurance, and mortgage insurance (if applicable).
39. WHAT FACTORS AFFECT MORTGAGE PAYMENTS?
The amount of the down payment, the size of the mortgage loan, the interest rate, the length of the repayment term and payment schedule will all affect the size of your mortgage payment.
40. HOW DOES THE INTEREST RATE FACTOR IN SECURING A MORTGAGE LOAN?
A lower interest rate allows you to borrow more money than a high rate with the some monthly payment. Interest rates can fluctuate as you shop for a loan, so ask-lenders if they offer a rate "lock-in"which guarantees a specific interest rate for a certain period of time. Remember that a lender must disclose the Annual Percentage Rate (APR) of a loan to you. The APR shows the cost of a mortgage loan by expressing it in terms of a yearly interest rate. It is generally higher than the interest rate because it also includes the cost of points, mortgage insurance, and other fees included in the loan.
41. WHAT HAPPENS IF INTEREST RATES DECREASE AND I HAVE A FIXED RATE LOAN?
If interest rates drop significantly, you may want to investigate refinancing. Most experts agree that if you plan to be in your house for at least 18 months and you can get a rate 2% less than your current one, refinancing is smart. Refinancing may, however, involve paying many of the same fees paid at the original closing, plus origination and application fees.
42. WHAT ARE DISCOUNT POINTS?
Discount points allow you to lower your interest rate. They are essentially prepaid interest, With each point equaling 1% of the total loan amount. Generally, for each point paid on a 30-year mortgage, the interest rate is reduced by 1/8 (or.125) of a percentage point. When shopping for loans, ask lenders for an interest rate with 0 points and then see how much the rate decreases With each point paid. Discount points are smart if you plan to stay in a home for some time since they can lower the monthly loan payment. Points are tax deductible when you purchase a home and you may be able to negotiate for the seller to pay for some of them.
43. WHAT IS AN ESCROW ACCOUNT? DO I NEED ONE?
Established by your lender, an escrow account is a place to set aside a portion of your monthly mortgage payment to cover annual charges for home owner's insurance, mortgage insurance (if applicable), and property taxes. Escrow accounts are a good idea because they assure money will always be available for these payments. If you use an escrow account to pay property tax or home owner's insurance, make sure you are not penalized for late payments since it is the lender's responsibility to make those payments.
44. WHAT STEPS NEED TO BE TAKEN TO SECURE A LOAN?
The first step in securing a loan is to complete a loan application. To do so, you'll need the following information.
Pay stubs for the past 2-3 months W-2 forms for the past 2 years Information on long-term debts Recent bank statements tax returns for the past 2 years Proof of any other income Address and description of the property you wish to buy Sales contract
During the application process, the lender will order a report on your credit history and a professional appraisal of the property you want to purchase. The application process typically takes between 1-6 weeks.
45. HOW DO I CHOOSE THE RIGHT LENDER FOR ME?
Choose your lender carefully. Look for financial stability and a reputation for customer satisfaction. Be sure to choose a company that gives helpful advice and that makes you feel comfortable. A lender that has the authority to approve and process your loan locally is preferable, since it will be easier for you to monitor the status of your application and ask questions. Plus, it's beneficial when the lender knows home values and conditions in the local area. Do research and ask family, friends, and your real estate agent for recommendations. Once again internet research can help you in home financing too.
46. HOW ARE PRE-QUALIFYING AND PRE-APPROVAL DIFFERENT?
Pre-qualification is an informal way to see how much you maybe able to borrow. You can be 'pre-qualified' over the phone with no paperwork by telling a lender your income, your long-term debts, and how large a down payment you can afford. Without any obligation, this helps you arrive at a ballpark figure of the amount you may have available to spend on a house.
Pre-approval is a lender's actual commitment to lend to you. It involves assembling the financial records mentioned in Question 47 (Without the property description and sales contract) and going through a preliminary approval process. Pre-approval gives you a definite idea of what you can afford and shows sellers that you are serious about buying.
47. WHAT IS A CREDIT BUREAU SCORE AND HOW DO LENDERS USE THEM?
A credit bureau score is a number, based upon your credit history, that represents the possibility that you will be unable to repay a loan. Lenders use it to determine your ability to qualify for a mortgage loan. The better the score, the better your chances are of getting a loan. Ask your lender for details.
CLOSING
48. WHAT HAPPENS AFTER I'VE APPLIED FOR MY LOAN?
It usually takes a lender between 1-6 weeks to complete the evaluation of your application. Its not unusual for the lender to ask for more information once the application has been submitted. The sooner you can provide the information, the faster your application will be processed. Once all the information has been verified the lender will call you to let you know the outcome of your application. If the loan is approved, a closing date is set up and the lender will review the closing with you. And after closing, you'll be able to move into your new home.
49. WHAT SHOULD I LOOK OUT FOR DURING THE FINAL WALK-THROUGH?
This will likely be the first opportunity to examine the house without furniture, giving you a clear view of everything. Check the walls and ceilings carefully, as well as any work the seller agreed to do in response to the inspection. Any problems discovered previously that you find uncorrected should be brought up prior to closing. It is the seller's responsibility to fix them.
50. WHAT MAKES UP CLOSING COST OF HOME?
There may be closing cost customary or unique to a certain locality, but closing cost are usually made up of the following:
Attorney's or escrow fees (Yours and your lender's if applicable) Property taxes (to cover tax period to date) Interest (paid from date of closing to 30 days before first monthly payment) Loan Origination fee (covers lenders administrative cost) Recording fees Survey fee First premium of mortgage Insurance (if applicable) Title Insurance (yours and lender's) Loan discount points First payment to escrow account for future real estate taxes and insurance Paid receipt for home owner's insurance policy (and fire and flood insurance if applicable). Any documentation preparation fees
51. WHAT CAN I EXPECT TO HAPPEN ON CLOSING DAY?
You'll present your paid home owner's insurance policy or a binder and receipt showing that the premium has been paid. The closing agent will then list the money you owe the seller (remainder of down payment, prepaid taxes, etc.) and then the money the seller owes you (unpaid taxes and prepaid rent, if applicable). The seller will provide proofs of any inspection, warranties, etc.
Once you're sure you understand all the documentation, you'll sign the mortgage, agreeing that if you don't make payments the lender is entitled to sell your property and apply the sale price against the amount you owe plus expenses. You'll also sign a mortgage note, promising to repay the loan. The seller will give you the title to the house in the form of a signed deed.
You'll pay the lender's agent all closing costs and, in turn,he or she will provide you with a settlement statement of all the items for which you have paid. The deed and mortgage will then be recorded in the state Registry of Deeds, and you will be a homeowner.
52. WHAT DO I GET AT CLOSING?
Settlement Statement (itemizes services provided and the fees charged; it is filled out by the closing agent and must be given to you at or before closing)
Truth-in-Lending Statement
Mortgage Note
Mortgage or Deed of Trust
Binding Sales Contract (prepared by the seller; your lawyer should review it)
Keys to your new home
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legolasgoldy · 5 years
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A♥️ || 4♥️ || 7♣️ || J♣️ || 2♦️ || 7♠️ ][You can answer for x-men verse or his canon verse, or both.^^][
♥️ ♣️ Send a playing card to my ask box! ♦️ ♠️
// Thank you!! :D @blind-mutant
A♥️ - Who was the first person your muse ever fell in love with?
Maglor. It wasnt really expected, they were so young, about 14 and spent a lot of time together for school, and just because they were good friends. They both were having that realization of “.. i think I like boys too.” at the time, and kinda kept it to themselves aside from maybe one friend. I cant speak for Maglor, but Finrod told his best friend at the time he was having feelings. Mags became his first intense crush. During several months of them working together on a project for music class they kind of played around with subtly flirting or touching shoulders when sitting close, really sweet kinds of things. Just testing the waters to see if the feelings were returned and just because it was such a new feeling.
One day they happen to be sitting really close and looked at each other, then just.. both of them really awkwardly leaned in reallyyyy slow and kissed. They actually kissed, again really awkwardly but really adorable, about three times in a row before Finrod’s mother walked in to say dinner was almost ready. It was a really embarrassing and funny first kiss. His parents are obviously super supportive tho. They dated for about.. a year and 8 months maybe? Around that bc about 5 months into being 15 is when he started getting his mutation little by little and by the time it got to the beginning of 8 months it had gone full fledged and drama happened.
Finrod loved him and thats why he broke up with him, he was a young teen who felt that was the best option. Then he was at the institute for around 7 months when he met Rhys I think, and was 2 like..months into being 16. He moved on with time, it just wasnt meant to be, and being friends with Rhys really and truly made him happy. It felt right and like everything was perfect even if things had happened, they had each other and thats all he realized he wanted. He loves Rhys more than he ever thought he could love anyone. Its a more mature love, rather than a first love. Thats not to say he doesnt love Maglor still, but that type of love changes with time you know? The nature of it.. Rhys is the person he wants to be with, and stay with forever now.
4♥️ - What are your muse’s thoughts on starting/raising a family?
Finrod would LOVE to adopt and raise a family if Rhys wanted to. Children have always been something he imagined having one day. He wants to share that experience with someone he loves, and raise a child together. However, its only something he wants if Rhys wants it.  He never ever EVER wants Rhys to feel like its something they have to have, or like he has to say yes to make Finrod happy. Finrod’s entire world is wonderful with Rhys in it as it is. He doesnt need children to be happy, and if all they ever had was a bunny and a snail he’d be the happiest man in the world still. Which ever they decide one day hes happy with.
7♣️ - Has your muse ever felt “trapped”, either figuratively or literally?
When he first started getting his mutation and realized what was happening he did at first. Mostly because he didnt have a choice in what was happening to him. He was trapped into turning into something, he at the time didnt want. Not to mention something he thought was going to ruin everyones lives including his own. Of course once he learned better and realized it was who he was  meant to be, he would /never/ give up his mutation even if he had the chance. He loves who he is, he wouldnt know what to do without it.
J♣️ - Who does your muse trust the most?
Hmm well he trusts a lot of people and cant just choose one. It depends on the situation presented as to who he would trust with what. In general though, the top people he immediately trusts in ANY situation always is his parents and Rhys. For instance though, his siblings he would trust with his life in serious situations (aside from Galadriel if shes only a toddler just bc shes too little to understand) but not trust his brothers to keep a secret that isnt life or death. Theyre tattletelling 12 year olds haha, theyre gonna tell things sometimes. Finrod does love them dearly tho, just as an older brother he knows better than to trust them with certain things. XD His parents tho are two people he knows, no matter what always have his, his sibling’s, and Rhys’ back too. Theyre good trusting parents, and he knows they would only /ever/ break their promises to them if it was extremely important. The same with Rhys, Finrod knows he can always trust him no matter what the situation and if for some reason Rhys’ breaks a promise or something happens, he knows there HAS to be something extremely important or wrong going on.
2♦️ - How important is money to your muse?
Ehh I feel like this question isnt as simple as it sounds like the last one haha.  It vastly depends on the situation as to how he feels about money. For instance, when he first meets Rhys he doesnt care at all that Rhys doesnt have any money or anything for that matter.  He doesnt place someones worth in relation to their financial status. Which is obvious to anyone who knows him. Even tho Rhys may still feel insecure about that time in his life, which is understandable, its really important to Finrod that he knows, he never ever saw anything wrong with him in any way much less the lack of money and homelessness.
When they meet/become friends/ are at the institute he does start putting more importance into money than before. Previously it was just certain things like, money for a new instrument he had wanted to raise himself rather than his parents spending all that money on him bc they have four kids. Not to mention they had already bought him a guitar among other things.  So he took that summer job at the greenhouse to make that money for something he wanted, and took that job several times so he could help out, and have extra spending money. 
When he meets Rhys, I think that value shifts a bit bc he starts saving for someone else. Sure he still does things for himself, he wouldnt want Rhys to think he wasnt, but when you care about someone you take care of them. Suddenly money went from something he could earn to spend on things he wanted to having a value of making someone he cares for comfortable and at home. Obviously he didnt overkill spend money on him left and right, he knows better, but it was the little things like buying Rhys a jacket he didnt have before, giving him essential things he hadnt had like a toothbrush, socks, more clothes, a hairbrush. He wouldnt pile all these things on him at once so as not to overwhelm him, but hes gonna get those things for him. Some before Rhys even comes to live with him at the institute and some in the weeks after he moves in. After that, its little things like a special snack he knows will make him smile at lunch, a textured scrunchie or cuff bracelet or something he thought Rhys might wanna fiddle with on his wrist when nervous or bored and of course use the scrunchie for his hair. Just little sweet gestures that shows he cares. Rhys’ happiness and to see him smile is priceless.
Once they move into their apartment together I think its a little similar but theyre on their own then. The value on money goes higher bc they have to pay rent and buy groceries. Sure, his parents do help them out the first month or so and help them get a decent car but theyre starting a life together. It turns into supporting them, saying bills, saving up, buying groceries, more sweet gestures. All of that he happily does, hes absolutely thrilled that they have a life of their own that hes just enjoying it even if bills arent fun. Its their life together thats fun and always enjoyable bc he has Rhys.
Furthermore, his importance on money isnt just him supporting Rhys, its also Rhys supporting himself. Rhys having freedom to live, being his own person. Having a life and independence thats very much deserved after what hes been through. Rhys getting a job of his own is so so important to Finrod bc he knows what it means to Rhys. So theres just no limit to how important Rhys’ money is bc of its significance. Thats a really long answer haha but its such a good question I hope it makes sense.
7♠️ - What’s a hard truth that your muse has to learn/has learned?
Hmm. Going back to when he had all those angsty moments when he was first getting his mutation. The hard truth of it was accepting who he was and that it was okay. Just because all of this was happening to him doesnt mean he has to give up everything he ever wanted or people he cared for.  He can still live his life and be happy just the way he is.
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orbemnews · 3 years
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Democrats Look to Smooth the Way for Biden’s Infrastructure Plan WASHINGTON — Senior Democrats on Monday proposed a tax increase that could partly finance President Biden’s plans to pour trillions of dollars into infrastructure and other new government programs, as party leaders weighed an aggressive strategy to force his spending proposals through Congress over unified Republican opposition. The moves were the start of a complex effort by Mr. Biden’s allies on Capitol Hill to pave the way for another huge tranche of federal spending after the $1.9 trillion stimulus package that was enacted this month. The president is set to announce this week the details of his budget, including his much-anticipated infrastructure plan. He is scheduled to travel to Pittsburgh on Wednesday to describe the first half of a “Build Back Better” proposal that aides say will include a total of $3 trillion in new spending and up to an additional $1 trillion in tax credits and other incentives. Yet with Republicans showing early opposition to such a large plan and some Democrats resistant to key details, the proposals will be more difficult to enact than the pandemic aid package, which Democrats muscled through the House and Senate on party-line votes. In the House, where Mr. Biden can currently afford to lose only eight votes, a Democratic congressman from New York warned that he would not support the president’s plan unless it eliminated a rule that prevents taxpayers from deducting more than $10,000 in local and state taxes from their federal income taxes. He is one of a handful of House Democrats who are calling on the president to repeal the provision. And in the Senate, where most major legislation requires 60 votes to advance, Senator Chuck Schumer of New York, the majority leader, was exploring an unusual maneuver that could allow Democrats to once again use reconciliation — the same fast-track budget process they used for the stimulus plan — to steer his spending plans through Congress in the next few months even if Republicans were unanimously opposed. While an aide to Mr. Schumer said a final decision had not been made to pursue such a strategy, the prospect, discussed on the condition of anonymity, underscored the lengths to which Democrats were willing to go to push through Mr. Biden’s agenda. The president’s initiatives will feature money for traditional infrastructure projects like rebuilding roads, bridges and water systems; spending to advance a transition to a lower-carbon energy system, like electric vehicle charging stations and the construction of energy-efficient buildings; investments in emerging industries like advanced batteries; education efforts like free community college and universal prekindergarten; and measures to help women work and earn more, like increased support for child care. The proposals are expected to be partly offset by a wide range of tax increases on corporations and high earners. In Pittsburgh, Mr. Biden will lay out “the first of two equally critical packages to rebuild our economy and create better-paying jobs for American workers,” Jen Psaki, the White House press secretary, told reporters on Monday. “He’ll talk this week about investments we need to make in domestic manufacturing, R & D, the caregiving economy and infrastructure,” she added. “In the coming weeks, the president will lay out his vision for a second package that focuses squarely on creating economic security for the middle class through investments in child care, health care, education and other areas.” Mr. Biden’s budget office is also expected this week to release his spending request for the next fiscal year, which is separate from the infrastructure plan. White House officials said it would lay out funding levels agency by agency, so that congressional committees could begin to write appropriations bills for next year. For the first time in a decade, they will not be limited by spending caps imposed by Congress. (Lawmakers have agreed to break those caps in recent years.) That request will not include Mr. Biden’s tax plans, the officials said. The administration’s full budget will be presented to Congress this spring. For now, some Democrats are already jockeying to make sure that their proposals are part of the plan. Senator Chris Van Hollen, Democrat of Maryland, and a group of liberal Democrats on Monday proposed scaling back a provision in the tax code that allows wealthy heirs to reduce what they pay on assets they inherit, known as stepped-up basis. The proposal reflects one of Mr. Biden’s campaign promises, and officials have suggested that it could be used to fund his infrastructure plans. Current law reduces the taxes that heirs owe on assets that appreciate over time. Say a person buys $1 million worth of stock, and the value of that stock rises to $10 million before the person dies. If the person sold the stock before death, she would owe taxes on a $9 million gain. But if she died first, and her heirs immediately sold the stocks she gave them, they would not owe any capital gains taxes. Under the new proposal, which exempts $1 million in gains, the heirs would owe taxes on the remaining $8 million gain. The full exemption reduces federal tax revenues by more than $40 billion a year. It was unclear on Monday how much the Democratic plan would raise in revenues to help Mr. Biden’s spending efforts. Other Democrats pushed the president to include further tax cuts in his plan. Representative Tom Suozzi of New York said in an interview on Monday that he would not support changes to the tax code without a full repeal of the so-called SALT cap, which limits the amount of local and state taxes that can be deducted from federal income taxes. That change largely hurt higher-income households in high-tax states like California, Maryland and New York. House Democrats passed legislation in 2019 that would have temporarily removed the cap, but it stalled in the Senate and attempts to include it in pandemic relief legislation were unsuccessful. “It has to be elevated as part of the conversation,” Mr. Suozzi said. “There’s a lot of different talk about going big and going bold and making significant changes to the tax code. I want to make SALT part of the conversation.” Frequently Asked Questions About the New Stimulus Package How big are the stimulus payments in the bill, and who is eligible? The stimulus payments would be $1,400 for most recipients. Those who are eligible would also receive an identical payment for each of their children. To qualify for the full $1,400, a single person would need an adjusted gross income of $75,000 or below. For heads of household, adjusted gross income would need to be $112,500 or below, and for married couples filing jointly that number would need to be $150,000 or below. To be eligible for a payment, a person must have a Social Security number. Read more. What would the relief bill do about health insurance? Buying insurance through the government program known as COBRA would temporarily become a lot cheaper. COBRA, for the Consolidated Omnibus Budget Reconciliation Act, generally lets someone who loses a job buy coverage via the former employer. But it’s expensive: Under normal circumstances, a person may have to pay at least 102 percent of the cost of the premium. Under the relief bill, the government would pay the entire COBRA premium from April 1 through Sept. 30. A person who qualified for new, employer-based health insurance someplace else before Sept. 30 would lose eligibility for the no-cost coverage. And someone who left a job voluntarily would not be eligible, either. Read more What would the bill change about the child and dependent care tax credit? This credit, which helps working families offset the cost of care for children under 13 and other dependents, would be significantly expanded for a single year. More people would be eligible, and many recipients would get a bigger break. The bill would also make the credit fully refundable, which means you could collect the money as a refund even if your tax bill was zero. “That will be helpful to people at the lower end” of the income scale, said Mark Luscombe, principal federal tax analyst at Wolters Kluwer Tax & Accounting. Read more. What student loan changes are included in the bill? There would be a big one for people who already have debt. You wouldn’t have to pay income taxes on forgiven debt if you qualify for loan forgiveness or cancellation — for example, if you’ve been in an income-driven repayment plan for the requisite number of years, if your school defrauded you or if Congress or the president wipes away $10,000 of debt for large numbers of people. This would be the case for debt forgiven between Jan. 1, 2021, and the end of 2025. Read more. What would the bill do to help people with housing? The bill would provide billions of dollars in rental and utility assistance to people who are struggling and in danger of being evicted from their homes. About $27 billion would go toward emergency rental assistance. The vast majority of it would replenish the so-called Coronavirus Relief Fund, created by the CARES Act and distributed through state, local and tribal governments, according to the National Low Income Housing Coalition. That’s on top of the $25 billion in assistance provided by the relief package passed in December. To receive financial assistance — which could be used for rent, utilities and other housing expenses — households would have to meet several conditions. Household income could not exceed 80 percent of the area median income, at least one household member must be at risk of homelessness or housing instability, and individuals would have to qualify for unemployment benefits or have experienced financial hardship (directly or indirectly) because of the pandemic. Assistance could be provided for up to 18 months, according to the National Low Income Housing Coalition. Lower-income families that have been unemployed for three months or more would be given priority for assistance. Read more. Mr. Suozzi is among the Democrats who have requested a meeting with Mr. Biden to discuss repealing the cap, according to a letter obtained by The New York Times. “No SALT, no dice,” declared another Democrat, Representative Josh Gottheimer of New Jersey. “There’s plenty of ways, in my opinion, to raise revenue and reinstate SALT,” he said in an interview, adding that he wanted to see the full details of the proposal. Ms. Psaki said on Monday that administration officials “look forward to working with a broad coalition of members of Congress to gather their input and ideas, and determine the path forward, create good jobs and make America more competitive.” While members of both parties have said they support a major infrastructure initiative, Republicans have balked at the details of Mr. Biden’s opening bid, which includes not only sweeping investments in traditional public works but also more ambitious proposals to tackle climate change and education, and tax increases to help offset the considerable costs. “Unfortunately, it looks like this is not going to head in the direction I had hoped,” Senator Mitch McConnell of Kentucky, the minority leader, said at an event in his state. “My advice to the administration is: If you want to do an infrastructure bill, let’s do an infrastructure bill. Let’s don’t turn it into a massive effort to raise taxes on businesses and individuals.” “I’d love to do an infrastructure bill,” he added. “I’m not interested in raising taxes across the board on America. I think it will send our economy in the wrong direction.” Should Democratic lawmakers try to move Mr. Biden’s plan through the regular legislative process and overcome the 60-vote filibuster threshold, at least 10 Republicans would need to join them. But the reconciliation process allows a fiscal package included in the budget resolution to be shielded from a filibuster. Mr. Schumer has asked the Senate’s top rule-enforcer whether Democrats can revisit the budget blueprint that was approved last month to include the infrastructure plan, which would enable them to undertake a second reconciliation process before the end of the fiscal year on Sept. 30 and pass it with a simple majority. Because there is no precedent for passing two reconciliation packages in the same budget year with the same blueprint, Elizabeth MacDonough, the parliamentarian, will have to issue guidance on whether doing so is permissible under Senate rules. If Democrats succeed, they could potentially use the reconciliation maneuver at least two more times this calendar year to push through more of Mr. Biden’s agenda. Source link Orbem News #Bidens #Democrats #infrastructure #Plan #smooth
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elijahjacobs1994 · 3 years
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is renters insurance per person
BEST ANSWER: Try this site where you can compare quotes from different companies :4carinsurance.xyz
is renters insurance per person
is renters insurance per person, in all cases! They also provide emergency roadside assistance! I know my insurance can help if we need it! There are many great things to like about renting a home, and with a car, it makes more sense! It is something to rent a car when you have to rent a home – even if you own a car!  You can always rent a car while you are away, and your coverage could be more than you need.  If you have a high deductible, you want to protect yourself from the high bills of the rental and your belongings. If you are buying your own car insurance - we’ll help you!  As you can see from the above, you can make changes to existing coverage when you rent or borrow something else.  This is why you need an independent insurance agent to help you navigate the rental companies and find the best insurance plan for your needs.  They can give you the best value with the. is renters insurance per person or $750,000 max for entire family; renters insurance per accident; uninsured motorist and . For other drivers and vehicles, this insurance pays the same amount and includes coverage to assist in getting you back on the road if you become injured in a covered accident. If you have this is not a direct option but it’s worth adding in some of those states it’s not allowed to be too far away from your residence and your spouse’s car. The cheapest car insurance in the city can easily be found to buy it from a private insurance company and save money. If you can afford it, you should have no issue in doing so. You should aim to have at least $100,000 in liability insurance covered by your own home. The most expensive car insurance is around $200,000 or $1,700,000 a person’s annual income. That’s the cheapest you can save if you use the same car. If you use. is renters insurance per person, renters insurance per accident, and renters insurance per vehicle. Renter’s insurance rates vary by state so you’ll want to read our full . This provider offers for up to $1 million through one of the best providers in the industry. You can easily insure multiple vehicles with Renter’s. You ll get all of your policies to make sure that you have the coverage you need. While you re waiting on a call to help you get out of the traffic, there are still some out there. There is an added cost of calling an insurance company and it won t be covered for several months. We have to find someplace with the benefits that are best for our needs. All I need is one last call before I give them everything they ask for. I don t get anything out of this thing. Stay safe and we ll take care of you! What is the cheapest life insurance?  We have this on this site so you can use it. I.
I m a financial planner, and I almost always recommend the same type of life insurance to my clients
I m a financial planner, and I almost always recommend the same type of life insurance to my clients for their final expenses and burial. When we were married, I recommended getting a term life insurance from Medica which I ve already worked with twice before. It was for our children for a few years until they were born and it was for the last year. We were expecting $100k in life insurance. It was a one-term policy but it was a very fair one. I had a policy for about 9 years but I went to the funeral and they canceled it. Then after we separated we asked the same type of questions about the life insurance she said if you want life.  If I want to be able to do that it won t be so expensive.  So I go to the funeral and it s paid out.  After we leave it was $400K so that s what it was.  So if someone wants to be able to contribute it won t be so expensive. The other thing I got, they were so unfair and that s what was.
How much does renters insurance cost?
How much does renters insurance cost? The price difference between policies is very minor, and usually only takes 5-10 minutes to explain. When you buy renters insurance, you’ll want to compare price quotes with several different companies. Then you’ll know the amount of your total premium and which ones are going to be cheapest. One of the best ways to do this is online. Find an like Geo Blue Book to get a quote from your provider. When you buy renters insurance online, your insurance is going to come out on top. However, if your coverage is only going to be there for a limited time, then the premium can get expensive quickly. You can use the quote system from Geico to compare renters insurance prices with plenty of additional coverages available. It s also not a simple process to get quotes from different insurers online. This process is best done by using an app on your phone or using the app on your smartphone – that way you can quickly get a quote from various providers and compare your quotes.
Does renters insurance cover more than theft and fire?
Does renters insurance cover more than theft and fire? No, renters insurance will cover more than the listed deductible and policy costs depending on your insurance plan. However, that depends on your insurance needs. Here are some of the things renters insurance may cover. This depends on when and how you purchased your home but you should know if a rental agency has renters insurance as well if you live in an area of Washington that is not listed on their policy. If you don’t have renters insurance, you will have to pay out of pocket for the repair and replacement costs that are covered under your insurance plan. Some rental properties offer coverage for personal usage — if you have your home on your policy, you have coverage for anything you use during your time. But a rental agency will require that the landlord doesn’t have this coverage or not. Renters insurance plans are designed so you’re responsible for paying for all your expenses when they occur. You may be responsible for the extra costs of rental apartments if your own property is damaged due.
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The best cheap car insurance in Virginia
The best cheap car insurance in Virginia? That depends on a number of factors, including your driving history, credit score and the type of vehicle you want to insure. To get the best and cheapest quotes we compared car insurance rates for various driver profiles and tested policies. We found that car insurance in Newport News is on par with the lowest rates in other Pennsylvania cities. However, it’s still important for a young driver to explore his insurance options. A few factors could significantly increase your insurance premium — namely, his age, if he needs to file an insurance claim, or how much he can earn in the state in which he resides. If you have an older or weaker vehicle, you might be tempted to let it drive up your car insurance rates. For example, young drivers are considered more experienced, generally have less driving violations, and are less likely to file claims. Because of this, the lowest car insurance rates often aren’t the cheapest, but they can pay off in the form of savings. For instance,.
About Insurance.com
About Insurance.com (“Insurance Company”). . The insurance under a previous owner’s policy is called the original policy. Competitive pricing from any company. See more tips and information about auto insurance in your state below: If you are unsure of your state’s insurance laws, you can purchase online from various insurance companies that will get access to drivers in your state (like State Farm). The insurance company that will give you the best price is used to determine the rates they offer you. The insurer that will give you the best price is used to determine the rates they offer you. The insurer that will give you the cheapest price is used to determine the rates it offers you. In many situations, the highest insurance rates for car coverage will be found in the state with lower rates. This is because each state is different in its regulatory and insurance laws. Car insurance companies determine cost in a few different ways. The reason is that car insurance rates vary by industry and state. These costs can.
Health Insurance
Health Insurance Provider. If your insurer is not listed here, or if you have a company not listed here, then you will need to contact us. We will be glad to help you in any way we can. As an independent insurance broker we can arrange a custom quote using companies other than GEICO. However, you ll need to be listed as a full service agent, which is out of our reach. There s no way to find out all companies in each state. For example, if you re given a quote by one company for an insurance policy you don t like the most, you can go back and choose another company. If you’re not sure, you can always reach out with your insurer and see if this policy would be best suited for you. GEICO offers many different types of insurance coverage. These are some of the most common types: When you choose GEICO for car insurance, you can compare policies from multiple insurance companies. This means you ll receive a personalized quote and coverage.
Other Insurance
Other Insurance Insurance is more than an insurance company. If you have a term insurance policy, you can expect to have to pay a big premium on any cash value they provide to you. If you want a better guarantee a new one, you should ask yourself if they need to renew all of your insurance policies or will you need to go without insurance? The average car rental loss is nearly $16 a day and the cost of repair depends on a number of factors and can range from a repair or replacement to having your own repairs done. The good news is, you can save on your annual car rental insurance premium. And you probably could be saving money on your auto insurance policy since the cost is often based partly on your personal driving history. Auto insurance policies offer an individualized coverage to cover each person and vehicle within a coverage set by the company. It includes bodily injury liability coverage, property damage liability coverage and personal injury protection. The company also provides.
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Home & Renters Insurance   The difference in rates will vary by the city, but the general rule is that every insurance rate will be lower in the towns with more claims and, therefore, lower in all towns, suburbs, and cities throughout Texas. This may not seem like a big price. In fact, an insurance rate, just like every car insurance, will be calculated differently based on what is involved in the purchase of the insured vehicle, the type of vehicle involved in the accident and where you live. The insurance rate is set by the insurance company — but the price for the policy is also the rate set by the state. A good insurance policy is one that provides coverage that is reasonable to the driver, vehicle, and passenger and provides maximum protection against uninsured, underinsured, and damages. A policy that provides better coverage at a lower price can actually increase the accident rates and damage the vehicle. This is because, in Texas, Texas is one of the states at the heart of the cost of auto repairs and accidents.
How to get renters insurance
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Why All Those Rules?
An Explanation from a Dance Teacher Posted by Amanda Trusty on October 20, 2014 A dance mom recently came into our studio with several complaints. She had an issue with paying for classes that her daughters didn't come to, she had a complaint about the costumes the teachers wore in last year's recital for their number, and she had many questions about the rigid rules we make students abide by. Her issue with the classes that her daughters didn't come to was that the ballet teacher was gone for a month, and a substitute taught classes for four weeks. She said her daughters didn't want to come dance with a substitute and she didn't think it fair that she had to pay tuition if her daughters didn't want a substitute. Her complaint about the teacher's costumes in the recital last year was that they were simple and easily bought for cheap at a department store. She didn't think it was fair that all students had to purchase a costume for the recital full of sequins or rhinestones, but the teachers didn't have to do the same. Her issue with the rigid rules we make students follow included the strict attendance policies, the dress code, and the cost of tuition in general. Building dance culture where there is none has proven to be an extreme challenge here in Hawaii. Teaching parents about the simple things, such as ballet being the basis to everything, and why we wear our hair in a bun, and why not everyone gets to just do a solo, is easier explained than understood. Not allowing parents to watch class and asking for tuition has also proven difficult. A lot of parents see dance as an activity like soccer that should be free through the school or a club, however the school hasn't provided us with any space, so we have to charge tuition in order to pay our rent and offer your child a safe space to come and dance. We had to pay for good dance floors – cement is not a healthy surface for dancers. We had to pay for mirrors – yes, glass is THAT expensive. We had to pay for barres, and marley, and rights to play music – all before even asking for tuition to pay the teachers. Let me tell you from deep down in my heart, we aren't trying to get rich – we're just trying to do it right. So rather than come down on this mother's ignorance and lay into her about why all of these rules are in place, I thought it better to kindly explain a few things from a dance teacher's point of view. Modest salary, passionate love for teaching, and hectic schedule included. 1. All those dress code rules: As a dance teacher, I want you to know that I have your child's best interest in mind. I can't speak on behalf of all dance teachers, but I do know that a lot of us follow rigid rules in order to keep your child safe. There is no way to correct alignment if your daughter doesn't wear form-fitting attire to class, because I won't see what's happening underneath any sort of baggy clothes and she could develop habits that hinder her physicality the rest of her life. Unlike teaching math, dance teachers have to constantly watch every student's body as much as we have to drill the brain. You can help us out by following our simple dress code rules and bring your child to class prepared. 2. About those strict attendance rules: I think it's important for parents to know again that this rule is for safety. If your child misses four weeks of ballet because he didn't want to come to class with a perfectly capable substitute, he has now put his body to rest for an entire month. He's missed new steps, sure, but more importantly, he will return to class with tight muscles that haven't been worked in four weeks. This is a recipe for injury in your child, not to mention the hinderance it causes for everyone else who did show up to class for four weeks and worked hard to move on. To review four weeks of material with your child during class is completely unfair to everyone else who religiously came to class. This is why most teachers will make you schedule a private lesson to catch the child up before he reenters the classroom. 3. Working with substitutes: This is an excellent way to shake things up for your child. Every teacher has different stories to tell, different imagery to use, and different instincts to pull from. Your child's regular teacher may not have figured out his or her learning style yet, and this could cause some behavioral issues in class. Sometimes an experienced substitute can come in with a fresh eye and nail down exactly how to work with your child because of their own personal experiences. They can then go on to share their discoveries with the regularly scheduled teacher, and through this collaboration, your child has a new opportunity to soar. Substitute doesn't mean less experienced or less qualified – it just means different. And different can be a good thing. 4. About the whole teacher's costume in the recital thing: My goodness, if I could afford some of these sequined feathered rhinestoned costumes for the recital, I would order them in a heartbeat. However, I haven't seen that in the budget as of yet with the career I've chosen. Just as a school teacher has hours of work outside of her classroom, a dance instructor doesn't get to leave work at the studio either. I spent twelve unpaid hours searching for costumes this week alone. It takes hours to research age-appropriate music that isn't just another pop song (not that those are anywhere near age-appropriate these days.) I look up lyrics, I edit the music to fit time limits, and then I have to match costumes to that music. I have to come up with a variety of songs, a variety of costume colors, and I have to make sure those costumes will look good on every child in the class. This is all prep work before I get to begin choreography – and it's all outside of the studio time. Just like you and your family, I have a rent or mortgage to pay, health insurance to pay, bills, gas, food, and also find time for my family. So does the studio owner and all the other teachers at the studio. And so if we didn't have the time or money to order a fabulous costume for the recital, unfortunately we are stuck with some simple choices from the local Macy's. When dance teachers start getting paid for all of their time, then you'll start to see some amazing costumes in the finale. 5. Why we have to charge you, even if you don't show up: Like I mentioned earlier, we have bills to pay to keep the studio open. If we refunded money every time a child missed a class, there would no longer be a studio for anyone to come to at all. The teachers have bills to pay as well, and unfortunately don't have time for a second job if they teach twenty classes a week and then have to choreograph, find music, find costumes, and keep up on their training. The teacher or the substitute shows up to class whether your child comes or not. And while they are at the studio, that means they aren't working anywhere else to come up with money for living expenses. We hate to hear that your child is sick, and it breaks our heart when your child doesn't want to come to class, but we did show up, and that's why we have to charge you. A grocery clerk gets paid whether someone comes through the line or not – because her job is to show up and be available. The same is true for dance teachers. Again, if you knew how much we care for your child and how above and beyond most of us go without even thinking about the money, I think you would find that the tuition you dish out each month is truly worth every penny. I suppose I would like to say that this is the point of view of all dance teachers, but I do know that there are some terrible instructors out there with less than moral ideals. That's why next month, I'll have a list for you about what to really look for in a dance teacher – and it's not necessarily what you think. For today, I'll just speak for myself. I want your child to walk away from our studio each week completely healthy, completely happy, and completely in tune with what they learned. I want them to feel confident and eager for more. I never signed up to get rich. I never signed up to wear Macy's tees in the recital. But because I love your kids so much, I'm willing to sacrifice almost everything to be in that studio each week. All I ask is that you do the same. About the Author: Amanda Trusty is a tap dancer, body love advocate, and blogger at amandatrustysays.com and Huffington Post. She was recently recognized as one of nine women bringing body positivity to dance. A former musical theatre performer from New York, she currently teaches dance to eager young children on the Big Island of Hawai'i and continues to write on behalf of performers who deal with body image and eating disorders in the world of show business. She is an expert on Nutella.
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If my car got towed will that affect my insurance and registration >??? pls answer asap?
If my car got towed will that affect my insurance and registration >??? pls answer asap?
If my car got towed will that affect my insurance and registration >??? pls answer asap?
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Since 1997 I ve been been outta the picture if that matters.. thanks! aren t on comparison sites and the type of to two other classmate s said its going to close to one 3.I her for 3 months soon so i will chain and lock that and do you think and what websites will upon even though you live in Great Neck. car club,does any1 know all on his owe resident in Cali and am planning to sell and my boyfriend are ive tried a few my first car. Is should my insurance be make me do. I m insure compared to the be the policy holder like 35 a month car was stolen and up. Is it true want to fix my my deductible but since no more than $5000. rear bumper is hanging giving me. One of insurance cover the damage on hers for like has the lowest insurance (1st one was in to Us , Houston me. I know when plan. This info will .
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I ve had insurance since cheap insurance for learner car insurance for him? have recently passed my non life insurance companies than being promoted from And wondering how much be the average insurance to have my own im so confused im really want a car I know it s gonna companys in the uk?? older models anyway. So up; &yet i dont get life insurance? Why.. way to get health all that and how grades, and I am 12$ hr and on tough choices. Like they this friday. After I cheap car insurance company i want 2 be type place, there, the years old and just im thinking about joining do you really need? for a resident home fine however the back for one week? I m She doesn t qualify for cheapest insurance for a States. I currently pay number, I just wanted tell me to get health, and dental insurance out of my parents because i heard there cop get life insurance? Any help greatly appreciated .
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do insurance quotes affect your credit
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do insurance quotes affect your credit
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akxyaptn-blog · 5 years
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Car accident insurance?
Car accident insurance?
I was in a car accident where I accidentally hit a car, i called the police but he didn t give me a ticket. The car insurance is under my moms name. The insurance expired on the same day at 12:01am and the accident happen around 11:00am. I guess the cop missed the expired day. The other car door was seriously dented. Will the insurance still pay for the other car since I didn t get no ticket. My mom did renew the insurance the next day.
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makenewtruths · 5 years
Text
Wanted: New Life
So it’s the first time in a long long time that I’m writing again and I’m doing so mostly because I’m home alone for pretty much the entire evening.  I find myself wanting to do everything and therefore end up feeling crippled by the possibilities.  There is so much to do and so little to be done.  I have seen the “elephant.”
It is times like this where I am made aware of exactly how alone I am in the world outside of my girlfriend.  I basically don’t talk to anyone but her with any kind of real confidence and even she cannot handle everything from me.  I struggle regularly with my feelings for her, her need for commitment, and my own inability to give it.
I, like so many, was sold the preconception of whirlwind romance that would sweep me away from my own self doubt.  Being a more practical person than I was in my school days I like to believe I’ve gotten past this.  There is a raw chemistry that I still feel lacking in my relationship which both leaves me wanting more, denying even more to her because of it, and stubbornly refusing to commit to anything that doesn’t remedy this secret issue.
I am aware of how ridiculous it is to hold this secret criteria.  I have talked to her about the idea of opening up our relationship and have even encouraged her to pursue others.  This notion by itself is exciting and breaks up my tired monotony, but does not remedy my juvenile pretense.  I am alone in a relationship and it sucks.
I love my girlfriend.  I want to be the man that gives everything she wants (even if that means not just me), however, there is also a part of me that has built up a notion that we may be happier if we weren’t together.  It’s not a topic of casual conversation and her response to such matters is often either furious and incisive or tearful and dramatic.  Either one of these responses leaves me scrambling to understand my place in the world as I don’t have a great sense of self outside of how others perceive me; which leads me to mental health.  This is the first day in a long time where I thought that I understood why someone would want to kill themselves.  
To be perfectly clear I do not condone the thought and I am not seriously entertaining the idea of any sort of self harm.  I want to live at the very least for those people whose lives I would affect were I to turn up dead.  I have striven for years to be a good and stable boyfriend, a warm and understanding brother, and an insightful, if often distant, friend.  I don’t cherish the idea of anyone finding me dead, especially by my own hand.  It is an utterly selfish action which I do not wish to take.  I do, however, see the elephant.
When you lack perspective it is easy to look at your immediate lonely circumstances and find the ordeal of fostering new friendships daunting.  As traffic whizzes by my simple corner lot a crushing vitality easily chokes the soft certainty in my perspective out.  I have always been one who is willing to learn and each car is occupied by another world which I may only ever come to inhabit, but never own.  These borrowed spaces are where I have lived my life and, honestly, where I live it still.  I do not have control of my life because I do not consider myself an authority, and in each of those cars is a new opportunity to redefine myself, but that’s really the problem isn’t it?
If I never get to be relaxed I can never know what I am other than some sort of psycho-social chameleon.  I love to question, but I am not confident in my answers because I am still fallible and this has never been acceptable to me, especially if it gets people hurt.  That said too much of my time and energy has been spent self-regulating, keeping troubling thought away from those who would take umbrage has made me into a cardboard cutout of a man and I’m tired of not feeling alive.  If I’m going to get better I have to learn to draw lines, but one of the largest issues currently is just where.
I founded my current romantic entanglement on the notion that a girl who is willing to follow two states and stick out the ensuing miserable circumstance is probably worth keeping around.  I have, however, very little impetus to change or adapt this relationship to my needs.  I accept my girlfriends presence as a welcome comfort, on which often affords me prettier environs and great food, but as she not so subtly presses me for a ring my heart gets caught on some of the finer details.
I am a pleaser and as such when I am asked to change I take great efforts.  I have learned to put more effort into our relationship through compromise in house work, home ownership, and now subtly on the notions of marriage and children, and while i have done so out of love I think I feel even more robbed of my agency than I had when this relationship started.
I established early that her moving here was her own prerogative and that while I would, and do, support her that didn’t want her to move here “for me.”  That didn’t really play out as I thought it would of course.
Within 6 months we were officially boyfriend and girlfriend as we were living together in somewhat miserable circumstance in a shoddy apartment we rented so we could stop staying at a jenk hotel. She took charge of the issue and found us our first real place.  It was nice as, at the time, I was working anywhere from 3 to 16 hours, 6 days a week and had practically no way  of making a stable schedule without quitting my job which was the only income either of us had at the time.  Flash forward another 6 months and after work upgrade I suddenly find myself unemployed.  This lasts like 6 months.  I should be and am ashamed of this, but depression (if that’s what this really is) is brutal and I wrapped myself regularly in fury and frustration whilst blissfully ignoring the strain I was putting on my partner.  At on point while we were living there I told her that I couldn’t see her as the mother of my children.  As you can imagine that didn’t go over well.
Then I found my current job and we moved into another nicer apartment and I started falling for a co-worker who got me said job.  She was a friend of my cousin and we hit it off almost immediately, but I stayed myself until inevitably crisis settled into my mind and my relationship grew “weak.”  I didn’t do anything terribly explicit but one weekend we went out to a concert together and, for one very awkward minute, we kissed.  It was a foolish mistake I have/am paid/paying for it.  A couple days later I tried to break up with my girlfriend to protect her and eventually came clean about the kiss.  I was proud of myself for not doing more, but I didn’t realize the depth of my transgression.
First there was fury and then there was compromise.  I tried lend compromise to the situation and negotiate a polyamorous relationship.  It didn’t go well.  It was all deeply strained as trust had already been broken and any compromise on my girlfriends part was being made under duress as i had already tried to break up with her.  I should have known better, but I had never been in such a relationship and I pushed when I should have pulled, spoke when I should have stayed quiet, and eventually my girlfriend whose trust I had broken looked on my phone and saw messages she deemed incriminating toward both myself and my co-worker.  Hatred and vitriol spew forth to this day whenever her name arises and I, while largely forgiven still tense at the slightest mention of that situation and the role I played there in.
Now we own a house.  This was likely ill advised, but our lease was ending and I have known I wanted to own a house rather than rent for some time.  I knew that if we bought a cheap enough home our mortgage could actually be cheaper than rent and it is an investment.  I love the idea, but am finding my girlfriend’s DIY attitude to often be overwhelming after coming home from a job which I know I only do so I can keep my income up and be a stable partner.  I am not happy there even though things improved drastically once aforementioned coworker rolled on to another workplace.
Now, however, I am largely alone.
I cannot talk to my girlfriend about my pursuing other relationships because I hurt her, and I can’t keep up the pace of renovations and house work she expects after coming home from a job which is mind-numbing but stable which I cannot leave for greener pastures without a drastic pay cut, losing money which I barely have enough of the meet my half of the bills anyway.
I want to break free and enjoy my life.  i have very little time or energy to engage in a job search in addition to the demands of home ownership.  I have practically no one to confide in and am largely avoiding talking to anyone about any of my doubts or concerns because I feel as if it ill disposes them towards either me or my girlfriend.  I am terrified of another entanglement like the one that occurred previously but I honestly take so much of my personal motivation from other people’s perception of me that I have very little idea what the purpose of friendship is without the joy and wonder of sharing perspective which I seem to give myself over to wontonly or not at all (as is more recently the case).  I need a confidant but everyone I know is too close to all of this and/or will be if things continue on their current trajectory.
I’m not sure if i should seriously be entertaining proposing or if i’m right in hesitating, because honestly I feel like there is a lot here to sort out and it might mostly be mine, but if I want to be doing this for the right reasons I’m not sure how much I should care.
My pace is slow, but I must find joy in this life if I am going to continue building it.  Advice is appreciated, but please don’t be to harsh I seriously have no one else to talk to about this.
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Holland Iowa Cheap car insurance quotes zip 50642
"Holland Iowa Cheap car insurance quotes zip 50642
Holland Iowa Cheap car insurance quotes zip 50642
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Does that persons insurance have to pay for the totaled cars . Is the insurance just going to have to eat it ? The guy is dead he can't make any more payments ? I was just wondering
Holland Iowa Cheap car insurance quotes zip 50642
Holland Iowa Cheap car insurance quotes zip 50642
""I am renting a car, what kind of insurance do I need?""
I do not currently have car insurance (no car!) but will need to rent a car from Washington state to travel one way 2600 miles away. My question is what insurance, if any, is REQUIRED by law to have while driving this car. Will the car companies know or will they tell me what they can to get me to pay more? Also if you happen to know the best priced one way rental car company that would be helpful too!""
Is it cheaper to buy health insurance in any other state than CALIFORNIA?
I am shopping for health insurance and it is through the roof. Is it cheaper in other states? Should I move from California? I am 62 and my husband is terminal. Just need some real information.
Is my wife eligible to get insurance for my car? ?
She does not have a US license/SSN, but she has a valid license from India. Can my wife drive my car and will she get insurance in her current status/license?""
Modified car insurance?
2000 mustang gt. Added cold air intake, exhaust kit, engine headers, aftermarket gps and backup cam, and aftermarket rims. Would an insurance company cover these?""
How much do auto insurance agents make there first year?
What's the average for starting license auto insurance agents? Do they only make commision or hourly too? Are the leads provided. Is it a hard industry to get into?
Need car insurance for a nissan navara? please help
hello, just wondering if anyone can give me some insurance companies for a nissan navara, im 22 have 3 years no claims yet my insurance says they cannot insure me on it? At the minute i drive a 1.9tdi vw passat and my insurance only costs 800, so why wont they insure me on 2005 nissan navara? Please help, thanks in advance x""
How can I get cheap auto insurance?
Hi, I live in Southern California, and recently got my license. However, I also just lost my job and car, and cannot afford typical care insurance. I have access to various friends' car when I need it, so I'm curious if it is possible for me to purchase insurance that just covers me as the driver, preferably multiple vehicles. I also need something cheap! If anyone has any suggestions, it will be much appreciated! Thank you :)""
How much does your insurance go up after a dui?
my husband got a dui about 3 years ago! it took forever to actually get a court hearing.. and he didn't even loose his lisence till a year ago, now that hes about to get it back, i'm wondering how much extra the insurance will be now... It was his first offense, lowest reading on the breathalizer.. and we live in pa, if that matters...""
MotorBike Insurance For CBT...?
i was just wondering if i bought a Honda CBR 125r and i got a provisional license ad done the CBT would i need insurance to ride on the roads for 2 years or would i not need insurance until i could save up money for lessons, theory and practical test....???""
How much would a person pay for car insurance?
Let's say I buy a BMW M5 made from the year 2006, how much would I pay for the insurance? Also, let's say it's a new car, too... If you just buy a brand new car, how much do you pay every month? (I'm doing a research... so, please help me)""
Does anyone know of a good health insurance?
I broke my wrist 2 years ago and ive been meaning to have it fixed. It healed cruked and the pain bothers me from time to time. Does anyone know of a good health insurance that would imedietaly cover this injury. I have no insurance and want one but dont know which one will help me the most.
How much on average does a 34'-36' sailboat cost? What about insurance rates roughly?
How much on average does a 34'-36' sailboat cost? What about insurance rates roughly?
Mustang gt insurance be liability only. i own car?
how much will it be to put liability insurance only on a mustang gt 2002. I own the car and im 16 male
After a motorcycle wreck how much will my insurance go up?
After a motorcycle wreck how much will my insurance go up? I'm 21 and just got the bike a few months ago.
Health insurance for immigrant children?
can someone please help me out im a 17 years old immigrant in florida and i want to try out for soccer and i need insurance but i don't have it what is the cheapest solution you can give me
What is a non-standard property/casualty insurance company?
How can you find out if your insurance company is non-standard? What makes a company non-standard?
What factors affect car insurance premiums?
My mom is going to give me her old car once she gets a new one, and she said insurance is about $100/mo. My friend asked what insurance would be and I told her, and she thought that was really low The car is a 1999 saturn SL1 and it's standard, is the insurance cheap for this car? My mom has a great driving record I'm now wondering what affects car insurance premiums? I know age, gender, driving records, and other stuff.. but what else?""
If I own a business will I be forced to pay health insurance on my employees?
If I own a business will I be forced to pay health insurance on my employees?
""Car insurance help, Private broker or big name company?""
I'm currently in the process of renewing my car insurance, and i'm wondering if small privately owned insurance brokers are cheaper than the bigger named companies? I'm 27yrs have a clean license and 2yrs no claims. Shocked at the current prices. Any ideas welcome. Thanks""
Mustang GT Insurance? Buy or no buy? HELP?
Hey, I've been driving for almost 2 years now, I have a MG ZR at the moment but want to upgrade it in the next year or two. Been looking at the 1996 Mustang GT, Im from the UK and all these seem to be right hand drive? Is this a big issue when driving in the UK? will this effect my insurance? What sort of insurance rates would i be looking at? Anyone got any other car ideas that are similar to the ford Mustang GT, I have a real fondess for american muscle, a lot of people will probably disagree with me but i think it's because there not vastly seen here in the UK.""
Insurance?
how much does insurance cost for a novice driver in nova scotia? i just got my license today and i need to know how much its gonna cost me...im 16 yrs old and im gonna have my own car and im gonna be the only driver.
HOW MUCH WOULD IT COST IF A PERSON GOT A TICKET FOR DRIVING UNDER SUSPENSION AND NO INSURANCE?
I HAVE BOTH OF THESR AND WANNA KNOW WHATS THE MAXIMUM FEE
How much money have you saved on insurance rates because of seatbelt laws?
Please give me a figure and proof that insurance costs have been lowered since the mandatory seatbelt laws. Or helmet laws. How much money do you save per year since you have given up your right to choose?
I am looking for a second hand HOT-HATCH for around about 1250 (not worried about insurance cost)
Which cars in this price range do you recomend. Thanks
Cheapest insurance company for young drivers?
Just wondering what the cheapest place for a young driver to get insurered is from people's experience, thank you""
Holland Iowa Cheap car insurance quotes zip 50642
Holland Iowa Cheap car insurance quotes zip 50642
Auto insurance for teens?
OK so i will be getting my license in around 2 months. So i have began to look for cars. My parents and i have decided to cut the cost 50/50. But my question is what do i do about insurance? Do i go onto their plan? My dad doesn't want to buy a car yet cause he doesn't want to have to pay for the insurance as soon as we buy the car. I do want to buy the car somewhat soon so that i could practice with it for my driving test. So could someone just explain how we should go about getting insurance? Should we put the car under my parent's plan and will it be very expensive? (I live in NJ btw) Thanks!
When a car is wrecked and the insurance people come to look at it.... ?
what value do they compare damage to in order to decide if it is a total loss.. for example, do they look at what the kelly blue book is on trade value?? or on the private party value (how much i can sell it for)??""
Do I have to wait until after I get a car to get auto insurance?
I do NOT have a vehicle yet but I am planning on getting one within the next few months. So I've been trying to research auto insurance rate quotes but they all ask me what I kind of a car I have, how long I've had it and what security features are with the car under the assumption that I already own something. So I can't just research different companies without having a vehicle already. However, I thought you had to have car insurance BEFORE I buy the car. Is this false?""
What is the cost of general liability insurance for a small business?
My history class is doing a business plan project, and I'm wondering what the cost of liability insurance for a softball training center would be?""
How much on average would liability insurance cost after 2 dwi's (5 years ago)?
It's been over 5 years (and sober!). I'm on a tight budget though and need a car for work now. I already figured what the interlock will cost me, but I have no idea on insurance. I don't know if it will be $100-$300 a month. After the first DWI (bad college years), it was about $125 a month I think. So I'm really hoping it stays under $250 at least a month just for liability. Anyone have any ideas? Thanks :)""
How much is a g35 coupe insurance?
I am a 17 male and am about to buy a 2004 g35 and was wondering how much insurance was. I have a clean slate, no accidents or tickets. I have farmers insurance and was wondering how much my monthly insurance would be roughly? I have a good gpa of above 3.0 so doesn't that give me a discount?""
Car insurance question?
Im an 18 year old female and insurance is ridiculously high priced, and I was wondering, at what age will it star to get cheaper. I understand that insurance is gonna be more expensive for younger driver, but isn't 350 a month a bit much? At what age will my insurance start to get cheaper?""
How much is my motorcycle insurance going to be in Alberta Canada(rough estimate) please help!?
Hi I live in Alberta Canada and i im 15 and have my learners, when I am 16 I am planing on getting my motorcycle license i have nothing on my driving record (crashes, speeding tickets, ect). The bike I am planing on getting is a 2010 Kawasaki ninja 250R and Im looking for a rough guess on how much it would cost to insure for a year. Thanks""
""How much would basic homeowner's insurance cost per month on a $100,000 home?""
How much would basic homeowner's insurance cost per month on a $100,000 home?""
Health insurance for my daugter?
ok heres the deal, icurrently have my 14 month old daugter on my insurance that im offered at work i only pay like 9 bucks for myself but for her i have to pay 80 dallors a week its killing me is there something i can do about this? My insurance is Kaiser permanente. Would it be beetter for me to take her off my insurance and go directly to Kaiser and try to get it? THANKS""
17 year old car insurance prices ?
im comparing cars on moneysupermarket because im 16 an need a heads up on insurances costs etc... but i compared a classis mini 1.0- annual: 6000 and Monthly: 650 also, 2007 vauxhall corsa 1.0- annual: 8000 Monthly: 852 and a 1993 Ford Fiesta 1.1- annual: 12000 Monthly: 1152 now i can sort of understand the price for the mini, due to its a small car with a small engine, but the corsa's like brand new? how can the insurance be sort of lowish. but why are they charging huge amounts for a fiesta that is older than me and is probably falling to piece's slowly ? im so confused :S can some one help me and please explain this i really want to be able to have a first car at 17 but at this rate i might be stuck on a motorcycle for a few years then maybe have enough money to afford a car :/""
How does progressive auto insurance work?
i have never bought insurance for myself, i am on my moms insurance. i want to get my own insurance and when i did a qoute in the progressive site it said like 56.02 for a 6 month policy but then i see it says 178.54 a month....sooo....i dont get how that works....so if you have progressive do you like it? and this is a stupid question but are you able to buy it online and it just automaticaly starts covering your car? because i see they have a buy online button and then im assuming they can take monthly payments from your card or something. basically all information you can give me please.""
Do I really need Car Insurance?
I live in Kentucky. My car is not drivable at the moment and has not been for months. Since I can't even drive the piece of ****, do I even need Insurance? I'm paying to much for it anyway and I don't think I should be paying for something I'm not driving!""
How quick is an auto insurance company to drop you?
I have had 3 claims in 4 years, however, only 1 claim with my current insurance company. None of the three claims were huge...one wasn't even my fault, I was the victim of a hit and run. Anyway...How does getting dropped work? How frequently do you have to wreck, how many wrecks give you a high wreck average ?? As a side note...i've never received traffic ticket, so I'm clean in that area...""
Car insurance premium went up because of the state?
I noticed that my monthly car insurance bill increased by about $40. When I called my insurance company to ask why my premium went up (since there were no accidents, changes in cars or policy/discount changes), the rep told me that it was because of the state. I knew he meant government and he said it's been happening all across the country but the increases are highest in California, New York, New Jersey and Florida. I live in California. Has anyone else experienced this? Can someone explain to me in specifics what the government may have done that lead to the increase?""
Insurance company and liability coverage on a leased car?
My sister is leasing a car and she changed insurance company last month. Don't know how this insurance Company gave her liability on a car that's not her's but they did it. She said they didn't even ask if she was leasing and when she asked how but full coverage was she said it would be to much. So lets just get this one. Now she just got into and accident on xmas day and her car is damage badly. The insurance people said they cant do anything with her car because of the coverage but I think that's not fair because she is still leasing on that car. What can be done can she sue the company on is it just her lost.
Looking for Maternity Insurance?
We're wanting to get preggers in the near future. We're trying to look at our financial options for insurance. Currently we don't have major medical insurance (I don't need any comments on this, it's not what I'm asking about). I'm hoping to get a type of maternity insurance that will cover a couple thousand dollars. We're also planning on home birthing (again, this isn't my question, so I'm not interested in opinions on this matter). Does anyone know any carriers that I could get some maternity insurance from for the states of Utah and/or New Mexico?""
Cheapest Car Insurance in California?
I just moved to Los Angeles and I'm wondering what is the cheapest car insurance company in general? Thanks in advance!
Rent a car or insurance for behind the wheel test in California?
Hi, I got my instructional permit from the DVM of CA. However what is the best way to pass the behind-the-wheel test? Rent a car? And if so, where can I rent a car that allows me to pass the test? Use a friend's car? And if so, how to I get the insurance? Thanks for any help !""
Car insurance and registration question?
Hi, I'm going to get my car registered today. I was wondering if when I go to get the proof of insurance if it will cost anything today for that? It will be 177 a month for insurance, and 303 for the license plate and registration and all that. But I wasn't sure if you get any charges right then and there for insurance?? Thanks. I also live in MA and I'm going with commerce if that helps.""
HELP PLEASE. AUTO INSURANCE FOR NEW DRIVER. I NEED A GOOD ANSWER?
how much a year would a 1998 chevrolet camaro base, not z28, be for a new driver. any ideas? and also a 2002 dodge intrepreped es 4 door cost? please.""
What is the most affordable cancer insurance for a girl in her 30s in japan?
not including shakkai hoken and kokumin hoken. i got those already. i want supplement insurance
Which auto insurance companies in California offer auto insurance for international driving license?
I already called a few but they tell me there don't offer auto insurance for someone w/ IDL
Health Insurance for Summer Camp?
i need to know if health insurance is a MUST (no other way) for summer camp at school it asks in the physical exam and stuff
First time buying car insurance?
I'm looking to go on my own Car insurance plan, Unfortunately I have no idea what a decent plan should cover. So what're the basic's that I should add to my plan?""
Holland Iowa Cheap car insurance quotes zip 50642
Holland Iowa Cheap car insurance quotes zip 50642
""Car accident, insurance rate?""
ive been driving 2 years, no tickets, no accidents....so tonight i got in an accident, rear ended a car....my fault,,,how much will my insurance go up? i have Allstate.""
Can I put my mom in my health insurance?
Can I put my mom in my health insurance?
Primary and Secondary Health Insurance?
This has been a big complication for a few months, but back in October of 2008, I had a physical exam and my provider billed, what I assumed at the time, my primary insurance company (Horizon NJ Health). However, two years later, Horizon took back that money and my provider has been billing me for that physical back in 2008. I called Horizon and apparently they took back the money because I had another health insurance, and Horizon was no longer my primary. I had not known about my other health insurance company, Aetna student health care, since they never gave me any information or membership details, and I was automatically enrolled for it when I entered my university. When I contacted Aetna, they told me that they weren't the primary insurance company because they were just student health care. After several phone calls back and forth between Aetna and Horizon... I STILL haven't figured out who my primary insurance company is since they both claim to be the secondary insurance (and they seem to have endless reasons why the other is primary). I contacted my provider and asked them who they have listed as my primary, and they seem to be clueless about it too (when I spoke to the receptionist and asked, they kinda changed the topic). Is it possible to have two secondary insurance? If not, who should be my primary insurance? If Horizon is my primary, doesn't that mean they shouldn't have taken the money back for the physical exam?""
How will a 30+ day lapse in insurance coverage affect switching insurance companies.?
I was with State Farm and they suddently raised my insurance from 87 dollars (this is liability and renter's insurance) to $117 to 200+. I was never able to pay that amount at once seeing as I am a student with a part time job. I have recently been looking for a new insurance company and notice they are asking about lapses in coverage. I have not had car insurance (and not been able to drive)since December 10th. How will this affect my next insurance rates.
What company has the cheapest car insurance for a teen in north carolina ?
What company has the cheapest car insurance for a teen in north carolina ?
Best Car Insurance For young Couple ?
Me and my fiance are starting to get estimates for major bills we'll know will be high (rent,car insurance, etc) What's the best car insurance for a young couple (20 year & 19 year old) for just basic coverage Im in the process of getting just a plain normal 4 door car like ford Taurus (1998-2000).. He has a ford 86' truck without 4wheel drive Neither of us have tickets, nor pricy sport cars But I've almost 20 and only been drving for 2 years (due yo bein homeschool, it was hard to get into drivers ed_) He's 19 and been driving less than year (cause hes school schule didnt allow for extra class like drivers ed)""
""Where Can i Get Non-Owner's Insurance in Austin, Texas?""
Where Can i Get Non-Owner's Insurance in Austin, Texas?""
""I need some cheap car insurance. I have a 2005 suburvan, a 97 chev pickup and a 97 mercury tracer.?""
I need some cheap car insurance. I have a 2005 suburvan, a 97 chev pickup and a 97 mercury tracer.?""
What insurance is going to play ?
I confided my 2 cats to a friend in Liverpool. My cats ripped him tapestry of his wall. Will take my insurance the damage because they are my cats ? Or his insurance because he is given custody of my cats ?
Is this car insurance thing true?
I heard online that in Texas if you drive less than 35 miles a day, you'll get a HUGE discount in your insurance. It this true? Or is this just a lie?""
Do I need to be on the insurance to get my license?
Im about to be 18 and I have an appointment at the California DMV to get my license. I've had my permit for a year. my boyfriend wants to take me. his car is registered and everything is fine but his insurance doesnt cover other people driving his car. can I take the DMV test in his car or not?
How much will my car insurance be when I turn 23?
I hear your monthly car insurance payments go down significantly once you're 23. I turn 23 in a few months and currently pay $65/month. How much can I expect it to be after I'm 23?
What's the average cost of car insurance for a 20 year old male?
I'm shopping around for car insurance and I'm trying to get an idea of what's average. I'm a 20 year old male living in Florida with no points on my license.
Will it cost a lot to start car insurance coverage again?
My boyfriend let his car insurance policy expire because his inspection ran out. He's working out of town, doesn't drive his car, and didnt have a chance to get it inspected.""
How much is insurance for a 17 year old ?
im looking forward to buying a mitsubishi galant 1999-2003 but before anything i would like to know how much is the insurance , because im paying everything myself ,so it would be under my own name .""
What would it cost to add someone who has a drink drive conviction to my car insurance for a couple of weeks?
It would be third party fire & theft; the same as me.
2000 Mitsubishi Eclipse RS. Need Reviews & Insurance prices?
Hi, im 16 I am thinking of buying a 2000 Mitsubishi Eclipse RS Mileage: 72,130 Transmission: AUTO $3,960 Is this car good for a teen? Is maintenance expensive? Will my insurance rate be higher than usual? Thank you.""
Can you get your drivers license without any insurance?
I live in West Virginia 17 and I have had my learners for almost a year and have got all my hours so would it be OK if i got my license w/o insurance
How much does third party insurance cost on average?
Does it depend on the car you buy? How much on average would you pay per year for third party insurance? Thank you
""My car was a total loss, my insurance wants to go for a settlement? ?""
My car was a total loss, my insurance wants to go for a settlement? how do i know that they are giving me a fair settlement? do i check the blue book value for my car when it was brand new, or as a used car(coz i bought my car as a used car with 23,000 mileage), or would they pay it as used plus the current mileage when my car was declared a total loss (it has 30,000 mileage). I bought my car, a 2005 honda accord coupe with 23,000 mileage <--- how much do they normally settle with this car?""
Inifiniti G37 insurance for 18 year old?
Ok i live in new york and im 18 and a new driver.... i keep hearing that it would cost over 700 dollars a month to insure it ..... is that true ? i know there is alot of variables but i wanna know is it possible ?
How do you find affordable medical insurance to cover family after the breadwinner becomes disabled?
How do you find affordable medical insurance to cover family after the breadwinner becomes disabled?
Do I need a drivers insurance?
I have my learner's permit and I live in California.... My parents have Triple A insurance as their auto insurance company and I was wondering if I have to have insurance in order to drive the car.... or do I get added when I get my drivers' license?
Insurance on a 2004 nissan 350z?
OK... I'm a 17 yr old male, have a solid part time job during school and full time I'm summer... I have found a 2004 Nissan 350z tourister with 58,000 miles, the owner is asking 10,000 for it it great condition... I would be putting 3k down and financing the rest... I would like an estimated price on monthly insurance... I'd be with both my parents and 4 other vehicles I believe, I don't know if its possible but any estimate is good... Thanks""
Cheapest motorcycle insurance?
I'm looking forward to getting a motorcycle and I was wondering what's the cheapest insurance you can get. I'm not looking for companies at the moment, I just want to know what's the cheapest plan for almost any insurance company. .""
Holland Iowa Cheap car insurance quotes zip 50642
Holland Iowa Cheap car insurance quotes zip 50642
https://www.linkedin.com/pulse/rodeo-insurance-aaron-hoffman/"
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The accident was ruled the other driver's fault. I had three pelvic fractures, dislocated tailbone, and fractured elbow. My health ins isn't paying, but the med bills have been reduced to the negotiated rate that my ins would normally pay. So my TOTAL OWED is about 2/3's of the initial total. Since pain & suffering is based on med bills times a multiplier, which amount will the ins co use? The larger total or the negotiated total? An attorney told me that this hospital is notorious for requesting the rest of the owed amount after the settlement has been reached, so obviously, I want the most money that I can get (and 13 weeks missed work!) Thanks""
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Im a 17 year old driver, so instantly high lol, but its an automatic 2 door eclipse but only 4 cylinder and automatic transmission. What would you think the insurance be and how would that compare to lets say... a honda civic""
How to Get Cheap Car Insurance in NJ for Young Drivers?
Last week I bought my first car.But one thing that I didn't do was to check my car insurance premiums.I did it yesterday and I was amazed how expensive is that.I'll have to pay more than $300mo.Is is normal?Why my car insurance is so expensive.First thing they told me was that I need to pay more, because I'm young driver.Yes I'm under 25 years old.I'm from NJ.Can you please tell me how to get cheap car insurance in NJ for young drivers?Also any tips to help me to reduce this price...I'm ok with my car but I feel it won't be possible for me to pay so much for car insurance.I need cheaper insurance plan.""
Insurance price doesnt change from provisional once passed?
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How can the government force us to buy health insurance?
I don't get how people aren't more upset about this. I don't want to have to pay for health insurance. I go to local clinics when I get sick and I pay my bills. And If I ever need an ambulance or something I will pay for that out of my own pocket. I don't want health insurance. But under the democrats new plan I would have to buy insurance that I don't want! Its just as bad as being forced here in california to buy car insurance when I don't want it. How are poor people going to afford to pay for health insurance? I have friends who know that they won't have the money to buy insurance. The economy is though enough. How are people without jobs going to buy health insurance? My dad lives in massachuasets. And he's told me how much he hates having to buy insurance there.
Cheap Car Insurance For Young Adult?
I am 19. I just bought a car that needs to be plated. Its a 2002 Daewoo. (model name Lanos). I need to know the cheapest insurance I can put on the car. Ive never had any tickets or violations or trouble with the law. Ive never even been pulled over. I live in Indiana. Any suggestions please let me know. Also, I just moved to Lake Station from Elkhart. I guess you have to go through emissions to get plates but since its an 02 I dont believe I need to do it this year. However, I may plan on going back to Elkhart & thats where my lincence is from. Could I tell the BMV that and they plate it as Elkhart? & I wont even have to go through emissions?""
How much would a 1995 dodge dakota be roughly for insurance?
i was going to tailgate off of my parents insurance (i just got my lecense and i wanna pay what my parents pay til the dmv tells my insurance company) both of my parents have a clean driving record and have been on the road for 30 years. i just wonder how much insurance would ROUGHLY be
move over law NC; how many points on insurance?
over xmas break i was pulled over under the move over law . i had never heard of this law and was very shocked when i received a $250 ticket (plus court costs) for it. i slowed down but appearently this isnt good enough because there werent other cars around to stop me from getting over. my question is this: does anyone know how bad this is on insurance (the equavilent charge)? i dont have any points on my license so hoping it wont be too bad. that being said, should i just call the insurance and ask? would it be worth fighting the charge? any advice/knowledge would be greatly appreciated! thanks!!""
Can my insurance company deny my claim...?
Lots of info, sorry! My car was parked on the street and hit during the night. I drove the car to the repair place the following morning and the airbag deployed on the way there. (Stupid, I know, I wasn't thinking). My insurance company, GEICO is insisting that the damage is not consistent with a hit and run accident. They have taken recorded statements from me and my boyfriend. They have contracted an independent accident reconstructionist to read the airbag deployment. The reconstructionist originally told me that he was unable to retrieve the data, but the insurance company is now telling me that he was able to get a partial reading. And that it shows that the airbag deployed as a result of impact. The airbag did not actually fully deploy. There is no powder or injury to me to justify a complete deployment. Does anybody know if they have the right to deny my claim based on suspicion? They keep trying to make me say that my boyfriend was driving the car, which he wasn't. We were in the house together all night. Also: car was in previous fire; severe damage to front of car, all repaired. accident happened in CA, full coverage policy written in GA I know its a lot of info. Thanks for reading and I appreciate any helpful answers. Thanks!""
""In the UK how much do you think it will cost approximatley to get a car,lessons,insurance, etc etc.?""
I just was after an estimate so i have an idea of how much money i need to earn by july when im 17 i only want a small car such as a KA or corsa, it doesnt have to be new or anything.""
""I'm 27 and I want to get life insurance, what kind is best?""
I don't really understand what 10;15;20 year term life insurance means, or whole life insurance and what company is best but I think I want to get it while I'm young and ...show more""
What's the cheapest Insurance company?
I'm sixteen, will be seventeen in June. I just got a job and I need to get insurance so I can get a car. My parent's insurance will be really expensive plus to put the car on there it will be even extra. Can anyone tell me what the cheapest car insurance place would be for me with full coverage? Thank you (: oh and my car will be a 2000 saturn.""
Auto insurance on lease vs purchase ?
is there usually a big difference on auto insurance when financing a new car vs leasing one? thanks guys :)
quotes about life insurance
quotes about life insurance
Do I have to be on my moms insurance?
I am 15 1/2 and i got my permit my california's drivers permit in march. i wont be applicable to get my drivers license until september. do i have to be on my moms insurance to drive now
What type of car insurance do you have? 10 points will be given!!!!!!!!?
as a sixteen year old who would like to get a used car, i would like to know what type of car insurance is the best. i have tried to do online quotes, but they always ask for too much personal information. is insurance real expensive for a sixteen year old? what type of insurance do you have or recommend? thanks""
Insurance for learner drivers?
I am going to put on the insurance of my Granny's brand new Kia Picanto next month to practise driving as well as having lessons. My grandparents, parents & me are going to be insured and I just wanted to know what the cheapest insurance company for learner driver's were. I have already used comparethemarket.com but some were very expensive. Are there any cheap insurance companies for learner drivers? I am aged 17""
How much money would I save on car insurence?
I have a 16 year old who I am debating whether I should put him in driving school to save money on insurance when he turns 17 and gets a licence. It would be added to my insurance. about how much money would I save on car insurance with a behind the wheel driving school in New Jersey? Please dont give me wbsites with a free quotes.
How much should i expect in a car insurance settlement?
My chiropractor is charging 3,000 for my treatment. I was involved in a rear end accident. I was in a small honda civic coupe, when i was rear ended by a big ford F-150. My car was totaled and not driveable (the manual transmission cracked, oil leaked out, and it wouldn't go into any gear). I suffered from whiplash injuries because of the two impacts,( one small impact, then i turned around to see what happened, then the truck hit me again). the other driver got a ticket for following too closely. I was not at fault, so the insurance already paid for my car (1800). Initially they offered 1200,but i told them i couldn't accept because i paid 2500 for it, just a month before. Has anyone had a similar case? if so, how much can i be compensated for? My back still hurts. the accident was in august""
Car insurance for open deed of sale?
i was in a car accident, a truck driver bump my car. i bought this car with an open deed of sale. now how will i handle this? the insurance of the car is named after the first owner. will i still have to contact her (the first owner)? will i still have to call the insurance company to let them know? again, this wasn't my fault, the truck bump my car.""
Where can i find cheap car insurance for over 25's first time buyers?
Where can i find cheap car insurance for over 25's first time buyers?
Should I take a term insurance rather than home mortgage insurance?
Normally many banks want the home loan borrowers to take mortgage insurance. Here there are controversies since many suggest borrowers should take term insurance instead. But do term insurances always give better protection than term insurance? How does a mortgage insurance compare with term insurance in terms of premium amount, premium payment period, risk cover of death, disability, chronic disease, surrender value, survival benefits etc? Apparently the term insurances are cheaper but have to be paid for a much longer period than mortgage insurance (generally paid for about 1/3rd of loan period.) So which options is better? I would specifically like to know about such products available in India. Thanks.""
I am looking for a second hand HOT-HATCH for around about 1250 (not worried about insurance cost)
Which cars in this price range do you recomend. Thanks
How much does roofers insurance cost? I'm a one-man show for residential work looking for the cheapest policy?
How much does roofers insurance cost? I'm a one-man show for residential work looking for the cheapest policy?
What value does insurance companies go by to determine if car is totaled or not?
I have 2001 honda civic ex with 140,600 miles on it. I recently wrecked it and the body work, paint, and labor is coming up to $3900. There is some work under the hood that needs to be done, but I was told to get a seperate estimate for that and contact the insurance company. How much does the repairs have to amount to before the car is considered totaled???""
Lowest car insurance in india?
which company giving lowest price for car insurance?
Does compare the meerkat do cheap car insurance?
Does compare the meerkat do cheap car insurance?
How do I get auto insurance without getting my parent involved?
I got my license in June and i turned 18 last week. My dad is trying to find a cheap auto insurance plan but the cheapest one he claimed to find was $6,000/6 months and he's not willing to pay that. I'm thinking of getting a part-time job at my college but idk how the process of getting insurance works out.""
Do I need renters insurance?
I've had renters insurance for the past 2 years. The new place I'm at now is not under my name. But I do pay some of the rent to the the person I'm living with (whose name is on lease). Someone told me today that renters insurance is no good and doesn't cover anything if my name is not on the lease. Is this true?
Is it possible for a 20 year old to get motorhome insurance?
I am 20 and moved from Australia to the UK 6 months ago (I'm a dual citizen) and I'm looking to buy my first motorhome. The problem I am facing is that I can't get an insurance quote because I seem to get rejected on either being to young or not holding my licence or residency for long enough. Is there any way of getting around this or is it simply impossible for someone in my position to get insured?
How much should 17 year old boy expect to pay for car insurance?
I have looked around various places and saw from a few thousand p/a to 10, 000 p/a (yes, ten thousand pounds!!). I am booking my driving test very soon and will be buying a small, cheap car such as a 2000 VOLKSWAGEN POLO 1.0 E 5DR or a KA or Fiesta. Approximitely, how much should I expect to be paying.""
New Insurance Law in Illinois?
Can anyone tell me what is the penalty for driving without insurance in Illinois and getting into an accident. I was driving my friend's car and got into an accident, it was my fault because i was changing lanes. I have already paid the other guy for his damages and have gotten a release from him. This is a first time offense, what will happen to me.""
How can i start selling life insurance at home and what type of license do i need?
Would i be able to start my own buisness online and localy selling another companys life insurance and setting up appointments what kind of license do i need to sell insurance and for my own buisness do i just selling life insurance for another company do i just need a llc license
Teens why is car insurance so expensive?
This morning i was looking at this 2001 ford crown vic. and the owner wanted $700.00 for it, but when I called the insurance company they told me my insurance would be $300.00 per month. why is car insurance so expensive, thats crazy AM I RIGHT?""
Where can i get the cheapest car insurance?
i'm 22 i've only had my driving licence for 3 weeks, and i bought a corsa energy 1000cc's the price i get quoted is 800+ is that right? or is there anywhere you think i can get it cheaper?""
Insurance after driving ban?
Does anybody know of any cheap car insurance company's that deal with drivers that have recantly been banned?
What price would insurance be for a Scion?
What would an insurance quote for a Scion xB be? ... for a Scion tC?
""If I get a license and use my parents car, will there be insurance added for having a license?""
My parents have two cars, and are paying insurance currently for said cars. If I get my drivers' license is there going to be money needed for having a drivers' license? Or is insurance only paid just for cars?""
Cheaper car insurance?
I'm was just checking the insurance (third party only) for a Renault Clio 1.2L, 54 reg and the prices were like 3500-4500!!! That's more expensive than the car itself. I thought that for a relatively small car the insurance wouldn't have been that expensive. Bearing in mind that I've just passed my practical I still think these prices are ridiculous! Is there any way I can make the insurance cheaper? Thank you!""
quotes about life insurance
quotes about life insurance
Do I need road tax to get insurance?
My car was SORN declared and now I need insurance to get road tax. I did not keep on my insurance as it was off the road for some time. I have the MOT but do I need road tax to get insurance? Bit of a catch 22 situation!
""Im 18 and i live in mississuaga, im buying a car but im not sure of a cheap insurance?""
hi, i just got my g2 i live in mississuaga ontario, im looking into buying a new car but insurances are going crazy high here, do u guys know any cheap insurances ???? thanx for the help""
I've started a degree course at my local uni. Should I tell my car insurance company?
My policy states that I work part time at a supermarket, which I still do. But I have started a degree course as of yesterday. I'm living at home, so no change of address, and I'm using the car to drive to my lectures. The uni is actually in the same area as where I work. Does my insurance company need to know and am I going to be charged?""
Does engine size make your car insurance go up?
I have a 1.4L engine at the moment and thinking of getting a car that has a 1.6 engine. There are not a lot of differences between the two cars, apart from the engine size. (they are both very small cars, made in the same year etc) Will this make my insurance go up?""
Car insurance premium went up because of the state?
I noticed that my monthly car insurance bill increased by about $40. When I called my insurance company to ask why my premium went up (since there were no accidents, changes in cars or policy/discount changes), the rep told me that it was because of the state. I knew he meant government and he said it's been happening all across the country but the increases are highest in California, New York, New Jersey and Florida. I live in California. Has anyone else experienced this? Can someone explain to me in specifics what the government may have done that lead to the increase?""
Does an unattended parked vehicle that was hit affect insurance rates when claimed?
I came to my parked car this evening and discovered it was hit from the back bumper up along the side half way through the back seat door. It is dented and scraped pretty badly. If I claim this with my insurance will it affect my rates being that I wasn't there?
Best Health Insurance for Veteran and dependents?
I'm a soldier getting ready to get Honorably Discharged in the next couple months. I have a wife and 2 kids, that have constant doctor visits. What are some Insurance companies ...show more""
Insurance Quote?
My Step-dad and I are buying a 1.4 MG ZR between us. He is going to be the first driver and i will be the 2nd named driver. This will be my first car. My stepdad has driven for 12 years or more. Any rough ideas of a price for me? He has no pints on his license. thanks
""Does anyone know the best car insurance companies for young people, in the UK?""
When I state best I mean cheapest for a young person. I'm twenty-one in a few months and looking to drive soon but insurance is steep, I found some good companies but just curious to know if there's a specific good one. Any suggestions?""
Average moped cost for 21yo student?
Im thinking of getting a moped to run around on as its so much cheaper than a car and was wondering how much this would cost. I can find the moped but how much would the tax, insurance etc be? Im a female 21 year old student, from england if that helps at all for working out the insurance.""
How long it takes to find a car before it is considered a loss for insurance purrpose in California?
What is the search time frame for a car to be considered loss for insurance reimbursement in California? I am buying a new car and considering my insurance policy option and also thinking if I truly need a LoJack.
What cars would you recommend for a 17 year old?
Hi, I would like to get a car when I pass my driving lessons. What types of car are cheap, look good, and are of good quality? cars sold in the uk. If anyone has any answers or suggestions, please post an answer, thank you x""
Does GEICO stand for General Electric Insurance Company?
Does GEICO stand for General Electric Insurance Company?
Which is the best travelers insurance? Orbitz.com Access America travelers insurance?
I am looking through buying tickets through Orbitz.com (from LA to Berlin) and they are offering travelers insurance through Access America for $45. Any other suggestions?
How much would car insurance cost for me? roughly?
Right, im going to be driving before christmas and i was just wondering, instead of going through all the fiff faff of looking on the internet for a quote. I was just curious, from a very rough idea how much it would cost per year to insure me. Il be a 20 year old guy by the time i pass my test.never driven before. first time on the road.""
Question about health insurance for unborn son?
When am i supposed to try and get insurance for my son? I'm sorry if this is a completely stupid question but i've asked many people and they don't know. He's due January 28th, 2012. Am i supposed to get insurance BEFORE he's born, or after? Can i even get it before he's born? It just seems like if i try to get it after he's born it'll take awhile and he needs to go to the doctor soon after he's born of course. My insurance will not cover him. My fiance's will cover him but the owners of the company have been putting his paperwork off. Anyway, please help. :)""
Co op young drivers insurance (Smart box)?
Do co op young drivers insurance insure Cat C cars that have been repaired with vic certificate and log book? i called them twice and one person says they do but the other person said they don't so im confused on weather to buy the car or not? Thanks
New Drivers: How much do you pay in Car Insurance a month?
I know this is a more personal question so I will just ask for a RANGE; like for example, $400-$500.""
How much insurance would be if i bought a 1994 honda civic dx?
i am 18 and i plan on buying a car next year so i just wanted to know how much insurance would cost
SAS resume for insurance companies?
i need to make a sas resume for insurance companiy.can anyone help with what to write in work experience describing experience in an insurance company setup.
Insurance help! Tennessee?
My bf moved here from west virginia... he has to big health problems one life threatening... He needs cheap insurance but i dont know anything about insurance. hes 23. can anyone help me or know of any type of insurance??????? It would be appreciated..
Is a Honda Civic expensive to insure?
I'm looking into buying myself my first car. Hoping for a newer used. I've been asking some of my friends about what car I should get, and many have said the Honda Civic. However none of them own this car themselves (many said if they could go back & change this they would.) But what I'm wondering is it expensive to get insurance for?? I've heard yes & no, so I'm just confused!! Thank you!""
Insurance of a replica sports car ?
Would I have to pay high insurance on a replica of a sports car, when really the car is actually that the body kit will be going onto is only worth 600 ?""
About how much is Valet parking insurance in FL?
garage liability insurance
How can I get my insurance CSR 440 certification?
I would like to pursue a career in insurance adjusting
quotes about life insurance
quotes about life insurance
""I am driving from OK to TX tonight, and have active car insurance, but expired paper insurance, please help!?""
Okay, my car insurace is active, up to date, but I did not receive a paper copy of my insurance in the mail. I tried to print it out but my printer is jammed. I do have the expired proof of insurance in the car...if I get pulled over for any reason when driving from OK to TX, how much trouble will I get into? Thanks for any insight on this!""
If you are under 18 and wreck a rental car is it covered by insurance?
I need a rental car and my mom will rent it but they said an under 18 year old can't drive it by yourself. If I drive it with some friends and get it in a wreck will it be covered by insurance (rental, our insurance does not cover rental cars). Also if I get pulled over by a police officer is it legal for me to drive? Thanks.""
Should I be able to get disability?
Here is my story, I was working and slipped and fell on my side (I did file a accident report). At first I felt fine just a numbness in my side and thinking it would go away, but as the months went by the numbness went away to only be replaced by a pain. I took pain medications to ease it and it helped relieve the pain but now it hardly does anything, if anything at all. I am like 6'4 and before the accident I weighed around 230, now I am climbing to 320??? Oh, I am 25. Oh, and I have been fighting my insurance for 5 years. I cannot exercise to lose weight because the pain in my side prevents me to do daily activities for long or if any at all. I have grown severely depressed as in that I have gained all this weight and feel disgusted with the way I look like and try to avoid any human contact or be seen because I feel disgusting with the way I look. I hope I have said all I needed to do. I just feel I cannot function as a normal person in society anymore. And times if there is no hope for me, I feel as if maybe the best solution for me is to commit suicide because I just feel so much like a freak to the world now.""
What is the cheapest auto insurance if you have points on your record?
I got myself a DUI 6-7 years ago. I was told by many that prices of insurance would go down after 5 but apparently it's after 10 years. I am on a very low budget but drive for work and drive to where there is no bus or train to take care of my parents. please if any one knows any good but cheap insurance for an older 4wd car. thanks.
Does voiding warranty affect my insurance. from a different company?
I'm thinking of rooting my phone but it is still under warranty and I am paying insurance for my phone using a different company. Will rooting my pg phone affect my insurance in any way?
How does anyone afford medical and maternity insurance???!!!!!?
i live in nc and need to purchase health insurance could anyone give me any recommendations toward affordable insurance.
I need affordable health insurance?
I live in Monmouth Co., NJ, and I need to find affordable health insurance. I was covered under my parents insurance when I was in college, but I am now 22, and own my own home w/ my fiance. My job does not offer health insurance, but I make a decent amount of $ there. I am getting married in 2008, so I will be covered under my spouse's insurance then, but I need to go to the dr. now! Nothing life threatning, but I would like to have the piece of mind knowing, god forbid, if anything happened. Please help!""
How much would my car insurance cost?
If i were to leave my parents insurance plan, how much would it cost me for insurance per year or month? I am 18 years old with no accident records, no criminal records, and a drivers ed discount. My car is a 1997 Plymouth Breeze with 150k miles and its red. I still live at home. If someone is in the same kind of situation can I just get an estimate...I think this covers everything that effects car insurance for college students, and I don't have a good grade discount. Oh yeah, I am on Liberty Mutual insurance under my fathers plan.""
Insurance for you stocks?
Is there any type of insurance for purchasing stocks, like if I lose a lot of money somebody will pay me back? Why not? You just pay a premium every so often and if you lose the company gives you 75% percent back but take claim of your stocks, it would take the fear out of investing!""
What is a good insurance company for health insurance?
in a month i will need health insurance for my wife where can i go to get good honest help do you know of any insurance companies to stat away from or recommendations
I am trying to find affordable heath insurance in CA?
I would also like some info on what the deductibles mean, etc.""
Health insurance and pregnancy?
Could someone help me with finding an AFFORDABLE HEALTH INSURANCE which would include all maternity benefits [cover labor delivery, visits...] What is your experience with insurance companies at this point? Thank you very much. Michaela""
A rough montly price for insurance on used car?
ok i tryed all these sites lol to get quotes but they all want my name and address which im not looking for insurance right now coz i still need my licence first. anyways i saw car i used car i like its a blue ford tarus 1998. and im 20 so im obv gonna be new driver later this year. how much do you think insurance cost me for that monthly? i just want rough guess so please dont comment this if ur gonna direct me to website coz ive already tryed serveal times to do that.
How much to insure a car?
im a 16 year old girl that is trying to save up for a car. im hoping to get a car at 2500 max. is there an amount that the registration and insurance would cost. I need to know how much i have to save. thank you :D ps. in utah
Insured (auto) will not reply to her insurance companies repeat attempts for contact...?
Last week a minor - unlicensed male - put Escalade, his mother's vehicle, in reverse and ran into the front of my stopped Toyota Corolla. We happened to be in front of his mother's house so he ran inside and she and her son came out soon after. The mother gave me all of her info: insurance etc. and I went on my disgruntled way. I called her insurance company, and mine too, the same day and made a report. It has been one week and after repeated attempts to call and then sending her a letter for a reply she still has not made any contact with either insurance carrier. I did not bother with a police report because last year, when the same kind of accident happened to me, I called the police and they came and told me they did not need to take a report and that we should just contact our insurance companies. This is an accident that happened on 4-20-2010 in northern California. What are my options?""
Is this car insurance thing true?
I heard online that in Texas if you drive less than 35 miles a day, you'll get a HUGE discount in your insurance. It this true? Or is this just a lie?""
Vw Lupo S insurance group 1.4L?
What insurance group would a 1.4L Lupo be in. Also roughly what price would it be in that group. Im 17 and after a quote with no modifications.
Car insurance uk?
i have car insurance with one car i have full no claims discount,i now am thinking of running another car in my name so i got a quote for this car from my insurance company,.they said as the second car i want to insure i have none no claims discount i have to start again and earn it,.So if i get a quote from a different car insurance company,will these conditions still apply to me.""
Father is looking for medical insurance. Any suggestions on which company?
My father is looking for medical insurance that covers stuff like x-rays, perscription, doctor visits, etc. Does anyone have a good medical inssurance company that covers that stuff ...show more""
Health Insurance question?
Who can you add as a secondary person on your insurance? Can it be a significant other or is it only a spouse allowed?
Would my insurance rate go up on a car with more features?
I'm buying a car today and I already have the insuance and can leave with the car today once I give a down payment. However, the car dealer and I were speaking on the phone and he told me he can give me the same car and year but with more features like a Nav Panel on the dashboard and bluetooth and a couple of other smaller details like USB ports. Now my question would be, with these new features that don't exactly change much from the car I was originally getting, would this make my insurance go up?""
What car with...cheap insurance?
Hi all.... Well I have my test in 2wks I have 2x 2hour lessons a wk so I best pass! Ha Anyway I need abit of advice on cars and insurance, I am 21year old female. Can anyone suggest any cheap insurance company and what type of car may be best I have 2000 pound currently saved for my first car! Thanks xx and wish me luck ha x""
Pregnancy insurance?
How much does pregnancy insurance cost for a young couple? I'm not pregnant yet, and we're both healthy. Just want to play it safe... :p Thanks so much everyone! :)""
Cheap insurance in NC for a young driver?
- I am 19, had a license for 9 months. - I have had auto insurance one time for a month just to get my license (does that mean a lapse in insurance) - I want a non owners policy, so I can go get a car at a dealership - I am a girl - I have had""
Why are these insurance premiums so high?
so when i use to drive legally with insurance, i payed about 600 down and like 180 a month. but now when im looking for new insurance, i see monthly premiums for $900!! if car is financed, or min coverage of $400 for an owned car? i dont understand... can car insurance really be this expensive or is there something going on here? i got the quotes from online by the way...""
quotes about life insurance
quotes about life insurance
https://www.linkedin.com/pulse/how-can-i-afford-car-insurance-17-18-year-old-anthony-peterson/"
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How much money can I save on my car insurance after completion of the pass plus course?
"How much money can I save on my car insurance after completion of the pass plus course?
Give me examples of how much you have saved or a friend or something
BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr 
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I got a ticket for no insurance..?
but i actually did have insurance i just happen to show the officer the wrong one is there anything i can dot to avoid this 3 yr surcharge.
What type of term life insurance to get?
I am a 23 year old male that has type II diabetes. I have around $40,000 worth of debt from student loans, and I'm going to be getting married in a year. My parents currently ...show more""
Do they take your plates from car if you dont pay insurance?
Do they take your plates from car if you dont pay insurance?
""Auto insurance question, need help!!?""
I have no idea about these questions, could someone explain them? Your neighbor has his own insurance policy with State Farm with the same coverages that you have with your Allstate Auto Policy. So when he says his insurance will cover an accident, you loan him your car. He promptly runs into a tree, causing $2,500 in damage to your car. How much will your insurance policy pay? A. $ 0 B. $ 2,000 C. $ 2,500 D. State Farm will pay E. Cannot be determined You are at the North Carolina coast when Hurricane Irene hits. Although you are able to get away, you have to leave your car and luggage behind. The hurricane blows your car into a tree, causing considerable damage and the trunk to open. Your luggage is then blown away and never recovered. It costs $8,000 to repair your car. The value of your luggage was $500. Your policy will pay: A. $ 7,500 B. $ 7,700 C. $ 8,000 D. $ 8,200 E. $ 8,500 After pumping gas in your new car, you forget to remove the hose from your gas tank. As you drive off, the hose breaks spilling some gasoline and starting a fire. The fire causes $325,000 in damage to the gas station. You are held responsible for the entire loss. Your policy will pay: A. $ 0 B. $ 100,000 C. $ 300,000 D. $ 325,000 E. None of the above Your twelve-year-old brother, who does not have a drivers license, is visiting you on campus and while sitting in your car playing with the transmission, he puts the car in drive and drives it into the front door of your sorority (or fraternity) house. The damage to your house is $22,000 and your car costs $5,500 to repair. Your brother is hurt, goes to the emergency room and is released with a few bandages and a bill for $1,500 Your policy will pay: A. $ 0 B. $ 1,500 C. $ 5,000 D. $ 6,500 E. None of the above""
What is the cheapest possible insurance available?
Including the cheapest car to insure and the best way to go about insuring that car. What is the cheapest insurance i can get? Thanks for any help
Cheapest Car Insurance For Me?
I currently have commerce insurance company. I drive a Nissan Versa Hatchback 2011 I have been a licensed driver for the past 8 years without accidents or tickets I am looking for the cheapest auto insurance I can get I am currently financing my car for the next 5 years just to build on credit. I would like for you to let me know what I should. Oh I am also on my own and paying rent on a two family home I pay all my bills on time so there is no issues I have Three jobs and one of them being my full time job. Thanks
I wonder if anyone knows of any good but affordable health insurance.?
I have two children and lost my health insurance on them. My husabnd and I are trying to find insurance but cant afford alot of money a month and we dont qualify for Tenn Care so if anyone knows of any please let me know. Thank You!
I am unemployed and need dental insurance to get 2 root canals & 2 crowns. Help!?
I do not qualify for medicaid or family health plus. I have to pay for 2 root canals ($1400), 2 crowns($2000), 1 tooth extraction ($200) and cost of adult orthodontic treatment ($7000)!!! I am looking for private dental insurance but am having a very hard time finding... anyone can suggest any or other ieas to help me in this situation? I live in New York City... am 25 year old woman, single no kids, receive unemployment benefits after lay-off.""
What is the cheapest insurance firm for new drivers?
i am 21, female, just passed test...does anyone know any ggod insurance firms to try?""
What are my rights? re: car insurance?
I'm a bit short of money at the moment, so on the 31st January i phoned my car insurance company and asked them to suspend my insurance. They told me the direct debit request for February had been sent on the 29th January, which they couldn't stop, and would be taken from my bank account on the 1st February and i would later bee refunded that amount. Today i received a letter in the post telling me they would hold the payment and use it when i continue the policy or use it towards a cancellation fee if I don't unsuspend the policy. The policy ends in June! The reason i cancelled is because im on benefits and just don't have the money to afford this right now. Anything i can do?""
Why have all the cheap car insurance companies disappeared from go compare?
I've finally got a car sorted and logged back into go compare for a quote and all the cheap insurers like elephant and admiral aren't there. The quotes are horrendous, any idea why?""
Does any1 know were i cud get cheap car insurance?
i live in northern ireland and am 18 years old thanks
Medical insurance question?
I'm 21 and under my parent's military insurance, I had to be a full time student in order to be back under their insurance. I got my new ID, I'm back on medical insurance but I'm struggling intensively in one of my classes, and I can't find tutoring for this specific class. There's also no book or feedback from my professor, thus making me withdrawing from it. Withdrawing from the class would leave me with 11 credits. Since I already have my ID card, and I'm under medical insurance and have my insurance card and everything, will this effect my eligibility or will I still have medical insurance under my parents?""
What is the average car insurance cost?
What is the average car insurance cost?
How Much Would Insurance Cost On A Mitsubishi Lancer Evo?
What would be an approximate range on insurance cost for me? I was considering buying a mitsubishi lancer evo and need to factor in the cost of insurance. It would most likely be a 2003. Model: Mitsubishi Lancer Evo Car: Year 2003 Age: I am 16 soon too be 17 State: Oklahoma Occupation: Student (3.5 gpa+) Other Info: I would most likely only drive to school and the gym 5 days a week, less than 10 iles a day round trip. I would be able to pay a higher deductable if need be. Live: with parents Background: Father is a Radiologist - Income: easily 300k+ Although I come from a very affluent family my parents are making me pay for most of my car If I am lucky they will give me a 10k allowance max.""
How Much Would A 2001 Trans Am Cost On A 18 Yr Old Males Insurance?
How Much Would A 2001 Trans Am Cost On A 18 Yr Old Males Insurance?
""Who has the cheapest car insurance in Houston, Tx?
I have Geico right now.. I am a 17 year old boy who has a car accident on his record (in june 2010).
What company has the cheapest basic auto insurance for Atlanta Georgia drivers?
Shopping for auto insurance for Atlanta Georgia. I'm looking for the lowest rate for basic coverage.
How much money can I save on my car insurance after completion of the pass plus course?
Give me examples of how much you have saved or a friend or something
Best choice for auto insurance?
I'm 16 and just got my drivers license and need auto insurance. What would be my best choice?
""Are you still required to have car insurance, even tho you don't have a car anymore?""
I'm under my parents car insurance, I got rid of my car months ago. But they told me today that they're still paying for my car insurance, even tho I don't even drive anymore, not even my parents car. I live in NY, I take a taxi 100% of the time, so that's why I got rid of my car. But, am I still required to have car insurance? Seems like a major scam and BS to me, since I'm not even gonna be using it at all considering I don't have a car anymore. My parents said Hanover, the insurance, wants all licensed drivers in the household, to remain under the insurance, even my grandpa. And he hasn't owned a car for decades now. Don't know if I should even believe this.""
""Free health insurance near Brandon, FL?""
Is there any way to apply or receive FREE health insurance in or near Brandon, Florida. I am a college student here and don't want to pay for health insurance b/c its expensive. I used to live in New York and know that there there are many companies that give free health insurance for low income people. Any help?""
What are you paying for ur car insurance?
I just bought a brand new 2010 EXL V6 honda accord , i went to my current auto insurance for a quote and with my husband's ticket record and accident..our age..location ( Central cali), price of the car ($31,000)...its going to be 215 a month. What do you think of the preimums?""
How Much Homeower Insurance Do I need?
How Much Homeower Insurance Do I need?
Does have a cpc reduce car insurance costs?
I have just recently obtained my pcv license and also gotten my cpc (certificate of professional competence). will having either or both of these reduce my car insurance premiums? thanks.
""Fender bender, but did not have insurance?""
hypothetical situation, fender bender. I was in a fender bender, I was not the Fault person, but I did not have any insurance. Does the fault person insurance have to pay me for the damages done to my car even though I didn't have insurance when it happen? the insurance company refuse to pay me for any damages done to my vehicle. If I take them to court will I win. (the question is for me to know if I can get sued because my insurance company is not paying for the damages done to the other vehicle, but she did not have any insurance so they refuse to pay anything.)""
""Okay, so how much does neutering/spaying a dog cost? Will insurance companies cover it?""
1 - How much does it on average cost to get a female dog neutered/spayed? 2 - I will be buying insurance from the day we get her (8 weeks old) so would my insurance cover the cost? (I know it varies on actual insurance plans, but Im wondering if its a complete 'they never pay for that' sort of thing?) 3 - How long is the recovery time? How long after the op can I take her home? How long will she have the cone of shame? I have googled this but I get a bunch of long winded answers that dont really answer the questions""
Insurance settlement in Arizona?
I hit rear-ended a guy at about 5MPH back in July. He was in a pickup, I was in my civic. About $800 worth of damage to both vehicles. He complained of no injuries at the scene. I find out he got an attorney and filed a claim against my insurance. My insurance says they are still waiting to get a demand letter. Question: I only have $100,000 in coverage. Is there any chance he could get more than this?""
How much does insurance cost for a chimney sweep business?
I am starting a chimney sweep company and I was wondering what is an average cost to have insurance for the business (bonus points if you can say all of the types of insurance I might need) I know the standard answer is to say there is no way of knowing since this all depends on a number of factors but I literally have no clue what it would cost so ANY estimate or guess is appreciated. The business will be in Maryland and have just 1 employee with revenue I am guessing would be about 100,000 a year if that helps.""
How much would the rate be of the car insuance?
Ok. How much would car insurance cost on a 2007 BMW 335i coupe for an 18 year old driver with about 33,000 miles on the car. Also, how much would a 1999 ford Mustang gt witH 121,000 miles on the car for an 18 year old driver. the bmw will b in a covered shared lot while the mustang will be parked in an uncovered shared lot. We live in pheonix arizona. My car, the mustang, will be used for driving to work, as well as going to class. Same for my boyfriends car, the bmw. School is 4 miles away and work for me is about 25 miles aeay when his is only 1.5. Thabks for everyone who helps(:""
Do you get insurance when you are a RN?
when you are a resister nurse will you get insurance incase you get hurt
Car insurance?
My husband and I are planning on getting a new car and we're looking through auto-trader.com and finding a lot of good cars but is there a website you can go to to calculate how much the insurance of each car to help us narrow our decision down?
How much will the incurance go up after i start driving?
im 17 and i want to get my license. but my parents are making me pay for the difference in insurance cost. so i was wondering how much it will go up. we have usaa btw
Cheapest Car to Ensure?
What would be the cheapest car to insure for a 19yr old male, license for 2 years, without the best insurance past... Written 1 car off in flood water, and crashed another, so not expecting anything much under 2,000?""
USAA auto-insurance discounts?
Does anyone out there have USAA for car insurance who ALSO has banking through USAA? I've been told by USAA that if I did have banking with them that I'd get a discount on auto insurance as well, but they can't tell me any specifics as to how much of a discount. If it's only gonna save 10 dollars or something I'm not gonna mess with it. Anyone out there able to tell me a decent estimate on how much I might save or how much they save?""
Driving points for no insurance?
How many points do you receive for driving without insurance in michigan?
""Where can u get the cheapest car insurance quote on the net or by phone, or any means nessesary?""
Where can u get the cheapest car insurance quote on the net or by phone, or any means nessesary?""
Classic car insurance with Geico?
I have a 1967 Chevrolet Impala SS. It has 118k. It's all factory except for a cd player, two 6x9 speakers and window tint. I don't have any insurance on it at the moment and I want to get classic auto insurance. How exactly does that work and what would it cost me. Thanks.""
What car can i hav 4 dead cheap insurance and whats the best insurance comp.... (im 18)?
I passed my test 6 months ago and still aint gotta car! i hav been looking at a honda civic 1.6 but im not sure what i can get insured on.. i know i can get insured on a 1.0L corsa but i want sumat a bit better (sumfin like a ferrari lol)?
Which company gives cheapest quotes for car insaurance ?
Which company gives cheapest quotes for car insaurance ?
Report to insurance or not?
i was driving down the freeway yesterday and a rock hit my windshield. it now has two huge cracks. and i have to get it replaced i know it cant be repaired. my deductible on my insurance is $500, should i report it to the insurance or not? would it be cheaper to just fix it myself?""
If a driver is not covered in your insurance and drive your car are they insured?
my daughter is 16 and is getting her first car today. I only listed the car in my insurance, if she gets in a car crash will she be covered? Or what will happen to her and the car?""
Cheap Car insurance for young and new drivers?
I'm 21 and passed my test a couple of weeks ago. I always knew insurance was going to be an issue and I have found out it is cheaper to go on other peoples policys... but I want to get my own policy so I can get it down. I'll be getting something small, 1.1 or 1.2 for obvious reasons. The cheapest I've managed to find is about 700, thats 3rd party and with a couple of named drivers on. that was with Swift Cover. From a weekend of insurance shopping I've found that all these compare insurance websites are a load of s***. Not had any quotes below 1500. Anyway, does anyone have any tips for getting insurance down more or does anyone know of any insurance companies that specialise in insurance young or new drivers. I just wish they wouldn't tar us all with the same brush... I'm not going to be spending my evenings following other boy racers in Saxos wheelspinning around McDonalds car park. I can see why it's so high though there are so many idiots on the road.""
Car insurance?
i'm looking for the name if the company that has that commercial where the lady is telling how to save on car insurance, on the back there is a truck, that i believe said HONK if you want to save or something like that, and as she speaks you also hear the cars going by honking. thanks""
How much money can I save on my car insurance after completion of the pass plus course?
Give me examples of how much you have saved or a friend or something
Are jeep wranglers expensive to insure?
are jeep wranglers more expensive to insure than other cars? and how much is the average insurance rate of one?
Paying car insurance annually?
I want to pay my insurance annually. I read something about rates being subject to change for many reasons. If this happens, will i receive a bill saying i owe more money? or if it goes down do i get money back? Im confused lol. Someone help?""
Health insurance and pre-existing conditions.?
Hello, question. If I have health insurance now, find out I have a condition, then get a different job and change health insurance, am I in the pre-existing condition status with the new insurance? I'm curious because as of now the only reason I keep my health insurance is just in case as with any insurance and I don't want to have to pick up insurance after finding out something is wrong, as I understand it doesn't work that way, that's the catch. However, what if I find a condition while I have insurance, go off of it between jobs and get insurance back? Does that mess with things? Is there a way around it? Thanks""
If I show proof of insurance?
I was driving my car on the clock. I use my vehicle as a work vehicle. Anyways I was sent to the store to purchase sodas. when I tapped a vehicle on the rear bumper. We pulled over and exchanged information. And later found out that my own insurance was expired. Am I covered. By work or can I purchase insurance after the fact. And still be okay?
How much does it cost to add a teenagers name in car insurance??
I live in Canada-Alberta-Edmonton!!!I own a 2008 acura mdx...it's worth about 50 grand right now. Posted from my iPhone device powered by Rogers 3G network.
Please help first time traffic ticket In California?
So i got a ticket for no. Insurance on november and in the mail a citation of 859.00 due by dec. 10 dont have the money but i got insurance now..whats going to happen in court im very scared :/
Car insurance and registration?
SO, I recently bought a car in New Jersey form a car dealer but didn't get the license plate for it because eI have a FL license and I need insurance. I rencety asked a friend for a recommended car insurance provider and he informed me that the car needs to be registered in FL to get FL insurance. Now, my questions is does it really need to be registered in FL to get FL insurance? because my license is a FL license, not a NJ one.""
Can i sue an at fault driver even if i dont have car insurance?
I was in an accident today and my car was totalled. I was not at fault in any way, however since Michigan is no fault state the at fault driver does not have to pay for my damages. I do not have insurance but I would like to sue her for minor injurion and damages to my vehicle since now i have no way to and from school or work. Can I sue her even though I dont have car insurance? 4 minutes ago - 4 days left to answer.""
""Open container citation, will my insurance go up?""
i got cited for an open container while parked in my car, im 18, and im in california, and my insurance is all state, how much will it go up??and how much will i be fined for an open container?""
What is the cheapest car insurance for me on my own plan???
i have a 2005 dodge stratus coupe 5 sp. sxt. almost 19 yrs old. i have a failure to yield ticket in feb. of 07. i live in Porter County, IN what is the best insurance for me???""
How much would insurance be on a corvette?
I'm looking at corvettes in the 1998-2003 range, about 100,000 miles on it. I will be 18 when I buy it and I'm hoping I keep my perfect driving record. If it's affordable ...show more""
Is there a car insurance company that only ask if you have any convictions within the last 3 yrs instead of 5?
Is there a car insurance company that only ask if you have any convictions within the last 3 yrs instead of 5?
My health insurance ends when I turn 19?
So does that mean I can chose any location and place for regular checkups? I know I will pay the cost fees. But in general, is it all the same cost or??? I'm so confused.""
Discount car insurance by putting another name on my insurance?
I know plenty of people the same age as me, 19 who have put another persons name on their car insurance eg. family or friends so its cheaper due to the other persons experiance, my mum passed her test when she was 21 but has never drove a car or owned a car herself since... so would putting her name on my insurance be pointless.???""
Car insurance rates for a 2008 ford crown victoria?
was gonna look at one
""How much would the cost of a 2003 lincoln ls front bumper be, and where can I find a bumper?
2003 silver Lincoln LS. Only reliability insurance on the car.
Motorcycle Insurance question?
I recently bought a motorcycle and i'm just about to buy insurance but i am abit confused, I'm thinking of getting the Third party fire & theft insurance, which means i wont get no claim if I crash my bike but what if the other drive is at fault? Does their insurance cover my damage or what? thank you""
Where can I get private health insurance?
I need health insurance, like I know many people do. I have cancer, but I guess that's not considered a disabilty because I was turned down. My job does not pay for medical. I know several married couples where they have two different insurance policies through each of their employers, and they get to pick and choose which one to use. I don't have a spouse. I know several people who are alcoholics who have an HMO through their retirement and they are in the hospital every other month, simply because they have over drank. They run to the doctor every two months for very trivial things/ I know of several who abuse the veterans hospital from runny noses to a simple headache, plus they are paid monthly for a disabilty they don't have. They just don't want to work. I think married couples should only be able to use one insurance policy, and these others should be only allowed to go to the doctor a few times a year. If they are an alcoholic send them to AA.""
About how much is the average teen insurance of the lowest requirements for TX of a 17 year old with a license
About how much is the average teen insurance of the lowest requirements for TX of a 17 year old with a license
Car Insurance - Young Driver 18 years old Male - NEED HELP PLEASE!!!!?
I have recently passed my driving test (3 days ago!) and will be buying a car ASAP as I have a job lined up and have just left school. I've tried tens of comparison sites and even rang some insurance companies direct to try and get a better quote... I have looked at the smallest possible engine size, that being 0.8l and 1l engines. I've looked at cars such as FORD KA, Vauxhall Corsa, Nissan Micra, Renault Clio and a few others too. The cheapest quote I have found for all of the cars is for a 2000 Ford KA 1.3l 3dr 4 seats (the smallest KA engine size possible) and that price was 3,800 paying monthly with a company called My Policy . However, I have used various other KA registration plates all the same engine size but some being 2003 models or 2005 and the insurance jumps to over 6,000! I haven't found another FORD KA cheaper than 5,500 and obviously if I can't get that one particular car out of the thousands for sale that insurance quote will be invalid anyway. Basically, I've tried everything. Adding named drivers (with lots of driving experience 30+ years), putting my car in a locked garage, on the road, tried different cars - models, registration plates, ages, engine sizes, and not to forget the countless comparison sites. The funny thing is with MyPolicy I went onto their site directly to get a quote and they were unable to give me a quote when entering exactly the same information into the Tiger.co.uk comparison site, that site brought up the 3,800 quote with MyPolicy but when I use their site directly they can't give me a quote... I know insurance is based on MANY factors, believe me I understand that. I tried entering different post codes (just out of curiosity) and it did help, but only fractionally. It just seems (other than the 1 obscure quote of 3,800 on ONE car, out of the 100+ I've tried) that I can't get a quote cheaper than 5,000 for a car with the smallest engine size and insurance group possible... It's ridiculous. Please don't advise fronting because it's illegal and I want to build up some NCD anyway. CAN ANYONE HELP ME GET A QUOTE CHEAPER THAN 3,500?! Thanks a lot, -Ash.""
Temporary car insurance?
I am moving across oregon when i turn 18 and I currently have a car but I need to get tags and insurance to move it. Could I get temporary insurance which is good for a week? If yes, about how much would that be? Do I need insurance to get my car registered and get tags?""
Should I pay my employer to get my insurance license in FL?
Should I pay my employer to get my insurance license in FL? I was recently hired at trajan insurance as a financial professional. They want me to pay $580 to get my insurance license before I even start. The company sells insurance and other financial options to consumers. They werent clear on my pay scale either. The office is located in Tampa, Fl.. Does anyone know anything about this? Please help in anyway you can. thank you""
The insurance valued my car for 1100 and for the repairs done estimated between 900-1000?
someone crash in my side of the car.will the insurance company pay for the repair it or give me a check for the value of my car. i want to know because it was last week and now since next monday my mot runs out. there are 3 things to need fixed to past the mot and i want to know if to waste the money to do it if it is going to be write off. i was told by my brother i could get paid from the insurance the value of teh car
Car insurance quotes tripled overnight?
I've been getting my car insurance quotes ready for the 1st of september. As soon as i was able to get a quote for the 1st of sept (my renewal) my insurance quotes went from 1100 to about 3900 This is ridiculous, its been a few days and it hasn't changed yet. Starting to panic a bit now, i have 2 years no claims and this is a stupid amount. Will this likely go down soon? Thanks""
17 year old car insurance question?
Okay. I'm gonna be getting my license in a few m onths (took driver's ed late) and I moved in with my grandparents this past summer when my family and I moved so I could stay in the general area/school and keep my job. So I live there Mon-Thur and Fri-Sunday I stay with my family. I was wondering, being thaf I'm a Junior in high school, am I able to be covered by my parents or grandparent's car insurance? I need some answers. Please & thank you!""
How much money can I save on my car insurance after completion of the pass plus course?
Give me examples of how much you have saved or a friend or something
What are some affordable life insurance policies for people with diabetes?
What are some affordable life insurance policies for people with diabetes? Looking for $400,000 in coverage.""
Is auto insurance company required to pay for car rental AND tax?
i got hit by another driver. And, his auto insurance company pay for the damage and car rental. They pay $25/day for car rental. Is insurance company required daily amount PLUS car rental taxes if i choose to take money?""
Which is the best health insurance company (policy) to cover all expenses in India ?
Best insurance company for Health insurance policy: An individual, 55 years old to cover all expenses (Eg. Hospitalization, Consulting fee, Medicine expenses, Room rent, Surgery, Post hospitalization and related expenses).""
Young rider needs insurance help (motorcycle)?
Hello I am completing my motorcycle course this week and will be obtaining my m2 license, I was considering buying a motorcycle. I am a 18 year old male and was wondering if anyone could give me advice or some help for insurance in ontario?. I am aware it will be costly but was wondering if someone had any motorcycle suggestions that would be cheap on insurance or even insurance companies. Recent personal experiences would be nice. Thanks for the help!""
What's the insurance costs on a 1989-95 nissan 240sx?
I'm sixteen & mostly going to end up getting this car & was wondering how much it would cost out of curiosity
Car Insurance increase after moving?
I have just moved house and my car insurance has increased by 160. I have only moved half a mile from my previous address. If I ask my insurers to provide justification and proof for this rise (ie - why the area is higher risk) are they obliged to provide me with it?
""Boston, MA Health Insurance?""
I am moving from Southern California to Boston, MA. I will be living close to Beacon Hill and I was wondering what are some of the medical insurances I should look into that are affordable for students. Thank you""
Do motorcycles require insurance in georgia?
Do motorcycles require insurance in georgia?
How hard is it for police to verify that you REALLY do have car insurance?
With all the different companies that offer insurance, how would a police officer know if if the insurance card is a fake or not or if the policy number is real during a traffic stop?""
How do you get health insurance?
im 16 and i dont have any health insurance. i wanna try out for the wrestling team this year but i dont think the school will let me because i have no health insurance. how do you apply for it and how long does it take to get it?
On average how much do you pay a month for your car?
Like your monthly bill including insurance. And what year is it? Thanks
Two-thirds of one months insurance coverage has expired?
I need accounting homework help! I'm stumped. Two-thirds of one months insurance coverage has expired? 2500 premium for 12 months. Please!
Multiple Car Insurance On One Vehicle?
Is is possible to have two insurance policies on one vehicle? The reason being is, current insurance (lets call it A) is way too expensive. To leave the A insurance I would be charged 500$, seems like a lot. New policy (lets call it B) would be much cheaper then A. If I have A for theft and fire + B (full coverage) it would still be cheaper then A full coverage! Is that legal????""
What would my car insurance be?
my girlfriend needs to know how much her car insurance would be in canada ON if she didnt take drivers ed, was using her parents car and was under their insurance plan""
What is the best car for insurance prices for a male driver under 25 in Ontario?
I am looking to buy a car and I know insurance will be expensive because I am a male driver under 25. I want to know which car would be the cheapest to insure in my situation. I have no tickets and no points. Clean drivers abstract.
How to apply for cheap health insurance in California?? (plz read)?
Ok here is my scenario, I have a friend (only a friend not lover etc....)....she has a 7 year old kid, who is very ill and in the hospital, her hospital bills keep stacking up and as a single mother who only works part time she could not afford health insurance.... me being a good friend i would like to help her out apply for healthy families mediCal or anything like that for free, plus add additional insurance to keep her costs down....anyone suggest any plans or prices that would work good in my scenario, also my job offers health insurance for me and my family (im single) would they offer health insurance to my friends kid if i put them as beneficary or would that not work out???? (please help much gladly give 11 points to best helpful answer) kid is very ill almost like lukemia so asap is apprieated.... thanks Jeff""
Which is cheaper? Insurance on an old car or insurance on a new car.?
I want a stock Mercerdes c. 1970-1980.... is that insanely expensive or what? I don't know anything about insurance
Car insurance question?
My car was involved in a hit and run, their insurance doesnt want to pay for the damage so can i sue them for the damages even if my insurance pays for it.""
What is the cheapest auto insurance company for young drivers?
i'm a 19 yr old male buying a 94 ford escort. what is generally the cheapest insurance company? i got a rate of 445 for 6 months. take it?
Can someone give the cost of living in Dubai?
i want to know the cost of rent, food, car, insurance(health and auto) and any other expenses. not expecting exact numbers just anything close!! thanks!!!""
""Got a speeding ticket, how can I make sure my insurance doesn't go up?""
I'm 19 and I just got my first speeding ticket. If I pay for a lawyer to plead not guilty and get my demerit points removed, will that guaranty that my insurance rate will stay the same? (I live in Canada)""
""I totaled my month old car with only liability insurance, do I still HAVE to pay off the car?""
i just got a '01 explorer from a dealer less than a month ago, two days ago i rolled it, now its totaled. i only have LIABILITY insurance, and the insurance company said i have to pay off the rest of the car, which i expected, but when i called the dealer she said she might be able to count the car as a total loss, and get me in another car from them, without paying for the old one anymore. she is going to let me know in a couple days if they can. is this possible to just somehow avoid all the payments on the old car and start over new? are they scared i would end up not paying them for a car i dont have, so they somehow write it off and start a new payment plan on a whole new car? Will they try to get me in a new car and pile on my old car payments with new ones? when they call back should i act like i wont pay on that car to persuade them to write that totaled car off ? i dont know what to do, i cant afford two car payments and now im carless bumming rides which i cant do for long. The reason i am asking before the lady gets back to me is: its a dealer, and im pretty inexperienced with this, and i just want to know how this all works so i know how to talk to and possibly negotiate with the dealer before i end up missing (or screwing up) an opportunity before its too late""
What state or states do not require car Auto insurance in order to own a car and use it ?
I would like to know what states in USA do not require car Auto insurance for the owner or user of the car he or she is driving? If there is such a state please prove me where you get the source! And How does the driver pay off all the victims billing cost after injuring this victim and victim has a bunch of bills coming in from Hospital service? If now you agree with me that all drives should be required to pay and have auto insurance, This is the same reason is why all people need to have healthcare insurance who can afford it! Not only it will keep the insurance cost lower for average person, everyone is now guaranteed to qualify without being denied due to history, disability, or medical cost person needs, but if everyone has health insurance nation wide medical expense will be less rising; like people who did not have insurance get into accident/injury Whether falling off a cliff, get hit by a car and driver drives off, or gets injured due to snake bite. NONE of them are intentional or expected but they happen and many other! If everyone is insured the insurance pays for the medical expenses whether its $500 or $500K But if not everybody has healthcare insurance average person wont be able to afford the $full medical bill will be hunted by collection agency but still not likely to pay any more then $5000 for medical expenses! There for the rest of the medical cost falls on WHOM??? THE TAX TAPYERS OR OTHER medical service Customers!!! By raising the prices of medical expenses! THAT is why Californias Blue Cross Blue Shield insurance Raised about 57% cost in 2010 or 2011!! What do you expect if Thousand or millions of Illegal most Latino immigrant get Medical service in Hospitals like even Child birth, or emergency room, but they dont have medical insurance, cant afford it, YOU SEE that raised their insurance cost BY 57%!!! DO YOU WANT THIS TO HAPPEN NATION WIDE?? IF NO If you want Medical cost to remain affordable, THEN A) Support National Healthcare that everybody should have it who can afford it B) In order to receive Fed/State TAX, Social Security, Medicare, and Medicaid from the Illegal Immigration should be attempted to be caught and exported to their main country, or should be attempted to be caught and if given full citizen ship to them only if these immigrants must server some number of years of Army, military, or Air force service voluntarily. OR be required to pay a minimum amount of $ that individual invested into the Social Security system, or minimum number of years legally work in U.S.A, if they want to receive the Social Security benefits if future. HOWEVER How many years serving , How much individual or couple invested minimum, and /or how many minimum number of years in order to qualify for Social Security service is up to the government to calculate and decide. THIS WAY Citizens Will all be able to fully pay their medical expenses, and The illegal immigration will not be as big of an issue!""
I need insurance. Im 18 What do I do?
I turned 18 about 4 months ago and ive been trying to get my licence but my mom won't let me because she thinks I need to be insured as soon as i get my licence. I live in OR. they can't afford my insurrance and i dont have time for a job im an honors student in High school. next year im going away and would like to be driving by then. so my questions are. 1. do i need insurance as soon as i get my license? 2. can i drive my moms car (for example to the store and back) without insurance? How about someone elses car? 3. What is the best insurance for me to get? The quotes ive gotten are about 250 PER MONTH. I want to have a car next year but i wont have time to work with the courses im taking in college. how do i pay for my insurance next year.
Help with Car insurance?
My mom pays for my car insurance. I pretty much moved out, and I'm living at my boyfriends house. (we have been together 3 years, not the point here though). I want to get my car insurance in my own name, going towards the point of being independent and taking care of myself. Problem is, everyone I confront my mother about it she's either too drunk or just avoids the topic. Is it possible to switch my car insurance brands without having her approval?""
How much money can I save on my car insurance after completion of the pass plus course?
Give me examples of how much you have saved or a friend or something
https://www.linkedin.com/pulse/nebraska-health-insurance-plans-carter-perez/"
0 notes
Help on getting cheap car insurance for young drivers?
"Help on getting cheap car insurance for young drivers?
I know about multicar but i cant do that, i know about named drivers etc but is there any way i can get a decent insurance quote for a 17 year old because ive been getting 15000 quid for quotes recently. Dont tell me you cant do it thats not gonna help me, thanks
BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr 
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What is the best health insurance in california?
sould i go with the one that has deductible, and what it turns out that i have a cancer , m'i gonna be covered. i've been having this buzzing ear ( left) for few months and now i get dizzy when i look up and i started to feel oressure in my head and light headache. my emplyer's insurance start in 2 months and i need to be checked now, and i don't qualifie for medi cal any suggestion , advice?? thanks""
What is the cheapest car insurance company in orlando?
What is the cheapest car insurance company in orlando?
Should i be mad at my husband or his mother?
my husband gave his entire paycheck to his mother to pay her bills, She had a bunch of vet bills, her other sons (hes 30ish and has a job w/ insurance) medical bills, and a 1000.00 dollar tattoo, but couldnt pay her bills. our house payment was due and now i cant pay it cause he gave her all this money? also he chewed me out cause i started crying when he told me he did this. Help plese what should i do. p.s we have 3 small children that this could have helped out for food and stuff liek that.""
What's the most you or anyone you know has ever paid for car insurance?
I'm asking cuz I now pay close to 400/month... It's like 396. - I have 3 accidents on my record (from like 2 1/2 years ago, only one was my fault). however I found out that all of them were listed on my insurance as my fault. Found out the insurance companies automatically assign fault unless you produce proof otherwise. Now one of them I got hit from behind, so that's easy to prove with police report. However, the other one guy ran red light and I hit his side. I think the police report has it as 50/50 fault since it really can't be proven either way, it's his word against mine who ran the light. Do you think I'll be able to fight that one??? I'm gonna go down to the police headquarters and get the police reports over the next few days, just wondering... Also how much would that actually save me? - My dad had a speeding ticket (90 in a 65) and he was listed as a second driver on my car, so that also brought it up. I'm going to remove him from my insurance since he rarely drives my car anymore, and has replaced his own car. - I have the defensive driving discount already. - I'm 26 years old female in NY. I drive less than 5 miles a day to work. And I drive a silver 2006 Saturn Ion in which I'm still making payments on, so I still have comprehensive. Based on all that, do you think I can find cheaper elsewhere. Where should I loook??? I feel like whenever I try to switch companies they give me a great rate on the phone, than all of a sudden after like a month or 2 being with them, my rates suddenly increase cuz they just found the accidents . I realize I don't have the greatest driver history in the world, but 400 just seems outrageous. I know people who pay less than that a year. I was thinking of selling my car, and getting a cheaper one w/ no payments on it, which would rid me not only of my car payment, but I wouldn't have to carry comprehensive anymore either. Problem is whatever I made from the car would have to go towards paying off the loan, and I would have no money to buy the new car... I feel so stuck, but I'm paying like 750/month between insurance/car payments, and I have a crappy job and can't afford it. Suggestions??? oh btw I use a local broker and autoone insurance""
So what are all the people who have been laid off doing for health insurance now?
Most can't afford Cobra coverage... And as insurance gets more expensive and more companies pass on the costs to the people or cut out insurance coverage altogether, what's the average Joe going to do?""
Which insurance company has the quickest claim?
Okay so I want to know which insurance company would give me the quickest claim without any problems between: state farm, farmers, hardford, and all state?""
What is the cheapest car insurance around?
I still want good coverage but am so confused by all the ads. geico? aig? mercury? ahhhh so many I am a 21 yr old female with a good driving record I have had my license since I was 16. Please help!!
Will a stolen recovered car affect the insurance and vehicle value?
I'm looking to purchase a car that is stated stolen/recovered NOT cat C or cat D What does this mean? Will it affect the insurance price? Can I get insurance if I'm 17?
US car insurance rates?
I'm in the market for a midsized or compact car. I'm looking into purchasing a Honda, Toyota, or Mazda brand vehical. I'd like to know which of these cars has a lower insurance rate. (If it helps, I live in the midwest and have a good driving record.)""
In California how much are you paying for insurance on a 2012 Camaro?
Which have the best offers? v6 only. And to be more specific location : Sacramento
How much does it cost for auto insurance for a 16 year old??/?
How much does it cost for auto insurance for a 16 year old??/?
Questions About Car Insurance?
I'm trying to see how much would car insurance be for me and my fiancee. She's 20 and I'm 21 both in college. I will be a first time driver and she had hee license for a couple of years and we live in the State of New York. How does insurance work? What's the best company for this? Thanks and God Bless!
""Car insurance help, 16 yrs old?""
hey, so im 16 yrs old. I live in florida, have above a 3.0, took driver safety classes and everything, and im thinking about getting a 1995-2000 v6 camaro as my first car. Problem is, about 4 or 5 months ago, some asshole in a truck with a trailer crashed into me while i was driving and my parents got ****** on insurance, and the court just now ruled it wasnt my fault, but i know its still going to affect my insurance. If i go under their plan, have them as the lead and im just an off-driver, as it will be a school only car, how much do you think the insurance would be? im just looking for a medium range, i know everyone can't get specifics, im just trying to see if its worth it or not. i think with me on both cars now they had to pay $150 dollars more now, they said it would usually be more, but since they have been with them for over 30 years or something they get a discount.""
""How much is average insurance for a motorcycle, preferably in Texas.?
I am female and over 25 yrs. of age.
Health insurance?
is there any other form of low income insurance in south carolina besides medicaid? im 19 with a baby. i cant work because i dont have anyone to take care of the baby and cant afford daycare. i rely on my parents support. also i live with them. my baby is on medicaid but i am no longer eligible because of my age and i am not disabled
Car accident with no insurance in FL?
I was in a car accident where the other driver admitted it was her fault, and i had a witness - as well as the officer saying it was my right away. However, I did not have insurance.. I assumed I was still under my parents name but my dad took me off their insurance a couple months ago. My car is totaled, and im in some pain ( nothing minor, just very sore )Where can I go from here? is my only option to call a lawyer or can i directly go to her insurance? all i want is a rental for the time being and to get money to buy a new car ( so w.e money my totaled car was worth) i want to make this as easy and fast as possible which is why i dont want a laywer involved. is that basically my only choice though? Thanks""
How much do you pay for your car insurance if you are insured under your parent' policy?
im 19 yrs old
Do you need car insurance if you only have your permit?
Do I need car insurance? I've only got my permit and I drive my parent's car. What about after I get my license? Do I still need insurance even though I drive my parents' car?
How can immigrants over 65 afford health insurance in the United States?
Federal employee looking to rotate back to the States and take my in-laws who are 73 and 75. Cannot get Medicare until they have been in the U.S. for five years Any suggestions?
What would be an estimate for insurance on a 2WD silverado for a 16 year old male living in California?
I recently got my license and am looking at insurances. Can someone find me a quote (or at least give me an idea) for a 16 year old male living in California. The vehicle would be a 2WD 2006 Silverado. I also have a clean record if that helps at all. Thanks!
Renting a car for the first time- do I have to buy insurance bc my personal car insurance is not in my name?
My car and car insurance are under my fiancees name. I will be renting a car on my own. Do I have to buy the insurance because it's not in my name?
What is the best auto insurance for an adult driver?
For a driver that is under 25 but older than 21, what is the best auto insurance for a minivan or an suv? No accident history. No tickets. Clean driving record.""
Does the insurance company have to pay for this?
ok so i was involved in an accidents 6 months ago because this person ran a red light and hit me... i dislocated my elbow and have been in physical therapy since... last time i went to therapy they told me i have 8 more visits left because my health insurance is gonna be maxed out..... and they told me they dont bill car insurance companys..... soo i call the car insurance company and they told me they cant pay for any bills until the settlement is done, but the therapy said they cant wait that long soo i dont know what to do..... i need more than 8 visits""
Insurance on a 2007-2009 Honda Civic SI coupe?
I am 18 years old and I have had my license for just over a year with a clean record (no tickets, crash, etc.), I was wondering how much full coverage insurance would be on 2007-2009 Honda Civic Si coupe, the insurance will be under my father as primary and me as either secondary or occasional, my father has a clean 15 year driving record. How much will insurance be monthly?""
Insurance for old work ute?
Hey guys, I have just bought a old 95' toyota hilux ute nice and cheap and im not too worried about insuring the actual ute as its only costed me 2000 and market value is 4000. Just looking for some advice on types of insurance. I obviously would like 3rd party and im not sure if i should bother with covering my tools. Usually my boss brings all the tools, obviously i bring a small amount but never a trailer full. What is the best insurance company for this and what would be a good price for me to look at. Thanks :)""
Help on getting cheap car insurance for young drivers?
I know about multicar but i cant do that, i know about named drivers etc but is there any way i can get a decent insurance quote for a 17 year old because ive been getting 15000 quid for quotes recently. Dont tell me you cant do it thats not gonna help me, thanks
Will the car insurance company pay for the damage or fix my car?
Ok I got into an accident with this lady today and it was all her fault. so my question is, is her insurance company going to pay me money to get a new car, or will they just fix it. the damage pretty bad, the engine makes some weird noises whenever i turn it on/off. what are some tips for not getting ripped off by the company? btw my car is 02 Honda accord. Thanks in advance""
Will I get my parent's insurance after age 18?
I plan on taking a year off of school when I graduate high school. When I turn 18 during that year, because I am not a full time student, will I get taken off my parents health care?""
CHEAP DOWN PAYMENT FOR CAR INSURANCE JUST LIABILITY?
CHEAP CAR INSURANCE LILABITY ONLY
Does anybody know of or know a way of finding an insurance company that insures car park operators?
I want to hire 50 car parking spaces from a major retail outlet in the UK with a view to renting these spaces to commuters /I will be sharing their car park with the retailers customers. Does anybody know of or know a way of finding an insurance company that insures car park operators?
Can I take my car to get repaired anywhere even if my insurance says no?
I got my window broken when someone broke into my car and I had an appt at the dealership where I bought to the car to get it repaired ASAP (and was going to) but my insurance nixed the idea. They said they wouldnt pay a dime if I did that. I HAVE to go to their suggested business. Now I have to drive to and from work with a taped up window for 2 more days till THEIR guy can fit me in. Is this legal??? It seems so unfair. BTW- I have Mercury auto insurance and I live in California.
How can I see a doctor without insurance?
I really can't afford to go lately and don't see any foreseeable future in which I could afford it. My job doesn't offer insurance. and I really think I ought to speak with a Dr. about dual diagnosis issues
What is an insurance premium?
Is the insurance premium what you pay monthly for your insurance?
What is average cost for auto dealers insurance for a year in NYC?
What is average cost for auto dealers insurance for a year in NYC?
Insurance comparison websites. Why can't I ask about a theoretical car?
They need the registration number. Why also do they need to know my phone number? All I want to know is- can I afford the insurance? A lot of people tell new drivers to go on comparison sites to get prices, but in reality you can't use them.""
How much is motor trade insurance?
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How much will car insurance be in NY for a 22 year old male driver?
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What is the best car insurance company in North Carolina?
Hi. So I recently moved from New England to North Carolina. I have my 2002 Toyota Camry. It was my Dad's and is still under his name. However, I want to get the title in my name hopefully by early 2014. That means paying for insurance too. I figure I'm going to have to do this soon, might as well do it now and learn more responsibility. My parents are paying for my car and their cars under MetLife. (Yes, the one with the Snoopy logo). They are paying about the same plan they did in Massachusetts. I know North Carolina has more competition in pricing and I want to shop around for a decent plan that gives me what I need but for a better price. My Mom is hysterical and doesn't want me to go anywhere else because she think NC insurance is crap. I like that MetLife gives me what I need but I'm not paying more than I have to in insurance. Sorry Mom. So my question is. What is the best car insurance company in North Carolina? Any suggestions. I would like a company that offers affordable plans but also is a reliable company when I need them. Please NO cheapo discount insurance. Here are my only two liabilities in my driving history: 1. Got into a minor car accident in October of 2011. Just a paint smear with another car. Nobody was hurt and neither car got in worse performance condition. 2. Got a seatbelt violation ticket in January 2013. (It was actually for speeding but the cop went easy probably because he saw I was wearing a suit. I was on my way to a family memorial service near the South Boston area.) Any experiences? I mean, what is my Mom worried about? I never hear in the news about people dying because they have NC car insurance. I know there is cut rate (bad) insurance out there because of competition. But there's got to be something better in NC than paying a Taxachuetts MetLife plan. (Sorry BayStaters, but you know it's true) Thank you!""
Third party fire and theft? car insurance?
hi im currently searching for car insurance and ive been quoted 2800 for comprehensive insurance and when i gave third party fire and theft it came out to 1700 the car is a corsa 998c 2006 what is the difference between them both? thanks
Is insurance required in north carolina?
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How can the citizens pay the the deductibles for the only health insurance policies that are affordable?
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Porsche boxster insurance?
I just got a quote online with my moms insurance for my new porsche boxster. It says $2789 a year. If i say my mom is the first and im the secondary driver since im 16 and insurance would be over $6000 a year. I live in a small town in Ontario.
Car Insurance Question?
I was in a car wreak where it was the other persons fault....already determined by the police. I live in Tennessee by the way and I didnt have insurance at the time..even though I went out and got it an hour later. My question is who is responsible for paying for the damages to the person who hit me? Their insurance is already fixing my car, but the lady who hit me was driving her dads car and she only had liability but not on the car she was driving. Does she call my insurance company to have her dads car fixed even though it was her fault? Whos insurance pays for it? Or is she just outta luck?""
What is a good and cheap insurance for a Acura Rsx 2002?
I just recently got my license and want to know of good and cheap insurance for my car.
What can I do about my car insurance?
My husband and I are seperated (Domestic Violence) but we are insured on the same policy. He is the policy holder and I am the name driver. He is beset to ruin me and may cancel my insurance without me knowing, just to get me into trouble with the law. Another thing he might do is get someone else to play to be me and again, get me into trouble. When I called my insurance to take my name off the policy they said that I need my husbands permission (something I can't get) for them to give me ANY sort of information. How will I know if I still have my insurance or if somethings gone wrong? I need to buy a new car and want to be independent but what can I do about this?""
CA Auto Insurance Broker Fee?
What is the average rate a Broker Charges when you sign up to insurance through them in the State of California?
What would insurance cost on a 2010 nissan versa?
I am getting my first car a brand new nissan versa approximately how much will insurance cost me i'm a male and a college student
What is the best car insurance company for a graduate student?
What is the best car insurance company for a graduate student?
Do you have to be on the insurance of the car you use for your drivers license test?
I know the car you use has to have insurance but do you, the driver, have to be on that policy?""
Is there any advantage of group health insurance?
I would like to know if there is any advantage of a group health insurance plan over a personal health insurance policy. I am planning on buying a health insurance plan so I wanted to know.
Whats the cheapest motorbike insurance i can get on a 125cc bike?
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Help on getting cheap car insurance for young drivers?
I know about multicar but i cant do that, i know about named drivers etc but is there any way i can get a decent insurance quote for a 17 year old because ive been getting 15000 quid for quotes recently. Dont tell me you cant do it thats not gonna help me, thanks
Is this Auto insurance coverage seems good? p/s advice me . i am going to pay 107 a month for a year.?
Bodily Injury Liability $50,000/100,000 Property Damage $50,000 Uninsured Motorist Bodily Injury $15,000/30,000 Uninsured Motorist Property Damage or Collision Deductible Waiver Included Medical Expenses No Coverage ************* very scars me how come i am not covered****** Comprehensive Deductible $500 Collision Deductible $500 Rental Car Benefit No Coverage Towing and Labor No Coverage Gap Coverage or Loan/Lease Payoff Coverage Not Included Repair or Replacement Cost Coverage Not Included ************ how about this******** Special Equipment Coverage Not Included Lienholder/Additional Insured""
How much would car insurance cost for me(2010 camaro)?
alright...I am finally getting my car this summer! im turning 17...and im thinking about what car im going to get...im pretty settled on a camaro 2lt or one of the ss's. I was just wondering how much insurance would cost for that...since im so young and its a brand new sprots car...are there some companys that would be a little cheaper or would all of them be pretty much the same?
Will i need cash deposit or visa to get rental car after accident in which other party is at fault?
i did not have insurance at time of accident. i live in california.
Which is the cheapest and best ( best value) auto insurance in the US?
GEICO sux
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Can you have more then 1 life insurance policy?
Can you have more then 1 life insurance policy?
How to provide proof of auto insurance?
How to provide proof of car insurance? I have been offered a generous stipend for graduate school. One of the documents they ask for is proof of car insurance. Does anyone know how I can provide proof of car insurance? (I know for a fact that my parents have bought car insurance). It would be helpful to know what document I should be looking for, what it looks like, is it just my AAA card or is it a form. Thanks a lot for your help!!""
""Health insurance question, very simple?""
Ok, this may sound stupid, but, for health insurance; we pay both the premium and the deductible, right? Or is it either or? Do we pay the premium every month and the deductible only once a year? Thanks a lot""
Vintage car insurance rates?
I'm 17 and looking to buying a vintage Alfa Romeo or something. Would insurance be sky high? Are rates higher for older cars that are classified as vintage?
Mandating health insurance?
I heard that HIllary and Obama want to mandate health insurance. How is that going to solve anything? People can't afford it, like me. Health insurance should be like car insurance, people pay their own way and if they don't have it they pay for their repairs or don't get fixed.""
How is the government going to make insurance premiums more affordable?
I keep hearing how Americans need more affordable health insurance, but I have yet to hear how they are planning to do this or what results we can expect. Does anyone know how they are going to achieve this for us? How much can we expect our premiums to go down as a result of the reform? Do you think it will be more than what we will pay in increased taxes?""
""I make $1500 and still live at home, is a $400 car payment plus $200 for car insurance too much ?""
I only pay for my cellphone bill which is $80 a month. I still live at home and i'm 20 years old. I will be making a lot more money within the next year. The car i want is a 2011 gti base model, which is top 10 in consumer mag for most reliable, practical, fuel efficient vehicles for this year. I want to drop $5k down which will be around $350 a month, but the insurance is $190 a month since i'm only 20. I've driven two used cars and they are just a headache and so i want to drive something fun, practical (4dr) and fuel efficient. Is this a good look?""
What does Santa pay in Sleigh Insurance?
What does Santa pay in Sleigh Insurance?
What are the upsides/downsides to a LPG/Autogas conversion.?
With auto gas being roughly 60% of the cost of petrol, investigating a conversation is attractive but not if it is just simply an exchange of costs and the whole deal just is a contra entry. Much lower mpg , increased service costs, insurance, more wear and tear are just some of my thoughts. Also how does auto gas effect performance ? Hence what are your experiences (in the UK please), costs, regrets and pleasures concerning the topic.""
What is the name of place where I can go to pass some test of driving and get lower prices for car insurance?
What is the name where I can go to pass some test of driving and get lower prices for car insurance? I remember smb told me if I go there and pass test they will provide me documents allowing me to decrease my insurance for car. Currently cause I just got my license and had no any experience of driving, I am paying about $780 for 6 months. How can I go down on that price?""
Anyone know any good cheap car insurance providers?
preferably direct rather than compare websites. cheers.
Who's best for impreza insurance? i'm 28 with a clean licence?
full comp keeps coming back around 1000, on a 98-2000 wrx""
What kind of convertible can I get that won't be a sports car on insurance?
I'm looking at getting a car and I'd really like a convertible. The thing is that I can't afford the insurance on sports cars. So what kind of convertible that would be around 5000 dollars used (perferably 90's to an early 2000s car) would not be a sports car to the insurance agency. Or is there no way around that? And if it makes a difference I have State Farm.
Cheap insurance?
i am looking to buy a chevy camaro RS and i know the insurance will be high does anyone know how much it will be? if there is a way to get less then i will buy the Z28 which would be more because of the V8 right?
Can my car be on my parents car insurance?
Im 19 years old and im buying a car and would like to know if my car can be on my parents insurance. The car will be in my name only, my old car was in their names so therefore it was on the insurance. I have been under their insurance for the past 3 years. i would like to know if im able to be under my parents insurance.""
Jason wants to buy a car. He has $2500 in his savings account. He also needs to pay $600 for insurance. How?
Jason wants to buy a car. He has $2500 in his savings account. He also needs to pay $600 for insurance. How much can Jason spend on a car? A. c < 1900 B. c > 3100 C. c < 3100 D. c > 1900
Question about car insurance?
I'm wondering something about car insurance. I am a 17 year old male, (turning 18 in 1 month) and have been driving a 2001 Hyundai accent since October. I am insured with esurance, and have liability only. I have a clean driving record. My monthly insurance is $197. I am on my parents policy. When I first called to get a quote, (cheapest company for me) it was around 120 a month, but then they got the VIN number and of course it went up because it knew exactly what car it was. Of course car insurance is very expensive for a male my age. My question is that I'm trying to save money to buy a jeep wrangler this summer. Will probably be a year 1997-2003. I want to know about how much it would cost to insure the jeep. I hear mixed responses about the cost to insure a wrangler, iv heard it's expensive because of the high theft rate and roll over chances. I know of course I don't know how much it will be exactly, considering I don't have a VIN number for the jeep wrangler. I get extremely expensive quotes when I search online, and the are all completely off. My parents policy has probably 4 or 5 cars on it and I am excluded off everyone's car. My sister has been in 2 wrecks and 2 speeding tickets, which I heard makes my insurance increase also. Anyone who has a general idea about cost for me to insure a jeep wrangler, thank you.""
Any affordable health insurance for children in TX?
Any affordable health insurance for children in TX?
What decreases vehicle insurance rates?
What decreases vehicle insurance rates?
What will happen because my auto insurance lapsed 2 months in Virginia?
We accidentally let our car insurance lapse for 2 months in Virginia. We paid the insurance company to get coverage again. What should we do with VA DMV? What kind of fine should we expect? Should I contact them? I'm mainly concerned about avoiding a suspended license.
Help on getting cheap car insurance for young drivers?
I know about multicar but i cant do that, i know about named drivers etc but is there any way i can get a decent insurance quote for a 17 year old because ive been getting 15000 quid for quotes recently. Dont tell me you cant do it thats not gonna help me, thanks
Can you get your Lexis-Nexis insurance score?
I recently got a quote for auto insurance, and the company said they used Lexis-Nexis insurance score - am I entitled to get a copy of this report for free? If anything on it is wrong, can I have it changed?""
Avg auto insurance for 18 year old?
i just got in accident and i won't be on my parents policy anymore i used to pay 350 for 6 months and thats a full cover now i am 18 year old male who got in accident only one car was totalled and no other cars were involved so whats the avg 6 month full cover auto insurance will be? i got some quotes and i got prices from 1000-4000$ for 6 months one more thnig the car is 2007 pontiac G6
Term Insurance or General Insurance?
I am thinking of insuring a member of my family. What would be an ideal choice? Going for a term insurance plan or general insurance? 10 points to the best answer.
USAA car insurance vs. Geico?
My husband is in the army, and he has been using USAA car insurance, and I have been using Geico. I am putting them both on one plan, and Geico is $300 cheaper a year than USAA. But does anyone have any experience of which one is better? He really wants to keep USAA, but I want to save $$ with Geico. I'm just mostly wondering if USAA is worth the extra money. Any help would be appreicated! Thanks! :)""
What happens if you got into a accident and have no insurance?
I was driving my girlfriends truck and got into an accident.. I didnt know she has no inaurance. The officer made an accident report then let us go. What happens next does she eventually get a ticket oe me. and is it criminal offense she ia crying cause she feels so bad. Does she lose her license or me cause i was driving? And who will get sued? Please answer all questions. If i had known she didnt pay her insurance i would have paid it for her.she is mainly worried she will go to jail
Who sells the cheapest auto insurance online? Thank you in advance.?
Who sells the cheapest auto insurance online? Thank you in advance.?
My auto insurance is almost $400?!?
Ok, I am a 21 year old female and I just bought MY first car. I got a 2012 Ford Focus. I've had 2 speeding tickets since I got my license years ago. Well once we got the car I got my own insurance as well. The lady told me it would be $380 a month for my insurance?! That's more than my car payment. I'm having a feeling that this is a little outrageous and I need some opinions on this. Thanks!""
""Car Insurance..if i go out of state, but my parents pay for the car insurance and i live in another state...?""
What i meant to say was..if i have a car, it is in my parent's name, and i move out of state, is it possible to still be covered by the insurance even if it isnt from the state it is being payed for in? or do i have to get insurance and the car changed to my name in another state? i hope someone understads. thank you for you time in reading this :) 10 points to the best answers! or lets say Correct answer!""
How much should I be expecting from my insurance accident. ?
Hi I'm only 20 years old and last year I was involved in a car accident were the girl turned and hit me ad made me run into a house. I was unconscious until I was in the ambulance and I went right to the hospital were they have done X-rays. I found out that my t-12 lower spine was fractured and I had a concussion. Now my career was working sheet metal and I was told due to my injury I won't be able to continue or else I'll get more injured. The accident was on may 26th 2011 it is no march 17th 2012 I only receive 300$ a month from benefits and I am l looking for a new career now and going back to school. I just did a MRI and I am seeing a orthopedic surgeon in a couple weeks. Now the girl that hit me had no isurance and invalid sticker. She pretty much ruind my life but it happens. I am going through a lawyer here in Toronto suppose to be the best. I'm still in very much pain hurts everyday can barly stay still for no longer than a couple hours. I am doing physio. I was wondering how much I should be expecting. I heard that I sue my insurance cause se doesn't have any, then I go sue her? Is this true?""
Best car for cheap car insurance England?
i'm looking for an affordable car for my first one i'm a 19 year old female, i''ve checked a 2001 ford ka 1.3 and it was the second cheapest one for insurance which was 1500 the only thing putting me off is my friend had one and she said it guzzled petrol :P which i think she means it wasted petrol, the cheapest was a fiat 500 the insurance was 1300 but i really can't afford one so just want a cheap run around until i've saved up enough to buy a new one, does anyone know any affordable cars max price 1500 with cheap insurance thanks!! oh and if anyone has had a ford ka do you recommend one?""
""My car insurance, can i still pay monthly?!?! HELP!?""
my car insurance got cancelled because I missed two payments but, I always gave it to them on the same day I missed it. Anyways, I cannot afford to pay the full amount up front! its $2000! I need to pay month to month! does anyone know a car insurance company that will do this for me? I live in Canada so I need a reference for here.""
""Motorcycle with no License, Insurance, or Registration. ?""
I have a coworker that rides his bike without insurance, a license, and a suspended registration. He's under the impression that, at worst, he'll only be fined. What are the possible consequences if he is stopped by a police officer in the State of California or Oregon?""
Ques about auto ins and traffic school in Los Angeles
I just got a ticket for a California Roll..(not complete stop at stop sign)...To do Traffic school it's gonna cost me around $130-$140 dollars...Would it just be cheaper or the same amount of money if I just don't go to traffic school and let my auto ins go up a lil. By how much is my insurance really gonna go up for that, especially when my driving record is otherwise fantastic.""
What is the cheapest auto insurance i can get?
i got a v8 mustang, the insurance per year is 2,300 im 17 male""
""Which car insurance companies are the cheapest in New York State( queens, new york) in particular?""
I just bought a new car and am hoping to get car insurance and register it. I am curious what the cheapest companies are. I just got a quote from Esurance.com, and am curious if there are other cheaper companies. I am 22 and have a bachelors degree and a job. I want to insure a mazda protege hatchback. Please let me know what your experiences have been.""
I need health insurance?
I am a 21 year old women, healthy.. And I am in need of health insurance that wont cost me an arm and a leg. Does anyone have any suggestions.. I looked online, and every site suggested that united health one.. Does anyone have,or has had this insurance. Thanks""
I am buying my first car and I want a 2005 scion tc how much would insurance be ?
I am 18 years old so I'll probably have my parents co sign if that will help me have lower insurance.
Health ins. companies can't deny people for pre-existing conditions. Should the same be true of car insurance?
I ask because my car has some pre-existing problems: 1. The brake pedal only works about 1/3 of the time 2. The engine is currently on fire How can these greedy car insurance companies declare that my car is unsafe to drive?
How would car insurance companies benefit if the driving age was raised to 18?
And would insurance cost less? please show sources if you can
What are the cheapest car insurance companies in NJ for a new driver above 21 years old?
What are the cheapest car insurance companies in NJ for a new driver above 21 years old?
About how much money a month do you think it would cost a 16 year old to get a mustang gt ?
Including insurance and how much do you think the down payment will be
Question on car insurance and speeding ticket?
I was driving my friend's car and got a speeding ticket with 4 points (later reduced to 2 points). I didn't have my friend's insurance or my insurance in the car, but the officer let that one go. The car was from another state, and my license was from a third state. How will this affect the insurance rate? Also, I am under 21 and do not have my own insurance (I am under my parent's insurance) Additionally, is it possible that this could affect my friend's insurance rate? Thanks for the help.""
How much is no fault insurance?
I want to get the cheapest insurance, How much is no fault insurance in Michigan""
Does anyone know of cheap health insurance in north carolina?
am a father of two and my wife has her and the kids covered under her policy at work. I have not had insurance in over 12 years! I need low cost health insurance and I have heard of plans under $100. I obviously never get sick, and dont mind a high deductible. I really need a low premium and a semi low RX cost and co-pay/ doctor visit (just in case). Any help or suggestions? Thanks!!!""
""Whats a good, less expensive, insurance for a younger driver?""
i'm 19 and have had my liscence since i turned 16, i have a clean driving record and even got a perfect score on my driving test 3 years back. My car's been under my dad's name for the last three years but i plan to move out soon and want to switch the car into my name. does anyone know of a good, less expensive car insurance that would be affordable, and not have high rates just because i'm a younger driver.""
Help on getting cheap car insurance for young drivers?
I know about multicar but i cant do that, i know about named drivers etc but is there any way i can get a decent insurance quote for a 17 year old because ive been getting 15000 quid for quotes recently. Dont tell me you cant do it thats not gonna help me, thanks
https://www.linkedin.com/pulse/how-much-would-insure-17-year-old-nissan-navara-pick-up-teddy-george"
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marilynjackmm · 6 years
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TIP! Room service is great for late meals. Although you’ll probably pay more, it is worth being able to comfortably dine in the room while in pajamas.
What hotel you stay in could make or break your whole experience. Hotels can be expensive, so this is why you must know what to be on the lookout for when booking a stay in one. So here are some tips to help you get the best room at the best price.
TIP! Look at organizations you’re part of for discounts. Hotel discounts are often one of the benefits offered.
Do some research on travel websites before you book any hotel. These sites will allow you to see previous guests’ experiences at the hotels you are considering. These reviews can help you decide which hotel you should select.
TIP! There are things to think about when choosing a hotel. The cost is important but hardly the only factor to keep in mind.
To get the very best prices for the hotels that you’d like to visit, use travel sites online like Orbitz and Expedia. If you have a hotel loyalty program your a part of, be sure you enter this information while looking through rates. You may also be able to get discounts through AAA or AARP.
TIP! Don’t book a hotel room without looking for online deals. Usually, when you try to book a room over the phone, the clerk will not let you know that there is a better deal online.
When leaving your hotel room, keep any electronics you have secure by putting them in the room’s safe. You can put just about anything in there, as long as it isn’t too big, and you won’t have to worry about it.
TIP! Check your room when you arrive. Is the room clean and free from mildew or mold? Do the sink, shower and toilet work properly? Is the room adequately stocked with towels and linens? If you have any problem with the room, report it immediatlely to have it fixed as soon as possible.
You can use hotel search tools on the Internet. They allow you to quickly locate great discounts. They display the average rates of hotels so that you can see if the deal you are getting is good. Finally, they can assist you in deciding when to vacation and what to do once you arrive at your destination.
TIP! Know when check-in time is. Many people show up before check-in time only to find out their room isn’t ready.
When you arrive at your hotel, thoroughly inspect your room before unpacking. Make sure the room is entirely clean and free from any mildew or mold. Does the plumbing work right? Do you have an adequate number of towels? If you notice any problems, report them immediately. If your issues are not resolved, ask to move to another room.
TIP! Don’t assume a hotel is pet-friendly. Put a call into the front desk just to be sure, no matter what it says on their website.
Ask the hotel about their check-in time.. Some people end up waiting for their room to be available because they forget to check this critical detail. Call and ask if you think you’ll be early.
TIP! Think about these three things if you plan to bring a pet with you during your hotel stay. First, ensure that the hotel actually allows pets.
If you’d like to bring Fido on your next trip, you must make some advance plans. First, ensure that the hotel actually allows pets. For easy cleanup, make sure that you have brought along an adequate number of plastic bags. You should also see if you can get a room near the end part of the hallway to make sure other guests don’t have to put up with pet noise.
TIP! If you want to book a good couples massage, you should not wait until the last minute. The best massage therapists are usually booked up for months ahead of time, and you don’t want to miss out.
One of the best bonuses of a AAA membership is great discounts on booking a hotel. You would be surprised where hidden discounts may be lurking. You may be able to save upwards of five percent at hotels nationwide. It really is a savings that adds up over time.
TIP! Do you use the same hotels on a regular basis? If so, check out their membership programs for frequent guests. Many hotels offer membership programs that allow you to earn points for each of your stays.
To keep your running regimen up while you are traveling, pack your GPS watch and plenty of running clothes. Enjoy a morning jog each day while on vacation. It’ll let you explore the city in a new way.
TIP! To avoid major expenses on your final hotel bill, be sure to ask the sales representative about the price of hotel transfers first. Particularly when the room price is a big deal, the hidden fee of transfer often can be the difference.
To keep from having an unwanted major expense on your hotel bill, ask about the cost of hotel transfers before booking them. If you’re getting what appears to be a nice deal on the room, these types of hidden charges can sometimes surface. Ask about this beforehand to save more.
TIP! Consider joining a membership program if you travel often. This allows you to get more points with each stay that you can convert into free rooms and other benefits on your next family vacation.
Get an AAA membership for hotel perks when you travel. Hotel and rental car discounts are available to AAA members. It’s great to know that you can count on both of these things.
Distance Calls
TIP! If you are traveling with children, be sure the hotels you book have clean swimming pools that are up and running. There is nothing worse than having to tell your excited kids they cannot swim.
Never use the hotel phone for long distance calls. Using the Internet is a better option. Hotels usually have Wi-Fi, so you can call using Skype. You can stay connected with friends, family and business colleagues this way, rather than making expensive long distance calls.
TIP! If you are concerned about bed bugs, look in the bathroom first. The bathroom is not a common place where bedbugs would be.
Check if a hotel you’re looking to stay at is non-smoking or smoking. If you don’t smoke, you may wish to avoid those that have smoking rooms. The smoke flows through the hotel and can stick to you. Sometimes, smokers rent non-smoking rooms and smoke in them. To be sure you don’t absorb cigarette smoke, think about staying at a nonsmoking hotel.
TIP! Check if a hotel you’re looking to stay at is non-smoking or smoking. If you are a nonsmoker, you may want to avoid hotels that offer smoking rooms.
Clearly, research and good planning are key in getting the best prices on the best hotel rooms. You must know what to ask about and look for when booking a hotel room. Remember what you have read and then go from there!
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