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#Astoria/Sunnyside would strike that nice balance of 'far enough from home but still close if i need to come over'
icantalk710 · 1 year
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This "to rent, your gross income should be 40x the rent" idea feels a bit iffy to me when practically I've gotten around 40% of each biweekly gross paycheck deducted for taxes and benefits... (is it that much for other people I wonder [also a shame what those taxes do and don't go into but that's another convo])
Though with what I've saved up as backup, that should still theoretically work for me; doing some math accounting for a recent raise I'm getting at work, assuming two paychecks a month (and no more than 30% spent on rent), I think my rent budget ceiling would be around $1300/month, but ideally would be around $1000 as a max (lower for a good-quality place if possible would ofc be nice)--then I could be smart about withdrawing half the total with each check [along with utility/etc splits] and factoring in spending on other things that way. Just spent some time tracking how much I've saved from each of my last paychecks and it kinda seems feasible enough to do. Hmm...
Also, any NYers use Roomi/etc for finding good roomies? Trying to get around to a profile on Roomi, since I've heard some good things about it/seems promising from some listing browsing, and get a handle on this whole moving-out thing [which tbh feels like I've been overthinking on some level but have been trying to take some time to browse some listings and see what prices look like/etc]
since i'm turning 33 this year, it'd be nice to be able to quit just talking about wanting to move and actually do it with the savings effort i've put into it [assuming i also get to hold onto my student loan refund check for extra assurance biden]
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