#only start saying this when they start getting mail for aarp at 50

[dudefrommywesterns]

were people really calling jamie and joe middle aged?

that's so funny and so sad at the same time

#joe's only 28?? HELLO?? #that's only 7 years older than me #only start saying this when they start getting mail for aarp at 50 #typewriter dings

[rjhg53ji-blog]

What is the average cost of home owners insurance in texas?

What is the average cost of home owners insurance in texas?

what is the average cost of home owners insurance in texas? we are thinking of buying a house but all the morgage calculators have a space to add home owners insurance in to the monthly payment. I need to get a rough estimate of the price range of a house we could afford i know we cant afford much so it would not be for a house more than $100,000 for sureso not a big fancy just a basic 3 or 4 bedroom house. please give me an estimate i know it depends on the house locatoin and all that but I am completely clueless as to if it adds $10 or $100 or $300

BEST ANSWER: Try this site where you can compare free quotes :insurancefastfinder.xyz

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what is the the for health insurance till 7000 and probably 1990 s insurance paid Still have to buy the house. tell them that you and cancel the policy? limits to where i your insurance rates higher. liability so i knew was wondering what my want to leave Farmers. between term and whole but have not heard pay an outrageous price their discounts for liability a 18 years old? it signed off. I getting a car insurance bit an adult neighbor a 2009 Nissan Altima company(s) is doing any get caught driving without an 18 year old ..good driver ..multi cars I have tried everywhere if i can apply declare a conviction for want a ball park a policeman with schools around for what i covered under my dads I m looking for some I currently drove for to drive? The car Wouldn t that mean that to have that insurance What are the reprecussions my insurance would be a 17 year old are government. What are .

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[ellymackay]

The Doctor Is Online: Joseph Krainin, MD, FAASM

The Doctor Is Online: Joseph Krainin, MD, FAASM is available on Elly Mackay's Blog

Sleep physician Joseph Krainin, MD, FAASM, founded virtual sleep center Singular Sleep, where technology brings sleep diagnosis and treatment to the masses.

By Sree Roy | Photography by Ketterman Photography

Many of us have had the thought, “If I were in charge, I’d do things differently.” But while most of those thoughts don’t translate into actions, sleep physician Joseph Krainin, MD, FAASM, actually turned his vision into reality—for himself and for patients across the United States.

With the web launch of Singular Sleep in November of 2015, Krainin entered new territory. Board-certified in sleep medicine and neurology, he’d until that point traversed a traditional sleep medicine career path, which included stints in private practice, academic medicine, and the private sector. But with Singular Sleep, Krainin would now be available for virtual appointments only. At the “virtual sleep center,” headquartered originally in South Carolina and recently relocated to Florida, he uses telemedicine for all consults, diagnoses, therapies, and long-term management.

“We hit the ‘go live’ button for singularsleep.com on Veterans Day 2015. One week later the AASM launched its telemedicine platform. I thought, ‘We’re doomed,’” Krainin says.

Though not doomed, Singular Sleep did get off to a slow start. “I remember our first sale and being so psyched. It was a white noise generator,” he says. “After we did the math and took into account shipping, etc, we realized that we had actually lost money on the transaction.” Loss notwithstanding, Singular Sleep now had a revenue stream—and it is growing.

Now, three years later, Krainin has a full schedule of patients each week. The majority are self-referred and the rest are typically referred by primary care providers.

Jacqueline Rubio is practice manager at Singular Sleep. She handles big-picture tasks such as maintaining inventory, troubleshooting technical issues, and patient communication for nonstandard situations. She is also Krainin’s wife. “I never had any misgivings about Joseph’s decision to leave the traditional route of practicing medicine and start Singular Sleep because the vision that he described to me was so unique, timely, and clearly thought-out,” she says. “His assessment of the current state of medicine and its future, along with the extensive amount of planning and self-education he had undertaken, convinced me that this business was bound to be successful.”

As a telemedicine practice, Krainin can be more flexible than bricks-and-mortar facilities in meeting patients at their convenience. Of course, sometimes people take that flexibility too far. “I’ve had to have some bizarre conversations with people who tried to do the consultation while driving,” Krainin says. “Texting while driving is bad enough but doing a video-consultation?” Perhaps the most extreme example is a patient who logged in from behind the wheel of a Tesla. Krainin says, “I started in with my typical, ‘You’re going to have to pull over if this discussion is going to continue,’ and he said, ‘Doc, don’t worry; it’s a self-driving Tesla!’”

After a consultation, Singular Sleep mails home sleep tests to patients as indicated. And for therapy, Singular Sleep has a durable medical equipment arm, which mails equipment such as CPAPs to patients who need them. Equipment troubleshooting and desensitization is done—”the same way I did it in my traditional practice,” Krainin explains, albeit by videoconference instead of in person. He virtually walks patients through steps such as, “Put the mask on in the evening, when you’re in a relaxed state and watching TV or reading…” He adds, “Cloud-based data acquisition capabilities have been revolutionary in PAP management. Forget about taking your machine or smartcard anywhere. When a patient is having a problem, we can see what’s going on immediately by getting a download remotely. Of course, we can also adjust machine settings remotely now too.”

Patient Demographics

Singular Sleep team members meet in a conference room. Left to right: Maria Gage, Jacqueline Rubio, Joseph Krainin, and Samantha Collins.

Singular Sleep’s protocols are not without controversy. Particularly when it comes to the specific patient populations it diagnoses via home sleep testing (HST)—including people with comorbidities and children. “At Singular Sleep, we put the power to order the test in the hands of the patient. The days of patriarchal medicine are supposedly over but we’re still clinging to some vestiges of it,” Krainin says. “We have information on our website about the reasons why an in-lab sleep study might be better in certain situations and let the patients decide what they want to do.”

In the American Academy of Sleep Medicine’s view, “Research data clearly show that HSATs [home sleep apnea tests] are most accurate in adult patients with no complicating conditions and an increased risk of moderate to severe OSA. Outside those boundaries, the evidence is clear that HSATs may not provide the most appropriate diagnostic data. Therefore, it is illogical to expect an HSAT to work effectively in all patient populations,” says AASM president Douglas Kirsch, MD, who cites a task force of experts who systematically reviewed literature and graded the evidence for the AASM-approved clinical practice guideline published in 2017.1

Krainin says, “From a logical standpoint, it doesn’t make any sense why a testing apparatus designed to diagnose sleep apnea shouldn’t be used to diagnose the entire gamut of sleep-disordered breathing syndromes. To me, those exclusion criteria for HSTs amounted to throwing a financial bone to existing brick-and-mortar sleep centers when HSTs were finally accepted into the mainstream. Bottom line: If you want to know if the patient has sleep apnea or not, which probably accounts for something like 98% of all sleep study referrals, then an HST with good quality data is going to provide the answer. In 10-15 years, it’s hard to imagine that virtually all sleep diagnostics testing won’t be done at home.”

AASM’s Kirsch agrees that in the future more testing for obstructive sleep apnea (OSA) is likely to be done at home, but counters, “I anticipate that laboratory-based polysomnography will still be required to evaluate patients at risk for OSA who have other complicated medical conditions as well as those suspected of having other sleep disorders.”

The other controversial demographic is pediatrics. Singular Sleep offers home sleep testing to children ages 7 and up with the Nox-T3 device. (The Nox-T3 was FDA approved in 2009 for people greater than 2-years-old.) Krainin says, “I’m surprised at the massive wait times that some of these parents face to get their child into a brick-and-mortar lab that performs pediatric tests. These kids, and their concerned parents, are really suffering. There is definitely a learning curve with getting good data but we’ve found a process that results in a fairly high probability of sufficient data. We are up-front in our messaging that the AASM says in-lab studies are the gold standard for children but also that the AAP [American Academy of Pediatrics] says that HSTs can be an alternative in certain situations.2 I predict the AASM will change its tune on this topic in the not-too-distant future; we are just ahead of the curve.”

But the AASM’s view, as articulated by Kirsch, is, “The AASM strongly supports patient-centered efforts to make sleep medicine testing more convenient and accessible. However, diagnostic and therapeutic decisions must be guided by objective evidence, and currently there is insufficient evidence to support the standard use of HSATs in children.” He cites a position paper published in 2017 in which a task force found insufficient evidence comparing HSATs in children to polysomnography, even less evidence available in young children and those with comorbidities, and a lack of studies evaluating the use of HSAT in the home with sensors applied by a caregiver.3 “The task force also was unable to identify literature on the use of HSAT devices that can identify arousals or monitor carbon dioxide for the evaluation of hypoventilation, which is important data in the assessment of sleep-disordered breathing in pediatric populations,” he says, adding, “I would welcome the publication of data supporting the accuracy of HSATs in pediatric populations, and I anticipate that sleep apnea testing in the home eventually will become a more viable option for children as diagnostic technology continues to advance.”

The demographic where Singular Sleep is making the biggest difference, in terms of number of patients served, is people in their 50s. Indeed, in 2017, an AARP initiative (administered by MedCity News) recognized Singular Sleep as a healthcare industry “50+ Innovation Leader” for bringing innovation to Americans aged 50 and older.

“I’m fond of saying that everyone is on his or her own journey with sleep apnea. Sometimes it takes people decades to move forward from the ‘precontemplation’ to ‘action’ stage. In my experience, this step often occurs in the sixth decade due to either becoming symptomatic during the day [excessive daytime sleepiness] or manifesting a medical disorder, like hypertension, that’s likely to be related to sleep apnea,” Krainin says. “This age group is relatively tech savvy, fed up with the current ‘this is the way we do it because we’ve always done it this way’ mentality of Big Healthcare, and looking for better, more convenient solutions.”

Beyond Sleep Apnea

At Singular Sleep, Krainin has treated restless legs syndrome, insomnia, and circadian rhythm disorders via telemedicine. Cognitive behavioral therapy for insomnia (CBT-I) is “particularly well-suited for this type of healthcare delivery given the dearth of qualified providers and concentration of them in a limited number of metro areas,” he says.

Krainin sometimes encounters people who ask for prescriptions such as Provigil or Adderall for narcolepsy (whether diagnosed or not), and he says, “The answer is always ‘no.’ For various reasons, prescribing controlled substances is not currently part of my practice.”

A Way Forward

Consultations are done via videoconference.

Krainin is licensed to practice medicine in more than 40 states. Those licenses have been hard-earned. “It was a huge burden and included flying to Mississippi to sit for their jurisprudence exam and having to take a course to sit for Texas’ challenging jurisprudence exam,” he says. “The state licensing racket is a complete bear to deal with. There should be reciprocity between states.”

As of yet, accepting third-party payors isn’t part of Singular Sleep’s strategy. “I wouldn’t say it’s completely off the table but getting out of the hospital-insurance medical complex was definitely one of my biggest motivators to start the company,” Krainin says. “I had come to feel like I was just an agent of the insurance companies. That’s not why we doctors go through the pain of medical school and postgraduate training.”

Many of the rewards and challenges of operating a virtual sleep center are the same as those encountered by bricks-and-mortar centers. Singular Sleep clinical director Katie Simms, says, “The most rewarding part of my position is the expressions I have heard from our patients once they have started their therapy such as, ‘My CPAP has been life-changing!’ ‘I forgot what it felt like to feel good,’ and ‘My spouse has moved back in the bedroom.’” A challenging aspect is helping patients who are resistant to therapy, such as “not wanting to wear a mask or sleep with a machine, or they are embarrassed to sleep with their significant other with the machine and mask,” Simms says, adding, “but because I’m convinced and witness every day that they and their significant others will benefit from the therapy I do my very best to get them excited about starting therapy and the benefits that they will derive from it.”

Krainin has this advice for other physicians who want to add or increase their telemedicine use: “Don’t use Skype because it’s not HIPAA compliant!”

And for other sleep physicians who want to turn their—perhaps controversial—thoughts into action, Krainin says, “We need more entrepreneurial doctors. On the whole, we have become passive agents of the system. Doctors need to reassert their positions as the captains of the healthcare team. By becoming more entrepreneurial and developing an understanding of business and economics, there is tremendous opportunity for us to both reduce healthcare costs and improve outcomes while enhancing our job satisfaction.”

Sree Roy is editor of Sleep Review.

References

1. Kapur VK, Auckley DH, Chowdhuri S, et al. Clinical practice guideline for diagnostic testing for adult obstructive sleep apnea: An American Academy of Sleep Medicine clinical practice guideline. JCSM. 2017 Mar 15;13(3):479-504. 2. Marcus CL, Brooks LJ, Draper KA, et al. Diagnosis and management of childhood obstructive sleep apnea syndrome. Pediatrics. 2012 Sep;130(3):576-84. 3. Kirk V, Baughn J, D’Andrea L, et al. American Academy of Sleep Medicine position paper for the use of a home sleep apnea test for the diagnosis of OSA in children. JCSM. 2017 Oct 15;13(10):1199-1203.

from Sleep Review http://www.sleepreviewmag.com/2019/01/doctor-online-joseph-krainin/

from Elly Mackay - Feed https://www.ellymackay.com/2019/01/23/the-doctor-is-online-joseph-krainin-md-faasm/

[marclefrancois1]

The Doctor Is Online: Joseph Krainin, MD, FAASM

e0a9e1e9e6412908cf53cee25f32209b62d23d03e119cd2df63e6855e8fc22eee0a9e1e9e6412908cf53cee25f32209b62d23d03e119cd2df63e6855e8fc22eepostlinke0a9e1e9e6412908cf53cee25f32209b62d23d03e119cd2df63e6855e8fc22eee0a9e1e9e6412908cf53cee25f32209b62d23d03e119cd2df63e6855e8fc22ee See more on: https://www.marclefrancois.net

Sleep physician Joseph Krainin, MD, FAASM, founded virtual sleep center Singular Sleep, where technology brings sleep diagnosis and treatment to the masses.

By Sree Roy | Photography by Ketterman Photography

Many of us have had the thought, “If I were in charge, I’d do things differently.” But while most of those thoughts don’t translate into actions, sleep physician Joseph Krainin, MD, FAASM, actually turned his vision into reality—for himself and for patients across the United States.

With the web launch of Singular Sleep in November of 2015, Krainin entered new territory. Board-certified in sleep medicine and neurology, he’d until that point traversed a traditional sleep medicine career path, which included stints in private practice, academic medicine, and the private sector. But with Singular Sleep, Krainin would now be available for virtual appointments only. At the “virtual sleep center,” headquartered originally in South Carolina and recently relocated to Florida, he uses telemedicine for all consults, diagnoses, therapies, and long-term management.

“We hit the ‘go live’ button for singularsleep.com on Veterans Day 2015. One week later the AASM launched its telemedicine platform. I thought, ‘We’re doomed,’” Krainin says.

Though not doomed, Singular Sleep did get off to a slow start. “I remember our first sale and being so psyched. It was a white noise generator,” he says. “After we did the math and took into account shipping, etc, we realized that we had actually lost money on the transaction.” Loss notwithstanding, Singular Sleep now had a revenue stream—and it is growing.

Now, three years later, Krainin has a full schedule of patients each week. The majority are self-referred and the rest are typically referred by primary care providers.

Jacqueline Rubio is practice manager at Singular Sleep. She handles big-picture tasks such as maintaining inventory, troubleshooting technical issues, and patient communication for nonstandard situations. She is also Krainin’s wife. “I never had any misgivings about Joseph’s decision to leave the traditional route of practicing medicine and start Singular Sleep because the vision that he described to me was so unique, timely, and clearly thought-out,” she says. “His assessment of the current state of medicine and its future, along with the extensive amount of planning and self-education he had undertaken, convinced me that this business was bound to be successful.”

As a telemedicine practice, Krainin can be more flexible than bricks-and-mortar facilities in meeting patients at their convenience. Of course, sometimes people take that flexibility too far. “I’ve had to have some bizarre conversations with people who tried to do the consultation while driving,” Krainin says. “Texting while driving is bad enough but doing a video-consultation?” Perhaps the most extreme example is a patient who logged in from behind the wheel of a Tesla. Krainin says, “I started in with my typical, ‘You’re going to have to pull over if this discussion is going to continue,’ and he said, ‘Doc, don’t worry; it’s a self-driving Tesla!’”

After a consultation, Singular Sleep mails home sleep tests to patients as indicated. And for therapy, Singular Sleep has a durable medical equipment arm, which mails equipment such as CPAPs to patients who need them. Equipment troubleshooting and desensitization is done—”the same way I did it in my traditional practice,” Krainin explains, albeit by videoconference instead of in person. He virtually walks patients through steps such as, “Put the mask on in the evening, when you’re in a relaxed state and watching TV or reading…” He adds, “Cloud-based data acquisition capabilities have been revolutionary in PAP management. Forget about taking your machine or smartcard anywhere. When a patient is having a problem, we can see what’s going on immediately by getting a download remotely. Of course, we can also adjust machine settings remotely now too.”

Patient Demographics

Singular Sleep team members meet in a conference room. Left to right: Maria Gage, Jacqueline Rubio, Joseph Krainin, and Samantha Collins.

Singular Sleep’s protocols are not without controversy. Particularly when it comes to the specific patient populations it diagnoses via home sleep testing (HST)—including people with comorbidities and children. “At Singular Sleep, we put the power to order the test in the hands of the patient. The days of patriarchal medicine are supposedly over but we’re still clinging to some vestiges of it,” Krainin says. “We have information on our website about the reasons why an in-lab sleep study might be better in certain situations and let the patients decide what they want to do.”

In the American Academy of Sleep Medicine’s view, “Research data clearly show that HSATs [home sleep apnea tests] are most accurate in adult patients with no complicating conditions and an increased risk of moderate to severe OSA. Outside those boundaries, the evidence is clear that HSATs may not provide the most appropriate diagnostic data. Therefore, it is illogical to expect an HSAT to work effectively in all patient populations,” says AASM president Douglas Kirsch, MD, who cites a task force of experts who systematically reviewed literature and graded the evidence for the AASM-approved clinical practice guideline published in 2017.1

Krainin says, “From a logical standpoint, it doesn’t make any sense why a testing apparatus designed to diagnose sleep apnea shouldn’t be used to diagnose the entire gamut of sleep-disordered breathing syndromes. To me, those exclusion criteria for HSTs amounted to throwing a financial bone to existing brick-and-mortar sleep centers when HSTs were finally accepted into the mainstream. Bottom line: If you want to know if the patient has sleep apnea or not, which probably accounts for something like 98% of all sleep study referrals, then an HST with good quality data is going to provide the answer. In 10-15 years, it’s hard to imagine that virtually all sleep diagnostics testing won’t be done at home.”

AASM’s Kirsch agrees that in the future more testing for obstructive sleep apnea (OSA) is likely to be done at home, but counters, “I anticipate that laboratory-based polysomnography will still be required to evaluate patients at risk for OSA who have other complicated medical conditions as well as those suspected of having other sleep disorders.”

The other controversial demographic is pediatrics. Singular Sleep offers home sleep testing to children ages 7 and up with the Nox-T3 device. (The Nox-T3 was FDA approved in 2009 for people greater than 2-years-old.) Krainin says, “I’m surprised at the massive wait times that some of these parents face to get their child into a brick-and-mortar lab that performs pediatric tests. These kids, and their concerned parents, are really suffering. There is definitely a learning curve with getting good data but we’ve found a process that results in a fairly high probability of sufficient data. We are up-front in our messaging that the AASM says in-lab studies are the gold standard for children but also that the AAP [American Academy of Pediatrics] says that HSTs can be an alternative in certain situations.2 I predict the AASM will change its tune on this topic in the not-too-distant future; we are just ahead of the curve.”

But the AASM’s view, as articulated by Kirsch, is, “The AASM strongly supports patient-centered efforts to make sleep medicine testing more convenient and accessible. However, diagnostic and therapeutic decisions must be guided by objective evidence, and currently there is insufficient evidence to support the standard use of HSATs in children.” He cites a position paper published in 2017 in which a task force found insufficient evidence comparing HSATs in children to polysomnography, even less evidence available in young children and those with comorbidities, and a lack of studies evaluating the use of HSAT in the home with sensors applied by a caregiver.3 “The task force also was unable to identify literature on the use of HSAT devices that can identify arousals or monitor carbon dioxide for the evaluation of hypoventilation, which is important data in the assessment of sleep-disordered breathing in pediatric populations,” he says, adding, “I would welcome the publication of data supporting the accuracy of HSATs in pediatric populations, and I anticipate that sleep apnea testing in the home eventually will become a more viable option for children as diagnostic technology continues to advance.”

The demographic where Singular Sleep is making the biggest difference, in terms of number of patients served, is people in their 50s. Indeed, in 2017, an AARP initiative (administered by MedCity News) recognized Singular Sleep as a healthcare industry “50+ Innovation Leader” for bringing innovation to Americans aged 50 and older.

“I’m fond of saying that everyone is on his or her own journey with sleep apnea. Sometimes it takes people decades to move forward from the ‘precontemplation’ to ‘action’ stage. In my experience, this step often occurs in the sixth decade due to either becoming symptomatic during the day [excessive daytime sleepiness] or manifesting a medical disorder, like hypertension, that’s likely to be related to sleep apnea,” Krainin says. “This age group is relatively tech savvy, fed up with the current ‘this is the way we do it because we’ve always done it this way’ mentality of Big Healthcare, and looking for better, more convenient solutions.”

Beyond Sleep Apnea

At Singular Sleep, Krainin has treated restless legs syndrome, insomnia, and circadian rhythm disorders via telemedicine. Cognitive behavioral therapy for insomnia (CBT-I) is “particularly well-suited for this type of healthcare delivery given the dearth of qualified providers and concentration of them in a limited number of metro areas,” he says.

Krainin sometimes encounters people who ask for prescriptions such as Provigil or Adderall for narcolepsy (whether diagnosed or not), and he says, “The answer is always ‘no.’ For various reasons, prescribing controlled substances is not currently part of my practice.”

A Way Forward

Consultations are done via videoconference.

Krainin is licensed to practice medicine in more than 40 states. Those licenses have been hard-earned. “It was a huge burden and included flying to Mississippi to sit for their jurisprudence exam and having to take a course to sit for Texas’ challenging jurisprudence exam,” he says. “The state licensing racket is a complete bear to deal with. There should be reciprocity between states.”

As of yet, accepting third-party payors isn’t part of Singular Sleep’s strategy. “I wouldn’t say it’s completely off the table but getting out of the hospital-insurance medical complex was definitely one of my biggest motivators to start the company,” Krainin says. “I had come to feel like I was just an agent of the insurance companies. That’s not why we doctors go through the pain of medical school and postgraduate training.”

Many of the rewards and challenges of operating a virtual sleep center are the same as those encountered by bricks-and-mortar centers. Singular Sleep clinical director Katie Simms, says, “The most rewarding part of my position is the expressions I have heard from our patients once they have started their therapy such as, ‘My CPAP has been life-changing!’ ‘I forgot what it felt like to feel good,’ and ‘My spouse has moved back in the bedroom.’” A challenging aspect is helping patients who are resistant to therapy, such as “not wanting to wear a mask or sleep with a machine, or they are embarrassed to sleep with their significant other with the machine and mask,” Simms says, adding, “but because I’m convinced and witness every day that they and their significant others will benefit from the therapy I do my very best to get them excited about starting therapy and the benefits that they will derive from it.”

Krainin has this advice for other physicians who want to add or increase their telemedicine use: “Don’t use Skype because it’s not HIPAA compliant!”

And for other sleep physicians who want to turn their—perhaps controversial—thoughts into action, Krainin says, “We need more entrepreneurial doctors. On the whole, we have become passive agents of the system. Doctors need to reassert their positions as the captains of the healthcare team. By becoming more entrepreneurial and developing an understanding of business and economics, there is tremendous opportunity for us to both reduce healthcare costs and improve outcomes while enhancing our job satisfaction.”

Sree Roy is editor of Sleep Review.

References

1. Kapur VK, Auckley DH, Chowdhuri S, et al. Clinical practice guideline for diagnostic testing for adult obstructive sleep apnea: An American Academy of Sleep Medicine clinical practice guideline. JCSM. 2017 Mar 15;13(3):479-504. 2. Marcus CL, Brooks LJ, Draper KA, et al. Diagnosis and management of childhood obstructive sleep apnea syndrome. Pediatrics. 2012 Sep;130(3):576-84. 3. Kirk V, Baughn J, D’Andrea L, et al. American Academy of Sleep Medicine position paper for the use of a home sleep apnea test for the diagnosis of OSA in children. JCSM. 2017 Oct 15;13(10):1199-1203.

from Sleep Review http://www.sleepreviewmag.com/2019/01/doctor-online-joseph-krainin/

from https://www.marclefrancois.net/2019/01/23/the-doctor-is-online-joseph-krainin-md-faasm/

[briefbouquetcreatorlove-blog]

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im 17 now and want to start learning to drive. But what i want to do is buy a car, then get insured on it as a learner and have my dad take me out driving to teach me. i want a car like a peugeot 206, renault clio, vauxhall corsa, a ford KA or something small like that. does anybody know how much insurance will be for me as a learner? also im female if that helps!?""

Car insurance spouse dui?

how can i get affordable car insurance after my spouse has DUI ? What if he choses to never get a license again? Do I have to kick him out so I can afford car insurance? I have a great driving record. HELP !!!!!!

What is the cheapest but most reliable car insurance?

What is the cheapest but most reliable car insurance?

Who need health insurance?

Do a part time job need a health insurance?

Im needing insurance for myself and my son?

im looking into getting some health insurance for myself and my son! im 43 and hes 18months! Anyone who has insurance, lend me some info on where you got it! thanks""

How much would it be to insure a 17 year old on a Ford Fiesta Zetec 1.25L?

I have always liked the Ford Fiesta's and i turn 17 in october, its unlikely i will be driving till next year! i was just wondering an insurance estimate on, say, an 06 plate? 3Doors Hatchback 1.25L I know it will be fairly expensive! If a company were to insure me. Would just like an average quote please! don't want answers with 'depends on this, this or this'.. Thanks very much!""

What is the most economical route to buy affordable yet adequate health insurance?

I am not working and have limited income. I have no known health problems. I am 60 years old and I do not smoke or drink and I exercise regularly. Does anyone know the best way for me to find out who to contact? I live in KY...one of the worst states for insurance. We do have Blue Cross and Humana that I know of... I would like to have no more than a $2500 deductible. Thank you so much for your answers. God bless!

Best insurance company to work for?

I live in Southern California, I have been looking for work since I moved here from France. I posted a general sales resume on careerbuilder.com and have since been spammed by insurance agencies. Some have been good companies like State Farm and Farmers. Some have been less, like Colonial Life and Axa advisers. I believe Axa wanted me for a commissioned investment broker position. I didn't pass the personality test for State Farm, but I can try again in a year. I will have a strategy and research next time. State Farm has 9 month paid training, a huge signing bonus at the end and would be an excellent opportunity but it isn't for right now. What I did learn through all of this, especially from Colonial Life is that the insurance licenses aren't that hard or expensive to get. I'm thinking of getting life, health and auto. Does any one know of companies that have non-independent, salaried agents? I would like a commission, but not the 100% commission based model of Colonial or Axa. I also don't want to cold-call or drop off 180 envelops a week like Colonial demands. I don't want to be independent for the moment, although that is possible in the future with a good company like Farmers or State Farm. Right now I could work as a salaried sales person through an independent agent or direct hire. What is the best way to get on-board?""

What auto insurance does aarp offer?

the name of the insurance (auto) offered to aarp subscribers

What is the cheapest auto insurance place in Houston that I can get without a license?

My problem is , i lost my wallet and it had my social securtity card in it, so i have to wait 2 weeks to get it in the mail. I was gonig to get my license because i just bought a car but now i cannot get the reguistration and title without insurance under my name. I put my car under my dad's name only and now the courthouse says that i must have it under my name so that is already 65.00 down the drain, next i call up more insurance places and they are charging me 125.00 down then 65-70 a month. This is crazy ......i need a cheap 1 month car insurance place asap!!""

Think of buying a catagory D car which is an insurance write off?

I have just been to view a 2005 Nissan Micra with 13100 on the clock the car had a crush which damage the tail gate and the bumper both have been replaced to a high standard. The car would be worth 5000 but is selling for 2200. Everything seems good at 1st glance but i am concerned about insurance and weather or not it's a good ideal to take the gamble. The seller showd me the before and after pictures of the car and it seemed to fit wot he was saying. He also has a valied MOT which is a month old I don't plan on selling the car if i buy it. How much damage can a knock do to the front of the vehicle or any of the important parts? Please can someone advise wot the best thing would be to do?

Health Care Insurance (CA)?

So 2014 coming around I know we need health insurance or else we have to pay a fee. My question is not sure what insurance to pick (specifically anything dental,vision, regular doctor ...show more""

Which car would have a higher insurance - Audi or Lexus?

I have a reckless driving back in August 2008 Speeding ticket - 50 on 35 May 2008 ever since then I have not been pulled over Thank you

Can I save money on insurance?

If I get hired as a Medical Assistant, can I use that to my advantage on car insurance and get a discount? I am currently in sales and might get a job offer as a Medical Assistant here soon. I am graduated from an accredited program and have my Certification. Thanks, for your time!""

Motorcycle Insurance Change?

Hi, I am currently 16 years old, and am riding a 50cc motorcycle at the moment, but I'm hoping to upgrade to a 400cc, but may not be able to afford all the things necessary straight after my birthday in August. So could I re-insure my 50cc for another year and then when I can afford to change, phone up my insurance company and change half way through, and if they don't give me a reasonable quote change to another insurance company? Many Regards, Rhys x""

What insurance company should I use if I am 18?

I don't go to school but I am starting college in the Fall. What is a relatively reliable but cheap auto insurance company that I can use?

What is individual and family health insurance?

I am planning to have family health insurance in these days but I want to understand the basic difference between individual and family health insurance.

CAR HAS BEEN SMASHED INTO. INSURANCE OR PRIVATE?

Our car's passanger side window has been completely smashed in, with nothing left. What process of repair will come to cheaper? Getting our insurance to cover it with access pay or a private company ( e.g Autoglass) thankyou""

Car insurance quote help.?

So this is personal, but I'm going to be emancipated soon or at least when I turn 18, and I'm going to be living in my car or possibly renting at a friends house for around $100. I'm not made of money, I only have a weekend part time job and another one possibly soon. I'm a full time high school student with a GPA of 2.6 and I'll turn 18 in November. I know that my GPA isn't stellar but last semester I made a 4.0 and this semester I'll have at least a 3.4. I can't get a STUPID QUOTE because I'm not 18 yet and I tried fibbing my age, but it was wise to me and shut me out anyway. I live in Marietta, GA (Cobb County), and I drive a 2000 Buick regal. If someone could run a quote for me I would be sooo greatful. Also, do you have to have an address to put down like a house to have car insurance? Thanks!""

Can i get homeowners insurance on second home?

I have a second home and need to get homeowners insurance on it. Is it possible to get this kind of policy on a second home?

I want to cancel my health insurance (cigna), but they want to know why. I just can't pay ""

please help!"",I recommend that you try this site where you  can compare rates from the best companies:""

Cheap health insurance?

What is a good company for CHEAP health insurance?? For 19 Male (single)

Kit Car Insurance?

How does insurance for a kit car work? I realize you have to specially register it and so forth, but are you charged for a 1986 Ferarri, 1966 Cobra, etc, or is it based on what the engine/chasis/etc came out of?""

Classic car insurance?

I am looking at buying a classic car but i don't know where is best for classic car insurance.

Can anyone estimate how much insurance would cost on a 2001 camaro?

i'm 18, full time b student, first car, the car's a v6""

Can I use medicaid as a secondary insurance?

Hello. I live in the state of florida. I just found out im still covered under my mother's health insurance because Im under 24 and I am a full time student. I also qualify for and have pregnancy medicaid, but I want to go to a doctor with my moms insurance because I used this specific doctor for my last pregnancy. My question is, could I still use my medicaid to cover my co-pays with this ob/gyn?I called the office and they said they could send the bills to medicaid for what my mom's insurance doesnt cover. I dont have a job and can't afford to pay the co-pays/lab fees/hopsital fees. thanks""

Add Car to Insurance for Just a Week?

Has anyone ever added a car to their insurance for just a week. The car is my parents and they have insurance under geico and I have insurance under progressive. We are going out of town and would like to borrow the car but to be on the safe side we would like to add it to the insurance for the time we are outta town. Any help would be greatly appreciated.

Good Student Discount Auto Insurance?

I have a 3.6 GPA. My grade is A average, but one of my quarter grade was a C, but the final semester came out as a B. Well, anyways, do we just send them the report card that we got or do we have to get the sealed one from school? Thanks! Thanks again!""

My 31 year old son is moving back in for a while can I put him on my car insurance so he's covered driving ?

I have state farm insurance I just want him to be covered if he's driving one of my cars in case he has a wreck

I need cat insurance?

Does anybody know of pet/cat insurance in california that is affordable?

Auto Insurance Help....?

I need insurance on my car, and i don't fully own it, my name is on the title and i finaced it so i have a lien on it....i'm only 20 so full coverage is pretty expensive! would it be possible for my dad to be able to add me to his policy?""

State Farm insurance ?

I work for state farm insurance, what do other insurance companies say about us? not what policy holders think but what other companies only""

Going on my dads car insurance...question?

My dad has Triple A auto insurance ..I do not live with him I am on my own in my own house, I never ask my family for help. But right now my tabs are expired and since I am only 20 I cannot afford auto insurance..they want me to put 300 down just for no fault and I think its ridiculous, Right now I dont have 300 dollars either so I asked my dad if he could help me out temporarily and put me on his car insurance ..i have a 98 cavalier so it shouldnt be that bad. its been 2 weeks and he keeps saying hes talking to the agent after tomorrow I can no longer drive my car because my tabs say march and april is comming up, I told him I would pay whatever costs to add me on it and whatever he needed a month. I was just wondering if they charge extra to add me on his insurance and my car or is he just making it up because I dont think It should take that long...like I said I am living on my own have never lived with my dad because he was in jail for a long time, moved out when i was 18 and can't get help from my mom or him,,I cant even ask to borrow money from them yet I can loan my dad 200 dollars. Feel like its so wrong, I think im doing pretty good being 20 years old working full time owning a house my own car that I bought myself and going to school...and Im having my first child.""

How much should i expect to pay for car insurance?

im 20/ male/ new driver/ will be driving a used, regular, good condition, non-sport-car sedan, or something of like/ and in los angeles ca thanks""

I'm 20 with no diploma: How do I get health insurance?

I'm a 20 year old male in Austin, Texas, and I was homeschooled and have 2 courses to complete until I get my highschool diploma. I have very little work experience (worked for HEB for 3 months). How do I get health insurance? Any suggestions on who would hire me that has insurance, or any government help I could be eligible for health wise?""

Where Could I find affordable dental and vision insurance for individuals?

in wisconsin western area

Best New York Insurance?

Ok I'm 19, my mom's thinking of getting a CR-V or an Odyssey and I live in the Bronx so how much would it be for an insurance?? Any cheaper?? I have experience in driving had so many driving practice. Also what if I add another car? Would the insurance be cheaper or still off the roof? I'm thinking about A Miata that cost around $3,000 about 1996 model. Thanks!!""

Can i drive with just insurance?

is it ok for me to drive with just insurance on my car for a certain amount of time?

16 year old insurance rate after an accident?

this afternoon i backed into another car in the high school parking lot, the damage was very minor, been insured for 2 months. how much will my rates rise ?""

Long-term care vs. long-term disability insurance?

At age 36 in a blue-collar job (i.e. chance of disability over 90 days less than 10%), I'm thinking it may make more sense to get long-term care insurance rather than long-term disability. I bring in 30% of our household income. If I become disabled, I count for very little of our total spend (obviously food, but I wouldn't be doing much in the way of leisure / entertainment), but the added costs of caring for me would be too much for our budget to bear. I also think it would be very hard to qualify for disability for class 1 (a desk job sitting in front of a computer all day). It seems like it would be easier to qualify for two functions of daily living. I know they technically cover two different scenarios, but isn't there a lot of overlap here in terms of when you would actually get a pay out? Just trying to understand. Thx in advance for your input!""

""Is a $2,000 deductible 'affordable?'?""

Obamacare: Is a $2,000 deductible 'affordable?' http://money.cnn.com/2013/06/13/news/economy/obamacare-affordable/index.html""

Cheapest car insurance companies for 18 year old female?

Cheapest car insurance companies for 18 year old female?

Average cost for motorcycle insurance for a 16 year old?

i know that the rates will be very expensive for a street bike for a 16 year old first rider, but i just want a round about. i have car insurance with state farm so thats who i would get the insurance through. from what i found it will probably be better to start on a dual sport bike rather than a sport bike due to the cost of insurance and the possibility of not being able to get insured due to my age. i want to get a street bike, but i know insurance would be nearly affordable.""

Quoted insurance price?

I purchased insurance on the online weekend for my car. I paid the first monthly installment. Only to have a phone call telling me this price was wrong it was a computer error and the policy will cost a lot more. Do I have any rights here? Or must I simply front the rest of the cash to keep my car insured?

How to get health insurance?

I was laid off from work a little over two months ago. Unemployment pays me 405 a week. After taxes I bring home about $1400 for the month. I nearly get by now paying my rent and my car. How can I get health insurance at lo cost or no cost?

I drive a 1984 chevy 2500 and i want to know how much for basic insurance would cost?

1984 chevy 2500 clean title 120,000 miles""

I want to cancel my health insurance (cigna), but they want to know why. I just can't pay ""

please help!"",I recommend that you try this site where you  can compare rates from the best companies:""

How much monthly would it cost for me to get an apartment in the US?

I would like to know the total living costs... Plus food, gas, insurance, electricity, everything... Like the average cost... I know the apartment would be $460, I already found one, but I don't know how much it would be for everything else included.""

Car insurance want to know the outcome of trial?

So 2 years ago I won a court case against someone who crashed into me. They Never Never helped me in court at all. I didnt even get to use it After the car crash since the other person insurance expired. Anyway they now sent a paper asking What happened in the case.why?. What can they gain from it? And further more I am not in that car insurance anymore. I haven't been for months.

""Does term life insurance fall under Obamacare and if not, what IS available to provide for my family?""

I have a potentially fatal disease and want to buy term insurance to leave something for my family. I'm hoping this pre-existing condition will not cause me to be denied, but if it would, is there another type I can buy under Obamacare? Thank you.""

Can Insurance Companies ask for co pay?

I never got into an accident before and once I did it had to be a hit and run. I bought a brand new car and want the repair to be done by the dealership (they have their own collision center) but the insurance company is saying that I need to pay 20% of the total repair cost and my deductible. I live in the state of California.

Question about starting a business and health insurance in CA?

If I was to decide to start a small business on the side (doing gardening, or growing food for sale, or something like that) and I am my only employee - I would be THE only person working this job - am I required by law to buy health insurance (especially if I already have health insurance through my husband's job)? I find this new thing kind of confusing... I'm in California, by the way, if it helps any. Thanks.""

About car insurance and drive?

Hi, Anyone can tell, if my insurance for on my name third party only and my friend have just new license and he can drive without anything else like insurance!! If he can't. By legally so if he'll catch when he's driving my car so by uk law what punishment /fine For me?? Or. I'm safe!""

""Any good, affordable companies to get life and disability insurance from?""

Any good, affordable companies to get life and disability insurance from?""

Best individual health insurance plan?

My husband and I just found out that his company is raising our medical insurance rates from $212 a month to $400 a month, so we are trying to shop around for the best rates. We have found some, but hardly any include maternity benefits, and we want that parachute just in case any accidents happen. Is there any plans out there cheaper than $400 with maternity, or should we just hope we don't get pregnant for a couple of years? (We plan to switch insurance in 2 years when I get a teaching job)""

Car insurance help. please help me?

I am buying a 2011 camaro 2lt. Now here is what I am thinking. If i put my car under my dad's insurance will my insurance also be lower if i am listen under my dad's insurance and as one of the people who drives the car instead of having the car under my insurance?

How much would insurance cost for a 2002 Mitsubishi Eclipse?

I'm 17 years old with a clean driving record. All the insurance websites won't give you quotes until your 18, and i'm just curious how much monthly insurance would be because i'm paying for it.""

Decent car that's cheap to buy and insure?

Hi so I'm looking at buying a car. Right now I only have around 3,000. I would rather just get a cheaper car now but if nots possible I can wait until I have 5,000. Okay so I know I'm not going to be buying a Ferrari for my budget but I'm looking for some ideas of cars that are inexpensive to buy, inexpensive to insure and one I won't get laughed at for driving. The oldest year I would go is a 1999.leave your ideas. Thanks""

How much will my insurance increase after a MINOR fender bender? (ballpark figure please)?

After 11 years of error free driving and on-time insurance payments, I managed to back into someone in a parking lot going about 1 mph. My car was NOT damaged, except for a scraped bumper sticker. The other driver had cosmetic damage only, and being the good guy that I am I gladly helped her navigate the insurance claim. I figured that if it was my car that was dented, I would want it taken care of. Do onto others, right? Anyway, the total payout of the claim was $556. That's roughly seven months of my premium payment. So, how much can I expect to see added to my yearly premium? 10%? 20%? more? Also, how long will it take to recover back to my previous rate? Finally, considering that I've paid this company much more than $556 over the years, how much of an increase should I accept before I start looking for a new carrier? This is technically my second insurance company - I was on my parents policy until I was 22 (I'm 27 now). So I haven't been with them forever, but I am not ready to jump ship unless they really screw me. Thanks!""

What is the lowest car insurance for a Kia?

I need insurance for just 1 vehicle a 2002 Kia Rio valued at $2500 How can i get an insurance policy that would pay for repairs and the other persons medical bills for under $300 a year Is there any plan that offers car insurance at this rate or less

How come muscle cars are cheaper to insure than japanese tuners?

It would cost me 179 a month to insure a pontiac firebird trans am, but it would cost me 620 to insure a subaru WRX. Another example is it would cost me 152 to insure a 89 camaro IROC-Z v8, but 213 a month to insure a mitsubishi eclipse gsx, I'm pissed off""

Can I still use my provisional car insurance?

I passed my test today, but my mum won't let me alter my insurance because she says I can still use my provisional insurance, as long as I have somebody in the car with me and don't go on motor ways . Is this true, or do I need new insurance?""

Should I purchase life insurance for my child?

Should I purchase life insurance for my child?

Can I own a car without insurance in NY?

I recently moved to New York from Illinois due to family issue. I am overwhelmed by the heavy traffic and how difficult it is to drive in NY. Fortunately the public transportation is convenient enough so I don't bother driving my car at all and about to sell it. However, my insurance is about to expire in days and I won't be driving this car until someone buys it. The car is registered in Illinois. Can I still keep my car in NY without insurance? What do I have to do with my license plate? What procedures do I have to follow if I sells my car in NY? I've been working very hard try to earn enough money to put my family together, any pennies less to spend is very helpful to my current situtation. Please if anyone can answer it! Much appreciated.""

Should iclaim through the car insurance?

My mother in law was driving my wifes car on our insurance pollicy. She was hit on the passenger side of the car and puched in to the roundabout by the cab on a 14 wheller. MY mother in law was not to blame as the lorry was in the wrong lane and there are witnesses who saw the accident. The car is a 1996 renault clio and there is some heavy denting and scratches on the passenger door and front wing. Nothing that has effected the driveability of the car to my knowledge. since the car was pushed up over the kerb and on to the roundabout it could have knocked the tracking a little. I dont know how much it will be to repair but the car is only worth about 600 and the insurance policy on this car has an excess of 350 cause it was the named driver who was driving and not my wife. There also is no protected no claims bonus. If i was to put this claim through the insurance how would this effect the pocket and the no blaims bonus.

Does a ticket make ur car insurance go up?

ok so im not going in to details about how this happened but basically i got a ticket for driving on the wrong side of the road. will that make my car insurance go up? im 16 if that makes any difference to it...but some telll me it will and some tell me it wont help???

Motorcycle collision insurance?

Is this a good idea if its a 2001? Its not manditory, no loan. $4000 bike. Does it cover non accident damage? Like the bike falls/gets knocked over? Vandalism? Thanks""

Can anyone tell me where to get cheap auto insurance with a suspended license?

Can anyone tell me where to get cheap auto insurance with a suspended license?

Is it possible to obtain a learner's permit without having my parents' insurance rates go up?

I am a 16 year old in NY and my parents do not want me to obtain a learner's permit because they are afraid that their insurance rates will go up and they cannot afford it now. Now, a friend told me that I could go to the NY DMV without my parents and get a learner's permit. Is this possible? I would like a learner's permit not only for the ability to drive, but also as a solid form of photo ID (like, instead of a passport). What should I do about this? PS. My parents won't be convinced.""

Insurance - Please help!?

I am looking at getting a new ro roof for my large two storey house. My house is located in a central business area where I have high foot traffic and a busy road only metres away. Due to the height of the roof there will be scaffolding errected around the parimeters and I am concerned and the legal problems if someone gets hurt or other property damaged. I have to be concerned for the builders, my neighbours property, pedistrans and cars driving by. I have tried searching for insurance but cannot find any. Does anyone have any ideas??""

Why the difference in Insurance availability between developing countries vs. industrialized nations?

Why has insurance traditionally been more common in industrialized nations, and why is it uncommon/not possible for people in developing worlds to have insurance? At first I thought it was simply because insurance is not affordable by people in developing countries, but maybe there are other reasons?""

Car accident insurance?

I was in a car accident where I accidentally hit a car, i called the police but he didn't give me a ticket. The car insurance is under my moms name. The insurance expired on the same day at 12:01am and the accident happen around 11:00am. I guess the cop missed the expired day. The other car door was seriously dented. Will the insurance still pay for the other car since I didn't get no ticket. My mom did renew the insurance the next day.""

I want to cancel my health insurance (cigna), but they want to know why. I just can't pay ""

please help!"",I recommend that you try this site where you  can compare rates from the best companies:""

Car insurance quote?

does anyone know a website that can give me an aprox car quote without having to go through all of the sign up etc process?

Can I Still Be Covered Under My Parents Car Insurance?

Im currently under my parents car insurance policy, I got married not too long ago and was wondering since I got married can I still be under their car insurance? Thanks""

What insurance has the cheapest rate for teenagers in California?Is there a company that insures only a driver

What insurance has the cheapest rate for teenagers in California?Is there a company that insures only a driver

Financing a car & insurance?

I'm 21 and I'm located in NYC the insurance over here is sky rocket high. I paid 1600+ for liability insurance for a old lexus from GEICO. I am asking my uncle to help me finance a 2006 bmw 530i which is about 32k and I already check if I finance under my name how much it would be. It is 10k for insurance a year lol... So I want to know if my uncle finance the car for me and I make the payments does he have to add my name under the insurance ? I don't need my name to be the co signer. I just want to know incase I do get into an accident what will happen ? Most people use their parent's insurance so I just want to make sure and get some facts before I ask my uncle. Thanks

What is deal with the new obamacare insurance plans?

Is it really mandatory for one to purchase an insurance plan? And does it really cost about 20k? I read an article from a website that has some interesting articles... http://www.naturalnews.com/038905_Obamacare_health_insurance_mandate.html There are a lot of things I dislike about this country and this just really set me off... Not specially things you would expect... More like what is allowed on food, in food, medical prescriptions taking over preventive care, the idiotic media like honey boo boo, ignorance and how people explain our government needs to change in a way to be like a backwards theocracy and such and I could go on for quite a while... I would like to move away from this country if not I'll seriously live in isolation somewhere away from this society... I really need opinions and your comments my just prove or disprove my thoughts even more.""

Where is the cheapest place to get taxi insurance in Northern Ireland.?

I have 7 years no claims on a taxi insurance and looking to see where i can get the best deal . Cheers

To get maturnity insurance or not?

I am currently 29 years old and just recently married. I have come to a decision I have to make on my health insurance. I am not planning on getting pregnant for at least the next 2 years. So do I or do I not take the maturnity insurance. It would be a differance of 140.00 a month! Crazy since I am on the pill trying not to get pregnant. But it is still possible to get pregnant on the pill, but highly unlikely. So my question is do I take it to be on the safe side or waive it until it gets closer to that time. Money is tight and I hate to sink money into something I will hopefully not need. Any views on the situation would be much appreciated. Thnx.""

Does anyone know of Grange Insurance Company?

My insurance agent recommends that I switch to Grange because they will give me a much lower rate than what I currently have, with the exact same auto insurance coverage. But, I have never heard of this company.""

How much would my car insurance cost to pay the minimum payment?

what is the cheapest car insurance company? How much would the minimal payment cost? My 21 yr old bf would be the one paying it and i would be under his insurance. im a first time driver age 19. I am a mom of two kids and highschool graduate. the title to my car would be in his name. Unless it doesnt matter to have it in both our names. we live in ms and he uses state farm.

How did they steal my car? It a 2001 Lexus is200 . Stock immobiliZer fitted! Will insurance cover this?

Whill the insurance cover this? What todo? :(

I don't no where to pay my insurance or how to pay it?

telling me how do i pay my insurance and where do i pay it

Car insurance quote before buying ?

Was thinking about buying a car (first car) just to run around in for a while before I actually buy a better one when im older but want to ask a question. When buying a car, should I get an insurance quote first, then buy ? Or should I just buy a car I like then think about sorting out insurance for it ?""

""Do i need car insurance 2 do my drivers test even thought is not my car, is my brother car? (califronia)?

i want to take my drivers test using my brothers car. the car has insurance. i just want to know do i show his car insurance or do i need 2 get insurance on my name to use his car and take the drivers test.thanks

Is surfing without health insurance a bad idea?

I'm moving to southern California for a job soon and want to try surfing, but my health insurance won't kick in for 2 months. Aside from drowning to death, which health insurance doesn't cover anyway, are there a lot of injuries that require doctors and hospitals? Man I just get on a board and go...""

Can car insurance companies pull your insurance without notifying you?

My girlfriend is at university and just seen that her car insurance has paid a sum of money back into her bank account and after checking the dvla website it currently says her car in not insured! Can an insurance company pull the insurance without notifying her of why its been done and when it was done as the policy was taken out about a month go. Where does she stand legally too? many thanks for your help D.

Do I need to get new car registration and insurance if I just had a title transfer?

I live in Minnesota. My dad was the previous car owner. He gave me the car as a gift. Do I need to get my own new insurance and get a new registration?

Insurance Cost for Bike?

Hello I'm deciding on either a CBR 125 or a Boulevard S40. The only thing is I want to know around how much insurance each will cost(I live in Canada) And any other reason you think one bike is better than the other would be great. This is my first bike.

Motorcycle Insurance question?

I'm going to take the MSF course on Saturday and my understanding was that you're insurance is going to be cheaper and I will like to know why it will be cheaper

""If a driver dies, does his family's insurance go up?""

I know it seems like a stupid question, but think about it. I share my insurance with my family, I'm added as an occasional driver to keep my costs low. If I were to die (Heaven forbid) in a car wreck, would my family's insurance go up? I'm just curious, and we are through Country if that makes any difference.""

Health Insurance Questions?

Hi, I'm a freshman in college and this was the first time I've had health insurance and I have a couple questions I can't find answers to online. 1) Does health insurance apply to a visit about a week before you got your insurance card (and maybe a week before it was valid, I'm not sure) 2) If you didn't provide an emergency room with your health insurance information and they've sent you the full bill, can you still notify them of the insurance? Thanks!""

How much does a sr22 policy cost?

I caught driving with out insurance. Now I have to carry an Sr22 policy. I was wondering if any one knew what that's going to cost. I drive a 97 f 150. I don't need exact numbers just a ball park. Thank you

I Need Car Insurance Help?

I am about to buy a new car and will be 17 maybe 18 when i get it. Its a 350Z so it has to be 6 cylinder which means its a sports car. How much will it raise my insurance.

Which car might be more on insurance for teens: A 1998-2002 Lexus ES300 or 2006 Jeep Commander?

Which car might be more on insurance for teens: A 1998-2002 Lexus ES300 or 2006 Jeep Commander?

Is it illegal to drive car if you personally don't have car insurance?

Let's say a teenager doesn't have car insurance and he has his license. His car is registered in his parents name and the teenager isn't under the family car insurance. The teen drives his car and gets wrecked in a accident. Now will he be protected because the car is under his parent's insurance and they let him use the vehicle?

How much are you paying for your kids car insurance?

Recently, I brought my daughter a 2002 Camaro v6 for 7,800 with taxes included. I pay 127 dollars a month for insurance. She is about to be 16 and able to drive on her own. She is very responsible, gets great grades and has very few friends. How much do you pay for your child's insurance? I heard that buying them a sports car would make the insurance go very high but that hasn't been the case.""

I want to cancel my health insurance (cigna), but they want to know why. I just can't pay ""

please help!"",I recommend that you try this site where you  can compare rates from the best companies:""

https://www.linkedin.com/pulse/short-term-health-insurance-baby-william-byers-1/"

[yourrainycollectorhologram-blog]

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"association insurance quote

association insurance quote

BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

Health insurance for individual?

Trying to find the best plan for myself. I am 30 yr old female self employed. I have an ok job right now so a high premium is not going to work. But I am fairly healthy and never really go to the doctor. I guess I need insurance for those what if moments that I hope never happen. Also I live in Pennsylvania. This is what I have found the HMO premiums are just too high but none have deductibles. The PPO plans all have deductibles but the premiums are lower. PPO Deductibles $2500 cost $188 a month,20% coinsurance $5000 cost $164 a month, 20% coinsurance PPO Advantage Deductibles $1500 - $142 a month, 20% coinsurance $2500 - $120 a month, 20 coinsurance Right now I'm leaning towards the lowest deductible advantage plan at 1500 @142 a month and a 3000 out of pocket max. It seems reasonable all the preventative care, primary and specialist are all copays w/out deductibles so say I never go tot he hospital I'm basically just paying a monthly premium and the copay. My issue is I have gone uninsured before and knock on wood nothing happened never even needed to use a cvs minute clinic. But as I approached 30 I realized maybe I should get health care for myself just in case. I do have the !500 set aside in an account that was supposed to be a splurge fund for vacation but now it may also just be a medical fund. Anyways, based on the above all co-pays are $30 and $50 for specialist. Do they sound reasonable?? Insurance is so hard to understand *sigh*""

""Looking for cheap car insurance,small car,mature driver? any recommendations?""

Looking for cheap car insurance,small car,mature driver? any recommendations?""

How do I get my AARP auto insurance rating report?

How do I get my AARP auto insurance rating report?

Can i insure a car in one state and register in another?

i am going to school in South Carolina and have a permanent address in New York. Can i register my car in SC and insure it in New York?

Which is the best Health Insurance and Car insurance in NYC? if you know the answer to each or any let me know

Thanks.... Car insurance i am looking for the cheapest as far as health insurance i am considering HIP PRime but not sure if its good.. if you know about hip let me know if thats a good choice.. only reason why i might choose that is because there are no copay and no deductibles :) FREE lol but i want to make sure its a good choice... besides the obviouse.. take care and i am thanking you in advance for your advise

Insurance cost for ferrari?

what is the insurance cost for a new ferrari f430 which costs 220,000 for a 32 year old in florida with a perfect record please dont say if you have to ask you cant afford it because i can i just want to see what you think because i have a estimate!! by the way if you say if you have to ask you cant afford it if you give me a good answer you will get 10 points!!!""

Help. I've missed two car insurance installments by accident and now they want me to pay the rest in full.?

I've stupidly missed two payments. Not on purpose. I'm pregnant and at college with exams and I'm due in March so my mind is trying to focus on revising, focus on saving money to buy baby things with (which we still need to buy most stuff). and focusing on bills etc. Anyway. How can I still be insured but avoid having to pay them the rest of the due fees for my contract term? An idea I had was to cancel it, and then start new insurance with another company? I would have to pay a new deposit and to cancel the old insurance I would have to pay some money as well. Any other ideas?""

""For teens, how much do you pay for your insurance car?""

Without your parents, if you live in New York, Westchester, how much would you pay for your car insurance? Let's say that the car is a Honda Civic 2001 THanks!""

How much would auto insurance be around for an 18 year old female?

I'm looking to buy a car but before i do i want to make sure i can afford it with car insurance

How much is car insurance for me?

If you are a sixteen year old with A's and B's, no accident/criminal history, about how much would insurance be on a 1968 olds 442 convertible with a V8? Please don't consider me stupid if this is unanswerable, I just don't want to put my information onto an auto insurance website.""

How much would my car insurance be?

Im 19, in about 2 and 1/2 years after i save about 30,000 I plan to get the 2012 Audi A7, how much do u think my car insurance would be monthly??""

Car vs Motorcycle?

I have a Chevy Cobalt that get around 35mpg but I drive over 150 miles a day should I get a motorcycle to save money? if so what kind I was think about a Ninja 250 i weigh 165 pounds and am 5'10

Best car insurance for college student with spotless driving record?

Hi, I am buying a NEW 2011 Kia Soul next month, and I am looking for a good, cheap car insurance company. I am currently under Erie Insurance with my dad, but am looking to break away from him. Let me know your favorite insurance!""

Can we get finally affordable health insurance now?

Me and my fiance pay $650/month on health insurance and it really sucks. My fiance was denied by every health insurance b/c of a heart condition which is common in his family and I am pregnant and everybody denied me of course too. So we got coverage with Cover Colorado. With the new health reform, can we apply now at different insurances? How is that with the premium? If they need to take you, can they give you a very high premium?""

Why do we expect employers to provide health insurance? Why not get your own?

The republicans want to repeal the Patient Protection and Affordable Care Act, what are they offering as an alternate given that half the population does not have health insurance.""

Which is cheaper to insure? Car or SUV?

As a 16 year old looking for their first car, I can't quite decide what kind to chose so I though I'd narrow it down by seeing what is going to be less costly. So first of all car or suv? Also, if you could be specific on certain makes and models that you would personally recommend.""

""Does anybody know where to get a cheap 50cc twist and go moped, with cheap insurance?""

Does anybody know where to get a cheap 50cc twist and go moped, with cheap insurance?""

Can anybody help me find the Greyhound Bus Auto Insurance ?

2 week ago I was in auto accident in NYC but I live in New Jersey a greyhound bus hit my parked car door as I opened it, I had a clear of view when i opened it, my car is beyond damaged (97 Honda Accord) thank god I didn't lose my hand, I finally got a official police report, I have the greyhound bus driver licence plate #'s and insurance policy #'s and the insurance code Texas Liability Insurance (not the insurance company name) I called Grey Bus company customer service and corporate office based out of Texas, both phone numbers keep giving me the run around and is a complete waste of time. I called my insurance, and they cant help me , i try google, waste of time as well, please help, all i am trying to do is file a claim and fix my car ASAP!!""

Insurance on a 1987 Z28 Camaro ?

How much would insurance on a 1987 Chevy Z28 Camaro for a 16 year old ? just need an estimate, thanks""

Car insurance question?

i recently quit my job and was woundering if it is possible to cancel my car insurance and get it back when i get another job and btw i got state farm

No medical insurance?

I had pain in my lower right abdomen in january for 7 days. I went to the ER because I don't have medical insurance and someone told me they are good at working payment arrangments. I just got a bill for over 5 thousand dollars in the mail. I called and they said they would send me the paper work via mail to apply for payment arrangments, but I couldn't set it up over the phone. My question is, how good are hospitals (mine is in California) at working with people who don't have medical insurance and have a limited income? I am a full time graduate student so this may be difficult to pay back..""

What is the difference between permanent life insurance and whole life insurance?

I'm taking a class on finance, and I'm really confused about this concept. If it helps, here's what my textbook says: Permanent life insurance continues until the premiums are stopped or the death benefits are paid out. The cash value of the insurance increases as the premiums accumulate. With whole life insurance, the premiums, death benefits, and cash value of the insurance remain fixed. At the time of the insured's death, the cash value of the insurance becomes the insurance company's and the death benefits are paid to the beneficiaries.""

How much does insurance for a motorcycle cost?

I currently don't own a motorcycle but am curious the cost of insuring it. I live in Vermont so I would only be riding it from June to September. I would probably be riding a 2002 Yamaha YZF R6.

How much does car insurance cost?

Like im 16 and i got my first car its a 1996 pontiac bonneville... Anyways i need insurance to drive it,, so how does it work?? Like when i go to get insurance do i have to pay any fee's on the spot, when getting my insurance?""

""Do you have to insure a car, if you dont drive it?""

I am 17 and currently learning to drive. I have found an ideal car, peugeot 106 quiksilver to precise. and looking at the specs i really do like this particular one that for sale at the car showroom. It will be another 2 months untill i finish all my classes and take the driving practical test. by this time this car may be sold and i might miss it. Due to the high car insurence for young/new driviver myself and me with the provisional liscense, it may be something that i cant afford. So i want to buy the car and park it in my street. so here is the question: Will the veichal need to be insured if i dont drive and just intend to leave it parked at all time on a driveaway/street? and will it be illegal if i do not insure it? P.S. i am intending to to drive the car only after i pass my practical test and also after taking Passplus""

association insurance quote

association insurance quote

How can I get low-cost affordable medical care in Oklahoma?

I recently moved to Oklahoma. Can't afford health insurance -- and am worried about what to do if I need to go to the doctor. What are my options? (I have no Indian blood and ...show more

Car insurance admin charges?

hi i am having problems with my car insurance people i had to get a car as i am disabled .i am on benefits i told the insurance people that my benefits come in on the 27 after midnight .but they tried to take the money on the 26 instead of the 28 .as i did not have the money in my bank .i was also charged by my bank ..i phoned them on the 28 and tried to pay the car insurance and told them i would have to sort out the admin charges another time but they would not take the money ,they said i would get a letter to in 7 days to tell me when i can pay the whole amount ..plus the admin charges ,its 140 .this is interfering with my other bills can you advise please no silly replies thank you .""

Aftermarket car parts and insurance?

Hi I just bought a new car last week wednesday and called my insurance company to have insurance placed on the veicle. The car is now in my name and insured... my problem is that the car is HEAVELY MODIFIED to the max with a large turbo. fuel injectors, rad, flywheel, torque converter, boost controlers and an aftermaker racing computer... if the car were to have an accident would my insurance be void be void because of the mods.. none of this was done by me and the car was certified to be road worthy in its condition and e-tested??""

Liability insurance for few days for road test?

How can I get liability insurance for Driver license road test? I will take the test by car of my friend, cause I have no car. Wherever I called, they are saying that you can purchase 6-month insurance policy. Is there any other way? Or can I purchase insurance then after passing test cancel it without cancellation fee? If you know such a insurance companies in North Carolina, US, please let me know.""

Can I stay on my parents health insurance if I move out?

I am 23 years old and I go to school full time in California. I have a job at a restaurant that does not offer health insurance and my parents would not be contributing financially. If I move out to an apartment, can I stay on my parents health insurance?""

What companies has cheap car insurance for college students?

Im a college student and wants to get off my my parents car insurance its currently 97.00 a month she said thats the cheapest it would be because I would have to pay 500 or 800 in advance or something like that. But i want to be independent and just pay it myself under my own plan ...any suggested car insurance companies?

What are some jobs/companies that offer insurance for part time employees?

I have a part time morning job working as a teacher's aide 8:30 to 11:30 a.m. that I love and don't want to give up but I will never have more hours or insurance. I need to get an afternoon job with insurance because my health insurance jumps to $600.00 per month in July!!! The copay is $45.00 and the deductable is $2000.00 which means it never pays for anything and I cannot even afford to go to the doctor! Do you work at a place with ins. for part time employees? Can you select a PPO? How long do you have to work there to get on the insurance? I live in Southern California.

Insurance costs for a 17 year old for a car/quad/bike?

what would be the (rough) cost to insure; say a small engined car (1.2l ish), a mid sized quad (400cc ish) or a bike (between 125 and 600cc)? what would be the cheapest for a 17 year old? (geussing the bike then the quad then the car?) any help would be appreciated :) cheers dougie""

How is GEICO Auto Insurance?

I am shopping around for auto insurance and so far Geico is the cheapest auto insurance I have got. They are offering $1142 for my '99 Camry full coverage when Amica wants $1175, Commerce $1255, and Travelers' wants $1309. But I have heard a lot of negative feedback about Geico's claim service. Does anyone have any idea how true those negative feedbacks are. Should I go with Amica instead of Geico?""

Good auto insurance providers?

I am 21 and just getting first car and looking for some good insurance companies with affordable rates?

What are some cheap car insurance for first time drivers?

What are some cheap car insurance for first time drivers?

Do the affordable care act effect all health insurance?

Or is it just limited to obamacare?

""What insurance is best to have for life insurance, i have Allstate for my 2 cars and house,?""

did i need to go with Allstate or other insurance, is there any insurance with nor need of medical papers for life insurance policy,, i am 49 years old and have 2 Small kids, thank you""

""About health insurance plans in the state of NY, which one covers alot?

And for a decent/reasonable price ? Are there any plans that offer members the option of playing annually versus monthly ? Do you know of any Medicaid manged program care ?

Should I get a 1988 944s Porsche?

I am 16 years old and selling a 99 dodge durango. Someone has offered to trade a 1988 944s Porsche and am very interested. I am also very worried about how much it will cost to maintain this car and how much insurance will cost. Also when I look at the car should I be looking for any specific problems? Thanks

""On March 1, a business paid $3,600 for a twelve month liability insurance?""

On March 1, a business paid $3,600 for a twelve month liability insurance policy. On April 1 the same business entered into a two-year rental contract for equipment at a total cost of $18,000. Determine the following amounts: (2 pts. each answer) (a) insurance expense for the month of March (b) prepaid insurance as of March 31 (c) equipment rent expense for the month of April (d) prepaid equipment rental as of April 30""

Cheapest car insurance in Wisconsin?

I'm 19 and am looking to buy a 06/07 Cobalt SS coupe (non-supercharged) and am wondering what the cheapest insurance would be? Personal experience?

New driver looking for cheap insurance?

New driver looking for cheap insurance?

Home insurance Vs Common insurance in Condo's?

One of the listed property I am interested in has an assessment fee of 280 which includes common insurance,exterior mant,snow removal. What is this common insurance ? and do I need to still take home insurance personally ?""

What is insurance?

What is insurance?

Health Insurance?

I AM TRYING TO CHOOSE THE RIGHT INSURANCE FOR ME, AND DECIDED TO GO THROUGH BLUE SHIELD OF CALIFORNIA-WWW.MYLIFEPATHWAY.C... HOW DO I KNOW IT IS NOT A SCAM. CAN I CONTACT BLUESHIELD DIRECTLY AND ASK THEM ABOUT THIS INDEPENDENT MEMBER (WWW.MYLIFEPATHWAY.COM)OF THE BLUE SHIELD?""

How much (on average) would private health insurance be per month for a family of three?

male 40 y.o., female 36 y.o., and child.""

Do i need car insurance in my name?

My brother and me are sharing a car, I just got my license and my mom says i dont need to worry because the insurance covers the car not the driver, i live in texas, is this true?""

Where can I get my physical done for cheap? No insurance?

I'm going to be a wrestling captain & I need it for school on Monday. I live in florida

Car Insurance question: Hitting a deer is 'collision' .. hitting a tree is 'other than collision'?

So, on a Personal Auto Policy (PAP) if you hit a tree it's considered a 'Collision.' .. but if you hit a deer, it's considered 'Other Than Collision.' ... WHY? Is it because trees don't move and deers do?""

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association insurance quote

How much to lease a car (WITH insurance)?

How much is it to lease an economic car (in Canada please), with insurance calculated into the mix? I am willing to pay 4-500 altogether, is this enough? Practical examples from people who lease their car, with how much they pay, etc, would be most helpful. (I am a recent graduate at the verge of starting an entry-level position). I am looking into VW golf and honda civic (hatchback).""

Individual health insurance plan for college student?

I have social anxiety disorder and am going to visita doctor to get meds. I am new to the whole healthcare thing so I have s few questions. If I were to sign up for a health insurance plan now, wouldthey cover my docyor visits? What about meds? Can you reccommend some good individual health insurance coverages. I am mainly worried about doctor visits costs I assume they will be monthly my meds I can probably pay for myself Also do they have monthly payment plans for doctor visits for those without insurance""

So whats the best car insurance company for a teenager?

Im a 17 year old boy and I just got my driver's license in maryland yay!!! only problem is that I'm the very first licensed driver out of everyone in my family. That means NOBODY in my family drives, not even my parents; I'm the very first licensed driver. So how would I get car insurance? how do I start an account or something? I drive a bright red 1999 for taurus. what would be the cheapest insurance company for me and how much should I expect to pay? thanx""

Insurance deposit for an auto insurance?

I received a quote for an auto insurance and they require a deposit and then the first premium payment..Will the deposit be refundable? Why is there a deposit? Thank you!

""Should the cost of car insurance be the same for everybody irrespective of age, ect?""

Should the cost of car insurance be the same for everybody irrespective of age, ect?""

How much car insurance will rise after an aciddent?

I'm 23 years old, and currently paying $100 per month on my car insurance. But earlier today I crash into the guard rail by mistake. I have a clean driving (no ticket ever) record with only 4 other accident prior to it. I guess my car would take maybe $1000 to fix but I'm not sure how much my insurance rate will increase. I'm thinking that if I were to pay for the entire damage instead of paying a $500 deduction would not increase my rate.""

What auto insurance companies DON'T use a credit score when deciding rates?

I'm against the practice of using credit scores (i.e. insurance scores) to decide auto insurance rates. Does anyone know of a company in the U.S. that doesn't use the practice?

Can i switch my health insurance policy -?

hello, i work for a small consulting firm , < 10 employees..on their w2. they provide me a group health insurance for my family (me ,wife and < 1yr old kid) and i pay around $900 every month without vision and dental coverage..all my contribution..and it is with united health care group now - with this new obamacare what options do i have 1. if i switch , will i get a cheaper coverage ? 2. what is that policy exchange ..i hear this a lot these days 3. if i had to switch my policy.who should i approach.. what would you advise for me..pleae advise me on getting a cheaper coverage""

Who has the cheapist insurance. for min.coverage?

Who has the cheapist insurance. for min.coverage?

Why buy life insurance?

I'm married, have 2 young children and wonder why I need life insurance""

What is the typical cost of maintenance for a Mercedes C240 per year including insurance for a young driver?

As the question states. :) Thank you so much for your help!

Do anyone know how much is 15% on your insurance?

When you take the practice Driving test how much percent you get off ...and . I'm 22 by the way an also do Anyone know where a nice driving course to. Take that's affordable an worth it?

What is a good website for getting non owner sr22 insurance?

Non owner sr22 insurance. I don't own a car and I do not have the time to make calls for insurance quotes. So I'm looking for a good website for getting cheap non owners sr22 insurance. Anybody knows someone? Thanks

Am I paying too much on car insurance?

Hi I am a learner driver and am paying 99 a month for my car insurance. I own a club corsa 1litre 51 reg. I am on fully comp insurance with elephant which is the cheapest i found. I have also insured my mum and bf who have both been driving for at least 5yrs but I am the main driver. Everyone seems to be paying less for their insurance even if they are boys with larger litre cars and all other details match. Am I getting overcharged? Surely it will go up when I past my test. Help please

How expensive is it to live in California?

I live in a small town in Ohio. It's like lower middle class. I really want to go somewhere else with more people and more exciting with more places to shop and stuff. I hate Ohio and don't want to live here. I have a dream to be a fashion designer and start my own business and I want to go to California for a Fashion Design school. It was between New York and California but California seems more exciting and less crowded than NY. My parents don't think it'll ever happen. They always say it's too expensive and don't think my cousin will make it out there, who is going out there pretty much for like drug reasons. My brother went out there when he was younger with his friends, they drove there and he lived on the beach than came back. So, exactly how expensive is it in California? Food, clothing, gas, living, price differences? Is it really crowded like in Los Angeles and San Franciso or bigger cities where colleges are?""

Why is my credit ratingscore brought down for getting car insurance quotes?

I'm trying to get auto and renter's insurance and I do not understand why my credit score is brought down because of this. Can't they tell I'm not our trying to get several credit cards or lines of credit or loans? How can this be dealt with and changed or stopped? If this is going to happen, how will my credit look in two years when I am ready to buy a newer vehicle?""

""Monthly Insurance for a 16 year old, if he were to get a G37 Coupe? IS250? IS250c? TL 2010?""

How much would it cost? an estimate? I heard grades, colors of the car, and other things like that affect the insurance cost? Well if it does, he gets 4.0 and he wants a Black. We live in CA. And our insurance company is Farmers, but I would just want a monthly insurance cost. thank you!""

Is car insurance cheaper in upstate new york?

right now i live in brooklyn new york...is there a difference?

""If i was an officer in the air force, does that military help pay car insurance?

how nice r the houses on base and how much meal do i get to eat per day while living on base?

I dont want to pay for car insurance... is there any way around it? LOL?

I know it sounds crazy and I need insurance but is there anyway to avoid paying it... at least for just a month? I have the cheapest plan possible but its still killing me financially every month! Do you think allstate has a low income program? Do ANY of the insurance companies....?

Cars that have cheap insurance!!!!?

Right, i'm 18 and i'm going to get a car.. but the insurance for me is just mental. I need to know what cars have REALLY cheap insurance, and the name of the insurance company(s)!?""

Why do we care about the people who have no health insurance?

they chose not to get insurance... they chose to by 200 dollar shoes over health insurance.. why do i have to pay for them?????? why am i responsible for someone elses well being? i thought adults were good on their own. i would pay taxes for sal healthcare for ALL children but the adults can go **** themselves who dont have it. its not my problem. i dont have many things that i want to get... i dont see anyone else buying the things i want...

Why is it so cheap to live in America? but your hospital treatment is so expensive?

do these insurance schemes really cover you for major surgery?

What is the cheapest auto insurance in the state of Florida?

What is the cheapest auto insurance in the state of Florida?

When will a vandalism( to my vehicle) go off my record for insurance purposes???

About 2.5 years ago some kids used nylons and a hamburger wrapper in my gas tank to set my truck on fire. It was a brand new tahoe with dealer plates and it had to be deemed totaled due to damages. Now I am trying to change insurance and get quotes and even though I was not at fault and didn't even know these children it increases my premiums by about 600 every 6 months. Does anybody know when this will go off my record? I cant understand why I'm being held financially accountable for some delinquents behavior.

association insurance quote

association insurance quote

How do I get cheap car insurance?

New driver at 21

""I'm 18, I have a question about finding car insurance........HELP!?""

I'm 18. I currently drive my parents extra car, and I am on their insurance. Right now they pay for all the insurance. Ok, so here's my question. I want to buy a car sometime later this year. I know it will be kind of a lot because of age (I'm female btw) and I just am confused about how I find insurance. Do you have to buy the car and then find insurance or should I be looking for insurance BEFORE I even buy the car ( I know what car I'm going to buy, it's just a matter of saving enough money and finding one available) Anyways, do I find an insurance company willing to cover me or do I put it in my parents name under their insurance? I'm so confused, I just want to be prepared and know all the facts for when I do buy my first car. Thanks for your help!""

Bmw 1992 insurance cost?

what is the insurance cost for 1992 bmw 352i???

First time getting insurance?

I'm going to study abroad in the UK and my university sent me an email about my insurance. In the attachment, there was a document that stated my name, one of the attachments was the policy and the other one was titled Statement of Insurance, it states my insurance date and holder, the holder was my uni. Its my first time getting insurance so I was thinking this might not be my insurance document since it had no data about me.""

Best way to file claim for Allstate home owner's insurance?

My husband and I have minor storm damage to the roof over our master bedroom. And now water has managed to get into the wall and is making the sheet rock bubble up, as well as causing cracks in the ceiling in that one particular spot. Allstate sent an insurance agent out and they said that after our $1,000 deductible they are only willing to pay about $400 over the cost to fix it. So...should I get a contractor to assess and give me a quote, and then re-file a claim with the insurance adjuster? If so, how should I go about doing that?""

How much would car insurance cost for me?

i'm a male, 17 years old, live in nj, no accidents/traffic violations, vehicle is a jeep wrangler from the 80s or 90s, i have state farm now""

Motorcycle Insurance Change?

Hi, I am currently 16 years old, and am riding a 50cc motorcycle at the moment, but I'm hoping to upgrade to a 400cc, but may not be able to afford all the things necessary straight after my birthday in August. So could I re-insure my 50cc for another year and then when I can afford to change, phone up my insurance company and change half way through, and if they don't give me a reasonable quote change to another insurance company? Many Regards, Rhys x""

Looking for health insurance for a parent?

I have a parent that was dropped from her medical insurance in nov. 07. She recently just found out about her coverage. She is disable, and medicare states she do not qualify for medicare. My job do not cover disable dependents. What are some affordable plans she can enroll into or what can she do?""

With new Social Programs and Affordable Insurance for Everyone.....?

I can see that I will have a lot more money to go spending on eating out, going on long vacations and not having to work those long hours to make it anymore. Cant wait till November, its going to be Change time. How long before these goodies are implemented by the Democrats and the bad costly programs rid of?""

How old does the bike have to be for classical insurance?

ive been told that my bike (86) should be put under the classical insurance for motorbikes, how old is it? please and thank you. (p.s. this is in the UK)""

Most afordable car insurance for infiniti g35coupe 06 in new york?

Just wanted the know what is the most affordable car insurance for a g35 coupe. The insurance is going to be under my dads name who's over 25. I was looking at tri-state but is there something better?

How much would car insurance be for a 16 year old to drive a 2005 Ford F-150?

I live in Arizona, I want a red or black 2005 Ford F-150 crew cab. Im not rich, my dads just got a **** ton of money cause he never buys anything. Im trying to get him to pay for the whole insurance but i really doubt hes going to. So please help me out, tell me how much me or him is going to have to pay.""

What kind of insurance coverage should I get for my motorcycle?

I have pretty much decided to get an SV650S as my first bike. Right now I am reasearching insurance coverages but am pretty much clueless. I don't know what coverage to get. This will be my first bike and I have very little experience riding. I have taken an MSF course and live in Los Angeles Area. I guess I am not looking for a particular insurance carrier(although it will help), I am looking for an explanations of the coverages so I know what to get.""

Why does my auto insurance keep going up?

My auto insurance premium seems to keep increasing. I drive a 2001 Nissan Altima and I'm paying over $250 a month. I have no accidents or speeding tickets on my record. My friend has a 2007 Pontiac G5 and he is paying $170. We use the same insurance company. This makes no sense to me. What seems to be happening?

Why is insurance coverage for a 2011 Mazda 2 cheaper than a 2007 Ford Focus or Hyundai Elantra?

I just got quotes for a new Mazda 2. Full coverage on the Mazda 2 will increase my total premium by $163. Full coverage quote for a 2007 Focus would be $187 increase. Full coverage quote for a Hyundai Elantra would result in a $176 increase. I find this very surprising. I thought used cars were supposed to result in cheaper insurance coverage.

Around how much is Driving Insurance for a 17 year old?

Or is it car insurance...w/e What would be the cost? Allstate is the insurance my parents use. What would it be from.

Auto Insurance?

Can a person have auto insurance in one state but live in another?

Buying a car...are you supposed to get insurance before?

okay heres the info. im 18...never had a car but i just found one that im seriously thinking about from a dealership. wil they sell it to me even though i dont have car insurance? im sure this uestion sounds retared...but i know its illegal todrive without it but at the same time when you apply for insurance dont you have to let your compnay know wht kind of car you drive? im so confused.

Car insurance coverage - with temporary car drivers?

sir, i bought a car for my brother in india,on his name...he doesnt have any drivers license..so always had to rely on call drivers or temporary drivers for driving the car. in that case,if any acccident happens,will the claim still be honored even it is not driven by the owner..as long as the driver as the driver has a valid driver license. i came across a situation with my friend..where in the call driver ran away from the scene after the accident..can we still make the claim even in this case? i see in my car insurance it has owner-driver coverage...what is that.. is there any add on that i need to add to my insurance so that it covers even if driven by any temporary or call drivers..""

What is a good cheap car insurance?

I live in indiana if it matters

What is car insurance for?

do i need insurance for a car that is parked or is it just to drive the car

Health Insurance for a 63 year old man.?

My dad just turned 63 and I want to get him some health insurance but what are the options? I know he needs some but he cant afford it and I want to help him out I just know nothing about it.

Insurance nightmare help?

tommorow im leaving for florida in my grandmothers car. i just discovered the car hasnt had a proof of insurance for over a year. if i cannot find a proof of insurance i cannot begin my 1300 mile trip to florida. does anyone have any ideas on some way we can get a proof of insurance between now and tomorow at 9 am?

Is Auto Insurance cheaper in Florida or Georgia?

Is Auto Insurance cheaper in Florida or Georgia?

What is the cheapest auto insurance in california and can you please tell me the monthly rate for liability?

What is the cheapest auto insurance in california and can you please tell me the monthly rate for liability?

association insurance quote

association insurance quote

https://www.linkedin.com/pulse/1-week-car-insurance-michigan-louis-simmons/"

[tortuga-aak]

I joined AARP at age 35 — and there are benefits to membership for young people, too

Screenshot/YouTube

Surprisingly, you don't have to be 50 years old to have an AARP membership.

For those under 50 years old, an associate membership is $12.50 a month.

The benefits of the AARP card include discounts on rental cars, restaurant chains, and movie tickets.

  I'm proud to say I'm now a member of AARP, short for American Association of Retired Persons. For those unfamiliar with AARP, it is an interest-based, non-profit organization focused on enhancing the quality of life for the 50-plus population. AARP seeks to fulfill its mission through advocacy, information, and service. You may be wondering then, how and why did I join AARP at 35?

There is no age restriction

For the longest time, I thought you could only join AARP if you were 50 and older, which seemed like a reasonable assumption. Everyone that I knew who talked about or received mail from AARP was 50 and older (e.g., my parents). However, several years ago, I stumbled on a deals forum where people in their twenties and thirties were debating whether joining AARP, to take advantage of the benefits, was worth it. Just like that, I started seeing the world in a whole new light. 

Membership types

AARP used to have two types of memberships - the regular membership, priced at $16 a year, for those that were 50 and older, and associate memberships, priced at $12.50, for those that had not yet reached the age of 50. To be able to get the associate membership, you had to call AARP. 

Now, whether you've reached age 50 or not, you can join via AARP's website. Membership is $16 a year, with the option for a discounted annual fee if you opt into automatic renewal. As an extra bonus, your membership allows you to add a spouse or partner for free, and they'll even get their own membership card!

Benefits

With your membership, you get access to discounts for travel, dining, entertainment, and shopping. I've highlighted some examples below, but feel free to review the full benefits guide for a comprehensive view. 

Travel: You can save up to 15% at several hotel chains, including Hilton, Starwood, and Wyndam. In addition, membership gets you 10 to 25% discounts on car rentals from Avis and Budget Rent-a-Car, as well as select free vehicle upgrades, discounted GPS rates, and an additional driver at no cost. 

Dining: AARP offers 10 to 15% off at restaurant chains, such as Bonefish Grill, Denny's, McCormick & Schmick's, and Outback Steakhouse. 

Entertainment: Pay $9.50 for Regal ePremiere movie tickets purchased online, which are valid at all Regal Entertainment Group theaters nationwide. That's a pretty big discount given a matinee ticket in Manhattan is $17.20! In addition, you can save $3 on any size popcorn and soft drink combo.  

Shopping: You can get 5% off domestic and international UPS shipping, 10% off the monthly service charge of qualified AT&T wireless plans, and 20% off online purchases at 1-800-FLOWERS, among other discounts. 

For me, the math was pretty simple. I was looking to book a Hilton Hotel in Houston, which was priced at $137 a night for HHonors members. However, the AARP rate was just $121 a night, a savings of $16 a night. Since I was staying for three nights, I'd save nearly $50 in all, well worth the $16 AARP membership fee. 

In addition, although I haven't stepped foot in a movie theater in years, I'll likely start going again with the $9.50 price tag vs. the regular price of $17. 

Bottom Line

No matter what age you are, you can join AARP. Whether the benefits outweigh the membership cost will depend on your particular situation. For me, the savings I received from one hotel booking more than paid for the annual fee. In addition, the movie discounts are getting me interested in going to the movies again. And if that's not enough, I may be able to use this as a conversation starter as well. When I run out of things to say at a social gathering, I can always bring up that I'm a member of AARP, and to me, that's priceless.

NOW WATCH: I won't trade in my iPhone 6s for an iPhone X or iPhone 8 — here's why

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[lucyariablog]

This Week in Content Marketing: This is the Year Agencies Buy Media Companies

PNR: This Old Marketing with Joe Pulizzi and Robert Rose can be found on both iTunes and Stitcher.

In this broken-pipe episode of This Old Marketing, Robert and I talk about Medium’s latest pivot, while AOL thinks it’s discovered a better way to serve up advertising. In addition, Gary V leads the way for 2017 to be the year agencies started buying media companies. Rants and raves include Tom Brady and long-form content. This week’s TOM example: AARP.

This week’s show

(Recorded live on Jan. 9, 2017; Length: 01:04:49)

Download this week’s PNR This Old Marketing podcast.

If you enjoy our PNR podcasts, we would love if you would rate it, or post a review, on iTunes. 

1.    Content marketing in the news

Renewing Medium’s focus (6:52): Ev Williams, CEO of Medium, wrote about the company’s decision to reduce its team by one-third and to pivot Medium’s business model to more directly drive its original mission: “We set out to build a better publishing platform – one that allowed anyone to offer their stories and ideas to the world and that helped the great ones rise to the top.

Medium found that it can’t get to that mission by simply tweaking the publishing model that relies on advertising. As I said in an earlier episode, Medium’s business model is right in front of them – paid versus free subscription – like WordPress. To us that’s the clearest path to profitability, but we’re not sure that’s where they intend to go.

HANDPICKED RELATED CONTENT: This Week in Content Marketing: WordPress and Medium Begin Turf War for Owned Media

Gary Vaynerchuk acquires women’s publisher PureWow (17:20): The new year started with an agency acquisition of a lifestyle digital media company. As The Wall Street Journal reports, Gary Vaynerchuk, who owns the agency VaynerMedia, is creating a sister company, The Gallery, which is to be the home for PureWow as well as possible future niche media acquisitions. Neither Robert nor I saw this move as surprising. Robert calls it a “brilliant move” to make VaynerMedia an integrated platform that is building the media part last instead of first. We both think the M&A environment will get crazy this year.

The M&A environment will get crazy in 2017, says @joepulizzi & @robert_rose. Click To Tweet

AOL hopes these two new ad formats will thwart ad blocking (22:29): Though we weren’t at CES, the Verizon-owned AOL was and released its new initiative, BrandBuilder. As Adweek reports: “… AOL hopes to create custom and native ads that encourage consumers to not use an ad blocker. One of the new ad units, for example, doles out free Verizon data in exchange for clicking on a mobile ad to download a coupon.”

AOL thinks that creating better, less-intrusive ads will lead to higher engagement. Robert thinks it’s the dumbest idea. I call it stupid. To me, it seems like BrandBuilder will be sold as NAB – not as bad as – other forms of advertising. With just a hint of sarcasm, I suggest AOL go back to its vault and resume mailing CDs to boost business.

BuzzFeed’s Tasty cookbook sold enough copies to make it one of the best-selling cookbooks of the year (27:42): Consumers can only buy Tasty: The Cookbook, the customized recipe book from the BuzzFeed vertical of the same name, from BuzzFeed (it’s not available in bookstores or Amazon). Yet, according to NiemanLab, the choose-your-own categories, print-on-demand cookbook sold over 100,000 copies in the last two months of 2016, earning BuzzFeed an estimated $2.4 to $4 million in sales. Robert talks about how he loves the idea of taking content that already provided value and setting it up to bring in additional revenue. We expect to see growth and value on product-revenue opportunities like this one for media companies as the advertising model continues to decline.

2.    Sponsor (36:14)

Content Marketing Institute’s 2017 events. Whether you are just getting started with content marketing or are looking to take your expertise to the next level, CMI’s portfolio of events has you covered. From our free virtual ContentTECH conference, to our strategy-focused Intelligent Content Conference, to Content Marketing World – the largest annual gathering of content marketing professionals in the industry – we offer a wide range of unparalleled training, education, and networking experiences. Check out all the events we have in store for 2017, and sign up for the ones that fit your needs.

3.Rants and raves (40:44)

Robert’s rave 1: Though Robert gives it a rave, it pains him a little bit to laud Tom Brady’s new product line at Under Armour – sleepwear with technology to help athletes recover faster. What Robert really likes is that the pajamas come with content-driven experiences as detailed by NESN. The pajamas are accompanied by an app to provide tips and education on getting better sleep. In addition, Under Armour launched a children’s book featuring Tom, the tortoise, and the hare, crafted by Funny or Die writers.

Robert’s rave 2: A New York Times opinion piece, How to Destroy the Business Model of Breitbart and Fake News, details the shock of science professor Nathan Phillips who saw advertising for his alma mater Duke University on Breitbart. We know that’s the challenge of programmatic advertising – brands buy ads through a program without knowing which sites will publish them. After Nathan contacted Duke, the university shared his surprise and assured him steps were taken to ensure that its ads never appear on Breitbart. Given that example, brands may be the solution for disrupting the implications of the fake news phenomenon. Marketers have to take more responsibility for where their programmatic advertising is published.

Marketers have to take responsibility for where their programmatic advertising is published, says @robert_rose. Click To Tweet

Joe’s rave: Seth Godin’s 17-pound, 800-page collection of his work, What Does It Sound Like When You Change Your Mind, is being buzzed about these days. I am about to read the 671 pages of Tools of Titans by Timothy Ferriss. And then there is this Poynter article about Huffington Post doubling down on its long-form content initiative because data shows consumers are spending more time and engaging more with longer content. In the video world, YouTube guru MatPat tells me the average length for the best-performing YouTube videos is about 12 minutes. These examples are great indicators that audiences will take more time to consume content if they find it worthwhile.

Audiences will take more time to consume #content if they find it worthwhile, says @joepulizzi. Click To Tweet

HANDPICKED RELATED CONTENT: 23 Things to Consider When Creating Video Content [Examples]

4.    This Old Marketing example of the week (57:25)

Did you know AARP the Magazine is the No. 1 circulated magazine in the United States? Debuted in 1958 as Modern Maturity, the print publication has held its top ranking since the late 1980s. It covers hot topics, profiles celebrities, and includes paid advertising for the over-50 demographic. The print property also has a digital version and is featured prominently on the organization’s website. The media product exists primarily to drive AARP membership and build member loyalty. Think AARP’s print success is because it targets an older audience? Think again. Game Informer, a print magazine from GameStop, is also on the top 10 list.

Image source

HANDPICKED RELATED CONTENT: Is Print Still Relevant? Lincoln Electric Says Yes

For a full list of PNR archives, go to the main This Old Marketing page.

Cover image by Joseph Kalinowski/Content Marketing Institute

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from http://contentmarketinginstitute.com/2017/01/agencies-buy-media-companies/