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IQ Option

IQ Option Review

IQOption has been for some time, building a reputation as a leading trading platform, first for binary options, and now, presently traders have been using them for forex options, CFD’s (contract for difference)commodities, crypto, and ETF’s. The IQ Option trading platform provides flexibility for traders through trade types, multipliers, overall performance, and other advantages, which we will discuss in this review.

Regulation and Reputation

IQ Option is a regulated broker, regulated by and under the jurisdiction of the Cyprus Securities Exchange Commission (CySEC), as IQOption Europe Ltd. IQOption is also a MiFID compliant broker, which means IQOption is legislated by ‘The Markets in Financial Instruments Directive’ which regulates IQOption as a provider of services to clients linked to ‘financial instruments’, such as fX options commodities, CFD’s and binary options etc. The British Financial Conduct Authority, the FCA also regulates IQOption. IQOption does not only trade within Europe. They provide trading to other countries around the world through their platform, and because of this they are regulated by the Seychelles Financial Services Authority as a separate entity IQ Option Ltd.

 Awards

As a company they have won a large number of awards for their trading software, fourteen in total, a full list of them is available via their website, but here are just a few: Best Binary Options Broker & Best Binary Options Broker/Trading Application – IAIR Awards; Most Innovative Binary Option Broker – Show FX World; World’s Leading Binary Options Broker – MasterForex-V, Best Mobile Trading Platform – IFM Awards 2015, Best Trading Platform – Forex awards 2014

IQ Option Mobile

IQ Option mobile app is one of the best mobile trading apps on the market. The apps user-friendly approach with its jargon-free instructions makes it very easy to use. It has a full range of features that make trading easy to do on the go. You can analyze asset prices and generate signals at the touch of a few buttons. Plus of course, there is the practice account available from IQ Option, a feature many other trading software’s don’t provide.

IQ Option app for iOS is available for new users in the following countries only: Argentina, Armenia, Austria, Azerbaijan, Brazil, Bulgaria, China continental, Colombia, Costa Rica, Croatia, Czech Republic, Denmark, Dominican Republic, Egypt, Estonia, Finland, France, Germany, Greece, Hong Kong, Hungary, Iceland, India, Indonesia, Ireland, Italy, Jordan, Kazakhstan, Kyrgyzstan, Laos, Latvia, Lithuania, Lebanon, Luxembourg, Mainland China, Malaysia, Netherlands, Nigeria, Norway, Pakistan, Peru, Philippines, Poland, Portugal, Qatar, Romania, Slovakia, Slovenia, South Africa, South Korea, Spain, Sri Lanka, Singapore, Sweden, Taiwan, Thailand, United Arab Emirates, Ukraine, United Kingdom, Uruguay, Venezuela, Vietnam.

 Android IQ Option app, it is not available in Cuba, Cyprus, Liechtenstein, Malta, and Myanmar.

  Trading Platform

The first thing IQ Option offers you when you open your IQ Option account on their trading platform is the chance to start practice trading with $10,000 virtual dollars.

The IQ Option trading platform is very clean and straightforward to navigate. You have a navigation bar to the side which allows you to check on things like your trading history, your earnings calendar, the latest market news, and access video tutorials as well as get help at any time 24/7. The IQ Option trading platform has a lot available at the one click of your mouse button. You can place trades from as little as $1 up to the maximum of $1,000 depending on the level of risk you are comfortable taking.

We recommend that when you open your IQ Option account for the first time, you opt for the practice account first. Even if you are a seasoned pro with other trading platforms, it would be good to familiarise yourself with the navigation of IQ Options trading platform before you start to trade. Placing a trade is very straightforward and uncomplicated. To place a trade on the IQOption platform, select the asset option type you wish to trade. Your trade can be CryptoCurrency, CFD’s (contract for difference), Forex, digital fx options or binary options (see below for further explanation). Select the expiration time of the option, the amount you wish to trade and then select whether you want to Call or Put

Trading Assets

– IQOption has over 70 assets you can trade in and there are spread over the four main areas of assets that you can trade in.

 Cryptocurrencies

 With IQ Option you can buy,sell and even store some of the leading crypto-currencies. There are currently 13 cryptocurrencies available for you to trade in. They are Bitcoin; Ethereum; Ripple; Bitcoin cash; EOS; Litecoin; TRON; Dash; Etereum Classic; Qtum; OmiseGo; Zcash; Bitcoin Gold.

CFD Trading

 CFD trading is a term used in trading markets referring to Contract of Difference, which is the agreement between two entities to exchange the entry and exit process of a trade. The contract of difference (CFD) mirrors the underlying asset making it a tradeable instrument. Therefore as a CFD trader, you will make a profit or loss when the underlying asset moves in relation to the position you take even though you do not own the actual asset.

IQOption offer over 500 stocks for you to CFD trade-in, from companies within a wide variety of industries, and some of the best and well-known industry leaders. You can now trade the following commodity CFDs with an up to ×150 multiplier: · Gold · Crude Oil WTI · Crude Oil Brent · Corn · Wheat · Gasoline · Silver · Platinum · Copper

Forex Trading

A forex trade occurs when you take one currency and trade it against another. For instance, you can buy the US dollar and at the same time sell the Euro, that’s simple forex trading. With IQOption’s Forex trading, you can trade in 60 pairs of currencies such as the well-known ones like the US Dollar and British pound, or the US Dollar and the Japanese Yen. Plus there are other pairings that are not so when known, such as the New Zealand Dollar and the Canadian Dollar.

Forex Options Trading – For EU Traders

Unlike binary options trading (where the profitability of each deal is predetermined, plus if in the EU binary options cannot be traded unless you are a professional trader), FX options can boast unlimited upside. You can only lose up to the amount you invested. This feature can be a good strategy for your trading. When you cut your losses and at the same time let your profit grow, it is not necessary to win in 50 per cent of the deals. By making sure that the average win is greater than the average loss, it is possible to be in the black in the long run. You can trade 12 of the top FX Options, such as Gold, Silver, Crude Oil Brent, Crude Oil WTI, UK 100, US 30, to name just a few.

Options Trading

With the IQ Options trading platform, you can trade either in digital options or binary options. You have a facility to trade in multiple assets; in fact, there are over 10 million options available. With both option types, the minimum investment is $1. With digital options, the expiration time is 60 seconds to 5 minutes, and the return can be up to 900% on a successful trade. However, an unsuccessful trade will result in loss of the investment. A distinguishing feature of Digital Options is a predetermined expiration time that works in 5-minute intervals. With binary options, the expiration time frame is 60 seconds to the end of the month, and the return can be up to 95% on successful trading, while an unsuccessful one will result in the loss of the investment. With Binary Options one can speculate on the price movements of various stocks, currency pairs, indices, and commodities.

 You can only trade in binary if you live outside the EU in countries such as Brazil, Chile, Singapore, India, basically anywhere expect Europe and the USA and Canada.

ETF Trading

ETFs work by tracking commodities, indexes and baskets of assets, and are traded in the same way as common stock on the stock exchange. Investors can sell short, buy on margin and buy as little as a single share of their chosen asset. IQOption offers 24 ETF’s to trade in, such as gold miners ETF’s, US Real Estate ETF’s, and the Dow Jones Industrial Average ETF, to name a few.

Demo Trading Account:

As we have already hinted at, IQOption provides you with a demo account when you open a new IQ Option trading account with them. The first thing you must note is that the demo account which is not automatically given to you. You have to select it as your option, that you want to begin with the demo trading account first before trading in any of the various trading options properly. You can switch from the demo account to the live IQOption trading account whenever you want by funding your account with any amount of funds over the minimum deposit of $10. To open the demo account, you can sign up with your email. All the charts provided by IQOption are live, and from the actual trading platform, so there are no fake charts or dummy accounts, it is as if you were trading for real. Thus the IQ Option demo account enables you to practice and improve your online trading skills, but it helps you decide whether you like the IQ Option trading platform and want to use it going forward.

Funding Your IQOption Account

There are seven ways in which you can fund your account to enable you to start trading; Credit card – either Visa or Mastercard, Skrill, Neteller, Bank transfer, WebMoney WME and WMZ, and Sofort. Four currencies are accepted, the Euro, British Pound, US Dollar, and the Rubble. The minimum amount that you can deposit is 10 EUR/USD/GBP or 300 RUB. There is no commission charged by IQ Option for funding your account. However, your chosen payment system provider may charge a fee. All processing times are instant, except for Bank transfer, which takes 1-3 working days, and Sofort, which takes up to 5 mins to clear.

 Fund Withdrawal Methods

IQ Option offers six different methods for cash withdrawal. These are: · MasterCard or Visa Credit Cards · Skrill · Neteller · WebMoney · Cash U · Wire transfer There is no minimum amount of withdrawal restrictions, although if less than $2, you need to contact customer support. The maximum withdrawal amount is $1,000,000. You typically get your earnings within 8.5 hours.

source https://www.youreview.net/iq-option/ source https://youreview1.blogspot.com/2020/07/iq-option.html

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etoro

eToro Review

If you are looking for the type of broker that will enable you to trade all kinds of assets from forex to stocks to ETFs and even cryptocurrencies, you will find eToro effective. eToro stands out for its impressive list of cryptocurrencies that you can trade, its revolutionary copy trading platform and many other remarkable features. To learn more about this broker, keep reading this comprehensive eToro review.

What is eToro?

It is an online trading platform established in 2006 that provides a wide variety of trading options. eToro has built up its reputation by branding itself as a leader in social trading. eToro allows traders to trade all kinds of assets, including forex, stocks, commodities, indices, and cryptocurrencies through its social trading platform where they can learn from other investors and utilize the Copy Trading feature. eToro has since opened up offices in Cyprus as well as the United Kingdom with close to universal service presence. eToro expanded its operations into the U.S. market and launched its cryptocurrency exchange and mobile wallet in 2018. It now has over 6 million users worldwide and supports over 15 cryptocurrencies. Initially, it was launched in just a handful of U.S. states, but as of April 2020, traders in 42 States can use eToro for trading. These States are:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Texas, Utah, Vermont, Virginia, Washington, Washington D.C., West Virginia, Wisconsin and Wyoming.

eToro Licensing and Regulation

eToro is regulated and licensed by the FCA (Financial Conduct Authority), CySec, and ASIC.

The broker services are provided by eToro (Europe) Ltd., which is a registered Cypriot Investment Firm (CIF) that’s regulated by the Cyprus Securities and Exchange Commission. This includes a cross-border license for within and outside the European Economic Area.

eToro (U.K.) Ltd. operates in the U.K. regulated and authorized by the Financial Conduct Authority (FCA). This also includes a cross-border license for operations within the European Economic Area.

eToro Europe as well as eToro U.K. are both in compliance with and operate under the Markets in Financial Instruments Directive (MiFID).

eToro USA in the United States is run by eToro USA LLC, which is a Money Services Business that’s registered with FinCEN.

eToro AUS Capital Pty Ltd. operates in Australia regulated by the Commonwealth Corporations Act and has an Australian Financial Services License (AFSL) that’s provided by the Australian Securities and Investments Commission (ASIC).

To ensure compliance, and in line with regulation, eToro must have sufficient funds available to meet the minimum capital adequacy ratios as stipulated by the European Capital Requirements Regulations. Client funds are stored in segregated accounts with both external and internal supervision.

Account Types Available on eToro

The two main accounts available on eToro are retail and professional. However, these two accounts are not the only types of accounts offered. eToro also offers Islamic accounts and even demo accounts that allow you to practice trading without risking real money.

Retail Accounts

The vast majority of eToro traders open retail client accounts. This is due to it also being the default option. Retail clients have access to all trading assets available on eToro and can either trade manually or Copy Trade, (which is subject to suitability).

Leverage is restricted for retail clients, but they still receive certain protections such as coverage by the Investor Compensation Fund along with recourse to the Financial Ombudsman Service. Retail clients also receive negative balance protection as well as margin closeout restrictions as required by ESMA regulations.

Professional Accounts

Professional clients waive certain protections enjoyed by retail clients, which include the negative balance protection, coverage by the Investor Compensation Fund and the Financial Ombudsman Service. In exchange, they enjoy the leverage of up to 1:400.

To become a professional client, you must meet the criteria by showing your higher experience in trading, considering the higher risks associated with this type of account.

Islamic Accounts

eToro also offers Islamic accounts. To open an Islamic account, however, you must first open a real account and deposit at least $1,000. Once you have verified your account, you should contact eToro customer service to switch to an Islamic account.

Demo Account

eToro also offers a free demo trading account. The demo account is immediately accessible after registration even before submitting verification documents. The demo account has $100,000 in virtual currency and is the perfect way to see whether eToro is the right fit for your trading needs.

Demo Account mode with $1000,000 in virtual funds

Minimum Deposit on eToro

The minimum first-time deposit for the residents of Australia and the United States is $50, which is highly competitive and accessible compared to other brokers. Residents of most other countries have a slightly higher, but still available minimum first-time deposit of $200.

Depositing and Withdrawing Funds on eToro

eToro offers a wide variety of options when it comes to depositing and withdrawing money. All the options have different minimum deposits. The range of options ensures that traders of all budgets can participate on the platform.

Deposits

eToro supports the following options for depositing money:

– Bank Transfers – Wire Transfers – Yandex – PayPal – Neteller – Skrill – MasterCard – Visa – Webmoney U.K.

Withdrawals

Users must fill out a form to facilitate withdrawals. It is only after doing this that users can withdraw their money via the following options:

– Debit Card – Credit Card – Bank Transfer – PayPal

Other requirements of withdrawal are:

– Proof of Address – Passport Copy (Colored) – Signature

Standout Features of eToro

eToro has always been considered a game-changer ever since it was launched. It is the first broker to embrace new and innovative trading features such as social trading, copy trading, and many others. Here are the standout features of eToro:

CopyTrader

The CopyTrader feature was introduced with the understanding that not everybody has the expertise or time to trade actively. The feature allows clients to copy the portfolios and trading strategies of successful traders.

To use the CopyTrader feature, you allocate the amount you want to another trader of your choice. That trader’s trades will then be automatically copied in your account until you decide to stop.

You can see the performance history, portfolio, and risk score of successful traders before copying their trades, which allows you to make a fully informed decision with regards to following a particular trader.

 Popular Trader Program

Successful traders can earn some additional income with the Popular Trader Program offered by eToro. The program rewards successful traders for sharing their knowledge. Traders can engage other users through the CopyTrader feature and in the process, grow a following and earn exclusive perks that help increase their earnings.

CopyPortfolios

CopyPortfolios is a premium portfolio management service offered by eToro that copies multiple markets based on an investment strategy. Investors can currently choose from one of the following three types of CopyPortfolios:

– Top Trader CopyPortfolios: The portfolios here look at the best performing traders according to a predefined strategy.

– Market CopyPortfolios: The collections here bundle together stocks/ETFs with a particular theme such as cryptocurrency, farming, travel, or healthcare.

– Partner Copy Portfolios: The portfolios here have been created by eToro’s partners and mimic some of the best companies and fund managers in the world.

The minimum amount required to invest in CopyPortfolios is currently $5,000, and you are not allowed to remove part of the funds from your investment. The only option available to you us to close it out completely. At such a point, any available funds will go back to your account.

 Web-Trading Platform

eToro offers an easy-to-use web-trading platform that’s great for traders with less experience. Still, traders of any level will appreciate the ease-of-use. The platform has over 2,000 tradable assets and includes features that suit both beginner and advanced traders. Traders enjoy access to full-featured charting with multiple drawing tools and 66 indicators.

eToro Mobile

eToro offers traders an excellent trading experience through its mobile app, which has a similar design to that of the web trading platform. The app gives you access to trading instruments, community, data, as well as 24/7 updates, and all information is synced with other devices. While the mobile app has only five charts available compared to the 67 on the web platform, it is responsive. However, the app is missing drawing tools, and this is a drawback.

Cryptocurrency Wallet

eToro has its own wallet that allows users to transfer and trade cryptocurrencies via their mobile phones. The wallet is similar in design to the eToro mobile app. However, it doesn’t seem to be a real cryptocurrency wallet but rather a better interface to eToro’s existing platform. The wallet is all about simplicity and accessibility. Everything is clear and easy to do from making watchlists to placing trades.

eToroX (Cryptocurrency Exchange)

eToroX is a cryptocurrency exchange offered by eToro that’s regulated by the Gibraltar Financial Services Commission (GFSC). eToroX offers customized cryptocurrency trading services such as a dedicated cryptocurrency mobile application, an efficient interface, and competitive security options.

Tradable Assets on eToro

eToro currently offers Contracts For Difference (CFD) trading in 6 major classes of assets, which include 47 currency pairs, hundreds of stocks and commodities, ETFs, and indices. The most popular markets in the world are included, and any trader should have more than enough investment opportunities.

eToro currently offers the following types of assets to traders:

Currencies: eToro only supports CFD trading when it comes to currencies, which means that you don’t have to buy the underlying asset (i.e. actual currencies) to trade them. CFD trading also allows for ‘short’ positions and leveraged trades for assets that don’t offer such an option in traditional trading. eToro provides a total of 47 currency pairs, which includes some of the popular ones such as EUR/USD, USD/JPY, and GBP/USD.

Commodities: Energy sources such as oil, precious metals such as platinum and gold are some of the most popular assets to trade just about anywhere. eToro also offers CFD trading of commodities along with others such as natural gas, copper, and silver.

Stocks: Stocks are considered medium to long-term investors. eToro also offers CFD trading of the shares of companies such as Facebook, Google, Apple, and JP Morgan, among many others. Companies that operate in the utilities, services, healthcare, consumer goods, technology, financial, necessary materials, and industrial goods sectors can be traded on eToro.

Indices: Indices are combinations of several stock assets that, when combined reflect a market’s current situation. For instance, the NASDAQ Index aggregates significant companies from the technology sector, such as Google and Apple. eToro also supports CFD trading of indices, which include UK100, SPX500, NSDQ100, JPN225, China50, among others.

Exchange-Traded Funds (ETFs): ETFs are financial instruments made by combining several individual assets. Each fund follows a particular index or market strategy and is designed to be either a low-risk option for investors or meet the hedging needs of a specific financial institution. eToro currently offers 83 ETFs that can be traded including Ultra S&P500, Emerging Markets Index, AGG, ACWI, among others.

eToro: The Pros

– It allows for seamless account opening

– It is the best in its class when it comes to social trading

– It is regulated by CySEC, FCA, and ASIC

– It supports trading of multiple assets including Forex, Indices, Stocks, Commodities, ETFs, and even Cryptocurrencies

eToro: The Cons

– Withdrawals are slow and expensive

– The platform offers minimal customization options

– USD is the only base currency accepted for trading

Verdict

eToro is one of the most reputable online CFD trading platforms that are currently available and is highly recommended. It will suit both beginners and experienced traders.

Beginner traders will love the educational tools offered and appreciate the hands-off approach that social trading offers. Experienced traders, on the other hand, will appreciate the opportunity to become Popular Investors and supplement their trading incomes further.

You can save a bit of money on withdrawal fees or the occasional spread if you choose a competitor, but no broker comes close to eToro when it comes to versatility, ease of use, and design. If you want to trade and trade well, eToro is the way to go!

source https://www.youreview.net/etoro/ source https://youreview1.blogspot.com/2020/07/etoro.html

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Personal Capital

Personal Capital Review

*** NOTE: ONLY FOR USA RESIDENTS***

Investing typically takes one of two approaches. The first one would be to follow an active investing strategy where you personally select the ETFs and stocks to invest in. The other option would be to follow a passive investing strategy where you let someone else do the selection on your behalf.

If you wanted to follow a passive investing strategy in the past, you had to work with an in-person financial advisor. You then had to schedule a meeting with them, build a suitable portfolio depending on your goals, and pay the financial advisor an asset management fee every year.

Today, things have really changed since Robo-advisors have been introduced to streamline the process. Instead of meeting a financial advisor, you simply fill out a questionnaire online. The fees charged by the Robo-advisors are considerably lower than those charged by traditional financial advisors. When it comes to Robo-advisors, Personal Capital is one of the best.

What is Personal Capital?

Personal Capital is one of the leading Robo-advisors that offers both completely free and paid financial planning tools. However, the company insists that it isn’t a pure Robo-advisor since there’s still a lot of human involvement in some of the products it offers, especially the paid tools.

Personal Capital offers a wide selection of features available with free financial planning tools. For investors with at least $100,000 to invest, the company has more advanced features. The company aims to be a one-stop-shop when it comes to managing your financial life.

The investment services offered by Personal Capital are somewhat of a mix between a Robo-advisor and a traditional investment platform that involves human-guided investing. However, the company’s investing features are more geared towards higher net worth investors.

About Personal Capital

Personal Capital was established in 2009 and its headquarters are in San Carlos, California. Over 2 million people use it and most of them primarily use the free version. Still, the paid wealth management service has over 18,000 clients with over $8 billion in assets under management.

Users typically start out with the free version before upgrading to the paid wealth management services, especially those that want direct investment management of their investment portfolio. Still, users that don’t upgrade find that the free version has many investment tools that are definitely worth having.

First things first though. Once you register/open your account (all that is needed is your name, email and phone number) you need to link your accounts to enable you to begin using the management platform.

How Does Personal Capital Work?

Personal Capital has grown to become one of the leading financial management platforms currently available. It comes in two versions:

– Free Financial Dashboard

– Wealth Management Service

The Free Financial Dashboard is essentially a budgeting application, but it still offers investing tools in abundance. The Wealth Management Service is a comprehensive investment management service that functions somewhat as a Robo-advisor while still offering a generous amount of live support from human financial advisors. The following is a more in-depth look into the two versions of Personal Capital:

Free Financial Dashboard

The Free Financial Dashboard is often viewed primarily as a tool for budgeting, but it is actually quite limited in that regard. The investment tools offered in this version are still extensive. Even if you might not have any intention of using Personal Capital as a budgeting tool, the free version provides valuable investment support.

The dashboard plays the primary role of a financial aggregator, where all your accounts can be included i.e. checking, savings, investments, credit cards, and loan accounts. It lets you assemble the entirety of your financial life on one platform. It is even possible to include employer-sponsored retirement plans and it is actually here that this version really shines.

Features

The Free Financial Dashboard offers the following features:

I. Budgeting

The free version of Personal Capital can be used for tracking your cash flow and spending patterns. It is even possible to analyze individual transactions and spending categories. You will receive summaries every month that help you know exactly where your money is going.

If you would like to use Personal Capital primarily for budgeting, that would not be the best decision. For instance, while it provides alerts for upcoming bills, there’s no bill payment function. You will still have to pay bills directly from your bank account.

II. Cash Flow Analyzer

The Cash Flow Analyzer is a tool that creates a budget for you. Once you have set it up, it will track your income and expenses from the various financial accounts linked to the platform. It is even possible to set financial goals, such as paying off your debts or preparing for retirement. The Cash Flow Analyzer helps you come up with effective strategies for achieving your goals.

III. Retirement Planner

To help you determine whether or not you are on course with your retirement goals, the Retirement Planner uses a series of “What If” scenarios. You can adjust for changes in your individual situation, such as a career or job change, saving for college, the birth of a child, etc. it even considers outside factors that may impact your retirement.

IV. 401(k) Analyzer

Millions of Americans are part of employer-sponsored retirement plans, but only a handful know about the hidden investment fees inherent in such plans. The 401 (k) analyzer offered by Personal Capital will show you the exact amount that each fund in your plan is costing you. It then recommends alternative allocations for lowering the costs of the funds.

V. Net Worth Calculator

If you track your assets as well as liabilities, it becomes easy to determine your net worth fairly quickly. That’s an important thing to know since the net worth is a key metric when determining your overall financial strength.

VI. Investment Checkup

Investment Checkup is perhaps one of the most important tools offered by Personal Capital. Once you have aggregated your investment accounts on the platform, the Investment Checkup tool helps you optimize your accounts. It may suggest that you adjust your portfolio mix to improve the overall performance of your investment.

VII. Personal Advisor

The Financial Dashboard offered by Personal Capital is free to use, but you still have the option to contact a personal advisor. While the advisor won’t give you any investment advice, they can still answer your questions regarding the service while also providing additional information regarding recommendations that Personal Capital makes.

Wealth Management Service

The Wealth Management Service that Personal Capital offers is at times grouped with Robo-advisors, and that’s not completely true. While the company uses some automated investment tools, there’s still a strong element of active human engagement. That’s why the service is grouped somewhere between Robo-advisors and traditional human investment advisors.

Personal Capital first determines your investment goals, risk tolerance, and time horizon, just like Robo-advisors do. However, the company also considers your personal preferences when building your portfolio. The Modern Portfolio Theory (MPT) guides the management of your portfolio, which involves investing across multiple classes of assets to ensure proper diversification. The company even rebalances your portfolio periodically to ensure that target asset allocations are maintained.

Your portfolio is invested in 6 classes of assets:

– U.S. Bonds

– International Bonds

– U.S. Stocks

– International Stocks

– Cash

– Alternative Investments, which Include Gold, Energy, and Real Estate Investment Trusts

Your investor profile will determine the specific percentage of your portfolio that’s allocated to each asset class depending on your personal preferences, time horizon, investment goals, as well as risk tolerance.

To provide broad market exposure at a low expense ratio, each of the asset classes is invested in a low-cost index-based exchange-traded fund (ETF). The portion allocated to U.S. equities, however, will be held in a diversified sample of not less than 70 individual stocks. That allows Personal Capital to provide tax optimization and tactical weighing.

Investment Strategies Used in Personal Capital’s Wealth Management Service

A. Tactical Weighing

It is an investment approach that improves upon traditional indexing by ensuring more evenly weighted exposure to easy style and sector. The strategy has been shown to outperform the S&P 500 by 1.5% annually, but with less volatility.

B. Smart Indexing

It incorporates Modern Portfolio Theory as well as equal size/sector weighting.

C. Tax Optimization

It is an investment strategy geared towards lowering the income tax liability that results from your investing activity. It uses several techniques:

– Using ETFs as opposed to mutual funds because they generate fewer capital gains

– Using individual stocks since they can be easily sold or bought to generate tax-loss harvesting

D. Automatic Rebalancing

If your portfolio passes your preferred asset allocation proportion, Personal Capital will automatically rebalance it.

E. Socially Responsible Investing

If you wish to incorporate Socially Responsible Investing in your investing activities, Personal Capital will select specific investment based on their compliance with the environmental, social, and governance. It will give you the opportunity to invest in what you believe in and avoid what you don’t.

Wealth Management Features

– Accounts Available: Taxable and joint investment accounts; Roth, Traditional, Rollover, and SEP IRAs; Trusts

– Minimum Initial Investment: $100,000 or $200,000 if you wish to enjoy regular access to financial advisors

– Advice for 401(k) and 529 Plans: While Personal Capital cannot manage these accounts directly, it will offer you advice regarding the same.

– Account Protection: All accounts are protected by SIPC, for up to $500,000 in cash and securities, which includes up to $250,000 in cash. The coverage protects against broker failure and not against monetary losses caused by fluctuations in the market.

– Account Custodian: All Wealth Management portfolios are held with Pershing Advisor Solutions, which is one of the largest investment custodians and clearing agencies in the world. The company is the custodian for over $1 trillion in assets throughout the globe.

– Financial Advisors: It is a major aspect of the Wealth Management Service. You can reach the financial advisors 24/7 via email, phone, live chat, or web conference. You will have 2 dedicated financial advisors if you choose to become a client of the Wealth Management Service.

How Much Does Personal Capital Cost

The fees that Personal Capital charges for investment advice and management are outlined below. The fees cover everything including tax-loss harvesting, ETF expense ratios, portfolio rebalancing, etc. The fees are higher than those charged by pure robo-advisors but are lower than those charged by traditional investment managers.

– $1 Million or Less: 0.89 Percent Annual Fee

– $1- to 3- Million: 0.79 Percent Annual Fee

– $3- to 5- Million: 0.69 Percent Annual Fee

– $5- to $10- Million: 0.59 Percent Annual Fee

– $10 Million or Higher: 0.49 Percent Annual Fee

Personal Capital: The Pros

– Budgeting and Investment Management Offered in a Single Platform: Personal Capital offers both budgeting/personal financial management as well as investment management on one platform.

– Tax Optimization: Extensive tax optimization strategies are used in the Wealth Management service to minimize the income taxes your investments generate.

– Free Financial Dashboard: The dashboard includes many different investment tools and budgeting capabilities and is free to use.

– Socially Responsible Investing: If you think of yourself as being socially responsible you want to ensure that your investments align with your values and Personal Capital allows you to do exactly that.

– Financial Advisors: If you select the Wealth Management service, you will have 2 financial advisors that can help with the management of your financial life.

Personal Capital: The Cons

– Limited Budgeting Capabilities: The budgeting tools offered by Personal Capital are considerably more limited compared to fully dedicated budgeting apps such as Quicken or Mint.

– Upsells: If you sign up for the free version, Personal Capital will constantly try to upsell the paid Wealth Management Service. Users have found this to be irritating.

– High Minimum for Wealth Management: $100,000 is the minimum initial investment amount required for the Wealth Management Service, which effectively locks out most small and medium-size investors.

– High Fees: The 0.89 per cent fee that investors have to pay for Personal Capital’s Wealth Management Service is considerably higher than that of Robo-advisors, such as Betterment, who charge from 0.25 to 0.40 per cent.

Personal Capital Vs. Betterment

Personal Capital is obviously not the only online investment management firm available. It has its competitors and one of the most popular of these competitors is Betterment, which is best known as one of the first major Robo-advisors. However, it still has a human aspect as Personal Capital does.

Either Personal Capital or Betterment can be an excellent option when it comes to your investment, but each has its own strengths and pricing model. The following is a comparison of the two to find out which one is a better fit for your unique investment needs.

How Are They Similar?

Personal Capital and Betterment are similar in the following ways:

– Accounts Offered: Personal Capital and Betterment are both Robo-advisors offering taxable joint and individual accounts, as well as traditional IRA, rollover IRA, and Roth IRA and trust accounts.

– Tax Loss harvesting: Personal Capital and Betterment both have tax-loss harvesting features that help you save money on any losses incurred.

– 401(k) Assistance: Personal Capital and Betterment can both help you with your employer-sponsored 401(k) plan.

– Portfolio Rebalancing: Personal Capital and Betterment both offer automatic portfolio rebalancing to ensure that your ideal asset allocation is maintained.

– Socially Responsible Investing: Personal Capital and Betterment both offer investment options that are socially conscious.

– Security: Personal Capital and Betterment both use very strong security to ensure that your account information and money are safe and secure.

How Are They Different?

Personal Capital and Betterment are different in the following aspects:

Personal Advisor

Personal Capital and Betterment both offer the services of a Robo-advisor, which include automated portfolio building and management. The difference is that Personal Capital provides personalized service to help you deal with specific situations that you may require clarification or providing portfolio customization.

Holistic Wealth Management

The wealth management approach is yet another area where Personal Capital and Betterment differ. While Betterment focuses on managing your investment account, Personal Capital offers this as well as other services that can be of additional value to you.

Investment Style

Robo-advisors such as Personal Capital and Betterment usually offer similar asset allocations. Still, there are some differences that you should consider. Personal Capital, for instance, offers equal style and sector weighting that strives to lower volatility by equalizing across sectors, style, and company size. If you are an investor that’s worried about good returns with minimal volatility, this can be a key consideration.

Minimum Deposit

If you choose Betterment, you can actually start with no minimum. You could even start with a $1 investment if you want. However, to use the Premium service, you will require a balance of at least $100,000.

Personal Capital does not require that you have a minimum investment amount to use the free tools, but you will require a minimum investment amount of $100,000 to use the paid service. Additional premium services require a $200,000 minimum and $1 million minimum.

Annual Fees

Personal Capital’s fees depend on the total assets that the service manages for you. You will pay 0.89% in annual fees for accounts with $100,000 to $1 Million. It goes down to 0.79% for accounts with $1million to $3 million. It goes even lower to 0.695 for accounts with up to $5million, 0.595 for accounts with up to $10 million, and even further lower to 0.49% for accounts with $10 million or more.

Betterment charges 0.25% annually for the Digital Plan that includes the self-service Robo-advisor. If you choose the Premium Account, you will pay 0.40% in fees, which includes unlimited access to a certified financial planner as well as a financial plan for all your assets, even those that are not managed by Betterment.

Personal Capital Vs. Betterment: Which One Should You Choose?

The decision regarding which one to choose between Personal Capital and Betterment is a tough one. You have to consider several different factors. However, Personal Capital has an edge over Betterment since it offers excellent free tools and delivers better investment performance over Betterment even though both have very similar investing styles.

How to Sign Up with Personal Capital

Now that you have seen just how great Personal Capital is for investing, you should head over to the official website to sign up and start using the service. You start by providing some details about yourself such as your email address and phone number, then creating a password.

You will then be asked to provide additional details such as your name, current age, age at which you wish to retire, and the amount of money that you have saved towards retirement. Once you provide that information you can start to link your accounts.

Personal Capital can sync with over 12,000 financial institutions, or you can just enter the name of your institution and web address. The platform will then start analyzing your financial accounts going back 1 to 3 months. Once the analysis is complete, you will have access to the tools on the Free Dashboard, along with recommendations by Personal Capital regarding your investment accounts.

To sign up for the Wealth Management service, contact a financial advisor to get started with the process. You will be required to provide further information, which includes documentation to verify your identity. You will then have to link one or more financial accounts to transfer funds into the account that will be holding your investment.

You will also be required to fill out a questionnaire that determines your investment goals, risk tolerance, investment goals, and time horizon. You will also have a web conference with a financial advisor who will gather more specific information. Your portfolio will be built based on the answers provided in the questionnaire and the information you provide to the financial advisor.

Summary

If you are looking for a great online investment management platform, then Personal Capital is all you need. It is easy to understand and useful. It offers free tools that give users an in-depth look at their own personal financial health, retirement potential, and investments. Paying customers get the assistance needed to take their investments to the next level.

It might be up to paying users to determine whether or not the paid services are worth the costs, but everyone should sign up for a free Personal Capital account. The free tools are simply to help to ignore. Personal Capital can be an excellent tool for helping you get a stronger grip on your finances, regardless of who you are, so try it out today!

source https://www.youreview.net/personal-capital/ source https://youreview1.blogspot.com/2020/07/personal-capital.html

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Binomo

Binomo Review

Binary options are one of the simplest trading methods to understand. Traders worked with a fixed set of options and a fixed payout. They will either be correct with their assumption and receive the fixed amount or they will be incorrect and receive nothing. In either case, it’s easy to understand risk, profit, and potential outcomes.

Yet, despite this simplicity, many newcomers struggle to succeed with binary options. Many of them failed to prepare before investing their capital. Others hoped to take the easy route with an automated trading tool that promised to make millions. There are a lot of reasons why a person might fail when diving into the binary options market.

Luckily, there are also plenty of tools, platforms, and programs that can help. Some of these provide educational materials, others provide a platform for traders to communicate and share ideas, and others provide affordable brokerage services to novice investors.

Some websites manage to provide a combination of two or more of these services with a few unique features of their own. Finding those helpful websites is often what helps the first time trader avoid failure.

Before you go any further, it is important to add that binary options trading is not available to residents of the European Union/EEC. It is also not available to people who live in Canada, United States, Australia, Mali, Laos, Cyprus, Switzerland, Israel, Singapore, Hong Kong, New Zealand, Iran, Japan, Russian Federation, and Belarus. If you live in countries such as India, South Africa, United Arab Emirates, Thailand, Brazil, Vietnam, or many other countries around the world not mentioned in the list of restricted countries, then Binomo’s binary options trading is available to you.

Is Binomo A Helpful Website?

Binomo claims to be one of these websites that is helpful to novice investors. And from the outside, they do seem to offer a lot of helpful services. They work as a certified options broker with low entry fees and a library of introductory information. They also provide new users with a demo account that can simulate trading on the real market with virtual currency. It’s a great tool for learning the market and the software.

According to their website they nearly 940,000 traders trade on a daily basis, from 133 different countries, who have generated over 32 million successful trades in the past week, (as of 13th July 2020) with a 90% maximum earning on a trade.

Approachable Price Points

One of the biggest factors that prevents newcomers from breaking into the options market is the deposit requirement that most major brokers place on new accounts. Some brokers require new clients to deposit thousands of dollars before they can start trading with their firm. That might be a fine approach for a seasoned trader with plenty of capital, but it’s a huge risk for a first-time trader.

Not to mention, many new traders simply may not have that kind of capital around. The deposit requirements and account levels used by Binomo allow for growth over time. A new client can start with the cheapest account level and increase their level with additional deposits as they earn or save more money. As they increase their level they will gain access to additional assets, faster withdrawal times, increased deposit bonuses, and higher cashback rates.

 Binomo accounts are divided into four levels. They are as follows:

1. Free

As the name implies, this type of account doesn’t require any form of deposit. All that you need to do is provide an email address and create a password. What’s the point of a free account with no capital? Access to the Binomo demo trading account. The demo account will let you test out all of Binomo’s best features without risking any of your own money. You can decide for yourself whether it’s the right trading platform for you and then upgrade your account.

2. Standard

This is when you’re ready to start putting money on the line. Opening a standard trading account only requires a deposit of $10. That’s incredibly little compared to the minimum requirements most brokers enforce. It’s definitely not enough capital to make millions but it’s enough to begin learning the website or the smartphone app while making a few bucks. It’s more rewarding than a demo account without adding much risk.

3. Gold

You’ll naturally progress to a gold account as you become more comfortable trading and decide to deposit more money in your account. Reaching the gold levels requires a total deposit amount of $500. At this point, you have more capital to swing around and your trade profits are becoming noticeable. You have access to more features on the site that will help you grow further and eventually reach the next level.

4. VIP

This is the highest tier possible for a Binomo account. It has access to the largest variety of assets, the biggest bonuses, and the fastest withdrawals. It requires a total deposit amount of $1000. Only the most serious traders reach this point even if those same traders only started at $10. We’ve read plenty of reviews from customers who have made the climb and enjoyed success.

Reaching VIP status is an important goal when using the Binomo system. One of the great things about the platform is that you don’t have to wait and grow if you don’t want to. If you’re already familiar with binary options trading and comfortable with the market, then you can simply deposit $1,000 from the beginning, enjoy a hefty bonus, and begin trading as a VIP.

Binomo’s major appeal to newcomers also presents one of its few setbacks. It doesn’t allow much room for growth beyond the VIP tier. You’ll eventually want to leave the Binomo system for those larger brokers who require significant deposits.

Even so, Binomo is an excellent tool for growth until you reach that point. Many new traders will never get to work with those larger trading firms because they didn’t have a tool like Binomo to help them along the way.

Features Review

Companies like these are often separated by the features they offer. Some websites load in every feature imaginable just to pump up the price. Others stick to the bare minimum and seem impossible to learn. Binomo walks a fine line between the two with plenty of useful features and very little “fluff”. Some of their more unnecessary features like tournaments are still a lot of fun and can be a source of motivation.

Most of the features Binomo provides are either restricted or limited according to the account level. Some of the features are reserved only for VIP members. These added or expanded features make it easier to profit from trades over time. They serve as a great motivating tool for trading more often and upgrading account levels.

Let’s take a closer look at some of the most important features provided.

1. Assets

This is one of the biggest factors that divides the different account tiers. Having access to a greater variety of access makes it easier to mitigate risks and increase gains. The list of available assets has continued to grow since Binomo was established in 2014. The standard account now has access to nearly as many assets as was once limited to the VIP accounts.

Their library will undoubtedly continue to expand at a steady pace, which is great for traders who are learning alongside the expansion. Here are the number of assets available to each tier of membership.

1. Free (Demo) Account: 23 Assets

2. Standard Account: 41 Assets

3. Gold Account: 54 Assets

4. VIP Account: 61 Assets

These assets are not limited to any specific region or market. This is a great range of options than most specialized brokers provide. The versatility is particularly beneficial to newcomers who want to experiment with different markets. Some of the option types include:

– Commodities Or Commodity Pairs

– Currency Pairs

– Major Stocks

– Cryptocurrencies

Binomo is one of the few trading platforms that offers binary options for major companies alongside cryptocurrencies and commodity pairs. Binomo is still somewhat new to the cryptocurrency market and their variety in this area is lacking. We still believe it’s a major focus of the company and that they will add new cryptocurrencies in the future.

What Types Of Trades Are Available?

Remember, Binomo is a platform built for the novice. They strive to keep things simple as much as possible. That works great with binary options trading because it is possible to conduct in a very simple way. Binomo achieves this by limiting trading options to simple High/Low trades. There are no fancy options or trade strategies to worry about.

High/Low trades, which they refer to as Up/Down trades, work as simply as any binary options trade. The trader specifies an asset, the trade amount, closing time, and which way the chart will move. An Up trade means that the closing price is going to be higher than when the trade was opened. A Down trade means that the closing price will be lower. If the trader was correct, then they receive their investment back plus an earning depending on the asset.

Keeping the system simple allows traders to focus on the more important aspects of the market. They can focus on learning to read charts and predict movements rather than trying to choose which type of bid to use. By the time they are ready for more advanced options, their earnings will have accumulated and they will be ready to move to a new trading broker.

2. Graphical Tools And A Mobile App

This group of features is not limited by your account level. Everyone has access to the same desktop website, mobile app, and collection of over 20 graphical tools. This loaded visual interface is designed to promote efficiency, training, and proper analysis.

Many of the graphical tools available are designed to help with chart analysis. These tools will help you make smarter trades and avoid unnecessary risks. Of course, learning to read and understand these charts will take some time. Binomo makes that a little easier by providing you with plenty of manuals, guides, and training materials.

Binomo hit shelves immediately with a mobile app launch. They were fully prepared to provide this new generation of trader with what they want most: mobility. The ability to make big trades at any point during their day no matter where they are at. The freedom to roam around and still profit is a great feeling.

Mobility isn’t the only benefit that mobile apps bring to the table. Push notifications are also a powerful tool for the prepared trainer. Binomo can notify you of promotions, transactions, or chart movements almost as quickly as they occur. This will provide you with ample time to analyze the situation and choose the correct course of action. And you can even do it in the bathtub.

3. Profitability Features

There are a handful of features that are directly tied to how much money you can make with Binomo. As you might imagine, these features are closely linked to your account level. It’s a way for Binomo to make more money from deposits but overall they are worth the extra investment.

The first and most obvious feature is the available profitability of any given trade. The percentage of profitability available on a particular trade is going to directly affect how much money you earn if you purchase the correct option. A higher profitability percentage is also going to improve the risk/reward ratio of the trade.

There are only two separate tiers of profitability available. The first is available to 85 percent per trade and this is available to standard account holders. Gold and VIP members both have a profitability percentage of 90 percent on each trade. While important, this percentage is not the only feature that will increase your profits with higher-tier accounts.

Profitability on trades can be increased further with a feature called happy hour. This is a time during the day when the profitability percent on specific assets is increased by a significant amount. Happy hour is only available to Gold and VIP account holders. It’s one of the many exclusive features that makes the upgrade a worthy investment.

Bonus funds are another profitability feature worth mentioning. These are funds that are added to the account to generate additional trading power. Bonus funds most often originate as a deposit bonus. Standard accounts occasionally offer deposit bonuses of 100 percent. A gold account will increase that bonus to 150%. Finally, VIP accounts enjoy 200% deposit bonuses.

These bonus funds can certainly help improve profits but you can’t simply withdraw them the moment they hit your accounts. The funds are intended to be used as a source of trading leverage. You are required to generate a specific amount of trading turnover before you can withdraw the funds.

The amount of trading turnover depends on the amount of bonus funds and the amount of funds in the account. Accounts with a larger balance will generally have a lower amount of trading turnover required before bonus funds can be withdrawn.

Binomo offers a selection of tournaments for traders to enter

4. Bonus Features

We’ve covered a lot of what Binomo has to offer and yet there is still plenty more. We wanted to cover a handful of their bonus features that help them stand out from the competition. Some of these are simple Quality-of-Life features while others could be an added source of income.

First, there is the tournaments feature. This is Binomo’s way of encouraging friendly competition among traders. It can also be a useful learning tool if you pay attention to what traders are doing during the process. There are daily free tournaments with very little risk attached. Signing up to the tournaments is easy and winning just requires earning big with your daily trades. There are even prizes available to the traders who make the most.

Cashback is a small feature that you’ll really appreciate after having a bad week. Every trader has a week or two where they miss their mark and trade in the red. Binomo makes it a little easier for those traders by refunding them a portion of their investments if they traded in the red during the previous week. The cashback amount for Gold accounts is 5% and that increases to 10% for VIP accounts.

Insurance is a similar feature that is also reserved for Gold and VIP account tiers. If a trader’s account balance reaches zero after a particular trade, then they can receive bonus funds equal to a percentage of that trade’s value. Signing up for insurance takes some communication with the Binomo staff but it is definitely worth it if you’re considering a significant trade.

And finally, there is the video tutorial section. The videos are designed to help you learn to use the platform effectively. You have  videos that guide you through the registration process; explain the trading platform. Show you how to make your deposits, and how to trade. Along with a video explaining the trading charts, the tournaments, and finally how to trade like a pro.

Our Final Thoughts

Overall, we believe Binomo to be the “real deal”. They don’t make promises about creating millionaires or beating the stock market. They simply offer new investors an opportunity to start small and learn the binary options trading market as they grow. They provide the trading platform they need to profit and the learning materials that they need to improve. There are no hidden fees, expensive subscriptions, or other unsavory tactics intended to drain paying customers.

Whether you’re completely new to binary options or have some limited experience, we believe you could benefit from the Binomo system. And if you use the system the right way you’ll continue to learn and profit until you’re ready to leave the nest for more advanced trading platforms.

source https://www.youreview.net/binomo/ source https://youreview1.blogspot.com/2020/07/binomo.html

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BDSwiss

BDSwiss

BDSwiss Review:

BDSwiss is one of Europe’s leading financial institutions specializing in Forex/CFD trading. The business was established back in 2012 and has since then been providing online trading services to more than a million clients worldwide. Over the years, BDSwiss has managed to build an adamant market reputation, in addition offering their growing client base advanced education, support around the clock for weekdays, native platforms and competitive trading conditions on more than 250 tradeable CFD assets and forex pairs. Today BDSwiss is part of a worldwide operating group with its holding in Zug, Switzerland.

Awards – “Best Trading App 2018” by Mobile Star Awards

BDSwiss received the “Best Trading App 2018” by Mobile Star Awards*, in November 2018. Powered by MobileVillage.com, the annual Mobile Star Awards is the largest app innovation award program in the world promoting global tech innovators and advancing top-tier applications, in all types of industries including finance.

Regulation

The BDSwiss group is covered by three licences and registrations. BDSwiss LLC is authorised and registered with the U.S. National Futures Association NFA ID: 0486419. BDSwiss Holding PLC is authorised and licensed by CYSEC (EU) (License No. 199/13). For operating outside of the EU they are regulated by the Financial Services Commission of Mauritius License No. C116016172 as BDS Markets Ltd.

Trading Platform

MT4

BDSwiss’ MT4 platform caters for their Forex/CFD traders and is packed with a wide array of technical analysis and charting tools. Clients can benefit from the clean interface and advanced functionality of this world-renowned platform. More experienced traders can take advantage of the MT4’s professional functions such as the 50+ indicators and charting tools. MetaTrader4’s interface is fully customizable to the needs of the individual trader and offers an array of other advantages including a daily account overview, free analysis instruments, automatic trade functions with selected expert advisors and a great number of assessment and analytical tools.

BDSwiss WebTrader

BDSwiss’ WebTrader Platform, was exclusively developed in-house, to better cater to the needs of their ever-growing client base. Featuring a cutting-edge interface that allows for simple and instantaneous trade execution, BDSwiss WebTrader is a faster, simpler and much more advanced online trading platform that delivers an unparalleled trading experience. The new BDSwiss WebTrader features unique charting tools, full customization options, automated trading via the pending orders feature, and an intuitive order window that automatically calculates total position, required margin and proposed TP and SL levels, according to the amount the client wishes to trade. BDSwiss’ new WebTrader does not require downloading and it is fully synchronised to the downloadable versions of the MT4, allowing for live price monitoring via an advanced market watch.

Mobile App

They do have both an Android and iOS mobile platform that you can download from the Google Play and iTunes stores respectively.

Designed for an ultra-user-friendly experience, the Mobile App offers users an intuitive way to trade forex and cryptocurrency pairs in just a single click. New users can sign up for an account on the app, submit their personal documents and start trading in just a few minutes. The app is translated into more than 20 native languages and provides new users with a step-by-step tutorial. With everything from live currency rates, to active and past positions and full transaction history, BDSwiss enables traders to speculate on every currency and crypto pair asset available on the MT4 and desktop platforms. On a single screen, users can also manage, deposit or withdraw funds and update their personal data. BDSwiss’ mobile platform features a variety of trading tools including interactive charts, automated orders with Stop-Loss and Take-Profit, a 24/5 support service and the ability to receive up-to-date trading alerts and market analysis via push notifications.

CFD Trading Assets

If you are not familiar with CFD trading, then check out our designated page on what CFD trading is, before you start.

+250 Tradable FX/CFD Assets

BDSwiss offers a lot of diversity when it comes to underlying instruments, boasting 250 tradable assets for CFDs as well as 47 Forex currency pairs, including all of the major currencies along with more exotic ones. It should be noted that BDSwiss does not charge any transaction fees on trade execution and when it comes to forex trading spreads start from 1.0 pips on popular currency pairs, such as the EUR/USD.

Other asset types include world-renowned shares like Apple (AAPL), indices like the S&P500, commodities like crude oil and the most prevalent cryptocurrency pairs such as bitcoin and ripple.

Commodities

You also have 7 commodities for you to trade: Gold Spot to US Dollar (XAUUSD), Gold Spot to Euro (XAUEUR), Silver Spot Price to US Dollar (XAGUSD), Platinum Spot Price to US Dollar (XPTUSD) US Crude Oil,  Crude Oil-Brent spread, and Natural Gas. All but Natural Gas has a Leverage of 1%, with Natural Gas being 10%. The units per lot for all is 100. The minimal lot size is 0.01 for all, and maximal lot size is 50 for all. The commission is zero.

Indices

There are 11 indices available for you to CFD trade within. They range from the Nasdaq 100, S&P 500 index and the Dow Jones 30.

Crypto-Currencies

There are 8 CFD’s within crypto-currencies that cover three of the main one:, Bitcoin, Litecoin, and Ethreum. For all of them, the margin requirement is 20%.

Equities

There are 54 companies available for your to trade-in, from Apple to Citigroup, Facebook & Google, Goldman Sachs & Wal-Mart to same just a few. The margin requirement on all is 10% and the commission is 0.15%.

Leverage

BDSwiss offers its traders the option to use greater leverage, enabling them to gain a much larger exposure with relatively little capital. Global BDSwiss clients start with a default leverage ratio of 1:50 but they can always opt to increase their leverage to up to 1:400. BDSwiss further allows for up to 300 positions to run simultaneously, permitting the institution of advanced trading tactics and strategies. It is important to note that BDSwiss’ European clients, registered under CySEC can use a leverage ratio of up to 1:30 as per ESMA regulation depending on the asset category they choose to trade.

The leverage ratio for EU clients applies as follows: ● 30:1 for major currency pairs

● 20:1 for non-major currency pairs

● 20:1 for major indices

● 20:1 for gold

● 10:1 for commodities (excluding gold)

● 10:1 for non-major equity indices

Additional Services

BDSwiss also offers a wealth management program. the purpose of the program is to allow investors to maximize their returns by placing your funds with a Fund Manager who invests your capital for you.

They provide detailed information on each fund manager, outlining their success rate, their existing balance, strategies, the profits they have achieves, the monthly gain percentage, along with other critical information.

There is also an educational section that comprises of webinars discussing key financial news and aspects. And training courses such as trading in general, where you can broaden your trading knowledge in CFD’s

Education:

BDSwiss’ Trading Academy aims to deliver a useful set of tools for novice and advanced traders alike, offering its clients a practical approach to trading education.

● Beginner, Intermediate & Advanced Video Courses.

Each course follows a hands-on slant with the host illustrating various strategies and techniques, directly on the BDSwiss MT4, Webtrader and mobile app.

● Interactive Forex Trading Quizzes.

Each level of video courses concludes with a quiz, giving the learner the opportunity to perform a thorough self-assessment on forex trading.

● Daily Webinars in EN and DE

Apart from the pre-recorded video course series, the Academy offers more than ten live webinars on a daily basis, in English and German language. The daily webinar list includes BDSwiss’ ‘Start Smart’ webinars that cater to beginners, market morning briefs and live trading sessions during key financial events. Additionally, an impressive collection of 200+ live trading videos & recorded webinars are also made available to BDSwiss clients.

● Trading Alerts

BDSwiss’ in house analysts and professional traders Alexander D. and Frank W. study the markets daily and share their insights with BDSwiss’ VIP Black Account holders via a free Live Trading Alerts Service on telegram. Traders receive real-time, actionable alerts, in buy or sell terms along with entry, exit and SL/TPlevels, straight on their mobile phone devices. Basic Account traders and non-BDSwiss clients can also access BDSwiss open Telegram channel and get a free taste of BDSwiss trading alerts.

● Daily Market Review

BDSwiss blog is updated daily with the latest market news, key financial events, forecasts and analysis on major assets. On the site, you will also be able to find a number of educational materials and the latest BDSwiss company news.

Demo Account:

BDSwiss does offer a demo account. You do get 10,000 in virtual money (in other words, you cannot withdraw these funds) You can download the MT4 trader platform to your computer or use the web trader. The demo account has the exact same features and interactions as the live account. You cannot use the live account until you first deposit funds into your account.

Adding & Withdrawing Funds

To deposit funds into your trading account you can do so by a number of methods, such as Visa or Mastercard, Bank wire transfer, giropay, Skrill, Neteller and a few other methods. Withdrawals take 3-5 working days and are done through the same method as you used to deposit funds into your account.

Verification/Identification

Naturally to prevent money laundering you will need to verify your identity before you can actually begin trading. You simply need to provide a scanned copy of your personal ID, such as passport or driving license and proof of residency.

Customer Support

BDSwiss provides unparalleled customer support in 20 native languages on a 24/5 basis. The support team is on hand via live chat, email or a toll-free line to resolve any issues and provide traders with the information they need. BDSwiss’ support consultants are skilled experts in the financial sphere and have all the requisite knowledge to help traders resolve any issue at hand.

Concerns /Things To Consider

The main things to consider when looking to use BDSwiss CFD trading platform is that it is not available to every country around the world. If you live in the United States Canada, Japan, Sudan, Syria, and North Korea then the platform is not available to you.

Even if you are a seasoned trader of CFD’s or have good experience trading online, you may want to consider opening up a demo account first, simply to practice using the platform so you get used to it before you start.

Of course, the main thing to consider is that when trading your capital is at risk. There are no guarantees concerning the success or the limiting of failure and so it is always best to consider placing as much risk management in place as possible.

We carried out a web search to find complaints about the company and to be honest, we struggled to find many. We did find a few, and that is going to be natural, because nothing is perfect and people don’t like the way things are done, or they have had a bad experience. BDSwiss does have a full complaints procedure in place which can be downloaded from their website.

One of the most often asked questions concerning these trading companies, is whether they are a scam or not? This is a common question of course because there have been in the past a lot of companies offering Forex trading that were scam artists, but the reason why those companies were able to often get away with scamming individuals, was because they were not regulated. As we mentioned at the beginning, BDSwiss is regulated and come under some very stringent regulations and procedures.

CFDs Are Complex Instruments And Come With A High Risk Of Losing Money Rapidly Due To Leverage. Between 74-89% Of Retail Investor Accounts Lose Money When Trading CFDs. You Should Consider Whether You Can Afford To Take The High Risk Of Losing Your Money.

source https://www.youreview.net/bdswiss/?utm_source=rss&utm_medium=rss&utm_campaign=bdswiss source https://youreview1.blogspot.com/2020/07/bdswiss.html

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Mark Lauren You are Your Own Gym | Bodyweight Calisthenics Workout DVDs

You are Your Own Gym – Calisthenics Workout

When it comes to getting fit, losing weight, working out, whatever our reason, going to the gym can be painful or uncomfortable for some. Exercising in front of others, trying to use the weights, it’s not easy, mainly to get motivated at times. But what if there was a way that you could get fit and healthy, whatever your age or physical condition, without going to the gym or using weights?

Mark Lauren is a pioneer in an exercise program called Bodyweight Workout, also know as You Are Your Own Gym. Mark is a former trainer of US Special Forces and is responsible for revolutionizing the way the US Army carried out their fitness training. According to his bio -” he effectively prepared over 700 trainees for the extreme physical demands of the most elite levels of the US special operations community.”

Mark Lauren has gone on to sell over 1 million books worldwide and over 56,000 subscribers to his YouTube channel

So what is his training program?

You are Your Own Gym | Bodyweight Calisthenics Workout DVDs – 90 Day Challenge. Marks 90-day challenge is for both men and women of all ages. Of course, we naturally encourage you to make sure you have no severe health issues before carrying out any exercise. If unsure, check with your doctor.

The DVD series consists of 8 DVD’s that contain 24 bodyweight workouts. This means you use your own body and your weight to exercise, rather than cluttering up your house with gym weights. You also have an additional 33 safe and practical exercises that will enable you to increase your core strength. And all the tasks are planned to be carried out over 90 days. There is also a free workout schedule that covers 90 days that you can download. Also, the plan contains three levels of difficulty, so you can start on the one that best suits you at the beginning, and then work your way up through the challenges.

$29.99

Buy On Amazon

So let’s break this all down a bit further.

The whole purpose of the 90-day challenge is that it tells you exactly what you need to do for each day.No planning or organizing the exercises yourself. You do what the exercise challenge is for each day.

24 Workouts – This is a new program that mark has added. It is intensive, but it has been made easier to follow than most exercise programs, with the design in mind to get you maximum results in just three months. In each workout, Mark leads you through a full warm-up, the individual exercise its self, a proper cool down, and an evaluation on your progress at the end of each week’s worth of workouts.

33 Exercises – The 33 different tasks are a formula of exercises that mark has developed over years of training and workout with elite athletes and US Special Forces. The sole purpose of each exercise is for you to use the power of your body weight to create the movement and response needed for success. There is no need whatsoever to spend hundreds, if not thousands of dollars on exercise equipment.

Is the program for all ages? We looked at the reviews found on Mark Lauren’s Amazon product page and saw a few positive reviews from people of retirement age. This is what they said: “I am 66, disable Vet, underwent 5 surgeries including knees, my experience was indeed beneficial. Everything in life has a kindergarten beginning, if we pay attention to the teacher/trainer( Mark Lauren) u will advance to the next level. Follow the program BUT don’t get discouraged for any reason, I started over several times for different reasons also if you not moving to the next level as fast as you want to so what, you will get there, I did to the point I started tweaking the program once I’ve mastered it.”

“Mark is great. I am a 68-year-old male, with this routine n a proper diet I went from 201 to 172 in 7 months”.

There are quite a few reviews like this, and others as well that outline injury issues that they had before doing Mark’s workout program. If you do have any sustaining injury, check with your doctor before you carry out any exercise.

Summary For Mark Lauren’s You Are Your Own Gym 90-Day Challenge Calisthenics workout

Mark really has spent a lot of time simplyfying exercise for maximum results. By using a combination of calisthenics and setting them to three different levels of instensity and difficulty, you are able to progress at your own pace and standard. You get out of anything in life what you put in, so the results you gain will be up to you. What makes this programm so great is that it can be done in the comfort and privacy of your own home, without monthly gym fees, but you get the same if not better results at home.

$29.99

Buy On Amazon

source https://www.youreview.net/mark-lauren-you-are-your-own-gym-bodyweight-calisthenics-workout-dvds/?utm_source=rss&utm_medium=rss&utm_campaign=mark-lauren-you-are-your-own-gym-bodyweight-calisthenics-workout-dvds source https://youreview1.blogspot.com/2020/04/mark-lauren-you-are-your-own-gym.html

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Personal Capital

A Comprehensive Personal Capital Review

Investing typically takes one of two approaches. The first one would be to follow an active investing strategy where you personally select the ETFs and stocks to invest in. The other option would be to follow a passive investing strategy where you let someone else do the selection on your behalf.

If you wanted to follow a passive investing strategy in the past, you had to work with an in-person financial advisor. You then had to schedule a meeting with them, build a suitable portfolio depending on your goals, and pay the financial advisor an asset management fee every year.

Today, things have really changed since robo-advisors have been introduced to streamline the process. Instead of meeting a financial advisor, you simply fill out a questionnaire online. The fees charged by the robo-advisors are considerably lower than those charged by traditional financial advisors. When it comes to robo-advisors, Personal Capital is one of the best.

What is Personal Capital?

Personal Capital is one of the leading robo-advisors that offers both completely free and paid financial planning tools. However, the company insists that it isn’t a pure robo-advisor since there’s still a lot of human involvement in some of the products it offers, especially the paid tools.

Personal Capital offers a wide selection of features available with the free financial planning tools. For investors with at least $100,000 to invest, the company has more advanced features. The company aims to be a one-stop-shop when it comes to managing your financial life.

The investment services offered by Personal Capital are somewhat of a mix between a robo-advisor and a traditional investment platform that involves human-guided investing. However, the company’s investing features are more geared towards higher net worth investors.

About Personal Capital

Personal Capital was established in 2009 and its headquarters are in San Carlos, California. Over 2 million people use it and most of them primarily use the free version. Still, the paid wealth management service has over 18,000 clients with over $8 billion in assets under management.

Users typically start out with the free version before upgrading to the paid wealth management services, especially those that want direct investment management of their investment portfolio. Still, users that don’t upgrade find that the free version has many investment tools that are definitely worth having.

First things first though. Once you register / open your account (all that is needed is your name, email and phone number) you need to link your accounts to enable you to begin using the management platform.

How Does Personal Capital Work?

Personal Capital has grown to become one of the leading financial management platforms currently available. It comes in two versions:

– Free Financial Dashboard

– Wealth Management Service

The Free Financial Dashboard is essentially a budgeting application, but it still offers investing tools in abundance. The Wealth Management Service is a comprehensive investment management service that functions somewhat as a robo-advisor while still offering a generous amount of live support from human financial advisors. The following is a more in-depth look into the two versions of Personal Capital:

Free Financial Dashboard

The Free Financial Dashboard is often viewed primarily as a tool for budgeting, but it is actually quite limited in that regard. The investment tools offered in this version are still extensive. Even if you might not have any intention of using Personal Capital as a budgeting tool, the free version provides valuable investment support.

The dashboard plays the primary role of a financial aggregator, where all your accounts can be included i.e. checking, savings, investments, credit cards, and loan accounts. It lets you assemble the entirety of your financial life on one platform. It is even possible to include employer-sponsored retirement plans and it is actually here that this version really shines.

Features

The Free Financial Dashboard offers the following features:

I. Budgeting

The free version of Personal Capital can be used for tracking your cash flow and spending patterns. It is even possible to analyze individual transactions and spending categories. You will receive summaries every month that help you know exactly where your money is going.

If you would like to use Personal Capital primarily for budgeting, that would not be the best decision. For instance, while it provides alerts for upcoming bills, there’s no bill payment function. You will still have to pay bills directly from your bank account.

II. Cash Flow Analyzer

The Cash Flow Analyzer is a tool that creates a budget for you. Once you have set it up, it will track your income and expenses from the various financial accounts linked to the platform. It is even possible to set financial goals, such as paying off your debts or preparing for retirement. The Cash Flow Analyzer helps you come up with effective strategies for achieving your goals.

III. Retirement Planner

To help you determine whether or not you are on course with your retirement goals, the Retirement Planner uses a series of “What If” scenarios. You can adjust for changes in your individual situation, such as a career or job change, saving for college, the birth of a child, etc. it even considers outside factors that may impact your retirement.

IV. 401(k) Analyzer

Millions of Americans are part of employer sponsored retirement plans, but only a handful know about the hidden investment fees inherent in such plans. The 401 (k) analyzer offered by Personal Capital will show you the exact amount that each fund in your plan is costing you. It then recommends alternative allocations for lowering the costs of the funds.

V. Net Worth Calculator

If you track your assets as well as liabilities, it becomes easy to determine your net worth fairly quickly. That’s an important thing to know since net worth is a key metric when determining your overall financial strength.

VI. Investment Checkup

Investment Checkup is perhaps one of the most important tools offered by Personal Capital. Once you have aggregated your investment accounts on the platform, the Investment Checkup tool helps you optimize your accounts. It may suggest that you adjust your portfolio mix to improve the overall performance of your investment.

VII. Personal Advisor

The Financial Dashboard offered by Personal Capital is free to use, but you still have the option to contact a personal advisor. While the advisor won’t give you any investment advice, they can still answer your questions regarding the service while also providing additional information regarding recommendations that Personal Capital makes.

Wealth Management Service

The Wealth Management Service that Personal Capital offers is at times grouped with robo-advisors, and that’s not completely true. While the company uses some automated investment tools, there’s still a strong element of active human engagement. That’s why the service is grouped somewhere between robo-advisors and traditional human investment advisors.

Personal Capital first determines your investment goals, risk tolerance, and time horizon, just like robo-advisors do. However, the company also considers your personal preferences when building your portfolio. The Modern Portfolio Theory (MPT) guides the management of your portfolio, which involves investing across multiple classes of assets to ensure proper diversification. The company even rebalances your portfolio periodically to ensure that target asset allocations are maintained.

Your portfolio is invested in 6 classes of assets:

– U.S. Bonds

– International Bonds

– U.S. Stocks

– International Stocks

– Cash

– Alternative Investments, which Include Gold, Energy, and Real Estate Investment Trusts

Your investor profile will determine the specific percentage of your portfolio that’s allocated to each asset class depending on your personal preferences, time horizon, investment goals, as well as risk tolerance.

To provide broad market exposure at a low expense ratio, each of the asset classes is invested in a low-cost index-based exchange traded fund (ETF). The portion allocated to U.S. equities, however, will be held in a diversified sample of not less than 70 individual stocks. That allows Personal Capital to provide tax optimization and tactical weighing.

Investment Strategies Used in Personal Capital’s Wealth Management Service

A. Tactical Weighing

It is an investment approach that improves upon traditional indexing by ensuring more evenly weighted exposure to easy style and sector. The strategy has been shown to outperform the S&P 500 by 1.5% annually, but with less volatility.

B. Smart Indexing

It incorporates Modern Portfolio Theory as well as equal size/sector weighting.

C. Tax Optimization

It is an investment strategy geared towards lowering the income tax liability that results from your investing activity. It uses several techniques:

– Using ETFs as opposed to mutual funds because they generate less capital gains

– Using individual stocks since they can be easily sold or bought to generate tax-loss harvesting

D. Automatic Rebalancing

If your portfolio passes your preferred asset allocation proportion, Personal Capital will automatically rebalance it.

E. Socially Responsible Investing

If you wish to incorporate Socially Responsible Investing into your investing activities, Personal Capital will select specific investment based on their compliance with the environmental, social, and governance. It will give you the opportunity to invest in what you believe in and avoid what you don’t.

Wealth Management Features

– Accounts Available: Taxable and joint investment accounts; Roth, Traditional, Rollover, and SEP IRAs; Trusts

– Minimum Initial Investment: $100,000 or $200,000 if you wish to enjoy regular access to financial advisors

– Advice for 401(k) and 529 Plans: While Personal Capital cannot manage these accounts directly, it will offer you advice regarding the same.

– Account Protection: All accounts are protected by SIPC, for up to $500,000 in cash and securities, which includes up to $250,000 in cash. The coverage protects against broker failure and not against monetary losses caused by fluctuations in the market.

– Account Custodian: All Wealth Management portfolios are held with Pershing Advisor Solutions, which is one of the largest investment custodians and clearing agencies in the world. The company is the custodian for over $1 trillion in assets throughout the globe.

– Financial Advisors: It is a major aspect of the Wealth Management Service. You can reach the financial advisors 24/7 via email, phone, live chat, or web conference. You will have 2 dedicated financial advisors if you choose to become a client of the Wealth Management Service.

How Much Does Personal Capital Cost

The fees that Personal Capital charges for investing advice and management are outlined below. The fees cover everything including tax loss harvesting, ETF expense ratios, portfolio rebalancing, etc. The fees are higher than those charged by pure robo-advisors, but are lower than those charged by traditional investment managers.

– $1 Million or Less: 0.89 Percent Annual Fee

– $1- to 3- Million: 0.79 Percent Annual Fee

– $3- to 5- Million: 0.69 Percent Annual Fee

– $5- to $10- Million: 0.59 Percent Annual Fee

– $10 Million or Higher: 0.49 Percent Annual Fee

Personal Capital: The Pros

– Budgeting and Investment Management Offered in a Single Platform: Personal Capital offers both budgeting/personal financial management as well as investment management on one platform.

– Tax Optimization: Extensive tax optimization strategies are used in the Wealth Management service to minimize the income taxes your investments generate.

– Free Financial Dashboard: The dashboard includes many different investment tools and budgeting capabilities and is free to use.

– Socially Responsible Investing: If you think of yourself as being socially responsible you want to ensure that your investments align with your values and Personal Capital allows you to do exactly that.

– Financial Advisors: If you select the Wealth Management service, you will have 2 financial advisors that can help with the management of your financial life.

Personal Capital: The Cons

– Limited Budgeting Capabilities: The budgeting tools offered by Personal Capital are considerably more limited compared to fully dedicated budgeting apps such as Quicken or Mint.

– Upsells: If you sign up for the free version, Personal Capital will constantly try to upsell the paid Wealth Management Service. Users have found this to be irritating.

– High Minimum for Wealth Management: $100,000 is the minimum initial investment amount required for the Wealth Management Service, which effectively locks out most small and medium size investors.

– High Fees: The 0.89 percent fee that investors have to pay for Personal Capital’s Wealth Management Service is considerably higher than that of robo-advisors, such as Betterment, who charge from 0.25 to 0.40 percent.

Personal Capital Vs. Betterment

Personal Capital is obviously not the only online investment management firm available. It has its competitors and one of the most popular of these competitors is Betterment, which is best known as one of the first major robo-advisors. However, it still has a human aspect as Personal Capital does.

Either Personal Capital or Betterment can be an excellent option when it comes to your investment, but each has its own strengths and pricing model. The following is a comparison of the two to find out which one is a better fit for your unique investment needs.

How Are They Similar?

Personal Capital and Betterment are similar in the following ways:

– Accounts Offered: Personal Capital and Betterment are both robo-advisors offering taxable joint and individual accounts, as well as traditional IRA, rollover IRA, and Roth IRA and trust accounts.

– Tax Loss harvesting: Personal Capital and Betterment both have tax loss harvesting features that help you save money on any losses incurred.

– 401(k) Assistance: Personal Capital and Betterment can both help you with your employer-sponsored 401(k) plan.

– Portfolio Rebalancing: Personal Capital and Betterment both offer automatic portfolio rebalancing to ensure that your ideal asset allocation is maintained.

– Socially Responsible Investing: Personal Capital and Betterment both offer investment options that are socially conscious.

– Security: Personal Capital and Betterment both use very strong security to ensure that your account information and money are safe and secure.

How Are They Different?

Personal Capital and Betterment are different in the following aspects:

Personal Advisor

Personal Capital and Betterment both offer the services of a robo-advisor, which include automated portfolio building and management. The difference is that Personal Capital provides a personalized service to help you deal with specific situations that you may require clarification or providing portfolio customization.

Holistic Wealth Management

The wealth management approach is yet another area where Personal Capital and Betterment differ. While Betterment focuses on managing your investment account, Personal Capital offers this as well as other services that can be of additional value to you.

Investment Style

Robo-advisors such as Personal Capital and Betterment usually offer similar asset allocations. Still, there are some differences that you should consider. Personal Capital, for instance, offers equal style and sector weighting that strives to lower volatility by equalizing across sectors, style, and company size. If you are an investor that’s worried about good returns with minimal volatility, this can be a key consideration.

Minimum Deposit

If you choose Betterment, you can actually start with no minimum. You could even start with a $1 investment if you want. However, to use the Premium service, you will require a balance of at least $100,000.

Personal Capital does not require that you have a minimum investment amount to use the free tools, but you will require a minimum investment amount of $100,000 to use the paid service. Additional premium services require a $200,000 minimum and $1 million minimum.

Annual Fees

Personal Capital’s fees depend on the total assets that the service manages for you. You will pay 0.89% in annual fees for accounts with $100,000 to $1 Million. It goes down to 0.79% for accounts with $1million to $3 million. It goes even lower to 0.695 for accounts with up to $5million, 0.595 for accounts with up to $10 million, and even further lower to 0.49% for accounts with $10 million or more.

Betterment charges 0.25% annually for the Digital Plan that includes the self-service robo-advisor. If you choose the Premium Account, you will pay 0.40% in fees, which includes unlimited access to a certified financial planner as well as a financial plan for all your assets, even those that are not managed by Betterment.

Personal Capital Vs. Betterment: Which One Should You Choose?

The decision regarding which one to choose between Personal Capital and Betterment is a tough one. You have to consider several different factors. However, Personal Capital has an edge over Betterment since it offers excellent free tools and delivers better investment performance over Betterment even though both have very similar investing styles.

How to Sign Up with Personal Capital

Now that you have seen just how great Personal Capital is for investing, you should head over to the official website to sign up and start using the service. You start by providing some details about yourself such as your email address and phone number, then creating a password.

You will then be asked to provide additional details such as your name, current age, age at which you wish to retire, and the amount of money that you have saved towards retirement. Once you provide that information you can start to link your accounts.

Personal Capital can sync with over 12,000 financial institutions, or you can just enter the name of your institution and web address. The platform will then start analyzing your financial accounts going back 1 to 3 months. Once the analysis is complete, you will have access to the tools on the Free Dashboard, along with recommendations by Personal Capital regarding your investment accounts.

To sign up for the Wealth Management service, contact a financial advisor to get started with the process. You will be required to provide further information, which includes documentation to verify your identity. You will then have to link one or more financial accounts to transfer funds into the account that will be holding your investment.

You will also be required to fill out a questionnaire that determines your investment goals, risk tolerance, investment goals, and time horizon. You will also have a web conference with a financial advisor who will gather more specific information. Your portfolio will be built based on the answers provided in the questionnaire and the information you provide to the financial advisor.

Summary

If you are looking for a great online investment management platform, then Personal Capital is all you need. It is easy to understand and useful. It offers free tools that give users an in-depth look at their own personal finance health, retirement potential, and investments. Paying customers get the assistance needed too take their investments to the next level.

It might be up to paying users to determine whether or not the paid services are worth the costs, but everyone should sign up for a free Personal Capital account. The free tools are simply to helpful to ignore. Personal Capital can be an excellent tool for helping you get a stronger grip on your finances, regardless of who you are, so try it out today!

Visit Personal Capital For More Info

source https://www.youreview.net/personal-capital/?utm_source=rss&utm_medium=rss&utm_campaign=personal-capital source https://youreview1.blogspot.com/2020/04/personal-capital.html