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otakusmart · 2 years
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Why I am getting cash app transfer failed issue?
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Many people have a question like Why my Cash App payment is failing? However, our team of experts at the Cash App center regularly works and monitors every activity/transaction in order to avoid fraudulent or unusual financial activities. And if our system finds out any suspicious transaction, either we cancel that transaction or temporarily hold the account for verification purposes. So if you got an issue like Cash App payment is failing, then do not worry. We just took a step toward saving your account from the risky transaction. Also, we restore accounts with full access after the completion of verification.
And whenever the transaction fails, we instantly refund it to the payment module from where it was debited. And if we see any severe activity, you will get the amount credited to the linked account or Cash App balance within 1-3 business days, due to security reasons.
Whenever you make a payment to someone with the Cash App, you may also encounter some failures, and there are several reasons for that failure. So if you’re worried about why my Cash App payment is failing, don’t be. Because the payment was intentionally declined by our secure server to avoid fraudulent activity.
Here are the few key points and reasons why Cash App cancels the payment:
When you do a transaction that is too high in amount rather than your average threshold, then we do cancel or decline the transfer or payment.
Also, when we notice that there is frequent cash out on the app, so again, we hold the transaction, and hence you will be unable to cash out on the Cash App.
For every transaction, we conclude your current transaction with your previous history in order to find out an irregular transaction, and if we find any, we cancel the transaction.
Apart from our end, there are several other reasons for the payment cancellation such as:
Low Internet Connectivity: If you’ve got low internet, you can have the transaction failure error as it helps to prevent you from unnecessary debt.
Server Issue: When we have a lot of server load (which is rare), you may see transaction failure, and in that case, the amount is instantly refunded.
Session Timeout: If you’re on the transaction screen for a long period, we timeout the session for security reasons.
How to fix failed Cash App transfers?
If you’re also worried about why cash app payment is failing, then you need to follow these steps to avoid any transfer failures:
Step 1: Always add or link debit/credit cards in your Cash App account that has your name on it.
Step 2: Ensure that the second party is a reputed person/business; else, if the person is in our spam list, we may hold the transaction.
Step 3: Double-check the $Cashtag or phone number before you make the final transaction to the second party.
Even after following all the steps mentioned above, if you’re still having an issue where the cash app keeps saying transfer failed; then you need to:
Login to Cash App, go to profile settings and log out, and then login back again.
Or login to Cash App and check your payment and account settings, re-verify credentials, and other details.
Or go to the App or Play Store and check if there is any latest application update available.
Or go to Phone’s Setting > choose Application > select Cash App > then on Manage Data > Clear Cache > And Clear App Data.
Or reinstall the app from the Android’s Play Store or iPhone’s App Store.
If you follow all the listed instructions and steps in order, you can easily find out the exact reason why the Cash App transfer failed. And if none option is working for you then get in touch with us via Phone, Live Chat, or write us an email. Our support executive will be helping you to resolve your issue.
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Cash App payment failed for your protection- Find out other common reasons
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These error messages indicating "Cash App payment for your protection" indicate that you are trying something that isn't possible or allowed in the cash app. If you want to make a transfer to a Cashtag, or send a payment, ensure you have enough money.
Cash app Payments can fail for the following reasons: Your bank or credit card issuer rejects the transaction, incorrect information, and the payment has activated one of the Cash App security flags. It is quite confusing if we look at the Cash App error. 
You might be curious why the Cash App transfer failed my protection. Your safety is directly affected by Cash App payment failure issues. Your safety on Cash App is directly affected by how you use Cash App to send and receive money.
There are many reasons due to which the cash app payment failed. It would help if you dug deeper to find out how to fix Cash App transfer failures. You don't have to feel the pain of being disappointed so that you can fix it with some easy steps.
Why did the Cash App transfer fail for protection? 
Cash App is a certified payments app. It is customer-oriented and, above all, it is. Cash App's safety features and its approach to preventing frauds and scams on its platform are the main reasons it has become so popular in a short time. Cash App designed its server to run in the background, constantly searching for suspicious activity. 
This is in keeping with the increasing threats to cyber security. Cash App's defense system kicks in and stops the Cash App payment from being successful when it detects any doubtful activity.
Cash App experts say that Cash App users sometimes make silly mistakes and don't realize it can cause them to be branded as suspicious Cash App users. This could lead to Cash App transfer failed. Cash App monitors your account closely and will alert you if anything is amiss. To prevent you from being charged, they will cancel any fraudulent payments. If this happens, funds are immediately refunded to linked bank accounts or Cash App balances. Depending on the bank, they should be available within 1-3 business days. Continue reading to learn how to fix Cash App failure for your protection.
How to fix if a Cash App payment failed for my protection?
Here are a few steps you need to take to fix the Cash App payment failed issue:
To link to your Cash App account, you must use your debit or credit card.
Only send and receive money from reliable and trustworthy people.
Ensure the recipient's number or $Cashtag before you send payment.
You can build a solid transaction history by frequently using your Cash App.
If you have trouble processing payments, check to make sure your app is current.
The reason a card was declined is not provided. Customers who have verified the validity of their card, but had the transaction denied, should contact the bank to get additional information.
Cash App requires perfect precision when entering transactions by hand. You must enter the same data as the card used to make the purchase. If your customer recently moved, there is a possibility that the billing ZIP code you have entered may be incorrect.
Customers may need to contact the card issuer to register the gift certificate with a billing address. This is necessary for manual entry of gift cards from third parties.
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interglobeserver · 3 years
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Get User-Friendly Cheapest VPS Hosting Plans
Have you ever wondered why so many businesses fail to choose the right server for their website while there are so many options available already? Well, the choice of server largely determines the performance and efficiency of a website. Although a dedicated server can go preferably well, a VPS brings additional benefits. Be it for hosting your business website, creating a private sync service, or using the VPS as a personal cloud. VPS always goes a long way, and that's exactly what we at Interglobe Server bring to you! We offer excellent, and fast-paced Cheapest VPS Hosting services for your website and business, and make it a desirable experience for your online audience!
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Things You Need To Know About Best E Currency Exchangers
For many people, the thought of using a web e-currency is often a scary thing. We’ve all heard the horror stories of individuals being scammed and money being stolen by dishonest companies, but there are some companies out there that have worked hard to create an honest reputation for being honest and do what they will to fight frauds and scams that use e-currencies.
What is an e-currency?
Just putting the word e-currency into an inquiry engine will mention an enormous list of strangely named currencies that you simply have probably never heard of. There are though a couple of big online currencies that are accepted by many merchants, companies, and shops.
One of the most e-currencies that have been around for over 5 years is E-gold. This is often a web payment system backed by real gold. You’ve got an account, very similar to a checking account, and your gold is stored therein. E-gold they don't buy or sell e-gold, you've got to try to that through an e-currency exchange. Once you've got e-gold in your account you'll spend it with any merchant who takes payment that way.
Another good e-currency is Pecunix. This is often again a web payment system that's backed by gold. Pecunix essentially works an equivalent as E-gold, in order that they don't buy and sell their own currency, and it's again stored within the account you've got with them.
There are more online currency systems including C-gold, Liberty Reserve, and Paypal To Neteller Exchange India.
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What is an e-currency exchanger?
An e-currency exchanger converts money to your chosen e-currency and places it in your account for you to spend as you would like. Funds are often sent to an exchanger by many methods, but the foremost popular are bank transfer and PayPal.
Once you've got sent your funds by your chosen method the exchanger converts it to whichever e-currency you've got decided to use and places it within the account you've got given them. Remember that each one exchanger charges a commission to try to the conversion for you.
How to choose an exchanger?
Many people worry about the way to choose the Best E Currency Exchangers In India. They need either had a nasty experience or know someone that has. However, there are a couple of belongings you can do to offer yourself a touch peace of mind and determine about the corporate you're getting to send money to:-
·        Check the small print of their website
We have all seen the fake websites out there that have links that go nowhere and just don't look right, so when making your choice confirms their email address works in which you get a response in a timely manner from them. If they need a phone number you'll call, give them a hoop. Check the WHOIS details of the web site as a copy. Also, check how long they need been in business as this is often one among the simplest signs of an honest exchanger. Scammers don't last very long.
·        Ask people
One of the simplest ways of checking out information is to ask real people. If you've got friends who have used an exchanger see what they thought. One of the simplest places to seek out information is on forums. On these, you'll ask your questions or simply read what people have said about certain exchangers. Take care though as not all information on forums is true and proper, so confirm you check anything you read on a forum carefully.
·        Are they a member of the GDCA?
The GDCA (Global Digital Currency Association) may be a trade association of online currency operators, exchangers, merchants, and users. Like the other trade association, you'll determine information on the exchangers you've got in mind. You’ll see if they need any complaints against them and the way they rank. You’ll also submit complaints to them also.
Although these few tips may assist you choose an exchanger they do not foolproof and if you're really undecided on which one to select then start out by sending just a little amount to be exchanged then as you build trust within the exchanger you've got picked you'll start sending larger amounts to them.
·  ��     Do they accept bank transfers?
This may seem strange, but bank transfers are the foremost easily traceable sort of sending funds. When a checking account is about up ID's, company documents and private documents need to be presented so as to get a checking account. Although this is often not a 100% guarantee that the business is legitimate, it does go extended thanks to supplying you with peace of mind. It also means you'll request your funds back through your own bank should anything fail.
For More Info:- Paytm To Neteller Exchanger India
Visit Us For Social Media Update’s:-
https://www.facebook.com/hindustanexchangers
https://twitter.com/HindustanExcha1
https://www.instagram.com/hindustanexchangers/
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hemanth1607-blog · 5 years
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How IoT Can Change The Retail Business
There are many reasons why every upcoming programmer should consider becoming an internet of things developers. First, with the advent and inclusion of IoT technology in the retail industry, the portfolio items embracing this technology have immensely expanded resulting in a huge market for those experts.
Also, over the last few years, the retail industry has received the much-needed momentum to enhance sales. Instead of relying on e-commerce websites to increase sales, more and more businesses are using virtual internet connectivity to create smart shops, tailored shopping experiences, and long-distance product interactions, which have broadened the horizons of this technology.
In this blog, we will examine what IoT is, the industry that uses this technology, and its effects on the retail industry.
What is the Internet of Things?
The Internet of Things, which is a system of interconnected computing devices, digital equipment, and objects that have unique identifiers and are capable of transferring data in a network without human intervention.
Using embedded technology, IoT pushes internet connectivity outside of everyday devices to various devices that allow them to interact and communicate with the external environment through the internet. If you are looking for IoT app development company in Qatar
Examples of objects that qualify to be categorized as IoT system thermostats, cars, connected security systems, electronic equipment, alarm clocks, vending machines, and more.
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How IoT Can Influence and Change the Retail Industry
Over the past 2 decades, the retail landscape has experienced dramatic changes. This has given retail businesses with an innovative possibility to collect and examine data for target marketing across different channels.
There is also a growing need to increase customer dedication influences which have noticed the uptake of IoT within the retail ecosystem in an equal measure.
Understanding Shopper Psychology
Initially, e-commerce marketing was a preserve of large online retailers like Amazon and eBay. This is no longer the case as retailers are also embracing smart devices like Beacon to observe and learn the shoppers’ psychology. These smart devices can only continue being smarter and sophisticated as IoT technology continues to improve.
More:- IoT app development companies in Qatar
Eradicating Checkout Lines
Many retailers evaluate the chance of reducing checkout lines using IoT. To some extent, this was successful when the first free Amazon Go grocery store was launched earlier this year. A customer uses the application to check inside the store and choose the items needed.
Of course, the concept is still in the infancy stage. However, once proven to be sustainable, this can dramatically change the way brick-and-mortar retail shops operate.
Smart Shelves and Fleet Management                    
Both small and big retailers face one common denominator, having enough inventories in the right place and at the right time. However, IoT has shown the potential of eliminating this vexing problem by taking RFID technology and using it to improve inventory tracking for retailers.
The internet of everything coupled with IoT can also play an important role in improving fleet management. By establishing a robust connection between retailers, manufacturers, and transport companies, these stakeholders can then interface their systems to share information making fleet management easy.
Beacons
Beacons have been touted to spawn the next retail revolution given their aptness in customer attraction. These peculiar Bluetooth transmitters send push notifications to customers’ smartphones within the business range notifying them on available offers and discounts. Given the miniature size, they can be easily attached to counters or walls.
Beacons are also relied upon by retail companies in data collection through tracking the navigation behaviors of customers. Once coupled with information from other mobile apps, retailers can easily boost sales and increase customer loyalty by targeting appropriate shoppers.
Generally, this is how beacons are programmed to work. Together with other smart devices and sensors, digital signages collect data. Data collation is then done to determine when customers flock to purchase particular items plus many other aspects. Using IoT technology, personalized promotions are then created using the collected data and played during this period.
Digital Signages
Digital signages are helping retailers create a personalized shopping experience. Signage solutions like IPad screens, intuitive touch screens and digital-out-of-home applications can be used by retailers to impress their customers hence boosting sales.
They can also be used by retailers to push price changes and ads in real-time. This is because they can be programmed using the accumulated contextual cues from the customers to establish connections.
Creating Smart Stores
Most people are familiar with smart homes, but retailers are also exploring the possibilities of running smart stores give massive money-saving opportunities.
Integrating HVAC systems, security, and lighting with IoT technology has proven feasible in terms of energy costs saving. Automatic On/Off lighting in some areas depending on how that particular space is being used or even setting the temperature inside cooling systems may seem like a yawn–but the cost-saving benefits cannot be downplayed.
Final Thoughts
Whether in an online business or the typical brick-and-mortar retail business, IoT has positively impacted the business world. It is changing retail marketing and everything about it. Instead of the traditional marketing methods, digital platforms are riding on IoT to target audience through custom-made marketing and shopping experience. As we speak, IoT technology is on the radar of big companies as multiple innovations are being created around it. Early-gamers do recognize that failing to explore the valuable opportunities of IoT may mean being irrelevant in the future, while the late-gamers are slowly joining the bandwagon. With a strong emphasis on enhanced customer reach, improved user experience, and speedy supply chain operations, IoT will drive retail business a long way.
If you are looking for a list of IoT app development companies in Qatar or looking for IoT app development company in Qatar Contact Fusion Informatics. Fusion Informatics is one of the best Mobile app development company in Doha
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On Demand Car Wash App Development Cost
Ecommerce App Development Cost
Cost Of Mobile App Like Paytm
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supervidyavinay · 4 years
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By Andy MukherjeeMoney is many things, but it’s not fake news. So why block WhatsApp from spreading it around?India is the laboratory of choice for Western tech firms to test out their mobile payment capabilities so they can be rolled out from Bangladesh to Nigeria. Facebook Inc. CEO Mark Zuckerberg entered the fray two years ago by enabling the popular messaging service WhatsApp to send and receive money in India. But the beta version, limited to 1 million users, keeps getting blocked from becoming a full-fledged service.Meanwhile, rivals such as Alphabet Inc.’s Google Pay, Walmart Inc.-owned PhonePe and Softbank Group Corp.-backed Paytm are dominating India’s mobile transfers landscape. The troika led with 75 million, 60 million and 30 million customers transacting last month, respectively, according to TechCrunch.While Facebook Inc. deserves scrutiny globally for providing a platform for hate speech, voter manipulation and dissemination of untruth, cashless transfers is one area where WhatsApp can be a force for good. That’s especially true in emerging economies like India. As the Covid-19 lockdown has underscored, hundreds of millions of rural migrant workers in urban centers lack both liquid savings and a state-provided safety net. Increasingly ubiquitous smartphones can bring vulnerable citizens the financial security that bank branches can’t supply. 76228105To restrain WhatsApp is a waste of the infrastructure India has built. Four years ago, the country set up a shared interface linking more than 150 participating banks. An account holder in any of them can send or receive money to anybody else on the network. The two parties don’t need to know anything more than each other’s mobile number or a virtual ID. From Google to Walmart, any app can tap the common protocol, which already supports transactions worth more than 10% of gross domestic product. Google is so impressed it wants the U.S. Federal Reserve to consider adopting the standard.WhatsApp needs a nod from the regulator, the National Payments Corporation of India, to throw open the switch. The first roadblock was the central bank’s requirement that payment data be stored only locally. That hurdle has been crossed, but the service remains restricted. In February, a little-known think tank filed a lawsuit, asking India’s Supreme Court to block payments on WhatsApp “since it’s known to have failed to secure sensitive data of its users.” In an affidavit this week, WhatsApp said that the petition by the “busybody” was not maintainable. Legal challenges in India can drag on endlessly.The popularity of the messaging app, which has more than 400 million Indian users, is its biggest strength and its worst enemy. Take pinBox, which wants to introduce digital micro-pensions to the masses across Asia and Africa. It’s waiting eagerly for WhatsApp payments. The combination of financial and digital illiteracy can be a showstopper; it’s much easier to promote a saving culture on a messaging app where people spend most of their waking hours, anyway. The familiarity with the medium cuts both ways. Recently, the service was used to accuse Muslims in India of deliberately transmitting Covid-19, triggering assaults on the minority community. But then, disinformation isn’t limited either to WhatsApp or India. TikTok, the most-downloaded app during the pandemic, had posts claiming that 5G technology helps spread the virus, fueling violence against telecommunications workers and equipment across the U.K. and Europe. In India, the user-video platform has raised hackles for enabling sharing of content that promotes acid attacks on women.While regulators should push Zuckerberg to keep making social media safer, for instance by restricting message forwarding, they need to be pragmatic when it comes to online payments. China is far ahead. But that market, in the pincer grasp of Alipay and WeChat Pay wallets, isn’t open to U.S. firms. Besides, the scope for replacing cash is bigger in India, where 14% of money supply is still currency in circulation, a figure that China has crunched to 4%. The size of the opportunity is why India is attracting attention.Facebook recently took a 10% stake in Mukesh Ambani’s Jio Platforms Ltd. for $5.7 billion. Jio’s 4G network is India’s biggest, with nearly 400 million customers. Ambani, Asia’s richest man, wants to connect a billion-plus buyers with neighborhood stores, combining physical and digital retail. Payments via WhatsApp will be a way to achieve that link, with brands giving discounts and financiers offering in-store credit based on Jio’s scoring model.Others will catch up. Amazon.com Inc. is planning to take a $2 billion stake in Bharti Airtel Ltd., Jio’s closest rival, Reuters has reported. According to the Financial Times, Google is exploring an investment in Vodafone Group Plc’s struggling India wireless business. (Vodafone Idea Ltd. said there’s no such proposal before its board.) The rising global interest in digitizing the billion-plus-people economy could be sustained, as it coincides with what may be a long-drawn tech cold war between China and the West. Although India has recognized privacy to be a fundamental right, giving grounds for legal challenges against tech firms, it has yet to enact a data protection law. That’s where the focus has to be, not on limiting competition. The central bank needs to strike a balance between safeguarding financial stability and encouraging innovation such as “account aggregators,” who compile and share financial data with the consent of users looking for loans or insurance. With most manufacturing and services in disarray, helping money go viral is India’s best chance to break out of the Covid gloom. from Economic Times https://ift.tt/2UfI1Zz
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Cash App transfer failed- Techniques to resolve this issue
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The Cash App is well for making online transactions with simple methods. Anyone who wants an easy payment solution can install and use Cash App to make instant payments to other users.
Once you install Cash App on your smartphone, you get a unique user name as $Cashtag. Users can also get tracked easily with the help of their registered phone number or email ID.
Here are some things which you should know about how Cash App works:
You can easily add money to your account with the help of the Cash App using a debit card.
Connect your bank’s debit card to the cash app account. One can also get an easy option to transfer money from Cash App to a bank account. The Transfer usually takes 2-3 business days.
Here 2 main things which Cash App does is that it helps to send and receive money. To explore more you can simply tap on the “$” icon. You will find this on the bottom of the home screen on your Cash App.
Then you can enter the amount and tap on “Bid” or “Pay” as per your understanding. Then enter the $Cashtag of the other user to whom you wish to send or receive money.
There is one best thing that makes Cash App the best application among the other online payment applications. Cash App provides Visa debit cards to the users and it’s the “Cash App Card”. This card can be used anywhere to make cashless payments even in the ATMs to withdraw cash.
Point to Keep in Mind :
While using the Cash App the user should be aware of the information which he/she is entering.
As there are chances of the money getting transferred to the wrong user.
The process of getting the money back is not that easy.
You have to contact the person to whom the amount has been credited accidentally or file a complaint.
By doing this you may solve your cash app transfer fail issue if the money sent to the wrong person
Cash App Transaction Failed For My Protection :
Sometimes we find that the cash app is showing cash app transaction failed. Cash App transaction has been failed for your protection not for any other person because it's about your money and cash app being the number one mobile app throughout united states it can’t risk your security.
while tracking the transaction some times cash app server senses some suspicious activity so it immediately blocks the transaction to go through, now you must be thinking that you are making a transaction to your known ones or purchasing something from the shop but still, you are getting this problem then it's only the security measures that cash app transaction failed.
Cash App transfer failed for my protection and its a good many people first think that this application is useless and they get frustrated but when they come to know that they were doing the transaction to a false company or unknown person or they were getting scammed and just got save then they appreciate the application security.
Here are some things that you should know if Cash App transfer failed:
Cash App transaction fail is a type of issue which is faced by the majority of Cash App users.
Something which looks suspicious to the system the Cash App system checks and tracks the account from the back end.
If the Cash App finds out that it’s fraudulent or spam then it cancels the payment immediately.
In such cases, your amount gets refunded automatically back to the same Cash App wallet within 4-5 business days.
What you should know to avoid the risk of payments from getting canceled:
Make sure that the cards which are a link to Cash App are under your name.
Always make sure that the transactions by double-checking them and the people that you know
Before sending money to anyone you should confirm the mobile phone number or $Cashtag.
Try using $Cashtag to make safe transactions.
Why you get an error of payment failed on Cash App:
Cash App has the most noteworthy responsibility to the security of every one of our client's records. Hence, add money endeavors are liable to survey, and incidentally, endeavors to fall flat.
On the occasion Cash App can't handle an exchange, Cash App gives the sender's card guarantor avoid warning that the installment was not fruitful and we won't gather the assets.
In the interim, have confidence that you can in any case send reserves legitimately from your charge card.
Troubleshooting Steps for Transfer Fail Issue on Cash App:
There can be various issues behind the disappointment of your Cash application Transaction. You can tackle your concern without anyone else by following the investigating tips given here:
Check the hub issue:
 When it says that the Cash App isn’t working, for once you have to check your sum which you are going to move and afterward investigate your financial balance. At that point give a glance at your financial balance whether your cash is deducted or not. Of course, check your Transaction status. Regardless of whether it is pending or fizzled.
Cash App Updating:
If you are experiencing difficulty making any exchange on Cash App, it might be conceivable that your Cash App isn’t refreshed. To determine this issue, you have to refresh your Cash App every once in a while for a smooth and fast outcome.
Check your web connection:
The individuals who are not extremely visited in utilizing their Cash App, discover the issues or don’t concentrate on the explanation for the confronting issue. It tends to be conceivable that their Cash App Transaction fizzled because the web association which they are utilizing isn’t steady.
It is significant that when you are utilizing your Cash App for the move, your web association ought to be solid. Your Cash App Transfer Problem can be understood if your gadget is associated with a solid WiFi association.
Cash App Payment Failed for my Protection:
Though the Cash App continues checking your record for whatever looks not normal or if there can be an issue in the exchange for the cash.
So Cash App bombed their exchange to forestall any sort of extortion.
If the cash is deducted from your record and Cash App Failed for my Protection then the deducted sum from your record will be discounted back immediately to your Cash App account or your connected Bank Account within 1–3 business days.
This spares you from any trick and loses your cash.
Credit/Debit Card Details:
It can likewise be an explanation for your Cash App Transfer Failure that possibly the accreditation of your Debit/Credit card which you have given may not be right.
You have to reevaluate your subtleties and fill them effectively.
Things which you should know about charge disputes:
If there should be an occurrence of confronting the Cash App Payment Failed issue, the client can likewise make a debate for an unapproved or raised charge made by the exchange.
If your cash isn’t moved to your record in 1–3 working days, at that point simply contact your bank and register a complaint on the charged question. You can raise your debate for yourself by leaving mail or by calling the Cash App Help Centre.
Do you feel that the money move application fizzled for my security so how to get Cash App reimbursement? All things considered; you can get it without any problem. You need to just need to know the main problem behind this issue. Thus, perused this full blog to know all.
Square Cash App is currently accomplished a lot of client base. Because of its most straightforward activity and distributed cash move to make bother free exchanges. Nonetheless, then again, the Cash App is additionally perceived occasionally for its solid outcomes. So far in 2019, there have been two critical blackouts that trigger the exchange disappointment issue. Break-in administration regularly leaves your cash in pending.
With this installment, the subject of disappointment is extremely typical for the customer to consider sparing their installment for my protection. The Cash App additionally permitted Bitcoin to sell/buy, which may likewise be a purpose behind the administration’s interference. Except if you despite everything experience the ill effects of a bombed exchange with the Cash App, at that point you can attempt one of the accompanying techniques to recuperate your assets, as recorded underneath. Cash App authorities said they encountered these issues due to worker issues. However, this sort of issue brings doubt up in the client’s psyche.
Steps to Fix Cash App Transfer Failed Problems :
Here are some things which are the main reason of cash app transfer fail which will help you I know the exact reason because of which you are unable to make the transaction. Once you know the exact reason then it would be easy to go with the solution without any extra effort. Here are some descriptions which you should know.
You need to look for the node of the failed transaction.
You should check your Cash App balance from the head of the screen before heading for the Cash App’s answers that don’t work. If the dollar sum isn’t appearing true to form, at that point you need to check your connected financial balance to see whether the exchange isn’t pending. One significant thing, you should attempt this before accepting the Cash App question. Also, you need to do it before dropping or refreshing this exchange to get the Cash App cashback.
Cancel the Cash app transaction
If your exchange is obvious in your ledger yet not affirmed by the Cash App, at that point you may need to drop the installment to stay away from your assets being solidified because cash is still on your side and not get by the beneficiary. You should need to drop the installment within 24 hours of sending it with the goal that your reserve won’t be deducted from a ledger. Yet, ensure, you can’t drop the installment if the exchange gets to finish. In this circumstance, you can’t get the alternative to drop the installment.
You can dispute the Cash App charge
As your bank account is attached to Cash App, you can dispute the unknown charge.
In case the Cash App is not able to help you with the refund, you need to contact your bank directly for the refund.
If you know the terms and conditions of Cash App then disputing an unknown charge is easy on Cash App.
You should be aware that you are eligible for the disputed charge.
If yes, then you can get the money back to your account within 10 days but also you need to wait for the confirmation message after you request the disputed charge.
Once the unknown disputed charge gets approved then you have to contact Cash App support so that they can proceed with the process.
 Cash App needs to collect the details from your bank to refund your money. So by all these steps, we hope that cash app transaction failed issues related to your cash app account will be clear to you and you can solve them on your own now. So cash app transfer fails will no longer be a frustrating part for you. Still, if the problem does not go away then you can contact the cash app customer service, they can assist you that’s the only option left now.
FAQs:-
If the cash app transaction failed how can I get my money back?
If your cash app transfer failed it means the funds are not sent to the other person as the cash app is a peer-to-peer transaction software so it only works between 2 users there is no holding of funds on the server. So if your transaction is failing then your funds won’t be transferred they will be there on your cash app account or in your bank account.
Why I am getting an error message on my cash app saying transferred failed?
Cash App transfer failed issue generally means either you don’t have enough funds or your application is not updated. Sometimes the server may find the transaction to be suspicious then also the transaction will fail.
"Cash App failed for my protection" how to solve this error?
As there can be many reasons for the transaction fail for your protection, First, you have to update your cash app because many a time cash app gets updated for the latest features and security, also you can check your internet speed before making a transaction as it might not get processed due to fluctuation of internet speed. If you still have these issues then you can have a word with the cash app customer service department.
Can I speak to someone at the cash app regarding the cash app transfer failure?
Yes if the transactions are failing again and again despite all the troubleshooting steps done then you can contact the cash app team via email or telephone to get assistance.
What is Cash App transfer failed?
cash app transfer failed means that the transaction was unsuccessful and didn’t go through. A lot of people experience this problem in the cash app while using it. Talk to cash app customer service for cash app payment failing.
Is my Cash App transaction failed due to my debit card?
Yes, cash app transactions can show the status failed due to an expired debit card because if your payment mode is set to be from a debit card, and your card is expired then its but obvious that your transactions won’t go through because of the invalid debit card resulting in cash app transaction failed message on your screen.
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aapnugujarat1 · 5 years
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Full KYC deadline for e-wallets extended by 6 months : RBI
The deadline for prepaid instruments (PPIs), including digital wallets, to do full KYC of customers has been extended for six months by RBI (Reserve Bank Of India). The extension, which was announced a day before the deadline expired, will benefit prepaid and e-wallet issuers like Paytm, MobiKwik, Airtel Money, Amazon Pay, Ola Money and PayU. If the RBI had not extended the deadline, millions of Indian users would have on September 1 found restrictions or complete blockage of their mobile wallet apps. For conversion to full KYC from minimum details, e-wallets were supposed to get users’ KYC completed by August 31. Fintech players were supposed to give users a one-time option to transfer their outstanding e-wallet balance to their respective bank accounts, if users failed to meet the deadline for providing required information. Read the full article
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Cash app payment failed for your protection [Fix it with the help of expert guide]
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Cash App is one of the most trending mobile payment platforms that allows users to transact money with each other. It is one of the most secure money transfer apps used by millions of customers. Being a trusted payment gateway, Cash App presents its customers with a seamless money transfer experience.
However, like every other online software, Cash App brings some bugs or issues with it. The Cash App transfer failure is something that most users complain about. Although Cash App provides the best money transfer facilities, all its services are not error-free. 
It brings a bag full of options for the users such as investing in Cash App, getting free money on Cash App, direct deposits, Withdrawing Bitcoin From Cash App, and many more. However, most customers are crabbed due to its payment failure issues.
How does Cash App Money Transfer App work?
Cash App presents incredibly user-friendly money transaction services. The users can add funds to the Cash App through their debit cards linked to a bank account. The application provides two services, i.e., Paying and Receiving payments. Adding money to the Cash App account, the users can conveniently send or receive money from any corner of the world. They can also transfer money to their bank account, following a two- or three-day process.
Reasons for Cash App Failed Transfer
Cash App payment failure is one of the most common problems reported by tons of users. The reasons behind these payment failures may vary from user to user. On several occasions, the payments are rejected in order to avoid fraudulent payments, which you may assume to be Cash App failed for my protection. If you are wondering why Cash App failed to process your payment. Here are some of the most common reasons for Cash App payment failure – 
Insufficient Balance in the Account – The most common reason behind the Cash App transaction failure is the lack of funds in the account. Low or insufficient balance in the Cash App account leads to payment failures. For instance, let’s say you are trying to send $50 to someone, while your account’s current balance is around $30, this depicts that your account balance does not cover up the amount of transaction. This is one of the primary reasons behind unsuccessful transactions.
Invalid Cash App Card – The Cash App mobile transfer app provides the customers an exclusive Cash App card, which comes with an expiry date. Identical to all other bank credit or debit cards, the Cash App card also highlights an expiry date on it. So, if you are using an expired card while making the payments, it is quite obvious that the money transfer will fail. However, before concluding that the Cash App card is invalid, do check your amount, and then check whether the amount is deducted from the bank account or not. Then you can move on to check the Cash App payment status. As to solve these transaction issues, it is vital to find the node of the problem. In case you confirm that your card has not expired and the transaction is still declined, you can quickly contact your card issuing bank.
Inaccurate Recipient Details – One of the routine reasons behind the transaction failure is the entry of inappropriate recipient details. Sometimes the senders enter wrong information about the recipient, which leads to money transfer failure. Therefore, proceeding with the payment, make sure to cross-check to verify payment details.
Bad Internet Connection – Cash App includes high-quality facilities that require a fast and stable internet connection. The unstable or slow internet connection can lead to tons of bugs in processing the payments. This transfer failed Cash App is primarily due to the slow pace internet. Therefore, you must choose an active Internet connection to process secure payments and enjoy a faster processing experience. Monitor your network settings to ensure a strong connection before making the transaction. In case you lose Internet connectivity, you can select the Offline mode. However, performing transactions in the Offline mode increases the transaction risks.
The users have not updated the Cash App – If you are facing any trouble in transferring the funds through the Cash App, check whether you have updated the application to the latest version to enjoy a seamless processing experience.
Cash App server issues: The Cash App often suffers from connectivity problems that in several conditions lead to transaction failures. However, these connectivity outrages often spoil the user’s experience. The Cash App team is constantly working to burnish the features of its application to make its system more robust and user-friendly. It is continually working on its services to deliver the customers the best possible experience, preventing the deduction of any unfair charges or any other transaction complexities.
These are the possible causes of payment failure in the Cash App. However, if the users find any more difficulty, they may reach out to customer support for further assistance. Fixing the transaction error in Cash App is quite easy, and the users can conveniently troubleshoot the errors.
Cash App Failed for My Protection
Cash App is one of the smartest and most secure payment portals in today’s time. It ensures the efficient tracking of all the transaction records to provide the customers with a touch of security. It implies various measures to prevent the users from fraudulent transactions. 
If the Cash App detects any unethical or illegal activities in your account, it blocks the transactions. These types of transactions fail to protect the users from any scams and to safeguard their hard-earned money. In case you have any further confusion on Cash App payment faied or delay, you can reach out to a Cash App live person.
Tips to Fix Cash App Transaction Failure Problem in 2 Minutes
Solving the payment issues in Cash App is relatively easy. The users can quickly fix the problem within minutes following these simple steps: –
Discover the Cash App payment failure node: Most of the users get frustrated and assume the Cash App as non-functional. However, before the final verdict, the users must check their Cash App funds. Check the balance of the Cash App account. If it’s not highlighting a dollar sign, inspect the linked bank account to find whether the transaction is pending or successful. Every user must check these details before canceling or updating his transactions.
Cancel the payment: If you find the money transaction is visible in the Cash App linked bank account but not updated by the Cash App, you must quickly cancel the payment to prevent the fund from being frozen. You can cancel the payment to claim a refund as the recipient has not received the money. Cash App presents an easy cancellation service. Therefore, you can cancel the payment within 24 hours of the transaction to prevent the money’s deduction from your account. And as after this time, the cancellation option is disabled.
Claim for the unauthorized charges made: As the Cash App account is linked to your bank account, in some cases, the Cash App may deduct a charge from the bank account. In case of any unauthorized fund deduction, you can contact the card-issuing bank for an instant refund of the amount. However, if the Cash App refund failed, you can connect to the Cash App customer support.
How to Cancel the Cash App Money Transaction?
Here are the steps to cancel the payment in Cash App – 
Open the Cash App on your mobile device. 
Now, from the homepage of Cash App, hit the Clock icon highlighted on the top right corner of the display. 
Then, visit the recipient’s Cash App account and look for the “Cash App Cancel Payment” option. If the payment is successfully completed, you will not find the cancellation option. 
Reach Out to Tech Experts for Quick Assistance
If you face any challenges while trying out the above-mentioned troubleshooting methods or if the methods are ineffective, you can reach out to the tech experts. The Cash App tech support team is available 24*7 for customer support. You can connect to them by toll-free number. The experts deeply analyze your issues and blend out practical solutions.
The tech team prevents you from hiring a tech person to fix the transfer failed Cash App problem. With years of experience and efficient skills, they safeguard your money and help you perform secure payments. For further assistance, you can dial the toll-free number of Cash App and get in touch with the experts.
Conclusion
In today’s market scenario, Cash App has occupied a broad spectrum along with PayPal and Venmo. As of 2021, Cash App stands with a customer base of around 24 million. With excellent customer support and highly optimized facilities, it has successfully established itself to be one of the most premium payment portals. The application prevents quick service to the users in case their money gets frozen during the transaction. In the case of Cash, App payment failed, the users can easily use the above-mentioned ways to fix the issues without paying any unauthorized charges of transaction.
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inpeaks · 5 years
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Test Your Knowledge Playing Quiz Games Online
Today, quizzes have become a fun filled method of learning. With the increasing popularity of smartphones people have started playing more live quiz games as they are not only a way to improve knowledge but are also becoming a great platform to earn real money.
Earlier, people used to read books if they wanted to gain more knowledge. Another traditional method of improving knowledge was to go through some newspapers. However, online trivia games have made the things easy and more interesting by people with an easy platform to gain knowledge.
As the popularity of internet has increased amongst not only youngsters but also other age segments, so people are more likely to take up the internet to study and clear their doubts. Today, we can find a huge number of portals, websites and applications available offering students a chance to test their knowledge.
Quizistan is one of such platform which is good for gaining knowledge in any subject like history and geography, mythology, mathematics, science, general knowledge, bollywood, food and travel, music, and many more.
One of the best ways to improve your knowledge is by playing Quiz Games which will make you feel bored and will also increase your knowledge at the same time. Our content writers create questions in order to help you sharpen your mind.
Traditional teaching methods are often boring and create frustration amongst the students which causes disliking towards education. You will start seeing an amazing difference by the time you start testing your child with these quiz games in a fun and engaging manner. By playing GK Quiz Online you can enjoy, have fun and can also earn a pocket money by answering questions correct.
You can download the app for free but the games are paid, however, if you don’t want to play for money you can opt to play free game. We have a list of questions for the students to solve and they will be provided with the correct answers in the end. A game contains 8 questions and players need to answer each question in a time frame of 10 seconds.
Quizistan features a vast variety of content that can help you with nearly any subject. Parents can use this online quiz to test their child on basic history, geography, maths, science, general knowledge, mythology, health, food and travel and many more topics. The best thing is that if you choose to play for money by paying the fee, you will be able to win a cash amount for yourself.
Players can also choose the 50-50 lifeline which will erase any two wrong answers from the screen and will make it easy for the players to make the right choice. Your winning amount will be flashed on the screen of your phone at the end of each game with your score. You will be able to encash only a minimum amount of Rs 30 from your wallet.
In order to get the prize money transferred to your account or paytm, you need to complete a few formalities. If you fail to complete these formalities in any way then we won’t be able to transfer the winning amount in your account.
For any kind of assistance, you can call our customer care executive anytime of the day. To get our contact details visit our website www.quizistan.in
Hurry Up! To play online money earning game Download Quizistan for free from Google Play Store for Android users and App Store for iOS users.
The post Test Your Knowledge Playing Quiz Games Online appeared first on Digital Ideas.
source https://www.inpeaks.com/2019/02/12/test-your-knowledge-playing-quiz-games-online/
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onlevelup01 · 6 years
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New Delhi: Vijay Shekhar Sharma, the victim of an extortion racket allegedly led by his longtime confidante and communication head of his payment company Paytm, became suspicious when the employee strongly urged him to pay up in order to protect the stolen personal data, the chief of Noida Police told ET.Even as her boss was being besieged by the extortion calls — on messaging app WhatsApp — Sonia Dhawan, vice-president of communications for Paytm and Sharma’s personal secretary, allegedly offered him a single piece of advice, “just pay up,” according to police officials, who are investigating the high-profile case following the arrest of Dhawan, her husband Rupak Jain and another Paytm employee Devendra Kumar on Monday. The trio face charges of attempting to extort Rs 30 crore from the Paytm founder by threatening to leak personal data. 66340557 Dhawan has emerged as the ‘perfect insider’, said the investigating official. She controlled the extortion calls made by a fourth accomplice — based in Kolkata — while also convincing her boss to pay up. “She was in contact with both the parties. She knew these calls were coming. The complainant (Paytm’s Sharma) has told us she convinced him “ki abhi pay kar dijiye aap, kya pata kaisa data ho (pay up for now, god knows what kind of data may be there),” Ajay Pal Sharma, Noida’s Senior Superintendent of Police (SSP), told ET. Her constant refrain is what triggered doubts in Sharma’s mind and “prompted him to alert us on a few names that he suspected since this was personal data,” he said.On Tuesday, a court sent all the three accused to jail for 14 days. In an official statement, the Noida Police said the accused had accessed “personal data and secret information of Paytm” since Dhawan used to keep all this information under her watch as Sharma’s private secretary. 66340570 Paytm, which is backed by some of the world’s most influential investors including billionaire Warren Buffet’s Berkshire Hathway, released an official statement on the developments on Tuesday saying “this is a case of personal data theft of Vijay Shekhar Sharma, where three arrests were made yesterday. Paytm would like to reiterate that all our consumer data is protected with the highest and most impenetrable levels of security.”Japan’s SoftBank and Chinese ecommerce giant Alibaba are also key investors in the digital payments provider.Noida’s SSP Sharma said “this was personal data” as Dhawan was managing the ATM, email and all personal passwords of (Vijay Shekhar) Sharma.The police said they have recovered a hard disc with “Paytm personal information and secret data”, a pen drive which has “calls/chat records of extortion”, printouts of the WhatsApp chats and four mobile phones.“We will extract the data from the recoveries we have made and get it analysed from our cyber team to know exactly what it is,” the SSP said.The motiveThere are, however, no clear answers to the question of why Dhawan—whose career saw a meteoric rise in the company coupled with enviable clout— allegedly committed this crime.SSP Sharma said that he has been told by Paytm executives that Dhawan earned an annual salary of Rs 70 lakh and owned equity worth Rs 10 crore in the company.“We are told she had joined the company around 2010 at Rs 7 Lakh annual package. Lately, the Paytm bosses say, she had discussed with them that she wanted to buy a new house,” Sharma said.As on March 2017, Dhawan owned 1,400 vested shares in Paytm-owner One 97 Communications, which at the latest share price of Rs 12,797 would have been worth Rs 1.79 crore, according to filings with Registrar of Companies reviewed by ET.In the company's latest filing of shareholders Dhawan is not listed, indicating that she may have sold her vested shares. Her total equity of Rs 10 crore mentioned by the Noida SSP would include shares which would accrue over the coming years.The police statement also pointed to the failing financial condition of her husband Rupak Jain, who dabbled in real estate. “He was unemployed for a while now as his business had gone bust,” the statement said.The couple had a flat in Noida’s Sector 120 but wanted to buy a new, bigger house, police sources added. Devendra Kumar, the other Paytm employee and a co-accused who worked in the same office, told ET (in the police station) that Dhawan had stolen some data and asked him to store it in his phone so that they could together blackmail Paytm founder Sharma.“Devendra Kumar saved it (the stolen data) in a hard disc and transferred it to his friend Rohit Chomal in Kolkata who then started calling (Vijay Shekhar) Sharma on WhatsApp asking for money,” the police statement says.Dhawan did not respond to ET’s queries on whether she had committed the crime while quizzed at the Noida police station.Police sources said the first call from Chomal to the Paytm founder came on September 20 with a demand for Rs 30 crore. He later scaled the amount down to Rs 10 crore.Sharma first transferred Rs 67 on October 10 in order to check details of the bank account number which was furnished. He then transferred an additional Rs 2 lakh on October 15 while alerting the police simultaneously, sources said.Both Paytm and the Noida Police cyber cell worked together, the sources said, to track down the sender of the WhatsApp calls and chats over last week, which were being routed from abroad.Once identified as the caller, Chomal revealed that he was promised a cut of 20% in the extortion amount and furnished names of Dhawan, Jain and Kumar, who were subsequently arrested.Dhawan was picked up from her office in the Paytm headquarters in Noida on Monday. “The Paytm bosses are still to come to terms with the fact that she could do something like this. They trusted her completely,” a police source said. A case has been lodged against all four accused on charges of theft, extortion, cheating and criminal conspiracy under Sections 381, 384, 386, 420, 408, 120B of Indian Penal Code and Section 66 of the IT Act. from Economic Times https://ift.tt/2q80dow
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What is OTP SMS and How It Works?
One-Time Password (OTP) is a technological mechanism through which a single-use password is generated and sent to the registered mobile number for the user to access the website. It is also known as two-factor authentication. Products like Google for Work, Paytm, and internet banking portals often use the OTP mechanism to ensure the authenticity of the user and prevent identity thefts.
Online identity theft is a severe problem. Statistics from Identity Theft journal reveal that every year around 15 million people in the United States become a victim of identity theft and face a collective loss of $50 billion. Around 100 million Americans become vulnerable due to data thefts from the government or corporate databases.
Adopting the use of sending OTP to verified users to access a specific site improves security, who otherwise could be vulnerable to phishing and keyboard logging activities. OTP lends an additional layer of security to protect the digital identity of the end users.
Steps in the OTP Process
Let us understand this in layman terms. There are as many mobile handsets in the world as the number of human inhabitants. In mobiles, SMS is a core functionality, and a mobile device is assumedly always with the owner.
When users create a digital asset or an account, they are prompted to enable the two-factor authentication system, apart from the usual username and password. Next time when the user tries to login, the system sends the temporary password (either four or six digits) to the registered mobile handset, and the user punches the code into the system. The code is a random series of numeric and alphanumeric characters. These OTP’s are usually valid for a certain number of minutes. The information flow works like this:
-User enters the username and password
-Request sent to backend
-Username and password matched
-User receives OPT via SMS
-User enters OPT and login to the site
…that’s it!
Let us go a step ahead and understand the two processes that happen before the OTP is authenticated. These are Generation and Delivery. In the Generation process, the OTP is created either based on time or through a mathematical function. In the time-based generation, the device is in sync with the authentication server to create a time-based OTP.
In the second one, a mathematical function is invoked to generate the OTP. In the Delivery process, SMS is the commonest of ways due to the extensive adoption of mobile phones. If the OTP fails to deliver, the user immediately has the option to receive the code through the auto-generated IVR call.
Implementation of OTP SMS is the best way to protect enterprise data.
Features of OTP
There are three characteristics of OTP, which makes it a viable option for global leaders and tech giants to implement and ensure data safety. These features are secured access, simple infrastructure, and swift delivery. The whole cycle of OTP begins and ends in a couple of seconds. Via OTP SMS, the users receive four or six digit codes. Apart from the SMS system, users also receive the OTP through IVR, or it can be generated by the consumer and delivered via SMS.
The OTP is the prime way of authenticating bank transactions. Whether a user is logging in to access the account or transferring money, an OTP is generated and verified to begin the next step. Banks like ICBC (China), OCBC (China), Commercial Bank of Dubai (UAE), ICICI (India), Standard Chartered and Citibank employ secure OTP SMS protocols. ICBC and OCBC have physical hardware to generate the code, Citibank has both OTP and PIN to perform a transaction, and ICICI uses a combination of OTP and security grid layer on the card of the accountholder to proceed.In countries like Australia, North America, and Europe, the OTP method is used via SMS or IVR to deliver the code.
Does OTP SMS have any Vulnerabilities?
Presently, it is an ultra-secure way because users have complete ownership of their mobile handsets. If users lose the handsets, no transaction can happen unless the SIM is reported and replaced by the telecom provider. BroadNet maintains a secure and safe infrastructure to protect client data from any privacy breaches. The bulk SMS service, and other telecommunication and IT services are protected by strong security protocols.
Endnote
OTP SMS is a secure way to access and perform online transactions on any enterprise website from any industry.
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muzaffar1969 · 7 years
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http://ift.tt/2lzUAh4
WhatsApp isn't just a texting app. It's an all-encompassing platform.
WhatsApp usage is ubiquitous in India. Out of 1.2 billion global users, 200 million are located in India, making the country the largest market for the messaging service. Over the course of the last two years, WhatsApp evolved from a barebones messaging app — which is how it gained prominence in India — to a full-fledged communications platform that supports voice calls, (/whatsapp-officially-launches-video-calling), easy backups to Drive, a web client and desktop apps for WIndows and Mac, GIF support, and numerous tweaks to the interface.
The service hit 1 billion users early last year, and shortly enabled end-to-end encryption for all users. A key reason for its success was that it was lightweight, making it a viable texting app on phones with limited resources; and its availability on all mobile platforms. The former allowed users from markets like India that were making their way online for the first time to get started with the service, and the latter ensured that they could communicate with their friends irrespective of whether they were on Symbian, BlackBerry, Android, Windows Phone, or iOS.
While WhatsApp managed to amass a huge number of users, the one thing it has failed to do was monetize. When it neared a billion users, the service announced that it would get rid of the annual subscription fee it collected in a few markets, instead opting to roll out tools allowing businesses to connect with customers. As we haven't seen anything on that front, it looks like Facebook — which bought the service in 2014 for $19 billion — couldn't figure out an effective way to do so.
With digital payments, Facebook may have finally figured out a way to monetize WhatsApp.
With no effective strategy to monetize its vast userbase, it now looks like WhatsApp is exploring digital payments in India. It's a smart move when you take into account the current situation in the country. On November 8, 2016, the Indian government devalued high-denomination notes (₹500 and ₹1,000), rendering 86% of the active cash useless. The move was a way to curb corruption and weed out hoarders of illicit cash, and with issual of new notes in short supply, India witnessed a meteoric rise in digital payments services.
The biggest benefactor of the demonetisation move was mobile wallet provider Paytm, which saw its user base shoot up to 200 million users. The Indian government has since rolled out new initiatives aimed at easing digital payments, with Unified Payments Interface (UPI) being at the forefront of that change. UPI is a bank-agnostic payments platform that relies on a unique identifier — called a Virtual Private Address — to transfer and receive funds.
WhatsApp will use the Indian government's slick new payments platform for digital transactions.
WhatsApp will rely on UPI to facilitate peer-to-peer transfers. Building a digital payments interface within the app is a logical move for the company, as there are several hundred communities already on the service dedicated solely for selling goods. If you haven't started using WhatsApp yet, you should know that there are groups for everything. There's even a journalist in North India that's using the service for broadcasting news and making money from it.
The biggest hurdle with a new payments service is customer acquisition. WhatsApp doesn't have that problem. Its user base is intensely loyal, and the kind of usage it sees in India rivals that of Facebook in most markets. It is the most-used app in the country by a long margin, and although UPI doesn't give WhatsApp the ability to monetize quickly (it's free for most transactions), Facebook has the resources to play the long game.
Initially, payments will be a convenience play as other UPI-based solutions in the country are clunky, but Facebook can use that as a foundation for other services in the future.
April 08, 2017 at 10:09AM http://ift.tt/2oMh2GT from Harish Jonnalagadda http://ift.tt/2oMh2GT
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BHIM app: Many hits but there are also some misses
Prime Minister Narendra Modi launched the BHIM app towards the tail end of 2016, and within a few days of its launch, the app received massive popularity on the play store. We've had a decent amount of time to experiment with the app and we're going to tell you what's good and what's not about the most popular app on the play store right now.
Just four days since its launch, digital payments app BHIM has become the top app on Google Play Store in India and users have made over 5 lakh transactions so far. The app is extremely easy to use. The interface is fairly simple and uncomplicated. Sending money and requesting for money are tasks which are easy to execute. The app facilitates direct bank to bank transfer of money. Unlike Paytm, your money is transferred directly to the recipient's bank account, there is no intermediary in the transaction. The app even offers a scan and pay option which can function in a manner similar to the Paytm app.
Also Read: Modi's BHIM: All questions answered about app that will make India cashless
Now, other than the many positives there are still few initial glitches in its functionality which have adversely affected the fluidity of the app. We received several complaints of the app getting stuck during set-up itself.
People have faced issues in setting up the app. There have been several complaints of the app failing to recognise the bank accounts configured with the user's mobile number. Payment transactions have remained pending for days together before finally being timed-out. The app has a feature to "request for money" which means that requests for money transfer can be received from any random user.
Some BHIM app users have reported that they have received spam requests from unknown users, asking them to send money using the new app. "Users pls beware: Decline all unknown payment requests you may get! We will work on an update, which will allow you to report spam" read a tweet, from the BHIM app twitter handle.
So, the app does offer some great features but there still remain some initial glitches. The National Payments Corporation of India (NPCI) has advised BHIM app users to decline such spam payment requests and promised a fix. If these glitches can be ironed out in time - then the likes of Paytm are surely going to face some stiff competition. Will be interesting to see what happens in the time to come.
Also Read: BHIM vs Paytm: The best cashless solution for India
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