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#eg ive been contracted as of Late
qourmet · 1 year
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it really be a "i don't wanna fucking work today" kinda day o)-<
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bhuwank · 4 years
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WHAT HAPPENS DURING STENTING?
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The stenting procedure takes place in a catheterization laboratory. To the patient, the “cath. Lab.” may resemble an operating room with its many monitoring devices, video displays and x-ray cameras. The patient will lie down on a table under an x-ray camera. He or she will be given a mild sedative and remain awake but relaxed for the duration of the procedure. Once the patient is comfortable, heart monitoring begins, an intravenous line (IV) is established and the area where the sheath is to be inserted is made sterile and locally anesthetized. The majority of stent procedures are performed via the femoral artery in the groin. However, the brachial artery in the arm or the radial artery in the wrist can be utilized as well. The injection of the local anesthesia may result in discomfort. An anticoagulant is then administered through the IV to prevent blood clot formation within the artery during the procedure. The guiding catheter is then advanced through the sheath to the heart and is positioned near the origin of the coronary artery. The physician will inject dye (contrast medium) through the catheter. The dye can be seen on a special x-ray (fluoroscope) and serves as a road map for the procedure. The physician and other attending medical staff may ask the patient to perform tasks such as coughing, turning the head, taking a deep breath or not speaking for a while. Guide wire is then passed through the catheter into the coronary artery and to the narrowing of the coronary artery. In most cases, the physician then performs a balloon angioplasty. Stenting is then performed. Equipped with a premounted stent, a balloon-tipped catheter is advanced to the target area. The balloon is inflated for several seconds to several minutes, expanding the stent, which adheres to the wall of the artery. The balloon catheter is removed while the stent remains permanently fixed to the artery.
REBLOCKAGE WHY DOES IT OCCUR?        
Over 1 million balloon angioplasty and stenting procedures are performed worldwide each year. While these procedures have a high rate of initial success, the chronic problem of restenosis develops in a large percentage of patients. Let’s examine the mechanisms that underlie the process of restenosis.
In standard angioplasty, a balloon is inserted into a coronary artery and inflated until the plaque is compressed and the lumen is enlarged.
The first mechanism of restenosis during angioplasty is “elastic recoil”, where the walls of the artery tend to spring back immediately after the procedure.
A second mechanism of restenosis is “chronic remodeling”. In remodeling, the vessel wall slowly contracts as it heals, producing a smaller lumen.
The third mechanism of restenosis involves excessive growth of smooth muscle tissue known as neointimal hyperplasia. Neointima consists of smooth muscle cells and surrounding matrix that proliferate in the vessel wall and migrate into the arterial lumen.
Now let’s see what happens when a stent is used during balloon angioplasty. The balloon delivers and expands the stent at the lesion, where it remains in place as a permanent scaffold. The stent is strong enough to prevent elastic recoil and chronic remodeling, but neointimal hyperplasia continues to be a problem because stents do not stop smooth muscle cell proliferation.
MECHANISMS
While true in-stent restenosis (ISR) represents a neointimal proliferative response to the implanted stent,’pseudo ISR’ may be due to a variety of mechanical factors, including acute recoil of neointimal tissue bck into the lumen, missing the lesion, stent crush, having the stent stripped off the balloon, and stent under expansion. Unlike restenosis after PTCA which is caused by a combination of acute elastic recoil, intimal hyperplasia, and negative vascular remodeling, ISR is almost exclusively the result of neointimal hyperplasia (growth of new cells). The placement of a stent leads to chronic, prolonged damage resulting in more exaggerated intimal growth and greater late lumen loss, compared with PTCA. In some individuals, contact allergy to certain ions released from stainless steel stents (eg nickel, chromat, and molybdenum) may potentially trigger ISR.
After the initial damage by the angioplasty balloon, ISR progresses through four distinct phases: thrombosis, inflammation, proliferation, and vessel remodeling. Focal thrombosis is universally observed after stent implantation, usually within the first 1 to 3 days, and is proportional to the depth of injury of the artery wall by the stent struts. Platelets and macropahges (body’s defence cells in blood) are believed to secrete a variety of growth factors, notably platelet-derived growth factor, which induce a brisk inflammatory reaction at the site of injury and encourage smooth muscle cell migration and proliferation, leading to the formation of the neointimal hyperplastic (excessive new cell growth) lesion. There is evidence from animal and human studies that the degree of inflammation and subsequent neointima formation is proportional to the degree of penetration of the vessel wall by the stent struts.
DRAWBACKS OF SURGERY
The cardiologist entered the examination room with a grim look on his face. After exchanging a few formalities, he came to the main reason for the consultation. “Mr. Rahul Sharma, I’ve reviewed your angiograms again, and there is no option. You will need to have a bypass surgery.” Rahul was clearly shaken. “But doctor, are you sure? I nearly died on the operating table the last time I had surgery. Are there no other operations? What about the balloon procedure, or new medications?”
“Rahul, I am really sorry. I know how much you dread the thought of surgery but there is simply no other option.”
Dialogues like this take place thousands of time each year. In spite of reblockages surgeons still perform bypass surgeries. The darling of heart specialists today, however, appears to be coronary angioplasty. Often referred to as the “balloon procedure” in lay circles, this technique opens up blocked heart arteries by forcibly opening a sturdy balloon inside the clogged vessels. The balloon inside the clogged vessels. The balloon flattens out the obstructing fatty deposits, and thus allows more blood to pass through the previously narrowed area. If the cardiologist believes there is a high likelihood of repeat closure of the artery, a stainless steel wire mesh circular tube, called a “stent”, will be placed where the angioplasty was performed to decrease the possibility of short-term repeated clogging.          
Many lay persons today have become so familier with both bypass surgery and angioplasty that they might think that Rahul is a bit childish to fear such well known therapies. Yet, experts who recognize the results of these common procedures would likely share Rahul’s sentiments. One of the greatest concern with these methods is that they do not address the underlying disease process. The disease causes a slow but steadily increasing blockage of major arteries. Bypass surgery and angioplasty do nothing to change this gradual accumulation of fatty deposits throughout the body. These high-tech procedures only “buy time” by addressing what are often the most life threatening areas of blockage- the blood vessels nourishing the heart. If the process of atherosclerosis is not addressed, the arteries that have been bypassed will again clog up; the vessels that have been angioplastied or stented will again be obstructed with fatty material.
Hope you liked this article!
This article is written by Dr. Bimal Chhajer (India’s best heart doctor)
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Need help with car insurance?
"Need help with car insurance?
I am a 16 year old male but turn 17 in October 27th and i really want to get driving asap.   The problem is is that i am on a tight budget when it comes to it. Buying the car isn't to bad its the insurance. When im looking on websites its coming up with prices like 3000 but i managed to find prices around the 1800 for a year. Does anyone know of any cheap cars where i could get the insurance for cheaper than 1800   Thanks     I live in the uk
BEST ANSWER:  Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr 
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My driver's license will be under suspension until January 2014 and so I have decided to sell my car. What do I do about insurance? I dropped mine when I realized I would not be driving as a way to save money, but now that I want to sell the car I believe I need the insurance even just for someone to take a test drive. Are there short-term or reduced costs policies available in this situation? I would of course immediately not need the insurance once the car is sold, which could be very soon.""
How much would Insurance go up with Speeding Ticket?
I'm 17, in Kansas, and I got a speeding ticket for going a 51 in a 40. My dad said that it will cause insurance to go up for the next three years. My ticket cost is $96.00. How much should this cause my insurance to go up? I've never had any violations of any kind before and I have the good student discount, too. Also, what do you recommend I do? Should I just pay the fine and accept whatever happens to my insurance?""
When will we be required to have health insurance?
When will government make us buy insurance?
Which is the cheapest car insurance in Louisiana?
Which is the cheapest car insurance in Louisiana?
Insurance is a scam?
Why would we need it to be a law? Insurance is in case something happens, well what if nothing ever happens, all that money goes straight into their pockets. If it's law, they should make a new law where, after a certain number of years that you never got in an accident you get your money back. The main reason a hit and run occurs is, jail, or they don't have insurance. You would solve half the problem! I read in the DMV booklet that you can show proof that you have $35,000 in an account, and you wouldn't have to pay insurance, does anybody do this?""
""California learners permit, do you need insurance?""
California. Do you need insurance while u have your permits or do you use your parents? If no, I get insurance after I take my driving test? And can you have a passenger with you when you have a permit? Like an adult right next to you and your sister sits in the backseat.""
What would be the cheapest Car Insurance for a 20 year old? HELP!!?
so i'm 20, & i've had my licence for a year now & been driving around in my dads cars. but he just recently got a letter from his car insurance asking if he will add me on to it!.. will it be cheaper if i was added on to his or if i had one of my own?? because i go to school full time & work part time! & would the insurance go down when i turn 21?""
If I get a ford mustang (2000-2006) and get put on my grandmothers insurance would it be cheaper?
I heard it would be cheaper to have me on her insurance because she's older and has a clean record. And I'm pretty sure it varies by state. I live I'm SC
Best Apartment insurance?
Hey I need apartment insurance. What are the top five best apartment insurance places? Thank you!!
Is this insurance Fraud?
My Fiance and I have very expensive car insurance right now and when we went to change companies the company we were at (its a certified insurance company) wanted to keep our business so they made our insurance allot cheaper by saying we are married, but we are only engaged. Can we get in trouble for this? Is it insurance fraud.""
Question about pregnancy insurance?
My husband and I plan on trying for our 3rd child sometime around August/September. For our first child, we were eligible for Medicaid and for our second we were on Tricare since my husband was deployed. However, right now I'm the only one who is uninsured. My husband can go to the VA Hospital anytime he needs to and my kids are on State insurance. We really don't want to get some type of family insurance since everyone besides me is all taken care of. So my question is: Is there some type of insurance that covers pregnancy that I could just sign up for? I decided to come here before really starting my research on the off-chance someone here is on one/knows of one. Since a lot of insurances would say a pregnancy was a pre-existing condition and not cover me, I want to be on it before we even start trying. Anyway, thanks!""
Need help with car insurance?
I am a 16 year old male but turn 17 in October 27th and i really want to get driving asap.   The problem is is that i am on a tight budget when it comes to it. Buying the car isn't to bad its the insurance. When im looking on websites its coming up with prices like 3000 but i managed to find prices around the 1800 for a year. Does anyone know of any cheap cars where i could get the insurance for cheaper than 1800   Thanks     I live in the uk
What car insurance can i get with no down payment?
What car insurance can i get with no down payment?
Can a health insurance company abroad outside the USA look up my health insurance information ?
If I provide them with my insurance policy and other info can they look up my health insurance information?
Can I Buy Car Insurance Without Having A Car?
I'm not planning on driving anyone else's car it's just that my mom doesn't want to put me on her insurance because she says that it'll be too expensive for her (even though I would pay her for my piece). Thing is I don't have a car yet but do plan on financing a ar very soon. I've been pre-approved so I'm pretty much set to go but want to just drive my car off the lot without any problems. Also, does 'non-owner's' insurance like roll over should you buy a ar yourself? Like say for instance I did get non-owners insurance, drove my mom's car and then finally got enough money to buy my own car, can I use the same insurance?""
Blood test and insurance?
IS THE BLOOD TEST FOR AFP COVERED BY MY INSURANCE?
How would i go about getting a hypothetical insurance quote?
I haven't even started to learn to drive yet, but just out of curiosity i want to get a rough estimate for insurance for a car that i found, are there any website where i can do this anonymously?""
What's the cheapest van insurance for a new driver aged 27?
just passed my test and will be looking for a little berlingo van or kangoo. something of the sort. im a builder. just like to know peoples experiences getting the best insurance.
""What are some good, reliable cars that don't have super high insurance?""
I'm 18, responsible driver, clean record which will stay clean. Looking for another car still. Will almost positively be under 2005 and not a sporty one. I was looking into Acura Integra. But, kinda like maybe something like a Jeep Liberty (if insurance isn't high!) I will be on my parents insurance and both of them have clean records so that should lower it anyways. Would Audi A4 or a Suzuki or Kia sedan be fairly cheap?""
Anybody can help me with cheap car insurance.?
im 19 years old i want to but a used car but i wanna know the cheapest way to pay for car insurance.im new at this so thank you for ur help
I'm 23 and a female. I've never bought car insurance before. Who's cheaper Geico or Progressive?
Is wanting to pay $100 a month unrealistic?
Help with motorcycle insurance?
Hello. I am looking into getting a motorcycle, because I have had my motorcycle license for oooooo about 2 days now. I am just wondering if someone can help me with some insurance questions that will better help me decide what kind of bike to buy. For instance does the size of the bike differ in price? For instance if I got a 250 cc bike would I pay alot cheaper then one that is 1100 cc's? And what about make and model? Would a Ninja be cheaper to insure then a honda? Just kind of curious. And what would be the cheapest bike to insure. Further information. I am 24 years old. I have been insured with state farm in my personal vehicle for about 7-8 years now. Unsure if they offer motorcycle insurance, just started looking.I really like street bikes, really hate sports bikes. I am just l;ooking for the bare minimum insurance as I just want to ride and be legal rather then wasting a bunch of money on insurance. I know I have alot of questions, but anything will help me. So someone let me know. Thanks!""
My daughters car insurance has more than doubled because she got 9 penalty points in the last year. she wants ?
me to get insurance on her car and then get her put on that insurance. if she gets more points while she is under my insurance would that affect the price of the insurance on my own cars or would only if she caused an accident make my insurance go up. i could get a years insurance on her car for less than the price of 1 monthly installment she would have to pay for her own insurance. what do you think. if she gets 3 more points she will be disqualified from driving . if that happened while she was on my insurance would that put my insurance prices up even though she would be off my insurance if she did get disqualified. what i have wrote might not make sense. i want to know if i do this for her and she gets disqualified while being on my insurance would that put my insurance prices up for all my cars or what or would it only effect my insurance if she causes an accident. while shes on my insurance. * 41 minutes ago * - 3 days left to answer. Additional Details 40 minutes ago we live in the UK. sorry this is very long i found it hard to write what i was really trying to ask. 33 minutes ago i know if she causes an accident while she is on my insurance ot would effect how much my insurance costs but if she was to get disqualified while she is on my insurance would that effect me inurances oin anyway. if she gets disqualified then she wont be on my insurance anymore. 14 minutes ago only 3 of her penalty points are for speeding. she told me the other 6 points are because there was a mix up with her insurance last time and she was uninured for 4 days and was caught by the police. she got 6 points for that in court a few months ago. she said she that she had phoned them and accepted the policy they sent her to renew it and thought it would continue automatically but she hadnt been to the office to sign for it so she got caught for that. she was only uninsured for 4 days because of her mistake that time. sorry if you already answerd this but i put it on US yahoo answers by a mistake and it didnt show up in UK yahoo answers so i needed answers from people who knows about car insurance in the UK
Are minors required to have car insurance in California?
I'm reading the drivers handbook and it doesn't mention anything about that, it only says if you are emancipated that they require it.""
Do you need insurance to take the Texas Driving Test?
I'm gearing up to take my drivers test, but I'm not sure whether I need insurance for it along with my VoE, Birth Certificate, ID, & SSN""
When will insurance total a car?
At what point will my insurance company total a car? My husband was in a car accident and the whole front end of the car is damaged - the estimate is $7800 to fix and the car is valued at $9100. The body shop has been waiting a 2 days, so far, for the insurance to decide what to do. I am hoping it can be fixed but I also need to know if I need to start car shopping.""
Vehicle damaged..have ? about insurance?
A tree fell on my vehicle during Hurricane Ike. My husband thinks there may be at least $10000 worth of damage to it. I looked it up on kelly blue book and its only worth approx 9000.00. I tried trading it in a few weeks ago and they only wanted to give me $5000, I'm glad I didn't take that one. I purchased the GAP insurance thru the dealership. Do you think Allstate will just total it and let the GAP insurance pay the balance of my loan. I'm really really upside down. It really looks cosmetic to me but there are things hanging underneath it and it is very hard to drive. I think it would be cheaper for the insurance company to total it and let GAP take the rest. How does that work?""
Can I sue an insurance company if?
If the insurance company is putting stress on me and with holding information from me.It was their client who hit my vehicle he was cited a ticket. for being left of center he was flying down the road in a double yellow zone traffic was stopped 2 lanes and he had to go around them in order to hit me.He has a witness and he and his so called witness are saying that I pulled out of a lot that I was never in.Lucky for me I kept my proff of purchase.and they even have me on camera with the traffic stopped.Anyway his insurance company is treating me like I am a criminal and will not tell me anything.Which in turn is really stressing me out.So can I sue if I want to .I did try to be nice but his agent really makes me angry and stresses me out.I am just wore out from dealing with her.
How much did your insurance go up?
I am unemployed. My wife has me, our son, and herself on her job group rate medical insurance. Up to October this year, for the last 10 years, she pays $79.00 per month for medical ...show more""
Does it matter if you tell the insurance company?
that you are keeping your vehicle at 'X' address instead of your real address which is 'Y' address. Reason being that X is a way cheaper premuim than my Y premium. And its only for TPO insurance. Thanks
What is a car insurance down payment?
I see these commercials for cheap car insurance with a low down payment . I've had three car insurance companies in my life and not a single one has required a down payment. Why would anyone choose a company that did?
Buying motorcycle(street bike) and insurance?
Okay im going to be buying a new yamaha r6 in a couple of weeks. Before I bring the bike home I heard that Im going to need insurance before I bring it home. So should i start looking for an insurance now and get quotes or can i bring the bike home and then look for insurance. Im 19 years old.
""Rear ended someone in a rental vehicle, will my premiums rise?""
I was in a rental vehicle when I tapped the car in front of me. I drove a '11 Toyota Corolla and he an old Chevy Monte Carlo. I came to a complete stop before absentmindedly loosening my foot on the brake, thus I tapped him at perhaps 2-3mph, and left a light imprint of the license plate on his red bumper. I offered to negotiate a cash payment on the spot, I was thinking of a couple hundred, but he insisted costs to be over 1,500. I did pay for damage insurance on the rental, but not liability. I'm insured with Safeco in Southern California, will this affect my rates at all? I talked to a body shop and showed them pictures of the imprint, and they figured that repairs would be around 150-300, depending. I heard that premiums won't necessarily rise unless damages are over 750? Is that true, and if so what are some tips to keep them from rising at this point? (this would be the first accident where I am held liable)""
Insurance rates????
my insurance is way too high...I have insurance with a nationwide company....and I have to have full coverage because I'm financing the vehicle. My question is..where can I go to find some cheaper insurance? I heard that smaller companies around where you live usually offer cheaper rates? Is this true?
What are we paying for when we buy car Insurance?
Does any one notice that we shell out thousands of dollars from our income for car insurance, and the insurance company gives us nothing back? Sure, if we get into a car accident, they cover the costs, but then they raise your rate. And you are paying far more than the cost of the accident anyway. And then if you don't get into an accident, what is all that money for? They don't give it back. I just think its odd that we are required by law to pay for nothing, after we already have paid for the car. And then if you don't, you are penalized and punished, so you are given no choice. But really, you're paying all this money and getting nothing back. WTF""
Ticket for no proof of insurance in FL?
I received a ticket for no proof of insurance, i did not have the card on me at the time but i do have insurance. When i go to court, will i have to pay the fine or will the ticket be thrown out?""
Can I drive my car without my name on the insurance?
My husband and I own the vehicle and we have insurance on the vehicle with only my husband's name. Will I get in trouble driving it, even though the vehicle s under my name but not the insurance. This is mainly due to price of insurance. Me being on it will sky rocket he insurance.""
Need help with car insurance?
I am a 16 year old male but turn 17 in October 27th and i really want to get driving asap.   The problem is is that i am on a tight budget when it comes to it. Buying the car isn't to bad its the insurance. When im looking on websites its coming up with prices like 3000 but i managed to find prices around the 1800 for a year. Does anyone know of any cheap cars where i could get the insurance for cheaper than 1800   Thanks     I live in the uk
https://www.linkedin.com/pulse/i-got-car-accident-insurance-100-his-fault-isaiah-anderson/"
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cheap cars to insure for 18 year olds 2014
"cheap cars to insure for 18 year olds 2014
cheap cars to insure for 18 year olds 2014
BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr 
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my husband dislocated his knee 3 months ago and has been in excruciating pain lately. He can't bend, walk on, put weight on his knee without it giving out and making him fall. He wont go to the dr, since we don't have any insurance (in orange co, calif) and he feels that IF he does go then they will put him in a brace or something that will hinder him from working. And since we are living paycheck to paycheck we can't afford to have him miss a lot of work. Meanwhile, he is in a very, very grumpy mood (which I can understand) and he keeps getting himself drunk so the pain will go away or is more manageable yet we all know that it wont help. Is there any advice as to what to do to make him go to the Dr? or does anyone know of a place that we can go that will actually help him out with the xray/mri/ct that he will most likely need??""
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My dad is taking me off the insurance and my coverage will end at the end of February. Anything I get done through February, as long as it is before the 1st of March should be covered, correct? I know insurance companies don't reimburse immediately. It usually takes a couple of weeks. But anything should be covered within that month right? Thanks for the help.""
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I'm pretty sure you pay more if you get a mustang than a honda 4 door civic. Just liability only - not full comp and collission. No notes that if you have a loan in the car you have to carry full coverage. I know that already. Car would be cash and use same year for both cars.
Does anyone know this car insurance joke?
I heard a car insurance joke a while back it started with a lot of cussing and then at the end of it it said something like something something something I just saved money by switching my car insurance to GEICO or something like that can someone please tell me the joke if you know it? I wanna send it to a friend :)
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I am 18 and I want to get a Nissan Navara. I have got a quote for the non-commercial versions eg le, se and xe for 1990 which is fine, but I cant get an online quote for the D22 version. Its a 2005 D22 Navara di. It says I have to ring them as they cant give me an online quote. Does anyone know if this model can be insured on normal car insurance as I am under 21 and it will be very difficult and expensive to get commercial or van insurance.""
How does insurance on a leased car work?
im getting my license soon and was wondering what the best and cheapest option in terms of buying, leasing or buying used is for me. im 16 so insurance is going to be high. i only need a car for 2 years, after that ill be in college and dont see a point in having a car. so i thought why not just lease a car, but i heard when you lease a car the insurance is high for it. my question is how does a lease work? is the insurance for it high already without me being 16 a factor? do you sign up with a dealership insurance or use your own plan? Thanks for the help""
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cheap cars to insure for 18 year olds 2014
cheap cars to insure for 18 year olds 2014
I need to have all my teeth removed and have dentures in California?
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How much would my car insurance be?
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whats the cheapest car on Insurance in ontario canada?, i need 4 doors small car""
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Your car insurance price?
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cheap cars to insure for 18 year olds 2014
cheap cars to insure for 18 year olds 2014
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I would like to know the cheapest insurance........otherwise i will just go on my dad's insurance
General car insurance question(s)?
Which will cost more in car insurance, generally: a passenger sedan (maybe a 1999 Honda Civic) or a pickup truck (1995 Chevrolet Silverado 1500, perhaps)? Also, if I have two trucks, both exactly the same, only, one has 2-wheel drive and one has 4-wheel drive, which will cost more in insurance? If one will infact cost more, will the difference be significant enough to matter? I live in Colorado. 4-wheel drive is desirable with the snow and ice, but if it will cost significantly more in insurance, I can't justify it.""
Car Insurance Question?
Can a 16 year old girl drive her parent's car alone without her name being on the insurance?
How much is your car insurance?
I don't want to sound personal but I am wondering what everyone pays in car insurance. I happen to live in Michigan which has the highest car insurances rates in the country. I am planning to move soon and was wondering how much people are paying across the country. Please don't feel a need to give me the exact number, a range is fine. Also, please tell me the car type because I know that matters. Again with car type you don't have to tell the car. Example if you drive a 911 Porsche you could say, 2 door, luxury sports car. Any other information would be greatly appreciated, thanks!""
How can i get insurance from the gov.?
Ok my dad is 37 and has no insurance and we can't afford any either so how can he get insurance from the gov. we kinda need it now cause he thinks he has cancer so please help
Cheap car insurance for Land Rover Discovery?
I'm about to buy a 03 Disco and was wondering what everyone is paying for car insurance. I'm 25 with no accidents on my record, but the quotes I keep getting seem to be outrageous. I'm just curious if that is common or if there is a company with decent full coverage rates for discoveries. Thanks for the help""
Salvage car insurance?
If I have nissan 350z roadstar 2006 salvage car with only 13 000 miles and I have only liability insurance. Now If someone else hits my car(AND ITS HIS MISTAKE) and I have damage, what would the other insurance party will give me? Would they fix my car if it has big damage?If they total it, how much would they pay? i UNDERSTAND THAT SALVAGE CARS ARE FAR LESS WORTH ,HENCE I AM ONLY BUYING LIABILITY ON IT. BUT WHAT IF MY CAR IS DAMAGED BY SOMEONE ELSE MISTAKE?""
Insurance for mercedes glk350?
I was wondering how much it would cost to insure a 2011 mercedes glk 350. I am looking to buy a new car
""What's wrong with my car, Damage and Insurance Question?""
Two days ago, I was involved in a car accident. Allow me to explain what happened. I was stopping at a stop sign, and as I put my foot on the brake, there was some black ice, and my car slid through the stop sign, straight into the intersection, where a woman hit me in the rear end of my car, which spun my car around, making my tap the back of her car as well. My car was barely left with a dent, and driving away from the scene, my car was just fine. However, when I went to drive it this morning, I noticed something was up with the back end. Whenever I hit a bump, it feels like the back end backs up, and fishtails away from the front of the car. Can you tell me what's up with my car, and how much it would be to fix whatever it is? Also, assuming you understand what happened in the accident, and knowing that I and the other woman have insurance, can you tell me who would end up paying for the damage done to her car, and whose fault it really was? Will insurance cover her damage, and if so, whose company is going to cover it? Hers or mine?""
How much would you estimate the annual cost of living to be in central New Jersey?
This would be for a simple lifestyle- one bedroom apartment, utilities, food, clothing, phone, internet, cable, basic car, car insurance, gas, car maintenance, computer, pet, gifts, and a one-week basic vacation. You can provide an estimate both with, and without, a basic health insurance plan premium. I am just trying to figure out about how much it would cost to live in this area. Thank you for your advice.""
Car Insurance / Case is not resolved / New Insurance?
Hi I had car accident about year and a half ago. My case went to court and it is still not resolved.I haven't been driving since that time. I bought a car now and I want to insure it. How does it look with the insurance companies ? there is no option to choose when you do insurance quote online.
What is the cost of basic car insurance?
I know it varies but i mean for an average car? Are there any other costs to be considered when first purchasing/driving a car?
Can you have insurance on a car that isn't yours?
My girl friend has a car but lost her job and can't afford to pay insurance. Can i put the insurance in my name for a car that she owns?
Are States legally allowed to require car insurance?
Can the State legally mandate that citizens buy insurance from consumer agencies that have little to no regulation of price and guaranteed service? Can we consider this question with ...show more
Mass insurance?
why is it that in massachustts that if you have a deductable of $500 on your car insurance policy and put in a claim for $900 dollars you are charged a surcharge of $360 for 6 years why do we have insurance and pay a high premium to start with. they should pay the claim for the $400 difference without a surcharge. i have 3 cars insured and it seems that i pay for the insurance but have no benefit from it.
Drivers License and Car Insurance?
My friend had a friend of his drive his car when he was drinking because he didn't want an OMVI. His friend quit paying for car insurance but said he still has his drivers license. Is that possible? Also, my friend said he wasn't worried about an accident because my friend has insurance and he thinks that covers all drivers in his car with a drivers license. I feel that if he got in an accident, his insurance won't pay because he has a non-insured driver driving his car. He said I'm wrong. Who's right and who's wrong here????""
Home owners Insurance can't afford - help?
a year ago I paid off my mortgage and now I have property taxes which I pay in installments and now home owners insurance, there was enough left in escrow the first year for the mortgage company to pay the property taxes rhe first year, but now I realize I cannot afford the home owners insurance / I'm in a low income job , and it's $600 a year - If I were to cancel the home owners insurance until I get finish my degree to become a teacher in three years would I encounter problems with an another insurance company to get home owners insurance once they know I've been without HOI for say 2-3 years? or what would happen - see I hsve property taxes, hoa do every month etc and I'm living paycheck to paycheck I have car ins cause it's the law / can I just cancel the HOI just for three years until I make more money? advise please""
Car insurance questions?
okay im 19 livin in MICHIGAN. My driving record sucks, (2) accidents i got rear ended, (3) speeding tickets a total of 7 points license is restricted till jan, 2012. I want a car but its around 600-900$ a MONTH to insure me, 99 dodge neon to a 2010 mustang gt all the same price a month depends what insurance company. i cant be on my parents insurance because they excluded off their policy. I allso live in a apartment, so is it possible to buy a insurance policy in my moms name with her correct sos number and drivers license number and lie and say she lives with me in my appartment and put me as a secondary driver. but the car ill be fiancing so i need full coverage and the car is in my name . My questions are (A) my mom uses lifelock will she find out that i opened a policy in her name. (B) will the insurance company find out about that my mom doesnt live their or would they find out at all. AND MY MOM LIVES AT A ANOTHER ADDRESS. (C) is it legal to own and fiance a car thatS in my name but insurance is not ill be listed as a seconday driver under my mom . (d) my mom WOULD NOT KNOW IM DOING THIS. I KNOW THATS FRAUD BUT U GOT TO DO WHAT U GOTTA DO how would anyone know what im doing and find out about it""
How much will my car insurance be?
I just got my 7th DUI conviction and I want to buy a Chevrolet Corvette, but dont know how much insurance will cost my parents? I don't want them to have to pay too much but i really want the car. please help""
How much more would it cost if my parents added me to their car insurance?
My parents pay about $100 a month on insurance for their car ( 2008 Nissan Sentra) to OMNI insurance group. I'm just wondering how much extra would they have to pay to add me (16 years old) onto the insurance when I get my license?
About Health Insurance?
I just went for a job interview this morning, and it seemed to go well. When I was asked if I had any questions about the company, I inquired about their health plan. She turned a little red and said they offered Blue Cross Blue Shield (not uncommon in my region), but then went on to say The company covers 60% and the employee, 40%). She went on to give an explanation about how BCBS charges the company based on the average age of all employees (which in this company's case, is about 45 or something). Anyway, my question is this: What do you think about that? 60 to 40 equation? I'm thinking that my 'out of pocket' (for family - my son and I) will be quite high, and my co pays at the doctor/dentist will be as well... Can anyone help please?""
Can you have be under two car insurance companies at once?
My dad is considering in buying another car(ideally for me to use) but to avoid the high cost, he wants to be listed as primary driver to both. It seems that usually when youre under one company, I will most likely be forced to be primary on one of the vehicles. So would it be possible to be under two different car insurance companies so that my dad can be primary for both or would this be considered a type of fraud or something illegal?""
cheap cars to insure for 18 year olds 2014
cheap cars to insure for 18 year olds 2014
Cheapest car insurance for first time driver? I'm a girl?
I'm looking for insurance that is as cheap as possible. I'm a 17 year old girl who is currently having driving lessons.
Had a car crash; how do you give insurance details?
OK, I let my attention slip and slightly rear-ended a car in front of me (oldish Mercedes), guy was surprisingly pretty cool about it. Damage is: (my car) my number plate fell off and very slight bumper bar damage; (his car) back bumper damage, back boot doesn't close properly. My car is insured completely, but how do I give him my insurance details? Do I just say the company that I'm with or something? Or I call my insurance up and get a number? Also will I have any financial repercussions from this, or does the insurance pay the lot for me and the victim? Will my rating be damaged and have to pay more for insurance? I have no idea about this type of thing, I don't even pay my own insurance, my dad does. Would any adult, or someone who has been through this (I'm assuming it's a fairly common) shed some light?""
Which will cost more to insure? 00-04 mustang base or 00-04 mustang gt?
I'm 17 and live in New York. Been driving with a clean record for one year and I currently pay $100/month on my mom's '10 camry. I want to get my own car and I have narrowed everything down to a mustang, but I can't decide between a base model or a gt. I have discounts on my current policy such as good student and drivers ed. I will also take a defensive driving course for an added discount and the new car will also bring about a multi-car policy discount which will be helpful. My mom will be contributing the same $100 towards the car as she is now and the rest I have to pay for by myself. I have heard that the base and gt will cost about the same to insure, but that doesn't seem right considering that the gt has 100+hp more than the base, but people have supported that by saying the base models are involved in more crashes among young drivers. So can anybody set the record straight for me? Please don't give me responses saying that only my insurance agent can tell me that or too high for you to afford. Also would it be a wise decision to drop collision coverage for a huge insurance discount? I don't plan on racing this car.""
Does anyone know any affordable cheap family plan health insurance company ?
Does anyone know any affordable cheap family plan health insurance company ?
Vehicle hit while parked will insurance rate go up????
I get a call from my girlfriend that on the way to the train she saw my car was smashed -Bumper , fender , Headlight need to be replaced The car was parked at the time. Gessing this would be considered a hit and run?Wll insurance rates go up if i put in a claim?????""
How much does car insurance cost for 18 year olds?
would it be cheaper if I combined it with my dad's insurance plan? abput how much would it cost then?
Why is Geico Home Owner's Insurance So Much More Expensive Than other Companies?
I have had my home owner's insurance through Liberty Mutual and I pay $865.00 per year for about 110,000 in dwelling coverage plus other coverages as well. However, I just decided as I wasn't doing anything today to check on the competition and I called up Geico. Get this.. Here it is... Geico, for the EXACT SAME COVERAGE I am paying Liberty Mutual $865.00 per year gave me a quote for $4,200.00 per year. WITH ALL COVERAGES BEING EQUAL. I was shocked... The lady told me because I had one claim for roof damage which cost $4,000.00 that justified the increase in coverage. Plus Geico had a higher deductible of $1,500.00. First I don't know anyone paying $4,000.00 for a one year home owner's policy for $110,000.00 in coverage. But does anyone know why Geico is so ridiculously expensive?""
""I am moving from NJ to FL, what steps do i take to get florida plates, insurance, and registration?
I have a 2010 Hyundai Elantra. Which do i do first? What are the fees for each?
If my insurance pays off what i owe on my car would it be on my name?
or would if be on my car agency name? i was hit by a 73 male no insurance and well all i have now is for my insurance to cover it and to fix my car is about $7,500 and its a total loss so my mom was told and estimate of what the car might be worth is between 5,000 and 6,000 i have and 2004 Hyundai Elentra. I still owe the agency a year of payment so is the check going to be under my name or the agency. im hoping under my name this way im able to buy a car- cash and keep paying my agency what i owe. bc it sucks to still pay off money even if the 6,000 for the agency and i still have to pay monthly if its not enough to cover the whole amount i owe. HELP""
Insurance on a 2005 premium mustang v6?
hello, my daughter is 17 years old and i am thinking about getting her a 2005 premium mustang v6. she is on the honor roll, hasn't had any problems or accidents as far as driving goes, and really doesn't drive much. we live in a rural area. how much would insurance cost? our insurance company offers some plan where if you're getting good grades, you get a discount. how much would it all be? i have her driving a 2012 volkswagen jetta now and it's very pricey.""
Can you add you unborn child to your insurance?
well, I would like to add my baby to my boyfriend's insurance (the daddy) can he do it now or we need to wait until the baby is born?""
Can I put my partner on my health insurance?
Hi there, My girlfriend and I are going to be moving to New Jersey in May of next year. We are going to get a civil union. At this point will I be able to include her on my health insurance through work? I work in Philadelphia. Wasn't sure of this since PA doesn't recognize civil unions, but didn't know if there is a loop hole since we will be living in New Jersey?? Any help would be great. Thanks!""
What type of insurance is better: private healthcare insurance or union insurance?
I used to have Kaiser Permanente but now I'm on a union healthcare plan because my mom works at a grocery store. I used to always be able to see a therapist a few times a month no problem when I had Kaiser, but with the union insurance I tried to go and after a few months it sucked up all the money in our insurance and we couldn't go to see any more doctors until the next year. Should I switch back to Kaiser? I'm mostly concerned with being able to see a therapist a few times a month, maybe a dermatologist a few times a year(currently I'm being treated for my acne), and being able to get contacts and a yearly eye exam(which I can do with my current insurance) and also being able to see a good dentist biannually(I can also do this with my current insurance) So pretty much all I'm missing is the mental health care I want! Would Kaiser be able to provide me all of this? Thanks in advance for any helpful input""
What is an affordable life insurance for a cigarette smoker?
What is an affordable life insurance for a cigarette smoker?
How much would car insurance cost for a Corvette?
If you are 16 years old and a Male
Why do car insurance companies do credit checks?
I have just renewed my car insurance and made a massive saving from 162 per month to 79 per month. But the first few wouldnt let me pay monthly because of my credit history. Why ...show more
Auto State Farm insurance almost up?
I just looked at my auto insurance card that it expires next month.....i still want to keep it so do i have to call them to renew it or something, or do they call you ?""
Car insurance..17yrs old!!!?
I am 17yrs old, looking for cheap car insurance. Haven't got a car yet but have been looking at cars such as Ford Fiesta, Peugot 105, Fiat Punto and have been getting around 3000. I cannot afford that and was wondering if anyone knows any ceap cars for cheap insurance and who are the best companies to get cheap insurance? Thanks""
Does anybody have any info about insurance licsences in arizona?
classes, test, etc. i passed my real estate exam a little over a year ago. man talk about a tough business! well i think its almost time to move on to something else....""
Question about life insurance?
I have life insurance and went to update my insurance today. In 2003 I became disabled and did not know about the disability clause. Where I don't have to pay the premiums anymore. Can I change my term life to whole life? Will I get back pay from 2003? I want to know this before my agent calls me next week with the answers. Please don't try and sell me insurance for as I won't qualify anyways just the answers please.
Do insurance companies look into your driving record?
When getting an auto insurance quote they ask if you have any major violations. Do they only know if u tell them, or will they eventually find out of u lie?""
What is an affordable health insurance plan that will include mental health coverage and prescriptions?
What is an affordable health insurance plan that will include mental health coverage and prescriptions?
Free health insurance?
im 19 years old and im unemployed and im about to start college is there a way for me to get free heath insurance? i live in orange county california
I dont want to pay for car insurance... is there any way around it? LOL?
I know it sounds crazy and I need insurance but is there anyway to avoid paying it... at least for just a month? I have the cheapest plan possible but its still killing me financially every month! Do you think allstate has a low income program? Do ANY of the insurance companies....?
What is the cheapest insurance for an 18 year old driver to get?
i dont have alot of money and need the cheapest insurance possible, that covers things somewhat. thankyou!!!""
cheap cars to insure for 18 year olds 2014
cheap cars to insure for 18 year olds 2014
https://www.linkedin.com/pulse/aarp-auto-insurance-quotes-online-donald-banks"
0 notes
Insurance and having a baby?
"Insurance and having a baby?
Ok, we just got a $17,000 medical bill in the mail, so that is not going to be a damper on the insurance for my pregnancy/delivery?
BEST ANSWER:  Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr 
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Are the Smart Fortwo car's insurance cheaper?
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What is the best car and best insurance to go with?
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Honda cg125 or cb125 and running cost and insurance please?
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Where can i get cheap car insurance?
iv found a car ita a puegout 206 n its 2002, 50000 miles n its a 1.1. i expected the insurance to be cheap but everywhere i look i keep getting insurance quotes which are around 2000 quid im like what the hell!!! so does anyone know anywhere tht gives gd qoutes???""
Does anyone know anything about insurance?
just brought a car but im not insured on it yet as i only have a provisional license. Ive got my test the end of this month and this will sound cocky but i ave a feeling i will pass it ok. But if i get insurance now with a provisional license and pay it in installments, if and when i pass my test, Do people usualy have to pay the following 11 months of provisional insurance (at a higher cost) instead of the full license cost, do you get me? kinda confusing..but if you know anything about it from your own experience or something, wil you tell me what insurance people you r with so i can check them out..i live in ireland by the way so dont tell me about english companies please :) like eg.. my insurance is 1500e, i pay say 30e a week or something on a provisional license. opposed to: my insurance is 800e, i pay just 20e a week or something on a full license.. Do i still have to finish paying 1500e instead of 800e? i cant explain it anymore sorry if it not clear..? thanks x""
Car insurance quotes for a young male driver?
I finally passed my driving test (yesterday :D) and yeah I wasn't expecting to be able to get cheap car insurance, but i thought it would at least be somewhat affordable! I have used 3 different websites and filled out there forms. I have been quoted around 4000 to insure a Pegueot 106, Zest 3, 1.1L (1998-2003) model. What a joke. Is there something im doing wrong here? Is there a way to get it knocked down to something affordable? 2000-3000 at the most! I have seen the co-up young drivers insurance and that seems to put it at a affordable price, but I really don't want to have a smart box installed. Id hate to feel constantly paranoid about my driving and risk it going up due to mistakes. It would have to be a last resort. So far Ive looked at the Vauxhall corsa SXi, Renault Clio hatchbacks and of course the Peugeot 106's. So guys if you have any knowledge on cars that are best to insure for young drivers and the cheapest insurance companies, please could you help? It would be really appreciated as its very important I get a car and insurance as soon as possible. Thankyou!""
Is Liberty Mutual a good reputable car insurance company?
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Dental Insurance Company Denying Authorization for Covered Plan Services.?
Anthem Blue Cross Dental Net I was referred to an oral surgeon by my primary care dentist since I have to have 6 teeth and 2 residual root tips extracted in advance of getting a full upper denture. All the extractions including the root tips have to be done during one visit, which necessitates the use of IV sedation. My general dentist cannot perform any of this work. Anthem Blue Cross Dental Net denied the original pre-authorization request, and subsequent appeal stating that my general dentist can perform the services being referred. Which is absolutely not the case. I even spoke with a customer service rep who indicated that the extraction of residual root tips is definitely a referable service and it clearly states that in their Dental Net Provider Contract. She has no explanation for why the appeal was denied. My primary care dentist has even provided Anthem Blue Cross Dental Net with his specific reasons for referring this work to an oral surgeon and I still can't get anyone at Anthem Blue Cross to re-evaluate the original denial and the appeal and authorize the necessary work. I have filed a complaint with the California Department of Insurance, although I don't hold out much hope for any results from that effort. HELP... what are my options? Who can I contact? Thanks""
What affordable health insurance would you recommend for my uninsured 21 year old daughter?
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Allstate and state farm refused to insure me.. Who will?
I have 3 accidents and a ticket in 8 years of driving (oops) and all state and state farm refused to insure me... Does anyone know who is out there who will?
Do you think i could get a used car and insurance with under $3k?
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Low Cost Health Insurance?
I am contemplating quitting my job and going full time to school so that I can have a fresh start with a new career. It would be fine if it was just me, but I have 2 kids and I am single. With school I would work about 40 hours/week doing clinicals at the hospital plus my school work, so I wouldn't be able to work as well. I know I could get state assistance with medical but I did that before and it was the absolute worst healthcare I've ever experienced. They treated us like we were scum. I want my kids to be well taken care of for the few semesters that I would be out of work. I will be getting all of the student loans that I can to pay for basic expenses and hopefully some sort of sliding scale healthcare...Any ideas?""
What do I have to do to get a motorbike license?
I already have my drivers license, and I am 17. Also, is buying a motorcycle + insurance cheaper than buying a car+insurance? My parents are unwilling to pay for me.""
Car insurance in my name?
. My sister got a new car and wants to get her insurance in my name. Will I be responsible for anything if she has a wreck? Because she has had numerous of wrecks (all being her fault)
Step parents health insurance?
I was wondering is it possible for my soon to be wife, to put my kids on her health insurance plan from work? The children live with us. We are in california.""
Car insurance help????????????
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Insurance and having a baby?
Ok, we just got a $17,000 medical bill in the mail, so that is not going to be a damper on the insurance for my pregnancy/delivery?
""Find the total monthly payment, including taxes and insurance?""
Mortage: 72,890 Interest Rate: 5.5% Term of Loan: 15 years Annual Taxes:$1850 Annual Insurance: $545""
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Do you have to have car insurance to drive a motorbike or a car?
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Difference between policy holder and insured?
In Royal Sun Alliance my husband has two letters, one mentioned policy holder and the other insured. Whats the difference between them?""
Do I need life insurance for my baby?
I am about to have a baby, and see lots of ads for the Gerber Life Insurance for children, but don't know if I need it. The price seems to be less than what I would have to pay at my job. Is this something I need?""
How to get Cheap Car Insurance? This is True...?
Hi, Ive recently be searching on comparison websites to find myself a cheaper quote, I started doing my searches at the start of the Year, Ive noticed that I would have been paying 300 cheaper during December and January time if I was to get insurance in those months and When I did the same search in May and June - Summer period it became 600 more expensive. So give it ago on confused website and see for yourself your insurance will become a lot cheaper if you insure between these months.""
How can I get health insurance? How much would it be?
I'm 20 years old. I been supporting my self since 17. So I do not have a lot of money. I go to college and work part time at restaurant. I'm a permanent resident and I live in California. I been having a lot of problems lately and I suffer to come up with money to pay for it. For example: wisdom teeth, filling, dry eyes symptom, scar in my eyes, back pain, headache and now I have hundred of millias on my face and I don't have money to go see dermatologist. I want to get a health insurance but I don't know anything about it. I don't know how to get it, which one to get? How much I have to pay a month? Does it cover everything like dental, chiropractor, dermatologist? My parents are in different country and I work at a restaurant so I don't get health care benefit. I could only afford $50 a month. Is there any health insurance out there that is around that price? Please help!""
I got into a minor accident and decided not to get it fixed so the insurance company is sending me out a check?
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What company offers the cheapest motorcycle insurance in Toronto?
I Want to buy a motorcycle around $ 5000 and wondering how much would be the insurance for the following motorcycles 2006-2009 Honda CBR RR 600 2006-2009 Honda CBR 125 How can I be able to get discount on my premium. I have a full M licence with no accidents for like 2 years. I live on Dufferin st close to bloor and I am 25 years old male Serious replies only please because having a car is too expensive for me.
Car Insurance/car buying?
I am a first time car buyer and don't have much experience with this stuff. Should I buy car insurance before I buy the car or can I buy the car and insurance at the same time? Thanks
What company offers the cheapest car insurance for a first time driver?
And also what types of cars are the cheapest to insure? I live in nyc, the 11434 area code. I desperately need a car for college and everything I've checked so far is asking a fortune a month! Help! Thx in advance.""
Will I be able to buy car insurance?Thanks?
Im 19 and I was on my dads Metropolitan insurance company. I had 2004 Honda Civic but my dad had the car title in his name. I crashed my car and I was at fault so now we're waiting for the case to settle. My dad wants to wait for the case to settle before I buy another car. The case might take another year or more before its settled. I would like to buy my own insurance and my own car. How will the insurance work out or whats the cheapest insurance? Thanks
Florida motorcycle insurance?
So I have a small 49 cc scooter that is street legal and I drive through the roads like everyone else. In Florida it's not necessary to have insurance on this small of an engine bike, so I don't. My question is, in the case of an accident that's NOT MY fault such as a car rear ends me at a traffic light or any other incident, can I still claim anything? Will the other persons insurance still fix or replace my bike? Will the other persons insurance cover me in any needed doctor visits?""
Do Different Car Insurance Companies Really Have Different Rates?
I keep seeing ads on TV which claim this or that car insurance company is cheapest. Are they really that different, or is this just marketing?""
How do I get Health Insurance?
I just turned 21, and I no longer under my parents health insurance. I do my own taxes, and my residency on my taxes is in California. However, I go to a private college out of state. I don't have any chronic disease but I would like to get some tests done and I need a vision plan as well. My parents don't help me pay for anything, and I can't afford to pay $100 a month for privaet insurance. I'm not pregnant, blind, disabled, or anything. Can I get government plan insurance (cheap) if I'm a student? Where should I apply?""
Car Insurance Company have had my car for OVER A YEAR.?
Ok, so this is a little complicated... Oct 2008 I had a car accident. My car was written off. My car was towed to a garage and was held there while the insurance company evaluated the damage. THAT WAS THE LAST TIME I SAW MY CAR. Because the size of my excess (800) and the amount of damage matched the value of the car (800) I was advised it would be pointless to claim on the insurance and it was written off. The accident was my fault and I held my hands up and admitted it and the other party walked away with everything sorted. No suggestion of fraud and certainly nothing fraudulent on my part. Towards the end of 2008 my insurance company started falling off the radar, not returning my calls or my emails, letters etc. I repeatedly asked what I was supposed to do next (I'd never had an accident before and the whole process confused me because they kept giving me conflicting info) and where my car was. I was ignored (or given incorrect info). In the end I declared a SORN on the car and had so much going on in my personal life, I forgot about it, knowing the car was off the road. Anyway, I'm now trying to track the car down as the SORN is about to run out. Insurance company are still off the radar and refusing to answer. Now they're saying they have no record of me, my policy OR my car. So I've lost my car, I don't know who's got it and yet I'm still liable for it. What can I do? Can I get the police involved? Trading standards? ANYTHING? I don't care about the car, whoever has it can keep it! I just don't want to be liable for it! By the way, the insurance company involved is SwiftCover.com, in case anyone is thinking of going with them because they're cheap. They're cheap because they're RUBBISH.""
Please help me! car insurance!?
So my friend is selling me his car. Its not payed off yet and he cant give me the title until it is payed off. He doesn't have insurance on it. Can I put insurance on the car, even though I don't own it? And can't I just put Liability on it even though it's still being payed for?""
Woud my car insurance go up?
i got into a car accident the beginning of september this year. i had a car that was in my dads name and also the insurance was in his name as well. i never payed for anything or signed anything in my name. i accidentally ran a red light and hit the car that was making a left. it wasnt that bad as it sounds. but my dad decided it wasnt worth it and place the car as a right-off. sooooo anyways. i never got a ticket. i am planning on buying a car in january. would my insurance go up? could i get away with not such a high monthly insurance? i mean really everything was in my fathers name and i recieved no ticket. btw. i live in fl
""Car accident, not my fault, no insurance?
ok i just got in a car accident today when a girl ran a red light and t boned my car and totaled it. it was totally her fault and she even amited runnin the red light but the thing is i have no insurance so right there i already lost my liscens but whats going to happen with my lost or what should i do now about my lost? also i didn't go to the hospital ether but my shoulder is starting to hurt now to a point i can't even lift it or pick things up so im going to the hospital tomorrow..so whats going to happen with that? plz help!
300cc Moped Insurance...about how much would that cost?
I know lots of factors go into calculating insurance costs, but about how much do you think insurance for a 300cc moped would cost per year or per month? Thanks.""
Where can I find a comparative listing for auto insurance rates?
Where can I find a comparative listing for auto insurance rates?
Will my insurance still go down if I have a really cheap car for my first year then a more expensive one after?
When my sister first got her car she crashed. I don't want to buy a new car and have that happen to me because it will cost a lot to have it repaired so I have decided to get a car for no more than 600 for the first couple of months, hopefully a year if it will last that long. I'd like a fiat 500 after that year and because I want to personalise it I would have to buy it from the showroom and it's 14,000 :-|. The money isn't the problem because I've been saving for ages to get this car but I am worried about the insurance on it. If I get a car for 600 first (it will be my first car), and have no accidents for a year and get a more expensive car (the fiat 500), will my insurance on that car still be high? I will be 18 when I get the cheap car and 19 when I get the fiat and Im a girl, if that helps.""
Anyone no how to make insurance cheaper for a first time driver?(with out going on parents insurance)?
Anyone no how to make insurance cheaper for a first time driver?(with out going on parents insurance)?
Insurance question when you buy a used car?
If you buy a used car and pay cash and carry only the minimum insurance for your state will your current rate go up based on the model and make of the car. Also if you buy a used car and finance it you have to have collision on it right ?
Car insurance claim against me?
Hi, I have received a letter from my insurance company stating that i have had an insurance claim against me, and i asked them for more detail, the time and date. They gave me the place and date, and i was there at the time of the incident, but i did not hit the car that they stated. I was parked (front of car) against a metal barrier, spaces either side of me, but someone went and parked behind me. i got my friend out the car to guide me back as i did (sort of a 3 point turn) to get out sideways. I did not hit the car. Someone was approx 50-75 feet away and they must have taken the reg plate. There was noone else around at the time, otherwise i would have asked them to move their car. Please help!!!!!!!""
Insurance and having a baby?
Ok, we just got a $17,000 medical bill in the mail, so that is not going to be a damper on the insurance for my pregnancy/delivery?
How much should the insurance cover?
I was at an intersection, a 4 way stop. I stopped, and entered the intersection. As I went into the middle of the intersecton, a car approached from the right hand side and he didn't stop at the intersection. He went straight through it and hit the right side of my car, he basically T-boned me. The guy had Geico, they first offered to pay me 70% that was raised to 75%, and after another call it went up to 80%. So I know they have room to wiggle around. If it helps teh other driver got a ticket from a police officer for failing to stop at the stop sign. The damage to my car is on the two doors, they're completely busted. I would think they would be liable to the full extent of the damages, but apparently not. Im in New York state if that helps at all. I got an estimate, and Im living on a college student budget and can't afford to pay 400 for this.""
Where is the best place to find cheap Jeep insurance?
I just bought a new Jeep and need to find some decent insurance as cheap as humanly possible. Who has the best rates?
Should I contact my auto insurance company (accident was not my fault)?
Okay, my wife's car got stuck in the snow last week close to the subdivision. So I went out to get the car because she's not really good at driving in the snow, but I have ...show more""
How much insurance is it for a 16 year old boy in alberta?
just planning to buy a 1996 car any ideas?
How Much Will My Car Insurance Payment Increase After An Accident?
I got into my first car accident today that was my fault I am 17 years old and I have full coverage on Geico insurance I was wondering on around how much will my payment increase after the accident? There was no damage on my car but the other persons car had a large dent on the right side of his front bumper.
Is it okay to drive your parents car but dont have insurance yet but your parents gave permission to drive it?
Like if i was to be pulled over which I plan on not being because I drive very carefully but with cops now a days they will pull you over for no reason and just follow you and pull ...show more
Will my speeding Ticket affect my insurance rates?
I live in Iowa, I am 17 years old, and I just got a speeding ticket from a state trooper for going 84mph in a 65 zone. I am insured with State Farm and have no history of any accedents or tickets. Right now I am recieving the good students discount and the safe driver discount and I was woundering if this would affect my insurance rates on a 1996 Mercedes-Benz black with aproximately 210,000 miles. Thanks""
My 31 year old son is moving back in for a while can I put him on my car insurance so he's covered driving ?
I have state farm insurance I just want him to be covered if he's driving one of my cars in case he has a wreck
What insurance can i get ? need advise?
i am 17 years old and i got a truck and im going to get my license in a few days how can i get insurance for my truck and what will be the cheapest price ? i need advise on what i should do and how i should get insurance like should i get it under my dads insurance or how ?
How to get car insurance cheaper for new drivers?
How to get car insurance cheaper for new drivers?
Can my bf receive settlement from a car accident if he doesn't have insurance but the car that hit him does?
My boyfriend just got in a car accident. It was a hit and run. The police found out that the car that hit him was stolen but had full coverage insurance. The problem is my boyfriend's insurance expired 2 months ago. The police saw the accident happen and had him to come down to the station and file a report. Since he does not have insurance can he still receive a settlement for damages since the car that hit him has full coverage
If the 30 million uncovered Americans can actually afford Health Insurance but choose not to buy it?
What will the Government be paying for exactly? Poor people already have coverage and the rest can buy their own. Where does the cost to the taxpayer enter the equation?
Where can i get extremely cheap car insurance for a 17 year old student?
i have recently passed my drivin test and i am looking for cheap car insurance...everywhere i look its is way too exspensive....if any1 could help me out please do.....this doin my head in now...thanks for any help given
Car Insurance Quote..Without a license yet..?
I have just been bought a car for when i pass my driving test, so i do not have a full UK provisional license yet. I have been looking online for insurance quotes, they are expensive which i expected, but i was told that when i have entered my details the system will register that i do not hold a full license with he DVLA (even though i put in that i do, just for the sake of a quote) And this is why the quotes are higher..if i was to do the same when my license was valid it would be much lower. Can anybody add proof to this? Thanks""
18 Year Old Male's Car Insurance?
Hi, I passed my driving test in September 2010. I've been looking at insurance quotes for small run arounds like Renault Clios, Vauxhall Corsa's, Volkswagen Polo's etc but cant find anything lower than 6000, and thats without evening paying another 1400 for the car itself ! I've been thinking about getting insured on my dads Toyota Corolla, its a 1.4 diesel hatchback and he's had his license for 30 years and his premium is 400. If i were to get insured on it the price would be 2500, do you think thats worth it or is it better to shop around and get insured on my own name ? I just want to use the car now and then rather than using it regularly because i dont really need to right now..""
""What is a sporty, efficient, nice looking, affordable small car?""
My fiance has been looking at cars to buy. We plan to buy used and pay cash with about a $7,000 price range. First she liked the Pontiac G6 but we read tons of terrible reviews and decided against it. Aswell as the G5. She says she wants a sporty yet classy car. She likes the Cobalt alot. I have read mixed reviews about it and also questioned fuel mileage and insurance costs. Please help! She is getting discouraged and I really want to make her happy in looking for another car. I know theres one out there somewhere...""
16 and my parents don't have car insurance!?
hi there! I need some help! :( I am sixteen, g1 and next year i am planning on getting my own car.. thing is, i am under 18 so i cannot get my own car insurance. So to get my own car before i am 18.. how can i get insurance if my parents do not have any insurance policies to put on me. They do not drive, or even have their licence, and all of my family live in different cities hours away, and my sister does not drive. So i have no one to put my insurance under. Any options or advice, how do i go about getting my car insured by next year! :) Thank you!""
How much life insurance should we get?
My husband and I both work; our income split is about 60/40, he being the higher paid. We will both turn 50 within the next year. No children living at home. No substantial debt: Car loan: $185 monthly Student loan: $102 monthly Mortgage: $2,000 monthly No other debt. We never carry a credit card balance. We have about 3 months worth of savings in the bank. Should I base our life insurance on how much we make, how much we have in debt or both? We are living paycheck to paycheck, and if either one of us were to die suddenly, the other would only have a few months to sell the house before we could no longer make the payments. In this market, I don't think that's realistic. I was thinking that we would need enough to pay for a funeral, pay off the smaller two loans, and still have enough to live on for at least a year if the house doesn't sell. Does that sound right? Or should we not worry about paying off the loans...just calculate enough to replace the other's income for XX many months? If so, how many months should we plan for? Finally, at what rate is life insurance taxed? Is it added to your income and then taxed at the rate for your total income for the year? or is there a flat rate tax? (I think I know the answer to this one, but I want to make sure).""
""17 yr old in uk, looking for any tips to get cheaper car insurance.?""
looking for helpful tips to legally lower the price of my car insurance ie what company to go with, whether i should put my mum on my policy etc.""
Car insurance?
i'm looking for the name if the company that has that commercial where the lady is telling how to save on car insurance, on the back there is a truck, that i believe said HONK if you want to save or something like that, and as she speaks you also hear the cars going by honking. thanks""
Is selling life insurance a lucrative job?
I am tired of all the jobs I've ever had!!!! I don't have a career and have been asked if I'd like to sell life insurance. It's for a good, and well known company and it isn't cold selling or telemarketing. Is it worth doing? How annoying are life insurance sales people? (i've never liked them), but people do need it. tell me what you think. I'd appreciate it.""
Classic car for a teenager?
Coming up to my 17th birthday soon and i need to buy a car. The sort of car i like is the plymouth cuda 1970 opel manta 72 ford cortina 72 chevy 69 So that kind of muscle car look. However being a teenager i am limited to what i can drive. What would be a good buy and something i can get insured on. Hope you can help Thanks :)
Home Owners Insurance?
My wife and I are planning on buying our first home and are currently shopping for mortgages. As a first time home buyer I am a little bit confused about a few things and I thought I just ask here :) One of the mortgages we looked at (online, from our CU) listed a Hazard Insurance Monthly in the Prepaids & Reserves section (which is part of the closing cost). - I am aware of the need of Homeowners Insurance, but does that include or exclude Hazard Insurance? - The monthly rate for Hazard Insurance was listed as $1,900. That seemed extremely high to me, so my question is: What is an average amount for Hazard Insurance (or Homeowners Insurance in general)? FYI: The home we are looking at is located in the SF Bay Area and will have a value of approx. $700,000. Any comment will be appreciated...""
Collision claim - will your insurance go up?
I hit a pole the other day with the side of my truck. There were no other cars involved and there are just a few scratches and one big dent. If my insurance company (Allstate) pays to fix it under my collision coverage will my rates go up? I know I have to pay the deductable - just wondering if my monthly payments will be higher.
Car insurance scenarios?
i need help with a few car insurance scenarios, please. 1) A seventeen year old male has just purchased a used Corvette. Three insurance companies have turned him down. Is there any type of plan that will let this person buy insurance? What type of coverage will this person probably only be able to purchase? 2) A friend has just bought a two year old mid-sized car. What type of coverage would you recommend? 3) You just purchased a ten year old compact to drive back and forth to school. What type of coverage should you buy? If you could explain why, it would be greatly appreciated. I'm not exactly sure if the information given is enough to explain, based on what I know.""
Insurance and having a baby?
Ok, we just got a $17,000 medical bill in the mail, so that is not going to be a damper on the insurance for my pregnancy/delivery?
Car Sales/Insurance Sales?
OK, so just want an opinion. I just got a job to sell cars. Its slow right now, they said avg salesman sells about 8 cars a month. its a 1,000 draw,. $500 per month, and %25 to %30 commission. But I also got accepted to be an insurance agent for Farmers, all I have to do is pass the license test. But this could take up to a month. And Im not sure how the pay works, if its 100% commission, or whatever. I might not be making money for a while when im first starting up. If they offered some type of base pay then I am leaning towards the insurance agent, but then again the economy sucks right now. Any advice..which would you take? I am thinking of just doing the car sales for a while, save $$ and then get into insurance afterwards, but I might lose this opportunity. What do you think...thanks.""
""I have been issued a speeding ticket, what will it do to insurance?""
I was borrowing my moms car and i got a speeding ticket..i showed them my license/ her insurance card, registration, etc..... will anything happen to her insurance???..and how much is an average speeding ticket? kay thnx!""
Are There Any Affordable Dental Insurance Policys on the Market?
I am wanting some work done on my teeth but do not have dental insurance, where can I find affordable dental insurance?""
Help!!! I need cheap auto insurance!!!!!?
I am a 28 yr old woman that lives in Delaware. I need to know where I can find cheap full coverage. I have 1 speeding ticket on my driving record and I had a lapse in insurance. Any suggestions?
""I am 17, and I recently got my driver's license. Can I avoid being added to the insurance policy?""
Because my rates go really high, since I'm a new driver. If my cars receive minimal insurance, and they're insured under my parents' name, could I legally drive the cars and would the insurance pay for any liabilities?""
Cheapest car insurance for teenagers?
I have a 16 year old what insurance is the cheapest to put her on
Anyone know of any cheap insurance companies for a 17 year old on a renault clio 1.2 dynamique...?
in england that is and i am lookin at the premium being around 1000
Whats a good insurance company?
Hi guys!I just bought my first bike and I'm trying to find out which insurance company is cheap? I bought Suzuki Sv 650 bike.I need full coverage insurance. I just don't know how to get a insurance for my bike please help. Please tell me everything I should know aboout.
""Adding driver car insurance, average cost?""
if you add another driver to your insurance like your brother, or sister or son, who is a new driver, and your insurance costs $350 for six months. how much do you think would be additional cost to this insurance? if you can share ur experience it would be nice. i know it all depends on the history of the other driver, but say the other driver did not have any accidents or anything. i need to get a general impression... Thanks in advance.""
Different car insurance quote from same provider?
Hi, i went on a comparison site called Q4 insure and had a cheap car insurance quote from a company called ecar which i was very pleased with. i checked the benefits etc and i was quite happy. I went to their website to go direct and to see and make sure that there wasn't any mistakes or extra details i needed to give and the quote came back 800 more! does anyone have any idea why this is?? i done everything exactly the same and was very honest with my answers.""
**Average Homeowners Insurance for Condo in DC???**?
If the condo was $50,000 1bd/1bth in washington DC not many amenities cept fire alarm and enxtinguisher. once car garage.""
Can i have insurance in virginia and register my car in nyc?
im getting my car insurance in virginia and i was wondering since my car is in New York may i be able to register the car in new york city?
Will my child automatically get added to my car insurance when he gets his license?
My 18 year old son is getting his license tomorrow. And I was wondering, when he gets his license through the DMV... Will he automatically get added to my car insurance? If so when? Is there anyway to prevent him getting placed on my insurance without me doing so. My rates would be a killer. Thanks""
Help with approximation on how much an 18yo would pay per month (or year) for motorcycle insurance?
Ok so I really want to get a motorcycle (I dont even have my drivers license yet just my permit and will get my license within a month or so). I may be getting a full time job and want to make sure I can afford the motorcycle. I have factored in everything except insurance. I plan to get a Standard (since sports would probably cost me more on insurance) bike with about 1000cc. Also I will be taking a safety course (AT LEAST beginners but ill probably take more than that). I live in California. The bike will be used. So about how much will insurance cost meA?
Whats the best way to check multiple car insurance quotes at once?
last time i got car insurance, i went to a broker type place, there, the guy used a website to find me the cheapest car insurance, do any of you know which website this is?""
What is the lowest payment for a car loan?
I want to get a Camaro when im 16. Theyre about 35,000 new. Its a lot but yet not. My parents wont buy me a new car as my first. I understand why, but im not reckless or anything. Also what is the insurance for a 16 year old (great grades) driving a Camaro? I think my family has progressive. Anything cheaper? Loans are very risky I know but the job that I will be getting pays a decent amount every 2 weeks or so. I do good with money, every know and then a girl needs to shop :). My mom usually pays for all that stuff though. I dont know anything about loans and banks. How does it all work? Can you tell me like what I would be about paying each month or week for a Camaro? Dont call me stupid, Im just thinking about it. I want a sports bike instead because then I wouldnt need a loan but I need a car for the winter...""
""Just got 3 tickets, how much does insurance rise?""
I was driving 79(the cop said this, i realy was not going this fast) in a 50 and got a ticket for that. I have a provisional license(I am 17) and had a total of 2 passengers who were not supposed to be in the car(including myself there were 4 people in the car). I also did not have the red sticker on my car. I live in New Jersey. This is my first offense. How much will my insurance rise? I get 4 points for the speeding, and i do not believe any others because points are for moving violations. 220$ for speeding, I believe 100$ for the red sticker, and I have no idea for the extra two people. They are minors, and no i did not get reckless driving.""
How is mandated health insurance a stepping stone for universal health care?
Doesn't it just make the HMO's/insurance companies more powerful (which will make them more influential)? Won't it just be like mandated car insurance--but much more expensive?
Need help with auto insurance?
For those of you that have a sports car, how much do you pay for insurance?""
My insurance and how it'll go up in September?
I just received insurance. I am a brand new driver 18 in about thirty days. Just now bought myself a car and just now got insured on my Grandparent's insurance.Currently now, it's only $48 a month, but the insurance man said that it'll go up in September. It makes sense, considering that right now I'm only paying a part of the package. So I understand that. With me being a new driver, how much will this all go up? Are we talking about $150? I did not take driver's ed, but I am eligible for the Good Student discount. I know you can't tell me directly, because neither could he. It all changes. But can anyone give me maybe a ballpark? I'm female. Good student. New driver. Thank you!""
How can you get insurance on a car that is not in your name?
What steps should be taking to get insurance on a car in your name that is in a relatives name? But, you are taking over the car payments and paying them the money on a car that is still in there name.""
Which would be a better place to sell auto insurance Arizona or Dallas?
Which would be a better place to sell auto insurance Arizona or Dallas?
Can somebody find me a really cheap insurance company that would cover for like everything?
I need to find an insurance company offers really low price plans that cover as many things as possible, becos we can't spend too much money but I need to find my mom an affordable insurance plan...help, i dun know where to find it.""
Life Insurance?
I had a child in 2007.. is it necessary for me to get life insurance? Why.. and what is the best carrier (in your opinion) to use? Also, what rules do I need to know before I opt to get it? Thanks.""
How much would insurance cost for a 17 year old?
I'm going to be seventeen soon and I'm just curious how much it will cost to insure me. My parents have USAA and they have some kind of family type plan with me my sister and both of my parents. I will probably be driving this car http://cgi.ebay.com/ebaymotors/2004-NIssan-350Z-custom-body-work-and-paint-/320645191467?pt=US_Cars_Trucks&hash=item4aa7f1572b#ht_930wt_1123 I don't care about your opinion of the car, and I don't need a lecture on the fact that I shouldn't street race I just want a ROUGH estimate of how much it will cost per year or per month or whatever you can find""
Insurance and having a baby?
Ok, we just got a $17,000 medical bill in the mail, so that is not going to be a damper on the insurance for my pregnancy/delivery?
https://www.linkedin.com/pulse/insurance-affordability-lynn-wade/"
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Zap North Dakota Cheap car insurance quotes zip 58580
"Zap North Dakota Cheap car insurance quotes zip 58580
Zap North Dakota Cheap car insurance quotes zip 58580
BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr 
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My cousin lives in Luton and I live in London so can I get car insurance with his name as first driver and me as second driver? Also how will it work because we're going to have different addresses? How will road tax and permit work? My cousin is 21 years old and I'm 18.
""Insurance cant get a hold of the other at fault party, what do?""
I was involved in a traffic collision where I was rear ended by another vehicle. Police report was filed, the information was traded. I filed a claim with their insurance and mine and have not herd anything from the other party. Everyday I contacted their insurance and they still cant get a hold of him. My vehicle is not in drivable condition so I am forced to wait, since I do not have money at this moment to pay for my deductible, I just stared a new semester and spent close to $800 on books. To make matters worse my work has come to a standstill and no income is flowing. I am thinking about hiring an attorney to help me recover the losses. What should I do? If the guy never responds what happens? Is there a law which states how long the other individual has to file a claim? Thank you. I live in the state of California.""
Minor accident no insurance ?
I got in a minor accident I'm 17 my dad has insurance but I'm not under that insurance the cop showed up and just told me I had court there was no injuries what am I facing ? My car got chipped the other car was only paint scratches
Seven years ago i got a speeding ticket with no proof of insurance in california.?
Then they turned it in to collections and suspended my licence. When does it get cleared?
Gerber Life Insurance?
I'm currently pregnant, but I've received several pieces of mail about this life insurance. I was wondering if anyone has it and what they think about it. It seems like a good plan, but then again, life insurance for a 1 year old seems kind of strange.""
Can car insurance charge you if you dont have a car?
state farm is charging my mom extra $$ because i got my license a few months ago (im currently 21) i got it late but they are charging her and i dont even have my own car. are they allowed to do that? how much would they increase it by?
Cheapest car insurance south australia?
what is and the price, for the cheapest car insurance places in south australia for a japanese import car with a turbo for a p plater, 16 years old, nealry 17? thanks""
""What insurance company is the best to work for,as an agent?""
Which insurance company is the best to work for as an agent?..Allstate,American Family,Statefarm,Nationwide...etc""
Are you in favor of getting rid of health insurance for people with pre-existing conditions?
Are you in favor of getting rid of health insurance for people with pre-existing conditions?
Should Keep or Look into term Life Insurance Quotes?
I have a whole life policy which I have been paying 45.00 per month for 16 yrs. I have to pay this amount until age 99 so they say. The amount it was for when I bought it was 50,000. It builds cash value. I am now 62. Should I keep this policy or look into term insurance?""
How much is motorcycle insurance?
im about to turn 18 and im planing to get a sport bike but i want to know how much the insurance will cost me
What are insurance premiums?
I received a letter in the mail saying they will pay me back my insurance premiums.. Is it cash or what? I have no idea what they are...
Zap North Dakota Cheap car insurance quotes zip 58580
Zap North Dakota Cheap car insurance quotes zip 58580
How much will insurance cost for a motorcycle in CA if im 20 years old ?
i wanna get a ninja 250cc as my first bike but read that some people pay like 3k for insurance on a bike. ive only had one speeding ticket with my car about a year or so. Im gonna be 21 in about 6 months if that makes a difference.
Can I take off car insurance if my car has been repoed?
My car has been repoed due to lack of payments and thus they repoed the car. They are even already putting it back on sale. Can I take off the car insurance, then?""
Can i buy car insurance for 1 month?
or on a month to month contract? i know most places give u insurance but from 3 month or more. if so where?
What's the best and cheap health insurance for self employed in US?
What's the best and cheap health insurance for self employed in US?
What is the average cost of having your wisdom teeth extracted without insurance?
My dentist has referred me to see an oral surgeon to have my wisdom tooth extracted. At the moment, I have no.16 & 17 3rd molars vertically impacted. I do not have dental insurance and I would like to know the average price per molar extraction with anesthetize?""
How much would insurance be for me?
I'm 16 and I've had my license for about seven months now. We've had financial problems so we've held off getting insurance. But, now we have a situation where I would need to drive the spare car to and from school. (I would only be driving a total of 16 times, 32 if you count round trips) It's a Hyundai 2010 Elantra, but I may also be driving the 2012 Mercedes C250. Would it be more affordable if I were to go under my mom's insurance? Possibly my father's? My parents are divorced. My main guardian is my mother, but my father only has had one car incident while my mom has had several. All, however, have been minor. And, separate question, but is it possible to only get insurance for a month? If so, I think I would be able to pay for it myself, but if not, I would need a fairly cheap insurance policy.""
How does coordination of benefits work with health insurance?
My primary insurance is through my employer, my husband also carries on his employers insurance (United Healthcare). How would my claims be processed under the two insurance plans? Would his insurance pick up where my primary insurance left off?""
What is the number of health insurance companies in the world?
What is the number of health insurance companies in the world?
What is car insurance for?
do i need insurance for a car that is parked or is it just to drive the car
How much is adding my teenager to my insurance policy?
how much is the averge amount that i would have to pay when i add my teen to my auto-insurance policy..with their own car.
Car Insurance/Title help?
I'm having a baby due at the end of this month and my car was just totaled by hitting a deer so I need to get a new one asap. The car that was just totaled was my first car which was in my parents name and insurance was also under there name. My boyfriend will be getting the loan for the new car because he has better credit, but we wanted the insurance in my name because it is cheaper so how do we go about doing that? If even possible""
How can I check what is affecting my car insurance prices?
Would there be a website to do this? I am struggling to see why my car insurance is so expensive. I've checked my insurance prices on gocompare.com, it's around 4,500, so I think it would help if I could find out why it was so.""
Where can I find the cheapest car insurance?
I'm living in Arkansas (working in Texas and in Arkansas). I'm an 18 year old male. I need to obtain FULL coverage on a 2000 Mazda Protege. The cheapest quote I had found (through Geico I believe) is $585/month for full coverage.. that's over $7000 a year... I have two tickets on my record. That quote was done without listing any tickets at all. I work 65 hours a week, so the only place I really drive is to my jobs and back. Unfortunately, I need a car in a hurry.. which means I'm going to finance one, which means full coverage is required. Any recommendations on places to get quotes from aside from geico and progressive?""
Where can I find cheap auto insurance after a DUI?
I have a bad driving record that includes a DUI and driving with a suspended. I am looking for some way of getting reasonable priced auto insurance in Florida. I went to Geico and they want to charge me around $700 a month! Also what is an SR-22?
Health Insurance for Small Business Owner?
Wanting to know how to find out two things: 1) the best health insurance coverage and 2) for the best and most affordable price. My husband is the sole proprietor of a small business he runs. He'd like to get good health insurance for the two of us but what I've looked into has been incredibly expensive for good coverage or cheaper for not-so-good coverage. Someone recently told us to look into becoming incorporated as that may help (I don't know how though). Any ideas? Thanks in advance.
Can I get car insurance from a country in the EU (but not in the UK) when living and driving in the UK?
I am looking for cheaper car insurance, I was wondering whether it would be cheaper to get insurance from an EU country, such as France, then drive in the UK. I am a young driver and have recently passed my test. Also is this legal?""
Does AAA offer short term car insurance?
I just got my license but will be moving down to San Diego in a week to start college. My parents don't want to start me on a long term insurance plan as I won't be using their cars much so it's a waste of money. I was wondering if there is a short term insurance plan that is cheaper as it would be very convenient to drive this week instead of taking busses.
Can I RENT A CAR for like a Day in CA without a CA License? without Car Insurance?
I have an MI drivers license and no car insurance and no car. when I go to CA for like two months, I want to know that I can rent a car over there on random days. true? how so? please explain, i'm confused.""
""Im 19 Before buying my truck, insurance, down payment?""
Okay so I'm gonna finance a truck next week with 2,000 down is that too much ? 377 a month! I'm 19. I make 2,000 flat a month pay 250 for rent I live with my prents so 1,750 are for me(: my job is 15 minutes away (: Anyway do I need insurance too take the car home ? Can I get it later ? I asked for a over the phone quote with adranas insurance and it was $200 and they want $300 upfront for the first month that's way to much! Would those $200 a month go down ? And how long do I need full cover on the truck I would buy? I never had an accident never had a ticket or anything my license is clean I got it about 9 months ago! Can I put the insurance under someone else's name ? Like my dad ? Or what can I do ? It's a 2004 silverado v8 2 door! They said I need insurance with 500 deductible what does that mean ? I live in Los Angeles 90018 CA""
Car insurance. Confused.com?
Hi, I have to do the car insurance for my dad. My dad used confused.com last year. I have all the information stored there and i want a new quote. What to do press because the page has changed and I don't know much about these things. I want to get a new quote with filling anything in again. What to I do? Thank you very much.""
Waht is the best motorcycle insurance provider for ontario?
i have a 1000cc irohead sportster 1984 and i live in ontario. i was wondering what the best insurance provider would be thanks!
Im 18 and live on my own...but im on my parents insurance still. can my parents see what i go to the dr for cuz im using their insurance?
Im 18 and live on my own...but im on my parents insurance still. can my parents see what i go to the dr for cuz im using their insurance?
How much will my car insurance raise? I got into an accident I have state farm?
How much will my car insurance raise? I got into an accident I have state farm. It was only a small fender bender, I had ran into a girl, i only hit her bumper, there is only a scratch. My car has a broken cornering light and dent in the fender. I have a Ford Ranger and she also has a Ford Ranger. I got a ticket for following to close. What can i do? for the insuance and ticket?""
What the best life insurance for a 23 year old female?
i want what best so when something happen to me my girls has the money to buried me nice. I want something that don't go away in 30 years and i half to get another policy. ...show more
Where can i get the cheapest car insurance?
i live in virginia
Zap North Dakota Cheap car insurance quotes zip 58580
Zap North Dakota Cheap car insurance quotes zip 58580
I live in california and need health insurance. What should I get?
I live in california and need health insurance. What should I get?
Anyone know how I can go about canceling my Gerber LIfe Insurance?
Hi when my daughter was born I applie for a Life Insurance company called the Gerber Life Insurance policy. I've been paying it for about 2 years now but would like to cancel it. Does anyone else have it, can you please explain the benefits? or how I can go about canceling it and will my money be returned. Thanks!""
Can I get insurance if I don't have a license?
I'm 18 and want to get my license but I need insurance, can I get liability without a license and about how much it would cost?""
Car insurance rates depends on Car Makes?
I have a really big issue on my hands, and that is finding a car that doesn't have a high insurance rate. What is the difference in insurance prices with different cars like BMW and Honda/ Toyota and Cadillac? Also, provide a source! plz! thnx!!""
""When changing auto insurance company, is there disadvantage?
I have an auto insurance with my honda civic si 2001. I got the quote last year from Johnson.Inc. comprehensive $230 every month. Someday they called me said some mistake with my quote and change the price without permission goes up to $400per month. I want to find another insurance company I mostly got quote around $300 comprehensive per month without deductable.But don't know do i have to pay any penalty or disadvantage to change it?
I have no insurance and need an abortion?
Please dont judge im young and recently found out im pregnant. But im not ready for a baby... I would love to keep my child but if my parents ever found out they'd literally disown me. I have no insurance and I dont know how much an abortion would cost. I was thinking about getting the abortion pill still not sure. How much would that cost?I checked online but it didnt say anything about abortion.
If I had this non fault accident would my car insurance still gone up?
Okay a week ago I was about to have an accident I passed a railroad track when no train was comming and the bars were up as well so I passed the railroad and I made a turn so this had a stop sign at a corner and didn't make a complete stop so I was passing since I didn't have a stop sign or yield sign and this guy just stepped on the gas and went into the wrong way and then he tried to jump into the way that I was going and I was about to hit him because there wasn't enough space for him to change lanes safely. And so I remember that the day that my dad went to get insurance for his car they told him that they had a record of the accident that he had back in 1991 which wasn't his fault.
What are some of the cheapest cars to insure for a 16 year old boy?
I'll be getting my license in less than a year from now. I wanted to know what cars are cheap to insure. I don't want a crown vic, I don't want an unreliable car that constantly breaks, and I don't want an unsafe car such as a hyundai accent, chevy cavalier, etc. I want a sturdy car that can withstand an accident, no full size, preferably compact, but I'll settle for mid-size. I was thinking of a saturn because they're cheap and reliable. Or a Ford focus or ford contour. I also want to know if a ford escort is safe and reliable, cuz they seem like good starter cars. Out of these types of cars I've talked about, What makes and models are good? It doesn't have to be what I listed, and I'd like a list or a few cars that are cheap to insure.""
Cheapest insurance companies for 17 year old in the UK?
Got my cheapest quote from AdrianFlux so far. Anyone know any really cheap companies that would cover a 17 year old in Northern Ireland. Thanks
Can insurance companies renew car insurance without owner`s permission?
My friend has just had a letter from her old car insurance company, saying they have set up a direct debit for monthly car insurance. However, she has recently changed car insurance companies, and has not instructed the old company to set up these direct debits. Is this legal?!""
I haven no health insurance?
i have no health insurance and apprantely i cant get medicaid or anything like that but i'm sick and i'm about to loose my job due to the rescission like millions of others..but my question here is what can i do to get medical help if i have no type of insurance?
Will getting quote for Insurance affect my credit?
I am trying to switch to an insurance company with cheaper rate, so I have to get quotes from several. I am wondering if it will hurt my credit if everyone check my credit using my SSN? soft inquiries just like when I pull out my credit report?""
How much insurance for a 16 years old boy?
in california
Is having a health insurance mandatory in California?
I am moving from Massachusetts to California at the end of this month. In Massachusetts its mandatory to have health insurance and if you don't have it you can get penalized on your taxes. Is it mandatory in California as well?
Can i get a no insurance ticket if the car was insured but my name isn't under the insurance?
i got pulled over and i was driving my brothers car so the cop gave me a ticket for no insurance cause he said that my name wasnt under the insurance. If i go to court and show the insurance that i had in the car will they still fine me?
""I'm not covered by car insurance by my parents insurance, I still live at home,..?
They don't allow me to drive the cars because I'm not covered. Can I drive the car when it's in another house that they own?
Taking a car off your insurance?
My sister is taking my car off her insurance and she says I still have to pay the $88 that I owe her every month. She cannot cancel the insurance until she has the tags, I sent her the tags yesterday and she'll turn it in before the first (the date I usually give her the money). So now I have no car to drive, do I still have to give her the $88 if she turns in the tags before the first? Please help. She's the type of person who will take as much money as she can from you, I do not know anything about insurance and she uses that over my head.""
Urgent question about medical insurance for college students!!!???
I'm a student at a major university in the state of Washington (not that it matters for the question I guess). I'm still on my dad's insurance but it's going to expire on my birthday this year. If it is verified that I'm a student at a college (I don't think it matters whether it's a university, community college, trade school, whatever), then the insurance can continue. I stupidly dropped a class close to the beginning of this term, and this unknowingly dropped me *just*, just barely to the status of 'half-time'. I really didn't realize this would happen and has caused me all sorts of grief with the financial aid gods (lol)...I already will have to be writing appeal letters explaining my mistake. Well, I digress, but my question is: For this insurance matter, do I just need to be a student or do I need to be a full-time student . If it's the latter, pardon my French, but I'm pretty much, f**ked, aren't I? Anyone know the answer?""
Estimate on car insurance for this car?
Okay, I'm looking to get a used 350z for my sixteenth birthday. I know car insurance is going to be really high for it being a sport car and for me being only 16, but I'd like an estimate to see where I'm going with this and I'm not sure how to do it myself. :) Here's a link to the car: http://www.nissanusa.com/z/index.html""
Best & cheapest car insurance?
Who is the cheapest but still good car insurance that you think...
Motorcycle insurance in GTA?!?
Hey, I am 21 and has had motorcycle insurance now for the past 3 years and have been insured for a 2009 kawasaki ninja 250r. I am currently paying $1700 a year for insurance with td and have a perfect driving record. I want to switch my bike to a 2012 harley davidson iron 883 and just got a quote from them for $5500 a year!! I think that is ridiculous! Does anyone know of any good motorcycle insurance for harleys or are similar in age and paying less? I really want this bike but $5500 a year is nuts. I can buy a brand new ninja every year lmao.""
Life Insurance Companies?
Please give me the names of the five best life insurance companies.
""I need health insurance but can't afford it, please help.?""
I am a 22 year old female, I work full time at a minimum wage job that does not offer benefits. I am a diagnosed bipolar and need medication for it that I can't afford without insurance. I also need health insurance because I need to pay for therapy, medicine for over active bladder, acid reflux, insomnia, and muscle injury. I have a lot going on and need to know if there is any way I can get cheaper insurance. Please help me.""
Dental insurance ? Or medical insurance payment plans ?
Hi I'm a 20 year old and I currently am looking for a dental insurance an in California but I don't know what good company is good and not as expensive since I do live on my owns and stuff. I really need to go get my teeth checked up but I can't afford to go in a visit with no dental insurance. Someone please help. What are good entail company's that get get me approved on a good payment plan or something pease ans thank you for your time?
It is good to Invest in LIfe Insurance than a Bank?
Life Insurance cover -Accident insurance -Death Insurance -Hospital Insurance -and they say you can retrieve the money that you've deposit if you don't like to continue with a good interest. anyway the life insurance that i talk to is sunlife flexilink, they say it is good to invest unlike in a bank please give me an advice, thanks""
Zap North Dakota Cheap car insurance quotes zip 58580
Zap North Dakota Cheap car insurance quotes zip 58580
How Much Is the insurance going to increase?
Today I hit a car :( and although it was minimal damage, he decided to report it. I wanted to know how much is the insurance going to increase. Take in that i'm not in the policy its under my mom's name.""
I am looking for an eye docter that takes any insurance in los angeles california?
for kids that will give contacts
Am i paying to much for car insurance?
I am 23 have a 1990 buick car. I have have nothing on it besides a stop sign which should be off my record now, it was 4 years ago when i was 19. I am paying $386 for 6 month period. I go though shelter insurance. They said it won't go down until i am 25 or married. thanks""
Insurance on a Firebird?
looking for cars with the lowest insurance rates but idk anything about that... i know sports cars are more expensive. age, location, record and all that too.. but are firebirds generally expensive to insure?? and bc its older will it be less expensive?""
Questions about car insurance?
I understand that I will need car insurance and when I do get my first car my insurance will be high (I'm 17). My parents don't drive, so I can't rely upon them. Tell me if I'm wrong and help me out... 1. So the big picture of car insurance is that if I get into an accident, the money I put for my car will be paid for with the money I put in? 2. Will car insurance cover anything I do with the car? (Such as swapping parts, oil change, etc.) 3. Why does insurance quotes matter? Doesn't the more you pay the better coverage you have? Why do you need to save money? Are they trying to make you pay less so you if your accident can't be paid fully, you will pay with some other type? 4. How much will insurance supposedly cost? My first part-time job will only pay approx. 30k a year, I don't know how much I'll lose. 5. Does the type of car affect how much I will pay? (Hopefully, but I will be getting a Scion FR-S automatic) 6. Which car insurance company is mostly recommended for teenagers? Thanks for your help!""
Trying to come up with a slogan for new auto insurance business?
Can anybody please help me come up with a catchy slogan for a new auto insurance business I am starting
Question with progressive insurance?
Ok heres the deal. Last September we were backing out of our driveway and bumped into our neighbors drivers door on his late 80's mazda mx3. It caused a little dent in his car and just a tiny scratch on our car. We agreed that we will just handle it outside of insurance once spring came. Now that the snow finally melted here, he left a note on our door saying he wants payment in full in 7 days or he will report to our insurance. My question is, progressive told us they put it under property damage so there is no deductible but what will this do to our rates if anything? Thank You""
How much you pay for car insurance if your in early 20's?
I'm a 21 year old college student. Im going on to my junior year and have just gotten a car. I have always gotten a ride with my friends. I got a quote from Farmers Insurance for $2600 for 6 months full coverage is that normal?
Which cars are cheap on insurance for a 17 year old?
Which cars are cheap on insurance for a 17 year old?
Any ideas how i could get my car insurance quotes lower? 18 year old female driver?
Okay so every time i go on price comparison sites etc, my quote will not go below 2300! no matter what car i put in with a small engine, nothing chages what else can i do? i must be going wrong somewhere because lots of people get insurance below 2000! i cannt add any additional drivers because noone in my family drives thanks! :)""
Life insurance question?
lets say i want ten policy's worth 750,000 each why would this be a problem as long as u had the money to pay the Premium and you tell each company the truth.....""
What insurance do i need?
I am buying an house I know i need buildings insurance and insurance to cover for if we are out of work, but the life insurance I take out do I HAVE to take out with critical illness to be able to go forward with my mortgage.???""
Does a paid speeding ticket affect auto insurance rates or anything?
Does a paid speeding ticket affect auto insurance rates or anything?
Can the government require us to buy insurance?
If the government requires us to buy insurance, cant they force us to buy anything they want? Couldnt they also forbid us to buy something they dont want us to buy? What happens if the insurance cost a million dollars and we don't want to buy it? We can no longer refuse to buy it. We are required to buy through the government. How does that empower the consumer?""
Help with finding individual health insurance?
I'm 16 and my parents do not speak English. My sister and I (16 and 18) have Child Health Plus and my mother has insurance through her job. My dad currently has no health insurance because he could no longer afford to pay over $250 a month for insurance. He has diabetes and is having trouble controlling his blood sugar. How do I find an affordable insurance company? They said we can't have family health plus since we make a little over $3,000 a month but half goes to rent. What should I do? What is Healthy NY? Any advice??? thank you""
Is there a grace period on car insurance coverage after a cancellation for California with Mercury insurance?
Had coverage with Mercury insurance. Expired 12/05/07, but renewed it on 12/07/07. During the on day lapse was hit by an uninsured vehicle and now Mercury insurance states there is no grace period, so I wanted to know if there is a California law that states other wise?""
Car Insurance query (involved in accident)?
Yesterday I was involved in an accident, I was stopped on the motorway when a car was going too fast crashed right into the back of me, pushing me into the van in front, the recovery guy who picked my vehicle up said it prob will be written off due to its age. My questions are: a - I am an additional named driver on the policy with direct line, the policy holder in my mum, we didn't select for courtsey car, and my friend seems to think that the person who crashed into me, his insurance company should provide me with one? And if so how do I go about this? b - I think I may have whiplash, my neck is extremley sore and I can't look to right and left without turining my whole body, I am going to doctor's tomorrow, do I get compensation for this as it said online you can claim loss of earnings but at the moment I am unemployed. I spoke to Direct Line who advised providing the man admits it was his fault (I can't see him not as it clearly was) then my mum won't loose her no claims. Thanks""
How do I get points taken off of my license?
i live in California and i about 2 months ago crashed my car and was cited for a failure to yield ticket, because i am only 16 i got a restricted license and i have to attend traffic school as well as getting a point, i was wonder if i could get that point taken off?""
Why is car insurance for girls cheaper than for guys??
funny.. Each time i notice a careless/reckless driver, its a female.""
What is the average car insurance cost for new drivers in NJ?
17 yr old driver male extra cost cost per year on parents insurance?
Car insurance questions NYC?
I'm a Newly licensed NYC driver... I have had my license about 7 months. I am now getting a car and I need to begin shopping around for the best and cheapest possible insurance in NYC. Can someone please list ALL of the companies wheather it be online companies as well and give me your opinion about which one you might like best? Thanks a lot!
If you get scissor doors installed on your car does the insurance go up much?
The car is a honda civic 1.6 vtech sport, and im 17...If it does go up, how much roughly.""
Health Insurance Options?
If I move out of my parents house can I remain on their health insurance (In Massachusetts)? I am currently on my parents health insurance and I plan to move out but I work part time and the health insurance my work offers is around 500 dollars a month.. which I simply cannot afford. If I can not remain on their health insurance does anyone know of any other alternatives?
What is the cheapest health insurance in California for Students?
I am a students planning to attend UC Davis this Fall. I just found out that all California Universities require students to have health insurance. What is the cheapest insurance out there?
Is there a car insurance company that only ask if you have any convictions within the last 3 yrs instead of 5?
Is there a car insurance company that only ask if you have any convictions within the last 3 yrs instead of 5?
Zap North Dakota Cheap car insurance quotes zip 58580
Zap North Dakota Cheap car insurance quotes zip 58580
https://www.linkedin.com/pulse/looking-best-lic-insurance-child-isaiah-anderson/"
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hudsonespie · 7 years
Text
Standard Club Web Alert: Cargo Ships Issues Amid Hurricane Irma
The disruption to cargo vessels recently caused by Hurricane Irma has raised a number of legal issues. The following is intended as general guidance to members on some of the issues commonly encountered.
Given the number of charterparties and bills of lading that are governed by English law, the guidance is given from an English law perspective.
Representation Image
Deviations from route
Where cargo-carrying vessels have deviated from their planned route to avoid and/or shelter from hurricane conditions, this will give rise to the late delivery of cargo and to potential losses to cargo receivers.
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Cargo receivers who have incurred such losses, however, will not be entitled to recover where their cargo has been carried under bills of lading that incorporate the Hague or Hague Visby Rules, both of which state in Article IV Rule 4:
‘Any deviation in saving or attempting to save life or property at sea or any reasonable deviation shall not be deemed to be an infringement or breach of this convention or of the contract of carriage, and the carrier shall not be liable for any loss or damage resulting therefrom’.
The above provision may also protect the owners of vessels from claims from their charterers for losses arising from deviation where, as often happens, the Hague or Hague Visby Rules have been incorporated into the charter terms.
Bills of lading – changing the place of discharge
If it is not possible for cargo to be discharged at the place of discharge named in a bill of lading, the terms of the bill of lading may entitle the carrier to discharge the cargo elsewhere.
If the terms of the bill of lading do not entitle the carrier to discharge elsewhere, it may nonetheless be possible for the carrier to agree with the holder of the bill of lading that the cargo is to be discharged at a substitute place of discharge.
If such an agreement is entered into, the carrier will need to engage with its P&I club to ensure that the carrier has P&I cover for carriage to the substitute place of discharge.
Also, if such an agreement is entered into, all bills of lading naming the original place of discharge will need to be surrendered by the bill of lading holder and destroyed. If they are not, the carrier will run the risk of an original bill of lading being used to sell the cargo, the carrier being liable to the buyer for non-delivery of the cargo at original place of discharge, and the carrier not being insured for that liability under the terms of the carrier’s P&I cover.​
Voyage charters -​ named load and discharge ports
Where the terms of a voyage charter name a port and/or berth at which cargo is to be loaded, or at which cargo is to be discharged, and it is not possible for cargo to be loaded (or discharged) at that place, further terms in the charter may give a right to the owners of the vessel to load or discharge cargo at a substitute place.
For example the very commonly used Gencon 1994 voyage charter form states at Clause 1:
‘The said vessel shall proceed to the loading port or place stated in Box 10 or so near thereto as she can safely get and lie always afloat, and there load a full and complete cargo…and being so loaded…the vessel shall proceed to the discharging port or place stated in Box 11…or so near thereto as she may safely get and lie always afloat…’
Similar ‘or so near thereto as she can safely get’ clauses are also sometimes found in bills of lading (see above).
Such clauses should, however, be viewed cautiously and legal advice taken before they are acted upon. The best practical approach, where loading or discharge of cargo at a contractually specified place is not possible, is likely to be an agreement between the owner and charterer of the vessel as to where and how cargo is to be loaded (or discharged as the case may be).
Frustration of contracts
If it is not possible to load or discharge cargo at an agreed place of loading or discharge specified in a contract of carriage (eg a bill of lading or a charterparty) and there is no term in the contract permitting a substitute place to be used, the contract may be viewed as frustrated.
If a contract is frustrated, the parties will no longer be obliged to perform it, and neither party will be able to recover from the other for any losses arising from non-performance.
However, identifying whether or not a contract of carriage is frustrated as a result of prevailing circumstances, can be a very difficult exercise. It may depend upon how long the circumstances have prevailed, how long they are likely to prevail, whether the cargo being carried is perishable, and various other factors.
Force majeure
Under English law there is no general concept of force majeure, or general right to declare force majeure as a way of avoiding or limiting contractual obligations. However, where terms in a charterparty or bill of lading specify what is to be considered force majeure (including perhaps various weather conditions), and set out what rights and obligations the parties are to have if force majeure occurs, those terms will be effective.
Time charters – unsafe ports and berths
Time charterers of vessels are under an implied obligation to order the vessel only to ports and berths that are safe, and not to ports and berths that are unsafe.
A port or berth is unsafe for a vessel if, in the course of reaching or using or returning from it, the vessel is exposed to dangers which good seamanship cannot avoid. If a vessel is damaged at a port or berth due to an abnormal occurrence, however, this will not place the time charterer in breach of its implied obligation.
However, what dangers can be avoided by good seamanship, and what will constitute an abnormal occurrence in any given circumstances, may be open to debate.
Where the time charterer of a vessel has ordered the vessel to a port or berth that is unsafe, there is an obligation upon the time charterer to name a substitute port that is safe.
If the time charterer refuses to order the vessel to a substitute place of discharge that is safe, the owner of the vessel may treat the charter as repudiated and claim damages from the charterer for any losses that the owner has suffered.
Again, however, the owner of the vessel should approach the situation cautiously. The wrongful repudiation of charters can cause huge losses, recoverable in damages from the party that has wrongfully repudiated the charter.
Time charters – payment of hire
Under time charters, hire continues to be payable for a vessel unless circumstances have arisen which bring the vessel ‘off hire’ as defined in the charterparty terms.
Whether or not delays caused to vessels by Hurricane Irma will have brought time chartered vessels off hire will therefore depend upon the charter terms agreed for each vessel, which may need to be scrutinised closely by the owners and charterers concerned.
Cargo damage
If cargo-carrying vessels have been unable to avoid the effects of Hurricane Irma, with the result that cargo on board has become damaged, the carriers of the cargo may have a defence to claims for that cargo damage under Article IV Rule 2 of the Hague and Hague Visby Rules which states:
“Neither the carrier nor the ship shall be responsible for loss or damage arising or resulting from:
…… (c) Perils, dangers, and accidents of the sea and other navigable waters..”
The above defence will only be available, however, to carriers who have exercised due diligence to make their vessel seaworthy before and at the beginning of the voyage (as required by Article III Rule 1 of the Hague and Hague Visby Rules).
Further guidance
The above notes are intended only for the general guidance of members. If members have disputes connected with damage or delays caused by Hurricane Irma they are advised to take legal advice, not least because the wording of contracts of carriage (bills of lading, charterparties and other contractual arrangements) will vary widely.
The club would like to thank Jon Boaden of shipping lawyers Mills & Co Solicitors for his help in preparing the above guidance.
Reference: standard-club.com
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