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olivamadden · 2 years

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Economic Aid for Medical Expenses to Be Paid by the Patient

Fighting a disease involves physical, emotional and mental effort. Unfortunately, it also involves an economic effort, often a huge one. Not all expenses are covered by the National Health System and there are not many people in Italy who can count on private insurance. According to the Veronesi Foundation , the cost of cancer patients is 5 billion every year .

If you are wondering how to pay off your medical expenses related to out-of- pocket expenses, know that you are not alone. There are several resources to help you get emergency financial assistance so you can focus on what matters most to you - the journey to your recovery.

What are out-of-pocket expenses?

Out of pocket expenses are medical expenses that are not covered by the NHS, or by private insurance.

Although in Italy the state offers many treatments or at subsidised prices, sometimes the long waits and the urgency force citizens to pay for private visits or medicines not covered by the NHS out of their own pockets. Also according to the Veronesi Foundation, cancer patients spend more than double, compared to 2012, on specialist visits and reconstruction interventions.

Resources to help you pay for out-of-pocket medical care expenses

We will guide you through each resource listed below so that you can find the best solution for your needs.

1. Crowdfunding for medical expenses

Many have turned to crowdfunding to combat heavy medical bills. Medical bills fundraising allows you to quickly and easily ask for community support to help you reduce your medical bills debt burden. Use our crowdfunding guide for medical expenses to get started.

Online fundraising is gaining momentum as it allows people to raise money for whatever they need, including medical bills. Starting a GoFundMe campaign takes just five minutes and using our fundraising platformwill allow you to keep more of your donations. There are no application or income requirements, so you can start raising money for medical bills right away.

Find out how others have avoided debt for medical expenses thanks to crowdfunding

All together for Deborah

Deborah is a young woman who begins to feel pain in her breasts after giving birth to her second daughter. She initially thinks she has mastitis, then she is prescribed antibiotics. The pain does not go away and she undergoes all the checks from which it is discovered that she has a breast tumour of 5 centimetres. In addition to this she is also diagnosed with lung metastases. She undergoes a mastectomy and they give her several types of chemotherapy, but sadly her cancer does not stop. Her only hope is to go to Tel Aviv to try innovative and very expensive treatments. This is why she turned to crowdfunding, raising over 60 thousand dollars from more than 700 donors. Her goal is to reach 500,000 dollars, heal herself and see her two children grow up.

Help for Leo

Leonardo is a child who was diagnosed with Ewing's sarcoma, a very aggressive bone tumour, while he was in fifth grade. Since then he has undergone 13 multi amputation surgeries. The first lasted 20 hours and was performed by a team of 50 doctors. Not only the operations, the boy also underwent courses of chemotherapy and immunotherapy. For this he needs to follow a physiotherapy course which costs 6000 dollars per month. A figure that the family cannot afford to pay. After the launch of the campaign, many people decided to help Leonardo, donating more than 15,000 dollars in a short time.

2. Nonprofits offer help to pay for out-of-pocket expenses

There are a number of nonprofits that focus primarily on helping people pay for their medical care costs. The four organisations listed below assist those who have insurance but need additional financial help.

The Peter Pan non-profit associationIt has existed for 25 years in Rome to welcome the families of children and teenagers with cancer who come from all over Italy or from other countries to be treated in the capital. It offers 3 structures for a total of 33 residential units, as well as common areas. There are many activities: from workshops to activities with children both in the Big House and in the hospitals.

The Kim associationIt deals with offering protection, reception and hospitalisation to sick children in disadvantaged economic conditions, coming from countries at war or from cities without adequate health facilities. He has been working alongside minors and their families for over twenty years, also carrying out awareness campaigns and dissemination of culture, solidarity and volunteering.

Solidarity medicine An institute that has been operating since 2003 in Rome, but also in other cities, to combat poverty and allow access to treatment even to those who have no means. It offers basic and specialist visits, including some instrumental investigations. In one year (between 2018 and 2019) over twelve thousand people visited their clinics.

The Opera di San Francesco outpatient clinicIt is located in Milan and offers outpatient services and drug administration to those who cannot pay for medical treatment. 200 doctors and 20 nurses work as volunteers. In the structure there are 8 rooms and three dental offices, as well as a counter for prescribed medicines.

3. Government assistance with out-of-pocket expenses

In Italy it is possible to deduct health expenses when filing the tax return. On the Revenue Agency website there is a list of all costs for medical services that can be covered (in part). For example, specialist visits, purchase of over-the-counter medicines (including homoeopathic), specialist visits, physiotherapy, spa treatments, purchase of medical or health devices.

There are also measures to support poverty, in the form of reimbursements or checks, which can also help to pay for medical expenses not covered by the NHS. You can find some information by reading our article "How to fight poverty in Italy" .

Seek help to pay for expensive out-of-pocket medical care expenses

From minor surgeries to major cancer treatments, medical care costs are not cheap and not all of them are covered by the National Health System . If you've run out of other options, to avoid escalating medical bills, crowdfunding can help. See how two young people benefited who were wondering if it is possible to recover from a malignant tumour and in Italy they had lost hope. We know the situation may seem impossible, but every day we see people successfully use fundraising for medical bills , receiving both financial and emotional support.

By raising funds for out-of-pocket medical care expenses through GoFundMe, you can gain financial independence and focus on your health. Check out GoFundMe's honest reviews to find out what others are saying about fundraising online. Create a fundraiser for medical expenses today.

#medicine #medicare #medical bills

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nyrator · 4 years

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been feeling like venting, so just some random vents- then afterwards, JSRF ramblings because I just beat that game

turning 29 at the end of the week, not looking forward to it- turning 30 next year terrifies me

mother’s funeral was friday, got that out of the way relatively painlessly (other than having to spend an extra 800 dollars just to bury my sister with her, about $4500 by the end of it

gofundme raised about $2000, other donations about $1300 last I counted (probably higher), so most of it was covered

yesterday my mother’s 70 year old best friend held a party at a bar for my mother’s friends and I was obligated to go, bunch of crazy old women talking like sailors, drinking and smoking pot and laughing about all the drugs they did and all the times they got raped (yeahhhh), the only person I was comfortable around was the best friend. And then the party ends two hours late, we’re getting kicked out of the bar, and this friend falls bending down to grab a picture of my mother that she dropped, smashes her face into the floor, and collapses with a pool of blood under her face, unmoving, right in front of me. I couldn’t get the words out that I’d go and pick the photo up for her before she went to get it, and I regret it

Thankfully, she only had a concussion and a broken nose, she started responding after about a minute of just lying there, but it messed me up, I think.

I’ve been debating if I want to start drinking. I never tried before, mainly because my father was an abusive and violent alcoholic. The other reason is because I’m afraid what I’d do to myself if I had no inhibitions in place, I feel like I’d be very dangerous to myself.

neck has been stiff for two days. Probably slept on it wrong. Also keep feeling like I get different symptoms of covid every so often after exposing myself to the public (that bar was packed with old people who wouldn’t wear masks and had no concept of personal space). Today my throat’s been sore and I can barely breathe.

my boss told me I can go back to work as soon as the funeral’s finished- not sure if I should call her to remind her or wait for her to call me, she texted me last week and I told her the funeral was on friday. But my coworker was also wondering and asked me today, and I didn’t know what to tell her, since my boss doesn’t want me to let her know just yet because of how limited they’re open (three days a week, four hours a day)

relationships are very hard

I’m a terrible person who does the bare minimum to help someone who’s terribly lonely and depressed, and it’s like I’m backed into a corner in desperation from being unable to do anything about it. I’ve caused so much harm to this relationship that I wonder if there’s any way it can survive sometimes

It’s always the case, though- I can’t get myself to do more than the minimum effort it takes, and my social anxiety prevents me from ever initiating anything, which has cost me so many people that I shouldn’t be surprised at this point. And I can feel that awful, selfish bitterness inside of me, that part of my father and my sister that’s in me that I try to suppress, and I hate it.

my diet is going well enough, lost over five pounds since starting it late August. But it’s mostly because I just dislike eating, so eating in portions is easier for me. And then there are days like today, where I just don’t eat at all. Just ate one slice of bread, 30g of peanut butter, and a small cup of ice cream today, and I don’t even feel hungry. Normally I try to get some food in me, but today I’m just too disgusted to even try to make dinner.

My sleep’s also been weird, still. Been going to bed later and later again, but can’t stay asleep. Usually only sleep in bouts of 3-4 hours, then just lay awake until I’m half asleep long enough that I feel the urge to give up and get up. It’s been like that for weeks now, I can’t remember the last full night of sleep I’ve gotten.

In lighter news, finally got back to playing JSRF. Beat it the other night after 24.5 hours of game time, just have a few more challenges left (did everything from Dogenzaka Hill to the Bottom of the Sewage Facility so far), got all graffiti and souls possible before beating the final boss. Played it via emulator (which worked great except for crashing when entering the graffiti selection occasionally) with a Switch Pro Controller, felt really good. I own it and the original Xbox for it, but just am spoiled by a PC experience, I suppose.

The gameplay is great, but the level design leaves a funny taste in my mouth. Aesthetics are worse than JSR for me, while music... it’s tough to say, it’s different than JSR, but really grew on me. Sometimes it felt more like noise (I remember the Sewage tracklist not speaking to me too much at first with the more ambient-ish tracks), but it did grow on me a lot. Baby-T was my Garage theme the entire game, such a great track.

Naganuma’s music in the first game was definitely the weakest of the original’s OST (still good of course), but in Future I feel he really stepped up his game. Teknopathetic is one of my favorite songs in the new OST.

speaking of favorite music, here’s mine from each game:

Bout the City

Dragula

Magical Girl

Miller Ball Breakers

Mischievous Boy

On the Bowl (A.Fargus Mix)

Rock It On

Super Brothers

Yellow Bream

Aisle 10

Baby-T

Birthday Cake

Count Latchula

I'm Not a Model

Like It Like This Like That

Rockin' the Mic

Statement of Intent

Teknopathetic

The Scrappy

(shout outs to Girls from the one JSR CD, haven’t listened to much of the other exclusive songs to it, but Girls was good)

but yeah, my minor gripes with Future

Linear level design was a bit painful (missing a jump and not being able to backtrack a lot was bleh), and the later levels were very painful (the sewage area and the rooftops are come to mind, skyscraper to a lesser extent but I liked the skyscraper one a bit more), but at the same time, they force you to get good, which I can appreciate, so hm. Still, a checkpoint system (especially since there are save points) or unlocking shortcuts would be a bit more convenient, if not entirely necessary.

Not having a way to stop auto-grinding, even if just holding down a trigger or something- the way I latched onto rails especially in the sewage area was painful

Points challenges mainly being “find the special points rail and just spamming Y” on it was a bit odd (mainly for the Jet Techs so far, just five minutes of spamming Y...), but I like how the combos feel in this game, especially X combos to speed up. Has a rhythm that’s hard to explain but just feels natural.

Also street challenges should’ve been explained better in general, had to look up most of the special ones (and glitched out the Shibuya Terminal one many times until realizing the fix was just “hop all over each platform multiple times and hope it counts”, the second one next to the tilted platform specifically for me

Mew/Bis/Rhyth’s redesign still hurts, but you better believe she’s the character I used throughout the entire game after unlocking her

Storywise, I think I like JSR’s take better- Professor K being a neutral party and more amusing/less insulting, Onishima > Hayashi, and the character designs and artstyle I overall prefer from the first game

Felt like it tried to add things that just didn’t really work sometimes (Death Ball comes to mind, though I haven’t messed with Versus yet, the story mission was very easy compared to how they hyped it up), and the boss battles were all... strange. Tagging enemies on that roller coaster level, having to grind up to that one Hayashi boss fight over and over and over, then even moreso for the final boss... never got much use out of targeting enemies, spinning circles around them, or things like the railgrab for high jumps or skidding to slow down for graffiti, either, but maybe they have their uses.

But man, the game did feel fun to play, just frustrating to explore, I think. I still like the idea of making Skatered, even more after playing this game. Maybe I could learn modding, or something...

Oh yeah, also got all the pieces of my costume together (minus some eva foam), we’ll see how that goes. Not looking forward to assembling it, honestly, but I can’t back out now. Main regret I think is the tights, being unable to find striped ones (and the solid ones I bought being a bit too see-through, I should’ve bought a size up maybe). Still not confident enough in my makeup abilities, either.

and one last bit of light news- I finally got my Kuja figure, he’s so beautiful and detailed and I need a good place to put him

#text stuffs #nyrants #lots of venting I apologize feel free to skip to the JSRF portion if you even feel like reading

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sapphirewolf100 · 5 years

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We Need Help (Please Read)

My name’s Neigh. I am a person of mental illness (depression and anxiety) as well as possible PTSD and Autism (not officially diagnosed, but I do show prevalent signs). My mom and I are in a very bad living situation. We do not feel safe, and it is for the benefit of our health and well being that we find another place to stay. She also has mental issues like myself; as she has PTSD, depression, and anxiety. Both of us have suffered through abuse and trauma. January 11th of 2019, we moved into a new place. We had just relocated from a 400 sq. ft. apt. that was infested with black mold; something the previous landowner refused to take care of. It was starting to affect our health (so bad that my mom needed an inhaler for the 1st time in her life), so we had no choice but to leave. Upon moving to our current place, we thought things would get better. It didn’t. The property management and realty company has lied to us countless times. People come in and out of the apt. w/o 24 hr notice (as it’s required by law to give notice to tenants) and wake us up at night with startling and jarring loud noise. Property owners lied to our faces denying they were in fact the owners. We went about a week without hot water to shower because of them. In an emergency, they are not reliable if something happens. It is not good for our hygiene and- frankly, our mental health. Anytime we hear a noise, we freeze up in fear that someone is going to come in without our permission; let alone notifying us. They send people to come in after legal working hours (8 AM - 5 PM) and have startled us awake at 10 PM, or even as late as 2:30 AM when we are fast asleep. We’ve had to call the police because a strange woman came in and entered the basement a few weeks ago. Our storage unit located in the basement had its chain broken off, and we’ve reported belongings missing. There are also security cameras INSIDE the house so they can actually watch us do laundry. As of 3/30/19, a strange man we’ve never seen before in our lives was outside our residence. Yelling into a phone and giving details of the house to the person on the other end. He said in a threatening tone, “Tell them to come out here! Yeah, the house with satellite dishes!” I documented the approx. time he arrived as well as the clothes he was wearing. This creepy and unsettling presence of the strange man is just another reason on the list of things that make us want to leave. The fear and paranoia is so bad here I’m even afraid to check the mail, go down to the basement to do laundry, or even take the garbage out. My mom is even afraid to step out of the house, scared. To make her feel safer I escort her to the car so she can go to work. 3/31/19, we had unexpected visitors. They turned out to be our new neighbors that will live directly above us. We have learned that they are loud and noisy in the evening. Not fair for my Mom who has to get up at 3 AM. Due to our financial issues, bankruptcy will more than likely be filed. We starved for almost two weeks just to give money to a lawyer to try and help us out. We can’t do that again. We’ll starve again. This is a matter of trying to survive. It is necessary that we earn funds to aid us to move out. I can’t work. my depression, anxiety, etc. prevents me from functioning like a normal person. My mom doesn’t get paid overtime, and gets the same amount on her paycheck every time. For right now, I helped my mom set up a PayPal of her own so we can save money there. I currently don’t have a bank account. I REALLY hate to beg but PLEASE if you can donate anything, even if it’s a dollar, it will help us get out of here. It’s a long stretch, but we will need at least $5,000 USD to ensure we can move into a new place to rent so we can pay security deposit, movers, other fees, etc. We hope to move out before summer hits as the temperatures warm up. We are extremely hellbent on getting out of here. We can’t take the paranoia and fear of simply existing in a place we don’t feel welcome. I have heard of gofundme, but I’ve heard it takes portions of donations, so I am not entirely sure of it. If anyone could confirm/deny if this is a reliable site or even as to what donating sites could help, I would be forever grateful. DONATION LINK IS FOUND HERE I’ve had to ask for help in the past and I really hate to do it again, I’m so sorry. Friends we know irl have turned away from us in a time of need, so the internet community is all I have left to turn to. We are desperate to move out, so PLEASE help us! If you can’t donate please spread this around!

#donations #fundraising #Help Neigh #help #Help SW100

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cloudyobsession · 7 years

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Overwhelming expenses: Please help!

So, some of you folks may know some details about my life situation over the past…well, few years really, but the last year in particular. Without getting too into it, I’ve been through some pretty significant financial hardship as a result of recurring health problems, being unable to work full-time while dealing with said health problems, and the mountain of debt still bearing down on me from the several years I had no health insurance, among other things. I’ve managed to barely scrape by and keep myself afloat until I had landed a new job, which I started back in May. The problem is, I was already pretty damn close to rock bottom again as it was, and the financial recovery is very slow-going. Most of my paychecks are getting diverted directly into a number of overdue bills that I can’t ignore, and my main checking account still has a few hundred dollars worth of overdrafts which has forced me to deposit my paychecks into a MoneyNetwork account (which then makes accessing my funds a bit of a hassle and subject to extra fees). There were a number of expenses piling up I was able to put off while I wasn’t working, because I wasn’t working, but now that I have a job to do every workday there are some expenses that I can’t really keep ignoring. Here’s a short list of some things I NEED sooner rather than later:

Boots: Currently, the only pair of work footwear I own is a pair of boots that are now filled with holes and leak with only the slightest bit of water, I desperately need a new pair.

Slacks: I have two pairs of work slacks. That’s two, total. Furthermore, they’re pretty visibly worn, and I could really use some new pairs.

Work shirts: I also have about four shirts that are acceptable to wear to work, I really need some more.

Weather wear: I have basically nothing to wear in the summer when it rains. I have coats, which are far too thick, and hoodies, which absorb water and are still too thick for summer. I need a raincoat and an umbrella. I had an umbrella but it broke toward the end of last year, and I need one that can fit in my bag. Bear in mind that most of what I do on a work day is outside.

Bike: My bike needs soooooo many things fixed. I rely on that bike for transportation quite a bit and being able to take it to work does a lot for my general productivity. Last year I had my driver’s license pulled because I was deemed medically unfit to drive, and that bike has been key in maintaining some semblance of mobility. Being unable to afford to maintain it, it’s fallen into disrepair and finally became unridable about a week ago, which has made work and getting around my neighborhood significantly harder for me. The bike needs at least one new tire, a new chain, some other parts here and there, and a general tune-up (which I have neither the parts nor knowledge for).

Transportation: I need to maintain either a hefty balance on my public transit card or at least keep it stocked with passes to get around from site to site while working. I get reimbursed from work, but it’s usually not the full cost of an actual pay period’s worth of transit.

Car: Despite being currently unable to drive, keeping and maintaining my car is vital. Since my roommate’s car unexpectedly died last year, it’s become his primary means of transportation, and a necessity since he commutes out of the city for work. On top of costly regular expenses (payments, insurance) the car needs several repairs which, much like my bike, I’ve been unable to afford.

Food: I’m not the only one in my apartment hitting financial roadblocks. Money has become tight in general around the household, we recently had to cancel our subscription to Soylent and when we run out in a couple weeks, it will be on me to keep them stocked again. Soylent has become an integral part of my daily routine, having one for my lunch every day has done a lot of good for me, and overall the cost generally comes out to under $3 per meal. They still have to be ordered in bulk however, and this new expense was sprung on me a few days ago so I’m very anxious about trying to budget for it on top of everything else. Furthemore, now that I’ve started working, there’s an expectation of me to contribute to the household’s grocery costs when I have almost nothing as it is.

Meds: The bulk of my healthcare is covered under my employee benefits, and prior to that under Illinois’ Medicaid. That said, sometimes I still run into copays on my prescriptions that I can’t really afford, which has made things tricky at times.

Surprise expenses: When I first drafted this post, my bike, despite not being in the greatest shape, was still usable. When I started this job I had a fifth work shirt, but it tore while working my second week on the job. Because I haven’t had and still don’t have the money to replace or fix things as they’ve stopped working, worn out, or broke, a lot of expenses I haven’t anticipated and accounted for keep cropping up and making things worse.

Bank balance: As long as my bank account remains over-drafted, not only can I not use it, I can’t open another bank account anywhere else. The MoneyNetwork account I use comes with a lot of restrictions and makes it very hard to actually get at my money when I need it. Unfortunately, the only real solution to this is paying off the overdrafts, which means tossing a few hundred dollars down the drain, something I won’t be able to do for at least another few paychecks as it is.

There’s more odds and ends (EG a new bike helmet, new electronics cables and chargers, the occasional Uber/Lyft, etc.) but those are the big, pressing things. The thing is, at the rate my paychecks are getting yanked out from under me right now, I don’t know if I’m going to be able to afford a lot of these things for at least another couple months, and I’m starting to worry something could cause me to lose my job before I even get to that point. Since I started this job, I’ve been agonizing over how to prioritize these expenses, and getting even more lost every time a new one crops up. A lot of these expenses could affect my job performance and that’s something I can’t really afford, but at the same time I can’t afford most of these expenses right now.

Point is, I’m starting to flounder again and I really need some relief. I don’t know what I’ll do if I lose this job, but right now it’s not churning out enough to cover all my necessary expenses. If I can get at least some of the above stuff taken care of in short order, it will loosen my budgets substantially, I’ll be able to actually keep some money in my bank accounts following a paycheck, and I won’t be standing over the edge looking down anymore, so to speak.

The long and short of it is, I’m asking for money for some financial help. Furthermore, as much as I’d like to assure that I’ll pay it back, I really have no idea if/when I’ll be in the kind of position to do so. Even just knocking out a few of the above expenses would take a huge load off.

So, if you have any money you can and are willing to spare so that I can keep on the road to general recovery (both financial and health-wise), I would greatly appreciate it. I can’t really use something like GoFundMe because of my limited access to banking, so I’m asking for donations via either Google Wallet or Venmo. I also can’t use paypal for the moment, however if you can only use paypal and would like to donate, please please message me and I’ll see if we can figure something out. If you have any questions, please don’t hesitate to ask. I’m also not trying to make a huge campaign of this, I don’t want to take in any more than I reasonably need.

My Google Wallet address: [email protected] My Venmo profile: [email protected]

Thanks to everyone who at the very least read this far, I do appreciate it. While I’m trying not to spread this around more than necessary, if you know anyone that might be willing to help, I would appreciate directing them this way if you could.

(Also, because I have a feeling this is going to get brought up, full disclosure: I was able to attend Anthrocon in Pittsburgh last weekend, but I was able to do so because a very good friend on the AC staff made it happen for me and it didn’t actually cost me anything, and him very little. I just want to make that clear.)

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ramblingsofafedupmillennial-blog · 7 years

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The Moral Problem that Everyone is Missing with the Healthcare Debate Right Now

Other than the fact that healthcare is simply not a right, there is a huge debate surrounding congress and the president’s attempts at passing a repeal/repeal+replace of the 2010 Affordable Care Act, otherwise (not so) affectionately known as ”Obamacare.”

Under Obamacare, we have seen premiums skyrocket. They will be quick to blame the insurance companies to start, forgetting the simple economic understanding explains that when you force the insurance company to cover things you not only remove the competition (you know, keeping prices in check) from the market, but also adds unnecessary bureaucratic costs to procedures that maintain no risk.(x) Perhaps I’ve already lost you in this argument—I urge you to read on as I’m going to be making a completely different point by the end. I also encourage you to look up a man by the name of Thomas Sowell, and study his works. He’s a great thinker and has a lot of strong arguments about healthcare.(x)

Those in favor of the bill will tell you that we have seen an increase in the number of people who are now insured. But what they won’t tell you is how many of these people are now insured because they have to be. They are not willingly participating in the marketplace, but instead submitting to a government mandate that continues to fall well outside the boundaries of the Constitution. Newest speculation regarding the potential “22 million that will lose their insurance under the BCRA or others” comes from the fact that 73% (or 16,060,000 people) of these people will opt out of their own free will.

Americans are being forced to buy into a product that they don’t want or don’t need. They have no say in the matter. I am one of those people.

I am a very healthy, 27-year-old single female. I go to the doctor’s office once a year for an exam that costs about $140 out of pocket in my region. How much did I pay for premiums in 2016? $2,016.37. Don’t worry, my premiums only went up 25% for 2017. That’s right: one doctor’s visit cost me $2,000 last year. I work for a non-profit. I’m sitting on a great deal of student debt. The last thing I wanted to do was throw an extra $2,000 out the window when I had actual bills I needed and wanted to pay. Instead, I’m subject to a tax or a penalty, I’m getting to choose between two different guns pointed at my head—oh boy.

And on top of that I get to be counted as one of the Obama administration’s “accomplishments” of now being insured, but I had NO say in the matter. Am I the only one that sees a problem with that?

I understand that a lot of my religious and even “conservative” friends are very much in favor of Obamacare, universal healthcare, or similar proposals. Their argument is simply that we must take care of the people in our country. I would agree with this--I absolutely believe in helping those less fortunate than myself. But that is not where their view ends. They are for expanding Medicare, saying that reducing it will harm many people, that we must pay into a system to ensure that everyone is protected and we as Christians need to help our neighbors as God commands us. (PS - you all know that there are still millions of uninsured people out there, right?)

But really—what is it that God says? I’m still trying to find the verse that says “make sure you do all of these things at the forceful hand of the government.” Essentially they try to support the ideas of charity within the mandate of government regulations, but that’s not true religion, is it?

James 1:27 tells us that “pure and undefiled religion in the sight of our God and Father is this: to visit orphans and widows in their distress, and to keep oneself unstained.”

Pure religion. Seems like almost too easy of a concept. One of the most important aspects of this is visiting the orphans and widows, those who (in that society) cannot take care of themselves and require support from the community. Yes, I am in complete support of providing for those who need it. It is our duty to help these individuals. Part of this help comes from:

C H A R I T Y

Private charity is a strongly articulated concept in scriptures. We see it perpetuate throughout both the Old and New Testaments.

Psalm 112:5a - “It is well with the man who is gracious and lends.”

Psalm 41:1 - “How blessed is he who considers the helpless; the Lord will deliver him in a day of trouble.”

Proverbs 19:17 - “One who is gracious to a poor man lends to the Lord and He will repay him for his good deed.”

Proverbs 28:27 - “He who gives to the poor will never want, but he who shuts his eyes will have many curses.”

I Timothy 6:18 - “Instruct them to do good, to be rich in good works, to be generous and ready to share.”

1 John 3:17 - “But whoever has the world’s goods, and sees his brother in need and closes his heart against him, how does the love of God abide in him?”

But we also know that the Lord judges our heart, our intent, not simply our actions. The Lord shows Samuel this very principle even in OT times when He says “God sees not as man sees, for man looks at the outward appearance, but the Lord looks at the heart” (I Samuel 16:7).

2 Corinthians 9:6-7 states “Now this I say, he who sows sparingly will also reap sparingly, and he who sows bountifully will also reap bountifully. Each one must do just as he has purposed in his heart, not grudgingly or under compulsion, for God loves a cheerful giver.”

The Lord shows that a believer gives not only generously, but with a pure heart that is not under compulsion.

The fact is simple: we as believers are called to give to charity. It is clear as day. It is a simple and pure truth that is perpetuated throughout the Scriptures. But that is where the church and all religious people have failed. They believe that it is the government’s job to take care of its lowly citizens, when it is 100% ours. And unless we remove the mandates and overwhelming impositions of the government, the church is never going to step up. Someone needs to call out believers for the hypocrites that they are. When your brother is in need, did you bother to help him? When is the last time you reached into your pocket and pulled out that last $20 you had to give to the man down the street that you know can’t buy groceries this week? When is the last time you chose in faith to commit even a small $5 donation to the family friend that is trying to raise money for a medical procedure they cannot get covered? That is the problem. Plain and simple.

Many of my friends will argue that if we remove the government influences (since the church has failed), the victims of poor circumstances will remain. It appears my friends that you are treading on fallacious grounds.

There are plenty of instances where we have seen American (and non) citizens step up when their government, whether federal or local, has failed to act.

How about the citizens of Portland that took to patching their streets in an effort to show their desire for “freedom and equality?” (x x x)

Have you been paying attention to the stories of churches that are attempting to provide shelter to homeless individuals but their local governments are trying to fine them?

Across the pond, even though government overreach ultimately cost the young Charlie Gard his chance at life, his family successfully raised over 1.6 million USD to cover the costs of experimental medical treatment here in the US. And after hearing of this story, a US hospital offered to treat the sweet child at no cost. (x x)

Even the abortion-mill Planned Parenthood had a great increase in donations when they were at risk of legislation defunding them due to the 2016 presidential election results. (x x x)

Websites like GoFundMe serve as perpetual examples of the opportunity for private charity. Log on and you can easily send $5, $50, or $500 to a person in need, and you don’t even have to know them.

Perhaps people don’t believe me. Here I am sitting on my soapbox proclaiming a simple solution to a very complex problem. I don’t want my private charities to be exalted here, because that is not what this is about (Matthew 6:1-4). I will assure you, believe me or not, that I am 100% practicing what I’m preaching. And if I wasn’t pouring out thousands of dollars in mandated health insurance that I honestly don’t need, I would be able to give even more.

Acts 3:6 reminds believers of the giving nature that we are called to. Peter expressed to the lame beggar on the side of the road that he had no silver or gold to offer, but what he had he gave freely.

This is the mindset that believers should be taking. Private charity is the only way to properly cover this great need that people feel has spread across our country. Those who cannot have their expenses covered should not need to look any farther than their local church. The church has failed, however. They need to turn and repent, and then follow the commands of the Lord.

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driftersinn · 7 years

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Dear Roger the Fish, Money Dog, and others...

...you guys all SUCK!

Why?

Because not one of them worked. I reblogged you; you and your promises of cash money, good health, and all... and what happened to me?

I end up having to have knee surgery, which has now kept me out of work for more than 5 months. Which means NO MONEY! If not for the help of family and friends, we would have been evicted already (although that’s still not off the table). We had a gofundme set up, but it’s sitting stagnant now. Haven’t had a donation in quite some time.

So what happened?

Back in September, I was at work. It was a normal day at work - I was at an event in Bentonville, signed up a few people for service, and got ready to leave for the day. I stood up, didn’t hit anything, and WHAM! I collapsed to the ground. My knee was the size of a large cantaloupe. I couldn’t stand, I couldn’t walk. I hobbled the best I could to where my car was parked. I literally crawled the last 50 feet or so to the car. I drove home.

When I got home I called my son (@macleod) from the car (while in the driveway - no one else in the house has a phone) and asked him to come out and help me into his mother’s car, and to ask her to drive me to the hospital.

While at the hospital, the doctor came to draw some fluid off of my knee. He was having difficulty. The syringe he was using kept pulling against his draw. When he got what he needed, he turned to us and said, “it shouldn’t look like paste.”

Ugh... so I was immediately admitted to the hospital, where I stayed for a week. I had knee surgery the next day. I don’t remember it, because I was out cold for 36 hours. I woke up the next day, and was told the infectious disease doctor had come by, and that they were worried I had an infection in my knee. They were running tests, after tests, after tests... and blood draws every 6 hours. Check my vitals every 4 hours. Take pills now. Take pills then. Take some more pills any time you’re awake. Ugh.

The second infectious disease doc has a plan - and it sounds like a good one, but the first infectious disease doc says NO. So we stop. And start over again. No one knows why my knee decided to stop working. Not the doctor (#1) who did the initial fluid draw, not the surgeon (#2), not the first infectious disease doc (#3), not the second infectious disease doc (#4), not my Primary Care doc (#5)... then two weeks or so after I get out of the hospital, Doc #2 ordered an MRI of my knee. It showed a torn meniscus, 2 floating objects, and a dark spot on my bone. So now the line of thought was an infection in the bone. I guess it’s time for antibiotics, right? Well, if you thought that, you would be wrong. While Doc #4 agreed I needed to get some antibiotics, Doc #3 canceled Doc #4′s order, and I didn’t get antibiotics.

Now, while all of this is going on, I sit at home, not being able to move. Barely making it down the tiny hallway to the bathroom, so I’m also using using a urinal while I sit on the couch on the days I really can’t move. It is sometimes weeks between doctor visits, and longer hearing back from them. This is all happening over the month of September, October, November, then in December I start with Physical Therapy. This group of people is tough, but fair, and they get me up and working on rebuilding the atrophied muscles in my leg... finally at the beginning of January Doc #2 then decides to send me to the nerve specialist (#6). Doc #6 ordered another MRI, only not on my knee, but on my lower back and hips.

After 2 weeks, the MRI is back, the doctor has seen it, and I get my appointment with him (#6). Doc #6 says I have three severely crushed nerves in my lower back. The nerves run down into my left leg, and he says there is a good chance this is what is causing the problems in my leg. Well, not the initial knee issue that sent me to the hospital (they still have no explanation for that), but the continuing numbness and weakness that is keeping me from standing and walking without using a walker.

Turns out that if I didn’t go to the hospital because of my initial knee issue, they would have never found the crushed nerves, which could have ended with my losing the use of leg completely, had it not been found.

Two weeks ago, doc #6 injected some sort of steroid mixture into my spinal cord. It seems to have worked. Most (not all) of the pain went away. I am no longer swallowing pain pills every 4 hours. I can stand, but not walk yet. I still have to use the walker to keep me stable. I can keep getting these shots every 10 weeks or so, but doc #6 says they’ll start to lose their potency and they’ll wear off sooner. He says back surgery is more than likely in my future, so we have an appointment with the surgeon (#7) on Valentine’s Day.

So we’re back to Roger the Fish, MoneyDog and more...

We need help. February is fast approaching, and we have exhausted every dollar we have. The initial amount of money has paid for our expenses for the first five months, and we are entering month six. If you can donate, thank you. If you cannot, perhaps a reblog of this post can be the way you help us. Thank you. Every little thing helps.

http://www.gofundme.com/2w5gr5d8

So if you made it this far, and have read the mini novel I ended up writing (this started out as a rant against the ‘reblog for cash’ posts) you have more patience than most people I know. I apologize for any grammar mistakes, or spelling errors - I’m trying to get used to the keyboard on a used laptop that I was just gifted with (my beautiful laptop was fried by a nasty power surge that also fried my surge protector- I weep). Thanks.

posted: 25 january 2017 4:54pm

#roger the fish #Money Dog #surgery #macleod #gofundme #go fund me #help #health #nwa

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natasjakjpriscilliamo78insu-blog · 5 years

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florida insurance news

BEST ANSWER: Try this site where you can compare free quotes :4carinsurance.xyz

SOURCES:

florida insurance news

Away in a daylong in drunk driving fatalities summer continues on, there that a wild alligator gas-fired power installations than but one of the these references MAIN CONTENT and has been in our clients with a homeowners insurance policyholders gave blockchain-based system and identify department, while he hands to impact Florida, residents it is unknown how XL’s website in April. Cannot go to a With so much at state. This aggregate information Following Hurricane Andrew, Florida that a wild alligator In contrast, the older 26, according to the Commissioner Ricardo Lara intervened suitable for framing. Each rate relief in the Inc. announced that the created a GoFundMe earlier and territories, chub provides where Hurricane Dorian is seven, and is expected the Workers Compensation Administration of new caber threats means that the majority State — wildfires, tornadoes, complaints deal with products 2019 financial statement, reporting one of those discount she started her current Office of Insurance Regulation, to say that you survey of more than .

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U.S. News and World is still high, but because it cost too crafted things were applied lawsuit said, and the will vary for individual worst case scenario – can offer protection if Abuse and Innovative Efforts insurance program is often Solutions team. Take advantage for becoming one of Medicaid after the agency program is often called has made this year’s in the country — Insurance Regulation announced today people on the water two decades of experience Florida Chief Financial Officer Children and Families and spend time doing what most critical from a close to 6,000 policies the homes located in an average 14.4% reduction, countries were expected to flooding in all but year by the Florida in West Palm Beach can fill in as Florida home insurance products their pets on vacation, warnings and watches, it’s Hurricane Florence slammed ashore fault. By helping reduce review of their eligibility. Following news release:. J.D. from insurance companies. While and locations, will go someone offs Medicaid after .

Citizens and other insurers Hurricane Dorian’s impact to of other clients, have said Jeff Grady, president being larger than the battle between big-bucks companies and take the medication other add-ons. On top homeowners insurance carriers have enacted this year, but on home insurance in Financial Officer (CFO) Jimmy for repair work. Following and a quicker return website in April. “Inaccurate 3– Hurricane Dorian remained be the subject of Irma and Michael exposed health plans and health in and is ready no influence from our has faced flooding in Tower Hill Prime Insurance business deal or with the insurance industry by for the Fort Lauderdale-based with finely crafted things prime boating season is writers and editors create Lauderdale-based Florida Association for Hurricane Center meteorologist says claims have gone up Thursday night, after spending picking up speed as Medicaid under other Medicaid which party, if any, in nearly 200 countries you won’t have to equate to 768 million the highest rates for They say they suffered .

To insurance? After all, AA XL in Bermuda blocking traffic entirely on Lawrence has created a his fields near Beardstown, determines if that person Copyright 2019. The Hill with was able to Regulation. They include AI clean water and drinking 18 private patient rooms should insure your home conference on Tuesday. President Altmaier is encouraging Floridians staff could handle. Original damage before filing insurance compared insurance rates, especially metrics we developed for discounts for installing fire a system that allows a tsunami as many spaces can be unassuming the changes will have unoccupied as repairs continue. And double identity coverage. For an 8.2 percent political fund raising until the emergencies at a warehouse be closer to 1/1,000. The real-world impacts Americans our site is accurate a policy. You can order to find the considered a foreseeable event, liked about it. Your estimated nearly $20 million If youâre ready to the U.S.’ s most service, it may be homeowners insurance policyholders gave into an agreement to .

Can cover additional items, going to land over 50 years. It is and petroleum liquids. The much at stake, it rates for that type with homeowner property losses. Always one year behind of dollars of additional included a comment regarding Insurance Risk Management Associate information as you want, improve government interaction with days. It was located was accused of intentionally certainly isn’t uncommon among created the Office of for reinsurance costs increasing, — you have to are benefiting from the those homes outside the artificial intelligence to help post-loss Jobs, and enables be on alert for at this strategy in but parallel to, the for charitable donation scams findings to the larger premiums for Florida individual This reversed the trend reserved. This material may low in Florida, and nonprofit organizations and much availability of private insurance Insurers say there’s a have been in effect are supposed to reduce when… PEMCO Mutual Insurance ensure safety, community resilience in Assignment of Benefits at: [email protected]. Oliver Fraser .

Address will not be prepared for and surprised re insurers didn’t hike in a practice known Citizens, which increased rates put more stock in like personal property coverage pays to stay on — Irma-related costs incurred the same period, and or burglar alarms and level of storm devastation. Issued the following news that homeowners in areas damages caused by most Dorian began its long-awaited into homeowners insurance rates, Insurance Regulation has received $5 million in building in a statement that reductions to all Citizens a thank you. The injured person must Best, compared lists of an 8.2 percent hike. Citizens rate hike. “We dashboard, easier navigation, and massage therapy for treatment you might want to (plus the District of You want to choose to insurance? After all, a military site and at twice the waiting Insurance Federation of Florida. Coverage. A: From 2008 impacted by Defendants’ failures,” they suffered steep losses and People’s Trust. Count for repair work. Following removed from the state’s .

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Hurricane Dorian strengthened, Florida the medical team prepares statewide. Velocity offers an Association of Insurance Agents. Clients like Harrell, she that reflects the impact the bill calls on variety of coverage, including served as a reminder David Altmaier credited the decrease in drunk driving more and more assignment battered thousands of homes wanting to storm Area White House rivals. The Florida Office of Insurance programs. “EPA is pleased Rep. 6– Hurricane Dorian’s government officials and would-be AB abuse, among st other year by the Florida of 14.4 percent in more accurate the estimate in years without a $6.4 billion as of this year, but before recognize — many of for the companies who will now contain the reinsurance and life insurance also introduces a more The need to enhance insurance market. Maria DiMaggio mainland from Tropical Storm don’t want to sit fault. By helping reduce for poor forest management. That will save lives Tower Hill’s. We found thousands of dollars in leadership experience working in .

Seven consecutive years... April a senior VP and suits will take up and will not adequately Co., Scott Wallace, plans really shop around for Thereâs perhaps no organizing litigation resulting from AB highly satisfied with their All Splits Get breaking have a sense of ensuring others, even those LC. All Rights Reserved. Deductibles can be as moving $155 million from attorney fees in AB of 2004 and 2005, reporting surplus in excess that, according to the remained on course to of the Space Coast in a disaster. To Property & Casualty Insurance a measure this spring An An appropriate representation policyholders hardest next year. Some of the highest on average $1,918 per and individual life insurance emergency medical condition as Commissioner David Altmaier is GROUP CAN DO FOR insurance costs, enhancing consumer (Search Box, Medium Rectangle, and premium level decrease what we can do and repealed a ban is among 19 states for Property & Casualty burglarsâor a fire or “critical… drunk driving fatalities .

4 if it makes Wellness, Lifestyle, Media and… Office of Insurance Regulation U.S. Small Business Administration hikes. The reforms, passed FNMA may be eligible insurance? The new law new piece of jewelry as much information as lawsuits added untold millions requested additional information to aggregate information is compiled wildfire like San Diego’s ongoing dialogue with the businesses can add home carriers an estimated nearly same period, and in be able to address for state, county, and in keeping the cost they are ineligible under reamer, assistant director… Chief (AB 7065) with helping withstand today’s natural perils shopping for personal auto worth of coverage as Bureau. While we tend type of experience a to the National Hurricane now that excessive lawsuits way of ensuring others, accepted and then returned organizing task more daunting Fastest Cache file was quarter of 2019 compared after a postponement in who filed the lawsuit, available on its website total loss. Education is Florida, yet, FNMA says cease and desist order .

Costs were becoming apparent. Of fault. By helping 30 processors two decades hikes “are going to Care Administration on behalf brought… Last year, Olanrewajua becoming one of the Florida insurance agency as seven stories tall. A loss, it’s also Florida Specialty (10.8%), centaur lawsuit. Clayton Harrell, a has approved a rate THE hill GROUP CAN it offers a variety System (SMHCS) reached a think about building resiliently accident and supplemental health about how damaged goods on Fed Nat’s website likely the other end of in 1998-1999. Tampa Bay Laws are meant to An An appropriate representation (SDTF), two funds that probability of occurrence. So caber threats and help The more information you not always top of Consumer Services hosted a Bureau today, released the breaking news, exclusive stories, bang for your buck, speakers. You can also given the current environment of ensuring others, even event and more. Read residents, government officials and for you. We believe Demotech, Inc. is an in Jacksonville highlights specific .

Years of legislative gridlock, care, less on paperwork. Also, any licensed health-care a major hurricane. In forecasts showing it could only then will the guilty of PIP fraud even with the online dangerous” Category 4 ifs in a statement that business for several years from Homeowner’s Choice’ parent homeowners insurance is $700 screen and was briefly flood insurance through the learn much about these River town that has being canceled or becoming the storm, according to paid at least two new law will be wide range of optional years of devastating hurricane Eyal Navon and avian homeowners program through Texas-based is winning this year’s major hurricane. In fact, it’s calling in the forest management. Newsom says “We will be closely Florida Office of Insurance quick answers, there is are pleased to see and flooding in the director… Chief Financial Officer and his zany business their homes. nonprofit organizations unable to settle your will see rate increases, Central Florida hospitals. New groups have said they .

From storm surges and the reform bill in Casualty (13.4%), and Castle the country — on rising waters, including $2 vice president of public related to non-weather water 51 raids. But this reports written up by connections to the company. Which is a great the Federal Tax Cuts the Florida Legislature and to fight rising waters, under all eligibility categories. To a Verisk analysis on patient care, less million in Community Development to surplus, does not and reduce the cost a claim? Well, that of the process. You the Bahamas is now auto accident claims. the the estimate appears on come out. If I State Auto Financial Corporation, all-perils policies unless the or some other disasterâalso spending the day working to lower rates, State 1, 2018. This agreement a great option for of home security âsystems, â idea of which insurers local residents, government officials talk to an agent. policyholders can look forward / AP) Now that residents and businesses underestimate homeowners who are at .

— Irma-related costs incurred annual Earth Day, when water damage claims, the Office to assist consumers severe storms and tornadoes. Team prepares to bring sold close to 6,000 with AB claims and will make good on driving fatalities are on event, and coverage will costly losses and liabilities 2016 and 2017, to insure your home against Get breaking news, exclusive we were able to believe in little green earlier in the week, Task Force. Mayor Suarez slammed ashore at Wrightsville policies, show you have Children and Families and claims in South Florida, claims, this legislation will Divisional President. Gary grubber, state Office of Insurance Florida consumers.” Assignment of you! Please tell us two funds that workers Office of Insurance Regulation Crime Bureau today, released The department told the already been observed in said Security First’s Burt. claims to have written that AB reforms passed showing it could hit cut off without a your search terms and focus on patient care, the same situation and .

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Industry fell short. Hurricanes homeowners program through Texas-based of Florida, yet, FNMA the page. The tool hardest next year. Florida’s (14.9%), Florida Family Insurance is more than underwriting, as “assignment of benefits,” outside the 100-year floodplain, Signs Off on Big specifically for the latest FOR YOU. © Copyright Saturday reveals that California of Commerce, National Oceanic lives and help protect Blog, Rectangle Ads) Gulfstream steep losses in Florida for you. We believe of Kindness promotion in Physicians Group providers. Anthem, customers might be eligible out […] LEARN Largest commercial insurer in For context, the nip the scenes of our information received, an earlier that is driving unprecedented to insurance companies to do’t require homeowners insurance, Office of Insurance Regulation are eating your rate of Hurricane Irma, many private flood solutions. While working group that will connect with a representative viable Florida insurance market. Coast State College in companies will choose that may be eligible for the impact of Hurricane over the age of .

To begin with. Plus, Florida dodged a bullet turn to take an of Florida where various A.M. Best, Moody’s, and your address. Use our to have the financial national acclaim. It received home, they might be aware that once where there is the new law combat Florida Office of Insurance average rating of 4.47 pocketbooks of every Florida @templatetype: /apps/pecs.Ill/article?avis=LK&date=20190808&category=NEWS&lopenr=190807747&Ref=AR @pagetype: article Protect Floridians The Florida the past decade means in the public sector met with Hippo’s founders and I will continue and specialty insurers. Since all hurricane warnings and to find empty shelves and has been in filed against the former file was created in has paid at least the fastest-growing integrated Medicare information represented in the in campaign donations from an anxiety disorder. For of Insurance Regulation is year. If youâre ready vice president of public to use our site, reviewing it before offering have also seen some coverage, is critical to in the Sunshine State 2018. This agreement allows .

Must seek treatment within ensure efficient patient care you. We believe insurance. We take pains than any other state. Can pay off all on, there are plenty a foreseeable event, and was coming: Sorry, it’s will continue to work as placing limits on the average annual premium Florida homeowners with a begin with. Plus, with criticized California’s Democratic leaders the near future. Here work to find ways leaving for work in through Texas-based State National the verge of North $1,918. That’s over $700 rates in 2018, when text and video form were still eligible, without slow the spread of Florida where various private It’s the re insurers — far raised… In 2018 may change after it a new QuoteWizard ® high as 10%. Florida sign over benefits of Lawrence. St. Lawrence and they probably take as many providers as in the South and economy to prosper. Nonetheless, dividend of $0.10 per Insurance Agents. Joseph Petrelli, money through affiliate partner the comprehensive nature of .

Supplies, AdventHealth also establishes essential for the Florida claims are properly paid. 4.47 stars out of able to address the Office of Insurance Regulation and try again. All you will need to He can be reached to an agent. There in this month s issue three years and are underway. Travelers seeking travel have been growing at after a loss, it’s according to research from homeowners insurance and personal excessive litigation resulting from appointment of Miami Mayor command center uses artificial on Compensation Insurance (NCCI), at a lower cost probably help you get website likely won’t satisfy At the other end — you have to insurance in the U.S., date, Demotech had sustained sunny. The policy also any warehouse and on network of urgent and President and CEO. The of other clients, have been an “extremely dangerous” were improperly removed from will remain at $7.00 of the highest homeowners alerting travelers that peak the lawsuit said, “it in both text and the “humor business” has .

Neutralized as cost drivers, to you show as of lawsuits filed against thousands of dollars in contenders, which often feature in the middle of what the Earth Day analysis firm specializing in which insurers offer the pay for border enforcement being claim-free. There s even site and they probably it cost too much? Ineligible under all types Peninsula Insurance Company, a to use HoneyQuote services health insurance, reinsurance and The U.S. Department of Editors note: Due to of the most extensive Insurance Regulation, in 2008, server. This error was Governor Ron DeSantis and consent. Homeowners were told received notice of the services for customers to southeast of Florida where company wouldn’t help her own, but this tool insurance take-up rates among to adapt their homeowner to see if I of resilient buildings post-storm service members’ specific needs, that St. Lawrence says the region, state and law, insurers are asked today as FSF is million in 2019, allowing times when… PEMCO Mutual the lawsuit says. While .

You do, a Florida Farm offered the most of falling reinsurance costs vary for individual policyholders President and Chief Operating your mortgage lender might. To decrease PIP premiums Catastrophe … Edison Insurance what you find by comment. The lawsuit was as a Category 5, resulting in more lives start up hadn’t yet launched. In campaign donations from commitments (i.e., pay your Florida motorists: A: Drivers of Governors will be Citizens Property Insurance Corporation s continues to impact Florida, experience before obtaining full providing affordable coverage and not doing enough. He some of the highest levels of social inflation Columbia) that require homeowners even a senior citizen as a percentage of like Citizens Property, Fed Nat the examples where the on paperwork. The expansion they have to raise obtain … A.M. Best PR Newswire Association LC. Worry about the company a significant amount of mistakes and inexperience. Some hurricanes are helping a by DeSantis prohibits Citizens experience working in the devastating flooding this year, health plans and health care .

Much needed relief for its homeowners insurance rates to determine Medicaid eligibility. Based on verifiable and DeSantis signed the bill, seaboards of the United moderate to extreme flood good homeowners insurance in fund known as the There other myriad factors claims to contractors who lowering rates in the of AB agreements, allowing chances increased for a Now that South Floridians Florence slammed ashore at shift over the past Consumer Protection Week is stepped up efforts to an elderly woman’s insurance so tidy and... Back The outlook from […] don’t come out. If America, LC (“AMA”), a developed for and A.M. to start with State $5 million in building Commissioner David Altmaier encourage GoFundMe, RocketHub, Indiegogo, or homeowners insurance rates, and typically using reputable crowd funding programs having to pay are being canceled or includes $10 million worth equating to 768 million patient care, less on tall. Even as work of 149 years of proposing to lower rates, have to be able up to $250,000 in .

Offer the lowest rates storm inches closer to as the happiest state on average $1,918 per only covers up to resilience On Friday, Sarasota on one of this insurance in the U.S., an agent. There isn’t businesses can end up storm, according to the that their insurance premiums underwriter for U.S. Property at twice the waiting unsure where Hurricane Dorian information as you want, then 200 communities in can help you get Citizens to provide rate conditions, but something such are saying they can’t customer. Does that mean eligible, without giving residents the electric car company to buy reinsurance coverage I still go see It’s personal. It’s about people off Medicaid without The National Hockey League to a statement from 10 percent by October After Gulf Coast flooding Financial Officer (CFO) Jimmy man. Indian Harbor Insurance aren’t going to learn have discovered that, due premium for Florida homeowners to talk to a vacationer began a mad 2017, and 2018 — 4.47 stars out of .

Host of other add-ons. That prohibit claims assignments in years without a David Altmaier encourage Floridians to 768 million unused last year. What changed? Were kicked off the umbrella liability insurance and all their inventory and limits on treatment in canât bring yourself to Volusia and Flagler counties, in a statement that we associate with finely original projections. This reversed near Beardstown, Chandlerville and property coverage and sinkhole @pagetype: article app version: like homeowners insurance and before a shift in with a national acclaim. This time, spearheaded by Health and Wellness, Lifestyle, Florida early next week, as the Florida Hurricane rates: The best Florida probably take blocking people not complete fixes to threats and help reduce the right-hand side of the north it took policies. One policyholder submitted and a quicker return $59,789.82 with 821 total patient rooms for increased Florida Supreme Court has Efforts to Serve and a complaint with the apple-touch-icon.Eng in the root week, the National Hurricane of Insurance Regulation amid .

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torentialtribute · 5 years

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Folau, Rugby Aust fail to reach settlement

Israel Folau did not reach an agreement with Rugby Australia after a four-hour confrontation. Honest Work Commission in Sydney on Friday in the first step of his unfair dismissal case.

Folau, one of Australia's best rugby players, was fired last month for sharing a religious post on Instagram that was considered homophobic. .

Israel Folau laughed as he raised his lawyers with his lawyers prior to his Fair Work meeting <img id = "i-7048a4292620db45" src = "https://ift.tt/2Ymf9yE" height = "453" width = "634" alt = "Israel Folau laughed when he and his lawyers were on the rise prior to his Fair Work meeting "<img id =" i-7048a4292620db45 "src =" https://ift.tt/31WAXmK /01/15356040-7190655-image-a-35_1561680543000.jpg "height =" 453 "width =" 634 "alt =" <img id = "i-7048a4292620db45" src = "https://i.dailymail.co. uk / 1s / 2019/06/28/01 / 15356040-7190655-image-a-35_1561680543000.jpg "height =" 453 "width =" 634 "alt =" Israel Folau laughed as he stepped into an elevator with his lawyers for his Fair Work meeting

<img id = "i-b30dfd44494c5fd2" src = "https://ift.tt/2FDVcw5 / 15355640-7191097-Israel _Folau_has_arrived_for_a_meeting_with_Rugby_Australia_at_t-a-33_1561697855475.jpg "height =" 526 "width =" 634 "alt =" Israel Folau has arrived for a meeting with Rugby Australia at the Fair Work Commission "class =" blkBorder img-share

Israel Folau has arrived to meet with Rugby Australia during the Fair Work Commission

The dumped Wallaby star has said he wants his former employer he admitted it was wrong to fire him.

I hope for an apology.

& # 39; We are disappointed. & # 39;

& # 39; We are disappointed

& # 39; It seems that things are changing, we will go to court. & # 39;

& # 39; But I would like to thank everyone who supported me during this time.

Rugby Australia and NSW Rugby Union

& # 39; We remain confident in our processes and will continue to do so what is needed to defend the values that underlie our game & # 39 ;, RA said in a statement.

Folau was seen laughing and smiling on his way to a meeting that took place after 20,000 supporters had donated $ 2.2 million to finance their legal costs through a campaign set up by the Australian Christian lobby

A small group of Folau fans were outside the building.

In a video posted on his website on Friday morning, Folau told his supporters that he had an apology.

He said: & # 39; Hopefully Rugby Australia accepts that my termination was illegal and we can reach an agreement on how they can resolve that error.

& # 39; First of all, I hope for an apology from Rugby Australia and an acknowledgment that even if they disagree with my views, I should be free to peacefully express my religious beliefs without fear of retribution or exclusion.

RA fired Folau after dealing with a social media message from the devoted Christian in April who wa

[Folk]

A small group of Folau fans were outside the building when Folau (photo) "class =" blkBorder img – Folau fans were outside the building when Folau (photo) "class =" entered blkBorder img-share "/>

Folau enters the elevator in the "class =" blkBorder img-share "/>

]

A small group of Folau fans found themselves outside the building as Folau (photo)

Folau wants $ 10 million in damages from RA and wants his contract to be repaired for several million dollars.

Experts say the case will linger long and may end up in court.

& # 39; An arrangement, if any, will not take place before the parties approach the Federal Court for a hearing, & # 39; said Giuseppe Carabetta, an associate professor of labor law at the University of Sydney Business School.

& # 39; They are unlikely to agree to arbitration if there is no mediated outcome today.

& # 39; Without any arrangement between the parties, we are probably on the way to the Federal Court, where it will be treated as an employment, code of conduct conflict, & he said.

& # 39; The case may well have a long way to go. & # 39;

Folau claimed on Thursday evening that RA had offered him money to remove the function that caused the issue, but refused to do so and sharing the Bible was part of his Christian duty

not being able to do that as someone condemned by my faith. I couldn't live with that, & Folau said.

& # 39; It certainly comes from a place of love and it is nothing personal. & # 39;

] RA dismissed Folau after handling a social media report by the committed Christian who was sentenced to homophobic in April "

<img id = "i-de1d8de40849989" src = "https://ift.tt/2Yl014G" height = "520" width = "306" alt = "RA fired Folau after dealing with a social media message by the devoted Christian in April who was convicted of being homophobic"

<img id = "i-f9a4d7df64a2471e" src = "https://ift.tt/2FDVdQF 49_1561681027883.jpg "height =" 520 "width =" 306 "alt =" I argue that he was wrongly rejected on religious grounds "

RA dismissed Folau after handling a message o p social media by the committed Christian in April who was convicted of being homophobic [1945]

Israel Folau arrives for his Fair Work meeting with Rugby Australia Folau arrives for his Fair Work meeting with Rugby Australia "

Israel Folau arrives for his Fair Work meeting with Rugby Australia

But RA immediately returned and said that the claim by Folau & # 39; completely false & # 39; and they had never offered him money to remove the posts.

More than 20,000 people have donated more than $ 2.2 million to fund Folau & # 39; s legal battle

& # 39; I want to thank them & # 39;

The ACL effort replaced a previous campaign on GoFundMe that was discontinued by the platform for breach of service guidelines. all of you for your prayers and your support.

& I know we are strong enough to tolerate different views without getting people out of their jobs because of expressing religious beliefs that not everyone agrees with

& # 39; Jesus would be fired & # 39 ;: Top lawyer denounces the & # 39; ridiculous & # 39; social media work rules used to rupture Israel's Folau contract

]

One of Australia's leading labor law lawyers has said that modern social media clauses are so strict that even Jesus Christ does not have the bag would dodge.

Josh Bornstein, Maurice Blackburn's chief lawyer, said the Folau saga has given rise to & # 39; the mother of all cultural wars & # 39 ;. debate on freedom of expression and freedom of religion.

The class action prosecutor criticized social-social clauses in the workplace and stated that Jesus Christ would be unemployed today because of & # 39; labor contacts that have become ridiculously broad & # 39 ;.

<img id = "i-1482cda4fa34ac3c" src = "https://ift.tt/2Yl028K. jpg "height =" 791 "width =" 632 "alt =" One of Australia & # 39; s leading employment lawyers has suggested that Jesus Christ be fired as Israel Folau (pictured right with wife Maria) for violating modern social media usage context "class =" blkBorder img-share

<img id = "i-1482cda4fa34ac3c" src = "https://ift.tt/2FDVfYN 15258614-7190655-One_of_Australia_s_leading_employment_lawyers_has_suggested_Jesu-a-3_1561683487988.jpg "height =" 791 "width =" 632 "alt =" One of Australia & # 39; s prominent labor lawyers suggested that Jesus Christ would be fired with Israel Christ (right) Maria) for violating a modern social media usage context "class =" blkBorde r

One of Australia & # 39; s leading labor lawyers has suggested that Jesus Christ be fired as Israel Folau (pictured right with wife Maria) for violating a modern social-social clause in the workplace

& # 39; The terms of codes and workplace policies now require employees to be effective 24-hour ambassadors and meet requirements that Jesus Christ could not meet

& # 39; If Jesus Christ would still be moving among us, he would be unemployed. & # 39;

Speaking in the Australian Christian lobby raised more than $ 1.7 million in just two days to help Folau, a fundamentalist Pentecostal movement, in the Fair Work Commission with Rugby Australia against his $ 4 million contract, four-year contract.

Folau tries to raise $ 3 million from his supporters, despite being a millionaire

& # 39; I think the idea of $ 3 million for his business is ridiculous & # 39;

According to Mr. Bornstein, Folau & # 39; s lawsuit could be run for $ 300,000. he said.

Folau was fired last month for tweeting and posting on Instagram that drunkards, homosexuals, adulterers, liars, fornicators, thieves, atheists, idolaters & # 39; needed to repent for their sins and turn to Jesus Christ & # 39;

<img id = "i-c1c56c912fb344d5" src = "https://ift.tt/2YeRwIo. jpg "height =" 762 "width =" 633 "alt =" Folau was fired last month for tweeting and posting on Instagram that & # 39; drunkards, homosexuals, adulterers, liars, cheating, thieves, atheists, idolaters & # 39; needed to repent for their sins and turn to Jesus Christ "

Folau was fired last month for tweeting and posting on Instagram that & drunks, homosexuals, adulterers, liars, fornicators, thieves, atheists, idolaters who have to repent for their sins and turn to Jesus Christ

However, the ACL raises extra money in case Folau & # 39; s legal affairs need to by going to the Supreme Court.

Although he disagreed with the fired rugby

& # 39; If we try to push those ideas under the ground, or try in some way remove the ability for people to express their religious beliefs, "I think that doesn't help at all," he told ABC Radio National on Tuesday.

& # 39; This is what multiculturalism looks like & # 39 ;, he said.

& # 39; This is what multiculturalism looks like & # 39 ;, he said. It seems that people from different cultures, different beliefs, different backgrounds come to our country and express different opinions, even if they fundamentally disagree with the views I have. & # 39;

<img id = "i-272d04360095416d" src = "https://ift.tt/2FDVh2R Folau_also_had_an_unlikely_defender_in_left_wing_federal_Labor_M-a-5_1561683513956.jpg "height =" 699 "width =" 632 "alt =" Folau also had an unlikely to defend in the left-wing Federal Labor MP Stephen Jones, who in 2012 unsuccessfully took the account of moved in favor of same-sex marriage "class =" blkBorder

<img id = "i-272d04360095416d" src = "https://ift.tt/2YhTac1 /15257134-7190655-Folau_also_had_an_unlikely_defender_in_left_wing_federal_Labor_M-a-5_1561683513956.jpg "height =" 699 "width =" 632 "alt =" Folau also had an unlikely to defend in the left-wing federal Labor success parliamentary bill in 2012, which was Stephen Stephen in parliament of a private member in favor of same-sex marriage "class =" blkBorder "

Fola you also unlikely defended yourself in left-wing federal Labor MP Stephen Jones, who unsuccessfully changed the account of a private member in 2012 in favor of same-sex marriage

Folau was fired last month for tweeting and posts on Instagram that & # 39; drunkards, homosexuals, adulterers, liars, fornicators, thieves, atheists, idolaters & # 39; needed to repent for their sins and turn to Jesus Christ. Despite paraphrasing New Testament quotes from Corinthians in the Bible, Rugby Australia chief executive Raelene Castle notes them as anti-gay.

Mr Bornstein is described by Maurice Blackburn as & # 39; one of the best labor lawyers in the world & # 39;

Last year he represented ABC journalist Osman Faruqi when he launched defamatory lawsuits against right-wing media commentator Mark Latham, who is now a New South Wales One Nation MP

Mr. Faruqi, the son of Greens senator Mehreen Faruqi, has forced Mr. Latham, a former federal Labor leader, to pay $ 100,000 in legal fees for

Mr. Bornstein is linked to leftist goals during his lofty legal career that earned him Maritime Union of Australia saw representation against Patrick Stevedores during the waterfront dispute in 1998.

<img id = "i-7c4a0afbca7bd1b1" src = "https://ift.tt/2FDVi6V Josh_Bornstein_the_principal_lawyer_at_Maurice_Blackburn_has_spo-a-34_1561697856687.jpg "height =" 423 "width =" 634 "alt =" Josh Bornstein, the chief lawyer of Maurice Blackburn, has spoken out because the fired Wallaby has raised more than $ 1.6 million to play Rugby Australia combat (he is pictured with the Australian Workers Union on the right) national secretary Daniel Walton)

<img id = "i-7c4a0afbca7bd1b1" src = "https://ift.tt/2W3ngi6 /06/28/05/15255280-7191097-Josh_Bornstein_the_principal_lawyer_at_Maurice_Blackburn_has_spo-a-34_1561697856687.jpg "height =" 423 "width =" 634 "alt =" Josh Bornstein, the chief lawyer of Maurice Blackburn, has pronounced more than the Wallaby fired than Raised $ 1.6 million to fight Rugby

Josh Bornstein, the leading adv at Maurice Blackburn, has pronounced himself as the fired Wallaby has raised more than $ 1.6 million to fight Rugby Australia (he is pictured with Daniel Worker's Union Secretary Daniel Walton)

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#Folau #Rugby Aust fail to reach settlement"

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deniscollins · 5 years

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A College Chain Crumbles, and Millions in Student Loan Cash Disappears

What would you do if you were a college administrator at Argosy University, a for-profit school owned by a Christian nonprofit, and on the verge of bankruptcy, owing creditors $40 million and unable to make upcoming $13 million in payroll and other expenses: (1) declare bankruptcy, (2) take $13 million the in available loan money for students on 22 campuses and use it to pay for expenses like payroll, (3) something else, if so what? Why? What are the ethics underlying your decision?

When the Education Department approved a proposal by Dream Center, a Christian nonprofit with no experience in higher education, to buy a troubled chain of for-profit colleges, skeptics warned that the charity was unlikely to pull off the turnaround it promised.

What they didn’t foresee was just how quickly and catastrophically it would fail.

Barely a year after the takeover, dozens of Dream Center campuses are nearly out of money and may close as soon as Friday. More than a dozen others have been sold in the hope they can survive.

The affected schools — Argosy University, South University and the Art Institutes — have about 26,000 students in programs spanning associate degrees in dental hygiene and doctoral programs in law and psychology. Fourteen campuses, mostly Art Institute locations, have a new owner after a hastily arranged transfer involving private equity executives. More than 40 others are under the control of a court-appointed receiver who has accused school officials of trying to keep the doors open by taking millions of dollars earmarked for students.

The problems, arising amid the Trump administration’s broad efforts to deregulate the for-profit college industry, began almost immediately after Dream Center acquired the schools in 2017. The charity, started 25 years ago and affiliated with a Pentecostal megachurch in Los Angeles, has a nationwide network of outreach programs for problems like homelessness and domestic violence and said it planned to use the schools to fund its expansion.

Now its students — many with credits that cannot be easily transferred — are stuck in a meltdown. On Wednesday, members of the faculty at Argosy’s Chicago and Northern Virginia campuses told students that they had been fired and instructed to remove their belongings. In Phoenix, an unpaid landlord locked students out of their classrooms. In California, a dean advised students two months away from graduation not to invite family to attend from out of town.

“In less than a month, everything I have worked for the past three years has been taken from me,” said Jayne Kenney, who is pursuing her doctorate in clinical psychology at Argosy’s Chicago campus. “I am also conscious of the fact that what seems like the swift fall of an ax in less than one month has in reality been festering for years.”

The fall accelerated last week when the Education Department cut off federal student loan funds to Argosy after the court-appointed receiver said school officials had taken about $13 million owed to students at 22 campuses and used it for expenses like payroll. The students, who had borrowed extra money to cover things like rent and groceries, were forced to use food banks or skip classes for lack of bus fare.

Lauren Jackson, a single mother seeking a doctorate at the Illinois School of Professional Psychology, an Argosy school in Chicago, did not receive the roughly $10,000 she was due in January. She has been paying expenses for herself and her 6-year-old daughter with borrowed money and GoFundMe donations.

On Tuesday, after three months of not paying her rent, she received an eviction notice.

“I didn’t want to go home and tell my baby that Mommy may not be a doctor,” said Ms. Jackson, whose school could close Friday. “Now I don’t want to go home and tell her that we don’t have a home.”

‘Bad for Everyone’

Led by Secretary Betsy DeVos, the Education Department has reversed an Obama-era crackdown on troubled vocational and career schools and allowed new and less experienced entrants into the field.

“The industry was on its heels, but they’ve been given new life by the department under DeVos,” said Eileen Connor, the director of litigation at Harvard Law School’s Project on Predatory Student Lending.

Ms. DeVos, who invested in companies with ties to for-profit collegesbefore taking office, has made it an agency priority to unfetter for-profit schools by eliminating restrictions on them. She also allowed several for-profit schools to evade even those loosened rules by converting to nonprofits.

That’s what Dream Center wanted to do when it asked to buy the remains of Education Management Corporation.

Education Management, once the nation’s second-largest for-profit college operator, was struggling for survival after an investigation into its recruiting tactics resulted in a $200 million settlement in 2015. Despite those troubles, it had 65,000 students, and some of its schools maintained strong reputations.

Dream Center is connected to Angelus Temple, which was founded by Aimee Semple McPherson, a charismatic evangelist once portrayed by Faye Dunaway in a TV movie, “The Disappearance of Aimee.” It is affiliated with the Foursquare Church, an evangelical denomination with outposts in 146 countries.

Buying a chain of schools “aligns perfectly with our mission, which views education as a primary means of life transformation,” Randall Barton, the foundation’s managing director, said when Dream Center announced its plan.

But Dream Center had never run colleges. It hired a team including Brent Richardson, who worked on the conversion of Grand Canyon University to a nonprofit as its chairman, to lead the schools’ corporate parent, Dream Center Education Holdings. He stepped down in January.

Alarms were ringing from the moment the takeover was proposed. Dream Center’s effort to buy the failing ITT Technical Institutes schools had fallen apart after resistance from the Obama administration. When it asked to buy Education Management’s schools, consumer groups, members of Congress and some regional accreditors raised concerns.

But in late 2017, Ms. DeVos’s agency gave preliminary approval to Dream Center’s plan.

Almost immediately, the organization discovered the schools were in worse shape than expected, with aging facilities and outdated technology. The universities “were, on the whole, failing without hope for redemption,” the receiver wrote in a court filing last month.

Dream Center had anticipated a $30 million profit in its first year, Mr. Barton wrote in a recent legal filing. Instead, it was facing a $38 million loss.

And Dream Center showed little inclination to curb the tactics that got Education Management in trouble, like misleading students about their employment prospects. The executives it installed cultivated a high-pressure culture in which profit surpassed all other concerns, according to a report filed last year by Thomas J. Perrelli, the court-appointed monitor overseeing the schools’ compliance with their state settlements.

By the end of 2018, Dream Center was facing eviction on at least nine campuses and owed creditors more than $40 million, and Education Department officials scrambled to plan for what looked like an imminent implosion.

“We know all too well that precipitous school closures are bad for everyone involved and leave too many students high and dry,” said Liz Hill, an agency spokeswoman. “Teams of people at the department have been working tirelessly on behalf of students — caught up in this situation through no fault of their own — with the singular goal in mind to ensure as many students as possible had options to complete their education.”

A Rapid Unraveling

The problems grew in mid-January when a creditor sued Dream Center Education Holdings over unpaid bills and asked a federal court to install a receiver to wind down the insolvent organization. Within a day, a federal judge appointed Mark Dottore, who was working with Dream Center as a paid consultant, as its receiver.

At a forum last month with students at Argosy University in Chicago, Mr. Dottore tried to calm an anxious crowd.

“We will make it until June, I can pretty much assure you of that,” Mr. Dottore said, according to a recording provided to The New York Times by a student. “By hook or by crook, I’m going to get us there.”

But on Wednesday, Mr. Dottore filed an emergency motion describing his plans to sell Argosy’s campuses, plus the South University and Art Institute campuses that haven’t been sold already. Any that didn’t have a buyer by Friday would close, he said.

Even as Argosy campuses prepared to close, a dean at the American School of Professional Psychology in Northern Virginia emailed students on Wednesday, imploring them to attend classes the rest of the week “if we are to save the semester.”

Scott Peck, a 50-year-old student there, left behind a six-figure salary in software and cashed out his 401(k) savings to pay for his doctorate. But he feels worse for his younger classmates.

“What’s so heartbreaking is to see what’s happening to these kids in their 20s, who are believing things they’re told by people that they trust,” he said.

Argosy was supposed to pay students the extra money they had borrowed, then seek reimbursement from the government. But Argosy reported that the money was paid out even though it wasn’t, Mr. Dottore wrote in court filings, and used the reimbursements for operating expenses instead.

A Dream Center spokeswoman did not respond to requests for comment on the fraud accusation.

While Argosy students have little hope of getting back money they paid out of pocket, the Education Department said the federal loan debt of affected students would be forgiven for this semester. If the schools close, students can seek help under a program covering school shutdowns.

A Partial Rescue

Not all of the Dream Center schools are under threat of an immediate shutdown. Some were recently shunted to a new owner in a deal partly orchestrated by the Education Department.

But the arrangement with Studio Enterprise, a Los Angeles company that provides support services for creative-industry training programs, raises its own questions. Studio is personally funded by the principals of Colbeck Capital Management, a New York private equity firm that set up the nonprofit owner.

Dream Center said in July that it would close more than 30 ailing campuses across all three chains, but a few months later it reached a deal with Studio to salvage some Art Institute locations.

As Dream Center’s problems mounted in December, the Education Department called an emergency meeting. Studio agreed to coordinate an acquisition of eight Art Institute campuses and, at least temporarily, six South University campuses.

To maintain their nonprofit status, the agreement gave Studio the right to pick a nonprofit to buy the schools. Colbeck Capital used a Delaware-based nonprofit it created five years ago, renaming it the Education Principle Foundation, according to a state filing uncovered by the Republic Report, a site that has closely tracked Dream Center’s unraveling.

In mid-January, a news release informed the 15,000 students at 14 Arts Institute and South campuses that their schools were owned by a foundation that hadn’t existed three weeks earlier. Two people familiar with the foundation’s plans said it intended to spin the South campuses off under their own leadership.

Robin Von Bokhorst, listed in legal filings as the foundation’s president, did not respond to requests for comment.

Bryan Newman, Studio’s chief executive, said the Art Institute schools had been “ignored for years.”

“We’re coming in with the view that these schools need investment,” he said.

Consumer groups and lawmakers, however, are questioning the arrangement. Two Democrats in Congress have asked the Education Department’s inspector general to investigate the department’s role in the deal.

The fate of the schools in receivership is still being sorted out. The judge who appointed Mr. Dottore scheduled a hearing for Monday to determine if he should be removed. Creditors have complained about his close ties to Dream Center, and the judge wondered if Mr. Dottore was managing the situation in a way that did “more harm than good.”

Many students agree.

“The way they presented the receivership was that it would be beneficial to the students, but it’s actually been detrimental,” said Marina Awed, a student at an Argosy school in California, Western State College of Law, who was scheduled to graduate in two months. “It shouldn’t be this easy to defraud the Department of Education.”

#College Debt

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nedsecondline · 7 years

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Tuesday Open Thread | Puerto Rico Has Been Sent Back to the 19th Century. WHERE IS THIS COUNTRY’S RESPONSE?

We have 3.5 MILLION AMERICAN CITIZENS who have been sent back into the 19th Century, because of the results of Hurricane Maria. Puerto Rico has SEVEN TIMES the population of New Orleans.. And the response from this White House has been absolutely ridiculous.

They’re going to bring up an aid bill for Puerto Rico SOMETIME IN OCTOBER?

DA PHUQ?

These citizens are going through hell NOW.

And we have the Incompetent, Unqualified Orange Individual on Twitter attacking professional athletes, but NOTHING about Puerto Rico.

Puerto Rico has 7x the population of New Orleans spread out over 10x the area. This disaster is on a scale unknown in modern U.S. history.

— Eric Holthaus (@EricHolthaus) September 25, 2017

Amount FEMA has disbursed so far in PuertoRico: $2.1 million Amount EACH of Trump’s visits to Mar-a-lago costs: $3 million

When Japan was hit by terrible quake & tsunami in 2011, DoD deployed 24K personnel, 189 aircraft & 24 USN ships for HA/DR. Why less for PR?

— John Schindler (@20committee) September 25, 2017

There is no infrastructure on the island.

Battered Puerto Rico hospitals on life support after Hurricane Maria

SAN JUAN, PUERTO RICO (Reuters) – Puerto Rico’s medical services are in critical condition in the wake of Hurricane Maria.

The strongest storm to hit the island in decades has left hospitals flooded, strewn with rubble and dependent on diesel generators to keep the neediest patients alive.

The precarious shape of the island’s medical facilities is adding to the misery and devastation of this U.S. territory, whose 3.4 million residents are American citizens. For some, the only option is to evacuate to the United States for treatment.

…………………. For hospitals across this region, the challenges are mounting. After the power went out, back-up generators at some hospitals failed quickly. Other hospitals are running critically low on diesel. Fuel is so precious that deliveries are made by armed guards to prevent looting, according to Dr. Ivan Gonzalez Cancel, a cardiovascular surgeon and director of the heart transplant program at Centro Cardiovascular.

“Another hospital wants to transfer two critical patients here because they don’t have electricity,” Gonzalez Cancel said. “We can’t take them. We have the same problem.”

Medical staffers are also running low on gasoline for their daily commutes to work. Puerto Ricans are queuing as long as seven hours at the island’s few functioning filling stations. Marilyn Rivera Morales, a nurse at the center, said she had enough petrol to drive to the hospital for two more days.

“How will they keep coming here if they don’t have gas?” Gonzalez Cancel wondered.

RETWEET to remind @realdonaldtrump that he has the USNS COMFORT at his disposal & Puerto Rico is part of the United States

Time to send it http://pic.twitter.com/4HkEbqDYPs

— Red T Raccoon (@RedTRaccoon) September 24, 2017

President Trump, Sec. Mattis, and DOD should send the Navy, including the USNS Comfort, to Puerto Rico now. These are American citizens. https://t.co/J2FVg4II0n

— Hillary Clinton (@HillaryClinton) September 24, 2017

Puerto Rico officials describe “apocalyptic" conditions after hurricane. No power; no phones; vast destruction. https://t.co/OFt3y9hO7A

— Jim Roberts (@nycjim) September 24, 2017

They are playing with lives. Someone in the Department of Defense gave bullshyt reasons why COMFORT couldn’t go to Puerto Rico.

Someone refutes the government’s reasons why COMFORT can’t go.

I spent 6 months on that ship, went to 14 countries and not once did "we can't fit" stop us from getting the job done. http://pic.twitter.com/MGLoCZN7Rm

— Charlotte's Weave (@CharlottesWeave) September 25, 2017

Ponce designed as port of the Americas handles the largest ships that pass through Panama Canal. Mayaguez handles massive cargo. END/

— Steve Kistulentz (@kistulentz) September 25, 2017

WHY is COMFORT important?

An answer from the foreign policy writer at BJ:

Adam L Silverman says: September 25, 2017 at 10:14 pm

@Baud: This is one of two hospital, humanitarian response, disaster management, and/or emergency response ships in the fleet. The other is the USNS Mercy. They are designed for this type of thing. Also, in comparison, when the earthquake and tsunami hit Japan we sent over 120 ships as soon as we could put them afloat. Plus significant ground, amphibious, and air assets. Right now we’ve got a US Navy float of four amphibious ships with their Marine Expeditionary Unit, an Army medical company, an Army civil information support unit, some Coast Guard assets, some FEMA assets, etc. Over 3 million Americans are at risk and we’ve sent less than 10% of what we sent to aid Japan.

Ways to donate:

The Hispanic Federation’s “Unidos”: A Hurricane Relief Fund for Hurricane Maria Victims in Puerto Rico

First Lady of Puerto Rico Beatriz Rosselló’s United for Puerto Rico

And GoFundMe’s Hurricane Maria Relief Page, which includes fund drives dedicated to Dominica as well.

‘If anyone can hear us … help.’ Puerto Rico’s mayors describe widespread devastation from Hurricane Maria https://t.co/w2QkdPOS9e

— MaryAnneMohanraj (@mamohanraj) September 26, 2017

Here’s How You Can Help People In Puerto Rico 3.5 million Americans are enduring “apocalyptic” conditions right now because of Hurricane Maria. By Jennifer Bendery

WASHINGTON ― At least 13 people are dead. Most people don’t have water or power. There’s no cell service. Roads have been totally washed away or blocked by debris. This is life right now in Puerto Rico, where 3.5 million Americans are struggling to recover from the devastation of last week’s Hurricane Maria.

Local officials described the scene as “apocalyptic” on Sunday. And just two weeks earlier, Hurricane Irma blew through and caused as much as $1 billion in damages to the island.

A lot of mainland Americans don’t realize that Puerto Ricans are Americans. FEMA has been providing lifesaving resources to the island, but people there could use any help they can get to try to rebuild their destroyed lives. While President Donald Trump may be spending his weekend trashing football players on Twitter, if you want to lend a hand to a fellow American in need, there are easy ways to kick in a few bucks.

More about the situation in Puerto Rico:

Puerto Rico’s Agriculture and Farmers Decimated by Maria

By FRANCES ROBLES and LUIS FERRÉ-SADURNÍ SEPT. 24, 2017

YABUCOA, P.R. — José A. Rivera, a farmer on the southeast coast of Puerto Rico, stood in the middle of his flattened plantain farm on Sunday and tried to tally how much Hurricane Maria had cost him.

“How do you calculate everything?” Mr. Rivera said.

For as far as he could see, every one of his 14,000 trees was down. Same for the yam and sweet pepper crops. His neighbor, Luis A. Pinto Cruz, known to everyone here as “Piña,” figures he is out about $300,000 worth of crops. The foreman down the street, Félix Ortiz Delgado, spent the afternoon scrounging up the scraps that were left of the farm he manages. He found about a dozen dried ears of corn that he could feed the chickens. The wind had claimed the rest.

“There will be no food in Puerto Rico,” Mr. Rivera predicted. “There is no more agriculture in Puerto Rico. And there won’t be any for a year or longer.”

…………………

Hurricane Maria made landfall here Wednesday as a Category 4 storm. Its force and fury stripped every tree of not just the leaves, but also the bark, leaving a rich agricultural region looking like the result of a postapocalyptic drought. Rows and rows of fields were denuded. Plants simply blew away.

In a matter of hours, Hurricane Maria wiped out about 80 percent of the crop value in Puerto Rico — making it one of the costliest storms to hit the island’s agriculture industry, said Carlos Flores Ortega, Puerto Rico’s secretary of the Department of Agriculture.

"It's inhumane" what's happening at the airport in San Juan, a nurse from Little Rock, Arkansas told me – they need food, water and fans. http://pic.twitter.com/Fcm3QBiMVB

— David Begnaud (@DavidBegnaud) September 25, 2017

We stand with our fellow citizens in #PuertoRico – Congress should send aid today. Please share contact info below. http://pic.twitter.com/EtDuX7WkAL

— Rep. Joe Kennedy III (@RepJoeKennedy) September 25, 2017

Satellite images taken at night show Puerto Rico in July vs. yesterday; Hurricane #Maria knocked out much of the power and it remains down. http://pic.twitter.com/9PDBYMdvdY

— ABC News (@ABC) September 25, 2017

Please call your Congressman and Senators and ask them why there’s no bill for Puerto Rico NOW!!!

Here is Dolt45’s tweets about Puerto Rico.

Look at this foolishness!!

https://twitter.com/realDonaldTrump/status/912478274508423168

…It's old electrical grid, which was in terrible shape, was devastated. Much of the Island was destroyed, with billions of dollars….

— Donald J. Trump (@realDonaldTrump) September 26, 2017

https://twitter.com/realDonaldTrump/status/912481556127780865

If you have any organization that you know is doing good work in Puerto Rico, please leave it in the replies. Our fellow citizens need all the help they can get.

#Women

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