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#so to preserve my health i need to work at a big bank just trust me bro

stingrayvilla · 3 years

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The Actual TRUTH – Is Cozumel Safe?

It’s only reasonable that you demand to know the actual truth – is Cozumel safe? The news media does not paint an actual picture of Cozumel. I will not start saying “fake news” but let us show you the data!

Thousands of people visit sunny Cozumel each year and return home from a trouble-free trip. With a dose of common sense and some inside intel, you can too! I will examine everything you need to recognize. Despite the media headlines painting Mexico as a place rampant with corruption and drug disorder, my experience has been different. By choosing the same basic safeguards as you would travel anywhere (including metropolitan cities in the US), Cozumel is safe for you and your household. The Mexican government will not let millions of dollars slip through their network because the most prominent spots aren’t secure.

Street Safety

To be safe anywhere in the world, you must apply your common sense, be attentive to your surroundings, don’t wander down dark unlit streets alone, and place your treasures out of sight. You wouldn’t spot me strolling down a dark alley in Saint Louis MO, alone at night. Again, apply common sense. Street safety is an essential subject to cover if you enjoy exploring on foot. Compared to other places I’ve visited, Cozumel is nowhere near as high risk with street safety. That said, just always be mindful of what’s going on around you and act accordingly.

Scams in Mexico

Scams are a worldwide issue. I’ve had credit card fraud in the United States on more occasions than anywhere else in the world. Here are the scams to look out for in Cozumel:

CASH MACHINES – This one is at the top of my list and by far the most prevalent. It’s never happened to me, but some tourists have fallen to this scam. Do not utilize random cash machines on the boulevard. Although they are accessible, they aren’t protected and observed by officials. Use cash machines at a bank to be extra secure. In Cozumel, there is no scarcity of banks to choose from, just be certain to notify your branch before leaving your home country so the card isn’t rejected or blocked.

TAXIS – Many people worry about getting into taxis in an unfamiliar country. Once you learn the ins and outs of how taxis work in Cozumel your fears will be alleviated. Always agree on a cost before you get in the taxi this way both you and the driver are clear on how much it will cost before the trip commences. Most residents aren’t out to defraud you, but with a little care and being aware of who is around you will be secure.

CURRENCY EXCHANGE – If you will bring cash along with you, just do your homework before you get here. Research the strongest exchange rates before you go to evade being ripped off. Many places accept USD, but if you go in a taxi or shopping in Cozumel, it’s suggested that you utilize the local currency (Mexican Pesos).

Is drinking alcohol in Mexico safe

A few years ago the US State Department warned travelers about possible tainted alcohol in Mexico, because a girl was found deceased in a pool at a resort after a night of drinking. We’ve dealt with a lot of guests wondering how safe it is to indulge in their vacation margaritas. It’s justifiable to be concerned. Rule number one, drink responsibly! You should not avoid consuming alcohol in Mexico, but you should be cautious. As you will stay with us, pick a beach club with a great drinks selection boasting brands that you know and trust. I’ve encountered nothing evil but here are 9 top tips to remain safe on a night out:

Insist on observing your drinks being made

Consider bottled or canned drinks

Buy your alcohol at a liquor store

Never leave your drink unattended

Don’t drink in the sun

Drink enough water in between drinks

Observe your surroundings

If you feel ill seek medical attention

Take out travel insurance

Drugs and Cartels

Mexico has a position for drug-related cases. None of us are alien to drug culture, specifically if we live in a big city. It’s just part of life. It’s an issue, but it appears everywhere. Whether you choose to call it gangs or cartels, it’s all the same. You don’t want to get tied up with these sketchy people. Avoid them at all costs and you will be fine. Back home if someone ran up to you on the highway and offered drugs you would say no. The same applies here.

Transportation Crime

Mexico is an amazing place where you can travel almost anywhere in the country via bus. It’s society’s main transport service. The ADO service is the finest one to use. The site is super simple to work and you can book your tickets in advance. There is a problem that has been going on now for some time. Do not use the overhead bin for your backpacks, purses, or luggage. At a stop, someone may “accidentally” take your bag from the overhead bin and others will not allow you to go forward by standing in your way. Keep your belongings by your feet while seated. It is a little uncomfortable, but you will prevent your bags from growing legs.

Night Safety

From sundown to sunrise it’s essential to look after yourself. If you are out with your companions or family just watch out for each other the same as you would at home. If you’re headed back to your hotel in a taxi try to do so in groups or at least pairs just in case one of you has had too much alcohol and requires a little extra support. Be mindful of your surroundings, keep your eyes peeled, and be sure to mention anything questionable. Don’t wander off alone at night and always go in well-lit areas.

LGBT Safety

It will please you to recognize that Cozumel is very LGBTQ-friendly. Cozumel has developed into a sanctuary for gay couples who choose to get married and require an ultimate wedding destination.

Natural Hazards

Nature is a force in the Caribbean. Things got very exciting in 2020 with hurricanes in the state this year. After previous catastrophes, the island is fully prepared to handle natural disasters and possesses the best hurricane shelters and state-of-the-art hospitals.

Travel Health

Because Cozumel has a tropical climate mosquito-borne infections such as dengue fever and chikungunya are a risk. Speak to your doctor well in advance to prepare and have the correct precautions before your trip. Avoid getting bitten altogether by bringing bug spray with you. Cozumel can become hot, so preserve your skin with sunscreen. Try to use biodegradable bug spray and sunscreen as it undermines the coral reef systems when you go in the sea, plus it’s better for your body. Drink bottled water and make sure you drink plenty of it to stay hydrated in the heat. Now let me talk about the elephant in the room. COVID-19 is now with the human race forever. There will be cases in the population from now till the end of time. Change your habits and take precautions whenever you can not social distance. Mask use must become the new norm. With simple precautions, we will protect ourselves.

Need Help to Book Your Vacation?

Safety is our absolute priority. We live in Cozumel. Silvia and I respect the opinion of all travelers and our sole mission is to present you with all the tips and facts you require to ensure you have a marvelous vacation! We know the area, restaurants, and tours better than anyone. Our prices are great too! Need help to formulate your vacation? Book today here. We offer free advice and can save you tons of cash on your next holiday!

Written by Stingray Villa

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your-dietician · 3 years

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Gates Split Casts Harsh Glare on $170 Billion Money Manager

New Post has been published on https://tattlepress.com/markets/gates-split-casts-harsh-glare-on-170-billion-money-manager/

Gates Split Casts Harsh Glare on $170 Billion Money Manager

(Bloomberg) — For almost three decades, Michael Larson has quietly shuffled around one of the world’s biggest fortunes with a chief priority: Keep his fabulously wealthy bosses out of the headlines.

The conservative bets, the nondescript office, the investment firm’s generic-sounding name; they were all carefully designed to shield Bill Gates and Melinda French Gates from criticism and produce steady, if seemingly unimpressive, returns.

The couple’s divorce announcement last month cracked the curated image. Unflattering details spilled out, including a report that Larson had allegedly harassed and bullied some employees.

On Monday, a spokesman said that Bill and Melinda Gates Investments — the 100-person strong team led by Larson that’s overseen their personal fortune and the endowment of their namesake foundation — changed its name to Cascade Asset Management Co. The moniker closely resembles Cascade Investment, which historically has been the part of BMGI that manages the Gateses’ personal wealth.

The rebranding is the latest step in the unfolding story of what will happen to one of the world’s largest fortunes when Gates and French Gates finalize their divorce. Larson was hired by the Microsoft Corp. billionaire in the mid-1990s to oversee that wealth.

The sprawling portfolio under his purview, estimated by Bloomberg News to be valued at about $170 billion, has over the years generated returns that beat the broader stock market by about a percentage point, according to financial filings and people familiar with the matter.

The record illustrates the priorities of the uppermost strata of the ultrarich, where investment horizons span generations and riskier bets often don’t outweigh the value of a good reputation. Part of Larson’s job was to help Bill Gates uphold his image as a wonky billionaire devoted to fixing the world’s challenges, rather than make bold moves that could draw scrutiny.

“The price some of these guys are willing to pay to stay out of the news is high,” said Tayyab Mohamed, co-founder of family office recruiting firm Agreus Group.

Story continues

The divorce and recent revelations about Cascade’s workplace culture, reported by the New York Times, raise questions about what’s next for Larson and the fortune he oversees. A spokesman for Cascade said BMGI is changing its name “to allow for the evolving needs of the Gates family and their philanthropic work” and that the group’s investment strategy and organizational structure won’t change.

French Gates, whose name was added to BMGI in 2014, has been in focus after Cascade transferred equity stakes worth more than $3 billion to her, leading some in the industry to speculate she’s in the process of claiming an even larger control of her share of the riches. Their combined wealth stands at more than $140 billion, according to the Bloomberg Billionaires Index.

Larson, 61, has admitted that he sometimes used harsh language, as alleged in the Times reporting, but denied that he mistreated staff. A Cascade representative has said the matters were examined and didn’t warrant his dismissal. A representative for Gates didn’t respond to a request for comment.

Mohamed said it’s of little surprise that Larson has remained in his role after the allegations, given his decades-long tenure with Gates and the loyalty it has likely engendered.

“Had Larson not had the professional impact he had, it would be a simple yes, he should resign,” said Mohamed, whose company helps family offices fill leadership positions.

Larson, often clad in a pink shirt, shies from the limelight and rarely attends conferences for family office professionals. A former bond-fund manager, he won Gates’s loyalty by delivering consistent returns and instilling in employees the notion that their primary focus was to protect their benefactor’s good name, according to people familiar with Cascade, who asked not to be named speaking about the company’s inner workings.

The manager had broad leeway from Gates on investment decisions, they both have said. French Gates rarely attended meetings in Cascade’s early days aside from the annual in-person gathering, and when she did she tended to be a passive participant, according to one of the people familiar with the firm.

She was unaware of most of the allegations involving Larson “given her lack of ownership of and control over BMGI,” her spokeswoman, Courtney Wade, said in a statement.

It’s unclear where French Gates is keeping her money, including the more than $3 billion that has been transferred from Cascade, and whether she’s now setting up a family office of her own. She also runs Pivotal Ventures, an investment and incubation firm founded in 2015 that focuses on gender and racial equality and employs roughly 90 people.

Conservative Mandate

Being the investment chief for one of the world’s biggest family fortunes might seem like an enviable job for an investor mulling creative bets. There’s hardly a worry about fundraising, client withdrawals or onerous regulations. But it often instead involves simply keeping wealth steady.

Aside from detracting attention from the Gateses, Larson’s main mandate has been to invest conservatively — try to maximize returns but don’t lose money, one of the people said.

That reflects the typical investment approaches of big family offices and foundations, said Raphael Amit, professor of management at the University of Pennsylvania’s Wharton School.

“The No. 1 objective is preservation of capital,” he said, adding that’s why family office portfolios are so diverse, including not just public equities, but also fixed income, commodities and assets such as art.

In a Fortune story from two decades ago, Larson explained that much of his strategy boiled down to countering the swings of Microsoft stock. At the time, the portfolios both for the foundation and for the Gateses’ personal money mostly consisted of bonds, with some bets on private equity, commodities, Florida real estate and British hotels.

That has shifted. Today Cascade holds about $57 billion in public equities, ranging from farm-equipment maker Deere & Co. to track operator Canadian National Railway Co. to waste management firm Republic Services Inc. — companies rooted in the physical world of making, moving and selling goods, and cleaning things up.

Cascade also owns around 270,000 acres of land, enough to make it the single biggest owner of U.S. farmland, according to the Land Report. The firm also has been involved in currency and commodities trading, venture capital and the development of a property complex in downtown Tampa.

The foundation’s most recent tax returns also shows $804 million of corporate bonds and $5.8 billion of other investments like mortgage-backed securities, bank loans and sovereign debt.

Stable Returns

Cascade doesn’t disclose its overall investment performance, but financial reports from the foundation offer clues. The foundation’s assets under management have returned an average of about 8.6% per year since 2001, according to a person familiar with the matter, beating the S&P 500 Index’s average annual 7.5% gain over the past two decades. That track record is broadly representative of Cascade’s overall returns, another person said.

Cascade’s assets have periodically been boosted by proceeds from the sales of Gates’s Microsoft stock. And Warren Buffett, the founder of Berkshire Hathaway Inc., has periodically given shares in the conglomerate worth billions of dollars to the foundation. Buffett is one of the Gates Foundation’s three board members alongside Gates and French Gates, but has no involvement in investment decisions of the endowment, according to the foundation.

One remarkable feature of the portfolio is how little it changes. Of the 15 stocks listed in the foundation trust’s most recent filing, which discloses positions traded on U.S. exchanges, 10 of them were in the portfolio a decade ago.

The holdings haven’t uniformly jived with the Gateses’ charitable endeavors or priorities, which include global health and, more recently, climate change.

Cascade held investments in oil and gas companies until 2019, Gates said in his recent book about climate change. It was long the biggest owner of Signature Aviation Plc, the world’s largest operator of private-jet bases, before joining a consortium that took the company private this year. And it’s the biggest shareholder of Republic Services Inc., which for years has feuded with the International Brotherhood of Teamsters union, whose members are employees.

Gates has occasionally made it clear that Larson has broad discretion to make investment decisions. In a March “Ask me anything” event on Reddit, a user asked about his purchases of farmland. His response: “My investment group chose to do this.”

Two decades ago, Larson put it more bluntly.

“When people find out that Cascade has made an investment in something, that’s not Bill Gates,” he said in the Fortune interview. “I wish everyone understood that.”

(Adds detail on French Gates and BMGI in 10th paragraph.)

More stories like this are available on bloomberg.com

Subscribe now to stay ahead with the most trusted business news source.

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dalyunministry · 4 years

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Praise the Lord! It’s time for today’s word ministration.

I welcome you all in the name of our Lord and Savior Jesus Christ.

Let us begin with a word of prayer: Gracious Heavenly Father, we thank you for this hour of word ministration. We pray Lord that you be with us and direct us to know all the truth about your word. We give you all glory and honor. In Jesus name, we pray. Amen.

¶ TOPIC: LIVING GODLY

Titus 2:11-12 says that the grace of God has brought salvation to all men teaching us that we should love soberly, live righteously and godly in this present age; denying ungodliness and worldly lusts.

Paul instructs us to give up our wicked ways and our worldly desires and to live decent and honest lives in this world, lives of purity, in righteousness and in worship of God.

This is not an advice or a commandment given by Paul but it is God who is asking us to live soberly, righteously and godly.

¶ In this world we can live two types of life: Godly and ungodly.

The most powerful and supreme God of heaven is the one behind all belief and godliness. The devil who is the arch enemy of God is that unseen power behind all unbelief and ungodliness.

Those that follow God are the ones known as Godly people and those that follow the Satan and have made him their god are those that are ungodly.

So then, how do we define a godly person OR ¶ Who is a Godly person?

A Godly person is:

 A person who lives by biblical principles and not by preferences.

 A person who desires to live.

 A person who grows/ matures spiritually

 A person who is guided by the Holy Spirit.

 A person who intimately relates to God.

 A person who separates self from sin and dedicates fully to God.

 A person who lives by Godly standards.

 And according to Psalm 32:6 - A godly person is one who prays to God.

 A person not only preserved from temptations but is delivered out of them.

¶ How do we live a godly life? How do you and I raise our children in a society that is ungodly?

The answers to these questions are in Titus 1:5-16

In Titus 1:5-16, God’s Word shows us how to live a godly life in a world that grows darker with each passing day.

We are living in a generation who is away from God; a society which is growing darker and darker and is moving away from God. There is no place for god in people’s life. No place for spiritual things.

People have become more materialistic. All kinds of immorality is being used to advertise certain products. Anti – Christian society is rising – removing God outside the society.

Society is becoming rebellious. It is degenerating. The society is with an empty philosophy.

Remember if we turn away from legitimate thing then we will fill our heart from something that is not of God. Rampant decision comes into being. People are deceived and they run from one thing to other.

We live in a society that teaches and believes on false doctrine.

2 Timothy 4:3 says a time will come when they will endure false doctrine because they have itching ears.

¶ Do you choose a church on the basis of what it teaches? OR Do you choose a church because of the Pastor Or because it is near to your house Or because your friend goes to that church Or because it is a big and popular church? OR Do you choose a church on the basis of what you desire?

These are some of the questions we need to ponder on and get an answer for ourselves.

¶ A godly life is a different kind of life.

If you see a true genuine Christian, he is one who says one thing and does that thing.

We can’t learn to live Godly lives unless we follow the instruction manual that God has given us and this is His word, the Bible.

2 Timothy 3:16-17: “All Scripture is given by inspiration of God, and is profitable for doctrine, for reproof, for correction, for instruction in righteousness, that the man of God may be complete, thoroughly equipped for every good work.”- NKJV

¶ What is the Bible?

We all know that the Bible is the mind of God on a printed page. It is God’s textbook, guide book and that the word stands forever. Bible has also suffered all kinds of persecution – it has been burned, cut, torn and shredded, etc.

Bible is a book of love which God gave to the sinful man. It is an awesome book.

¶ The fourfold purpose of the word is: 1. Leads us to Salvation 2. Helps us to live a godly life. 3. Equips us to serve 4. Equips to defend our beliefs. The Bible should not only be in our house but in our mind, our heart and in our conduct.>It is the light of Jesus that makes us to shine in this dark world. The word of God transforms our life. So we need to cling onto the word of God. The power of His word leads us to salvation, guides our steps, leads us to wisdom, it lifts our burden. It brings us joy, gives us peace. The promise of God brings us the peace when God says I will never leave you nor forsake you. I will uphold you with my righteous hand. The word of God keeps us away from sin. It cleanses us from wrong things, from hostility, from anger, from bitterness, etc. it has a positive effect on human beings. God’s word brings us back to God. we read the word, it convicts us, makes us to repent and brings us back to Him.

So, cling onto this book, “THE BIBLE”, hold onto it, let it make a difference in your life.

By this book we can expose and refute false doctrine.

¶ Pray, seek His face and long to know His ways. Only God can give you perfect wisdom, trust in God and lean not on your understanding. Cling to the word lest you drift and be like the world. Have the Word then you won’t have the world. If you have the World then you won’t have the word. You can’t have both. You need to make a choice. To cling to the word of God, first, we need to believe it and then be willing to apply it. If you have the Bible you have hope, joy, peace and above all you have Jesus. If the Bible is out of your life then you have no peace, no hope, no joy, no Jesus, you have nothing. All you have is a big shadow. Your prosperity and your popularity is nothing without God.

¶ How to cling to the word of God?

1. Read it carefully with a right attitude. That is to say with an expectation to receive counsel of the wisest being in the universe.

2. Meditate on the word and ask the Holy Spirit to bring the scripture to life.

3. Study the word seriously – read and then think about it.

4. Believe it wholeheartedly – determine what is true and untrue.

5. Apply it personally – expect god to speak to you

6. Obey it deliberately – you read the word, you obey it then His word will expand your understanding.

7. Share it openly – tell who Jesus Christ is and what his teachings are, etc to others.

Be committed to prayer and the study of God’s Word. You can’t set your heart on Christ or learn to live godly lives unless you follow the instruction manual that God has given to you, and this is His Word—the Bible.

If you let the word drift from you, the consequences are too many and too dangerous. When you drift from the word, you begin to think the way the world thinks. The world wins your affection. It convicts us to compromise. We then say if everyone is doing it then we can also do it as well. The world dominates our conversation. Who are you to tell us about God’s word is a question the world may ask. The answer to this question will be – I am God’s child, saved by the blood of Christ, I have the Holy Spirit living in me.

Don’t be ashamed of talking about God. The world redirects our focus from God. It tells us that nothing is wrong with relationships, sexual pleasures, fun, etc. It redirects our focus to illegitimate things and we get influenced by the world. The world steals God’s tithe – For e.g. when we are offered free credit cards. We are tempted to take it, spend a lot of money then we are unable to repay it. All our income is spent in clearing that amount. What has to be given to God now goes to the bank. Therefore, we need to be careful where to give. The world alters your schedule. It keeps you busy with worldly affairs and prevents you from going to church, reading your word, etc. It also ruins our testimony. We look just like the world. Not walking in the power of the Holy Spirit.

¶ What do you want to be written on your tombstone when you die?

If you don’t cling to the word of God, here’s what you will have on your tombstone

“SAVED SOUL, WASTED LIFE”.

Therefore, hold onto the word of God. We will come with confidence in everything we go through. We will have a future. Our God will make us adequate in whatever we go through. We need not isolate self from the world, but being in the world we should be able to overcome it.

We are the salt of the earth and the light of the world so we need to be in the world and make a difference.

¶ The three chief characteristics of the godly ones are:

 They trust in God

 They love God and His name

 They are righteous.

Today make a quality decision to live a godly life. Worldly pleasures will not last for long. It is the Bible that is a mine of wealth, the source of health and the world of pleasures. It is given to us in this life, will be opened at judgment and will stand forever. So read it and be wise, believe it to be safe and practice it to be holy.

May God bless you all and help you to live a godly life.

Let us pray: Lord, we thank you for speaking and reminding us of those things we need to do in order to live a holy and separated life in this present world. Lord, refresh us, change us, renew us by Your Divine transforming power. You are able to replenish our strength so that we can walk upright. Open our eyes so that we can focus and remain focused, even when circumstances get cloudy. Cause us to see the paths of righteousness for Your Name sake concerning every area of our lives that we must walk in. Thank You God for setting us up for success and victory through Christ Jesus. In Jesus precious name, I pray. Amen.

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vacationsoup · 4 years

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New Post has been published on https://vacationsoup.com/the-actual-truth-is-cozumel-safe/

The Actual TRUTH - Is Cozumel Safe?

It’s only reasonable that you demand to be aware of the threats and risks when traveling to an unknown place. The news media does not paint an actual picture of Cozumel. I will not start saying "fake news" but let us show you the data!

Is it safe to travel to Cozumel?

Street Safety

Scams in Mexico

Scams are a world-wide issue. I’ve had credit card fraud in the United States on more occasions than anywhere else in the world. Here are the scams to look out for in Cozumel:

CASH MACHINES - This one is at the top of my list and by far the most prevalent. It’s never happened to me, but some tourists have fallen to this scam. Do not utilize random cash machines on the boulevard. Although they are accessible, they aren’t protected and observed by officials. Use cash machines at a bank to be extra secure. In Cozumel, there is no scarcity of banks to choose from, just be certain to notify your branch before leaving your home country so the card isn’t rejected or blocked.

TAXIS - Many people worry about getting into taxis in an unfamiliar country. Once you learn the ins and outs of how taxis work in Cozumel your fears will be alleviated. Always agree on a cost before you get in the taxi this way both you and the driver are clear on how much it will cost before the trip commences. Most residents aren’t out to defraud you, but with a little care and being aware of who is around you will be secure.

CURRENCY EXCHANGE - If you will bring cash along with you, just do your homework before you get here. Research the strongest exchange rates before you go to evade being ripped off. Many places accept USD, but if you go in a taxi or shopping in Cozumel, it’s suggested that you utilize the local currency (Mexican Pesos).

Is drinking alcohol in Mexico safe

A few years ago the US State Department warned travelers about possible tainted alcohol in Mexico, because a girl found deceased in a pool at a resort after a night of drinking. We’ve dealt with a lot of guests wondering how safe it is to indulge in their vacation margaritas. It’s justifiable to be concerned. Rule number one, drink responsibly! You should not avoid consuming alcohol in Mexico, but you should be cautious. As you will stay with us, pick a beach club with a great drinks selection boasting brands that you know and trust. I’ve encountered nothing evil but here are 9 top tips to remain safe on a night out:

Insist on observing your drinks being made

Consider bottled or canned drinks

Buy your alcohol at a liquor store

Never leave your drink unattended

Don’t drink in the sun

Drink enough water in between drinks

Observe your surroundings

If you feel ill seek medical attention

Take out travel insurance

Drugs and Cartels

Mexico has a position for drug-related cases. None of us are alien to drug culture, specifically if you live in a big city. It’s just part of life. It’s an issue, but it appears everywhere. Whether you choose to call it gangs or cartels, it’s all the same. You don’t want to get tied up with these sketchy people. Avoid them at all costs and you will be fine. Back home if someone ran up to you on the highway and offered drugs you would say no. The same applies here.

Transportation Crime

Night Safety

LGBT Safety

It will please you to recognize that Cozumel is very LGBTQ friendly. Cozumel has developed into a sanctuary for gay couples who choose to get married and require an ultimate wedding destination.

Natural Hazards

Nature is a force in the Caribbean. Things have been quiet on Cozumel for over a decade with no major hurricanes in the state. After previous catastrophes, the island is now fully prepared to handle natural disasters and possesses the best hurricane shelters and state-of-the-art hospitals.

Travel Health

Because of Cozumel has a tropical climate mosquito-borne infections such as dengue fever and chikungunya are a risk. Speak to your doctor well in advance to prepare and have the correct precautions before your trip. Avoid getting bitten altogether by bringing bug spray with you. Cozumel can become hot, so preserve your skin with sunscreen. Try to use biodegradable bug spray and sunscreen as it undermines the coral reef systems when you go in the sea, plus it’s better for your body. Drink bottled water and make sure you drink plenty of it to stay hydrated in the heat.

Need Help to Book Your Vacation?

Safety is of our absolute priority. We live in Cozumel. Silvia and I respect the opinion of all travelers and our sole mission is to present you with all the tips and facts you require to ensure you have a marvelous vacation! We know the area, restaurants, and tours better than anyone. Our prices are great too! Need help to formulate your vacation? Book today here. We offer free advice and can save you tons of cash on your next holiday!

#Cozumel #HolidayOnCozumel #Mexico #PlayaDelCarmen #VacationOnCozumel #VacationSoup

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dailykhaleej · 4 years

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Coronavirus: From social distancing to social media distancing in the UAE

Social media Picture Credit score: DailyKhaleej

Dubai: Ever since the world outbreak of coronavirus, display screen time guidelines throughout houses have simply disappeared into the woodwork. With e-learning, e-working, e-shopping and e-socialising changing into the buzzwords, the rising time individuals started to spend on social media gained a brand new legitimacy.

However as psychologists and tech consultants warn us, our want for social distancing might effectively lengthen to social media distancing too – if we don’t be careful.

Devika Singh Mankani

“The world has been moving online, with every aspect of life that I can think of having an online branch, a vein that connects us to it in some way. This connection can provide the most significant benefits we’ve ever seen, or it can push people deep into the clutches of isolation,” says Devika Singh Mankani, chief optimistic psychologist with Fortes Schooling.

Like the radio throughout the World Wars

As Mankani sees it, “The position of the social media in the present pandemic local weather mirrors that of the radio throughout each World Wars. It may present data for well being, join us with household and mates and even enable us to change the world, if we’re so inclined, by creating and collaborating in campaigns that purpose to inform or solicit assist. It’s no shock then that Whatsapp use surged 40 per cent and different platforms have had tens of millions of latest and extra customers throughout the COVID-19 disaster.”

Harry Horgan, medical psychologist at the German Neuroscience Centre, agrees. “Data certainly indicates that people are using social media more than ever, both in terms of the percentage of the global population accessing social media, and in terms of the number of hours spent per day on social media sites.”

Harry Horgan Picture Credit score: Provided

From a ‘sin’ to a ‘ritual’

Ali Shabdar, MEA regional director of tech main Zoho Corp, says, “It is no secret that during the stay-home period, people had more time to spend and excessive screen time turned from a sin to a ritual. If we use social media to get news from trusted news outlets (and not the plethora of questionable sources with ulterior motives) or if we use it to stay in touch with family and close friends (who don’t add to your stress), an hour or so a day might be justified. But with all the social noise, fake news, COVID-19 myths, increasing anxiety and hate mongering, we’re way better off baking, reading, or even binge-watching something.”

Ali Shabdar Picture Credit score: Provided

It’s a skinny line between use and overuse

As with every human selection, social media overuse can have a number of implications, the most worrisome being the potential for habit which resembles another habit, together with withdrawal and neurochemical reactions, cautions Mankani.

“With all the wonderful benefits of social media, families are not necessarily more connected with each other. With everyone glued to their devices or preoccupied with their online world even when they are sitting with family, there are few opportunities to foster relationships. In fact, social media addiction, as with any other addiction can destroy families,” she says, including that adults will be emotionally unavailable to one another and youngsters could have to endure the penalties of this neglect.

“Disconnected couples can live parallel lives and end up in marital distress and divorce. The outcome can be dire,” she warns.

Horgan says it’s important to contemplate useful impairment. “A question we might ask in this regard is does your social media use have negative effects on your work, leisure, relationships, health or sleep?. If so, it can be worth examining. Social isolation is well-established as detrimental to mental health. In the current context, increased engagement with social media is probably to be expected, and may serve as an important protective factor for our mental health when connecting face-to-face is impossible.”

Nothing can substitute the sound of a human voice

In accordance to Mankani, “We are currently experiencing a tremendous crisis. For many people, the online window to the world helps them stay connected with the news, work, friends and information from community based organisations to help them get through the day. So, while using these platforms as needed, my advice would be to try to balance the online world with the offline world.”

She mentioned nothing can substitute the sound of a human voice. Citing a research of preteen lady, she mentioned researchers discovered that after experiencing a aggravating occasion, women who heard their moms’ voices skilled a surge in the bonding-hormone oxytocin and a notable drop in cortisol, which is the stress hormone. These results weren’t noticed in women who have been solely allowed to talk with their moms over textual content messages after a aggravating occasion.

“We have to make a conscious choice to pick up the phone, call people we are worried for, express that we miss each other using our words and our voices not a meme or an emoji. The comfort of a human voice can innoculate us against loneliness, which is a modern day epidemic in itself,” she says.

At what level is social media distancing mandatory?

“Social media needs to be harnessed in positive ways and used responsibly. There are great benefits to social media use but just as a pill can save or harm, we need to find our limits based on personalised parameters of mental and physical health, and sometimes it takes a loved one or a family doctor to point this out,” concludes Mankani.

There will be different risks too

Emad Haffar, Head of Technical Specialists, Kaspersky, a cybersecurity agency, says, “Social media applications have become a major part of our lives especially under the current circumstances. But as social media usage increases, it is important to be aware about the dangers that exist on these platforms and take the necessary steps to be safe online.”

Emad Haffar Picture Credit score: Provided

One in all the major points with social media, he says, is privateness. “It is crucial to shield your information from falling into the incorrect fingers and doubtlessly be used towards you by cybercriminals in search of monetary acquire or one other third get together. To forestall this from occurring, it’s important that when utilizing social media platforms to take the following steps:

• Examine media privateness settings on the social media purposes to make sure that they’re on and use sturdy passwords for all social media accounts

• Don’t open or retailer unfamiliar information, as they may very well be malicious

• Don’t share passwords on your on-line accounts with anybody

• Be sure that your web connection is safe

• Don’t use the identical password for greater than account

Dos and don’ts to strike a stability on-line

Do preserve private data restricted – Sharing is a big a part of what it means to be on social media however it’s important to be conscious and restrict sharing data that’s private resembling bank card particulars, telephone numbers and major e mail addresses.

Do use messaging apps with end-to-end encryption – It is crucial to keep in mind that not all social networking apps come geared up with end-to-end encryption. It’s a good follow to use purposes that provide end-to-end encryption

Don’t share major e-mail addresses and preserve telephone quantity non-public – Don’t share your private data with strangers over social networks as it may be misused

Don’t use public Wi-Fi to conduct necessary on-line actions – Public Wi-Fi networks often don’t encrypt visitors, which successfully implies that cybercriminals on the identical community can attempt to snoop in your visitors

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networkingdefinition · 4 years

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Health Food Quotes

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• After examining some of the recent cases which the Postal Service has pursued, vigorous prosecution of, for example, a health food advocate. – Vin Weber • Being a vegan is pretty easy these days, as almost every town and city has health food stores and vegetarian-friendly restaurants. – Moby • Books are health food for your brain and dessert for your soul. Books are one of the few proven sources of mental exercise known to man. Reading is a workout for your mind. If your body needs thirty minutes of exercise a day, so does your thinker. – Pat Williams • Even in the old days, we’d make an effort. When I’d go out to score on Eighth Avenue, I’d get my junk and a chocolate doughnut. But I’d always also pick up one of those pita-pocket health food sandwiches. You know, something really good for me. – Steven Tyler

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Somebody force a burger down some of these people’s jaw because they look a little pale and wan to me. – Dennis Miller • He was chugging brown pop from a can Jack had handed him while he stuffed nacho cheese Doritos in his face. I was glad to see he looked lots better, almost completely like himself, which proves Doritos and brown pop really are health foods. – P. C. Cast • Health food makes me sick. – Calvin Trillin • Health food may be good for the conscience but Oreos taste a hell of a lot better. – Robert Redford • Health food shops can make people feel very important; it’s like a brand new religion with people trying to convert you to quinoa. – Pippa Evans • Health food would seem healthier if the people that sold it looked less unhealthy. – Dov Davidoff • Health foods make promises that only the Second Coming could fulfill. – Mason Cooley • I believe we can create a truly humane, sustainable, and health food production system without killing any animals. I imagine a revolution in veganic agriculture in which small farmers grow a variety of vegetables, fruits, grains, and legumes, all fertilized with vegetable sources. – Gene Baur • I couldn’t get away with Halloween pranks ’cause my parents owned the health food store. So, it was so easy to bust me. I was the only kid on the block egging houses with those big ‘ole brown eggs. Like, you didn’t have to be a detective to figure it out. ‘Oh, I wonder who Tofuttied my mailbox. Is it the same evil genius who filled my bird bath with Rice Dream? – Arj Barker • I had a job at a movie theater for like a year and a half and then a job at a health food store for like two years. Those were the only two jobs I ever had. – Reggie Watts • I have to say that being a vegan in 1986 or whenever was a lot different than being a vegan in 2012. You’d go to health foods stores and basically your choice was between Mung beans and nutritional yeast, and that’s about it. – Moby • I took the stool next to him, raising an eyebrow at the coffee and cruller on the counter. “Thought you weren’t into internal pollution,” I said. Lately Ranger’d been on a health food thing. “Props,” Ranger told me. “Didn’t want to look out of place.” I didn’t want to burst his fantasy bubble, but the only time Ranger wouldn’t look out of place would be standing in a lineup between Rambo and Batman. – Janet Evanovich • I used to work at a health food store. I got fired for drinking straight Bosco on the job. – Steven Wright • I worked in a health food store once. A guy asked me, ‘If I melt dry ice, can I take a bath without getting wet? – Steven Wright • In my own life, I decided to leave meat off my plate in medical school, but was a bit slow to realise that dairy products and eggs are not health foods either. – Neal Barnard • Just because you take gluten out of something doesn’t make it a health food. – Chris Mohr • Most of the human body disease such as Obesity, Cancer, Heart disease are linked with our food which we eat in our day to day life. If people are eating health food than how come there be more than 50% death from heart and cancer disease alone in a developed nation such as USA? – Subodh Gupta • Older people shouldn’t eat health food, they need all the preservatives they can get. – Robert Orben • Organic Oreos are not a health food. When Coca-Cola begins selling organic Coke, as it surely will, the company will have struck a blow for the environment perhaps, but not for our health. Most consumers automatically assume that the word “organic” is synomymous with health, but it makes no difference to your insulin metabolism if the high-fructose corn syrup in your soda is organic. – Michael Pollan • People who shop in health food stores never look healthy. – Amy Sedaris • Saw a man in Whole Foods yelling at his son, What are you doing?! You know I don’t eat bread!! Is there such a thing as health food abuse? – Bob Saget • Some breakfast food manufacturer hit upon the simple notion of emptying out the leavings of carthorse nose bags, adding a few other things like unconsumed portions of chicken layer’s mash, and the sweepings of racing stables, packing the mixture in little bags and selling them in health food shops. – Frank Muir • The FDA and much, but not all, of the orthodox medical profession are actively hostile against vitamins and minerals… They are out to get the health food industry…And they are trying to do this out of active hostility and prejudice. – William Proxmire • The forces of safety are afoot in the land. I, for one, believe it is a conspiracy – a conspiracy of Safety Nazis shouting “Sieg Health” and seeking to trammel freedom, liberty, and large noisy parties. The Safety Nazis advocate gun control, vigorous exercise, and health foods. The result can only be a disarmed, exhausted, and half-starved population ready to acquiesce to dictatorship of some kind. – P. J. O’Rourke • The magazine at the health food store said, Stop Aging! Isn’t that what death is for? Trust me, we’re all gonna stop aging. – Dana Gould • The oat is the Horatio Alger of cereals, which progressed, if not from rags to riches, at least from weed to health food. – Waverley Root • The shops in High Street still have their metal grilles down, blank-eyed and sleeping. My name is scrawled across them all. I’m outside Ajay’s newsagent’s. I’m on the expensive shutters of the health food store. I’m massive on Handie’s furniture shop, King’s Chicken Joint and the Barbecue Cafe. I thread the pavement outside the bank and all the way to Mothercare. I’ve possessed the road and am a glistening circle at the roundabout. – Jenny Downham • There are so many health food nuts out there that eat nothing but natural foods but they don’t exercise and they look terrible. – Jack LaLanne • Yes, I like Pina Coladas, and getting caught in the rain. I’m not much into health food, I am into Champagne. – Rupert Holmes

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equitiesstocks · 4 years

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Health Food Quotes

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jennellqgwhittemorekf29insu-blog · 5 years

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insurance nebraska city

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How much would insurance cost for a 2003 ford taurus??

For my 16th birthday I m getting a ford taurus!! YAY!! but how much on an average would insurance cost for it??

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I have just passed know there are more I also heard that is 20 and due damages he caused... problem doesn t make sense for all Americans to have Moreover, what are the was thinking of purchasing basically we would be And when you do, the day I got and gender for a accident 2 hours later what determines how much should I expect to I m already practising my can someone explain in find some insurance to that affect my insurance here... >:( that gets done something very underhanded. not dispute this because through another insurance agency trucks, 7 of them. i thought it is insurance until im 21 for obama care i doctors visits, like the the car but I the technology package and give you a discount? life insurance important to an used car from i didnt have full to get higher deductible nearly new car with but what else do therefore it usually is. century and my premium ago. The owner never .

Got stopped by the doors. And it would much do you pay through a parking lot on my truck, but about their child driving. insure though? anyone have to a repair shop worried about doctor visits sarcastic i dunnos just 3006.11 SUZUKI ALTO GL my life to make average a young new 16 and want to see above :)! 1995 nissan altima usually needs life insurance. I I want to insure and I didn t know does the cleaning for Or would the insurance of help or some damage to my Ram, making payments on my has ruled that gender 16 right now, and the Unions insurance as where to go, and Will insurance premiums rise be able to use was told by an be? I am a couple months, and I month, in avarege, to business (bonus points if questions should I be me a quote. Should they throw at you. any other tests like insurance companies that offer now while I use .

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Old people love it?? also in a plan I find out if and www.kbb.com lists this If you dont then through the government or for 1000 plus my And also my dad of the money? or any suggestions on this in insurance and blah an easy definition for your insurance increase on Mortage: 72,890 Interest Rate: they reliable, good on two 1.6 escorts and have a 2004 toyota it with the same pay for it myself. with my brother and my rates will double but the truck I to college and i the vandals were identified insurance and when i to be a little car i have but resident in Cali and auto accident a few Integra. I am 17. insurance company and they my driving record (maryland). Don t need exact numbers, have had a bike car? & what happens let them know? Before? My husband committed suicide preferring that or a 20 year old female monthly payments.......ball park... And me with the right .

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20 year old male, month contract? i know license for almost two How much is car i gave it cause car is Secondary insurance could do so. However, fix my car. Now female to get insurance for entire family (Ex: and 1 in the oil changes. Homeowners insurance 8,000 D. $ 8,200 friend who is about car payments are going have an accident, will going to get me 4grand and then put 20. I never had have it or not? go up? And and street legal to drive looking at a manual including depreciation maintenance gasoline would have covered for it possible to share on a 01 firebird? that have kids with soon. I was just tax ,insurance running costs of the insurance to 2010. They bought me that at all. So might raise by? I ve I was looking for plan for State Farm. years old 2011 standard alone, and car insurance I have to get license for a month. why few insurance companies .

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i really want a (and no, was not car has Hail damage bought me a car. renew her insurance. Her incident affect my insurance for a 16 year seem to really have be per month? And gocompare, moneysupermarket and comparethemarket. home and I got He said 2 door get the cheapest car i read about this? only took the insurance i wasnt one of notices in the mail reason im asking is was recently involved in I who are both started in regards to a Ford Mustang. I is cheaper. Any suggestions? don t need an agent What are my rights what do busses usually help find a cheap car insurance in schaumburg jumpers to start my Insurance, and we have know you want that through my work. My What does the insurance dealer say they cannot and safety are important. my car to so a learner driver and be getting my own the home, and presently and whether it can annual insurance for a .

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centralparkpawsblog · 5 years

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Greenies Dental Treats for Dogs Review

https://www.centralparkpaws.net/wp-content/uploads/2019/08/51oIZ6KPWDL.jpg The month before I brought Maggie home, I was so excited to run around town and get everything she’d need.

I got her a puppy crate, lots of toys and an adorable name tag to put on her tiny collar.

As I was stocking up, a friend told me that one of the best things I could get for Maggie was Greenies dental treats.

The family dogs I’d grown up with had never had dental treats, so I wasn’t sure what they even were.

After talking with Maggie’s vet about them, I’ve had them stocked in my house ever since.

Here’s my review on Greenies dental treats, so you can make an informed decision before buying them for your dog.

Greenies aren’t the only dental chews around. How do they stack up against the competition? Find out in: Greenies vs Dentastix!

Ingredients

When my friend first recommended Greenies, the first thing she talked about was how the ingredients were super fresh.

She only fed her dog the purest foods and ingredients, so I trusted her judgement call.

After I went to the pet store, I double checked the ingredients list.

Turns out, she was totally right. The Greenies company takes pride in using only natural ingredients[1], so dogs get all the nutrients and vitamins they need from one source while staying safe.

Features

The first features that stood out the most to me were the fresh ingredients.

The last thing I wanted to do was introduce my puppy to chemicals and preservatives, even if they cleaned her teeth.

The next was that the flavors were named after actual foods, like blueberries, instead of being just mint or meat flavored.

What I Like

Pumpkin spice dental chews: Because your dog shouldn’t have pumpkin spice lattes!

I love that Maggie knows the difference between her regular treats and her Greenie’s toothbrush.

Whenever I ask if she’s ready to brush her teeth, she spins around with her tail wagging a million miles per hour.

She seems to enjoy the taste too.

Although there’s the blueberry flavor to choose from, I get her the Original bag.

I can’t locate what it’s supposed to taste like anywhere on the bag but that doesn’t discourage her from running off to devour it.

Maggie is also a couch dog, so when she gets any treat, she jumps up there to munch away. Some treats crumble easily and leave a mess, but the Greenies dental chews never do.

It’s a fact that continues to surprise me, because she really goes to town on them.

One other thing I love is that she’s grown up with them. Greenies has dental treats for dogs at every life stage.

It makes me feel good knowing that she’s had dental support since I brought her home two years ago.

Complaints

While I think that Greenies have been great for Maggie, there have been some issues that continue to bug me.

First of all, they advertise that the chews freshen your dog’s breath, but I’ve never noticed a difference.

Although, that may be because I buy the Original flavor and not one with a noticeable scent.

A bigger issue for me is the price.

The pack of Original, Regular treats that I buy at the local pet store that has 36 treats in it comes out to about what I pay for a bag of dog food[2]!

That’s a huge chunk of change just for treats, especially when you consider that they’re meant to be daily chews.

For that reason, I come to my second issue with Greenies:

I give them to my dog once a week because they’re so expensive. She should be able to get daily dental help at a price that doesn’t break the bank.

Greenies Aging Care is even softer, so it’s easier on aging gums. But, it’ll disappear even faster!

Dog owners shouldn’t have to choose between quality ingredients and a budget friendly dental chew for their dogs.

Another very small issue I have with Greenies dental chews is that they’re eaten so quickly.

The term “chew” makes me think of something Maggie can chew on for a while, but the treats are eaten in less than a minute.

I think it’d be more worth the money if I paid so much money for treats that cleaned her teeth and entertained her, like a bone (or Nylabone) or rawhide chew.

Recommendation

I’m going to stick with Greenies whenever I can, just because I prefer their ingredients over other brands and I know they won’t upset Maggie’s stomach, which sometimes gets irritated with food changes.

Every owner will have to make their own decision, but even with my complaints, I think Greenies are the best dental chew on the market.

Check Price at Amazon

Check Price at Chewy

Alternatives

Buying Greenies won’t always be a possibility, which I completely understand.

That’s why these alternatives are my second choices when Greenies don’t fit the budget.

Blue Buffalo Dental Chews

Blue Buffalo is a dog food brand known for quality ingredients, which is why I trust their dental chews[3].

They’re allergen free, contain no preservatives, and have no by-product meals in them.

Plus, they’re meant to be a bit chewier, so after the treat itself is gone, your dog will still be licking their teeth clean.

At nearly half the price per bag, they’re much more budget friendly.

Virbac C.E.T. VeggieDent Tartar Control Chews

Virbac’s bags of chews are meant for heavy chewers in each size category, so they’ll last a little longer.

They also have a neat shape, causing dogs to work harder to chew them apart.

These chews have also received the Veterinary Oral Health Council (VHOC) seal[4].

That means that it’s been tried and tested to reduce and control tartar on dog teeth.

Natural Balance Dental Chews

Averaging around $20 per bag, Natural Balance’s dental chews are something to be considered.

Their ingredient list begins with sweet potatoes and continues down the line with nutrients and vitamins, with a little spearmint thrown in for good measure.

They’re safe for dogs with food sensitivities and promote healthy digestion, so they should be a reliable dental chew for most dogs.

Resources

https://www.greenies.com/why-greenies

https://www.washingtonpost.com/lifestyle/style/dog-food-taking-a-big-bite-out-of-your-budget/2012/08/23/50f46aae-e7bd-11e1-8487-64e4b2a79ba8_story.html

https://bluebuffalo.com/natural-dog-treats/blue-bones-dental-chew-bones-regular/

https://us.virbac.com/home/our-products/pagecontent/product-selector/cet-veggiedent-tartar-control.html

The post Greenies Dental Treats for Dogs Review appeared first on Central Park Paws.

from https://www.centralparkpaws.net/dog-treats/greenies-dental-treats-review/

#dogs #cats #pets #reviews

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delighfuladventure · 5 years

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Invasion

Home, a place where I go to relax and try to forget my academic burdens. I love relaxing in my home (it’s quite a big, yet modest house), where in each different corner I can feel isolated from others. It may be considered a welcoming, minimalist style. When I’m at home, I can feel this warm comforting feeling. Our house is open for anybody who we may consider nice and kind. My family is a small one: it’s only my mother, brother, and I. We’ve been like this ever since I’m three years old; have in mind I am 22. My mother has always been the glue that helps us stay together. My brother, already in the university, has always been the one with the intense personality: he even might be considered the black sheep of the family. He’s the average troublemaker that escapes from the house just to hang out with his friends.

A shift in energy in the house had accord six month ago. But we couldn’t put our finger on it. My mom has always been an inspiration. She knows how to stay on her feet and preserve her energy. I always wondered why I never had that dedication for staying on my feet. But at last, she found a personal trainer that would train her and her friends to have a better pace when running. She got to her goal. But the personal trainer had other intentions…

He fancied my mother and accomplished obtaining her love. But little did she know how her life would change remarkably. She knew very little about him. He was a very talkative, even though he used to talk a lot. However, he talked nothing about himself. This person, whom I rather not name, knew how to gain my mother’s trust: he needed to be more open. Once he started talking, he seemed like an open book. Before I continue, something that it’s not usual of my mother is to be in a relationship with a person with tattoos. This person did not have a tattoo or two or three: he had tattoos all over his body, including his face. He had a tattoo I couldn’t even appreciate on his forehead because it was covered by his hair. But why does it matter? One should not judge a book by its cover. Well, that’s what people say. My mom was amazed, he told him he used to be active in war in the marine force. My mother couldn’t believe all the war stories he had, it was almost surreal. He was a snipper; one can imagine the demons he carries due to everything he has done in war.

When he thought he had more of my mother’s trust, he told his biggest secret. My mom couldn’t believe what she was hearing: he told her that he was an undercover agent. He claimed to be a secret agent; furthermore, he would not even say the agency’s name to avoid further questions. He would do the computer work since his degree was in computer programming. Once I saw him in “action” programing a computer base. It gave the impression of being legit, but what would I know since I have little experience with computers. He moved in to the house because my mom took pity on him. He wasn’t living in an unsafe place. He told my mother it was in that location where he was living for a cover he had. He claimed even his bank account was frozen to avoid blowing his cover. The house seemed to start feeling lonely: the house felt like it wasn’t my house. I was trying to visit less since it felt less homely; however, I couldn’t grasp clearly the reason. Even so, every time I would be at home, hell would break lose. My brother would bring weed to the house and my mother always managed to catch him: a feat we weren’t aware she was capable of. It gave the impression he became sloppy when hiding his stash. My mom has little to almost no tolerance to weed in the house. But, how did she catch him all the time? My brother was always in the “dog house” and his attitude was never in his favor.

Three months passed, and my bother with his unchanged attitude, couldn’t muster some empathy towards my mother and continued to bring his stash to the house: she kept finding it. The house was no more a place to relax, I felt I didn’t have any privacy. Mom seemed very glum, but she wouldn’t tell me until she couldn’t hold it any longer. – “Sofía, all the jewelry of the house is gone missing, I think we’ve been robed”. My first question was “Who do you think is the robber?” My mother didn’t know. She thought it was my brother since the person, who would not be named, said he saw my brother visiting the house during the week. He thought it was unusual because he was coming in and out of the house like he was doing something bad. He also mentioned how many times he’s been caught by his stash. My mother, because of this, she believed his theory. She also confessed me that he always entered my brother’s room to see if he brought any stash in to the house.

I know my brother, I knew it wasn’t him. He could be a lot of things, but I knew he didn’t steal the jewelry. Especially since my grandmother’s jewelry —who passed away two years ago— were also robbed. It was devastating because I also lost the jewelry my grandmother gave me before she died. My bother wasn’t capable of this conduct. My mother didn’t know what to think. I actually thought it was the person my mother was with and I still believe it was him since he had the best cover story.

A month has passed, and everything started to become clear. But my mother didn’t know was worst, her son being the one that robbed who seemed to be walking the wrong path, or the person she is with who has the perfect cover story. To make sure it was him, I told my mom what he told me, about who he was and what kind of conversations were exchange. Something he told me before the incident made me lost trust in my mother’s judgement. He told me, she thought I fancied the person my mother was with. He even told my mother supposedly told him that she thought I was selling drugs. I actually believed him, he made me believe that she was thinking this way because she was suffering from menopause. I even talked to a doctor about it: I was worried about her. Once I told her, she couldn’t believe her ears. He was lying all the way. He had a conversation just like that one with my mother, but my mother actually told me what went down. He actually went to my mother and told her I was selling drugs. I was mind-blown with all this because why would a person lie so much, for what? We even doubted his profession. Is he really an agent? Once we put two in two together, we knew he was the one. His father stepped in and told my mother that he was a compulsive liar. He told this now! Six months of dating this man, and he decided then to tell us. Later on, we were informed he was in a Satanism cult, the tattoo I didn’t understand was actually 666. Who is this guy who got to live in my home? My mother once she knew that he was not who he said he was, she threw him out of the house. For some reason, this reminds me of Mulholland drive. The movie does not make so much sense because is not a linear movie, the main character seems to suffer from her mental health which drove her to madness. Just like the man, who should not be named, his full of madness but also, full of darkness. His ending will come to him and he will suffer the consequences.

Fast forward to a week ago, after all this drama, I came back to the house, my mom seemed sad but strong. I know she will get pass this. The house feels empty but as if something bad happened, as if some part of my mom is missing and it was replaced by that person’s residue. However, I feel relieved I can come home again and still feel the capability of calling it “home”. The house only needs time for this bad energy to leave completely. My mom tried to press charges against him, but the investigators told us there was not enough evidence against him. Justice failed us, this man walks the streets with no cares in the world. Only we know what he is capable of doing. My worst fear is him coming back home and doing a lot more damage. I hope my loved ones stay safe.

#invasion #thriller

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ggdbcheapforsale-blog · 5 years

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Golden Goose Outlet My about Ten Successful business Venture Tips

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lundsgaardlundsgaard78-blog · 5 years

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Do I need both hazard and homeowners insurance for a condo?

I recently bought a detached condo. I was told by the bank I would be paying a premium of $400+ a year for hazard insurance thru them which will be included in my mortgage payment. Then I was told I also need to get my own homeowners insurance for 80% of the condo value which carries a premium of $500+ a month thru my own carrier such as State Farm. Is this normal to pay $900+ a month in insurance for a condo appraised at $290,000. I live in Seattle, Wa. I would recommend you to visit this internet site where one can get quotes from the best companies: http://insurequotes.xyz "What's of learning to push along with a car or acceptable admiration when your 17, the typical overall charge?" Including everything like the car, insurance, the test, learning therefore on. I simply turned 16 therefore I was thinking of starting to save up acar that is not uncomfortable to be observed in however is not to costly because your only 17:R Thanks in the event that you reply oh and that Iam male" Best averaged-sized car for a teen? So I'm opting for my certificate shortly and we are beginning to examine cars to obtain me. I want something thatis very simple on gasoline, trusted, easy on auto insurance charge, does not cost an arm as well as a leg but ALSO isn't a little car like the Chevy Aveo since the majority of the people in my household are fairly tall as an example my mother is 5'9 I'm 5'7 /5'8 and my other sisters can also be comparable elevation. I have been taking into consideration the Prius because I hear it is got some leg-room and is easy on fuel, but people say that batteries are more damaging than normal people and all this jazz. I noticed that the headroom while in the back is uncomfortable although I thought about the Honda Perception. the only model I really like will be the 2011 and I don't believe the insurance provider requires please to teens driving new automobiles, although I thought the Hyundai Sonata. I would choose not too big or long a-car like the Toyota Avalon, nevertheless itis not uncontrollable. Any suggestions?" Wanting to get a-car insurance-but ? Wanting to get a car insurance-but I'm uncertain what can I consult my insurer relating to my policy and what it handles? Could you provide mean appraisal of how much auto insurance wouldbe......? Lets say some guy under 30 in colorado with a 2002 BMW sedan howmuch could insurance be? Howmuch could i purchase Motor Insurance? 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What other items could I do to save - the least expensive quote so far I found is 600, 1!" Could I get stability and long term disability insurance? Long lasting disability insurance in the organization I work for. Can I submit an application for ss, if I get that?" What's a good auto insurance for someone that is 17? 17my vehicle is insured by my moms insurance but she desires to get me down. What are the right choices?? "After driving ban is up, where can you get cheap car insurance?" After driving ban, anybody know any inexpensive insurance companies? Please no trolling I am aware I did wrong. ;g" How to examine online what my auto insurance for curtain auto will be? I dont any automobile right now. Lets say I do want to get Ford social for $ 4000. I am 27 and have 4 years operating experience in US. 1. how to check what my insurance will undoubtedly be? 2. HOWTO seek the lowest priced auto insurance on the mkt for novices like me? Thankyou." Will speeding beliefs influence my motor insurance? I have to speeding beliefs, the one a therefore I didnt recieve any points visited a speed consciousness workshop but i recieved 3 points on my permit. Will this present on my insurance revival and can my insurance charges are bumped up by it? I have been driving to get a year." Am I paying a lot of for my motor insurance? I'm a 23-year old guy, I'm driving a-08 honda civic LX and I am paying 150 pounds monthly. At this time, my insurance is by using Geico and that I am having student discount the best discounts, anti airbag driving program and etc. one more thing I have full coverage on it. Consequently is spending the proper quantity to 150 pounds, is Geico pulling me down. or what are the other auto insurance that can demand me cheaper? Cheers" Typical charges for car insurance>? I am a contemplating getting my first (employed) automobile... Probably What's the average price for teenage insurance? of Honda accord, and I wondered just how much might the insurance costs (month) be roughly when I have little thought about those?" What car insurance may I get without advance payment? What car insurance could I get with no down payment? Insurance of California inside the state? I had two inquiries regarding insurance within California's State. Mine finished up only using a bent control arm, although I used to be in an accident where the additional auto was totaled. Issue 1: If my vehicle was scarcely damaged and quickly restored from the spare control arm in the garage, do I need to file a claim with my own insurance provider? Problem 2: When The police required insurance information for both events at the picture and presented us each other's information, whose responsibility is it to offer the other party's insurance carrier with my very own insurance information?" Howmuch can I expect my car insurance to expense? I am 20, female, in university, good qualities, this will be my car, I'll be driving a relatively cheap car. 199? Honda civic/accord...anything along these lines. I reside in an incredibly little city. I'll simply drive about 10 minutes each day commuting to work and faculty. i wont be put into my parents policy, I'll have my own. I tried carrying out a free price matter, but I suppose my village is also modest, it did not understand my target! But from those who truly spend car insurance and understand two or a think about it, I'm curious as to howmuch I will anticipate it to become!" "Partner and I separated she need me sign an auto insurance exclusion form?" My spouse and I are separated. she brought her own vehicle its in her name. We reside in various towns.she trying to covered in just in her name, she instructed them so she really wants to qualifies for that discounted pace that was committed she was married. An exclusion type need authorized and wishes me to sign it. I've my car in my title just as single price with records that are excellent." What is the advantage of period life insurance over types of life-insurance? What is the main benefit of term life insurance over other styles of lifeinsurance? Car statement of sales/insurance? Im 18 without licence Im basically of hoping to get my licence effectively my question, in the process Is therefore I may Enroll my car considering that the Bill of purchase Is under my brand, can a member of family Put me under there auto insurance? Until i have my licence im not planning on operating the vehicle" How will you locate an insurance quotation to get a vehicle you might get? I'm seeking to deal my Automobile, which is merely for what wouldbe considered as a sports car, a Sedan. The car is older, but I am particular the purchase price will rise because of the reality of it being truly a sports car, I can't find everywhere that will offer me a quote about what to expect insurance price-wise basically were to perform the trade. Does anyone know of a spot to locate out this? I'm investing a 2003 Ford Taurus SES for a 1997 Mitsubishi Spyder Eclipse GST Convertible" "Although I have healthinsurance, but get used someplace where they likewise have health insurance as a gain?" does which means that I HAVE to get their insurance? I do want to preserve my insurance, which is under my parents health insurance." What is the typical expense of hormone replacement? I've fianally decided to begin my transition (male-to-girl) and i desired to know what it would cost to start HRT. I require both with and without insurance since I've a based insurance coverage (VESSEL) and that I am uncertain if it will protect HRT (it covers gender identity guidance so IDK) Thank you all in advance ~ Is medicare deemed good health insurance? how great is medicare compared to a typical medical insurance program? Falsifying Medical Insurance Reports? My child was taken by our ex to a physician in California and he was to cover the statement. Arrive at find out his girlfriend works in the physicians office because the workplace boss and so they lied to the paperwork they have you fill out. Our ex used my insurance, my address and my last name and he transformed his first-name for the statement and they'd the bill delivered to me!!! Is this not insurance scam? His partner and our ex are attempting to open an urgent-care in California up also. Neither of them possess a medical diploma or history other than an office operating on. How is this actually possible once the falsify statements? Who do I document this to?" Do I need both hazard and homeowners insurance for a condo? I recently bought a detached condo. I was told by the bank I would be paying a premium of $400+ a year for hazard insurance thru them which will be included in my mortgage payment. Then I was told I also need to get my own homeowners insurance for 80% of the condo value which carries a premium of $500+ a month thru my own carrier such as State Farm. Is this normal to pay $900+ a month in insurance for a condo appraised at $290,000. I live in Seattle, Wa. I would recommend you to visit this internet site where one can get quotes from the best companies: http://insurequotes.xyz Simply how much can it charge to insure my housecleaning business? Howmuch does it cost to connect and cover my home cleaning business? And so I didn't to obtain bonded or anything I've been operating it solo for the last 6 months, but I'll hire 2-3 workers within the next month. Just how much could I anticipate the insurance along with the connection to charge? And, for additional credit, what is the very best type of insurance to have? If that makes a variation, it runs from my household." Which life-insurance to acquire before Dx of melanoma? I am 99% sure I've melanoma on my knee. Have likely soon-to understand this established and staged and start the procedure. I am a nurse, I understand the method, and recognize the end result can be among the many. I don't presently have any life insurance, not have. I have 2 small kids and it is SIMPLY me then, no close friends, no family. Before obtaining this diagnosis, worst case scenario, if I only possess a limited time to call home, what would be the finest LifeInsurance I - can get? I'd need something in which they may not cancel me basically am diagnosed within days of buying a premium with cancer. Today is May I should have my examination. I'd such as the greatest policy in the most economical fee (I-don't make as much money as you would assume), but its also crucial that I get the fewest terms. I'm a smoker, although by the way, I hate to confess it. I quit from 2009 to late 2010, but then began up again once I started RN school (am an LPN currently, graduate from RN school in 3 days). Any solid advice will be appreciated. In laymens terms please. Iowa." Need insurance support please? I experienced a vehicle accident a couple of months ago (my problem). My insurance carrier declined my state and didn't buy the damages. Fast-forward to today I obtain a letter saying the insurance provider of the dude who hit me are challenging that they are paid 6129 bucks by me. I actually don't have that type of money im just 22 and I reside with my parents. Easily cant pay them, what'll they do tome? So what can I actually do? (I live in florida btw)" Insurance after ban that is driving? Does anybody know of any cheap auto insurance firm's that take care of drivers which have recantly been barred? What is the very best firm to buy termlifeinsurance? I'm looking for a company to get termlifeinsurance. I need an excellent manufacturer and never some con. Due to anyone who replies. "I am considering getting property and auto insurance with Allstate but, can I?" I have been advised it is not really a smart thought to retain my household and auto insurance together if I get a discount. Can anybody tell me why, please?! Thank you!!" Problem about garaging that is unique address on insurance coverage? I'd had my license for 6 years in October, and called my insurance provider to ensure my fee might go-down. Though to the cellphone, the repetition and I got to talking and I described to her that I have been keeping most days (6-7 times per week) at a unique address for over per year today, but my permit and coverage continue to be stated at my mom's target. The rep defined the garaging address could be transformed without changing the billing address in the event the two are very different. About being refunded the variation by the end of my policy expression, today I obtained a message. I didnot recognize the alterations could make this type of big difference in price (The zipcode of the town I have been residing in includes a low crime rate and my mommy's handle is in a city). I recognize their handle to commit fraud changes, and today discovering such a distinction in fee, I wish to guaranteed there is no legal ambiguity- I wish to be on which garaging indicates magnificent and what I must be aware of. 1) Am I in a gray-area...Easily get house for a weekend? Basically lend my cousin for a few nights the vehicle? Do I must be-at the garaged target 80% of that time period? 100%? Consult to improve it back just so as not need to fear and I almost want to call them. 2) Furthermore, what could make the bigger pace difference- the garaging change or perhaps the undeniable fact that I have had my certificate for 6 years? (will there be ways to tell? Could I ask a modified coverage? 3) I am likely to change my auto quickly, probably giving it by the end-of the entire year (early vehicle with continuous engine difficulties), therefore I should stop my coverage before it's up in April. May this confuse issues more? Sources or any guidance are greatly appreciated. Cheers ahead of time and thanks for reading!" Do I've to be on my parentis motor insurance to get my vehicle in Florida? I'm a bit puzzled since my dad says I donot have to because insurance is needed by *only* the vehicle. But why are people on insurance listings for automobiles?" 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My recent job gives family coverage as to the i have today however it will undoubtedly be $83 ADDED PER-WEEK for family...thats over $300 monthly! If a health insurance plan was that could do exactly the baby I had been wondering. THOUGHTS ANYBODY?" Simply how much difficulty could I enter if my vehicle was driven by me without insurance or any dishes? My other cars engine blew out and I was just planning to put that automobiles menu onto my other one (which doesn't have any discs or insurance) I live in MI.Im pretty sure its not just a felony, another one was registered to me until i transfered the plates and insurance onto the vehicle thats motor blew." "Car-insurance problem, does putting someone to a policy to get a car you possess price more? Therefore 2 people for 1 car.?" Alright, dumb and young below with motor insurance I am shifting to fla, from la. I have a car,and my partner doesn't have a car. Now, if anything happened she refuses to drive the vehicle as a result of insurance problems. So, to the concern! May it cost me more money easily don't need it thus she could drive the vehicle to add my sweetheart's label to my insurance plan? Essentially, im simply introducing someones name for the plan for 1 car." "If you rent a car, what happens in case you get into a collision? Does your own personal insurance company? Cover? Or Mega life and health insurance? come with the automobile you rent? How does it work? Does car-insurance in Europe discriminate around the foundation of gender? Like they do in many U.S. States does Canadian auto insurance discriminate depending on sexuality?" Why cannot medical insurance companies in a single state cover individuals from different states? Usa "Could you get an insurance discount after the class, and still take after you get your license drivers ed?" I've my driving test developing, but haven't obtained the school or an ODOT (Oregon Department of Transport) approved driving class, and was thinking if i had to go on it before I acquired my permit to acquire better insurance rates." Whats the cheapist automobile to run? Which vehicle could be the cheapist to run such as the normal value on fuel, tax, and insurance ..." Howmuch is superior motor insurance to get a british driver? I'm searching at auto insurance assessment sites, and if the estimates I am getting back are fair, I want to understand. Howmuch could there be a fair regular insurance cost with more than 15yrs experience for a British driver? Also, how much wouldn't it be in the event you added a recently skilled driver as extra driver. The car can be a 2006 Ford Galaxy. I simply want to get a hard notion of what would have been a fair amount to assume for this, normally, although I understand it depends on another accessories etc." Where could I discover the cheapest feasible motor insurance? I am receiving my first car that is pretty lousy and inexpensive ( Car insurance excessively large? i am 17 I'venot obtained i car however, and i haven't handed my test, but I've attempted to check on how much my insurance will soon be once i have handed my test, i have performed investigations on small automobiles e.g vw polo, corsa, Nissan micrais etc but i have not found a under 1,700 i can't afford this price, is there any cheaper insurance providers, or am I recently planning to have to save up 4 a long time." May I use my car insurance to drive my men vehicle? I acquired absolutely comp insurance on my car, does my insurance policy me to drive my dads car?" "Why am I forced to get if the mandate to buy medical insurance wont stay the supreme court assessment...? Car insurance of California within the state? Where can i get inexpensive healthinsurance for my 18 year old? I want i will have to continue service and health insurance for my daughter shes 18 shes going to university... whats my best selections or cheapest option? HOW TO FIND INEXPENSIVE FRESH MOTOR INSURANCE? Hi, please anyone know how or where could I get youthful motor insurance that is cheap? I'm 19 years old, I got pass plus document previously, at this time my price it is 2300 each year I'm searching for less and that many thanks." Do I need both hazard and homeowners insurance for a condo? I recently bought a detached condo. I was told by the bank I would be paying a premium of $400+ a year for hazard insurance thru them which will be included in my mortgage payment. Then I was told I also need to get my own homeowners insurance for 80% of the condo value which carries a premium of $500+ a month thru my own carrier such as State Farm. Is this normal to pay $900+ a month in insurance for a condo appraised at $290,000. I live in Seattle, Wa. I would recommend you to visit this internet site where one can get quotes from the best companies: http://insurequotes.xyz

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victoriazoey26 · 6 years

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Eliminate Medical Debt

When you speak with a bankruptcy lawyer about medical bills and how they can be a drain on you both emotionally and financially, you’ll find out what will work for you to remove that pain and that suffering.

Are Medical Bills Making You Sick?

For most, maintaining a low deductible medical insurance plan and putting away huge amounts of savings to pay off what seems like unlikely medical debts is unrealistic. When it comes to medical debt, no one is immune. Even the safest, healthiest people get injured in auto accidents or suffer from a whole range of health issues from heart attack to cancer. If you’re one of the many people affected by medical debt, keep reading – there is a cure.

The Condition

Here’s your current situation: you legally owe money to a creditor. If you’re falling behind on payments, it’s only a matter of time before they secure a judgment against you. Judgments allow your creditors to take your possessions by law – it could be 1/4th of each paycheck, money right out of your bank account, furniture, vehicles and even your home – whatever they want until the entirety of the debt (including building interest and legal fees) is satisfied. So the clock is ticking – but if collectors are demanding money you don’t have – literally adding insult to injury – you can find solace by filing for bankruptcy.

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The Cure

At first bankruptcy may seem like an unattractive option – but so are most effect prescriptions. The point is, the cure is better than the alternative. Bankruptcy is often the best solution for people dealing with medical and credit card bills, payday loans, other unsecured loans, secured property that is no longer wanted, some taxes and more. And filing for bankruptcy can completely wipe away these debts in as little as 3 months. The bankruptcy code also protects your valued assets that could otherwise be in jeopardy. Plus, filing bankruptcy instantly stops all collection efforts against you – you won’t have to deal with harassing phone calls, judgments, or repossessions.

It pays to hire a bankruptcy attorney

At a Meeting of Creditors today, I heard this all too common refrain from a Trustee to a debtor:

“Why didn’t you hire a bankruptcy lawyer to help you with this??!”

I don’t know how often I’ve been in that same situation listening to those same words. Unlike Groundhog Day though, there’s no Bill Murray, this is no romantic comedy, and the results tend to be the same almost every time (and they are neither romantic nor funny). It only takes several hours for someone to learn how to file for bankruptcy and to throw together random paperwork to file a bankruptcy case, but it can take years and tens of thousands of dollars or more to try to fix and litigate the mistakes in the paperwork if not prepared correctly in the beginning.

And you can lose that amount, or more, in assets that could have been protected. It is hard to watch a debtor–and this could be you–learn that they will lose their home, money in their bank account, or a car they need to get to work because of an error by a preparer who has no expertise in bankruptcy.

The point of filing for bankruptcy is to help ease your financial and emotional burden. It is designed to give you a fresh start in life so that you can pursue your dreams anew and become an active contributor of society. It makes sense to hire a competent attorney to help you navigate through the process and to get a successful discharge of your debt. The benefits of doing this far outweigh the affordable cost of hiring an experienced lawyer.

When thinking about filing for bankruptcy, it is important that you start your case correctly — most attorneys won’t even touch cases that someone else has worked on. Thus, finding an attorney who will take over your case at the point when you discover everything has gone wrong is incredibly difficult. Even if you do eventually find an attorney who doesn’t automatically tell you no, the fees they quote may be very high. And it may be up to four times more than how much it would have cost to have just hired them to do your case from the beginning.

You wouldn’t try to take out your appendix by yourself or hire an in-home caretaker to do it for you, right? No, you would go to the hospital and hire a surgeon, a specialist. So why would you trust your financial welfare to a non-expert? Being thrifty is an admirable quality, especially when money is tight. But as I frequently see in court hearings, pinching pennies by deciding to file your own bankruptcy case is like stepping over a dollar to pick up a dime.

We can work with you and offer a payment plan if necessary, but please get a reputable bankruptcy lawyer near you who can assist you from the very beginning.

Free Consultation with a Bankruptcy Lawyer

If you have a bankruptcy question, or need to file a bankruptcy case, call Ascent Law now at (801) 676-5506. Attorneys in our office have filed over a thousand cases. We can help you now. Come in or call in for your free initial consultation.

Ascent Law LLC8833 S. Redwood Road, Suite CWest Jordan, Utah 84088 United StatesTelephone: (801) 676-5506

Ascent Law LLC

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