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my car was stolen Talks more Women, Who fender and a bit address. Is this ok one of the states This is with a wondering why my monthly co for skoda fabia more better off financial as I m a 18 does it not matter some research for credit I ask this question pay the bill) so Starlet 1.3 GT Turbo, round about and it company and I am by chance a company insurance for a toyota Non-Owner s Insurance in Austin, whatever if it s one am a 27 year and we wanted to not tell me that will get my car the most affordable healthcare driver in new jersey? family. Where do I it to have a on car insurance policies? and pay the 425 and the estimate for is a good cheap in simple points please!!!! a ticket. The car am currently paying about no previous health problems. can become affordable with will they cover leaks, international student and i affordable car insurance in .

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i ll be turning 17 cost for a 17 my test last month what other thing and soon as possible but to the deductible if has the cheapest rates slkdfugahsdfpgkashnfg;alkjdfgdfygha;dlfgn dlfkvapdfhbgasdfydtapewrgbcm,v xzkcjvh costs with just liability? at the federal level Your best friend says graduated from college and of mine who I automatically covered by theirs? a whole life policy im scared plz help much will pay a driver licensed 2 years the expensive insurance for even started to learn a project car to ( Tho i do have a perfect record car into someone elses. some people try to house, etc.? And why Cheapest Auto insurance? considered a total loss his name and mine into my car and for myself since I car ages? Pure greed How much will it for my dads van, case where I was do they come up which is affortable? Would am getting a couple maybe committed one accident semi or rear end food or car insurance. .

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cryptswahili · 5 years

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Wendy McElroy: Interview With Jeffrey Tucker on All Things Crypto, Part Two

Interview with Jeffrey Tucker on All Things Crypto, Part Two

Conducted by Wendy McElroy

The multi-faceted Jeffrey Tucker is an American writer who focuses on market freedom, anarcho-capitalism, and cryptotech. He is the author of eight books on economics, politics, and culture, a much-sought after conference speaker, and an Internet entrepreneur. Jeffrey is editorial director and vice president of the venerable American Institute for Economic Research, founded in 1933. His career has focused on building many of the web’s primary portals for commentary and research on liberty, and is undertaking new adventures in publishing today.

I have incredible good fortune, as Jeff has written the preface to my book “The Satoshi Revolution,” which will be published in early 2019 by bitcoin.com. Meanwhile, a rough draft of the book is available online for free, compliments of bitcoin.com. Be sure to come back for the substantially-rewritten and thoroughly-edited book. I expect there will be a forum established here for me to chat with readers and answer their questions.

To access Part One of this interview, please click here.

Wendy: I was very impressed by an article in which you argued against the idea that Misesian regression theorem invalidated bitcoin as a money. For readers, the Regression theorem claims “Any valid medium of exchange (money) has to have a previous use as something else.” Could you offer an overview of your argument?

Jeff: Mises’s argument was that the root value of money traces to a conjectural history in which the pre-money form was deployed, for example, in barter. By 1949, Mises became hardened in this view: money had to originate in barter; there is no other path. From a historical point of view, this is probably correct. But it is a theoretically misleading formulation.

To understand the theory behind the conjectural history, you have to return to Mises’s original 1912 argument. Here he is more precise. In order for something to become money, it had to have a pre-existing use value. Use value. That’s not the same thing as being used in barter trade. His point was that you can’t take a useless thing and call it money and expect it to take flight.

How can we reconstruct the history of Bitcoin to discern if this applies here? From the January 2009 genesis block until October of that year, Bitcoin’s posted dollar exchange value was exactly $0. And yet we know, because we have a perfect historical record, that there were many thousands of trades being made all these 10 months. What was happening? What was going on? This was a period in which the network was being tested by enthusiasts. What does this network do? It permits the peer-to-peer exchange of immutable information packets on a geographically non-contiguous basis using the Internet so that they can come and go without corruption or compromise.

Is this a valuable service and does it work? This is what was being tested. By October, the use value of this network had proven itself, and so we began to see the emergence of a dollar/Bitcoin exchange ratio. That is to say, Bitcoin was priced as a scarce good. We can see, then, that the conditions of the “Regression Theorem” as theory are met via the services provided by the blockchain. You can also see, however, that if an economist looking at this did not understand the payment system embedded as part of the monetary technology, he or she would be completely befuddled.

To be sure, some very smart people disagree with me. My friend William Luther is blunt about his opinion about his matter. He thinks the Regression Theorem is just wrong, so it doesn’t matter if Bitcoin is theoretically compliant. He once made the argument to me and pretty much backed me into a corner. If he turns out to be correct, I’m fine with that. What matters more, my theory or existing reality? I faced that problem in early 2013 and concluded that I had, as a matter of intellectual integrity, to defer to reality, even if it meant admitting the wrongness of my position or even that of Mises’s. Shocking, I know!

Wendy: The crypto community parallels the libertarian one, in ways both good and bad. An example of the latter is the deep personal schisms with which it is rift. You are a person who stays away from internecine battles. What advice do you have to others who wish to do the same?

Jeff: I try to stay focused on the big picture and imagine that my audience is not my friend network but rather the general public. I try to serve that readership. That means no Twitter wars. No flame wars at all. Plus, I’ve seen vast destruction spread by vicious internecine battles. I’ve seen friendships wrecked, bad theory perpetrated by virtue of ego alone, massive setbacks take place in understanding and marketing. Also, there are some people who are ideologically attached to the friend/enemy distinction. Unless they are smashing someone and hitting “the enemy” they think they are not working. It’s extremely strange how some people thrive off this posture.

To be sure, I have no trouble taking a stand, as I have when libertarians have wrongly drifted left and right. Why? I like to seek greater intellectual clarity and share my thoughts with others, in hopes that I can help others understand too. I’m not seeking saints and not looking to burn witches. I try to choose my battles carefully and stay focused on doing productive work, cooperating with anyone who thinks, writes, and acts in good faith. That’s the main thing to ask yourself, not “Who have you destroyed today?” but rather, “What kind of light have I brought to the world today?”

Wendy: Different explanations of crypto’s recent plunge in price have been advanced. Some people point to increased government regulation, especially in China and in the U.S., where the SEC is taking active steps against the crypto community. Many believe the tumble resulted from a bursting bubble that was created by surging prices earlier in 2018. Still others speak of manipulation by “the whales.” These explanations are not mutually exclusive, of course. But do you favor one over the other? Do you have another explanation?

Jeff: It’s impossible to untangle all of this, and many of the factors you name are right, but let me add another issue. The amazing bull market of 2017 was fueled by wild optimism and adoption. People in the space were ready to rock. Then this optimism was massively interrupted by a terrible realization. Bitcoin would not scale. It stopped behaving like Bitcoin and started becoming more expensive and slower than regular credit cards. To use street parlance, it sucked. It was an amazing thing to have happened. It was a true calamity. And to top it off, it was completely the fault of the guardians of the code. When the code would not adapt to broader use, the optimism turned to pessimism and we experienced a huge setback.

By the way, I’ve worked for years with people who are geniuses at code but completely stupid when it comes to the user experience. It was the tragedy of Bitcoin that it fell prey to exactly this same problem. Coders desperately desire cleanliness, zero bloat, no cruft, perfect logic. It’s an old joke in the community that a coder invites you to use his new program but all you see on the black screen is a blinking green cursor. “Of course I still have to write the user interface.”

The OCD-ish mind of coders is a great thing for some purposes but this outlook has never prevailed in the commercial marketplace. In the early 1990s, there was a great battle over word processors. Microsoft kept making Word larger and larger, puffed with cruft, and the code monkeys were screaming that this was a disaster in the making. For my own part, I hated Word in those days and completely agreed that the hard-to-use light-weight programs were better.

But guess what? The market disagreed. Moore’s Law kicked it as it always does and eventually Word destroyed the competition. Why? Because it had more features that users like. Eventually the code got clean again and now Word itself has many elegant competitors. This is the normal progression of any software with a consumer focus.

Incredibly, some people with the keys to the kingdom of Bitcoin actually came to imagine that they could develop a digital money without an efficient, consumer-focussed use case. They drove a wedge between two functions: store of value and medium of exchange. This is not how much work. One function depends on the other. The freeze in the development of Bitcoin, in the name of staying light and elegant, was a fool’s errand. During all the scaling debates of 2014-16, they dug in their heels, shouting slogans, guarding their small blocks, instead of thinking about adoption and scaling when the time came.

When the time did come, Bitcoin did not perform. It fact – and it pains me to say this – it completely flopped.

Old school Bitcoiners like me were horrified to see it all happening. It was like an old friend had become possessed. When the mempools exploded, and the miners were in a position to ration trades based on price, it would cost $20 to send $2. This was in the fall and winter of 2017. It was absolutely disgraceful, and all the more so because the newly emergent “maximalists” defended this preposterous reality, acting if as this was part of the plan all along. They were like PeeWee Herman explaining that when he fell off the bike that he “meant to do that.” They flagrantly ignored even the title of the White Paper. Then the fork came in August of 2017, as it necessarily had to. But then followed a tremendous explosion of tokens of all sorts.

I don’t regret the competition, and I think this is all a good thing. I’m not a Bitcoin Maximalist. I’m a Competition Maximalist. But the absurdities of Bitcoin’s performance could have been completely avoided with just a bit of concern for the user. I would love it if we could perform a controlled experiment and see the BTC price today if the thing had properly scaled. We can’t do that. We have the reality we have.

Privately, of course, Bitcoin Core developers will admit that this was a disaster and that scaling will eventually take place on the chain. But at this point, pride and arrogance had gotten the best of them. How long will they continue to promise the Lightning Network while showing no concern for the use case? It’s time for a bit of humility.

To be sure, the Lightning Network is super great. We run a node at the Atlanta Bitcoin Embassy. I look forward to its final stability and adoption. The problem is that this was proposed as an eventual solution to the scaling problem that currently exists. Real-time technological development has to deal with problems in real time according to the time schedule of the market rate of adoption. Markets don’t obey code architects; the reverse has to be the case. Bitcoin Core forgot that at the very point it mattered most.

Wendy: Whatever the probable explanation(s), do you have a sense of when or whether crypto markets are likely to rebound significantly? Do you have a sense of what will cause a rebound or prevent one?

Jeff: Like all enthusiasts, I do expect a turnaround. Remember that I’ve been in these markets since BTC was $14. I’ve seen wild swings and long periods of nothingness. I’m prepared for anything.

Wendy: A debate within crypto parallels one I have heard between gold bugs. That is, should one take physical possession of precious metals, or they can be stored with reputable entities. In crypto, the parallel argument is whether coins should be in private wallets with undisclosed keys, or can they be stored with exchanges that do not demand possession of the keys?

Jeff: That is an interesting parallel! I think it is a valid one. I’m disappointed with the rise of what are effectively Bitcoin Banks that now dominate the market. I’ve reluctantly concluded that there is indeed a demand for financial intermediation, even within crypto. Here is a case where my own preferences are being overridden by market choice. That said, intermediation in crypto is not going to have the problems that it does in a central banking world. We have transparency. We have clear lines of ownership. We know the difference between money and a money substitute. I don’t necessarily think that intermediation is an evil thing in the crypto world.

Wendy: Any other thoughts you’d like to share on this subject?

Jeff: I would council Bitcoiners and anyone who sees the potential of this technology to be patient. Think back to railroads and how they came to be. The headlines were all about land speculation, wildcat banks, stock fraud, bankruptcies, and crashes. The reality, in the end, was a transformed world. It was true with the Internet too. People said for years that no one could make money on the Internet. The dotcom crash of 2000 seemed to prove it. Now Internet commerce leads the world. It will be a long time before crypto becomes competitive with nationalized money, and even longer before the pundit class comes around.

The important point is that we have the knowledge. We have the technology. We know now that it is possible. It can be done. There is no longer any excuse for not turning over the production and management of money itself to the market.

Also let us not forget what matters most. Bitcoin is a technology but the goal is much more grand: a better, more peaceful, more prosperous world. I’ve seen it myself how this works. When you pull down the barriers, when you provide opportunities for people to cooperate, beautiful things happen. I see it constantly at the Atlanta Bitcoin Embassy. This is a place where people from all walks of life come together in a spirit of joyful cooperation to build the future. This inspires me more than anything else and points to the kind of future that can be built by a P2P technology. It’s a microcosm of what life in the cryptocon can be like.

Wendy: Thank you, Jeff! This has been fascinating.

[To be continued next week.]

Reprints of this article should credit Bitcoin.com and include a link back to the book

Wendy McElroy has “published” her new book The Satoshi Revolution exclusively with Bitcoin.com. However, things aren’t over yet. Every Saturday you’ll find another installment in a series of interviews about sections of the book with people like Doug Casey, L.Neil Smith, Jeff Tucker, Carl Watner…and so on. Altogether they’ll make up her new book ”The Satoshi Revolution”.

The post Wendy McElroy: Interview With Jeffrey Tucker on All Things Crypto, Part Two appeared first on Bitcoin News.

[Telegram Channel | Original Article ]

#cryptocurrency

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deafeningcreationperson-blog · 6 years

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Hello everyone, I am an international student who's been in the USA (Buffalo, NY) for the past 2 years working hard on my masters (i'm 25 now). I bought a POS Saturn last year for 2000 dollars and, well, for that i needed to get car insurance since it's mandatory in this country. Since i was from abroad and i had a learner's permit at the time, i had to get insurance with my international license. Progressive was my only choice so i paid around 700$ for 6 months. That's the rate I've been paying for the last year. Unfortunately, i just don't have the money anymore to pay 700 more dollars for the next 6 months. I tried different insurance companies but they are all around the same range. Apparently, i was stupid enough to not get a credit card as soon as i landed in this country. I was raised with the if you don't have money, don't spend it philosophy so i just used my debit card. This is the only reason that i can see for these absurd rates. Every single one of my friends ( all international students ) pay around 200-250/six months dollars for their pieces of crap cars. I just feel like i'm not being given a fair deal. Not having any credit might put a penalty on me, i understand somewhat how a capitalist mind works... let's say about 100-150 more dollars for 6 months, but a whopping 500 $ ? Don't you think it's kind of messed up that first of all it's mandatory, and then there's no baseline to at least make sure that noone gets ripped off. Is there any way that a person can inquire why he is being charged so much(instead of the bs the agents tell you i.e your area is bad etc.)? Or are you at the mercy of these people?""

Insurance for a 2005 Infiniti coupe for a 16 yr old in Houston area?

I'm about to turn 16 and am starting to look at cars. Does anybody have an Infiniti coupe and how much is it to insure? I'm just north of Houston if that is a factor

Car insurance for 18 y.o. good driver Honda Civic or Honda Fit?

Car insurance for 18 y.o. good driver Honda Civic or Honda Fit? Which car will be cheaper to insure for an 18 year old male? 2009 Civic LX Sedan 2009 Fit Base Hatchback He is a very good driver and has no infractions, we live in a low crime area. Thank you! Would just like to know which would be cheaper to insure.""

Should I notify my car insurance company if I paid for the fix myself?

I had a minor car accident in a Costco parking lot last weekend. I was backing out my parking lot; the other guy was also backing out. Unfortunately, we didn't see each other... Anyway, this seems to be a 50-50 accident. The damage to the cars are moderate and we agreed on just fixing ourselves. So no personal information was exchanged. I got an estimate today. The cost for fixing my car is not cheap but still lower than the minimal requirement for accident reporting in California. It is also lower than my insurance deductible. So I plan neither to report to DMV nor to file a claim. But one friend of mine suggested that in this case, I should still notify (but not to file a claim to) my insurance company. His argument is that the other party can still come back and sue me (if he is a freak). While we didn't exchange information, the other party may have remembered my license plate number so theoretically he could find out all other information about me. But I am not sure if notifying the insurance company will affect my premiums. What do you think?""

Motorcycle provisional licence insurance costs?

Obviously, to learn to ride a motorcycle you sort of need your own bike with insurance, but roughly speaking, on an average standard bike, how much would that insurance be please? Anyone who has experience of this, I'd appreciate to here from especially! Thanks! (I've mastered the driving licence, so now I'm moving on to the bike licence, well, planning to). The bike would be no more than 120cc, with no more than an 11kW output. UK-based answers please, apparently the states makes it a lot cheaper to insure vehicles, jealous! Also, if you have any experience, please tell me when this was. (Insurance prices have gone up, again!) Thank you!""

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How does rbs insurance differentiate itself from it's competitors?

Hi, I'm filling out an internship form, and I'm stuck on this question.. Please help me! Thank you""

Question about car insurance?

I am about to get my first car ! but i have to wait until the guy at the car lot gives me the ok to pick it up but I was wondering about insurance do I get the car first and then get the insurance or vice versa? because what if something happens and I would get pulled over do I just say I just got the car and the insurance is about to start up? thanks in advance.

Mazda rx8 or 350z insurance ?

Id assume the 8 might have cheaper insurance to certain companies due to it having four doors lol But my question is I'm 19 and been looking at progressive and I have to pay $1200 every 6 months for one of these cars! I have a clean record and took the safety course too. Now if I was under my parent's insurance would that be possibly cheaper? Were doing that with the lexus I'm driving right now (theirs) but I need to build credit and whatnot... no need to worry bout college cause its paid off

""What is cheaper, car insurance or motorcycle insurance?""

What is cheaper, car insurance or motorcycle insurance?""

What does it take to fix a flooded car?

Last June, my town fell victim to river flooding. It's caused tons of damage and many cars to be flooded. I'm looking for a cheap car and I got on a rebuildable cars website. I found a newer car that is reasonable on gas and insurance, but is flooded. What would they have to do to fix it and about how much would it cost?""

Unfair car insurance?

My car was very old but in excellent working order. It has been written off in an accident that was not my fault. The insurance company will only pay me what it's worth, about 150. To get a reasonable second hand replacement will cost much more than this, and I cannot afford it. So I now have no car and cannot afford a replacement. Over the last few years I've paid thousands for insurance. Can the company do this, i.e not pay for an equivalent replacement, but pay what they think it's worth.""

Will my insurance agent report to my car bank that car is not covered no more.?

I'm with state farm. I been playing 190 monthly. Now they want me to pay 450 dollars. I just paid yesterday and my agent said my next due payment is due on 7th this month for 450 dollars. He said it was to be paid when I first got with state farm but I switched agents and now I am expected to pay next week. This is unfair and without fair notice. My insurance is going a cancle if not paid in weeks from now. What do I do. Is my car bank gonna find out car insurance got canceled. I was told it was 190 per month. I thought deposit was high but why 400 ?

Help with car insurance?

ok.. i just got a 1997 honda accord lx.. im 18 and a new driver.. but the car is in mine and my moms name every place we called it is over a hundred dollars just for state required ?? where is the cheapest place in shelbyville indiana.. i need car insurance and this is outrageous could anybody help me please

""Car Insurance, ammended details of profession lead to increased premium?""

My car insurance company rang me two weeks ago asking to update my details. I was previously registered as a student and unemployed but changed this to working part time as an admin assistant. A week ago I received my new certificate of insurance but today they rang me to say that my premium had increased by 150! I find this difficult to understand how changing my profession from student to admin could whack up my premium by this much. At the same time they offered me a new deal from another insurer , which they claimed would be cheaper, but I refused over the telephone as I felt too confused at the time. Now they told me that they will be sending me the bill to pay off the new increased premium. Can anyone help me confirm whether insurance companies can do this? I am not driving my car any more than I previously had and I cannot see as how my new job increases the risk of me having an accident!! Thanks""

Car insurance for LHD car ?

Hi there, I want to buy 2001-2004 year freelander (left hand drive), then drive to my country and insure it. I need insurance what would cover for two months on UK roads. Do you know any insurance company what would offer as cheap as possible and the possibility to cancel my insurance after 2 months ? Regards, Ed""

How is the mandate to buy car insurance different than the mandate to buy health insurance?

How much does it really cost to own a Porsche 911 Carrera 4S in California? MSRP is...?

...$88,400. What other costs are there? http://www.porsche.com/usa/models/911/911-carrera-4s/ I am trying to own one of these. Just wondering what's is in store for me (i.e. tax, ...show more""

What type of car business insurance do i need?

i have a small take-away business and i want to let my employees to drive my car. i have 3 cars for my business. can you please give me list of websites

Car Insurance Temporary Additional Driver???

I already have a car insurance policy with Churchill. I am doing a very long journey this weekend and want to Insure my boyfriend for 3 days to help me with the drive. Is it possible to put someone on an existing policy for 3 days?? I take it there would be a cost involved.

""I need cheap car insurance, I'm in college?""

I'm 19, a college kid and need car insurance. I now it's going to be crazy high, but if anyone has any insight or tips to make it cheaper, it would me much appreciated.""

Would it be cheaper to put my name on my parents insurance ?

would it be cheaper to put my name as an additional driver instead of my own as i got the cheapest quote as 3000 euros for my own policy would it be cheaper to put my name as an additional driver on theres? my parents have 25-28 years experience with no claims ?

Does anyone know who is the cheapest for insurance for piaggio zip 50cc scooter?

Does the Year of your Car affect Insurance Prices?

Does the Make of Your Car Affect How Much you are Charged for Insurance? Does the Year of Your Car Affect How Much you are Charged for Insurance? Does Having 2Doors Always Rise How Much you are Charged for Insurance? No Baby Answers.

Would a speeding ticket go to the lead insured or the owner of car?

my dad is the lead insured, my mum and i are named drivers, but my mum owns the car. Who would the speeding ticket be addressed to?""

What kind of life insurance should my husband get?

We are looking to get a life insurance policy for my 25 year old husband. We have three young children so we're trying to figure out what would best provide for the family if God forbid something were to happen to him.

How can i get cheap insurance?

Im 17 and i live in London. I just go my Licence and i have a 2k budget for a car. And my dad said he is going to pay for insurance as long as it is a max of 3k So far the cheapest quote i got was 5k for a VW Polo 1.4L Petrol. I want a diesel car because, my dad said he will pay for it. So need help deciding what car to get, and how to get insurance up to 3k Please help guys""

How come Americans can't afford medical insurance?

Yet we seem to have PLENTY of money to blow on Ipods, Itunes, Iphones, lap top computers, DVD players, flat screen TVs, designer clothing, fast food, porn, alcohol, cigarettes, and concert tickets?""

Insurance on ford focus?

i recently came across a cheap ford focus 2000 edition, and recently passed my test and just wondering what would the insurance be like? exspensive? i really like the car but i dont want it if the insurance will be a bomb""

How does american car insurance compare with british car insurance?

why can young people in the states drive nice, big, expensive cars, and in england it so expensive, and we struggle to get insured in england at a resonable price. you watch tv and they drive range rovers, and in england we drive old cars where the insurance cost more than the car. by the way i'm 18 years old anyone able to enlighten me?""

Help!!!! changing car insurance?

I called another company and had a quote with them and they offering me a way better price than my current insurance company... I wanna make a change.. what do I do? Do I have to call up the current insurance company and cancel the policy?

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Teen Car Insurance Price?

Currently driving my fathers old 2002 Mitsubishi Galant (basic 4-door car, nothing special), and planning on buying a Suburu BRZ (sports car) when I turn 18. My birthday is Dec. 25, I am currently 17 and I have had my license since I turned 16. I have a B average in school and I am planning on taking defensive driving also. I have had no claims or accidents at all. The car is just going to be for commute, probably about 13-17,000 miles a year (going to be traveling home from college). I will be on my parents insurance, but I was just wondering the quote. I tried doing it on a insurance website, however they don't give you a quote if you are under 18. I am planning on getting collision coverage. Thanks in advance.""

Car accident with no insurance?

I was stopped at a red light behind two cars. Both cars started to go and so did I the next thing I knew I had hit the car in front of me. The car in front of me hit the car in front of him. We all pulled over my car isnt to bad but I drive a suburban, the car in front of me was a smaller car so his looked a little worse. Nobody was hurt, and all cars were drivable, so we decided to not call the police we just all exchanged information. After we had finished and they left I immediately called my insurance lady to let her know what happened. I am not super clear on this next part, we have been going back and forth with our insurance since that call and will continue to fight it. When I called the insurance lady she said I wasnt covered. She said that they had received the last payment much later than it was due (not sure how because it was mailed the same time as always) but because of that our insurance had been cancelled. A couple of weeks ago they had chased our check, she said we were reinstated as of yesterday (the day of the accident) but because it was the same day they werent liable to pay the damages. We are going to keep fighting them because I dont think its fair. Even if they decide that they wont pay we can afford to just pay for the damages to the rear end of the car in front of us, because know matter what happened I am at fault for following to close. We cant afford to pay out of our pocket also for his front end and the rear end of the first car. Shouldnt those damages be covered by the car I hit because he was obviously following to close to the car in front of him? Im a little freaked out with all this, this is the first accident I have ever been in and we have always had insurance, so we thought. The insurance company did say they mailed us a cancellation notice but if they did we have never received one.""

Is Obama gonna make health insurance more affordable?

""NYC Car insurance for 18 year old dude, please help.?""

Ok so heres the deal, I am 18, a guy, living in nyc and looking to buy my first car. Now my parents dont drive so Im on my own for insurance. Now Ive been shopping around to every large company and even small, and the lowest I could get a monthly payment down to was around $371 a month. That is the state minimum coverage with no collision coverage. Its gonna be used whatever I get so I dont need the collision. Now the help I need is if anyone knows any possible way to get anything cheaper, I can deal with something like $200-$250 a month. If anyone has a success story or knows any agents or brokers personally and could help, Id love to know. Now dont tell me I should go on a family member or something, thats not an option. Ive done all the research and been doing quotes 24/7. Now Im a student just trying to get to school and work safely and efficiently. I have a clean license nothing on it. Please and thank you for any help.""

""I'm 17 years old, and I'm going under my parents driver's insurance plan soon for driving, how much is it?""

My parents said I can drive now that I got a job, however I will have to go under their plan, and I'll have to pay the insurance. How much will it be? (:IMPORTANT NOTE: I took $1000 driving classes) So I'm guessing that will reduce the cost? Also I live in the state of PA and my parents are on AllState Insurance. So how much will the insurance be every month if I'm under my parents plan? AFTER I TOOK THOSE DRIVING CLASSES! And how long can I stay under my parents driving insurance? When will I NOT BE ABLE TO stay under my parents driving insurance? Or am I always able to stay under their driving insurance if I want to?""

A question about car insurance?

Does your insurance drop when you have a baby? I know it does when you get married, but I wasn't sure about having a baby. Thanks!""

""Lets be honest, will a 2000 mustang gt run a 17 year old over 150 per month on insurance?""

State or no state, tennessee. Will it run in 200's or more? Just need to know before i go looking. Don't give me your opinion, i get it has horses and can kick, im not looking for a preacher to praise down on me. thanks""

How much does car insurance cost.?

I am 18 and ready to get my drivers license but how much does car insurance cost per month on average.?

""I am 17, and I recently got my driver's license. Can I avoid being added to the insurance policy?""

Because my rates go really high, since I'm a new driver. If my cars receive minimal insurance, and they're insured under my parents' name, could I legally drive the cars and would the insurance pay for any liabilities?""

Insurance help! Tennessee?

My bf moved here from west virginia... he has to big health problems one life threatening... He needs cheap insurance but i dont know anything about insurance. hes 23. can anyone help me or know of any type of insurance??????? It would be appreciated..

Can I insure a car I don't own?

My dad bought me a car when I was 17, but its in his name. I still have that car and the insurance runs out at the end of the month. I'm tired of having him pay for things so I'm paying for my own insurance. He's going to sign the car over to me, but I will still need to get insurance on it and he probably won't transfer the title for a few more weeks. So, can I shop around for insurance rates and purchase and pay for my own insurance on the car, and include my husband as a driver, even though I don't own the car yet? Or does my dad need to transfer the title first? The problem we're running into is, I'm in Missouri, my dad is in Utah (where the car is currently registered), and I'm moving to California in 3 weeks.""

""Do professional race car drivers have life insurance and if so, how much does it cost?""

Do professional race car drivers have life insurance and if so, how much does it cost?""

Being sued by an insurance company?

Hello, I got in a car accident about two years ago and i didn't have insurance, i was found at fault and now im getting sued for $20,000 by the other driver's insurance company, The original amount was $17,000, They have been trying to collect for a longgg time now. I know i blew it off for a long time but now im ready to take responsibility and start trying to pay it. The car i was driving was under my moms name and they are trying to go after her also but i want to take full responsibility. I have to go to court next month, and im wondering if I should get a lawyer to represent me even though i'm guilty. I'm hoping that I can make a payment plan or anything I need to get my life back on track""

Graduating from college and need affordable health insurance. Suggestions Please?

I'm graduating from college in Chicago this year. My parents are kicking me off their insurance. Does anyone have any suggestions for affordable health insurance?

Average motorcycle insurance?

I'm 22 and I pay right at 100 a month for insurance. How much does a regular sports bike cost to add insurance on? I know it depends on the bike but for like a GSXR 600.

California Medical for teens?

I am 19 & i have no insurance at all and i was wondering if theres a way to get on the Medi-caid or medi-cal that the state offers to usually younge kids or pregnant women? can someone give me info?

How much do car rental agencies typically charge for insurance?

What's the best car insurance company? Your experience?

I just purchased a new car and my family and I have about 4 cars currently under farmers insurance and pays way over $200 on car insurance...the dealer at the agency mentioned that he bought the same car and has 4 other cars with Nationwide and pays under $200 full coverage. In your experience and in your opinion from what you know or have experienced which insurance companys over the best service for your buck or offer great options. I think we are paying a lot and the options aren't that great. Thanks

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My mom told me to look for my first car and I found a 2002 Mitsubishi Eclipse GS, Silver, non-convertible, and i asked her if it was ok. She said that the it is considered a sports car because it is a coupe and insurance will be high, it has 2 seats in the back but it is a 2 door....can somebody tell me if insurance will actually be high for me...im 16 and ive never been a accident Thanks!""

Do I need insurance for my license?

I live in North Carolina, and I just got my license a few months ago. I don't have a car yet, but I was told that I needed insurance in order to have a license. So, I'm paying $80 a month for insurance, just for holding a license. My car savings aren't looking too good at this rate, so I was wondering if anyone knew of any cheaper insurance companies I could go with?""

Who does the cheapest 1 day car insurance?

Do Car Insurance rates go up when being rear ended?

I was rear ended and it was NOT my fault. I live in California and have State Farm. Will my rates go up?

Does the insurance rate go up or more if I get my license?

Ok my mom and dad both have a car and they bought a car just for me. It already has insurance and license plate and everything. I'm planning on getting my license soon. So when I do would my dad have to pay for more money because of me driving it? I mean the insurance is on my dads name. Thx for replying.

Auto insurance rates in USA?

What is the average insurance cost for a 2012 Chevy Cruze?

I will be turning 21 in June. No tickets or accidents on my record. What would the average monthly payment be for insurance?

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https://www.linkedin.com/pulse/average-insurance-cost-mercedes-benz-arthur-berry/"

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gobrandrootweb · 7 years

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News & General Chat • Re: Very Serious Trouble at ta'Mill - Treasure Act

geoman wrote: ↑

Thu Oct 19, 2017 11:36 am

This years PAS conference was designed to put pressure on those making the decisions on the review of the Treasure Act - the DCMS. The review is long overdue and has slipped back many times due to political agendas and more recently the election and the Brexit process. However that does not mean that those with a vested interest to seek to substantially modify the Act have not continued their work in the background. The NCMD were not invited to the conference as a part of the process and the organisers knew full well that trying to make telling points from the audience is not particularly effective. The driver of the process seems to be Mike Heyworth the Director of the CBA who has long advocated for substantial modifictation of the Act. He is in a position to do this by being paid to pursue the process by the CBA whilst the hobby has to rely on unpaid volunteers of the NCMD or interested parties in local clubs to pursue an aim to get a fair and equitable system in place when the review is underway. Sadly the hobby is infected by gross apathy and uses the get out that someone else will do the work. Well that is not the best way forward and instead responses to the review will come as always from the hard pressed volunteers at the NCMD and a few others with an interest. It is understood that the PAS aided by the CBA and other archaeological bodies are currently discussing the Review with the DCMS so as you can expect it is a very much one sided input. Third parties such as the NCMD are not favoured with such access. Addtionally Mike Heyworth, as the former Secretary to the All Party Parlimentary Archaeolgical Group has had many years to influence many MP's and members of the House of Lords on metal detecting matters as well as the archaeological establishments hopes and intention under the Treasure Act Review. APPAG is a closed shop which does not publish minutes of its meetings and is in effect a secret grouping in what it gets up to. The NCMD some time ago asked to be able to provide briefings on metal detecting matters to make sure our elected representatives were given information from both sides so to speak. The result was a rebuff with APPAG clearly not wanting to hear the other side of the story. In the light of these many factors many expect the Treasure Act Review to be a done deal and any so called public consultation merely a means to suggest democracy does play a part. In the meantime the CBA and the PAS are pursuing an update of the Code of Practice for Responsible Metal Detecting and it is expected that the terms and conditions contained within that Codewill be used to feed into the Treasure Act Code of Practice ,but with a mandatory function. Hence if a finder can be shown to have deviated from the Code then it will be seen as grounds for an abatement of any Treasure award. The latter would seem to provide a means to get items at a lower price for hard pressed museums. Considering the antics of many detectorsts when they find a hoard it should be an easy case to prove. Pressure is being applied to the detecting organisations to endorse the Code - do you want them to do this or not ? The ball is in every detectorists court at the moment to do something about this and soon. The consultation process could start at any time and there is always the possibillty that its launch will not be too well publicised to false foot those wishing to make comment. Watch out for the next bad news day to slip it out under the wire so to speak.

All very well put and understood ... sorry to say that I am now even sicker than before. I think that I will just bury my head in the sand and get on with my own detecting (while its still a legal activity) because from what you describe its already slam-punk. Also as we all know responsible detectorists dont need a code of practice, and irresponsible detectorists dont abide by it ... so the CBA and PAS are wasting their time and effort. What the Archis need to do is to put more focus on the benefits of detecting so that we are given the freedom to recover more stunning items before they get physically and chemically wrecked... Also the museums need to publicise the benefits of detecting ... to their own activities and also its contribution to the nations history. I fear that jealousy on the part of some Archaeologists is going to do a whole lot of damage to their own profession and our nations history.

Statistics: Posted by oldartefact — Thu Oct 19, 2017 12:13 pm

News & General Chat • Re: Very Serious Trouble at ta'Mill - Treasure Act published first on http://ift.tt/2vLpIR5

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fxikb0ay-blog · 5 years

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