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Henniker New Hampshire Cheap car insurance quotes zip 3242

"Henniker New Hampshire Cheap car insurance quotes zip 3242

Henniker New Hampshire Cheap car insurance quotes zip 3242

BEST ANSWER: Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr

RELATED QUESTIONS:

What is the telephone number to American Standard Insurance?? *car*?

thanks!!

Whats the cheapest car insurance in ga?

trying to get full coverage on a used car..i need to find out some real cheap car insurance places in georgia

All the obamacare plans probably have better benefits than your current health insurance. bad news?

September 2013 An Early Look at Premiums and Insurer Participation in Health Insurance Marketplaces, 2014 Cynthia Cox, Gary Claxton, Larry Levitt, Hana Khosla Under the Affordable Care Act (ACA), individuals and families may purchase private insurance coverage through new state-based exchanges (or Marketplaces), which are set to open in October of this year for coverage beginning January 1, 2014. In states that decide against operating their own exchanges, the federal government will either run the exchange or work in partnership with the state to create an exchange. Regardless of whether an exchange is state-run or federally-facilitated, enrollees with family incomes from one to four times the federal poverty level (about $24,000 to $94,000 for a family of four) may qualify for tax credits that will lower the cost of coverage through reduced premiums and, in some cases, also be eligible for subsidies to reduce their out-of-pocket costs. This report presents an early look at insurer participation and exchange premiums both before and after tax credits for enrollees in the 17 states plus the District of Columbia that have publicly released comprehensive data on rates or the rate filings submitted by insurers. These include eleven states operating their own exchanges and seven defaulting to a federally-facilitated exchange. Plan availability and premiums for all states are expected to be available by October 1.""

Car Insurance for youth?

What car insurance company is usually cheapest for a new driver with a car in the early 90's (1991 Grand Prix) for liablity only. I would go on with my parents but the company they have forces me to pay on every car they own and its just waaaay to much for me since im just starting out in the workforce

""Which car insurance firms will insure a Mexican, non resident, for a short duration on my car insurance?""

I require an additional driver on a car insurance policy, I'm a UK resident and require a Mexican with only a Mexican license to drive. Any ideas?""

New Insurance coverage?

ok im having a really hard time calling these people and getting no answers. its plain and simple. I have health insurance through my mother. I recently had a baby and i was told he will only be covered for 2 months and after that i will have to get his own coverage. Now the question is this. I want to get my own insurance so he can be under my name, meaning i want to be off the one my parents have me under. is that possible? and if otherwise, would i have to put him under my moms or what?""

What is the cheapest car insurance premium quote?

That you know of , for an 18 year old male driving a group 1 car. Thanks.""

Got a ticket for 30 over and have American Fam. Ins. 1st speeding ticket. Any insight on rate increase?

Aim a 23 year old male & this is my first ticket for speeding technically (I got a ticket 6 years ago for speeding but it was dismissed in court). I also totaled a car 7 years ago but that seems to be irrelevant now (I would think). I was sighted for going 75 MPH in a 45 MPH on interstate 670 in Columbus, Ohio (45 due to construction not in progress so fine was not doubled). The office stated to me that the traffic flow was moving well above the posted speed limit however I was moving a bit faster than the flow. My first question is should I take this to court and fight it (also hope the officer does not show) If the traffic flow was moving considerably over the posted limit then why wasnt any of the people ahead of my pulled over? Does anyone think this will stand in court or do you think the fact that I was going 30 over pretty much kill my defense? Also (since I believe I will have to pay) how much do you think my insurance rates will increase? Like I said I am a 23 year old male with 1 prior speeding ticket that was dismissed in court 6 years ago, totaled a car 7 years ago and received a ticket almost 3 years ago for peeling and squealing (which was BS). Any insight is helpful and thank you all for taking time to read my post and respond it means a lot.""

Health insurance in florida?

if you dont have a job yet and have children how do u get health insurance in florida and if you had a c section and a premature baby why would an insurance company deny you insurance also if your child is underweight because of being premature why would their insurance be ridiculously high each month?

Does a Dodge Dart have sports car insurance?

If i buy a dodge dart Rallye and it has the 1.4L turbo engine, will i have to pay for sports car insurance?I have statefarm..""

Should I get $500 deductible or $250 on car insurance?

does it make sense to get higher deductible to save premium or is that a scam? clubny2007 coming soon

Car insurance stuff i don't understand.?

Hello everyone, I am an international student who's been in the USA (Buffalo, NY) for the past 2 years working hard on my masters (i'm 25 now). I bought a POS Saturn last year for 2000 dollars and, well, for that i needed to get car insurance since it's mandatory in this country. Since i was from abroad and i had a learner's permit at the time, i had to get insurance with my international license. Progressive was my only choice so i paid around 700$ for 6 months. That's the rate I've been paying for the last year. Unfortunately, i just don't have the money anymore to pay 700 more dollars for the next 6 months. I tried different insurance companies but they are all around the same range. Apparently, i was stupid enough to not get a credit card as soon as i landed in this country. I was raised with the if you don't have money, don't spend it philosophy so i just used my debit card. This is the only reason that i can see for these absurd rates. Every single one of my friends ( all international students ) pay around 200-250/six months dollars for their pieces of crap cars. I just feel like i'm not being given a fair deal. Not having any credit might put a penalty on me, i understand somewhat how a capitalist mind works... let's say about 100-150 more dollars for 6 months, but a whopping 500 $ ? Don't you think it's kind of messed up that first of all it's mandatory, and then there's no baseline to at least make sure that noone gets ripped off. Is there any way that a person can inquire why he is being charged so much(instead of the bs the agents tell you i.e your area is bad etc.)? Or are you at the mercy of these people?""

""I have a 11 month daughter, and i want to buy affordable health insurance for her.?""

I have a 11 month daughter, and i want to buy affordable health insurance for her.?""

Does insurance cost less for drivers that are 18 than for 16 year olds?

Is life insurance worth having so young?

I'm almost 21 years old, junior in college, and have new car (owe ~$23,000 with my mother as a co-signer), but no other debts. I started a $50,000 life insurance plan with my insurance company( State Farm) and pay about $17/month. Is it truly worth getting a plan this young or should i just put that money in to a pre existing savings account?""

Why ulips is not best insurance products?

I pay 450$ for car insurance. Ridiculous!?

I am 20 yrs old, have a full license with no accidents or major tickets. How do they expect young people to survive? With gas at crazy prices i pay nearly 800$ a month on gas and car insurance. I drive a Honda Accord and i need the car due to my commitments. Any thoughts?""

Insurance estimation for a 1998 - 2001 Mitsubishi Eclipse for a 17 year old?

Hi, i am 17 years old, active duty in the military an i am trying to buy a Mitsubishi Eclipse, although my mom keeps telling me that my insurance will be through the roof. Does anyone have an idea of how much it might cost me? For full coverage, in California? I understand that the Eclipses have a high death rate because they are quick, an teenagers tend to test the waters a little bit. However i am a responsible driver but i do want either an Eclipse or a Trans Am. Your time is much appreciated:) thank you!!""

Car insurance cost... roughly?

I am 15 and planning on getting my dads 1971 Plymouth duster as my first car when I'm 16, what would the yearly cost be?""

Need life insurance for 89 year old grandmother?

Does anyone know of any life insurance companies that I can get a life insurance policy on my 89 year old grandmother? She is currently in nursing home with dementia and in very poor health. My mother and I who are both disabled and on disability and food stamps and are currently living in her house...which is run down and we are living in squalor is not worth anything...my laptop I am writing this on is worth more than this house, but it has a tax lien and when she dies they will take it. So we need a life insurance policy on her of about $50,000 so we could buy a mobile home and a new car, which we don't have a car and to help us pay bills. We are getting her pension check of $218 a month so we could use that as monthly payment for the life insurance, but can put in some of our money if we have to but has to be under $300 a month. Any information would be greatly appreciated as I have not been able to find an insurance provider that will take anyone over 80 or 85.""

What is a collector car insurance?

please tell me everything you know about collector car insurance. i really need to know. thanks.

How much does it cost to live on your own. CAR INSURANCE?!?!?!?

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Mass insurance?

why is it that in massachustts that if you have a deductable of $500 on your car insurance policy and put in a claim for $900 dollars you are charged a surcharge of $360 for 6 years why do we have insurance and pay a high premium to start with. they should pay the claim for the $400 difference without a surcharge. i have 3 cars insured and it seems that i pay for the insurance but have no benefit from it.

Ow much does it cost to deliver a baby without health insurance in washington hospital california ??

How much does it cost to cancel motorbike insurance in the UK?

If you've been with them say 2-4 months. Also does it make a difference if its Third Party, Third Party Fire and Theft or Fully Comp? Its on a 125cc and the insurance is going to cost approx 300. Thanks""

Henniker New Hampshire Cheap car insurance quotes zip 3242

Car insurance for a learner...?

im 17 now and want to start learning to drive. But what i want to do is buy a car, then get insured on it as a learner and have my dad take me out driving to teach me. i want a car like a peugeot 206, renault clio, vauxhall corsa, a ford KA or something small like that. does anybody know how much insurance will be for me as a learner? also im female if that helps!?""

What are some names of some cheap 3rd party Auto Insurance companies in Texas?

Tittle say it all, best answer 5 stars""

How does car insurance really work for new drivers?

I passed my road test with flying colors last Friday, but my parents refuse to either get me a car, or allow me to drive theirs by myself. They quote insurance as the main problem - new drivers who are male and under 25 typically get insurance rates that are like 200% plus the normal rate. Now if that were the way it really worked for everyone, I wouldn't say anything, considering that I know it's not my car I'd be driving. However, I have plenty of friends who use their parents insurance, but don't pay a penny extra. I'm wondering how exactly that is done, because if my parents had their way, I'd be driving with them sitting in the side seat until the age of 25 - not happening.""

Is there any affordable health insurance out there(about 140-180 dollars a month)?

Not health savings accounts ...Is there anything by the government for Americans trying to live the American Dream on a modist income.

Can you claim your car insurance if your car needs repairs not caused by an accident?

If you have fully comprehensive insurance can you make a claim even though you have not been in a crash or other accident? The car in question has an MOT however it needs extensive repairs and is not drivable. The repairs are going to cost more than the car is worth and so it really just needs to be scrapped or sold for a ridiculously small sum of money to someone who can fix it up. The problem is that there is still a huge outstanding balance for the loan repayment of the car! Can anyone help please?

How much would insurance be on a honda cbr 125?

I'm 17, had one year on a bike with no claims and want to get a 125 cc. Heard that the Honda cbr is a good bike to get but I've been told they're expensive to insure. would go on the comparison sites but they take ages then send you a load of spam! so anyone know how much it would cost for third party only? the bike I'm looking at is a 2006.""

What medical insurance company should I get?

What medical insurance should I get? My employer doesn't provide medical benefits anymore. I don't want to spend alot and I live in California.

Do most parents pay for their children's car insurance?

Ok, don't rant at me, I'm asking this question innocently. Basically, I want to know if it's common for parents to pay for their children's car insurance (I'm thinking of those 17, 18, 19, etc. who just passed their test and haven't moved out), or if the child is usually made to pay it themselves? I don't know if part time jobs will cover the cost or what (especially as I imagine they will usually pay for their own petrol), but 3000 a year does seem quite a bit for a teenager to be able to afford. And seems like more and more youngsters are getting cars... I don't think I would expect my parents to pay for mine when I pass my test, but then again I don't know how I'd be able to afford it myself either... So I'm looking for some insight on the topic.""

Its about car Insurance?

hi guys i was wondering ive recently looked at a car ad the cars insurance saids 15E its and 2003 ex police car 'volvo s80' at the age of 21 is that going to be expensive. ??????????

Can I put my girlfriend on my health insurance if she lives with me? Or do we have to be married?

Liberals: How many of you actually pay for insurance and have seen your rates skyrocket?

Due to Obamcare? How many of you or your employeers plan on dropping coverage....and paying the fine ($500) because its cheaper....and then once you get sick (pre-existing condition) buying insurance. Do you morons not see this is the EXACT same thing Fannie/Freddie did to the housing market? And that the ENTIRE healthcare industry is going to collapse?

Massachusetts Health insurance?

Massachusetts Health insurance? I am in fifties and currently living in California. Due to the California high cost of medical insurance, My wife and I are thinking of moving to Massachusetts state, get a small home there and retire there eventually. The reason that we are thinking about is that we overheard Massachusetts have a much lower health insurance cost ($50/month ?). Please advise us if you are currently living in Massachusetts state or other states that have less expensive health care insurance and housing cost. You advise is greatly appreciated. Jo""

Car insurance estimate dispute?

I recently was bumped into in my parking lot and am trying to settle with their insurance company for how much the repair fee would be. I took it to one place and it was around $2100 with damage to both the front and back door (they said the front door would need to be replaced). I spoke with their insurance company and they said I needed to take it to their place to have an estimate. I took it to their place, and the guy asks me if I was going to have it repaired their or somewhere else. I told him I would get it repaired somewhere else, which meant I would get a check he told me. He inspected it and told me that there was a 50-50 chance it would need to be replaced on the front door so his estimate was only for $1300. He said if I go get it fixed and they say it is more, that their insurance will pay the difference. This sounded to me like they are trying to say if you want the cash you only get $1300. What should I do? Should I try to negotiate with their insurance company for the difference or get more estimates that say I would need the new door? I would like the check, but I feel like I am getting ripped off since it would take more to actually fix it more than likely.""

Would it be cheaper to put my name on my parents insurance ?

would it be cheaper to put my name as an additional driver instead of my own as i got the cheapest quote as 3000 euros for my own policy would it be cheaper to put my name as an additional driver on theres? my parents have 25-28 years experience with no claims ?

Car hire insurance! HELP?

can i hire a car/van with third party insurance or do i need to be fully comp. please help

How much do you think my car insurance would be/added on to my mother's insurance?

I'm 18 and just now getting my license. My car is a 2001 Ford Focus ZX5 that I bought for $2500. My mom is going to add me to her insurance which is $50 per month (I know that is outrageously cheap I'm so jealous lol). I just want a loose loose estimate because I'm also in college so I'm only working 15 hours a week at minimum wage.

Must I have car insurance?

I'm thinking about buying a car but cannot afford the insurance. Can I have a car with no insurance? I live in Amherst Massachusetts and not really familiar with the rules over here. Thanks a lot for any respond.

Can I register and insure a car in Florida but use it in California?

I'm from Miami but live in San Diego for school, so I'm only in California for half the year and don't want to completely get rid of my Florida residency - nor do I want ...show more""

How much does car insurance cost per month for a 22 year old new driver in UK....?

Insurance rebate?

If you cancel your car insurance, do you get a rebate as you do with road tax?""

Volvo- insurance costs and maintenance?

I'm thinking of buying a used Volvo. Anyone know anything about maintenance costs or the insurance costs?

Car Insurance Gangsters :(?

Car insurance for me is $7500 for 6 months? That's buying my car twice !! Idk why I didn't wait and be patient. Now I feel like I'm stuck with this car that I just purchased because there's no way I can afford that kind of car insurance. That's just unbelievable. I've been researching and researching and I finally felt like I was ready to start driving. I see people my age on forums saying they only pay $200 a month so I figured I would be paying around there maybe even a bit more but $1000 a month? Smh,, I can't do that. I don't know what to do. Should I try to sell the car I just purchased? I signed the papers and all smh. That's just ridiculous. Almost $1500 a month smh. Idk what to do man, please give me some advice. Maybe there's a not so good insurance company that can insure me for cheap? I don't plan on getting into any accidents. I don't even think I want to drive anymore, that quote has me going nuts right now.""

Any car insurance plans you can cancel or re-activate monthly?

I am a recently licensed teen going to college in a month. I won't be driving that much while I'm there but I want to for the next few weeks and will be when I'm home occasionally. Is there any kind of insurance I can get that will allow me to re-activate the insurance and cancel it on a monthly basis? Or every couple months? My family has Geico but do any other companies have an option like this? In the U.S. only. California driver.

Airplane Insurance Cost?

How much will airplane insurance cost a student pilot? Do I need insurance to rent a plane? What if I buy my own cessna skyhawk while I am a student?

How can I tax my car without insurance?

I am planning on selling my car, which doesn't have tax or insurance as I haven't passed my driving test yet. I have some interest in the car but as it isn't taxed, people ...show more""

Henniker New Hampshire Cheap car insurance quotes zip 3242

What is the best insurance to have?

im just wondering which is the best car insurance to have and why? also, what is a quote? dont judge pls and thank you""

""Can I get a refund of life insurance premiums I paid? I set up a $100,000.00 life insurance policy?

August 2009. Monthly premiums were deducted automatically from my checking account. recently I had to change my checking account number because someone got access to my banking info. and made unauthorized deductions. This in turn caused my monthly insurance premiums from getting paid. The insurance Co. requested a substantial fee to reinstate my policy I cannot afford this fee can I get a refund of premiums paid and cancell the policy?

How do i get an insurance quote?

Hi, im wanting to get a quote on car insurance for when I'm 17. I'm currently just about to go 16, yes, I'm aware that it's a little early to be looking into cars, but I'm really curious as to how much I would need to save etc. So if anyone knows of any sites I can get a quote on without signing up or anything then it'd be appreciated very much! Or even if anyone could give me a ballpark figure on how much a 2008 Vauxhall Astra 1.4i 16V SXi 3dr Sport Hatch would cost. Thanks :)""

What is a rough guess what insurance for a 97 Yamaha yzf1000 would cost?

Im looking at getting a 97 Yamaha YZF1000 and was wondering about how much i would be paying for insurance?

""Liberals, How has mandating auto insurance lowered premium prices?""

Like you claim mandating Health Insurance will do, what say you?""

Car Insurance and Driving Restrictions?

Hey! I pay car insurance under both of my parents vehicles but don't actually own one myself. The cars are not registered in my name or anything, I just want to specify that I AM on the insurance and that I PAY for it (I literally use my own money) myself. My question is: If I pay to be on the insurance, am I legally allowed to drive the vehicle without permission from the owner, since I pay for the insurance. Any response will be much appreciated. Thanks!""

Is Matrix Direct a good ins company?

When can you call insurance for cheaper?

so your car is 10years old, I know that older cars get cheaper insurence. I been with same company for awhile, but when should i call them to lower my insurence since the car is old. Or is it updated automaticly?""

I am planning to get a health insurance?

I need to get a health insurance, anyone can give me suggestions?, any company on the internet that gives me affordable health insurance?

What is the Mustang classed under for insurance?

i was told that insurance companies class it as a sports car and will the insurance be high for a driver who: has slight ADD, 20 years old, just got my drivers license (2 months ago), lives with parents, has not the best grades, works part time, and isn't going to school at the moment? if it will be expensive what would you say would be a good first car? I'm driving a V8 4.0 litter engine Durango (year 2000) so i am familiar with a big powerful heavy car but i want a small car that drink a lot of gas and is cheap to insurance! thanks (please no smart A** remarks please)""

Are dual sport bikes cheaper on insurance?

Well me being only 17 and only having a minumum wage job. I heard it was cheaper to own a bike. Don't get the wrong impression, I can afford a car and insurance. It's it cost too much money. I have less thsn 100$ every MONTH to myself. I should habe over 650. So anyways. I want to get a bike. Since i'll only be commuting. Social,work,school. Is it worth it. And if so what kind of bike shoukd I get. I'm 6.3 and big. Woukd a 250cc be a good start?""

I need a list of affordable cars that look like a sports car but aren't considered one by insurance?

Or just a list of sports cars that tend to have lower insurance.

""Free/Cheap health insurance for low income in LONG ISLAND, NY?""

I am 19 years old and i go to school part time, so i am not able to get my moms insurance, and i also work but dont get insurance there either. I come from a low income family, so i ...show more""

Where is the best place to get affordable dental care in portland oregon without insurance? Thank-you! ?

What is the cheapest auto insurance for teens?

I can't find a policy under $1700, Or even anything under $290 a month. Houston Sucks!Im 18 and I pay more than anybody in my entire family.""

""Queation about auto insurance in Boston, MA?""

Hey, I am 17 years old (18 in a month), male and I am looking at a used audi s5 (4200 cc 350 bhp) to buy. it is a 2009 model with 30000 miles. How much do you think i will be asked to pay for insurance each year if i purchase this car? I never had an accident btw and i dont plan to do many miles.""

Which family car has the lowest insurance rates in Toronto and why?

How auto insurance works in california?

i backed up into a car today and there is no damage to my car but a dent in the others hood, and i said lets call the police and they said lets just exchange information, i said no i'd rather have them come...they said they called when i was getting something in my car and said the police said they would take a while so we decided to exchange info...i got her license but they said they didnt have the insurance info with them....but in the mean time i gave them my info...now i have a feeling that maybe they didnt have insurance and there is no police report so what can happen now?""

Car insurance for young drivers?

hi, im turning seventeen this year and im thinking of getting a car so i can get a job to support my family and my girlfriend i was wondering how much it would cost me to insure a 1999 ford fiesta as my first car, i just need a rough idea so i know how much im looking at thanks in advance""

Question about car insurance.?

I just got my drivers permit, and i don't have a car of my own, my finance has been teaching me to drive in his car, and said once i get my license his parents will let me drive one of there old cars. I don't really know how car insurance works.. my finance is still on his family's insurance, since they get a discount for multiply cars (they have 5). My question is, would there insurance cover me driving there car? or would i have to get my own plan? and can i get a plan on a car i don't own?""

""In Texas, do you need Liability Insurance (if you don't own a car) to obtain a valid drivers license?

Do you need liability insurance if you don't own a vehicle?

Just insurance quoted for $600?

So I was shopping around for car insurance since I was planning on buy a car soon... I'm 19 years old after getting quotes from multiple different places my cheapest insurance quote was $664... Uhmm wth? How the **** is anyone suppose to afford that? Thats basically half of my monthly income >_< and the car I was looking to buy was a sedan not a sports car no powerful engine just a Pontiac sunfire, chevy cavalier, chevy impala(2000) what am I suppose to do get a piece of junk that might not even make it to the corner??""

HELP PLEASE! CAR INSURANCE?

OKAY SO I LIVE IN FLORIDA COUNTRY AREA IN HILLSBOROUGH COUNTY AND I WAS WONDERING HOW MUCH WOULD CAR INSURANCE COST ON A 1989 BUICK LESABRE THE INSURANCE WILL BE PUT IN MY AUNTS NAME WHO IS A (SENIOR CITIZEN) AND HAS A CLEAN DRIVING RECORD AND RECEIVES SOCIAL SECURITY. ****ALSO DOES SHE HAVE TO PAY FOR THE INSURANCE AS SOON AS SHE PUTS IT ON THE CAR OR DOES SHE WAIT UNTIL THE NEXT MONTH? HELP PLEASE?

Is driving a motorcyle dangerous? and will it raise my insurance prices?

is a motorcycle more dangerous than a car what are the pros and cons. i am considering it for the good gas millage i am 18 yrs old (clean record) -- will it increase my insurance costs

I live in pensacola fl and just bought a car how much will the tag and insurance cost?

i just want a estimate also the car is old

Henniker New Hampshire Cheap car insurance quotes zip 3242

How much does insurance cost for Top gear?

I need to find out how much Top Gear have to pay for there insurance for driving fast cars etc. Or how much will Jeremy Clarksons Insurance be? Hope you can help :)

How do I find past articles. The 1 about cheap car insurance spacificaly?

my email account is [email protected]

How to get insurance in california for a used car?

I bought a car in auction in california, I filled up forms for registration and paid the fee there, But the car is not insured, What should i do to get the car insured, Is it legal to drive in california without insurance ?""

What should I do regarding my auto insurance situation?

I hit my dad's expedition with my Dodge Ram and caused about 1500 dollars in damage to my Ram, as estimated for parts and labor by a collision center, I hit the expedition's hitch which caused damage to me but barely a few scratches on the expedition. The expedition doesn't run, and is not even registered or insured. My dad is aware of the situation and has no interest in fixing his car and will not report me to the insurance or police. We have and still are on good terms. I have liability insurance, so it will not cover damage to my vehicle. My insurance policy expires in two weeks. What if I update my insurance with collision and comprehensive coverage that will cover my vehicle. Then I report that I hit an object and have them pay for it. Would this be cheaper in the short and/or long run than paying to fix out of pocket? Is such action above illegal, unethical, and/or against policy? I live in California and have Progressive insurance.""

What kind of affordable health insurance plan is there for small business owners?

I have a friend who is in the process of moving to Tx and is looking to start his own business but is hesitant because he has a wife and two kids and does not know what to do regarding health insurance.

Where can I sign up for just 1 week of health insurance?

I just graduated and I will have travel health insurance (for a extended trip celebrating graduation) until September 16th and my health insurance from my new job will start on Septemeber 21st. Everything online for health insurance keeps giving me monthly rates -- is there a way I can just buy 1 week's worth of insurance? (I live in Massachsuetts, so while I would normally go uninsured for 5 days, I hear it might cause me huge tax issues under the new mandatory health insurance laws)""

How many years no claims bonus does it take for your car insurance quote to be at its minimum?

For example, If I were to insure an Audi RS4 which costs around 48,000 - which group would this be in?? etc...""

How much is insurance for a Porsche Boxster?

I'm 16 and getting a Boxster. I would like to know how much insurance is for it. We have state farm insurance. And I DO NOT want to hear Parents shouldn't give their teenager an expensive car! Just because I am a teenager, doesn't mean I will crash. I don't drink, speed, do drugs, or text and drive. So keep your opinions to yourself, thanks :)""

Car insurance company may be lowballing me?

someone hit my car 2 weeks ago which was a 1993 lexus ls 400 ( i know its an old car) and yes he did admit fault on the report and to his insurance company .the problem is they called me stating that there offer is $1600 ,because of previous rust on my car.let me 1st say that is bull i have pictures of my car pre-accident and post accident .there was no damage until there insured hit me.also ,they sent me an appraisal listing of the same cars in my area from dealers to come up with local market value but when i looked up the same cars that was sent to me the prices the insurance company sent wasnt the same prices the dealer had marked for there cars also ,when i asked them why this was and that i also found cars with higher mileage with prices of $3500 plus they said they dont go by dealer pricing,so my next question is why did they send false dealer estimates to me then?and when i looked at the appraisers notes certain items like sunroof ,heated seats etc. wasnt included.i haven't had an accident in over 6yrsso someone who has been in this situtation please give me advice how to handle this . is the price they gave me fair or are they lowballing me ? and are the tactics they are using a usual thing? aaaaggghhh!!!they are making me nuts!!! thanks for all answers in advance!!!""

So is this whole car dealerships thing going to affect insurance?

If the prices of the cars are going to drop, is this going to do anything to the amount of money I will have to pay for my car insurance once I turn 16? Will it go up, go down, or stay the same""

What should i look for when buying health insurance?

what sort of health insurance shld i buy and how much will it cost-i'm 18 and not earning a salary

Short term car insurance in the Netherlands?

Hello, I bought a Dutch registered car here in UK and it seems the only place I can insure it to drive it to my house is the Netherlands. No insurer in UK wants to issue an insurance on no UK registered car. Can anybody recommend a insurance company in the Netherlands or their web site where I can 1-2 days insurance and do this in English, It would be much simpler to wright a few key words in Google in Dutch but I can't. Thanks Thanks""

Auto insurance plz help!?

i have a 2005 ford mustang and im 17yrs old. i have had a couple of speeding tickets and etc. is there any place in arkansas were i can find cheap insurance thanks.

Whats the average cost for teen motorcycle insurance?

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Car insurance renewal time, now need to shop around for the best deal available to me. Firstly though, Do car insurers check your credit rating and leave search footprints on your report? Also, do price comparison websites for insurance also check your rating? Also, where would be the cheapest place around for a 23 male, to get insurance. Thank you""

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if so, how much is it per month? how old are you? what kind of deducatble do you have? feel free to answer also if you do not have insurance.""

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I have just passed my driving test and have a car, but the car is in my dads name as he bought it for me, so he is the registered owner. Now I'm worried about the insurance as people have said its illegal to put my dad down as the main driver and me as a named driver. He his another car and a van insured but they aren't on the same policy, they are separate and will be from this one. Will it be okay to do this? I'm not going to be using the car very much and it will cost me an extra grand and a half to have my own name which I just can't afford :(""

I have just passed my test and i have been looking for car insurances and i added my partner as a named driver?

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Does the bundle up insurance on some companies actually save you money ?

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If I were to insure all my assets, including my house, my car, and all my belongings, against loss, theft, and damage (of all kinds), what percentage of my assets' value would be a good price to pay as a monthly insurance premium?""

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0 notes

fesahaawit · 7 years

Text

Reader Question: What To Do With A $100k Inheritance?

Heyo!

Okay, this is totally going to look planned considering last Friday’s hypothetical on winning $100,000, but I swear this is a real question and that our friend here did not win any magical genie requests :) In fact, she got the money through the opposite of a fun situation :(

Here’s her note below, followed by my own thoughts for her to marinate on and then hopefully yours as well! We’ll call her “joy” to hopefully liven up the situation more :)

Here’s her email below… Oh, and whatever you do, Joy, do not read this post here!!

J. Money! I’ve been a long time reader of your column but, well, have never commented. Finally thought I’d send in a question at least since your advice is always sound (and fun to read)!

It’s been a year since my dad’s passing, and our inheritance has finally cleared the estate. I’m looking at a cool $100k coming my way in the next month. Looking at the best way to use that, given my current life situation.

Here are the good details: I’m 36, married, and we each bring in $80k/year salary though we don’t comingle our income for the most part. I have no student loans (paid off last year!), approx. $200k in my 401(k) that I contribute 5% to with a company match, and $20k in a ROTH which I’ve contributed $2k to this year so far. I also have about $12k in personal savings. (Recently used a chunk for a down payment on a car)

Now for the debt: I do have quite a bit of credit card debt to the tune of $20k (most of it is 0% APR CCs through mid 2018), a personal loan of $26k (10% APR), a car loan of $6500 (4% APR). I also have a townhouse rental property where thankfully the rent covers the mortgage payment, and we each pay $800/mo towards the mortgage for the condo we live in.

The big life event that’s making this a tougher planning process: We’re expecting our first kid in 5 months! We currently have $6k in a “Baby Savings Fund” (separate from personal savings) with an auto savings deposit of $300/mo. Full time daycare runs around of $1900/month for the area. We’ll want set up a 529 for the kiddo, but not sure how much to put in each month. But otherwise, not really sure what to do to prepare for the kid!

What I want to do is: 1) pad my savings to $35k (~7 mo living expenses), 2) fully fund my Roth, 3) pay off the personal loan and car loan, 4) put $6k into a townhouse emergency fund (3 months mortgage). Should I wait on my credit card debt since most of it is on 0% APR til next year so I get a little interest (free $ is free $ right?) on what’s left of inheritance? If I pay 100% of my debt (besides mortgage), that’ll free up $1700/mo. That leaves quite a bit leftover, but with the baby coming I don’t want to squander it!

One more side note – my spouse is on a work trip that will bring in an extra $8k in the next month. He’ll use that to pad savings, too, and I want to make sure we both put $$ aside for the kiddo. He has no student loans, car loan, or CC debt.

What to do what to do? Thanks in advance!

PS: I did read an older inheritance post you did where you talked about goals… thought I’d add some of mine. My biggest driver is : I’d been unemployed for a year before, which decimated my savings. I got help from family to pay my mortgage a couple months. That’s where half my debt came from too. I never ever want to go back! And now with the kiddo coming, I want to set him/her up for not stressing about money too. My husband has always been frugal so he’s totally on board.

Oh the possibilities! What a great position to be in! (Minus the reasons behind the money, of course)

I love that she threw in the PS there at the end too because one of the most important things with this stuff is to KNOW YOURSELF and *why* you’re drawn to certain actions over others, even if they look strange from the outside. There’s nothing wrong with making moves this way so long as they don’t F you or your finances over, so anytime you’re super excited to go one route over another I say go for it! Who cares if others would do it differently, they’re not living your life?

*Awkward transition to others giving their opinion now…*

Okay, so what would I do in her shoes? Well, pretty much everything she already stated above with the addition of one minor/major? change. I feel like she already *knows* deep down what she wants to do – which is great! She’s been thinking hard! – but we’ll see if our additional advice sways her one way or the other :) I’ll go first, then it’s your turn!

Here’s what I’d do with the money…

#1. Hold onto the $100k cash for 2-3 months and let it all soak in!

It’s one thing to *know* the money’s coming, but a whole other to let it simmer in your bank account and feel SUPER CONFIDENT knowing you can pretty much do anything you want before unloading it… This prevents you from doing anything stupid with it too, especially in the case of winning the lottery! (Check out this article on 21 people who won it and then lost it all – ugh…)

#2. Once the anxiousness kicks in, start knocking off your Want List

Again, our friend here has a great sense of herself and pretty much already knows what she wants to do with most of it, and since they all improve her net worth and general comfortableness, I’m 100% for it. The real question is what to do with the money that’s *leftover*. Which I’m pretty sure we all here know what that answer should be ;)

Here’s her want list again, along w/ the amounts it’ll take to release the kragle:

Padding her savings to $35,000 (+$23,000)

Fully funding her Roth IRA (+$3,500)

Paying off both her personal loan AND car loan ($26,000 + $6,500 = $32,500)

Putting $6,000 into her “townhouse emergency fund”

That’s a total of $65,000 going to a new home, leaving her with $35,000 left…

#3. PAY OFF EVERY LITTLE BIT OF CREDIT CARD DEBT!

The extra savings in cash may feel good, but I’m willing to bet that being completely debt-free would feel even better over time – especially with the new baby on board. The Want List already took care of a bulk of the wanted savings, so why not shovel $20,000 right into the debt and have the best of both worlds? If the credit cards aren’t paid off now – with “free” money mind you – when will they be?

And here’s some other good motivation that she already alluded to: it would help free up $1,700/mo of cash flow too! Which can then be directed to a number of future goals as well! And considering NONE of this even accounts for any contributions by her partner throughout time – which I’m sure will be a lot since he’s so frugal and also makes a decent income – their family is definitely sitting pretty.

#4. Dump a chunk into the 529 account

If all the above wasn’t awesome enough, she still has $15,000 to play with! And since the 529 is the only thing we haven’t touched on yet, my vote would be to send $10,000 into it in one fell swoop to get that compounding going. It would serve her better over time than breaking it into smaller monthly deposits too (again cuz of compounding, despite dollar cost averaging), and from there you’ve hit all the main goals on the list. Woo!

But that still leaves us her with $5,000 left…

#5. Do something *special* for you or your family

As responsible as all the financial goals are, which now make up for 95% of the inheritance, I’d stash the remaining $5,000 aside to do something really rewarding or special for either yourself or your family in the near future. I’m sure your father would love to be able to contribute towards that, especially if it’s something you wouldn’t naturally do for yourself because you’re so “responsible!” And even better if it’s towards something that would also honor your dad’s life as well :)

Maybe a trip to somewhere he found special or always wanted to go? Or maybe starting or enhancing a hobby/passion you two shared together? Or what about going on a shopping spree that he’d look down and laugh at but approve of you finally letting loose?? Haha, I dunno…

Either way, keeping a little money aside to be able to “splurge” a little can def. do a person good. ESPECIALLY when a new baby is on the horizon and life will get about 10x more “interesting” :) But what a blessing indeed… One family member leaves, and another one comes in. The circle of life, baby.

#6. Allocate the new $1,700 earned back via cash flow towards whatever needs strengthening!

This is the cherry on top of it all, and the area you can feel even more free to do what you please in order to fill in the remaining cracks you see. Even if it seems like overkill to others (again – it’s your life! Do what makes you feel the best! Though may I recommend maybe upping your 401(k) contributions more for an extra boost? ;))

And here’s the best part of this cash flow cherry: It not only grants you $1,700 the first month, but it continues forward sending you $1,700 the second month and $1,700 the third month and the fourth month and on and on into eternity or at least until baby #2 and #3 comes ;)

It’s the gift that keeps on giving! Which means getting to make these nerdy decisions every single month as you continue to fortify your finances. A wonderful dream for any father’s daughter.

So those are my thoughts…

You’ve got plenty of money to last for years now, and you’ve got a loving husband who will also be helping you out across the board too. You’re going to be fine no matter which route you go, and all that’s left now is to love the crap out of your baby :) You can never love them too much! One of the best pieces of advice I got myself through this journey.

I now open it up to you, readers! What do you think of these plans here? What would YOU advise if you got this $100k and were in her shoes?

Share all your smart words below, and then pat yourself on the back for being productive this morning! It’s much better than the 100 other things we’re about to do when we log off here to distract us from the work that’s needing to get done today ;)

God bless, all.

Reader Question: What To Do With A $100k Inheritance? posted first on http://ift.tt/2lnwIdQ

0 notes

heliosfinance · 7 years

Text

Reader Question: What To Do With A $100k Inheritance?

Heyo!

Here’s her note below, followed by my own thoughts for her to marinate on and then hopefully yours as well! We’ll call her “joy” to hopefully liven up the situation more :)

Here’s her email below… Oh, and whatever you do, Joy, do not read this post here!!

J. Money! I’ve been a long time reader of your column but, well, have never commented. Finally thought I’d send in a question at least since your advice is always sound (and fun to read)!

What to do what to do? Thanks in advance!

Oh the possibilities! What a great position to be in! (Minus the reasons behind the money, of course)

*Awkward transition to others giving their opinion now…*

Here’s what I’d do with the money…

#1. Hold onto the $100k cash for 2-3 months and let it all soak in!

#2. Once the anxiousness kicks in, start knocking off your Want List

Here’s her want list again, along w/ the amounts it’ll take to release the kragle:

Padding her savings to $35,000 (+$23,000)

Fully funding her Roth IRA (+$3,500)

Paying off both her personal loan AND car loan ($26,000 + $6,500 = $32,500)

Putting $6,000 into her “townhouse emergency fund”

That’s a total of $65,000 going to a new home, leaving her with $35,000 left…

#3. PAY OFF EVERY LITTLE BIT OF CREDIT CARD DEBT!

The extra savings in cash may feel good, but I’m willing to bet that being completely debt-free would feel even better over time – especially with the new baby on board. The Want List already took care of a bulk of the wanted savings, so why not shovel $20,000 right into the debt and have best of both worlds? If the credit cards aren’t paid off now – with “free” money mind you – when will they be?

And here’s some other good motivation that she already alluded to: it would help free up $1,700/mo of cash flow too! Which can then be directed to a number of future goals as well! And considering NONE of this even accounts for any contributions by her partner throughout time – which I’m sure will be a lot since he’s so frugal and also makes decent income – their family is definitely sitting pretty.

#4. Dump a chunk into the 529 account

But that still leaves us her with $5,000 left…

#5. Do something *special* for you or your family

#6. Allocate the new $1,700 earned back via cash flow towards whatever needs strengthening!

It’s the gift that keeps on giving! Which means getting to make these nerdy decisions every single month as you continue to fortify your finances. A wonderful dream for any father’s daughter.

So those are my thoughts…

I now open it up to you, readers! What do you think of these plans here? What would YOU advise if you got this $100k and were in her shoes?

God bless, all.

Reader Question: What To Do With A $100k Inheritance? published first on http://ift.tt/2ljLF4B

0 notes

colorfulsuitdestiny-blog · 6 years

Text

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Why do they ask your occupation when appliying for insurance?

Does it really matter? Or is it for marketing purposes?

How much would i pay for car insurance? Estimate?

I know that it depends on a lot of factors but can you estimate how much i would pay for car insurance on a monthly basis - I am 18 years old - will be driving either a 1999 or 2000 model - will be attending college after the summer - clear background - this will be my first car - I live in a very wired and exotic place called MARYLAND

Red camoro or mustang or white effect car insurance (boy)?

Hello I am driving in a few months. I am getting a 2011 chevy camaro 2lt or a ford mustang gt. does the color of the car effect the price of the car insurance. I do know being a boy I will have to pay higher insurance. But red is my favorite color. If I get a red camaro or mustang will insurance be higher than getting a white or yellow mustang or camaor. And what is better for everyday driving and safety. and features. and what is best for the money the Camaro or mustang. and trim wise to. camaro 1LT or 2LT or Mustang GT or V6Premium???? help

Will we be covered by insurance when driving to get a new car?

I have bought a new (second hand!) car and will be going to get it today. Not having changed my car before, I have a question. Just before we go to pick up the new car, we will be changing our insurance in town from our old car to the new car. If I change my insurance to the new car, how can I then drive my old car as it will be uninsured? We will need the old car to drive a few miles outside town to get the new car! Is there a special way that this has to be done so that the the old car is still temporarily covered? We will be going to get the new car immediately after sorting the insurance. Please give as much details as possible of what I have to do.""

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Car insurance question?

I got an insurance question. I let my fiance, who is not insured by my insurance company drive my car. I was in the car with him. He was intoxicated and hit 9 parked cars causing minor damage to all of them. Will my insurance company have to pay for the damage?""

Should I get student health insurance or health insurance through my job?

I'm a fulltime student and I also have a fulltime job. Which would benefit me the most? Health insurance for students or health insurance that my job offers? Also, If I take 1 semester off from school would I still be eligible for student health insurance?""

What Insurance companies will cover a pizza delivery driver?

Ok, so I've been trying to find Work as a pizza delivery driver---I was able to find one job delivering pizza--but when I had called my insurance company and told them about the situation--they immediately said We will not cover any accidents you have while on the job delivering pizzas. Have a good day. So, my question is: What insurance policies do cover you for delivering pizzas?""

Term Insurance or General Insurance?

I am thinking of insuring a member of my family. What would be an ideal choice? Going for a term insurance plan or general insurance? 10 points to the best answer.

How much does insurance cost for old/classic cars cost?

I am 15 and and a half, and I live in New Mexico, here you get a drivers license at that age. Anyway, my parents got me a 1977 oldsmobile vista cruiser (my dream car) and I know insurance for older cars are cheaper, how much (average) would it cost and could you recommend insurance companies which you think is best""

How do I get health insurance for my 2 year old son?

I have a 2 year old son and me and his mother are separated and I want to get him a health insurance plan. His mother is not working now and I work on my own so I don't have health insurance from work to cover for him and we are about to go to court to settle for child support and custody and I want to have him on health insurance. Please any help will be appreciated. Where do I go or where do I call? is any health insurance good or how does this work? Thanks.

Online car insurance quote?

My husband and I are looking for ways to cut back spending. We wanted to look for better car insurance rates so we looked online and got a quote that was considerably less (about 700.00 less a year) with the same deductibles and options we already have. My question is ... has anyone done this and had good luck with it? And does this to good to be true rate increase after they real you in? And what is a good company to go with?

Do police check with your car insurance to make sure it's valid when you're pulled over?

I've always been curious as to if this would work, but in the past a few friends of mine had bought insurance, paid up to date for 6 months, canceled two weeks later, gotten most of their money back and obtained a proof of insurance that said they were paid for the next six months. They claim that if they were to get pulled over, they could continue to use this proof of insurance just as if they were actually still driving legal. Of course this could backfire on them in obvious ways if they were to actually get in an accident, but as far as getting pulled over, would this actually stop them from getting a ticket for no insurance ? Can and do the police verify with your insurance company over their computers while you are pulled over? Thanks!""

Insurance Cost?

what is the monthly insurance cost for a new cadillac escalade for a 32 year old driver with a perfect record

What's the most expensive comprehensive car insurance ever in the U.K.?

How much is motorcycle insurance in Utah?

I am just wondering because I am 17, and I need to get to and back from work. Just give me a rough estimate please. That's all I need to know... Don't tell me to check with my family's insurance because it is too much work when I can just come on here and get an estimate to see if it is in my price range. Thanks ahead of time! I am planning on driving an old street legal dirt bike granted it isn't too pricey.""

POLL: How much do you pay for car insurance?

i asked about how much car insurance costs but didn't get any great answers, so i'm just going to do a little survey""

Whats wrong with car insurance prices?

Hi, i sold my car ( MG ZS + 1.8 ) Quite a big car and high insurance group, i was paying 75 a month to insure it through kwick fit, i am now trying to insure a small 1.4 peugeot 206 but my quotes are comein out at about 200 per month!! how is this possible? i need to insure this car for my new job that starts next week but i cannot pay this much! i am a 21yr old male if that helps""

If I wanna get car insurance in PA do I have to get my license there?

I want to save money by getting my car insurance in Pennsylvania do I have to get my license there as well or does it not matter. Also how do insurance companies verified the address you provided is your actual address.

What does the average American that already had health insurance get out of Obamacare besides higher premiums?

Peoples insurance rates are being raised already even though Obamacare isn't fully implemented. Mine went up by 34% over last year.

Im Looking for cheap auto insurance in NJ?

Any suggestions? Anything except Cure,Esurance,Metlife and travelers. been there done that. Cure is just awful and unprofessional!""

What is the best website to compare car insurance rates?

I've been searching for the past few days and can't seem to find anything that actually compares quotes even though a lot of websites say they do. Anyone know of a great website that can help?

Question about Student Discounts for car insurance?

I took the following two courses during high school and was just wondering if car insurance companies accept both courses as a student discount or will they only accept one? -->I paid and took for the Driver's Education course with my high school. -->I later took a free course called the Defensive Driving Courses - Alive at 25 . Are both accepted into my policy for discount or only one?

Insurance on a kit car for a 19 year old?

im 19 in like 2 weeks and have a serious urge to drive! but i don't want to go chasing my driving licence to get ridiculous insurance quotes. I love the look of kit cars, so i was wondering how much would insurance be on a kit car for a 19 year old?""

Insurance on a Subaru Impreza WRX Wagon.?

Would someone like please tell me how much insurance would run me on 2004 Subaru Impreza WRX wagon? I know that its not cheap, which I'm ok with. I just figured that it would be a little cheaper being that its a wagon, and I would also like to get a heads up b4 I talk to the insurance company P.S. If you have just an RS Impreza or a normal WRX you can also let me know how much that runs too. Either one is fine.. Thanks guys!""

Decent Car Insurance Info?

Does anyone know of a decent car insurance provider for 18 - 20 year olds -.- I just got quoted 4k for a 1litre CAR that is almost double if not more than double of the 1 litre I would of bought if Insurance companies weren't FUBAR. Does anyone know of cars or car insurance providers that are cheapish like 2000 - 2500 mark. I mean I'm in a 1 litre I'll be topping 80 my acceleration is about 12 seconds -.- So yeah thanks to anyone :)

How much health insurance in Alberta and Car insurance?

Hello, I'm planning on moving to Canmore, AB after I'm done school and I'm just wondering how much Health insurance is monthly and how much car insurance is monthly? I would be very greatful if someone could help me out here :) and if you know anymore details about this kind of thing that would be great also! Thank you! xo""

""Can I drive without insurance, if the car itself is insured?""

It's my dad's car. The car is insured but i am not, as in. I use to be on the same policy as my dad, but now i am off of it due to money problems. But the car I drive is insured under my dad. Is it legal to drive it? (CA)""

Where can a single mother with 2 kids (21 18) get low cost health insurance?

My parents have recently divorced. My father is moving back to Ireland and has to quit his job. My mother, brother, and I were covered under his insurance. But once he leaves the country our insurance will cease. My mother works at home and does not make very much money. We are looking for coverage for the three of us that is not expensive and very low cost as we do not have the means to afford much. We only need it for about a year as I will be graduating and teaching full time as a NYC teacher by next September. *My brother is legally blind, but other than that there are no serious health issues and none of us are tobacco users. *We are hoping to get insurance that would cover quality licensed professionals. *We understand in this economy you get what you pay for, But we honestly do not have much. We are hoping for something affordable without being skimmped on coverage. Thanks :-)""

Can I get life insurance on my mother without her knowing or signing anything?

I recently got a scare when my mother was admitted into the hospital from smoking complications. She was having trouble breathing and she was put on a respirator. The nurses and doctor kept saying her lungs were not healing themselves because of smoking for so many years. Thank god she pulled through and they gave her the normal things to take home like medicine and oxygen to use. She unfortunately still has not stopped smoking and my brother and me were really scared. My brother just turned 18 and we have no other family at all, my mom is not married and I wouldnt have been able to afford a funeral if it came to it. My mom is very stubborn and she will not get Life Insurance to help for funeral costs if something were to happen again. Is there a way to for me to get Life Insurance on my mother without her knowing or signing anything ?""

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How much would insurance cost for a 17 year old with an SUV?

im thinking about getting a 1998 Chevy Tahoe for my first car but i dont know how much the insurance would be and i have my JOL license

Which Term Life Insurance Company to Choose and what term is best?

For a 48 year old lady. Agent is pushing North Western. Looked at some data. NW is rated okay. But their mortality margin is lowest at 14.09% in comparison to AIG's 73.07%. Huge difference. NW pays highest dividend to policy owners. Last 5 years average was $4791/year as against $1000 for AIG or MetLife. In general which company is better? Which is lowest in cost? What term? 20 or 30 years? I can always reduce the amount insured and extend the period. Thanks in advance for your answers.

Motorcycle insurance for 16 year old male price in ontario?

im looking to buy a 2001 Harley-Davidson sportster 883 for my first bike what am i looking to pay for insurance

How much would insurance cost for this motorcycle?

Hey guys I know you can't give me a direct quote or anything like that, but if you had to guess or anybody who you knew had one it would be pretty cool. Im 17 now turning 18, I have my own insurance and I've been driving for a year without an incident so my rates are about to go down. Its a 2013 r1, what would the price range be per month?""

Car Insurance Company have had my car for OVER A YEAR.?

Ok, so this is a little complicated... Oct 2008 I had a car accident. My car was written off. My car was towed to a garage and was held there while the insurance company evaluated the damage. THAT WAS THE LAST TIME I SAW MY CAR. Because the size of my excess (800) and the amount of damage matched the value of the car (800) I was advised it would be pointless to claim on the insurance and it was written off. The accident was my fault and I held my hands up and admitted it and the other party walked away with everything sorted. No suggestion of fraud and certainly nothing fraudulent on my part. Towards the end of 2008 my insurance company started falling off the radar, not returning my calls or my emails, letters etc. I repeatedly asked what I was supposed to do next (I'd never had an accident before and the whole process confused me because they kept giving me conflicting info) and where my car was. I was ignored (or given incorrect info). In the end I declared a SORN on the car and had so much going on in my personal life, I forgot about it, knowing the car was off the road. Anyway, I'm now trying to track the car down as the SORN is about to run out. Insurance company are still off the radar and refusing to answer. Now they're saying they have no record of me, my policy OR my car. So I've lost my car, I don't know who's got it and yet I'm still liable for it. What can I do? Can I get the police involved? Trading standards? ANYTHING? I don't care about the car, whoever has it can keep it! I just don't want to be liable for it! By the way, the insurance company involved is SwiftCover.com, in case anyone is thinking of going with them because they're cheap. They're cheap because they're RUBBISH.""

I just moved and am looking to find some cheap Massachusetts Auto Insurance. Can anyone recommend a place?

I just moved to Massachusetts from Rhode Island and recently purchased a new car. I need cheap insurance for my car because I am young and don't make a lot of money. Has anyone reading had a good experience with a Massachusetts Auto Insurance Agency? I really would prefer to do this all online instead of on the phone. Websites are welcome! Thanks!

Cheap health insurance?

How can i get very cheap health insurance? i am 18 yrs old, i go to school and i work at a place that doesnt have insurance and i really need to go to get my teeth pulled and i need to go to the doc for my stomach... how can i get free or very cheap health insurance?? cause i have no money!!""

""What is a good insurance company that will insure a just bought, used cell phone?""

What is a good insurance company that will insure a just bought, used cell phone?""

Any 1 know a cheap insurance company??

im 17 and a provisional driver.i have jus bought a car because my test is soon. i want to insure my car as a learner and then change it to full license when i pass my test. is any 1 with a cheap insurance company?

I have a question about a my car insurance PLEASE HELP ME?

Okay I was in a car accident on May 7th. I was going north towards main street. there was a vehicle in front of me. The vehicle in front of me merge to left as if he was waiting for someone to come outside. He didn't have no signal light or hazards lights on. So I merge to the right pass him so the guy must didn't see me so he hit my right front end bumper, headlight, and door. So I didn't have my insurance in the car so I got a ticket and the other guy had a ticket because he didn't have insurance. On the police report it said he had a left sgnal light to turn in is driveway. Just to remind you that the vehicle doesn't belong to the driver and he had a NY license. My insurance liability told that he couldn't contact the other guy to see if he had insurance and send him letters. So he told he's going to put it's not at fault but I have to pay for a $500 deductible. But WHY?????? if he didn't look at the cars but he's going to basis on paper work. Is that wrong? or should I look into some more??????? HELP ME""

Car Insurance - Do I have to pay it all at once?

It's that time...I'm looking at cars. But as a student, I'm trying to keep costs low because currently I don't have tons of money. What I'm wondering is, for the car insurance, do I have to pay it all at one time or could I pay it in monthly installments?""

Average Motorcycle insurance?

thinking about getting one. best route take as far as insurance, bikers course, type of bike. its my first bike.""

About coupe car insurance.?

I'm thinking of buying an coupe car. People say coupe car have very high insurance fee. Do you know where to check each car's insurance price? I also heard different age has different price, and older the cheaper. So if we have insurance this coupe as mom who is 50 year old would it be cheaper than me who is 18 year old? how much does it get cheaper if I never get in accident or get violation ticket? If you can, can you recommend me cheap coup car? Thank you.""

""If you're car is stolen, will your insurance rates increase if you are reimbursed by your insurance?""

If you're car is stolen, will your insurance rates increase if you are reimbursed by your insurance?""

Can I insure a Car under My Insurance if I am not on the title?

I just bought a used car and had my fiance's mother finance it under her name because she got me a 7% APR which is really good compared to what I would have gotten. The finance guy at the dealership said to just have the car under her name to get that great rate and leave me off the loan completely. I will be making the payments, driving it, & insuring it. She is just the person who's name is on the title (so I could get that great APR rate) Now, I was just wondering, can I insure the vehicle under my policy even though my name is not on the title? I am kind of worried that my insurance company will not let me insure the car because my name is not on the title. Does anyone have any experiences or knowledge about this sort of thing? Thank you for your help""

""If my mom adds me onto her car insurance, about how much would it go up?""

I'm 17 Shes with GEICO Its a Buick Rendezvous SUV (2004) Our zip is 33312 (South florida, if this helps for those answering that may be in my area) I have a clean record B Average in school""

Does the owner of a car have the be the primary driver on the insurance?

I'm not far off from passing my driving test (in the u.k.) and my mum is giving me her old car (she's got an new one now). I've looked at insuring me as the primary driver and it would cost around about 1000 but if i'm set as the secondary driver and my fiance is the primary driver it's around 300 or something my dad says. My questions are: If i'm registered as the vehicle's owner do I have to have insurance with me as the primary driver? Also, Is it a problem if my fiance is the primary driver on my car as well as his? I've read online somewhere that he can't be the primary driver for both cars (wasn't sure if the site was referring to in the u.k or elsewhere in the world though)""

Volvo- insurance costs and maintenance?

I'm thinking of buying a used Volvo. Anyone know anything about maintenance costs or the insurance costs?

Does Geico Car insurance cover Rental Cars?

Does Geico car insurance cover rental cars? Or does it JUST cover your car that you have insured w. them?

""In California, how do you show proof of insurance for a driving test?

My girlfriend is making an appointment for her driving test and I offered up my car for her to use.Does she need to be added to my insurance to take the test or does the DMV just need proof that the car is insured under someone's name(me)?She won't be driving my car aside from the test as she is buying a used car immediately after the test and getting insurance on that.

""Car inspected, tags, insurance, and title questions?""

Hi everyone. I have a 1996 saturn that has just been sitting for about two years now. I have a few questions. The car's tags expired about a year and a half ago, so in order to get new ones, i have to get it inspected and fixed and whatnot. I dont want to drive a car with expired tags, but is this what ill have to do in order to get them? And before I can get it inspected, i have to have the title for the car, right? My dads name is on the title, but he lost it when we moved. Can I get a new copy of the title, or does he have to do it? One more question, my dad stopped paying for insurance on it a long time ago. Like, a long time ago. Should I get it insured before i try anything else? In my mind, I plan on getting the title first, then getting it insured, getting it inspected, and then getting tags to make my car legal. Is this the right approach? My dads doesn't think he should help me with any of this, so I'm kinda on my own here. Thank you!""

How much will insurance cost for this car..?

so i'm looking for my first car and i'm looking into a Mini cooper S 2004 i am 16 years old and just want to know how much a month it will cost? also could please tell me how much would a 2010 hyundai genesis 2.0t cost as well thanks for all your help :)

Insurance or not insurance?

hi i had 4 years insurance no claims bonus last april 2011 on my car , i changed it onto a van and drove ir for a year, ... in october i was in court for handling stolen goods ... which i did not disclose to the insurance company at the time because i thought the offence was dropped as it had happened in 2009, anyway in november i had to renew farm insurance with a different company in november and they declined the renewal because of the criminal conviction,.. so i asked the company that my van was insured with for a farm quote and again was declined, i asked about the van insurance being valid and was told to inform them at the renew in april,... in april they declined to renew the van insurance because of non disclosure of criminal conviction,... and told me last years insurance was void and i would be refunded premium and not be intilted to my 5 year no claims bonus,.. two days later they decided not to refund and have gave me my 5 years no claims bonus,.. ??? as the insurance was valid and that they covered me while they knew i had a conviction and non disclosure , do they have the right to refuse me renewal and , why can i not get a quote of them for renewal, the quote i got of some one else is 3 times last years price , need advice thanks""

Car insurance!?

I have recently bought a new car but im 21 years old. the car is in my name but i want the main driver to be my dad and then me as an additional driver. is there any cheap insurance companies that will allow that. or has any1 aged 21 that has been driving for 2.5years got cheap insurance thanks

Can i get insurance on my name...but my boyfriends car?

Registration is coming up, for my boyfriends car. He has a DUI on his record, so he's unable to drive as it is, I'm the one who drives his car. I was wondering if I could get my insurance to cover his car since I'm the one who drives it even though I'm not the registered owner. And would DMV (in california) acknowledge it?""

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https://www.linkedin.com/pulse/car-insurance-luis-woodward/"

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fesahaawit · 7 years

Text

Reader Question: What To Do With A $100k Inheritance?

Heyo!

Here’s her note below, followed by my own thoughts for her to marinate on and then hopefully yours as well! We’ll call her “joy” to hopefully liven up the situation more :)

Here’s her email below… Oh, and whatever you do, Joy, do not read this post here!!

J. Money! I’ve been a long time reader of your column but, well, have never commented. Finally thought I’d send in a question at least since your advice is always sound (and fun to read)!

What to do what to do? Thanks in advance!

Oh the possibilities! What a great position to be in! (Minus the reasons behind the money, of course)

*Awkward transition to others giving their opinion now…*

Here’s what I’d do with the money…

#1. Hold onto the $100k cash for 2-3 months and let it all soak in!

#2. Once the anxiousness kicks in, start knocking off your Want List

Here’s her want list again, along w/ the amounts it’ll take to release the kragle:

Padding her savings to $35,000 (+$23,000)

Fully funding her Roth IRA (+$3,500)

Paying off both her personal loan AND car loan ($26,000 + $6,500 = $32,500)

Putting $6,000 into her “townhouse emergency fund”

That’s a total of $65,000 going to a new home, leaving her with $35,000 left…

#3. PAY OFF EVERY LITTLE BIT OF CREDIT CARD DEBT!

The extra savings in cash may feel good, but I’m willing to bet that being completely debt-free would feel even better over time – especially with the new baby on board. The Want List already took care of a bulk of the wanted savings, so why not shovel $20,000 right into the debt and have best of both worlds? If the credit cards aren’t paid off now – with “free” money mind you – when will they be?

And here’s some other good motivation that she already alluded to: it would help free up $1,700/mo of cash flow too! Which can then be directed to a number of future goals as well! And considering NONE of this even accounts for any contributions by her partner throughout time – which I’m sure will be a lot since he’s so frugal and also makes decent income – their family is definitely sitting pretty.

#4. Dump a chunk into the 529 account

But that still leaves us her with $5,000 left…

#5. Do something *special* for you or your family

#6. Allocate the new $1,700 earned back via cash flow towards whatever needs strengthening!

It’s the gift that keeps on giving! Which means getting to make these nerdy decisions every single month as you continue to fortify your finances. A wonderful dream for any father’s daughter.

So those are my thoughts…

I now open it up to you, readers! What do you think of these plans here? What would YOU advise if you got this $100k and were in her shoes?

God bless, all.

Reader Question: What To Do With A $100k Inheritance? posted first on http://ift.tt/2lnwIdQ

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