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#then go thru tons of legal advice phone calls being told BECAUSE I ASKED what actually would be good for me (a representative)
agayconcept · 2 years
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hey, i really hope this doesnt come off the wrong way but you need to take a step back and reprioritise your costs. the people in your doctors office are the biggest assholes in the world but you shouldnt be using money on legal fees to go after them if it means you cant afford your rent.
actually, those funds are kept completely seperate, and i'm not intending to use any of it on some stupid lawsuit. i am however going to have to pay legal fees to have a legal representative advocate for me and my rights with this doctors office. because i cannot just up and leave 'the biggest assholes' there just bc it's financially inconvenient. because this office has 4 referrals in progress for me, a disability application in the works, and have all my records - some of which have not been completed/updated yet. and they are deliberately dragging their feet on all of the above.
so if i 'just don't bother' as you're suggesting, i would have to leave and i'd lose all those referrals and have to start completely over with a new office- which the wait list for is over a year. i would also have to completely restart the 3-6 month process for my disability application- which is the main financial reason i struggle with rent costs! because i'm not on disability and need to be! because i keep being discriminated against even outside this drs office.
(on a less important note, i would also have to wait until they finish updating my records before i can even register with another dr bc they wont have any correct/up to date info on them)
hence why i HAVE to continue dealing with/through this office even though i desperately dont want to - which means i have to have advocation, support and legal knowlege- which comes from a legal rep / organization / charity (which only provide free advice, you do still have to pay them to Do Anything). it is NOT something i can do by myself. cool for you (genuinely, no sarcasm intended) if you're able to get your rights respected or have the privilege to simply say fuck it and walk away- i do not. many people do not.
i think you may have misunderstood my intentions and reality here - this is not a situation where the abuse has happened, its over and im out, and therefore it is not worth legal hassle after the fact. this is an Ongoing Situation where i am TRAPPED dealing with this until i can get what i need (records, referrals, disability application) that is legally owed to me and is my right, but is instead being witheld.
so your suggestion, going with that, would be to either abandon or put off any and all healthcare progress (and my human rights, nbd) to instead pay my rent....which is something that, worst case scenario, i cannot be evicted for immediately. there is a grace period, its in the lease. they have to give us x amount of time, or offer us the option to split the payment. they only have to provide/allow that one time, but i havent used it yet so this could be that one time if i have to. (hence my notes earlier mentioning that the new building management seeming nice so hopefully they wouldn't be fussy abt it and would give us some time - bc as ppl on the internet often forget: my mother pays half the rent. i am not totally on my own here on that at least.)
look, i get that you may have had good intentions, but don't come into a situation you don't know the details and nuances of, and tell someone what to do with their money- especially when they're using it to protect their basic human rights. i didnt ask for anyone's financial or legal advice - so idk why you felt it was wanted, needed, or necessary.
like. you dont know the whole situation, i have (obvi) not shared all the details w strangers on the internet. you cant play financial advisor to a random person whose life you don't understand. idk why ppl think they can/should, rly.
anyway, genuinely for anyone on here: if it bothers you that much that my financial situation is incredibly complicated & messy due to a myriad of reasons, and that my scraping / surviving by might not be in the exact same personal fashion you would choose yourself?
you can ignore it or unfollow me, thats all good n cool.
if that wasnt your intention, and it just came across that way, then apologies for being short, and i hope the above explanation clears up the reasoning as to why i do, in fact, need to do certain things that i'm doing.
(for future reference: anons like these will be blocked. the only reason this one wasnt was because i knew it could have been a misunderstanding. but if it isnt, and anyone decides to send stuff like this, welp, its time for my best friend the block button to come hang out)
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qgaje8wz-blog · 5 years
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Can an insurance company make me pay taxes on a loan i took out against my life insurance policy?
Can an insurance company make me pay taxes on a loan i took out against my life insurance policy?
I took out a loan on a life insurance policy. the premiums i paid had twice exceeded the amount my beneficiaries would recieve if i died. I was told that if i didn t repay the loan the only penalty would be that amount would be deducted from the pay out if i should die.I did not repay the loan and decided i did not want to keep paying on the policy because i had much better insurance. the insurance company added the cost of the loan plus a lot of interest and unbeknowst to me reported (to IRS)an amount almost 3 times larger than the loan as my additional income. Can they do this?
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