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tezlivenews · 2 years

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लालू यादव को 'कंगाल' बनाने के मिशन पर नीतीश कुमार, पहले छीनी सरकार अब यादव वोटरों में सेंधमारी

लालू यादव को ‘कंगाल’ बनाने के मिशन पर नीतीश कुमार, पहले छीनी सरकार अब यादव वोटरों में सेंधमारी

हाइलाइट्स तारापुर विधानसभा सीट पर चौंकाने वाले वोटिंग पैटर्न यादव बाहुल्य इलाकों में जेडीयू प्रत्याशी को मिले ज्यादा वोट वैश्य वोटरों ने NDA के बजाय RJD के प्रति जताया भरोसा कांग्रेस के प्रत्याशी को अपने ही बूथ पर मिले केवल 6 वोट मुंगेरबिहार में हाल ही में दो सीटों पर हुए उपचुनाव में हुई वोटिंग पैटर्न के आंकड़े चौंकाने वाले हैं। खासकर तारापुर विधानसभा सीट के वोटिंग आंकड़े गवाही दे रहे हैं कि…

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newsaryavart · 4 years

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बिहार कोरोना- मंगलवार को भागलपुर से मंगलमय सूचना, महज 12 साल के बच्चे ने दी कोरोना को पटखनी Hrishikesh Singh | नवभारतटाइम्स.कॉम | Updated: 07 Apr 2020, 03:37:00 PM IST 12 साल के बच्चे से हारा कातिल वायरस

#bhgalpur #corona in bihar #Fight corona #Latest other cities News #munger #other cities Headlines #other cities News #other cities News in Hindi #अन्य समाचार #बिहार में कोरोना

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hindidailynews2020 · 4 years

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#bhgalpur #corona in bihar #Fight corona #Latest other cities News #Munger #other cities Headlines #other cities News #other cities News in Hindi #अन्य समाचार #बिहार में कोरोना

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riverwoodcapital1 · 11 months

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The Berkshire Empire: Hidden Truth of Buffett and Munger's Success | 2023

The Berkshire Empire is a legendary investment company that has been making headlines for decades. Its co-founders, Warren Buffett and Charlie Munger, are two of the most successful investors in history, with a combined net worth of over $200 billion. But what is the secret to their success? How did they build a company that has become a household name in the world of business? In this article,…

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jasonnylaura · 3 years

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How can I get my money back from a binary options scam?

A binary option is similar to a normal (“vanilla”) option, where you pay a premium for the option to buy or sell an instrument at a fixed price (the exercise price – see box below for a detailed explanation). Profits or losses on vanilla options can be small or large, depending on the difference between the “exercise” price and the price of the underlying asset.

Unlike normal options, however, binary options do not fluctuate in value. Either the option is “in the money” on expiry – in which case it pays out – or it isn’t, in which case it expires worthless. Because of this binary nature, many shysters see an opportunity in selling binary options that are highly unlikely to end up in the money. They get to collect the hefty premiums, but never have to pay out.

Don’t be suckered by wild success stories

The media is part of the problem. Journalists, particularly those working at online content mills, are so desperate for content that might “go viral” and garner lots of hits that they’re quite willing to run a story with a click-bait headline without doing much (if any) background research. Take the recent tale of a 16-year-old “self-taught currency trader”, who apparently turned £150 into £60,000 in less than a year. This dubious success story was widely shared on social media without many questions being asked. Yet if we take those returns and calculate them on an annual basis, this 16-year-old’s return for the year would be 39,900%. That would literally make him the best trader of all time. So how did a 16-year-old school kid learn how to outsmart the best minds and machines on the planet, just by watching YouTube videos? As nobody asked him, sadly we’ll never know.

There was also the very recent example of Giovani , a 20-year-old medical student in Plymouth who claimed to be making six figures a month from foreign exchange trading. One major newspaper reported this month that more than 1,000 investors were sucked in by Singh’s Instagram account, which showed him posing in designer clothes with expensive cars at plush holiday resorts. Those who signed up for his services found that their trading accounts were emptied on Christmas Eve and the FCA has added him to its warning list of unauthorised traders (after the fact, unfortunately). But what the paper doesn’t mention in this particular piece is that Singh’s “success” was first reported on its own website in breathless, no-questions-asked fashion, in November, just a month before it all went horribly wrong.

This aggravates me because, as a genuine trader, I work hard to make profits and I know what it takes. I also don’t like to see people being conned. So I want to unpack this story for you, so that you don’t end up falling for one of these scams or something similar.

How does the binary-options scam work?

There is a reason why so many gentlemen (it’s usually men) in their early 20s now apparently own private jets, luxury cars and slick watches. It just may not be because they’ve cracked the financial markets as they claim. As Charlie Munger, Warren Buffett’s business partner, puts it: “Show me the incentive and I will show you the outcome”. There are many reputable financial-trading firms and brokerages out there. However, many – ones that I would describe as “bucket shops” – are not so reputable. Spread-betting firms typically make their money on the spread (the gap between the buying price and the selling price) and the commission paid by their clients. So their business model does not benefit from losing traders.

However, many brokers know that a losing trader can be very profitable – for them. If you know that 90% of traders will lose all of their money within six months, what do you do? Simply take the other side of the trade. When Johnny Punter buys, the broker sells. And when Johnny Punter wishes to cover his losses, the broker buys and collects the profit.

Unprofitable traders are so profitable for many a bucket shop that they will pay handsome introduction fees for new traders. Therein lies the incentive. It doesn’t matter if you’re actually making any money from your trading – if you can get even a £20 incentive for every trader who signs up with the minimum deposit of a few hundred pounds, then you only need to sign up 1,000 people a month to make £20,000. And the reality is that these brokers aren’t offering just £20 for new clients – they’re offering hundreds. I know they do, because I’ve been offered it.

The Pied Pipers of foreign exchange

If you’re not a successful trader, the next best thing is to fake it. A quick Google search reveals that you can rent a Lamborghini Huracan for four days at a price of £2,500. This is fairly steep – but you can rent a Lamborghini Gallardo for two days for £1,590. Two days is more than enough for a wannabe forex guru to take hundreds of snaps in different outfits, parking in fancy residential estates that they don’t live in and overall giving the impression over several months that they really do own a six-figure supercar. And of course, there are plenty of places to hunt down a cheap, out-of-season stay at a luxurious five-star hotel, where they can do exactly the same. Then they just pop it all on social media and wait for eager punters to line up to sign up with their “exclusive broker”.

Many brokers offer demo accounts, in which case the “guru” can just repeatedly put on ten trades in a row, come out with winners, then screenshot it and post it on Instagram. If even that is too difficult a task, then it’s a simple matter to fake the picture instead using image manipulation software and post that. With “evidence” of their success sorted out, the trader then promotes their wares with promises of “signals” that have 90% success rates, alongside key phrases such as “no risk” and “guaranteed profit”. Most informed investors realize that if a magic money-making machine did exist it would be owned by a private hedge fund, never to see the light of day. So anyone who actually believes that a 20-year-old student could pull this off is ideal bait – inexperienced, naive and potentially desperate.

The scam also succeeds because of how victims feel when they finally realize they’ve been suckered. Most don’t tell anyone because they feel foolish and want to save face. But also, they know (or rapidly learn) that there is very little the police can do. The banning of the sale of binary options was a step in the right direction. But now the traders of Instagram simply give away their “signals” to trade these options for free. And many bucket-shop brokers are overseas – often they’re not even doing anything illegal in the country in which they operate (although equally often the traders in question will imply that the bucket shop is a reputable UK-based and regulated institution, or lie flat out).

There are even operators who will manipulate the punter’s account in order to make them believe they are winning and then call on them to deposit more money. Then, when the client finally wishes to withdraw, the company goes cold and refers them to the small print, in which it says that the client must trade through an impossible amount of money just to be allowed to withdraw. Other brokers allow the affiliate to widen the spread to maximize their own commission and increase losses for their clients. We look at ways to avoid being scammed in the box below, but in short, as always – if it looks too good to be true, it is.

Can I trust Binary option scam reviews?

Is there a scam behind "Forex Binary Options" trading?

How do I go about recovering money from a Forex scam?

What is the best way to get my money back from an internet scam?

How can I recover my funds on binary options?

How can I get back my lost money from a scammer?

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thisismeelephanttrying · 3 years

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Exactly the headline for my base chakra

Charlie Munger once said " I did not intend to get rich. I just wanted to get independent."

We can leave aside rich, but independence has always been my personal financial goal.

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tezlivenews · 2 years

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बिहार पंचायत चुनाव : 'लॉटरी के डिब्बे को जीत का श्रेय', मुंगेर में बहू ने सास को हराया, बोली- अब बाहर मेरा राज

बिहार पंचायत चुनाव : ‘लॉटरी के डिब्बे को जीत का श्रेय’, मुंगेर में बहू ने सास को हराया, बोली- अब बाहर मेरा राज

हाइलाइट्स बिहार पंचायत चुनाव में चौंकाने वाले नतीजे मुंगेर में एक बहू ने अपनी सास को हरा दिया सास और बहू दोनों को मिले बारबर वोट अधिकारियों ने लकी ड्रॉ से लिया फैसला मुंगेरबिहार पंचायत चुनाव में एक बहू अपनी सास पर भरी पड़ गई। लकी ड्रॉ में बहू की किस्मत ने साथ दिया और उसने सास को मात दे दी। हालांकि आखिर तक दोनों मैदान में डटी रहीं। मगर अंत में बाजी बहू के हाथ लगी। इसके बाद सुनीता देवी के चेहरे…

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#bihar news #Bihar Panchayat chunav #Bihar panchayat election #daughter in law beat mother in law #Latest munger News #munger Headlines #munger News #munger News in Hindi #munger panchayat chunav #munger panchayat result #बिहार पंचायत चुनाव #बिहार समाचार #मुंगेर Samachar #मुंगेर में सास ने बहू को हराया

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cheaphousespending · 2 years

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The AIA Los Angeles comes out against Munger Hall, Alexander Garvin passes away, and more

Good afternoon and welcome to yet another recap of what’s going on today. Although Christmas is coming, that hasn’t slowed the pace of news down one bit. The AIA Los Angeles throws its hat into the ring against UCSB’s Munger Hall It’s the saga that won’t die, and likely won’t stop making headlines until the University of California, Santa Barbara cancels the project. The AIA Los Angeles chapter…

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#AIA #Alexander #Angeles #Garvin #Hall #Los #Munger #passes

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architectnews · 2 years

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Petition launched to stop construction of controversial Munger Hall dormitory

More than 12,000 people have signed a petition against the construction of Munger Hall, a mostly windowless student dormitory for the University of California backed by billionaire investor Charles Munger.

The campaign, which is hosted on change.org, was launched by Tommy Young, a student at the university's Santa Barbara campus where the housing is set to be built.

Munger Hall hit the headlines in recent weeks due to its controversial design, which could see over 90 per cent of its student residents live in windowless rooms.

The proposal, which measures 1.68 million square feet (156,000 square metres) and could house up to 4,500 students, is also designed with only 14 entrances and exits.

Petition responds to proposal's "glaring problems"

Young's petition was filed to allow students at the University of California Santa Barbara (UCSB) and the wider community "to voice their opposition to this building". At the time of writing, it has 12,161 signatures.

"I am not an architecture major, but it does not take an architecture major to recognize the glaring problems with this structure, and the administration's refusal to recognize the criticism they have received from architects," Young states in his petition.

"UCSB has a housing crisis, and this must be addressed," the student continues. "However, warehousing students in one windowless superstructure designed by an amateur architect is not the solution."

Ninety-four per cent of student rooms in Munger Hall would not have windows

The Munger Hall proposal comprises nine dense floors of residences, which would make it the largest dormitory building in the world if built.

Each of its nine floors will have eight "houses" containing eight separate "suites", organised around a communal kitchen and living area. This layout would see 94 per cent of students live in single-occupancy bedrooms with virtual windows that simulate sunlight.

Second petition filed by architectural historians

Since Young launched the petition, a second one with over 3,000 signatures has also been filed by the University of California Santa Barbara's (UCSB) Architectural Historians Group.

The group said the petition was "to signal [its] adamant opposition" to the project and to support architect Dennis McFadden, a longtime member of the University of California's Design Review Committee who recently stepped down from his position in protest of the building's design.

In his letter of resignation, McFadden said that the design made it "unsupportable from my perspective as an architect, a parent, and a human being".

Single-occupancy bedrooms would be arranged around common dining areas

McFadden added that there was also no possibility of making changes to the dormitory's design, as reported by the Santa Barbara Independent.

"The design was described as 100 per cent complete, approval was not requested, no vote was taken, and no further submittals are intended or required," he wrote.

Design references Disney Cruise ships

In an interview with the Architectural Record, billionaire Munger has explained that the idea for the windowless dorms was inspired by Disney Cruise ships.

"We had a window shortage," he said. "So we just copied what Disney Cruises did. The way Disney does it, the window is really a television set. Those work beautifully on the ships."

He added that the design is safe as it will be constructed with "sprinklered concrete" and have "enough exits to satisfy all of the codes".

Munger, who is the vice-chairman of Warren Buffett's Berkshire Hathaway conglomerate, has no formal architecture training. The detailed design of the housing is being carried out by VTBS Architects, which is the architect of record on the project.

Read:

Mostly windowless mega dormitory "fixes Corbusier's errors" on Unité d'Habitation says billionaire designer

In response to the backlash, VTBS Architects' managing principal Navy F Banvard told Dezeen that the concerns over the lack of windows were unfounded.

"All virtual windows will have a fully programmed circadian rhythm control system to substantially reflect the lighting levels and color temperature of natural daylight," he said.

In response to the controversial story, we rounded up ten buildings with glassless facades.

The main image of Munger Hall is courtesy of University of California Santa Barbara.

The post Petition launched to stop construction of controversial Munger Hall dormitory appeared first on Dezeen.

#Architecture – Dezeen

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