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#my health took a bit of a decline recently and my doctor forgot to get me a refill on my meds in time and it got me thinking
oneday-yourside · 20 days
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Harry's world/Bad end
Inspired by Christina's world by Andrew Wyeth
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monst · 4 years
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Dr. Todoroki
Natsuo Todoroki x reader
Bean this is for you since you love Natsuo and I'm sorry it took such a turn 💀💀💀 @redbeanteax
Warnings: Lustful thoughts for a beautiful Doctor👀, Sexy time themes, Oops malpractice? Bruhh as I write this I keep coming up here to add things 😅 Drugging. Also I left it open ended because I really didn't expect it to take such a dark turn. This was just supposed to be a cute crush on your doctor 🤦‍♀️. When your shit accidentally turns yandere 🥴
You were mildly upset when you found out that the nice lady who had been your doctor for years had relocated. She was an amazing medic and had taken into consideration your nervousness about needles. She also let you keep most of your clothes on during physical exams.
When you were told that a guy names Todoroki Natsuo was going to be your new doctor you were a bit skeptical. Well you were more nervous than anything else for starters you weren't thrilled to find out he was a recent graduate. But you were reassured that he was exceptional.
When your appointment day rolled around you were stupefied. You felt your face grow hot and you weren't sure if this new doctor would be good for your health. You swore you would faint or worse jump on him if he so much as put a stethoscope to your chest.
You felt as if your IQ took a swan dive whenever he asked you questions. Your replies were either a slurred response a high pitched yes or a flustered no. Jeez you couldn't get a grip around him.
Was it bad that you started to schedule more appointments? You weren't fond of needles but fuck you'd let him inject you with diluted infections everyday. You thought your previous doctors method for helping you get through needles was great but you absolutely adored Dr. Todoroki's method. You could turn silly gazing at those lovely steel colored eyes gripping his hand as he slid the needle into your arm. He looked dreamy drawing blood too~
Physical exams were a curse and a blessing. You felt nervous under his gaze as he looked down your shirt. You were left wondering if he liked what he saw, if he liked what he touched.... Your thoughts about him grew worse on exam days. His proximity was intoxicating.
"You said you were feeling persistent pain on your chest?" "Yes" you weren't feeling any pain... You just wanted him to feel you up again. Hell you committed it to memory so that when you went home to pleasure yourself, you knew what his hands would feel like. "Odd I didn't think it was that chilly in here." It wasn't your nipples were hard due to your arousal....
It seemed as though your snow haired doctor had caught on to your advances. At first he thought he was imagining it but he doubted people forgot to wear panties on their trip to the clinic. That and you seemed to come in almost weekly. He didn't mind. If he was being honest he thought you were cute. Especially when you came in with an actual cold. Something about how you looked more delirious than normal amused him.
He was a bit upset when you weren't around. Apparently one of the clerks had spoken to you about looking desperate. He might have rebuked her and told her your health was delicate.... a measly little lie never hurt anyone....right? Well there was one positive thing about his lie. He managed to nab your phone number. He had debated with himself for the longest time before punching in your number. He... he couldn't help himself you were everything he wanted in a patient...
You weren't expecting the call from your doctor telling you to come in for a checkup. Apparently he had gotten back some lab reports and he wanted to make sure everything was indeed fine. You didn't question him when he told you to strip. You bit your tongue and nodded when he asked to check your more intimate areas. "I'm not a gynecologist but if I see anything out of the norm I can refer you to my sister."
And although the questions were mandatory he made it seem like there was an ulterior motive for knowing if you were sexually active... "There standard questions (Name)." "Yes but you asked them when I was here last week." "Alot can change in a week."
"Nngh" "S-sorry" he flushed at the sound you made but then again maybe he shouldn't have pushed the stick that far into your mouth.... He was glad his slacks were a bit baggy that day.... But he felt as if you weren't around enough.... He liked when you were around. You were like his little toy doll that he once wrapped up in bandages. You helped remind him why he loved treating people so much. He wished he could treat you everyday!
He became a bit obsessed with having you as his patient....You were just so obedient always listening to him. Thanking him, gushing about how smart he was how kind he was. He loved it. He loved your praise...It was welcomed in his fast paced life. He went through dozens of patients who were never grateful. He was getting the recognition he wanted, he wanted to be known as a good doctor. Hell he worked hard for it and your visits always put him in a good mood and reminded him that he choose the correct career path. It didn't take long for it to click. He was new at the profession and already felt the strain of it and you well you lessened the strain. So he decided....
"It seems as though your symptoms are getting worse." He frowned looking at your sickly state. "Have you been taking the medication I prescribed?" You nodded. "Now (Name) I don't want to alarm you but... I think it would be better if you stayed for observation...I've never seen these symptoms before..It could be something serious or it could be a passing cold... granted you can decline but it would be in your best interest."
How could you refuse? Your doctor wanted nothing but the best for you. He was kind and diligent at his job. People put their lives in his hands so why shouldn't you? So you stayed the night for observation.......
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vigrxwarning · 4 years
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sophdlpaz · 6 years
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LIVE
Three weeks ago, two good friends of mine passed away.
Zharmai was my first bestfriend in St. Scho. We were classmates from Grade 1-5 and we were inseparable during those times, almost literally. We were always together during break time, we were always next to each other in our lines. We had common clubs together. 
She lived in San Mateo and at that time, there weren’t any landlines yet in their area. When my dad had that ice shaver-looking cellphone, I always asked for his permission to use it so I can call Zhai. There were a few times when I got to go to their house, of course with my mom (I just can’t recall the occasion). Feeling ko kasi sobrang layo na ng bahay niya kaya paminsan-minsan lang ako makapunta. 
We kind of drifted apart in high school, probably because we didn’t belong to the same sections anymore (except in 4th year). We had different sets of friends/barkadas but we remained to be good friends. I do remember inviting her at my house when I celebrated my 14th birthday. She managed to mingle with my new barkada and we even had studio pics taken together. (We went to Robinsons Metro East after having our meal at home.) She was even the one who encouraged me to join the Glee Club on our last year (and fortunately, I was accepted, even got in the core group, represented the school in a competition, and won).
Zhai was like a perfect package of talent and wit. I can recall waiting for her in Gate 1 while she took her piano lessons across the street. She also had been associated with Glee Club ever since. And she won the graduation song writing contest (of course, we sang her song during our HS graduation). She managed to be always one of the top students in class. I remember we were 2 of the 5 students selected for a Math training or something when we were in Grade 4 or 5, haha. What the eff, nerds haha. And she was always elected as the president of her class when we were in HS. Fast forward, Zhai successfully became a lawyer and I heard she took high-profile cases. She had almost everything!
On top of that, she had been a great friend. I can’t recall a major fight that we had when we were young. We didn’t have like a pet name or something but when we grew older, we decided to call each other “poop”, I don’t know why, hahaha. Very classy, right? Hahaha. I also remember, she was our designated make-up artist in Glee Club when we were already doing the competition. And just recently, I was able to consult her for some legal stuff before she had her Euro trip.
After that trip, she got sick and eventually diagnosed with leukemia. Her doctor and family already came up with her treatment plan. Everything was like under control. She was still fine when she was confined until her throat got constricted; she had trouble breathing. She needed to be sedated so she can be intubated. She was transferred to the ICU. She had five cardiac arrests. Three days after knowing about her illness, Zhai died.
Mares was one of my kabarkadas in Kadacingko (yeah, we had that clingy phase, even naming our barkada haha.) (Kadacingko because our anniversary is November 5 hahaha, get it? We had a barkada name, a barkada notebook where we wrote to update each of us about our lives haha, and a barkada bag that each of us should use for a week). Our whole barkada was formed in our first year class (I - St. Rose of Lima). I don’t really remember the time when we just decided to hang out with each other, haha. But I do know we were all groupmates for a certain English play project. The portrayal of the life of San Lorenzo Ruiz was assigned to us and we had to have practices even on weekends. But the most memorable rehearsal we had was in Kish’s house (That was when I met my first boyfriend. Anywaaaaaayyyy...) Since then, we were always together. There’s this small mall across our school (We call it S’Mall, witty right?) and we go there just to hang out in Mcdo. Actually, we weren’t allowed to go there in our uniforms but we were badass like that. (Weird lang kasi oorder lang kami ng same food and just sit there. But that’s how we defined “tambay” that time.) 
I also remember making Mares as my “messenger”, hahahaha shet. She lived in the same village as my then-boyfriend and since we couldn’t see each other often (bawal pa kong magboyfriend that time, pasaway haha), we wrote letters to each other, what the fuck hahaha. And so I asked Mares the favor to hand my letters to him and v.v. Mares was so supportive, right? Hahaha.
Mares went to La Salle and I to ADMU in college. The whole barkada didn’t have time to see each other during these years but I do remember Mares teasing me in her Friendster testimonial that I will be her COO when she becomes the CEO/Chairman of her own company. We rarely talked to each other but she still managed to bully me hahaha (because we went to rival schools).
Mares and I weren’t really that close in the barkada. I mean, we were a lot in the group so you get to be closer to just at least one of them. Pero siya karamay ko sa mga kalokohan. I remember it was just the two of us who got ear bridge piercings but we had to remove them when we were in school because bawal. When we had our vacation in Pangasinan when Elaine went home from US, we drank liquor like it was water. We had fun caving adventures and cliff divings. She was like the epitome of YOLO x Young, Wild, and Free. She was really carefree at that time.
Then on the year of 2013, Mei, Mares, Wyn, and I went to Eastwood to hang out and have dinner. That was the time when Mares mentioned that she was feeling something bulging on her neck. We told her to have it checked. A few months after, Kish, Kish’s then-partner, Mares, and I went to have drinks. Mares was already wearing a scarf that time. The bulge became bigger and Kish (med student that time) said that it was inflammed. We didn’t think that it was a big of a deal. We were even planning our next Young, Wild, and Free session. Then she dropped the bomb a few days after. She messaged us on Twitter that she was diagnosed with Hodgkin’s Lymphoma. But she said that it’s the curable type so there’s nothing to be worried about.
Mares had this 180-degree turn in her life. She became more spiritually addicted. When I was suffering from depression in  2013-2014, she never “left” me. She was making me strong spiritually; she let me hold on to her and to God. That was when my friendship with Mares became deeper. She then invited me to join The Feast and that was when my life changed altogether. Even if she was sick, she managed to attend sessions with me, served in a couple of the ministries there. She was just too spiritually pumped up. In 2014 or early 2015, our prayers were answered; she had partial remission. 
November 2015, I was attending the Kerygma Conference and at that time, Mares just got home from her trip to Japan. She told me that she was coughing with blood. I told Kish (already a doctor at that time) about it and she said that wasn’t a good sign. It turned out that she had a relapse; her tumor became bigger, affecting her lungs. She went through chemo sessions but the tumor was really aggressive. I remember she was advised by the doctor to take another round of chemo with higher dosage of meds but she declined. She took alternative treatments; she just didn’t want to give up, she wanted to be well. Starting 2016, she was in and out of the hospital. She had several debridement operations for her chest wound. She always had difficulties in breathing. There was this time, I think that was August or September in 2017 when I visited her in the hospital with Wyn. I let her speak to Kish on the phone. Afterwards, I asked Kish about her thoughts and she gave Mares about two more months to live. She fought and stayed a bit more. That’s how strong and brave Mares was.
On the night of October 21, I got a call from Jyl, one of my Glee clubmates in HS. We haven’t talked to each other for a long time so I found it odd. She told me about Zhai and we agreed to visit her when Zhai’s condition becomes stable. After three hours, she called me again but since I was already sleeping, I missed her call. I got my phone and read a message from Mares’ ate saying that she passed away. I forgot to give a return call to Jyl because I was already grieving on Mares’ death but she messaged to tell me that Zhai also passed away. I felt like I was splashed with ice cold water on my face. I just didn’t know what to feel anymore at that time. What the fuck, really, I just lost two friends in one night?! I was like, “REALLY GOD?! WHAT ARE YOU TRYING TO TELL ME?”
And maybe the message that God was trying to relay to me was: LIVE.
Take care of your body. I realized the value of healthy eating and exercise even more. I know I owe myself and my family good health. Everything sounds cliche but it pays to have that kind of discipline. I take so much effort to undergo IF and take regular runs and workouts. As much as possible, I resist taking sodas, sweets, instant food, and fastfood. I still wanna bear a child (if God permits) and have enough strength to carry him/her. I still wanna work for my family. I need to have that same level of energy as I take more loads of work (full time + part time combined). I don't want to be a burden to my family; I don't want them to incur so much costs if I acquire a major illness. I still wanna live longer.
Take care of your heart. What happened to Mares hit our whole barkada really hard. Most of my kabarkadas are doctors and nurses and it's really difficult for us to find time to meet. And while we don't get to see each other, we drifted apart even more. It was only Mares (and her condition) that was like binding us. Then Wyn left this message in our group chat, "Give time for each other no matter what." And I totally agree. It also hit me hard as an ate and daughter because I rarely make time for my family to like really bond. I usually go out or sleep, having less interaction with them. I would reason out that my work is too tiring and that I need some time off outside or some rest. But thinking about it, why am I not making time for the very reasons why I'm working my ass off? Everything will be completely nonsense. I usually make time for my friends but I must also make sure that I spend some of my time too with my family.
Take care of your mind and soul. I was really having a depressive mood that time. On that particular Sunday, I just stayed in, didn’t serve in Sunday school and didn’t hear mass. I didn’t have the energy to give my best at work that week. But then, I was like, what the fuck?! Mares and Zhai were both struggling to breathe and live a bit longer while I was sulking in thoughts resulted from too much negative thinking, making me more depressed. I was fucking wasting my days away. More bad stuff continued to rattle me after their death. I took time to absorb and cried over them. I know people said it's okay to not be okay sometimes but I think I had too much of that already. I needed to pick myself up. I have to be mentally tough or else I may not survive another day. I went back to God, said a major apology prayer for drifting so far away from Him. I didn't have Mares anymore to share my fears so I knew I had no choice but to turn to Him again. Even though I still feel sad, I can feel that my heart is at peace because I know I made better decisions now for myself.
As they say, life's fucking tough. But I've proven so many times that I'm tougher. I can't waste another day. I have to live.
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how do I check what insurance is the best?
If I show proof of insurance?
I was driving my car on the clock. I use my vehicle as a work vehicle. Anyways I was sent to the store to purchase sodas. when I tapped a vehicle on the rear bumper. We pulled over and exchanged information. And later found out that my own insurance was expired. Am I covered. By work or can I purchase insurance after the fact. And still be okay?
Car insurance help help????????
I will be getting my car insurance in May. I'll be 18 and I have two tickets one rolling fail to stop. One leavening a seen of a accident. I have a 99 s10 blazer 4 wheel drive. Blue I live in mn and in Winsted MN im male two. Can some one just tell me how much it would be. I will be livening at home 2 Dont give me a link just say like a number how much you think it would be. I cant ask the company's cuz im not 18
Motorcycle insurance question?
Will i receive anything in the mail if I get a motorcycle insurance quote online? I don't want them sending anything.....lol
Where can i get affordable health insurance for someone with no kids?
Where can i get affordable health insurance for someone with no kids?
How much does it cost to get insurance on a motorcycle?
whats the average cost? do you know the cost in vancouver, canada?""
Car insurance question?
can I put my name under my father? his is living in the other country and probably not coming back in these few years, once I have some accident, is it gonna bring me a truble since my father is not here?""
Trying to repeal the Healthcare law which is good for the American people the only thing republicans hope?
Trying to repeal the Healthcare law which is good for the American people the only thing republicans hope will put them back into the White House?
Affordable Dental Insurance? Can it be true?
I recently lost my job. I would like a separate dental insurance plan besides my basic health insurance. I wonder if anyone else is feeling the pain like me. Any suggestions?
Am I covered by my car insurance if I park illegally?
I park my car on a Bridleway the Police say it is illegal but they class it as parking so will not touch me the Council will not touch me either as they cannot apply any laws as there are no kerbs. My question is if a Horse injury's itself due to my car being there or a person hurts themselves,or causes them to be injured whilst negotiating my car am I covered by my insurance as I am illegally parked.""
Has your auto insurance premium gone up?
I live in NJ and currently have AAA auto insurance, and my premium just renewed, and I noticed it went UP $300! I have no points, tickets, none of that. I didn't buy any other vehicles, or anything. I called them and they told me they had an overall rate increase. I think they're giving me the run around. I've never had a random rate increase ever before.""
Philadelphia Pennsylvania Cheap car insurance quotes zip 19153
Philadelphia Pennsylvania Cheap car insurance quotes zip 19153
Anyone know cheap car insurance?
I don't expect someone to know the exact cheapest for my situation because I know it varies but in your opinion & experience what insurance provider do you think would be cheapest? Thank you =D
What is insurance like on an 02-05 VW GTI 1.8t?
I'm not looking for exact rates, just trying to get an idea if the insurance will cost more than normal because it's turbo. How would insurance compare to something like a 95 Accord EX 4 door?""
Affordable health insurance/maternity coverage?
My husband and I are considering trying to conceive our second baby in the next few months. Only problem is went husband works construction and they don't offer insurance. We have private insurance but it only covers preventative. Have you ever been in this situation? What solutions have or did you find? Any help would be greatly appreciated. Thank you!
Insurance on a used 2006 EVO 4 DOOR?
This is just a maybe. I'm 18 and was thinking of going for a 2006 mitsubishi lancer evolution. I just got my license not to long ago But I'd probably be using the car to go school and to go to work. I might use my parents cars every now and then since they're better on gas. I might finance the car. I KNOW IVE TRIED estimates but CAN I get an average? And would it be cheaper if my dad was under the insurance policy and I was added as a secondary driver? THANKS IN ADVANCE
Insurance after admitting responsibility car crash?
i have admitted responsibility at the scene when i crashed my car into someone elses. i have since found out that it will make my insurance go up horrendously. yikes!! how much is my insurance likely to go up? im worried
Does anyone recommend a cheap company for my first car insurance policy?
I only have a 1.2 punto so I'm just looking for a nice cheap quote - if such thing exsists?
Insurance regulations?
does the commissioner of insurance have the authority to govern foreign producers/ foreign companies. these are business entities that sell insurance in there state but there home office is in another?
Do you need auto insurance when your car is under Planned NON Operation ?
I have a old car that i am not going to use for the next 4 months till my wife comes back (she's out of country now). My Question is if i file for a planned non operation of the car with DMV, can i take this car out of my insurance. Currently i just have the liability on this old car. Is insurance mandatory even if your car is not driven / in public roads?. Please help.""
""Whats the average payment for motorcycle insurance, for ages under 20?""
I live in South Florida, the Motorcycle in mind would be an Harley Davidson Iron 883 (2012 model) it's a sportster/cruiser and also having a 883 cc. I'm not sure if this helps, but I just want to know what I'm going into.""
What is the average cost for car insurance for a first time driver and where can I get it?
What is the average cost for car insurance for a first time driver and where can I get it?
Women drivers to pay more on car insurance?
Women could face considerable hikes in their car insurance premiums after the European Court of Justice ruled that insurance companies must stop charging different rates for men and women despite the fact female drivers are statistically less likely to be involved in an accident. What do you think about the verdict? Personally i agree. I don't think insurers should be able to discriminate against anyone because of things they have no control over like gender, race, religion etc.""
How do you go about getting insurance for a teenge driver (17)...that will be cheap..were only looking 4 liabi
Only looking for liability insurance but less thatn 200 a month
2008 Toyota Camry Insurance?
I much am I looking to pay for insurance on a 2008 Toyota Camry. I am 18 years old with a clean driving history.
Who in california needs auto insurance?
Does an 18 year old driving a car under his parents name need auto insurance? Or is it only have your own registered car?
How to get car insurance for a reasonable price at 17/18?
Please, please please, do not say oooh you're a hazard, you're not going to get cheap car insurance GTFO! I am asking people who have managed to get reasonably cheap car insurance. How did you get it? What car (size engine)? What Company? I think if I get my insurance down to 1700 I will consider buying a car but I want to know how feasible this price is. Oh, by the way, I am 17 (but I will buy the car when i'm 18), I have been riding a moped for 2 years with no accidents (I'm not sure if this helps) and i won't use the car a lot, I just want a little run around. Cheeeeeeeeeeeeeeeeeeeeers guys!""
How much would an individual health insurance plan cost for me?
Obviously I know it can vary but I just want an idea. I am a female in my 20s and I was wondering what a policy would cost if I didn't go through an employer for health insurance. Can someone provide a ballpark area for the cost? Thank you
In india car insurance have to pay monthly or yearly & how much it cost?
In india car insurance have to pay monthly or yearly & how much it cost? is that same for new aswell as for old car?
Do I really need insurance for a motorcycle in California?
Do i need insurance to ride a motorcycle in california? To get a license for motorcycles? please help!
Where can I find affordable health insurance with no waiting period for maternity coverage?
We're residents of Virginia, but use a doctor and hospital in North Carolina, and can't seem to find a thing. Doesn't need to pick it up as a pre-existing condition. Ehealthinsurance.com didn't find a thing for us. Any help is appreciated.""
""Have GAP Insurance, Don't have car insurance?""
My husband was hit by another driver a few days ago. The other driver was at-fault and our state is an At-Fault state. The other driver has insurance. Our insurance policy has been lapsed for under 30 days. We were planning on obtaining insurance in 2 days. There is a chance the car may be totaled and it is financed with GAP. I believe that I read that GAP will not cover in the case of no insurance coverage. Does anyone know where we stand here? Will having the new policy in a couple of days in any way help regarding the GAP issue? Also, the other driver's insurance company called today asking for info: Name, Address, our insurance info. What should we do?""
""First car what should i get for like a money saver at the pump, and any ways to save money on insurance =]?
im turning 16 in a couple months and I will be getting a 7$ and hour job so I wanna know how much to save up=]
How much is car insurance for a 19 year old?
im 18 and have had/drove cars be4 but without a license, but i jst went for my g1 a few days ago nd i passed, so im jst startin to save up for a car tht i can put 100% on the Road when i gget my g2.. im not gon to drivin school cuz i dnt have the money so i have to wait a yr nd not 8months till i can get my g2, but i am jst wonderin how much will insurance be?? (i live in Belleville ontario Canada) im hoppin ill have enough save to pay 4 the 1st month then try nd fine a job asap. im wantin a 2door car from 96 nd up, a z24 cavalier, mazda mx6/mx3, sunfire, or a honda civic.. (i have had a mx6 nd cavalier already but they were not on da road)""
Have Democrats forgotten that Candidate Obama opposed forcing people to buy health insurance?
http://www.campaignforliberty.com/blog.php?view=27950 As Obama said in the January 31st primary debate: Senator Clinton. . . believes that we have to force people who don't have health insurance to buy it. Otherwise, there will be a lot of people who don't get it. I don't see those folks. And I think that it is important for us to recognize that if, in fact, you are going to mandate the purchase of insurance and it's not affordable, then there's going to have to be some enforcement mechanism that the government uses. And they may charge people who already don't have health care fines, or have to take it out of their paychecks. And that, I don't think, is helping those without health insurance. That is a genuine difference.""
About how will my insurance cost?
im 17, never been arrested and have passing grades. how much would it cost me to get insurance for a 91 camaro 5.7 auto with 135,000+ miles with statefarm. parents adding me to their insurance""
Rebuttel for car insurance?
I just got this new job getting info for a insurance agent so they can do a quote for a person. I was wondering what is a good rebuttel when ppl say they are not interested in the quate. Its free and they get the quote mailed to them.
Philadelphia Pennsylvania Cheap car insurance quotes zip 19153
Philadelphia Pennsylvania Cheap car insurance quotes zip 19153
Should I tell my insurance company that my car was broken into?
My car was broken into last night, between the hours of 9:30pm, and 7am, just parked in front of the condo we live in. Some things of value were taken, ( estimated around $130, or $150 in value...no damage was done to the car, they must've just picked the locks) so I filed a police report this morning...is this something I should report to my car insurance provider? If so, how would filing a report with insurance help me? I'm 19, and have been driving for a little over two years now, my insurance is through AAA. I have had no previous driving offenses on my record, or anything. (This has never happened to me before, so pardon some irrelevent info, here!) before. Do you recommend I file a claim with AAA, or just let the police handle it entirely? When would I need to file a claim by? (like, a deadline, time-wise.)""
What is the insurance cost per month for a 16 year old to drive a 2000 mustang GT?
Hi im 14 so i will be taking drivers ed pretty soon so my dad said to start looking for a high school car. I found this 2000 Ford Mustang GT thats only $7500. I just need to know how much the insurance would be because i know that sports cars have higher insurance costs than most other cars. If anyone owns a mustang and knows how much it costs or knows where i can get a quote i would really appreciate the help! Thanks!
Affordable Senior homes?
what is the best place for seniors who live on their own and have health problems or have difficulty in taking care of themselves? Something that can be affordable in the same time.
Insurance premiums?
How much is a family coverage for insurance premiums? Just an average, not sure what insurance we will have yet but it should be a ppo. Trying to figure it out because my husband got offered a higher paying job, but the job he has now they pay his insurance so we have no clue what to expect to pay""
Homeowners Insurance Policy Rate increases $220?
I bought a home in 2006. Had a policy for $550.00. Next bill 200+ more (nothing in policy changed). switched company Got AAA policy $ 512.00 (same policy coverage) Next bill $734.00 - Only change here was $29 dollars for Earthquake and House is covered for 1,000 dollars more. (Keep in mind my house is less than $100,000 and in good shape for being 40-60yrs old) Is there some unwritten law that states after providing insurance to homeowners for 6 months you have the right to jack up the price $200 every year? Should I get new insurance company again? If so, what guarantees that they don't tack on an extra 200 like the last company. This pattern is discouraging at this rate I will run out of insurance companies before I pay off the house. My insurance is paid through an escrow account so taxes already went up and insurance goes up - Monthly Mortgage Payment goes way up! Something none of us need. Please offer any of your experiences and advice.""
Getting married early for health insurance?
I'm wondering if there are any risks to getting married early in order to qualify for future spouses health insurance? For example, what are the tax implications to getting married? Were already engaged and were planning to marry later next year, but now that Im between jobs it would be much more affordable to access spousal health insurance rather than COBRA.""
16 yr old car insurance?
I'm about to turn 16, and about to get a car (Volvo cross country) I will have another 2 main drivers on the account. How much will it be in a roundabout? Also I will be 16^ I have a completely clean record C average And a male""
Question about car insurance and car shop.. Need help.?
I just got into an accident my whole front bumper is totally gone. Im wondering is it possible for the shop and the insurance to put a new bumper but not the oem bumper i want a new body kit? I have full coverage my car is a 2009 toyota corolla S.
How much will health insurance cost for a 21 year old with no preexisting conditions?
I never had to pay for health insurance (part of family benefit package) so now I'm thinking of getting one. How much will it cost? I am healthy, work in an office (not dangerous), attend university (are there student discounts?), I am athletic,,, the only health issue my family has is that my dad is diabetic (but he got it when he was around 50 so i don't think it's heritable)] How about LIFE insurance?(the ones that don't have ending period ) approximate numbers will be appreciated.. thank you""
""Delivering fast food, wrong car insurance?""
Hi, i got pulled by the police earlier and they gave me a producer for no insurance. I was delivering fast food for a local takeaway in there car, my car broke last week and my policy covers me for SD&P only, im fully comp and can drive other vehicles, the car i was driving tonight is covered on a personal and business policy with anyone to drive. I didn't know i had to have a different policy to deliver fast food, I only work for them for about 5 hours on the weekend, I am going to take out business cover tomorrow. Will the courts still treat this as driving without insurance (penalty 6-8 points), or would they take in to consideration my situation?""
How can I get the lowest car insurance payment?
I am 25. I want to buy a cheap car with one way insurance. thanks a lot
Affordable Motorcycle for college student?
I own a car already, and I'm thinking about getting a motorcycle as an option to take. What models are usually affordable for a 18 year old college student?""
Car insurance student help?
Hey guys, I want to ask, is it possible to get a Mini Cooper convertible with car insurance. I'm 20 and I passed my test in November 2012. I'm planning to buy a mini but will they let me have the insurance ? All answers would be very helpful, thank you X""
Where should i look to get the proper licensing to be able to sell car insurance in the state of california?
Where should i look to get the proper licensing to be able to sell car insurance in the state of california?
Insurance help- good insurance?
MY dad n step mom were going to claim me on their insurance as long as they could (age 26) i just turned 19 and my dad n step mom divorced, my stepmom dropped my dad and i off the insurance but my dad has no insurance bc he owns his own business where hes the only employee and i am now left with no insurance, i am currently searching for a job. i need insurance ideas, i live in oklahoma. We have soonercare but i do not qualify bc i am over age 18 and do not have a kid. So my question where are some good health insurance companys to try and enroll for?""
Car insurance question?
Can I switch insurance agents within the same company if the insurance plan I have is still in my dad's name? I'm the one making payments now, and I need an agent that lives closer to me...also, the car title isn't in my name yet- does that matter when switching agents?""
""Car Insurance, ammended details of profession lead to increased premium?""
My car insurance company rang me two weeks ago asking to update my details. I was previously registered as a student and unemployed but changed this to working part time as an admin assistant. A week ago I received my new certificate of insurance but today they rang me to say that my premium had increased by 150! I find this difficult to understand how changing my profession from student to admin could whack up my premium by this much. At the same time they offered me a new deal from another insurer , which they claimed would be cheaper, but I refused over the telephone as I felt too confused at the time. Now they told me that they will be sending me the bill to pay off the new increased premium. Can anyone help me confirm whether insurance companies can do this? I am not driving my car any more than I previously had and I cannot see as how my new job increases the risk of me having an accident!! Thanks""
Car insurance won't cover accident?
Ok, so I live here in phoenix arizona. I haven't had insurance on my car for a while up until Friday November 2, 2012 when I got paid from work. (Don't harass me for this it was a stupid decision. I live five minutes away from my work and that is all I do is work and home). Now, was heading into work and I thought I was parked. I was on private property, I was at Arrowhead Mall here in az. There are no camera's. etc. I thought I put my car in park when I had it in reverse and I started fiddling around for my purse in the passenger seat. I lifted my foot off the break and the car started rolling backwards and before I knew it I hit the other car that was parked. There was no one in the car and we swapped insurance information but because I had just gotten insurance that day it didn't process til November 3rd. So my insurance wouldn't cover the claim. Now I'm screwed and the guy is telling me that he is out of state and would like to get this fixed before he leaves. He was told that the claim has to be settled between us now. I want to make this right. It was my fault. But there was no police report. So, the guy is looking around for estimates on fixing his bumper. If I can't pay in the time frame he needs me too pay, what can I do? I don't think i can even get a loan because I don't know about my credit history and I'm not having family or friends help in this. I just don't know what actions I can even though I want to help him and make my mistake right.""
Car bill of sale/insurance?
Im 18 with no licence Im actually in the process of trying to get my licence well my question Is can a family member Put me under there car insurance so i can Register my car since the Bill of sale Is under my name? Im not planning on driving the car until i have my licence
What car can i get that will be the cheapest insurance a month?
Hello I'm 18 I'm a male and I live in Cleveland Ohio I was wondering what is the best car I can get with the lowest insurance a month? And what is the best car insurance for first time drivers?
What is the cheapest insurance company to switch to for a descent price after a DUI?
I am 23 and have a 2005 chevy silverado single cab. It's paid off in full. I usually like to have basic & Im on my dads plan which is about 3-400 a year. & they are now increasing it to 800$. I would like to switch to a company that I can pay less to.
Car insurance cover query?
I have had an ongoing problem with a succession of worn ignition keys that are a pain when trying to start or open the bonnet on my Ford Focus.Will standard fully comp car insurance cover the cost of a replacement key/barrel if i take it to the dealer?
How much would car insurance cost for a 19 year old with a v6 chrysler 300 2012?
Please help me!
""Stolen care, will insurance cover it?""
Hi, My car was stolen a week ago, and just got recovered now. The are dmg on the body that i know insurance will cover. But what about the engine? i dont want that engine anymore, a friend of mine saw them thrashing the car like 150+km/h. and my clutch are probably warned out by them. I dont want the engine, as it could break down on me anytime after the theif been through it... If with JustCars Insurance.""
How much does your car insurance cost? (teens)?
Adults may answer too. Answer how old you are, what kind of coverage you have and with who and what you drive and how much your insurance is :) I'm 16 and I only have basic liability with geico and I drive a 99 saturn sc2 and I think my monthly bill is around $60""
Philadelphia Pennsylvania Cheap car insurance quotes zip 19153
Philadelphia Pennsylvania Cheap car insurance quotes zip 19153
Health insurance question?
Had COBRA insurance, terminating, looking for health insurance. One health insurance has turned me down. Am on SSDI and have a condition that needs outpatient surgery monthly. Anyone have any suggestions?""
Suspend my insurance without it lapsing?
Im having some mechanical problems with my car that Im financing, and I am too young to rent a car while its in the shop, so Im considering buying a cheap car to get me by until I can fix it. Unfortunately Im still financing the first car and want to know if there is any way to put a hold on my insurance so im not paying $200 a month to insure a car Im not driving. I will still be making the car payments but it would make it a lot easier for me to afford the repair bill if I could skip on the insurance without the bank I finance thru getting upset.""
Question on car insurance?
i have progressive and i was wondering if i would be able to swtich my insurance from one car to a different one. my current car got its sub frame pretty bent up and theres no fixing it. so im looking for a diff car. so when i do get my other car. will i be able to switch my insurance over to the new one?
What's a good homeowners insurance in California?
A friend of mine just bought a home for the first time. She wants to know if there's any recommended insurance for homes in California.. particularly Fresno, CA if anybody is familiar with any. Thanks in advance. Any suggestions or direction will do.""
Renault Clio insurance 17 year old male?
I am 17 Years old and wanting to insure a renault clio expression (2001) have you got one? where can i find the cheapest quote? which companies?
Are red cars more expensive to insure and why?
Are red cars more expensive to insure and why?
Loans for older/classic cars?
Any banks or financial institutions out there give loans for older cars? I know most banks only give loans for cars less than 5-6 years old, but I want something in good condition that may appreciate in value, or at least not depreciate so long as I take care of it. But I do need a loan. Links to companies that do these kinds of loans will get you a best answer.""
How bad would my insurance rates be?
I have the money to buy a used 04 S2000 now, but my parents are paying for the insurance and I don't want to make them pay a lot. My father is 47 and wants to put the car under his name if I buy it. If it matters, I'm 18, straight A's in high school if (GPA matters), two years of driving experience, and I live in Indiana. Would the insurance rates for this car be a lot? If possible, does anybody have an estimate?""
""Families who live in America, how much is your health insurance per month?""
In an earlier question I mentioned that my boyfriend's parents are paying for his 24-year-old sister's health insurance after she got laid off and couldn't find another position and can't afford health care on her own, to the tune of $175 a month (and she's perfectly healthy) and was floored when someone said that was actually inexpensive. Btw, her parents insist on her having health care coverage for fear of her getting in an accident or whatever. I'm 17 and am quite obviously naive about the costs of health insurance, but I'm really curious about it, and would like to know how much it usually costs for a family to have health insurance in America. I'm in California. I don't know if it's more expensive depending on your state. If if you don't mind answering, how much do you pay per year, and how many people are in your family? Does it become more expensive as your kids get older? What kind of plan do you have? Through work or your own? Are you supportive of universal health coverage? Also: does anyone understand how Medicare / MediCal works and who decides who is covered and who isn't? Is it based on your yearly income? I'm asking because one of the reasons my boyfriend's parents want his sister to have insurance is that another family friend of ours broke her jaw in a roller blading accident when she was 26 and didn't have insurance because she was unemployed at the time, and not being able to pay the $15,000 hospital bill killed her credit score. Sorry for all the questions. I'm just really curious about all this.""
What would be the best insurance company to go with for me?
im 22 and im about to purchase a used car from a dealership. i havent went yet i plan to go tomarrow and take a look see. but now im going to have to start thinking about insurance. i know some of it depends on the type of car but i kind of just want an all around knowledge of which on would be the cheapest for my age bracket. or is there any good web sites for me to go to? oh and i dont want to go with safe auto. love.
What's a good medical insurance plan for someone in my situation in CA?
It's so overwhelming with all the different policies out there, if someone has a recommendation for a good insurance company that is affordable for my situation: a. self employed single female b. no health risks/problems c. mid 30s d. prefer a plan that covers maternity just in case""
Insurance for first timer? UK?
What would the insurance be on these cars for a 17 year old in the United Kingdom, roughly, and do you now any other cars that are like these, and are resonably cheap in insurance please Farlady 350z or 370z Skyline r33 gts Subaru inpreza 2.0 I was also thinking the mazda rx8, but i see that it has a rotary engine and also only has 20mpg, is that true? Thanks Mike""
Is there health insurance that just covers serious conditions like cancer and is affordable?
I'm 55 retired & uninsured. I've given up hope of finding affordable health care. Recently I needed surgery and had to pay for it myself. When I told my MD he cut his fee from $22,000 to $13,000) and when I needed an MRI I was able to get a cash price of $350 if I had insurance they would have charged over $2,000. At the time I was happy but doesn't this illustrate why health care in the US is so screwed up?""
Can I be under my parents' insurance under a different state?
I am a college student with a permanent address in Illinois, but I am in California for college. I am planning on getting a car in California. Can I get insurance under my parents' policy? What is the cheapest way of doing so? Should I register the car under their name or my name?""
Is my insurance rate going to go up? High Point Auto Insurance?
Long story short, I received a speeding ticket today. It will be a 2-point ticket. I called my insurance provider and they said yes, my insurance will go up but she couldn't tell me by how much. She also didn't sound like she knew what she was talking about. This is my first moving violation in 8 years, so I was wondering if anyone with High Point had any experience with this so I can weigh my options between pleading guilty and fighting the ticket for a dismissal. NYC is a non plea bargain jurisdiction so plea bargaining is not an option. I am not asking for exact answers, I am asking whether there has been anyone in my position, with a relatively clean record, has experienced an increase in their insurance rate, and if so, if it was a substantial increase.""
Do I have to notify my auto insurance company if I was in a wreck?
Do I have to notify my auto insurance company if I was in a wreck AND it was NOT my fault? This is what happened: I was completely stopped because everyone else in front of me stopped in the middle of the road (some idiot in the front slammed on the brakes). A lady rams my rear end because she wasn't paying attention. My car got damaged, her's didn't. How do I go about claiming it? Is her insurance company going to pay for my repairs? Do I need to contact my insurance company at all? I don't want to pay anything and I don't want my rate to go up. Something I was planning to do way before all this happen was to change insurance companies because I can get the same coverage for less with someone else. Now if I tell my current insurance company that I was in a wreck and it was not my fault, would my new insurance company give me a higher rate than what I would've gotten if I didn't tell my insurance company?""
Where can a Construction company get a cheap insurance and bond?
Hello, I just started a small family construction company ( tile ) and would like to know where you can get a cheap bond from. Our company is in Seattle Washington. Can someone please help me with this. It would be great if it can be as cheap as it gets. we are on a budget. Thanks in advance""
If you chose car insurance just by commercials?
If you chose car insurance going by the commercials what car insurance would you choose and what do you actually have, if you have a car?""
Insurance on a 2000 pontiac grand prix gtp.?
anyone have one of these?? how is the insurance on it,? how much might you think an 18yr old might pay on this car? Ive never had speeding tickets, accidents, nothing. (knock on wood) thanks!""
Should I take a term insurance rather than home mortgage insurance?
Normally many banks want the home loan borrowers to take mortgage insurance. Here there are controversies since many suggest borrowers should take term insurance instead. But do term insurances always give better protection than term insurance? How does a mortgage insurance compare with term insurance in terms of premium amount, premium payment period, risk cover of death, disability, chronic disease, surrender value, survival benefits etc? Apparently the term insurances are cheaper but have to be paid for a much longer period than mortgage insurance (generally paid for about 1/3rd of loan period.) So which options is better? I would specifically like to know about such products available in India. Thanks.""
Where can I find affordable Homeowners Insurance in South Florida?Mine filed for bankruptcy.Someone reputable?
Looking to find a reputable and affordable Homeowners Insurance Policy in South Florida. I dont have any claims pending and it seems that nobody is offering Homeowners in South Florida due to the hurricanes.I am covered until Dec 2006,then I need to find a new company as mine filed for bankruptcy.Thanks!!""
About how much would it cost to be added onto your parents car insurance per month?
i am a 17 yr. old girl. am a reasonably good driver and i got a 92 on the written test. any approximation would be helpful.
Where can I find drivers programs that will help me lower my car insurance rates?
I am a high risk driver. I am 20 years old, and would really like to lower my monthly payments. Could you please tell me of any programs in Kansas or national programs that I could participate in that would lower my insurance? BTW, idk if it matters but i get my insurance thru dairyland.""
How do you find a dentist who is affordable (no insurance)?
My fiance is in pain right now. We're college students and have no insurance and we're really not wanting to cal up dentists and say, How much for a filling? etc. Is there a way to pre-screen for reasonable rates without asking? I know there are probably sites that list/database a lot of local dentists but what about compettitive pricing? And that the websites are kept up-to-date? Thanks in advance - he's eating ibuprofen & pouring on the topical numbing stuff - not sure if I'm supposed to say brand names. Thx again =D""
If your a 20 yr old female in florida how much do you pay for your car insurance?
I just moved here and want to buy a car but i was wondering how much someone my age pays for insurance. A little help please? actual numbers would help
Philadelphia Pennsylvania Cheap car insurance quotes zip 19153
Philadelphia Pennsylvania Cheap car insurance quotes zip 19153
https://www.linkedin.com/pulse/minnesota-insurance-law-deskbook-stephen-mason/"
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