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#have a good day! i wont take any clips and wont make any old vs new quote compilations nuh-uh
sentientstump · 11 months
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i am so glad that i am worth your time to notify me, thank you two very much! :D
thank you other notifiers that i havent seen yet, i am sure theres some on twitter rn :o
...... sigh, right when my brain was in another place they came back.......... they felt my hopes go away and were like "get the frick over here" or something like that lmao! very, very glad they're back :D
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zepdeans · 5 years
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there’s not a lot I can say about s3 that hasn’t already been said (and articulated 200x better) but! here are some of my (albeit dumb) thoughts :~)
ep1 -isak leaning against the bathroom wall gets me EVERY time its such a powerful scene esp introducing you to s3 and tarjei..... spare some talent for the rest of us please -LiTeN gUtTeN fRa StRaNgEr tHiNgS -isak rly ties his pants w a shoelace...... -isak noticing even for the first time bc of his laugh.. whew.... also. i love this intro SOOO much bc its so non-monumental? theres no dramatic music or whatever but its not subtle.... like you know right away o shit love interest!! hello sir!! bc isak’s expression watching him :’) i could go on -isak is a bad liar HOWEVER this only applies to stupid nontrivial things e.g. the black sweatshirt. but when you look at him lying about like, his sexuality, he hides that shit well -”c00l” isak. i hate u so much -honestly all u have to do is look at even for .2 seconds and u can tell this boy has had a crush for a solid month bc he just looks awestruck (HOWEVER henrik’s acting is *chef’s kiss* bc its subtle enough to go undetected b4 you actually know eVEN SAW HIM ON THE FIRST DAY OF SCHOOL) -even isak and emma all sitting on the bench together is funny enough on its on but then a song called threeway comes on and like. julie sdshjsfdjfkjskd ep2 -there’s something so endearing about even’s handwriting idek what -i LOVE even’s video w mikael it reveals so much about him to us- how weird (ok we saw how weird he was w the paper towel thing but) and dorky he is? and his love of film! his view on love stories and how he sees the world :( but it also shows a lot abt isak because he saw even making stupid jokes about vladimir putin and was like yeah we about to fall in LOVE love -isak not using headphones to watch even’s video or r+j?? bde or general incompetence what’s the verdict guys -the isak watching r+j scene hits so hard like yall ever think about isak lying in bed at 3am staring at the ceiling probably thinking about how he’s never gonna get a beautiful world-shattering romance like that like ..... also him changing positions skam get out of my life go away ur too realistic -not to make this even more self-projection-y but isak simultaneously being the least emotionally vulnerable person ever but crying during r+j > -i made a post abt this already but even’s INTENSE staring vs isak’s “i have never looked anyone in the eye in my life” gets me it says so much about their characters -even said i see your bde move (asking me to buy you beer) and i raise u with my own (inviting you to my house after faking not having my id) -”if you listen to music” even is such a dick fsdjhsdff -when the message comes on...... i rlly do owe julie my life huh -”have you heard about my rapping?” “I have actually” have we talked about this enough????? 1. isak finally feels comfortable enough w even to flirt and his first move is to RAP for him jesus christ. keep in mind this is the same man who pulled that smooth af ibuprofen line w emma like...... 2. even has heard about isak’s rapping. either this means im-not-on-social-media even went out of his way to go thru homeboy’s instagram OR isak’s rapping is actually talked about. i- -the group chat messages. cant believe i forgot about the 2016 clown epidemic
ep3  -mahdi is a good friend and i love him. thank u -even wearing isak’s cap until he chucks it at him sjksfjsdjsd -how much yall wanna bet isak’s been listening to illmatic on repeat since last friday thinking abt even (even tho meeting sonja shattered his heart a lil) [also kinda an aside but i think a lot about how isak n even bonded over rap and how some homophobic lyrics in 90s etc rap might have impacted them? or how that little detail ties into julie’s story? e.g. halftime by nas, which is on illmatic] -whats worse. even staring into isaks soul wearing a size xs see-through white t shirt or isak staring at even for five (5) seconds before chugging his beer and immediately making out w emma. OR even crashing that party before it can start “i think you guys are bonding too much” cheesy ass shjhfsdhskdf -yall act like evak didnt invent hands. did even shaking isak’s shoulder telling him his apartment is nice mean nothing to u -im convinced robyn wrote call your girlfriend for this scene specifically bc how could anything fit so perfectly by coincidence -is anything better than egging isak on- even bech naesheim (2016) -idk if yall have read the scripts but i love the sock thing so much bc its soo true to how isak thinks and it makes everything so much more interesting and !!!
ep4  -i will never get over even sending isak bad seinfeld memes -even smacking open isak’s locker. first of all whew second of all u think as soon as he got into the stairwell he lowkey cried bc ow -parallel of isak saying “it’s 2016, why are you religious?” to sana vs. emma’s “it’s 2016, get out of the closet” to isak anyone :( -”takk sanasol!!!!” thank u isak for my life -I wanted to be with you aloneeeee -even’s face when he sees the pool like we get it youre a director -how many times do i need to say even is such a dick sjkfsd “does it look like i care about my hair?” “usually but not right now” like this would only work on isak i love soulmates!! -even just.. fully choking isak out ssdhgfd got em -when the first notes of im kissing you start ooh boy -even going in for the kill kiss and isak going from huh to oooo shit and pushing his lips out at the last minute. phenomenal 
ep5 -ngl as soon as im not in love comes on my heart goes uwu bc like!!!! that song the meaNING.... them......... i jus love this scene sm like theyre in their own little bubble and they both feel so comfortable and at peace :((  -even leaving isak comics about an inside joke of theirs like yall mind if i scream -isak feeling left out from the conversation and his friends whew i felt that... and having them talk about how gross it is to makeout with a girl w facial hair?? blease :( -taking stock of isak’s nicknames: issy k, isabell, izzy, baby jesus, -im not even gonna bother trying to articulate thoughts on Pause bc it’s a literal masterpiece. thank u tarjei henrik and julie for inventing television with this one  -MAGNUS SDFKJSDFJKDSHK "oooh my name is Jonas and I love idealism and reading klassekampen and I don’t like plastic and I skate on a skateboard made of sustainable wood and wear old clothes because new clothes are bad for the environment and I only drink recycled water” screAMMM -what i said abt pause also applies to pride ugh its such a powerful scene and!! the beginning of kicks to isaks stomach. honestly what i fucking love about this episode is how it goes from hell yea best day w even ever to crying in the street within one week (s3 had the best balance of angst and payoff thanks) -even’s Soft Party Flannel... forever tainted by this scene rip -not knowing why even kissed sonja keeps me up at night -speaking of. how used and stupid isak must’ve felt when he saw even completely unbothered, hooking up w his ex at this party?? whew :( -bros is one of my all time favourite clips solely bc of the music?? lift me up gives me chills and when hold my liquor starts i LOSE it -ep5 and 6 remind me of that quote “to see what your characters are really made of you have to break them” because julie rlly goes all in and god it hurts so good
ep6 -never have i ever seen insomnia portrayed as accurately as tarjei did here and i remember when i first watched the cantina scene i was like. winded bc its SO true to sleep deprivation whew -i really like that isak wasnt together with even when he reached out for help and came out to jonas. bc it was him, on his own, being strong enough to talk to his friends and then eventually he was confident and secure enough in himself to be in a good place when even started reaching back out!! -i have no idea what its like to come out to someone, to be afraid of your friends rejecting you, everything isak went through. but tarjei’s acting of when, like, you have something you KNOW you have to tell someone, and youve put yourself in the position where youre going to have to tell them, but youre terrified and eventually just force yourself SAY the words??  -and isak’s smile when he realizes jonas is gonna be his bro no matter what :’)))
ep7 -weirdly one of my favourite isak looks (black t-shirt grey snapback c-c-c-combo) -”what’s your name again?” have i mentioned i love sana and isak bc i love sana and isak -jonas truly is the best friend oh man. perceptive, thoughtful, loving, laidback, a friggen BRO. tbh i was wary of him in s1 and thought he didn’t treat eva well (tho I recognized he loved her a lot, he was just bad at being a boyfriend) but jonas in s3?? just goes to show how powerful your perspective of someone can change viewing them in a different role!! because while jonas was a crappy bf, he literally is SUCH an incredible friend and his actions and words and just! him! in s3 completely redeemed any illwill I had towards him :’) -maybe im a little gay (up there with other s3 comedy classics such as “thats a boys name”) -mahdi season WHEN ugh a legend -’when someone asks isak if hes going to a family party’ literally what other reason for living do i have if not to read the boy squad text convos -isaks locker finally opening and his smile at evens drawing whewwwwwww!! also even rlly is that guy who wont text you back but will leave hand written love letters in ur locker -also. another stellar look from valtersen -slutt a meld meg is a whole masterpiece like what other piece of media has the RANGE -eskild: play hard to get. jonas: no smiley!!! isak: nah fam im good B)
ep8 -this episode is BEAUTIFUL bc you feel practically euphoric?? like hell yeah theyre finally together!! isak is out and accepted and even is done with sonja! but theres also this unsettling undercurrent of worry bc you know deep down something isnt right? why is sonja calling isak? why is even acting kinda strange? whats going on? yknow?? -literally never going to get over 5 fine frokner :~) even is such a goddamn nerd and he’s the man of isak’s dreams can u believe!!  -sana’s little speech is SO important in so many ways ooo i love her so much -also have we discussed eskild making evak do a photoshoot for him. highkey those are my favourite pictures of ALL time u can tell even was like hm strange but im down while isak was more omg guys stop🙄 omg haha eskild i cant believe youre making me cuddle with even for a photo🙄 i cant believe ur making me snuggle this dude for a pic!!!! definitely would not have done this otherwise!!! -magnus only realizing it’s THAT even after seeing how isak looks at him. whew -isak is so brave i rlly love that kid! his text to his mamma <3 -no r*make will EVER nail text conversations like mari/julie did w evak’s this week thanks for coming to my ted talk. i'd quote the best ones but it would literally double the length of this post (ok ill cave. “hahaha shut up❤️” GETS me) -you dont know whats in store but you know what youre here for. hallo -isak running around oslo with even’s clothes looking for him :( his heart is so big he cares about even so so much -when Part II (on the run) comes on in the credits its like a kick in the teeth honestly
ep9 -ive already screamed enough about cherry wine but god it fucks me up -cannot put into words how much I love eskild and how good of a person he is, he just has so much love in his heart  -”wait they have waffles here? see ya” -this convo is why i love skam so much!!!! magnus giving insight and good thoughtful advice to isak was such a brilliant move by julie (also truLy heartwarming) bc like. magnus is a flawed layered character! he’s dumb and ignorant and not very careful with his words BUT hes also such a sweet guy. i genuinely dont think he would hurt a fly and him talking about vilde (in ep10) is ;-; bc he really likes her and respects her and wants to be a gentleman! hes so loving and just. yeah. also i wonder if isak and magnus (and vilde) ever talked about having mentally ill parents and lent on each other for support bc like....<3 [sidenote- this is why i HATE b***** like they absolutely massacred magnus’s character and magnus did not deserve that!] -det er bare slutt........ very cool of tarjei to invent acting here. also the character development makes me WEEP like at first isak lied and told his pappa it was over bc its easier to brush stuff off and say you were joking than be vulnerable especially about 1. having a boyfriend and 2. saying youve already broken up?? but then isak was like hey im done with lying about who i am bc i want my life to be REAL and he told his dad the truth even if it was hard and even if he was trying rlly hard not to cry  -isak reaching out to even<3 standing up for even<3 -o helga natt. another scene i genuinely cannot comment on bc u cant really put into any written language how magical and breathtaking and heartbreaking and powerful and brilliant this scene is. so. -jk. obvs i cant say anything intelligent enough to give this scene justice but probably the most stunning piece of television i have ever had the privilege of watching. even’s text breaks my heart every gd time (esp since we never really see this side of him before finding out he’s bipolar? his guilt, insecurity, feeling like a burden, being scared of losing everyone in his life because he thinks he’ll hurt them). the music is SO beautiful i cry real tears as soon as the strings start. also the brilliance of JUST o helga natt playing and no dialogue except for isaks one line? isak’s realization when he sees the cross. him RUNNING across oslo to go to even. the FLASHBACKS all going backwards in chronological order until them smoking on the bench. isak looking at the bench and not seeing even and u can feel his heart breaking and urs breaks too! but then he remembers the bathroom and he turns and theres even and whewwww. du er ikke alene<3
ep10 -minutt for minutt is THE most healing clip im telling u. and like.. seeing even depressed really is hard and as someone who was very very depressed for 4-ish yrs of their life it rlly hits me? like when youre in an especially bad funk and you cant get out of bed and youre just numb and exhausted and feel so shitty and u want to be alone but you really dont???? could go on but literally i owe henrik holm my life for his portrayal of even  -not to be a soft bitch on main but when isak tucks the blanket over even and it keeps getting pulled off his back so isak just. covers that spot with himself? -i do love that call between sonja and isak bc once again! a flawed (realistic) human being -and isak thinking its his fault even is depressed? it means a lot that sonja told him its no ones fault, even is just bipolar. and i wonder if isak felt that way about his mamma as well, guilty for her being ill, and if what sonja said made him feel better about that situation too :( -lowkey random but when isak is rambling really fast and he goes “maybe we’ll get bombed tomorrow and talking about all this is a waste of time” it continually punches me in the throat bc that is /exactly/ how i ramble and think like tarjei........ pls -like eskild said. there really is so much love in isak’s little grumpy teenage body<3 -isak no longer just passively accepting life as its given to him, now he fights for him and even!!!!!  -isak is such a forgiving person and seeing him able to just accept things and move on? incredible -i remember when i first watched ep1 i was like oooo even and isak are gonna be kosegruppa partners and thats when theyll first get together, cooking food or smth!! but lmfao after episode 3? kosegruppa whomst???? also hilarious vilde thought isak of all people would willingly sign up for kosegruppa just to go to revue parties -even and linn friendship!!!! -cannot articulate how mf heartwarming it is to see even smiling and being more himself after being depressed (also thank u julie for having ups and downs coming out of his depression- its so true to life having one day when youre feeling awesome and then the next you feel awful again for no reason and its SO frustrating) -I had to stop watching passe pa meg cause it made me toooooo crazy! it would just be like: “I like seeing you laugh” and I was like: *SCREAMS* -im the fucking master of lying 😤 -literally don’t know why isak and even ragging on kosegruppa is so funny but “did you think I joined to have fun” gets me every time -I SAW YOU THE FIRST DAY OF SCHOOOOOOOOOOOOOOOOOOOOL -also even literally radiating love @ isak watching get snarky w vilde on the phone bc it reminded him of the first time he saw him! even rly is that boyfriend who thinks isak being pissy is the Best Thing he has Ever seen -halla boiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiz -literally the glo up of isak telling his friends the order in which he’d bang them -No filter! wow I love symbolism -so nice to see the girls together for a lil bit :) -the boys hyping up mags while also telling him to be respectful awwwwww -take desperate to a whole new level- Confucius  -who’s going to show isak how to properly hold a beer can -literally evak banter gets me thru the day. thank u tarjei and henrik for having phenomenal chemistry + improvisation skills + making isak and even the dumbest nerdiest boys i have ever seen -biology partner. and friend. ;-; -even literally is the biggest stoner blease -isak’s talk with eva is just sooooo<3 and not to be emo on main but every single word of the last few sentences he says hit me so gd hard because i feel the exact same way in my BONES -livet er nå 💛
final thoughts :( <3 -this season is so special. it feels like one really long oscar-worthy movie or smth?? i cant even exblain, its just magical. ALSO very dear to my heart. -julie really said you guys have seen isak sad and alone and repressed for the past two seasons so heres him falling in love with the best person in the world and coming to terms with who he is and being brave and opening up and finally being happy and living a real life -this season definitely feels different from s1/2/4 to me editing or production or music smth wise? as in, its got a lot fewer aesthetic shots and the cinematography seems a bit different if that makes any sense???? I also think this is the season most focused just on the main (i.e. not many- if any? sideplots going on) -literally will never get over the thought, love, and detail put into this season. when i say there is literally nothing i would change about it, i mean it and coming from my nitpicky ass??? means a lot lmfao. the acting, directing, music choices, symbolism...... sublime -s3′s cold rainy autumn aesthetic makes me ACHE for fall and also nostalgic for a highschool experience I never had lmao?? also. all the nighttime clips >>> -don’t know what else to say except thank u skam for my life
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amplesalty · 5 years
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Day 14 - Monster Brawl (2011)
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Talk about your Halloween Havoc...
Through my watching of House of Frankenstein and House of Dracula, I pined for an all out fight between all the big hitters; Frankenstein’s Monster, Dracula, The Wolf Man...but it never really came to pass.
Luckily, someone in Canada foresaw my need and even sprinkled a lot of Pro Wrestling into the mix. Quite frankly, I’m surprised it’s taken me as long as it has to do this one.
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The action takes place in a graveyard and is presented pretty much as a wrestling show rather than some sort of narrative movie.
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Oddly, the commentator, Buzz, has the same sort of cadence as Howard Cosell. AKA the commentator in the Olympics flashback in The Simpsons when Drederick Tatum is doing a triumphant turkey trot over the supine Swede.
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I was expecting a big tournament but instead it’s separated out into two conferences; Undead and Creatures. 4 fighters in each, two of which are classed as Middleweights and two as heavyweights. The winning middleweights instantly become the champions of that conference in their weight class, whereas the heavyweights go on to face each other to decide a grand champion. That’s not a very deep roster there guys.
Here’s the card:
Undead Conference
Middleweight – Mummy vs Lady Vampire
Heavyweight – Frankenstein vs Zombie Man
Creature Conference
Middleweight – Cyclops vs Witch Bitch
Heavyweight – Swamp Gut vs Werewolf
At least they’re quite progressive in having intergender matches. I’m going for Mummy over Lady Vampire and Frankenstein over Zombie in the Undead category. The Mummy I think wont be affected much by the vampires attacks, Frankenstein I think will have a bit more about him than the Zombie.
I guess it comes down to the prowess of this individual zombie. I mean, you have perhaps the most notable and successful zombie ever in The Undertaker, if it’s anything like him then he’s a shoe in.
But there have been other zombies who haven’t been quite so successful...
Then I’m going with Witch Bitch and Werewolf on the Creature side. Can the witch use magic? What powers to Cyclops even have? Or Swamp Gut for that matter? He’s sort of like a messier Creature from the Black Lagoon. Werewolf I think will take it overall.
All fights are to the death and there all no rules. Probably for the best, I can’t imagine you’d have a good time trying to tell the Frankenstein monster that he has until the count of 5 to break his submission.
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Of course, the biggest supernatural being here is Jimmy Hart. I’m sure that guy has a painting in an attic somewhere growing old in his place.
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Jimmy’s interviewing the promoter and frankly looks bored throughout. What kind of universe is this that these monsters exist and the idea of them having this big fight is dull?
The pre-match video packages for Cyclops and Witch Bitch almost make them sympathetic to a degree. The Cyclops feels a little like Mortal Kombat as he gets a mysterious invitation to the contest. Cyclops talks about his beef with Hades, having entered a pact with him to gain the power to see the future but at the cost of one of his eyes. Witch Bitch is looked down and even spit upon until she is approached by a manager who needs a client for the big event. They talk up the Cyclops training and fighting background whilst the Witch is made out to be a total novice so I sense shenanigans.
Witch Bitch interestingly is played by Holly Letkeman, who would go on to be TNA’s Rosemary.
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I meant more like magic spells or something but the witch starts out early by kicking the Cyclops in the balls. Referee is having none of this but doesn’t give two shits about Cyclops using his smithing hammer to smash witch in the face. Rod Zapata wouldn’t have stood for this.
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Witch Bitch doesn’t care for this favouritism and promptly slashes the ref’s throat with a rusty cleaver. Geez, most ref’s get knocked by a stiff breeze, I think throat slashing was a step too far.
Speaking of Mortal Kombat, in amongst the commentary there are little voice clips like ‘AWESOME’ or ‘FANTASTIC’. I’m just waiting for someone to pop up and shout ‘TOASTY!’.
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By the way, the answer to the question of what Cyclops’ powers are? Fucking optic blasts. OP, nerf now. The witch’s manager tries to get his heat back but promptly gets his head uppercutted off.
For Mummy vs Vampire, thinking about it now, does The Mummy have the tools to kill a vampire? I mean, he’ll need some sunlight or a stake to the heart. Not feeling it.
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That’s no Mummy, that’s clearly THE YETAY!
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That pendant is some sort of artifact capable of summoning sunlight so it looks like Mummy might stand a chance.
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But it’s evidently not powerful enough as the vampire fights back and rips the heart right out of the Mummy’s chest.
The Swamp Gut does have this toxic spit attack which could be quite bad if he manages to use it but I don’t know how he’ll fare out of his watery home.
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A home documented in some sort of faux nature documentary, that’s kinda cute, especially the fake David Attenborough.
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You know, everyone really loved ‘The Planet’s Champion’ Daniel Bryan but he clearly ripped it off from this movie. Shameful.
The commentators make a point of how deadly the toxic spit can be and warn that the Werewolf doesn’t want to get into any close quarter combat. Aside from the fact that that’s pretty much all the Werewolf has, he clearly wasn’t listening as he opens up by going for a headlock. That’s the problem with this all out, fight to the death monster jamboree, you can’t open a death match with a corner and elbow tie up.
Turns out that tocix spit wasn’t nearly as deadly as they made out as the werewolf shrugs it off. Swamp Gut gasses out like he was Yokozuna and has his stomach exploded by a top rope splash.
In Frankenstein vs Zombie, I’m now thinking maybe there’s a slight edge for the zombie. They’re both generally quite slow, shuffiling beings but I’m not sure if the Frankenstein monster has that killer edge. It make take him a while to cotton on to what’s happening, plus his structural integrity might come into question. We all know zombies like to bite, it could start ripping off all those loosely stitched together limbs. Plus the zombie was trained by Kevin Nash, clearly he’s going all the way in this thing.
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Nash ends up giving the Monster that killer edge he needs by way of killing the Doc via hatchet to the back. To be fair, he started it by smashing the zombie in the head with a wrench. After a touching ‘father and son’ moment in the death throws of the Doc, The Monster hulks up and curb stomps the zombie into oblivion.
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The zombie gets some small measure of revenge as his death somehow signals all the other corpses in the graveyard to raise from their grave. The Monster just growls and scares them off so they settle on eating Nash instead. 2011 wasn’t the best year for Nash, that being the time he invaded the Summer of Punk (”Would you like to see the text message on my telephone?”) and ended up in that ladder match with HHH.
The werewolf has become something of a defacto face here, talking about how monsters took everything from him and now he’s out for his revenge. The Monster has reverted to some sort of angry foreigner gimmick. Looking at this from a purely logical point of view, I’m not seeing how Frankenstein can stop the Werewolf if he needs a silver bullet to do it.
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Apparently by just tearing his skull apart like King Kong with that T-Rex. Bullshit! Monster Squad clearly taught us that the werewolf’s head should just re-assemble at this point.
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But, like all good wrestling shows, you need to setup your hook for your next big event. So the lights go out and out comes Zombie Kevin Nash to Wrestlemania IX things and go face to face with the Monster! Given that the Monster is billed at 8 feet tall and that Nash goes nose to nose with him, the wrestling world has been underselling him the entire time.
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Nash rips the belt from the Monster’s shoulder and stomps on it in an act of defiance and disrespect not seen since Shane Douglas threw down the old NWA title back in 94.
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And like something out of a Rocky movie, the two go to punch each other as we freeze frame to black. There was no sequel...
I feel like this is stuck in this awkward middle ground, too much monster for a wrestling show and too much wrestling for a monster movie. I don’t think presenting it as a straight up wrerstling show helped either, possibly down to the surroundings. There’s just no spark to it, without the crowd involvement it just feels hollow. Whilst it’s fun to poke fun at it, it doesn’t really reach the level of cheese I was expecting.
I get what they were going for with the graveyard set and everything but I think that having a more narrative driven feel would have worked better. Maybe talk about how business has been in the toilet and, to try and grab ratings, they capture these monsters and have them fight in actual arenas with real crowds. Maybe the monsters break loose and attack the fans, only for the big babyface to swoop in and save the day.
How about a Hulk Hogan movie? He’s probably not done too much acting in a while and we all know how he likes to go over, brother, there’d be something fun about seeing him giving the big boot and big leg drop to the Franksenstein monster.
Or, and there is no way you’d ever get this cleared, have the monsters closer to actual real wrestlers. Gangrel as the vampire, that’s a given. But you could have the re-animated corpse of Chris Benoit as the zombie. Maybe stitch together The Monster from all these other dead wrestlers to great some sort of super wrestler that inherits all of their abilities?
But clearly what let this down was the workrate of all involved. It’s just kick/punch the entire time. And where was the selling? Guys are getting hit with tombstones, I mean literal tombstones and not piledrivers, and they’re just popping right back up like they’re one of the Road Warriors. Who taught these guys to sell? They’re greener than Frankenstein’s Monster.
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qgaje8wz-blog · 5 years
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Insurance on a crashed car?
Insurance on a crashed car?
Today someone crashed into my car, anyway both cars have minor damage but they re trying to say it was my fault and claiming on their insurance etc. etc. Anyway, i was just wondering if the price of insurance increases for a driver who has crashed, how long does it go up for and if they don t insure the car during that time (i may be at uni) Will the increased charges be saved for until they next insure the car?
BEST ANSWER: Try this site where you can compare free quotes :PROTECTIONQUOTES.NET
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jacewilliams1 · 5 years
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What’s wrong with Robinson R44 pilots?
Robinson R44 helicopters are death traps, right up there with Mitsubishi MU-2s and Cirrus SR22s – at least that’s according to a lot of articles you read online. A dramatic headline in The Los Angeles Times late last year was the most recent example, warning residents of southern California that “Danger spins from the sky.” It’s a compelling story, and the newspaper even went so far as to calculate the numbers (something most non-aviation publications neglect). But does it tell the whole story?
In the spirit of Richard’s very popular “What’s wrong with Cirrus/Mooney/Bonanza pilots” series of articles, I’d like to offer a more nuanced perspective. This comes from my perspective as an R44 owner and pilot, but also as a longtime safety geek who reads a lot of accident reports. With one foot in the airplane world and one in the helicopter world, I’ve found some of the comparisons between the two quite revealing.
One important similarity is that, as Collins repeatedly found in his articles, the “problem” is usually with the pilots and not the design of the aircraft itself. That may seem like a dodge, but it’s simply what the statistics show. Certainly some models are more forgiving than others, but better training and operating habits seem to correct for most of those weaknesses, as the rapidly improving accident record for both the MU-2 and the SR22 have shown recently.
The numbers
It’s the world’s most popular helicopter, but is it safe?
Let’s start with a look at the statistics, which is not as easy as it might sound. I will restrict my analysis to US accidents, since the NTSB typically shares more complete information and the accident causes are consistently reported. Comparing an accident report from Brazil to one from the US is not always helpful, or even possible. Doing this excludes a number of accidents, since the majority of R44s are flown outside the US, but there are enough aircraft in the US to get a fair read on safety trends.
I will also focus only on fatal accidents. While a non-fatal accident can ruin a day or a career, it’s the fatal ones that most pilots focus on and rightfully so. This restriction also makes for simpler comparisons, since (unlike in airplanes) many very minor helicopter mistakes become accidents. If you taxi a 172 into the side of a hangar, you’ll replace the wing cuff and face some embarrassment. It probably won’t even show up as an incident, much less an accident. On the other hand, if the rotor blades on your R44 clip a hangar, the helicopter might be totalled. This skews the data when comparing accidents and incidents in airplanes vs. helicopters.
Finally, the numbers below include total fatal accidents and fatal accidents per airframe. Many safety studies use accidents per 100,000 hours as the key rate, and it’s a valuable number since it considers the exposure. Unfortunately, it’s very hard to accurately track hours flown by model and that’s especially true for helicopters. I don’t put much stock in the estimates that are published.
One number that is easy to calculate is how many fatal accidents have occurred. Here are the total number of fatal accidents in the US for the R44 over the last 5 years:
2018 – 3
2017 – 2
2016 – 2
2015 – 1
2014 – 5
That’s 13 total over a 5 year period, not exactly a staggering toll, and with 1622 registered in the US that means that 0.8% of the US fleet has been involved in a fatal accident in the last 5 years. For comparison, the Bell 206 series had 12 fatal accidents in that period and a rate of 0.8%. The Eurocopter AStar also had 12 fatal accidents in that period and a fleet rate of 1.3% over the last 5 years.
Comparisons like this are unavoidably apples and oranges – both the 206 and the AStar probably fly more hours per aircraft than the R44, since they’re used by a lot of air ambulance and law enforcement operators. But they are also typically flown by much more experienced pilots and they both have turbine engines. It’s at least interesting that the percentage of the fleet involved in a fatal accident over the last 5 years is as good or better for the R44 compared to two stalwarts of the turbine helicopter fleet.
This is considered “good VFR” by some helicopter pilots.
One final comparison. The Cessna 172, a somewhat similar performing aircraft in the fixed wing world and one known for its good safety record, saw 59 fatal accidents in the 2014-2018 timeframe. With a US fleet of 19,678, that leads to a much lower 0.3% fleet fatal accident percentage. If anything, these numbers show that helicopters in general have a worse safety record than airplanes.
Causes
The raw numbers are directional, but the causes of the accidents and the stories behind the crashes are much more revealing. Here’s a quick recap of those 13 R44 accident causes:
Hit wires shortly after takeoff from a field
Crashed shortly after takeoff due to unknown reasons (there are implications about poor maintenance but the NTSB report is not final)
An IFR training flight crashed in the waters off Hawaii in good weather, but the wreckage was not found so no cause was determined
A low-level flight impacted terrain in a remote area; the pilot had no helicopter rating
Crashed after descending from cruise (maybe with a tail rotor issue, maybe a low pass gone wrong)
Crashed on takeoff – and the pilot was drunk
VFR-into-IMC in the mountains
Improper maintenance led to a control rod detaching and in-flight loss of control
The pilot had a heart attack and crashed trying to land while doing external load practice (a very demanding type of flying)
A crop duster hit wires while flying between fields at low altitude
Midair collision with an airplane in the traffic pattern at a towered airport
Improper maintenance meant a pitch link was not re-attached properly
Crashed after taking off at night from an unlit area and hitting trees
Reading these accident reports, it’s hard to find a consistent problem with the helicopter. Two involved pilots flying illegally (one drunk and one without a rating) and one involved pilot incapacitation. Three involved hitting obstacles at low altitude, and the VFR-into-IMC accident proves that helicopter pilots are not any more immune to this temptation than Bonanza or 182 pilots.
Three trends do jump out. First, private operators have a much worse record than other pilots. That is true in these accidents, across helicopters in general, and even in the airplane accident record. While accounting for roughly 10-15% of estimated piston helicopter flight hours, personal and business use without a crew accounts for the majority of accidents. R44s in particular are often flown by low time pilots – in fact, it’s the only helicopter of any real popularity that is flown by private owners. The typical pilot is completely different from a Bell 206 or an AStar.
The diversity of operations is also unique. From crop dusting to external load flights to law enforcement, R44s are often working machines, rode hard and put away wet (watch this if you don’t believe me). Sure, Cessna 172s are used for a lot of different operations, but nothing like the variety of a helicopter. That means different risk exposures, as the accidents on takeoff from remote locations prove quite dramatically.
Finally, while maintenance is a given, it can introduce the possibility for fatal mistakes in a helicopter. As two of the above accidents demonstrate, the post-maintenance flight is particularly risky. There are certain parts of any helicopter that simply must be installed properly or there’s nothing the pilot can do to recover. Good maintenance and methodical preflights are table stakes for helicopter operators.
Digging deeper
A deeper reading of the accident record (including some non-US reports) shows many accidents that will seem familiar to airplane pilots. There are plenty more examples of VFR-into-IMC accidents and a depressing number of reckless flying mistakes, both of which are hardly unique to the R44.
Post-crash fires do seem to be a problem with certain R44 models.
One issue that does seem to be more common in R44s is post-crash fires. A number of serious but survivable crashes have become fatal accidents because the helicopter caught fire and killed the occupants. The problem stems from a decision by Robinson in the 2000s to use “wet tanks” instead of fuel bladders. This increased the fuel capacity but left the tanks susceptible to post-crash leaks and fires. Beginning in 2009, Robinson switched back to bladders on all new aircraft and incentivized owners of older models to replace the old tanks, so at least the number of aircraft in this camp is declining.
While some law firms have sprung up to focus on this issue, it’s worth remembering that the fuel tanks didn’t cause any of these accidents – they caused them to become fatal. A minor point perhaps, and no comfort for the families involved, but it shifts the focus to crashworthiness rather than aerodynamics or performance.
Inevitably, the discussion about R44s turns to that longtime villain: mast bumping. This topic takes on an almost mystical tone with some non-aviation writers, but it is mostly a matter of physics and it is not unique to the R44. All semi-rigid rotor systems (two-bladed) are susceptible to catastrophic in-flight breakup if the helicopter experiences low G conditions and the pilot does not recover properly (Vertical Magazine published a thoughtful analysis of the issue if you want to read more.)
But mast bumping isn’t really a design defect, it’s simply a fact, whether you’re flying a Huey or an R22. The solution is to avoid low G situations (no pushovers with the cyclic) and practice proper pilot technique if you find yourself in one. That technique is still evolving, too, with some instructors now emphasizing reducing the collective in addition to the traditional aft cyclic. The theory is to reduce the tail rotor thrust and main rotor torque, which will reduce the right rolling tendency.
Speed also matters. Robinson is increasingly emphasizing that pilots should slow down in turbulent conditions: “A pilot’s improper application of control inputs in response to turbulence can increase the likelihood of a mast bumping accident.” For significant turbulence, slowing down from 110 knots to 60 or 70 knots may be required.
Reputation meets reality
Much like the Cirrus, the R44 has been a revolutionary aircraft for personal aviation. In both aircraft, the accident record shows machines with lots of performance being flown by pilots without lots of experience. An R44 can carry four passengers 250 miles at 110 knots – and then land in a 50 ft x 50 ft spot in the forest. That’s an impressive list, but you can earn the certificate to fly that mission in as little as 40 hours of flying. If ever there were a “license to learn,” the Private Pilot – Helicopter is it.
Both the NTSB and FAA have reviewed Robinson helicopters over the years (as they did for the MU-2). The results are telling: the helicopters were found to meet all certification standards, but the FAA wrote SFAR 73 to mandate type-specific training for Robinson R22s and R44s. The organizations were effectively admitting that safety rests with the pilot.
While the lawyers argue over fuel tanks and the engineers argue over mast bumping, helicopter pilots (and safety advocates) should focus on some very practical tasks. For a start, owners must expect and demand good maintenance, and take post-maintenance flights very seriously. Pilots should be rated, rested, and well-trained. That’s obvious, but bears repeating given recent history. This is not the place to pinch pennies or cut corners; if that’s your style then helicopters are not for you.
Helicopters can land almost anywhere; that’s good and bad news.
Pilots should fly above 500 feet if at all possible, and plan off-airport landings very carefully. The helicopter can almost certainly make it into that tight spot, and your passengers will love you for it, but can you as the pilot make it? Researching off-airport sites before getting in the right seat – perhaps including driving to the location for inspection on foot – and wide safety margins are essential.
A cultural change about weather minimums is in order too. The FARs grant helicopters broad latitude to fly VFR in truly scuzzy weather, as low as one half mile and clear of clouds. Many operators take those limitations as recommendations and spend very little time considering the weather before a flight. Unfortunately, the results speak for themselves: even among professional helicopter air ambulance pilots, VFR-into-IMC accidents are common.
I am hardly an expert helicopter pilot (90% of my time is in airplanes), but I have owned and operated an R44 for over 7 years. It is a reliable, capable performer, and I’ve flown it on both long cross countries and on short local flights to tight landing spots. It’s the most fun I’ve ever had flying, but it’s also the most demanding thing I’ve ever done. Because they can do so much, helicopters can lure you into situations without many escape routes. It’s easy to say, “I’ll keep flying even though the visibility is bad, and if it gets worse I’ll land in a field.” That flexibility is great, but are you really disciplined enough to land in that farmer’s field if it’s required?
Helicopters are incredible machines, but they are terribly unforgiving. As the most popular model in the civilian world, the R44 may simply be a notable example of this adage.
The post What’s wrong with Robinson R44 pilots? appeared first on Air Facts Journal.
from Engineering Blog https://airfactsjournal.com/2019/01/whats-wrong-with-robinson-r44-pilots/
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reliableremodeling · 6 years
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I live in California and my child goes to college in Arizona. I am trying to decide if I should buy / register the car in California (and have her under my policy - lower policy cost) OR buy/ register the car in Arizona (under her own name - to minimize my liability. We've been checking Craigslist and within our price range, the cars in California have much higher mileage and more expensive than cars in Arizona. What are the pros and cons of both options?""
Car Insurance Help! (PLEASE HELP)?
Ok So im 17 soon, This is the car i wont.......... 2000 Reg, Augi tt 1.8L Quattro 2door [225] Coupe It costs about 3000, But the insurance qoutes on the internet are about 13000-22000 a month!!!! Its a 3000 pound car, What shall i do? how can i make it cheaper For this car or is there anything i can do so that if i get in an accident i get no money or my cars not paid for, id do that aslong as i saved money.... Also, If you know any other cheap cars, that are sporty looking the this one and look nice.... Link them, Any good help i will donate 5 Over paypal...... Thank you x""
Will getting married affect me being on my parents car insurance?
Will getting married affect me being on my parents car insurance? My mom knows we are engaged my dad won't even know that until December. My husband and I just got married yesterday but our ceremony is not until August. I realized today I am on my parents car insurance. Am I still going to be on there or are they going to send a letter to them saying I am married or something? He already paid the premium until April 2012 with me on it so I don't think they can take me off til then? Maybe at the end of the 6 months I should tell them since I am getting married in 4 months I want to get my own car insurance since it wont be the full cycle done before I am married. IDK I just wanna know if the company will say your married daughter cannot be on your insurance??? I am kinda freaked out.
Car Stolen with Keys - Insurance Claim Issue?
Hey guys need some help My partners car was stolen last night and we have just noticed this morning The keys to said car was in another car (within a handbag) parked beside the stolen car what has happened is the car with handbag in it was broken in to, handbags were raided, found keys to the car beside and it was then driven off with What way will insurance see this? I know if the keys for car are left within that car and its stole most insurers dont pay out but what way might this situation pan out??? any advise greatly appreciated""
Will my inusrance go up with a speeding ticket?
The other day i was driving and got pulled over for going 80 on a 65. i live California. I am 19, a student, and this is my first ticket ever. I was wondering if my insurance would go up. i wanted to hide it from my parents, if insurance goes up then i wouldnt be able to hide it. Also, anyone know what it would cost me? If i do driving school to erase it, would it still make insurance go up?""
Home insurance?
im looking for some insurance that will mean if either my fiancee or i die our house will be paid off in full (this way our kids have a home) im still quite young (38) any one know any good companys to get a quote with?
Single girl needs answer about car damage and insurance vs. out of pocket?
I was driving my father's car on a narrow, snowy city street and clipped (knocked off, really) the mirror on a parked car (a Nissan). I left my name and number and the owner ...show more""
move over law NC; how many points on insurance?
over xmas break i was pulled over under the move over law . i had never heard of this law and was very shocked when i received a $250 ticket (plus court costs) for it. i slowed down but appearently this isnt good enough because there werent other cars around to stop me from getting over. my question is this: does anyone know how bad this is on insurance (the equavilent charge)? i dont have any points on my license so hoping it wont be too bad. that being said, should i just call the insurance and ask? would it be worth fighting the charge? any advice/knowledge would be greatly appreciated! thanks!!""
Car insurance payment?
I would like to get the car insurance for my used car, and it is my first car. If I buy the insurance for 6 months, should I pay all the 6 months insurance at one time, or pay month by month? Thanks.""
Can i drive a car if the insurance is under another name?
Hi, I just got my license and as a teen car insurance is INCREDIBLY expensive. I was wondering if it was legal for me to drive my sisters car. She lives at a different address from me and the insurance is under her name. So if i crashed the car or anything would the insurance still cover it?""
New Brunswick Motorcycle Insurance is based on...?
I will be moving to NB this summer (from BC), and was wondering how the insurance rates out there are determined. Here in BC there are a number of insurance brackets (based on displacement) which determine the base rate. All bikes in any one bracket pay the same, so a 600cc sportbike is cheaper than a 883 Sportster (these are only for liability, theft and collision are based more on $$ value). In general, is it the same in NB? Would I save money by going to a smaller bike (I currently ride a 1127cc Suzuki GSX1100G), assuming the actual $$ value of the bike was about the same? Does the type of bike matter? I'd ask an insurance agent, but they are usually pretty reticent to explain how their rates are determined. Hope you can help.""
Should I get a 1988 944s Porsche?
I am 16 years old and selling a 99 dodge durango. Someone has offered to trade a 1988 944s Porsche and am very interested. I am also very worried about how much it will cost to maintain this car and how much insurance will cost. Also when I look at the car should I be looking for any specific problems? Thanks
What are the steps to obtain medical insurance?
I used to have peachcare,but my parents said something happened to it and I don't have insurance anymore.""
How much would car insurance cost me?
I am a 22 year old female in Washington State, had one incident found to be not at fault, i drive a 98 Dodge Stratus""
Insurance prices?
Why is insurance so high on a 08 suzuki 1300. I am 42 and was quoted 900 a year. Is that bout right
Anyone know pricing on auto insurance for a Cadillac CTS 2003?
Anyone know pricing on auto insurance for a Cadillac CTS 2003?
How much is insurance for a 2001 mercury cougar. If I am 16? (EST.)?
Hello. I am looking for my first car. I am looking at a 2001 mercury cougar not the S series just the 3 door coupe.. Now the qoute gieco gave me was $325.01 a month. I live in Minnesota and I am a 16 year old male. I don't have anything on my record at all. I was wondering if 325.01 a month sounded right because I dont think so. That's like $4,000 a year and the car only costs $5,999. Also would it be better to go on my parents insurance plan with State Farm? Or to get my own? Thank you very much for helping me with advice with this.""
Car Insurance?
I wanted to know how much would it cost for a 16 year old teen to get car insurance just to cover damages to someone elses car they damaged would it cost alot or not?
delaware state insurance guaranty
delaware state insurance guaranty
How much should I expect to pay monthly for motorcycle insurance?
20 year old male, about 600cc bike Probably through USAA if that makes a difference""
Car insurance in my name?
. My sister got a new car and wants to get her insurance in my name. Will I be responsible for anything if she has a wreck? Because she has had numerous of wrecks (all being her fault)
Insurance on my car after crash?
my car as in a hit and run accident my car was the hit and run car i wasn't the driver my frined was i want to call my insurance company to get it fixed but i dont want to get my friend in trouble can the insurance company tell where the car got towed from and if i tell them i crashed into a ditch and got it towed will they know
What can I do about car insurance from another state? PLEASE HELP!?
Okay basically here's the story. I'm 19, I live with my parents in Wisconsin but I'm trying to move back to Pennsylvania with my aunt and uncle. However I'm not in school at the moment. Apparently if I moved to PA, I'd have to pay 278 dollars more a month through Geico because I'd be living in a different state. I already have a job set up there and all so they could obviously see my paycheck is not from Wisconsin so I can't just lie or something lol. I really know nothing about insurance and how I can work this out without paying that much more. Can anyone help me with other options I could have?""
What CAR Should A First Driver GET ? Also What Company For The Insurance To Be The Cheapest ?
Passed My Driving Test 2 Days Ago ! I am 22 ! what car should i get that is cheap on insurance too ? Please give me the names and for the insurance companies :)) Thanku
Why did geico increase my auto insurance rate for no reason?
My renewed 6-month policy has increased by $120 for seemingly no reason. Haven't had any wrecks or tickets. I called geico to inquire, and was told that all rates in Texas have increased. Have other insurance companies rates increased as well?""
Will motorcycle insurance be expensive for me I'm 19?
I'm nineteen year old and had my license since April 2011, I have a 93 Nissan 300ZX and it gets 18mpg city so I want a small motorcycle used. I was wondering around how much insurance will be for me if I get one? I have no points on my license I'm clean""
Getting a car insurance even if you don't have a car?
I am 17 years old and turning 18 in 2 months. I have a permit in the state of New Jersey. Last Sunday, I made a small car accident. It was just few scratches on the other person's rear bumper. Anyway, the guy from an insurance company told my parents that I have to get an insurance as soon as i get my license even if I don't get a car. My parents can't afford to buy me a car anyway so I was planning to drive their car since I wouldn't have to get an insurance if I drive their cars. But the guy is telling me that I HAVE to get an insurance whether I'm getting my car or not. I have never heard of these things before. Can anybody explain to me why I have to get an insurance even if i am not getting car? And also, is there any other way I can solve this problem other than not getting a license? Because they're saying that the only way is not to get a license 'till I turn 21. And It would cost my parents way too much if i get my license. I mean I'm not even getting a car! Why do I need to get an insurance?""
""Is there any insurance for self-employed parents with small kids, in TX?""
Is there any insurance for self-employed parents with small kids, in TX?""
Temporary Car Insurance Mercedes E Class 18 Year Old Male?
There is a meet at Goodwood Race Course at the end of the month, I was planning on taking the e class as the weather looks good and its good place to take it, however I'm really struggling to find temporary car insurance to cover me for the day, I can find annual car insurance relatively easily insuring my dad with his no claims and me as a named driver (comes to approx 1100 per annum) but I wont drive the car enough to make use of this insurance. I have looked high and low but none of the companies will insure me until I am 21 for temporary insurance. Any suggestions?""
Life insurance for police officers?
Can police officers get extended life insurance to cover death on the job? If so, how much - 5 million?""
How much would it cost to give birth without insurance?
Like regularly and with the C-Section?
Can my dad by a motorcycle and put it under his insurance for me to drive?
ok im conused about this whole thing i know for a 16 year old motorcycle insurance is crazy. So how would this work my dads been driving all his life(Harley-Davidson) and his insurance is cheap, now for me its gonna be alot of money so can he buy the bike and put it under his name then i just drive it so then it wont be so much $ on me? can this work or is that illegal for me to be driving someone elses bike? is there anyway like i stated above to make my insurance cheaper if this doesnt work?""
Will my insurance cover a stolen rental car that I loaned to someone?
I have a great insurance company, but I don't even know if ANY insurance company would cover this. I rented a car with my neighbor (i.e. we agreed to split it), but I'm the ...show more""
How much would insurance be for a BMW 3 series from 2001 with 150k miles?
My dad said he'd buy me a BMW if the insurance isn't considerably higher than my brothers, who drives a 2004 VW Golf. I'm a 16 year old male and will probably be driving within a year but I want to know whether the insurance would be considerably higher than a golf. We live in Dallas TX Thank You""
How can i get car insurance restore?
This what happen i went away from vac and i left my family member money to pay for my car insurance and they didnt do that. Is there a way for me to get my car insurance restore back on. Dont care if i have play plenty or anything but just want back on.
""Im a 14 years experianced driver , going to reside in USA, Wi, soon ; how will be my Auto Insurance policy?""
Im a 32 years old male and I have been driving for past 14 years. Im going to move to USA , Wisconsin , I would like to know how will be my Auto Insurance Policy? Will I be considered as a new driver , Since I belive I would have to apply for an American Driving license?""
How much would car insurance be for a 16 yr old driver in indiana?
I took drivers Ed and have good grades just wondering like an estimate of how much it will cost Also what is the consenquence for driving wit no insurance
Who has the hots for the progressive insurance girl Flo?
Who has the hots for the progressive insurance girl Flo?
I am trying to access a insurance company on line.?
Company name United insurance company of America Miami Florida.
If My Mom has insurance coverage can i still get insurance with her if i own my own car?
ok so my mom has car insurance on her car, but she was telling me she registers my car under her name that the insurance will cover me and the car. But if the car is under my name can i still get insurance with her??""
Is american family insurance cheaper when you take drivers ed?
i know how to drive, but my mom is worried abbout the price, is american family insurance cheaper when you take drivers ed?""
Cheap car insurance with different situations?
HI I have one car at the moment. I am looking to buy another one for my wife. I want to know how will it work out cheap to get both insured. is it 1) If we both can drive eachothers cars? 2)we have seperate insurances on our cars and we can not drive eachothers cars? 3)I can drive my wife's car but she cant drive mine.? Also how can we protect individual no claim bonuses aswel. Thanks
Can I get an auto insurance without owning a car?
Over the next couple of weeks, I'll be renting a car. Since the insurance from rental companies is so expensive, I'm planning to get my own liability insurance and use it with the rental vehicle... can I do that? I do not own a car! Also, what is the best insurance company for me, I'm 23/male/texas with a clean record.""
Can my car insurance company take my car without my Authorization?
MY car was stolen out of my driveway after i got home from late at night from dancing at a club. I was was very tired and accidentally left my keys in my car. I awoke up the next morning with my car gone. made a report it was stolen, a few days after police contacted me stating my car was found and it was smashed up un-driveable. they put it in a towing company. asked me several questions and went into investigation. insurance called me and did their own investigation and asked me several questions like the police did before. I got a letter in the mail a week later from my insurance stating they will not give me any monies for my car because they don't believe my story. but failed to give me proof of me lying. understand my car is paid off its a 1998 BMW. it was in great condition.I am still paying insurance on it, I found out today that my car is not at the towing place that an agent from my insurance company came and had my car towed away. I was never informed, i did not i sign any papers releasing my car. I have the title. the towing place said they needed the car for investigation. can they take my car without my consent?""
delaware state insurance guaranty
delaware state insurance guaranty
How much do you pay for health insurance per month?
Just your portion/ per month / your age I am 30 and did not choose a health plan at work because I think $170 a month for basic HMO is too much for a single healthy person. I used to pay $60 with dental and vision at my last job (which I know is really cheap). When I interviewed here they told me they had a great health plan. Well, guess what they lied! I will definatly be asking more questions about health insurance when I talk salary for my next position.""
Can i sue my insurance company for hit and run?
I live in Yuma, Arizona. I'm 15 I Have my motorcycle permit i can drive from sunrise to sunset Okay February 21st YESTERDAY at 3pm Me and my brothers were going to jack in the box they took our car (1996 Isuzu rodeo) and i took my motorcycle (1994 Kawasaki ZX-6) we were going down this curved street they are on the left lane I'm on the right lane and this Winter bird (An older person from out of state that comes down to living in our city in the winter) pulls out on my right lane. While he's doing this i horn my horn he looks back and completes his turn and the brakes and doesn't move... i'm down shifting and my rear wheel locks up when i downshifted my bike shakes and i going onto the curb my bike gets eating up from the curb and i go over the curb and start to eat **** my hip and left get bruised i was wearing this thick overcoat my arm gets road-rash and then the old *** man drives off... doesn't even assist me... my brothers flip a U and we pull my bike to the side of the road and go to the hospital at the hospital we called the police they took pictures of my motorcycle and skid marks on the road then take my statement and brothers i wanted to know can i sue my insurance for anything? I'm not sure what coverage i have I'll add more detail tomorrow Monday morning Here are some pictures of the motorcycle P.S. I'm not sure if you can see but my front tire is flat it got a hole from the accident http://s186.photobucket.com/albums/x262/JokerSmokes/?action=view&current=crash1.jpg http://s186.photobucket.com/albums/x262/JokerSmokes/?action=view&current=crash2.jpg http://s186.photobucket.com/albums/x262/JokerSmokes/?action=view&current=crash3.jpg http://s186.photobucket.com/albums/x262/JokerSmokes/?action=view&current=crash4.jpg What broke Front tire Possible bent rim front brake lever Oil casing headlight windshield possible gears and chain my muffler my front right flaring my bottom flaring""
18 year old motorcycle insurance 600cc Toronto?
Hi I'm 18 years old with an M1 licence and a Honda CBR 600 in the garage. I have no driving record and I want to start driving in the beginning of May. What I'm wondering about is the price of insurance I should expect for just liability? thanks
How much does Car Insurance for a teenager cost?
How much is car insurance for a 15 ( starting drivers ed) year old girl if you are only a part time driver, like if you dont own a car you just use your parent' car in Illinois? Like how much is added on to your parents insurance bill? and how much does it cost if you have your own car?""
Cheap health insurance?
anyone know of any cheaper health insurance (maybe like $ 50/mo) i am a single student.
I need a life insurance policy that is affordable for my mom who has cancer?
I do not have alot of money and I am trying to find a life insurance policy that I can afford for my mom. Sha has cancer in her throat and I can not find an insurance company that will give her insurance under $100 a month. Ant ideas?
My insurance company will not renew my auto insurance as I had 2 accidents. What do I do now?
Will other insurance companies provide insurance for me?
Who has the best insurance quotes?
Who has the best insurance quotes?
Does Lowest Quote Wins really lower your insurance to $15 per month?
I saw one of their ads on a car today and was obviously intrigued. How legit is it?
Would my insurance be high?
There is a 1973 Dodge Charger online I found that needs restoration for $1750. What would I do for insurance and would it be high since I'm only 17?
Car insurance ?????/?
Well.I have permanent general car insurance they used to charge me 60 dollers it when up to 80 a month. Idk I found a cheaper insurance what should I tell permanent general
Accidently put wrong date of birth by 3 months on my car insurance?
Iv just accepted a quote online for car insurance without realizing my date of birth is wrong by 3 months, if i tell them to change this should it change the price of my insurance?""
Insurance question please?
hi i am a learner and but my partner has a car that is insured on his friends name. my question is my partner states he cannot teach me how to drive or put my name under the insurance because it would cost more and he might get into trouble with the police . i just want to know if this is true and if so like how much would it cost.
""What company do you recommend for renters' insurance and why? Not state farm, they are pricks. Testimonials?
I need some affordable renters insurance. I live in MO and REFUSE to give those pricks at State Farm another dime. Who do y'all like for price and custoer service???
How much would it cost for someone to drive a moped?
other than the moped and gas how much would insurance usually cost for a 17 year old going on 18 to drive a moped and what kind of license will i need to have what kind of restrictions i have a clean driving record but if it helps i am in New York State.
Do I HAVE to pay for insurance if im not driving but have a license?
My mom is trying to tell me and my brother (who is 19 and I will be 18 in about a month which is when i will get my license) that we cant get a license unless we have money to buy insurance. I think its really f***ed up for a student who got a license and doesnt drive any vehicle has to pay for insurance. She says that once i get my license, the insurance company will force her to put me on her plan so i can be insured. I think its a load of sh*t. I have never heard of anyone being forced to have insurance when they dont drive. When i say dont drive i mean, when i get my license, i wont be driving until I get my own car. Please dont respond to my situation and how i should deal with it, just tell me if thats even possible for the insurance to do that.""
Insurance will not pay for storage?
I reside in California, and I was recently involved in an accident. The other party accepted 100% fault for the accident. My vehicle has been in storage since November 19th. The other party's insurance says they will only pay for storage up to the 23rd because paying more is not a reasonable amount. Can they really do this? If I do pay the storage that they will not cover, it will still cost me over $500! I mean they accepted fault, and it is their client's fault that I have been without a car for so long. It is their fault that my car had to be towed and put in storage. They are the professionals. They should be able to negotiate with the company, and not put the responsibility on me. What is the best way to handle this?""
Insurance Broker Question?
On average how much does an insurance broker make in california? Or how much just a well rounded guess nationwide it does not matter... When an insurance broker gets commision from a company for helping them get more customers...around how much percentage does he cut from the company?
I want to start a health insurance company how would I go about doing that?
I want to provide people with an affordable insurance that will also pay fair rates to the pharmacies and hospitals. I used to work for a pharmacy and saw how if the customer got a good price on a drug then the pharmacy got screwed over and vice versa. This needs to change, please help me make that change.""
Which is the Best Health Insurance Policy available for Individuals in India?
So far I have learnt that LIC health plus is a pretty good policy. and http://sunilrams.blogspot.com has really given in detail the comparisons . Are there any better policies in the Indian Market for individuals.
""Will my car insurance rates go up if damage in accident is under $1,000?""
Today I bumped a parked car when trying to pull out of a paralell parking spot. Both cars were scratched, but no dents. My car was in worse shape than hers, and I took mine to an auto body shop to get a quote on what it would cost to repair the scratch. The quote I got was $671.23. The lady (who was sitting in her car when I bumped her) said she was going to have to have the whole bumper replaced... even though it was just a scratch about 3 inches long. We called the insurance companies and I admitted fault (duh.) She said she was going to call the police and may have to go to the doctor because her neck hurt, but the police were never called. I am still worried she is going to try to sue me or get more money from me... it was just a small scratch! Not even a DENT! My main question, will my car insurance rates go up, and if so, by how much? I drive a 2010 Kia Soul. I have one other accident on my record and I pay about $150 a month. If it does go up, is it going to be drastic? Her car was a 2012 Kia Soul (same color oddly enough) so I am hoping her quote will be similar? Since the overall damage is under $1,000, what can I expect to happen? Can she really report me to the police, or try to claim injury? I was just pulling out of a parking slot and thought I was clear, but still very slow and cautious. I just don't see how I could have hurt her neck... Any help/input appreciated, thanks so much.""
How much will the insurance cost?
Yamaha DT50MX, how much will the insurance cost, Monthly or yearly also monthly wise how much do people spend on petrol?""
What car insurance is best/cheapest?
I am going to be getting a used car from my uncle and would like to know your opinion on what car insurance to get. My parents wont put me on their plan(this is my first car btw) so I have to get my own. I need a cheaper plan considering I only work during the summer as of now(thinking of getting a job on my college campus next semester). Any help would be good(your experience etc) I tried going onto the General insurance website(commercials say their cheap) for a quote but they keep on sending me to a Geico website, has anyone else had this problem? Thanks in advance for answering.(BTW I am a girl, I know that we get cheeper insurance typically for some reason lol and I also went through drivers ed in the past and I know most companies will give me a discount for that)""
Should I sue or settle with the insurance company?
So, my 2010 Sentra (Brand New less than 6K miles) was rearended. It's been hell dealing with the other guy's insurance company- never return calls, no followup, etc..... My car is back looking great except for minor details (issue with the trunk) which I hope to work out with the shop. They are giving me a low ball offer on diminished value and I live in a state that grants diminished value Here are my questions: 1) Is there a simple calculator that can be used to calculate diminshed value? The car was in pristine condition prior to the wreck 2) At this point, is it better to use a Attorney? I want to be compensated for days lost from work, medical expenses, diminished value, pain and suffering (also if shop is not able to work out minor repair detail I want compensation for that )""
Can you buy health insurance for only your baby?
we need insurance for our one year old,we did have the state welfare insurance for the first 11 months,now shes 13 mos. and her dad is working but no insurance for a couple more months and what if she gets sick and more shots will be needed soon,so can you buy insurance for only a baby or do you have to have an adult on the plan also""
delaware state insurance guaranty
delaware state insurance guaranty
How much does short term disability insurance cost?
what are the premiums, if you have short term disability insurance on your own, to supplement an employer's plan or just to help out with bills if you're termporarily disabled?""
Can my ex-wife insure our kids through her husbands insurance?
My ex-wife is required to carry our kids insurance. She switched jobs and is now insuring kids under her husband. My only concern is, if he decides to leave her or gets pissed off he can drop my kids from insurance. Since he is not legally obligated to insure them. He is not adopting them. He is not legally bound to take care of them. Is my concern valid?""
""Looking for a fast, reliable, good quality and low insurance group hatchback.?""
I'm 24 and at the moment have a fairly low Saxo VTR with a couple of other performance mods, it handles like a dream on nice roads and has good acceleration. It's starting to fall apart with things going wrong left, right and centre, due to French engineering I presume? I have a DR10 on my licence from 4-5 years ago, so my insurance is a bit pricey. I just paid for a year so I can swap it straight over. I'm looking for something as fun to drive as standard and NOT French. Thanks Oh and please spare me the lectures, speed is for safe overtaking and I'm not driving too fast, you're driving too slow!""
Where can I find the best insurance firms in California?
My son just got out of hospital and am really concerned about the health of my family members - what should I do now? Where can I get the best insurance firms in entire California?
""How many low information posters truly believe Obamacare's $5,0000 deductibles constitute affordable insurance?""
How can you say you have insurance when you have to pay $5,000 before it kicks in every year? A study by HealthPocket Inc. in December found that the average individual deductible for Obamacares bronze plan was $5,081 a year42 percent higher than the average deductible of $3,589 for an individually purchased plan. The deductibles on the low-cost plans are the real scandal here. The administration will surely trot out a long line of cancer patients and people with other terrible medical problems who got treatment in 2014 with coverage they werent able to buy in 2013, but there are going to be far more working poor and middle class people who still have to scrape together a decent premium after the subsidies, pay it faithfully, then get sick and go to the doctor, only to find out their policy doesnt cover anything until theyve paid a $5,000 deductible. I predict a LOT of dissatisfied lower income premium payers.""
Who has the best car insurance rates in New Jersey?
South Jersey Resident. 26 year old male with a clean driving record.
Does anyone know of cheap car insurance for convicted drivers?
Does anyone know of cheap car insurance for convicted drivers?
""If I like a used car say $20k. What is the order of getting a loan, paying with loan, car insurance?""
Do I get aproved for a loan then tell the dealer, then get insurance?""
Insurance and modifications?
i have a 3 speed auto porsche 944 '-85. obviously it is quite expensive to insure, and this particular model is quite slow. so i was wondering what would be the complications in shoving a 944 S2 engine under the bonnet, and the turbo from the 944T model? both mechanically the complications and what insurance companies would make of it. could i not just get away with telling them nothing? after all it would still be a 944-of sorts!""
Is it wise to go on your parents car insurance?
Having looked around on car insurance website and seeing that my insurance would be as high as 2500, is it wise to go on my parents insurance. If they are the main driver and im the additional driver it comes down to just 1000. Is this illegal and what are the chances of getting caught if so? thanks x""
How much is a good deal for an old car insurance?
It is my first time getting a car in the US... Actually, I'll be getting it tomorrow, I know it's a Toyota 1989, don't know the specific model yet but I know it's a cheap one... it has papers and registration... I mean, quite cheap and nothing very good looking. I'm 20 years old, single, international student at university... how much do you think will I have to be paying? (approximately)... and should I try getting it online? first time doing this so I'm kinda lost""
""ATTN: New drivers, How much is your insurance a month??
I just got my insurance today and was curious to see what other ppl are paying. Thanks in advance:)
Cheapest insurers for a first time 18yrold with pass plus??
Hi iv'e just brought a 2002 vw polo and wanted to get my first insurance on it. Can you recommend any cheap insurers for first time drivers and young drivers. I've completed my pass plus as well. Thanks for the help xxx
What type of car is cheapest to insure?
I am 16 and looking to buy a car under 10k. I want an SUV but what I hear they are a lot more to insure than a sedan? is there a big difference in insurance price when it comes to Suvs, sedans, and sports cars? For example here are three types of cars one a suv, one sporty, and one sedan. Which will be cheapest? Ford Expedition Mazda RX8 Chevy Malibu""
What are 2 Door car insurance choices?
I live in New York City , and im trying to do all my research before i jump the gun and even buy my insurance and car ( Tho i do know what i want ). But these are what i want to know .""
Nissan GTR for a teenager?
Hey everyone, I am a 16 year old who runs a photography business in Nashville, TN. I have been saving up for a car for the last 7 years, originally for a BMW M3 or Audi S5. I have amassed about $25,500 to spend on the car, and have a steady income to pay for insurance and gas. There was a recent question asking whether it would be safe to give a child like myself a car like the M3 or the Nissan GTR. However, I feel as though such a generalized statement is grossly inappropriate. I feel that responsibility in an automobile should fully be determined by ones own experience and responsibility, as opposed to strictly ones age. For example, I have shifter cart racing experience, have taken multiple high performance driving courses from some of the best. (Truly recommend Bondurant's program BTW). I have over a 4.0 GPA, and am editor and director of an online magazine and our school's paper. I make a decent wage from a job and business that I created myself, and have learned marketing and advertising from some of the best in the field (anyone heard of the oldspice commercials?). My own determination has lead to success and my ability to reward myself with a highly exclusive and phenomonal driving machine. On the other hand, no one would doubt the maturity or ability of a man thrice my age attempting to buy the same vehicle, who had never driven on a track, who had never used ABS, and who had never learned the evasive driving techniques necessary to driving such an automobile. Herein lies the problem. In the previous discussion on this same topic, the driving of a GTR by someone my own age was likened to handing someone like myself a loaded .44 Magnum. However, this in itself is a stereotype. I am a nationally ranked rifle competitor who knows how to build, much less safely use, a .44 Magnum. I am a member of USA Shooting and the NRA and CMP competitive shooting divisions. How is handing me a loaded .44 any less safe than handing some retired man who has never held a gun the same pistol? I am at a loss for the logic in that situation. Is my inherent danger of being 16 such a risk as to counteract my own experience and track record of responsibility? SO back to my actual question. 1. If I purchased it, would you disapprove of allowing me to drive a car such as the GTR. and 2. Would you purchase a 2009 GTR, an 2008 M3, or a 2010 Jaguar XF? Why? Thanks in advance!""
What car insurance suits me best?
i am going to be in san diego during the fall quarter, from august to december. i am a 21 years old italian male with three years of driving experience and no accidents in the past. i only have the italian passport. is there any way that i can keep both my kidneys and still be able to pay an insurance for that period? does it necessarily depend on the car? thank you very much folks!!!""
Affordable health insurance?
if any of you guys know any good and affordable health insurance in NJ. We(my wife and I) really need one that we could afford. Thank You!
First time dealing with car insurance for a 19 yr old?
I just finished drivers ed today and I want to go ahead and get my drivers license because also Lowes called me and want me to come in for orientation! Crazy day right? 2 good things in 1 day. But anyways the Lowes that I should be working at is maybe 15 minutes away and the position I have should be a night position. I'm sure my mom doesn't want to drive around at night so I told her she can just give me the car at night. Here's the thing my dad said he'd have to put me on his insurance. I would like to get my own insurance so they can save some of there money. So can anybody point me in any direction or give me some tips. Because im clueless when it comes to car insurance. Right now my mom is asking me do I have to work there. I plan on grabbing this job because I've been looking for awhile and I finally got 1. Ain't no telling when I'll get another one
Canceled car insurance?
The case is complicated and it is about my car insurance. I misinformed my insurance company about my NCD. As a result they cancelled my policy. The problem is that before they cancelled it I had a claim. My car was not damage at all but the other guy had a few scratches on the bumper and he reported the incident. My insurance company informed me; they would cancel the policy and return all the payments I made so far. They would cover the cost of the damage to another guy, but I have to repay all the cost they bear. Does the insurance company may cover the damage and request reimbursement if they cancelled my policy? Whats my option, can I refused to pay them back? Because my policy was cancelled, so should I deal with a problem on my own? I guess it would be cheaper for me to pay for the damaged bumper straight to the other person than deal with the insurance company. Please advice
Who needs insurance?
Auto insurance is a hit or miss conception with police enforcement doing the insurance company's work for them. Too many drivers have no insurance leaving responsible drivers to pick up their tab. Why don't we tack on 10 or twenty cents per gallon at the gasoline pump to go for insurance. If you don't buy gas for your car, you're not going to be able to drive.That way, if you drive, you automatically have insurance. This frees up police to do real cop work, cuts down on the cost and makes sure everyone who drives has insurance. Whadya think?""
Which is the best insurance policy with low premium and high returns --- Plz suggest me?
Which is the best insurance policy with low premium and high returns --- Plz suggest me?
What happens if you forget to update your car insurance when you buy a car?
-bought car to replace totaled one a few months ago. -got letter a few months ago saying i needed to prove i had car insurance so i just mailed in my car ins info not realizing i hadn't updated it (the new car is the exact same as the old, year and mod""
How do you find out if someone that hit you has insurance?
the insurance information i was given after someone hit my car turned out to be fake. my insurance company called his company but was told that the policy # does not exist. so is there a way i can find out through DMV or somewhere his true insurance information? if i can't find it, would this qualify as uninsured since i have uninsured drivers coverage? it would waive my deductible and it would pay for the injuries i suffered in the accident but only if he really is uninsured.""
Can you cancel your car insurance?
I will be selling my car, and still have 4months left on a 6 month insurance..they have my bank account""
delaware state insurance guaranty
delaware state insurance guaranty
https://www.linkedin.com/pulse/dentisthealth-insurance-help-simple-question-lawrence-ramirez/"
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