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#storage unit insurance
snapnsure · 2 months
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Optimizing Your Storage Unit Insurance Policy
Stay covered and secure your belongings effectively with tips for optimizing your storage unit insurance policy. Explore our website for expert advice and guidance.
URL: https://jumpshare.com/v/EQQshwCu1J5ZfQH354QA
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hirafareed · 7 months
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The Ins and Outs of Storage Unit Insurance
When it comes to safeguarding your stored belongings, understanding the nuances of storage unit insurance is paramount. Let's delve into the intricate details the ins and outs that define this essential form of protection.
Comprehensive Coverage
Storage unit insurance provides a safety net, covering your belongings against various risks. It shields items from theft, damage due to environmental factors, or unexpected events like fires or floods. This comprehensive coverage ensures your possessions are safeguarded, even when tucked away in storage.
Tailored Protection
One significant aspect is the ability to tailor coverage to your specific needs. Whether you store furniture, electronics, or sentimental items, the policy can be adjusted to cover the value and nature of your stored belongings. This customization ensures each item receives adequate protection.
Understanding Exclusions
Policies have limitations, detailing what is and isn't covered. It's crucial to understand these exclusions certain types of damage or specific items might not be covered under the standard policy. Knowing these exclusions helps in making informed decisions about additional coverage or risk management.
Facility Requirements
Many storage facilities require insurance coverage for stored items. Ensuring your insurance aligns with their criteria is essential. Compliance not only fulfills the facility's terms but also offers you peace of mind that your items are adequately protected in line with their requirements.
The Claims Process
Knowing the steps involved in filing a claim is vital. Familiarize yourself with the process submitting documentation, providing evidence of damage or loss, and understanding the timelines for claim resolution. A clear understanding of the claims process ensures a smoother experience if you ever need to file a claim.
Policy Limits and Options
Policies come with coverage limits and various options. Understanding these limits knowing the maximum payout or deductible allows you to assess if your coverage aligns with the value of your stored items. Exploring policy options helps in choosing the most suitable coverage for your needs.
Choosing a Reputable Provider
Selecting a reliable insurance provider is key. Research their track record, customer service, and responsiveness to claims. A reputable provider ensures a seamless experience and efficient support during emergencies or claims.
Conclusion
Understanding the intricacies of storage insurance unit empowers you to make informed decisions. It’s not just about fulfilling a requirement; it's a proactive step towards ensuring your stored belongings are protected against unforeseen events. By navigating the ins and outs of storage unit insurance, you ensure your items are safeguarded, offering you peace of mind while they're tucked away in storage.
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hellysmith123 · 8 months
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The Hidden Benefits of Storage Insurance: More Than Just Financial Protection
Storage insurance is often seen as an unnecessary expense. After all, why would you need insurance for items that are already safely stored away? However, the benefits of storage insurance go far beyond just financial protection. In fact, it can provide peace of mind and additional services that you may not have considered.
Firstly, insurance for storage offers protection against theft and damage. While storage facilities have security measures in place, break-ins can still occur. Having insurance ensures that you are covered financially in the unfortunate event that your stored items are stolen or damaged. This means that you can replace your belongings without having to bear the entire burden of the loss.
Furthermore, storage insurance can offer more than just monetary compensation. Some insurance companies provide additional services such as item tracking and retrieval assistance. For example, if you accidentally pack an item that you need before the storage period ends, your insurance provider may help you locate and retrieve it. This convenience can save you both time and effort.
Moreover, storage insurance can also cover unexpected events such as natural disasters. While storage facilities are built to withstand adverse weather conditions, disasters like floods, fires, or earthquakes can still pose a risk. By investing in insurance for storage, you can rest assured that you will be compensated if your items are damaged or destroyed due to such events.
Another hidden benefit of storage insurance is the ability to protect valuable and sentimental items. Some storage facilities may have restrictions on what can and cannot be stored. However, with insurance, you can securely store and protect high-value items such as antiques, artwork, or heirlooms without worrying about potential limitations. This allows you to keep your cherished possessions safe and in pristine condition.
In conclusion, although storage insurance may seem like an unnecessary expense, it offers more than just financial protection. It provides peace of mind, additional services, and coverage for unexpected events. Furthermore, it allows you to securely store valuable and sentimental items without any worries. So, the next time you rent a storage unit, consider investing in insurance for storage for a comprehensive and worry-free experience. 
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ereh-emanresu-tresni · 11 months
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raskgrady20 · 1 year
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How to Make Sure Your Rental Storage Insurance Policy Protects You from Losses and Damages.
Have you been planning to rent a storage unit for the belongings? If yes, then you should think about getting rental storage unit insurance. While storage units are often considered safe, accidents and unforeseen occurrences can happen. With rental storage unit insurance, you can protect your valuable possessions and have peace of mind. In this article, we'll discuss all you need to understand about rental storage unit insurance.We'll explain what it's, why you'll need it, and ways to get it.
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What is Rental Storage Unit Insurance? Rental storage unit insurance is definitely an insurance coverage that gives coverage for those items you store in a storage unit. This sort of insurance protects you from losses caused by events such as fire, theft, vandalism, weather-related incidents, and other unforeseen circumstances. Why Do You Need Rental Storage Unit Insurance? While storage units provide a safe place to store your items, they can not guarantee that your belongings will soon be safe from accidents or unforeseen events. Therefore, it's crucial to possess rental storage unit insurance to safeguard your valuables from potential damage or loss. How Much Does Rental Storage Unit Insurance Cost? The cost of rental storage unit insurance varies with respect to the value of the things you're storing and the level of coverage you need. Generally, the expense of rental storage unit insurance ranges from $8 to $15 each month, which is a small investment compared to the value of your stored items. What Does Rental Storage Unit Insurance Cover? Rental storage unit insurance typically covers losses due to fire, theft, vandalism, tornadoes, windstorms, hurricanes, and other weather-related incidents. Some insurance policies also cover floods, earthquakes, and other natural disasters. However, it's essential to check on together with your insurer to see what's covered and what's not under your policy. How to Get Rental Storage Unit Insurance To obtain rental storage unit insurance, you can purchase it from your storage unit provider or an unbiased insurance agent. Before purchasing rental storage unit insurance, it's vital to do some research and compare policies from different insurance providers to find a very good coverage that fits your needs.
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Conclusion: In conclusion, rental storage unit insurance is needed for protecting your valuables while they're in storage. This sort of insurance provides coverage for losses brought on by fire, theft, vandalism, weather-related incidents, and other unforeseen circumstances. The price of rental storage unit insurance is relatively low set alongside the value of one's stored items, which makes it a sensible investment. If you're about to rent a storage unit, be sure to get rental storage unit insurance to ensure your valuable possessions are protected.
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karmaphone · 11 months
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also like it's hilarious to me that my mil will take my wife's whole paycheck to 'pay for rent & other necessities*' and literally leave her with ten whole dollars but the second she runs out of wine or we run out of weed she'll magically materialize some spare change for that
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20dollarlolita · 1 month
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In honor of hitting 6000 blog followers, I'm going to use this platform to share something that I just learned and that's been pissing me off ever since:
Your renter's or homeowner's insurance probably covers your storage unit. When you apply for a storage unit, and they want you to buy their storage unit insurance, you can decline and show that you have your own. If you've bought renter's or homeowner's insurance, you probably have your own already.
Especially useful if you add up their "just $15 a month!" price and realize that their insurance company insuring a 5'x5' space is going to charge you MORE than your insurance company insuring an entire apartment full of fancy clothing, four sewing machines, and novelty musical instruments from or themed like they're from the 1980's.
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snapnsure · 1 month
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Best Practices for Evaluating Storage Unit Insurance Cost
Unlock peace of mind without breaking the bank! SnapNSure offers unbeatable storage unit insurance cost. Don't risk losing valuable items to theft, fire, or natural disasters. Safeguard your belongings affordably with SnapNSure today!
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hirafareed · 9 months
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Storage Unit Insurance Pitfalls to Avoid
Storage units have become a popular option for many individuals and businesses to store their belongings or inventory. These units can be a great solution for lack of space or temporary storage needs. However, it is important to be aware of the potential pitfalls when it comes to storage unit insurance.
One of the most common pitfalls to avoid is assuming that your belongings are automatically covered by the storage facility's insurance. While some facilities offer insurance coverage, it is usually limited and may not fully protect your items. It is always wise to check the terms and conditions of the insurance policy provided by the facility to understand the extent of coverage.
Another pitfall to avoid is underestimating the value of your items. Many people make the mistake of thinking that their belongings are not worth much and therefore do not need extensive insurance coverage. However, the value of your items may be more than you think, and it is important to adequately insure them against loss or damage.
One commonly overlooked pitfall is failing to read and understand the fine print of the insurance policy. Policies can have exclusions and limitations that may leave you without coverage in certain circumstances. It is crucial to carefully read the policy and ask questions before signing up for storage unit insurance.
Waiting until the last minute to purchase insurance is another common pitfall. Accidents or disasters can happen at any time, and it is important to have insurance coverage in place before storing your items. Waiting until something goes wrong may leave you with no recourse.
Lastly, failing to properly document and inventory your items is a pitfall that can make it difficult to file an insurance claim. Take the time to create a detailed inventory of everything you are storing in the unit and keep records of the value of each item. This will make it easier to file a claim and ensure you receive fair compensation in case of loss or damage.
In conclusion, it is crucial to avoid these common pitfalls when it comes to storage unit insurance. Be proactive and diligent in understanding the terms and conditions of the insurance policy, adequately insure your belongings, read the fine print, purchase insurance in advance, and keep a detailed inventory. By avoiding these pitfalls, you can protect your items and ensure peace of mind while they are in storage.
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soberscientistlife · 4 months
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Something to think about…. What if you were a single parent with a child . You work full time for $14.00 hr. You bring home roughly $800 .00 per paycheck (bi-weekly). Your bills: $1, 000 . 00 / rent $150 .00 / electrical $250 .00 / car payment $150 .00 / car insurance So let’s do the math : You bring home about $1,600 .00 a month & your bills average about $1,550.00 (give or take). You’re making it, but barely. This doesn't even include groceries, internet, cable, cell phone, etc . (nor does it include child tax credit, or child support) Now, it’s a really cold December and you get a power bill for $600 .00 How do you pay that? To put it simply , you don’t. Because you can’t. So your power gets shut off. But you know what your lease says? It says you get evicted if your utilities are terminated. So now you’re in court crying to a judge who doesn’t care, & you have 10 days to get out. Well you’re in luck, because you found somewhere with 3 days to spare & it’s only $650.00 a month! But to get in, you must pass a background & credit check. Which you can’t because you just got evicted. You’ve never been a criminal, but even if you could pass it, you’re looking at $1300 to move in, after paying the deposit & first month’s rent. Time’s up …. Landlord shows up at 7am with the police & changed your locks. So, now you’re living in your car with your 7 year old son & everything you need to get by. You tried to get a storage unit, but you don’t have a billing address so they won’t sell one to you. So you could only take what would fit in your backseat. You pay to shower at local truck stops & eat whatever can be cooked in a gas station microwave.Someone sees you & your son living like this & calls C.P.S; guess what happens next ? ? ? They remove your child from your care. As if this isn’t devastating enough, you lose your job too. (Because “an employee losing their child reflects poorly on this company .”) So now, you apply for an apartment with the region where the waiting list is 3-7 years. Then you go into Wal-Mart to put in an application. When you get back to your car you see that your back window has been smashed & someone helped themselves to your belongings. Remember that it is December & really cold. Now you have damage to your only shelter. You call your car insurance, who says your deductible is $1,000.00 ~ AND ~ they’re going to increase your monthly rate since you’re now “ high risk .” You call the homeless shelter as a last resort & all their beds are full. I’ll stop here ….. Because I think you get the point . The people we work with everyday are these people . WE ARE THESE PEOPLE . We are all so close to homelessness & don’t even realize it . All it takes is :
one unexpected bill📃~
one fender bender🚙💥🚗~
one lay-off 📊~
one house fire 🏠🔥 , etc. Instead of talking trash about people who are poor , homeless , or need assistance , why don’t you try being grateful that you’re not in their shoes …… YET ! This is about staying humble & being kind . BE THANKFUL FOR WHAT YOU HAVE ❤
Read this, then read it again
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queenpiranhadon · 16 days
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Could you possibly do a ninjago Cole x Baker reader
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A/N: We're going to ignore how late this is LMAOOOO I'M SO SORRY ANONNNNN IT'S HERE NOW!!! Here's my masterlist!
Warning(s): Reader owns a bakery, reader's kinda clumsy- falls into a sack of flour, reader makes scones with flour (whichever type is left to imagine for my celiacs🤍), Cole accidentally wrecks the bakery, serpentine arc kinda? I don't watch Dragons Rising, cursing, reader is gn but is written with f!reader in mind, reader thinks of Cole like a puppy, Cole calls reader Master of Flour, reader hits unnamed serpentine in the head with a frying pan, Cole "asks" reader out on a date, mentions of nagas, not proofread!!
Pairing(s): Cole Brookstone x Baker!Reader
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•─────•°•❀•°•──── ꜱᴜɴᴅᴀʏꜱ ────•°•☁︎•°•────•
It was your day off.  
So obviously, you’d spend it working.  
Your days off, Sundays in particular, were when you closed the bakery you owned for the day to restock your inventory of baked goods to sell. 
Most people would call you crazy, saying that you worked too much and that you shouldn’t work on your breaks.  
Thankfully, you weren’t most people. You loved to bake, especially from scratch (those who used mixes were not only lazy, but the results were always artificial to you). 
It was 6:47 AM, and you stretch out your arms, cracking your knuckles and get to work, spreading flour over workspace. 
Then, you take the same flour measuring it precisely before dumping it into the porcelain bowl you grabbed earlier. You walk over to the giant pantry storage unit you had in the back to grab the sugar and baking powder you needed, humming to yourself softly. 
Music flowed through your headphones, the tunes lifting your mood as the sun’s rays peek through the windows, a golden hour in the dawn of the morning.  
You grab your measuring cups, pouring the right amount of sugar into your bowl and then twisted open the top of the baking powder container.  
Yet the damn thing wouldn’t budge.  
“Come on...!” you groan the corners of your lips turning down. “You weren’t doing this last week!”  
You knew you sounded extremely stupid, talking to inanimate objects and trying to persuade them to cooperate with you – but you were alone, so it didn’t matter.  
“Stupid. Little. Piece. Of.” you grunt, smacking the lid against the edge of the countertop, but you didn’t anticipate the lid of actually pop off, the force you were exuding into the can made you bang your chin onto the countertop, and you fell backwards onto a sack of flour you hadn’t opened up yet.  
“Ah Shit!” you yelp, white powder billowing up around you from impact.  
You frown as the flour settles onto your form when you sit up– making you look like a humanoid snowman. 
Your body aches and you plop down, but you moment your head sinks into the grating fabric of the flour bag, a loud boom is heard throughout the cafe.  
You bolt right up, scrambling to your feet and sprinting out of the kitchen to find a big gaping hole in the place where the door of your precious bakery was supposed to be, along with 2/3s of the wall. 
“What the actual- AH!” you squeak, ducking down behind a table as a large chunk of drywall is sent sailing over in your direction.  
“Ah shoot sorry!” you hear a male voice call out from a little bit to your left.  
You wince as you see a man dressed in a black gi punches the tiled floor of your bakery, a large chunk of the earth from underneath shooting out of the floor.  
Your insurance sure as hell wouldn’t cover for this.  
You watch as the man tackles some weird serpent-like creature, almost like a naga, with humanoid hands, but had a head that resembled a snake.  
Your heart pounded as the man in black was thrown across the room, hitting one of the walls as the pictures hanging there fell, glass shards now litering the floor.  
You want to tear your hair out at this point, knowing that you’d probably be fifty by the time you could ever repair the damage- but in the grand scheme of things, that wasn’t your biggest concern.  
You needed to do something, and fast.  
Sprinting to your kitchen again, you size the possible weapons you had, choosing a wide frying pan that was evenly weighted in your hands. Quickly making your way back to the mysterious stranger that your door and then some, you see him wrestling with the snake-thing, attempting to trap it in a large boulder.  
Perfect. 
You creep on behind them, slowly and carefully, raising your frying pan. 
“TAKE THAT!” You yell, swinging the pan at full force as it contacted the serpent’s head, a loud clang resounded through the almost demolished building as the creature slumped forward, unconscious.  
The two of you stand there, in shock before the man before you lets out a low whistle.  
“Wow.” he says, removing the cloth that covered his face to reveal a head full of chin length black hair and honeyed amber eyes. 
Oh. 
Shit. 
You knew this face- you'd seen it on TV more than you’d like to admit. Cole Brookstone, one of the Masters of Spinjitsu, Master of the Earth. 
But, however, ninja or not, your store was still in shambles.  
You laugh wryly and raise an eyebrow. “Care to explain why my bakery is now a Borg Store after Black Friday?” 
The man snorts and rubs the back of his neck sheepishly. “Yeah...sorry about that. We’ve been trying to catch this guy for months now- stupid rat’s been trying to steal Pixal’s blueprints for some new mechs. Can’t believe all we needed was a frying pan.” 
You snort at that and wave your pan mockingly in his direction, and he feigns a look of terror on his face, stepping back and sighing dramatically. 
“Woe is me! Why is fate so cruel that I must die at the hands of the Master of Flour!” He cries in an ostentatious manner. 
It was then you realized, embarrassingly, that you still looked like a humanoid snowman. 
“Ah shit... sorry! I fell on top of a bag of flour when I was trying to make scones earlier before you...” you motion to the wreckage, not needed explanation. 
His eyes widen and his head droops in guilt. ‘Awww, like a puppy’ you think. 
“I really am sorry... maybe once I help you fix everything up, I can try one of those scones for myself?” he said, smiling slightly.  
Your heart warmed at this kindness, relieved that you wouldn’t be swallowing yourself in probably every job you could think of to repair the damage.  
“Is that a date?” you tease, thinking he’d playfully flirt back, but a boyish smile creeps across his face.  
“I mean, if you want it to be.” he says bashfully, looking down at the floor.  
You grin, grabbing his hand in your flour covered one.  
“I hope to see you soon then.” 
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mariacallous · 2 months
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On March 2, she was gone. The Belize-flagged, British-owned bulk carrier Rubymar sank in the narrow water lane between the coasts of Yemen and Eritrea. The Rubymar was the first vessel that has been completely lost since the Houthis began their attacks on shipping in the Red Sea—and its demise, with 21,000 metric tons of ammonium phosphate sulfate fertilizer, spells ecological disaster. A similar substance—ammonium nitrate—caused the devastating explosion at the Port of Beirut in 2020. It had been stored there after being abandoned on a vessel and authorities intervened to prevent an environmental disaster.
Because the Houthis have no regard for the environment, there are likely to be more such disasters. Indeed, groups set on destruction could also decide to attack the carbon storage facilities now beginning to be built underneath the seabed.
For two weeks after being struck by a Houthi missile in the Red Sea, the Rubymar clung to life despite listing badly. The damage caused by the missile, though, was too severe. At 2:15 a.m. local time, the Rubymar disappeared into the depths of the Red Sea. The crew had already been rescued by another merchant vessel that had come to the Rubymar’s aid, but there was no way anyone could remove its toxic cargo.
The ship’s owner had tried to get it towed to the Port of Aden—where Yemen’s internationally recognized government is based—and to Djibouti and Saudi Arabia, but citing the environmental risk posed by the ammonium phosphate sulfate, all three nations refused to receive it.
Now enormous quantities of a hazardous substance are about to spread into the Red Sea. IGAD, a trade bloc comprising countries in the Nile Valley and the Horn of Africa, points out that the Rubymar’s fertilizer cargo and leaking fuel “could devastate marine life and destroy coral reefs, sea life and jeopardize hundreds of thousands of jobs in the fishing industry as well as cut littoral states off from supplies of food and fuel.”
Not even shipping’s option of last resort, salvage companies, seems available. “The salvage companies that normally recover vessels are reluctant to go in,” said Cormac Mc Garry, a maritime expert with intelligence firm Control Risks. That’s because salvage ships and crews, too, risk being targeted by Houthi missiles. “If a salvage company knows it’s likely to be targeted, it will hesitate to take on the task. It has a duty of care for its crew,” said Svein Ringbakken, the managing director of the Norway-based maritime insurance company DNK.
It was only a matter of time before a Houthi missile brought down one of the many tankers and bulk carriers that still traverse the Red Sea every day. (In the first two months of this year, traffic through the Red Sea was down by 50 percent compared to the same period last year.) “The Houthis have no regard for life and even less for the environment,” Ringbakken said. “They shoot missiles at ships even though they know that there are humans and hazardous cargo on them.”
For years, the Houthis allowed an oil supertanker ironically named Safer that was moored off the coast of Yemen to rust away even though she was holding more than 1 million barrels of crude oil. By the beginning of last year, the Safer was close to disintegration: an event that would have cost hundreds of thousands of Yemenis their livelihoods because it would have killed enormous quantities of fish. Indeed, had the Safer’s oil leaked, it would even have forced the Houthi-controlled ports of Hudaydah and Saleef to close, thus preventing ordinary Yemenis from receiving food and other necessities.
It would, of course, also have caused permanent damage to all manner of marine life, including coral reefs and mangroves, in the Red Sea. Then the United Nations pulled off an almost impossible feat: It got Yemen’s warring factions, international agencies, and companies to work together to transfer the oil off the Safer. Disaster was averted. “It was a massive undertaking,” Ringbakken noted. “But for years and years and years, the Houthis were adding impediments against this undertaking, even though the Safer was sitting just off the Yemeni coast.”
Indeed, maritime terrorism itself is not new. “Besides guerrillas and terrorists, attacks have been carried out by modern day pirates, ordinary criminals, fanatic environmentalists, mutinous crews, hostile workers, and foreign agents. The spectrum of actions is equally broad: ships hijacked, destroyed by mines and bombs, attacks with bazookas, sunk under mysterious circumstances; cargos removed; crews taken hostage; extortion plots against ocean liners and offshore platforms; raids on port facilities; attempts to board oil rigs; sabotage at shipyards and terminal facilities; even a plot to steal a nuclear submarine,” researchers at RAND summarized—in 1983.
Now, though, the Houthis have upped the nihilism, and unlike the guerrillas, terrorists, and pirates of the 1980s, they have the weaponry to cause an ocean-going vessel to sink. The joint U.S.-U.K. military operation against the Houthis has failed to deter the Iranian-backed militia’s attacks; indeed, not even air strikes by U.S. and U.K. forces have convinced the Houthis that it’s time to stop. On the contrary, they’re escalating their attacks. They do so because they’re completely unconcerned about loss of life within their ranks or harm to their own waters.
It’s giving them a global platform. That, in turn, is likely to encourage other militias to also attack ships carrying toxic substances—even if it ruins their own waters. The local population is hardly in a position to hold a militia accountable. Indeed, militias interested in maritime terrorism could decide that the world’s growing sea-based infrastructure is an attractive target. And there’s a new form of sea-based infrastructure they could decide to make a preferred target, not just because it’s set for explosive growth but because attacking it would guarantee a global platform: CO2 storage.
With the world having failed to reduce its carbon-dioxide emissions enough to halt climate change, CO2 storage has become an urgent priority. Through this technique, carbon dioxide can be captured and buried underground, typically underneath the ocean. Norway has, for example, begun auctioning out licenses for CO2 storage exploration on its continental shelf. So has Britain. The United States has 15 carbon-storage sites, and another 121 are being developed. Even Big Oil has discovered carbon storage. ExxonMobil is buying offshore blocks to use for carbon storage instead of oil drilling.
Carbon storage sites are, of course, designed to withstand both natural perils and man-made attacks, but that won’t prevent destructive groups—especially ones backed by a powerful state—from trying. And because groups like the Houthis are so unconcerned about all forms of life, it won’t matter to them that releasing concentrated CO2 would cause extreme harm to the planet—including themselves. Even a tiny carbon-storage leakage of 0.1 percent per year can lead to additional CO2 emissions of 25 giga-tonnes, researchers have established.
Until recently, sea-based infrastructure was only lightly guarded, because it was in everyone’s interest that it worked. The sabotage of Nord Stream and various other pipelines and undersea cables over the past two years have demonstrated that such peacefulness can no longer be taken for granted. The new CO2 sites will need not just AI-enhanced monitoring but regular patrolling to communicate to potential attackers that it’s not even worth attempting an attack.
And for now, attacking merchant vessels remains a promising and economical strategy for the Houthis and their ilk. It doesn’t seem to matter that ammonium phosphate sulfate will soon be poisoning Yemeni waters and thus depriving locals of their livelihoods. Indeed, other bulk carriers and tankers may soon join the Rubymar on the bottom of the sea, poisoning the future for even more Yemenis.
For the Houthis, what matters is not the outcome: It’s the attention. That’s what makes them such a vexing problem for the U.S. Navy and other navies, shipowners, maritime insurers, and especially for seafarers. But there is another group that should be just as worried about the rampant insecurity on the high seas: ocean conservationists.
There is, in fact, a woman with an unsurpassed green platform who could make the growing scourge of maritime terrorism her new cause. (Nearly) everyone would thank you, Greta.
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starry-eyed-butch · 6 months
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Listen, I'm at the point where I'm gonna start begging. I don't even expect this to he taken care of but if anyone has a few bucks to help me wittle this down because I'm not going to be able to pay my rent, I'd be so grateful. Yes, there's Doordash, sometimes unfortunately as a human I have to eat, but overdraft fees at $35 every transaction is killing me. And I still have two more payments coming out at the end of the month. I paid my phone and car payment which is almost $700 and then I still had to get gas, pay for the car lease cause I had to have all my brakes replaced cause they were bad, my car insurance came out as well, and I was overdrafted about $400 last check which is why I'm overdrafted so bad here. Just trying to make even.
This is me begging. I work full time. I'm a student full time. I'm trying so hard. My mental health is garbage and it's the holidays and i dont think i can physically or mentally start working 90 hours again a week. Already looking at storage units and not a stranger to sleeping in my car but I'd love to not have to do that.
My paypal is just my email, [email protected]
And cashapp $exrae
It's all just going right into my account. I just wanted to pay rent.
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sobeautifullyobsessed · 4 months
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some rough times ahead...
I've been not wanting to do this, but can't avoid it any longer because my hours at work are being cut 6-8 hours each week. Not surprised as the whole Christmas season and then post holiday return season have been the slowest I've ever worked retail. Walmart actually started cutting hours in mid-December, but Service Desk wasn't affected because we were already chronically short-handed. But there's no avoiding it now.
The past two weeks, and in at least the two to come, I've lost a whole shift each week. As a result--after paying the rent on my storage unit & my car insurance--I'm going to be out of funds for a place to stay this coming Saturday, the 27th (and left with only $35 to cover food & gas until Friday, February 2). My fallback, as ever, is to stay in my car or the breakroom at work. Either option is not the healthiest choice, due to the winter cold and/or my inability to elevate my feet to reduce the swelling that develops during the workday.
I'm going to try and talk to Human Resources tomorrow to see if they can offer any kind of financial assistance; last time, they gave me a number that turned out to be free mental health services only. And so, alas, I must ask once again if anyone reading this can manage to send some help. Any size donation or simple reblogs will be sincerely appreciated. Thank you in advance for either!
$0 / $295
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gatheringbones · 1 year
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[“Many landlords were part-timers: machinists or preachers or police officers who came to own property almost by accident (through inheritance, say) and saw real estate as a side gig. But the last forty years had witnessed the professionalization of property management. Since 1970, the number of people primarily employed as property managers had more than quadrupled. As more landlords began buying more property and thinking of themselves primarily as landlords (instead of people who happened to own the unit downstairs), professional associations proliferated, and with them support services, accreditations, training materials, and financial instruments. According to the Library of Congress, only three books offering apartment-management advice were published between 1951 and 1975. Between 1976 and 2014, the number rose to 215. Even if most landlords in a given city did not consider themselves “professionals,” housing had become a business.
The evening’s speaker was Ken Shields, from the Self Storage Brokers of America. After selling his insurance company, Shields had begun looking for a way to get into real estate. He started out with rooming houses, which meant he started out renting mainly to poor single men. “Very nice cash flow. But I no longer have them.” The room chuckled. “I made some good money, and I mean, I love to get money, but I’m still just as happy not running around and dealing with some of these dregs of society who live in rooming houses.”Sherrena, who owned a couple of rooming houses, laughed along with the room. Then Shields found self-storage. “It’s got the residual incomes of an apartment building, but,” he lowered his voice, squinted, “you don’t have the people. You just got their stuff!…This is the sweetest spot in the whole American economy. A receptacle for an enormous cascade of money.”
The landlords loved Ken Shields, even if he did live in Illinois. When he finished his speech, the room broke into applause. The RING president, a mustached man with a full pouch for a stomach, stood up clapping. When there wasn’t a speaker, he often organized round robins. One such evening, a woman from Lead and Asbestos Information Center, Inc., had started off by announcing, “There is money to be made on lead,” to a room of landlords who more often lost money trying to abate it. One landlord asked whether he would have to report the presence of asbestos to the city or the tenants if he tested for it. “No, you don’t,” the woman had said.
The conversation moved on and someone else had asked about garnishing wages. A lawyer informed the room that a landlord was allowed to garnish a tenant’s bank account and up to 20 percent of his or her income, but the last $1,000 was exempt. And welfare recipients were off-limits.
“How about intercepting their tax refund?” Sherrena had asked.
The lawyer looked a bit stunned. “Noooo, only the government can do that.”
Sherrena already knew that. She had looked into it before. Her question wasn’t a question; it was a message to Eric, Mark, Kathy, and everyone else in the room that she would do almost anything to get the rent. Many white landlords knew money could be made in the inner city, where property was cheap, but the thought of collecting payments on the North Side, let alone passing out eviction notices, made them nervous. Sherrena wanted them to know that she could help.”]
matthew desmond, from evicted: poverty and profit in the american city, 2016
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Some of the world’s largest investment banks, pension funds and insurers, including Manulife Financial Corp.’s John Hancock unit, TIAA and UBS, have been depleting California’s groundwater to grow high-value nuts, leaving less drinking water for the surrounding communities, according to a Bloomberg Green investigation. Wall Street has come to Woodville, wringing it dry. Since 2010, six major investors have quadrupled their farmland under management in California, to almost 120,000 acres in all, equivalent to a third of all the cropland in Connecticut.
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This rush for water is an outgrowth of a decades-long bet on farmland by investors who see food cultivation as an asset class virtually assured of appreciating in a warming, more populous world. Globally, large investors and agribusinesses have snapped up about 163 million acres of farmland in more than 100 countries in the past 20 years. The land grab has given rise to a grab of an even scarcer global commodity: water. In a bid to ensure thriving investment portfolios, some of the world’s largest financial entities have amassed control over lakes, rivers and underground aquifers in places from California to Africa, Australia to South America, giving them outsize roles in managing an endangered resource that’s the basis of life on Earth. The trend has contributed to shifting hydrological patterns that stand to permanently disrupt communities’ access to fresh water. Local populations are paying the price in drained wells, high water bills and contaminated water supplies.
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In the past decade, parts of the San Joaquin Valley have dropped as much as a foot per year, according to the US Geological Survey. Subsidence, as the sinking is called, has damaged bridges, canals and other infrastructure that will cost billions of dollars to fix, the state says. The aquifers themselves are irreparable. Many groundwater basins, when drained, never recover their former storage capacity, hydrologists have found. “Groundwater in California has been treated as an extractive resource—you pump and hope for the best,” says Graham Fogg, an emeritus professor of hydrology at the University of California at Davis. “Capitalism is driving this. Investors don’t care, because in 10 years they can make all the money they want and leave.”
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