#sublimition
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2024/1 第19回さいたま新都心大道芸フェスティバル
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Simples Nacional - Fixado Limite de Receita Bruta para 2024 na Apuração do ICMS e ISS
Por meio da Portaria CGSN 43/2023 foi divulgada a opção feita pelos Estados e pelo Distrito Federal pela aplicação, no ano-calendário 2024, de sublimite de receita bruta para fins de apuração do ICMS e do ISS.
O sublimite respectivo será de R$ 3.600.000,00 (três milhões e seiscentos mil reais) para os Estados e o Distrito Federal.
Amplie seus conhecimentos sobre o Simples Nacional, através dos…
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#timbal#aortography#conscience's#Pilottown#xxi#colcothar#nonrecision#vicenary#smitable#farandoles#outdrunk#ganisters#horrorist#nulliporous#sublimitation#printout#enemy#unaccredited#undared#languaging
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the section of sublimit that starts at like 5:15 is fucking flawless. the bass thing has these 3 big in your face notes that repeats twice and then a more subdued 16th note run and it gives it such a FUN feeling to the rhythm. like its almost the vibe id get from rock music that would just make me feel. cool and powerful
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ἐν ᾧ καὶ τὸ ἡττᾶσθαι τῶν προγενεστέρων οὐκ ἄδοξον.
ここでは先人に敗れることさえ名誉なことなのです。
Longinus, De sublimitate, 13.5
ロンギノス, 「崇高について」, 戸高和弘訳（ロンギノス/ディオニュシオス, 『古代文芸論集』, 戸高和弘・木曽明子訳, 京都大学学術出版会, 2018所収）, p.44
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❤️ 4 the ask game I'm curiosu
Swimming Pool by Marie Madeleine, not bc it matches your vibes or anything, I just associate it with your music taste lol!
*67 by sublimits/ismokecones because not only is it high energy and glitchy like your favored vibes, BUT the lyrics remind me of you somewhat... I shall not tell why 4 that part however.
Dumb Dumb sped up by Mazie because ehrm. I think you'd relate to the lyrics and also it seems like your style of music sooo.
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Superando o Sublimite do Simples Nacional 💰
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Beware of Water Damage Sublimits in Home Insurance Policies, Warns Washington State Insurance Commissioner
Consumers urged to review policies to avoid unexpected costs and inadequate coverage
Washington state Insurance Commissioner Mike Kreidler is cautioning homeowners to carefully review their home insurance policies for water damage sublimits. While policies with sublimits may offer lower monthly premiums, policyholders may face unpleasant surprises when filing a claim. Kreidler emphasizes the importance of understanding the extent of coverage and the potential out-of-pocket expenses in the event of home damage.
In recent times, five insurance companies offering home insurance policies in Washington have considered introducing policies with optional water damage sublimits. A sublimit restricts the amount that can be recovered for specific damages, such as water damage, to an amount below the total coverage available in the policy.
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Understanding Water Damage Sublimits
Water damage sublimits refer to a specific provision within an insurance policy that limits the coverage amount for water-related damages. For example, a policy may have a maximum benefit of $500,000, but include an optional sublimit of $10,000 for water damage. Water damage can occur due to various reasons, such as a pipe breakage or leakage from a sink, toilet, water heater, dishwasher, or frozen pipe.
While opting for a water damage sublimit can reduce insurance costs, it also reduces the level of protection offered. Additionally, policies with sublimits may not meet the property insurance standards required by lenders.
Assessing Your Policy
Homeowners are advised to carefully review their insurance policies to determine if they have water damage sublimits. It is recommended to consult with your insurance agent or broker for clarification or assistance in understanding the policy details. Being aware of the extent of coverage and any sublimits will help homeowners make informed decisions and avoid potential financial burdens in the future.
Potential Implications and Concerns
The of water damage sublimits raises concerns among consumer advocates, who argue that such provisions can leave policyholders underinsured in the event of significant water damage. Critics argue that while lower premiums may initially seem appealing, the financial consequences of inadequate coverage can be devastating.
Furthermore, homeowners with mortgages should be aware that policies with sublimits may not meet the insurance requirements set by lenders. Failing to meet these standards could lead to potential issues with mortgage approvals or refinancing.
Seeking Assistance and Filing Complaints
If homeowners require additional help or wish to file a complaint regarding their insurance policies, they are encouraged to reach out to the Office of the Insurance Commissioner. The office can provide guidance, address concerns, and assist in resolving any disputes between policyholders and insurance companies.
As homeowners in Washington state consider their insurance options, it is crucial to thoroughly understand the terms and conditions of their policies. The potential cost savings of opting for water damage sublimits must be weighed against the risk of inadequate coverage and potential out-of-pocket expenses. By reviewing policies, seeking clarification from insurance professionals, and being aware of the implications, homeowners can make informed decisions to protect their homes and finances.
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What is Health Insurance?
Health insurance, also known as medical insurance in India, covers you against the cost of medical care related to illnesses, injuries or accidents. You can get this cover in exchange for an affordable annual premium that you must pay regularly.
You can cover yourself and your family for in-patient hospitalization, pre and post-hospitalization, annual health check-ups, ambulance expenses and many other costs. We let you customize your cover and strengthen it with Add-ons, so you get a policy that’s just perfect for you. Every health insurance policy tells you which medical conditions and treatments are covered.
There are many types of health insurance plans like Individual Health Insurance, Family Floater Health Insurance, Senior Citizen Health Insurance, Group Health Insurance, Critical Illness Insurance, Top-Up Health Insurance, etc.
Who should buy Health Insurance from Zuno General Insurance?
It’s advisable to buy health insurance plans online no matter what your stage of life you are at!
Self-Discovery – Youngsters who are inquisitive and active. Though they are healthier, taking a medical insurance plan is advisable. This will help then to accumulate a No Claim Bonus, cross the waiting periods at an early stage of life and also get covered for minor injuries which can happen to anyone, regardless of age.
Commitments – A stage where you want to protect your beloved family members - your spouse, children and parents. A comprehensive health insurance policy is a MUST to have at this particular stage of life. This is the stage where you aspire to meet your personal and professional goals. That’s why, for a smooth ride where you don’t face any financial roadblocks, go for a health insurance policy.
We have plans where there is no co-pay or sublimit, and we offer attractive discounts like single premium discount and family discount. You don’t have to worry about the Sum Insured getting exhausted, as there is enough individual cover for each and every member of your family.
Legacy – After investing most of your life in something meaningful and important, it’s time to live in comfort and security. We have health insurance plans for seniors, where along with the base cover we also offer cover for AYUSH, organ donation, critical illnesses and many other medical assistance services.
Professional – Employees covered by corporate insurance may get their minor hospitalisation covered by these plans. But what happens when you retire? At that point it gets really difficult to get a health insurance plan, as the chance of having any pre-existing condition at a later stage of life is way higher. For such people, we have Top-Up plans.
Value Driven– For those seeking for affordable yet value-filled plans, we have the Arogya Sanjeevani Policy where you can get well covered at a lower premium. We also offer voluntary co-pay in our flagship plan, where your premium gets reasonably lower, and you have to bear only a small part of every claim.
Some amazing features of Zuno Health Insurance
Our health insurance policy is simple, easy to understand and loaded with features that make it the perfect choice for a medical insurance plan. Some of the features offered by Zuno Health Plan are:
Complimentary Annual Health Check-up
Keep a check on your current health status by taking the free annual health check-up after every claim-free year!
2. Critical Illness
If someone is diagnosed with a critical illness, we pay the fixed amount of Sum Insured at the time of diagnosis according to which plan you choose.
3. Restore & Recharge
You get 100% of your Sum Insured reloaded for related or unrelated diseases (according to which plan you choose) once your basic Sum Insured and cumulative bonus are exhausted.
4. Health 241 Add-on
If you take your Zuno Health Insurance Policy with the Health 241 Add-on and your first year is healthy and claim-free, we’ll cover you absolutely free for the second year.
5. Plenty of in-built services
We have a long list of assistance services for you - Medical Referral, Emergency Medical Evacuation, Medical Repatriation, Medical Monitoring, Compassionate Visit, Return of Mortal Remains and Second Medical Opinion.
Why should you buy Health Insurance?
Buying a health insurance policy is a must-do task that is often neglected. If you’ve thought ‘I don’t need it’ or ‘I’ll do it later’, read on.
Air pollution is a silent killer that claims 7 million lives a year, according to the World Health Organization (WHO). But it’s particularly harmful to young children because they breathe faster, meaning they take in more pollutants, and their bodies are still developing. This can cause childhood cancer, increased risk of heart diseases, diabetes and strokes when they grow up.
India is called the Diabetes capital of the world. It’s estimated that by 2045, India will have over 134 million Diabetes sufferers. Type 2 Diabetes will account for most of these cases, and can lead to multi-organ complications.
There will be a steep rise in the cost of medical care (14% medical inflation in India in 2022). The average size of claims has increased to almost Rs 85,000.
There’s an increasing number of 18-34 year olds involved in road accidents. Most people of this age are totally unprepared for large medical expenses.
Most employees think that their company-provided medical insurance is enough. But these medical insurance plans come with multiple sub-limits, room rent capping and co-pays.
As much 6-7% of the population may suffer from mental disorders in India. The Insurance Regulatory & Development Authority of India (IRDAI) has mandated mental illness to be included as a cover in health insurance.
4 out of every 10 Indian adults (18 to 69 years) are physically inactive. Sedentary lifestyles can lead to early onset of cardiovascular diseases, diabetes and stroke, which account for 71 per cent of global deaths each year
It is essential to stay covered when you get older, to make yourself financial independent and not be a burden on your children.
Most of the insurers offer complimentary annual health check-ups, helping you monitor your health and take timely action.`
A typical Health Insurance Plan comes with Tax Benefits under 80D as per existing regulations by the Income Tax Department of India.
Source URL: https://www.hizuno.com/health-insurance-plan
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Simples Nacional: Sublimite para 2023 é de R$ 3.600.000
Simples Nacional: Sublimite para 2023 é de R$ 3.600.000
Por meio da Portaria CGSN 39/2022 foi divulgado o sublimite de receita bruta acumulada auferida, aplicável no ano-calendário 2023, que será de de R$ 3.600.000,00 (três milhões e seiscentos mil reais) para os Estados e o Distrito Federal, para fins de ICMS e ISS.
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Os estados, municípios e o Distrito Federal poderão pegar até R$ 26 bilhões emprestados no sistema financeiro nacional em 2024. Na primeira reunião do ano, o Conselho Monetário Nacional (CMN) definiu o volume global para contratações de operações de crédito internas pelos governos locais.
Dos R$ 26 bilhões, os governos estaduais e prefeituras poderão pegar até R$ 17 bilhões em empréstimos com garantia da União – em que o Tesouro Nacional cobre eventuais calotes – e R$ 9 bilhões em empréstimos sem garantia.
A partir deste ano, o CMN estabeleceu sublimites para operações de crédito para empreendimentos do Programa de Aceleração do Crescimento (PAC) e para parcerias público-privadas (PPP). Em relação ao PAC, os governos locais poderão pegar emprestados no sistema financeiro R$ 5 bilhões em crédito sem garantia da União e R$ 2 bilhões em crédito com garantia. Haverá ainda um limite de R$ 2 bilhões sem garantia para as PPPs.
Segundo o Tesouro Nacional, o maior valor para operações com garantia tem como objetivo estimular os governos locais a melhorar a gestão fiscal. Isso porque os empréstimos com garantia da União só podem ser concedidos para entes públicos com capacidade de pagamento A e B, as melhores notas concedidas pelo Tesouro.
O limite de crédito para órgãos e entidades da União foi mantido em R$ 625 milhões. O limite com garantia federal a Itaipu ficou em R$ 1,737 bilhão e o limite sem garantia federal para a Eletrobras Termonuclear totalizou R$ 2,714 bilhões.
Com a decisão desta quinta-feira (25), o limite de contratação de crédito por entes públicos caiu de R$ 37,125 bilhões para R$ 31,076 bilhões em 2024. O teto fica mantido em R$ 15,625 bilhões para 2025 e foi instituído o mesmo valor para 2026. Desde dezembro de 2021, o CMN fixa os limites para o ano corrente e os dois anos seguintes.
O CMN é um órgão colegiado presidido pelo ministro da Fazenda, Fernando Haddad, e composto pelo presidente do Banco Central do Brasil, Roberto Campos Neto, e pela ministra do Planejamento e Orçamento, Simone Tebet.
Com informações da Agência Brasil
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CMN libera R$ 800 milhões para microcrédito a pessoas com deficiência
Pessoas com deficiência terão R$ 800 milhões a mais de microcrédito para a compra de bens e de serviços de tecnologia assistida, que melhoram a qualidade de vida e a mobilidade. O Conselho Monetário Nacional aumentou o sublimite para cumprimento do percentual mínimo de depósitos à vista que devem ser destinados ao microcrédito.
Atualmente, os bancos devem destinar 2% dos depósitos à vista para…
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CMN libera R$ 800 milhões para microcrédito a pessoas com deficiência
Pessoas com deficiência terão R$ 800 milhões a mais de microcrédito para a compra de bens e de serviços de tecnologia assistida, que melhoram a qualidade de vida e a mobilidade. O Conselho Monetário Nacional aumentou o sublimite para cumprimento do percentual mínimo de depósitos à vista que devem ser destinados ao microcrédito.
Atualmente, os bancos devem destinar 2% dos depósitos à vista para…
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Tesouro nacional anuncia projetos sustentáveis
Em uma iniciativa pioneira e estratégica, o Brasil se prepara para realizar, até o início do próximo ano, sua primeira emissão de títulos soberanos sustentáveis no cenário internacional. Segundo informações divulgadas pelo Tesouro Nacional, entre 50% e 60% dos recursos obtidos serão direcionados a projetos voltados para o meio ambiente, enquanto os 40% a 50% restantes serão alocados em iniciativas sociais. Este movimento financeiro não apenas reforça o compromisso do país com práticas sustentáveis e sociais, mas também se alinha a uma tendência global de investimentos verdes e socialmente responsáveis.
A distribuição detalhada dos recursos, conforme compartilhado pelo Tesouro, será meticulosamente alocada em oito segmentos distintos, sendo seis deles dedicados à área ambiental e dois à área social. Nos projetos ambientais, as porcentagens são distribuídas entre transporte limpo, energia renovável, biodiversidade, gestão sustentável, adaptação climática e controle de emissões. Já na esfera social, o foco recai sobre o combate à pobreza e a segurança alimentar, com sublimites estabelecidos para garantir uma distribuição equitativa e estratégica dos recursos.
Ainda que o Tesouro Nacional não tenha divulgado oficialmente uma estimativa do montante que pretende arrecadar, o ministro da Fazenda, Fernando Haddad, mencionou durante uma viagem a Nova York que o objetivo é levantar aproximadamente US$ 2 bilhões, o que equivale a cerca de R$ 10 bilhões pelo câmbio atual. Os títulos verdes, como são conhecidos, estão vinculados a compromissos ambientais, proporcionando aos investidores estrangeiros não apenas retornos financeiros, mas também rendimentos provenientes de projetos sustentáveis, com taxas de retorno situando-se entre 6,15% e 8%.
A primeira emissão de títulos, que inicialmente estava prevista para setembro, agora é esperada para ocorrer ao longo do segundo semestre, embora o secretário do Tesouro Nacional, Rogério Ceron, não tenha descartado a possibilidade de um adiamento para o início de 2024, dependendo da “janela de mercado” mais oportuna. Este adiamento, se ocorrer, será estrategicamente calculado para maximizar o impacto e o sucesso da emissão dos títulos no mercado internacional.
A transparência e a prestação de contas são pilares centrais desta iniciativa. O Tesouro Nacional enfatizou que futuros ajustes nos sistemas de execução orçamentária permitirão ampliar a visibilidade de todas as políticas ambientais e sociais em andamento. Além disso, favorecerão a clareza no processo de emissão de títulos sustentáveis e no subsequente processo de reporting, garantindo que os investidores estrangeiros possam receber relatórios detalhados e transparentes sobre o uso dos recursos e o progresso dos projetos financiados.
Com informações da Agência Brasil.
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