#netincome

[usnewsper-business]

Micron Technology Surpasses Expectations, Sparks Stock Surge in Tech Sector #advancedmemorysolutions #analysts #CEO #chipmaker #cloudandenterprisesectors #digitaltransformation #earningsreport #globaleconomicuncertainties #investors #laptops #marketgrowth #memorychips #MicronTechnology #netincome #pricetargets #revenue #SanjayMehrotra #servers #Smartphones #stock #technologysector #WallStreetexpectations

#Business #advancedmemorysolutions #analysts #CEO #chipmaker #cloudandenterprisesectors #digitaltransformation #earningsreport #globaleconomicuncertainties #investors #laptops #marketgrowth #memorychips #MicronTechnology #netincome #pricetargets #revenue #SanjayMehrotra #servers #Smartphones #stock #technologysector #WallStreetexpectations

[metrobusinessadvisors]

Understanding Seller’s Discretionary Earnings when Buying a Small Business

Net income may vary significantly from SDE

By Dave Driscoll

Seller’s discretionary earnings (SDE) – also known as seller’s discretionary income - may be a new term for those considering buying a business. Understanding what the term means and how it’s calculated is important when analyzing what the business makes compared to what the business is worth.

Think of SDE as the total amount of cash the business generates through operations that is available to the owner to spend at their discretion. The “discretionary” part of SDE is just that - the owner chooses how to allocate that cash. The follow up question is, does the business need that expense to operate the business?

The expenses the owner chooses to have the business pay that are NOT needed for the company to operate are called add backs because they are added back to net income.

Why would an owner choose to have their company pay an expense that is not necessary to run the business?

Because many, if not most, owners attempt to show as little income as possible to reduce the taxes they must pay on the annual business earnings. Conversely, when it's time to sell the business,, the owner has the opposite objective…then they want to show as much earnings as possible to justify the highest asking price. Therefore, these non-essential expenses paid by the business are documented as add backs to show the prospective buyer a more accurate picture of the cash that could be at their disposal.

A well-prepared adjusted profit and loss statement representing five years of data anticipates buyer questions and clearly defines the expenses on the operating statement, including which are not necessary for efficient management of the business. But not every seller or business broker knows how to provide that information in a way that's easy to understand. And not everyone is willing to engage in full and complete disclosure.

Any prospective buyer should carefully review and assess each item on the income and expense statement when considering buying a business, asking for clarification of any questions or concerns.

Important financial questions a buyer may ask include:

Is each itemized expense necessary to operate the business properly?

Is the listed total for each item the actual expense, or is the real cost lower or higher than what has been entered in the books?

What percentage of the total expenses does each item account for, and how does that compare to the percentages in prior years? If there is a substantial change in any single category, what is the reason?

A smart business buyer does not simply accept the figures listed in the P&L, tax returns, or other financials of a company being considered without question, but instead does some investigation to learn what the figures truly represent. Some typical add backs to net income that are recognized without question by SBA lenders include:

owner's annual salary

payroll taxes for the owner-manager

owner’s pension

owner’s health insurance premium

amortization

depreciation

interest expense (typically for loans that will be paid off when the business is acquired)

one-time business expenses (an expense the new owner will not have in the future)

salary expense for family members who don't actually work daily in the business

The above items are discretionary because either the owner decides the amount to be paid or the expense is solely for the owner’s benefit. In addition, there are many other potential adjustments, such as:

owner's personal auto expenses (lease, insurance, gas, repairs, etc.),

charitable donations, reduction or addition to fair market value for rent paid to owner(s)

owner's personal life, health, and disability insurance

non-business meals and entertainment

non-business travel

non-business telephone and internet

Buyers and sellers should note that SDE works both ways. For example, if the owner-manager’s family member works in the business but is receiving no pay or less-than-fair-market-value pay, then the new owner will have to pay more for a replacement employee and that needs to be deducted from the SDE. Proper calculation of SDE is vital to both sellers and buyers. For example, a business showing a "profit" of $140,000 could easily have an actual SDE of $400,000; that's a huge difference in business value. An experienced business broker is the best resource for a thorough analysis and explanation of add backs and SDE.

Dave Driscoll is president of Metro Business Advisors, a mergers & acquisitions, valuation and exit/succession planning firm helping owners of companies with revenue up to $20 million sell their most valuable asset. Reach Dave at [email protected] or [phone].  www.MetroBusinessAdvisors.com

As seen in St Louis Small Business Monthly

#netincome #sellersdiscretionaryearnings #sellersdiscretionaryincome #buyingabusiness #smallbusinessowners

[calcbench]

Earnings Scorecard (thru October 27)

Through the end of the week, we have tracked 238 firms in the S&P 500 that have reported #earnings so far. We are tracking #revenue and #netIncome for those firms (Net Income as defined through US-GAAP).

Here is the summary:

As you can see, year over year revenue growth for these 238 firms is 1.9%, and Net Income growth is almost 16%.

Let us know if you have any questions at [email protected]

#financial analysis #earnings #sp500 #research

[datutudau]

Net Income là gì? Cách tính thu nhập ròng rã Net Income

Bài viết mới nhất: Net Income là gì? Cách tính thu nhập ròng rã Net Income

Net Income là gì? Những thông tin cần thiết về Thu nhập ròng rã? Công thức và cách tính thu nhập ròng rã Net Income? Số tiền mà một tư nhân hoặc doanh nghiệp kiếm được sau lúc trừ đi mức giá, phụ cấp và thuế trong thương nghiệp, được gọi là thu nhập ròng …

#Blog #NetIncome DauTuTuDau: https://daututudau.vn/net-income-la-gi-cach-tinh-thu-nhap-rong-net-income/

#Net Income

[planify]

Financial Results: TRL Krosaki Refractories Limited | #reels | Planify

What are in the growth in TRL Krosaki Financial Results? Get to know about #Netincome #eps #totalassets.

#youtube #net income #total assets #eps #planify #reels

[moneyontap]

Real Estate Investing

#assetclasses #betterinvesting #biggerreturns #diversifiedrealestate #netincome #realestate #realestateinvesting #scaleinvestments #tripplenet #yield

[coneicom]

ANALISI FONDAMENTALE Boeing (BA) insieme alle sue sussidiarie, progetta, sviluppa, produce, vende, fornisce servizi ad aerei di linea commerciali, aerei militari, satelliti, difesa missilistica, volo spaziale e sistemi di lancio in tutto il mondo. L'azienda opera attraverso quattro segmenti: aerei commerciali; Difesa, spazio e sicurezza; Servizi globali; e Boeing Capital. Curiosità: Durante gli anni del proprio servizio il Boeing 747 ha trasportato quasi metà della popolazione mondiale. Di seguito viene riportata una rapida panoramica dei principali fattori di Bilancio. ARTE - Luoghi da visitare Il Pantheon di Roma Il Pantheon è un ex tempio romano, ora una chiesa cattolica (Basilica di Santa Maria e dei Martiri), situato a Roma, in Italia, sul sito di un precedente tempio commissionato da Marco Agrippa durante il regno di Augusto (27 a.C. - 14 d.C.). Fu ricostruita dall'imperatore Adriano e probabilmente dedicata intorno al 126 d.C. Nello sfondo: la facciata del Pantheon. Curiosità: il Pantheon fu progettato in modo che un raggio di sole a mezzogiorno, durante il solstizio d’estate, penetrasse dall’oculus e colpisse il portale d’accesso. Uno spettacolo unico, da non perdere! Visita @coneicom per altri post sulla Finanza. Scopri la Magia del #pantheon Nella seconda pagina la definizione di Total Revenue. #rome #roma #bellezzedavisitare #italy #italia #pantheonrome #analisifondamentale #fundamentalanalisys #boeing #boeing747 #finalcialfreedom #financeeducation #investing #totalrevenue #netincome #totalassets #totalliabilities #bookvalue #coneicom (presso Rome, Italy) https://www.instagram.com/p/CMh2g0bAE9E/?igshid=1gxbe9oa3v70k

#pantheon #rome #roma #bellezzedavisitare #italy #italia #pantheonrome #analisifondamentale #fundamentalanalisys #boeing #boeing747 #finalcialfreedom #financeeducation #investing #totalrevenue #netincome #totalassets #totalliabilities #bookvalue #coneicom

[usnewsper-business]

Oracle's Cloud Businesses Soar, Driving Revenue Growth and Record Dividend #cloudbusinesses #cloudERP #cloudinfrastructure #cloudservices #costadvantages #demand #fiscal2024secondquarterfinancialresults #Gen2Cloudinfrastructure #guidance #HCMapplications #licensesupport #netincome #onpremiseslicenserevenues #operatingcashflow #OracleCorporation #Performance #platformservices #quarterlydividend #record #revenuegrowth. #Security #stockholders #thirdquartertotalrevenues #totalrevenues

#Business #cloudbusinesses #cloudERP #cloudinfrastructure #cloudservices #costadvantages #demand #fiscal2024secondquarterfinancialresults #Gen2Cloudinfrastructure #guidance #HCMapplications #licensesupport #netincome #onpremiseslicenserevenues #operatingcashflow #OracleCorporation #Performance #platformservices #quarterlydividend #record #revenuegrowth. #Security #stockholders #thirdquartertotalrevenues #totalrevenues

[uphindia-world]

Saudi Aramco reports 2018 net income of $111.1 billion DUBAI - Saudi Aramco reported on Wednesday a net income attributable to shareholders of $111.1 billion in 2018, up from $75.9 billion the year before, according to a statement from the company.

#$111.1billion #aramco #netincome #Reports #saudi

[amzlogy-blog]

What is NI (Net Income)

also called as net profit or bottom line, Net income is about to reduction of total costs from total revenue.

Net earnings (NI) is referring to net earnings (profit) calculated as sales less cost of products sold, selling, general and administrative expenses, operating costs, depreciation, interest, taxes and other charges. This amount appears on a company's income statement and is an essential indicator of how profitable the company is. Net income also identifies an individual's income after taking taxes and deductions into account. Read the full article

#Accounting #AmazonSellerGlossary #NetIncome #NI

[financialinvestor]

Do You Know Your Net Pay? • Learn About Tax Deductions❗ • ✅Have You Adjusted W4 in 2019! • •⠀ Like ❤ | Tag 👇 | Share 🔥 Follow For More Awesome Content❗ ✅ Follow @FinancialInvestor101 ✅ 💵 Follow http://bit.ly/FIInsta 💵 📈 Follow @FinancialInvestor101 📈 • • #401 #401k $457 #ira #realestate #taxdeduction #netincome #grossincome #healthsavingsaccount #hsa https://www.instagram.com/p/BwlIK2OlBKt/?utm_source=ig_tumblr_share&igshid=1xsixlmwmo14w

#401 #401k #ira #realestate #taxdeduction #netincome #grossincome #healthsavingsaccount #hsa

[dezvoltarefinanciara]

ECB profit increased to 1.6 Billion Euro in 2018 AND is distributed in full to National Central Banks. #eur #euro #ecb #europeancentralbank #profit #income #2018 #financialstatements #balancesheet #netincome #nationalbank #nationalbanks #bancacentraleeuropea #zonaeuro #bancinationale #bancanationala (at Europe) https://www.instagram.com/p/BuI83HFhrz_/?utm_source=ig_tumblr_share&igshid=1vskhyuld0m9b

#eur #euro #ecb #europeancentralbank #profit #income #2018 #financialstatements #balancesheet #netincome #nationalbank #nationalbanks #bancacentraleeuropea #zonaeuro #bancinationale #bancanationala

[fab2872]

Fare marketing conviene perche'...leggi ..nella foto.. Doing marketing is worth it because...read ..the pic... #fab_b72#noherbalife#noincometax#nodichiarazionerereddito#netincome#WorkFromHome#workhardanywhere#workinpijamas#beyourboss#lavorainpigiama#lavoradacasa#officefree#workandhavefun#usetalkdemo#picoftheday#befree#wealthy#helpothers#Rome#Italy#marketing#networking#supplements#purity#nosickdays#workwithme#letsdoittogether#giveatry#students#fab_b72 (at Rome, Italy) https://www.instagram.com/p/BsjBPXHBr-S/?utm_source=ig_tumblr_share&igshid=1uric3pm6e8f9

#fab_b72 #noherbalife #noincometax #nodichiarazionerereddito #netincome #workfromhome #workhardanywhere #workinpijamas #beyourboss #lavorainpigiama #lavoradacasa #officefree #workandhavefun #usetalkdemo #picoftheday #befree #wealthy #helpothers #rome #italy #marketing #networking #supplements #purity #nosickdays #workwithme #letsdoittogether #giveatry #students

[thetimesbusiness-blog]

Would India’s Move On Corporate Tax Cuts Give Boost To Net Income of Indian Companies? Moody’s Says Yes

Would India’s Move On Corporate Tax Cuts Give Boost To Net Income of Indian Companies? Moody’s Says Yes

American credit rating agency Moody’s stated that the Indian government’s tax cut move would give a boost to net income of Indian companies.

What Moody’s Thinks of India’s Move On Corporate Tax Cuts?

American business and financial services company Moody’s on 21st of September described the Indian government’s decision to slash corporate tax rate as a credit positive move.

American credit…

View On WordPress

#Moodys #netincome #taxcuts

[23percentchallenge]

Happy Money 💰 Day - March 2019 Question: Do you know your Net Income? #23percentchallenge #question #money #moneyday #income #netincome #financialwellness #expenses #disposableincome #activeincome #passiveincome #earnedincome https://www.instagram.com/p/Bugl3EwF4qE/?utm_source=ig_tumblr_share&igshid=ctxjdh1jqiio

#23percentchallenge #question #money #moneyday #income #netincome #financialwellness #expenses #disposableincome #activeincome #passiveincome #earnedincome

[inkwellspoken]

Let Down Your Net #Income for a Draught: Set some of your #NetIncome aside for #CatchingFish for #JesusChrist. #STEELYourMind #FishersOfMen #Luke5_4 #fishnet #fishnets #fishermen #fish #DisposableIncome

#Income #NetIncome #CatchingFish #JesusChrist #STEELYourMind #FishersOfMen #Luke5_4 #fishnet #fishnets #fishermen #fish #DisposableIncome