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Meet Taisha Carrington - Capita's Delegate for Miss Barbados World 2011

My name is Taisha Carrington and I am a contestant in Miss Barbados World 2011.

 I will brief you on my background in the arts, as I myself am a young artist. I have just graduated from secondary school where I received a grade one at CSEC level in visual arts and a distinction at CAPE unit one in Art and Design, I am currently awaiting the results from this year’s examinations. I entered six pieces into NIFCA in 2010, and received seven awards, including a gold and an Incentive award. I am also on the CXC merit list for highest mark in Art and Design in Barbados, and second highest mark in the Caribbean for the year 2010.

The Miss Barbados World Competition (MBW) showcases the range of talent, beauty and brilliance of our nation’s women. It is an opportunity for young women to surpass their own expectations of them self, and to touch the hearts of people around the world.

The winner of the MBW competition will go on to represent Barbados at the Miss world Pageant, which has a resilient reputation in the pageantry arena, as being the oldest pageant in the world. It is internationally known for its avid participation in children’s charities around the globe.

On that note, I have created a Beauty with A Purpose charity, the HeArt & Soul Campaign, which focuses on raising money for special needs children through my passion, the arts. This project is a pivotal point in this competition, holding the most points; therefore I aspire to make my campaign great.

My campaign is solely based on art, as I use art as the form of promoting awareness and raising funds while promoting art in Barbados and giving young artist (as well as older artist) the much needed exposure. Two main events in my campaign are the ‘sidewalk expressions’, where teams of artist draw murals on the sidewalk of the swing bridge in Bridgetown, and secondly an auction/concert to raise funds.

I have received permission from the relevant authorities to carry out such an event as Sidewalk Expressions and I am currently in the planning stages, at the moment this event is taking form nicely and should ‘come off’ well.

Secondly the auction; I am currently awaiting permission to use the limegrove gallery ‘NuEdge’. At this event, artist will display pieces and if they are sold, a portion will go towards my campaign.

And thirdly the concert, this event is scheduled for the 14th of august at the Major Noot Hall (Combermere school) Waterford St.Micheal. This will display the performing arts, funds will be gained by an entrance fee.

My campaign will be launched on the 21st of July 2011(Thursday) at Combermere Hall, 7pm in conjunction with Youth Xplosion (a kadooment band) and Legends(a musical band).

Funding raised from my campaign will go towards providing support for children who are affected by cancer. 

#Miss Barbados World #Capita #Taisha Carrington #HeArt and Soul

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Hurricane Preparedness Tips for Home

Hurricanes can be dangerous, listening to the hurricane warning messages and planning ahead can reduce the chances of injury or major property damage.

BEFORE

Know your Emergency Shelters Contact the National Disaster Office for the closest shelters.

Have disaster supplies on hand

Flashlight and extra batteries

Portable, battery-operated radio and extra batteries

First aid kit

Non-perishable (canned food) and water

Non-electric can opener

Essential medicines

Cash and credit cards

Sturdy shoes

Protect your windows Permanent shutters are the best protection. A lower-cost approach is to put up plywood panels. Use 1/2 inch plywood--marine plywood is best--cut to fit each window. Remember to mark which board fits which window. Pre-drill holes every 18 inches for screws. Do this long before the storm.

Trim back branches from trees Trim branches away from your home and cut all dead or weak branches on any trees on your property.

Check into your Home and Auto Insurance Confirm that policies are valid and coverage is appropriate.

Make arrangements for pets and livestock Pets may not be allowed into emergency shelters for health and space reasons. Contact your local humane society for information on animal shelters.

Develop an emergency communication plan Make sure that all family members know what to do.  Teach family members how and when to turn off gas, electricity, and water.  Teach children how and when to call police or fire department and which radio station to tune to for emergency information.  In case family members are separated from one another during a disaster (a real possibility during the day when adults are at work and children are at school), have a plan for getting back together.

Hurricane Watches and Warnings

A hurricane watch is issued when there is a threat of hurricane conditions within 24-36 hours. A hurricane warning is issued when hurricane conditions (winds of 74 miles per hour or greater, or dangerously high water and rough seas) are expected in 24 hours or less.

DURING A HURRICANE WATCH

Listen to the radio or television for hurricane progress reports.

Check emergency supplies.

Fuel car.

Bring in outdoor objects such as lawn furniture, toys, and garden tools and anchor objects that cannot be brought inside.

Secure buildings by closing and boarding up windows.

Remove outside antennas and satellite dishes.

Turn refrigerator and freezer to coldest settings. Open only when absolutely necessary and close quickly.

Store drinking water in clean jugs, bottles, and cooking utensils.

DURING A HURRICANE WARNING

If you need to evacuate your home, lock up home and go to the nearest shelter.

Take blankets and sleeping bags to shelter.

Listen constantly to a radio or television for official instructions.

Store valuables and personal papers in a waterproof container on the highest level of your home.

Stay inside, away from windows, skylights, and glass doors.

Keep a supply of flashlights and extra batteries handy. Avoid open flames, such as candles and kerosene lamps, as a source of light.

If power is lost, turn off major appliances to reduce power "surge" when electricity is restored.

Other informative links:

1. Hurricane preparedness tips for businesses: 

http://www.cdera.org/doccentre/fs_checklist_biz.php

2. Home owners insurance: http://www.capitacaribbean.com/capita/index.cfm?section=insurance&ID=homeowners

3. Commercial insurance: http://www.capitacaribbean.com/capita/index.cfm?section=insurance&ID=commfire

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Great Tips for Cleaning up after Floods

Heavy showers often translate into floods in several areas across the Caribbean. With the recent flooding across parts of Barbados, Grenada as well as St. Vincent and the Grenadines, we at Capita would like to share some general tips for property owners. Here you can find resources which can guide you to safely cleaning up after floods. 

Flood waters can cause devastating ruin to homes and businesses. If you live in an area that's prone to floods, you might know how much work it is to clean up after the flood waters have receded. If you've never been through a flood before, here are some things you'll need to do to clean up after a flood.

Difficulty:

 Moderately Challenging

Instructions

1

Use a shovel to remove as much of the mud that the waters carried into your home as possible. Chances are the mud is contaminated. Wear rubber gloves and boots. Hose off whatever mud remains after shoveling.

2

Scrub walls, floors and kitchen counters, built-in shelves and all other surfaces that came into contact with flood waters with a mixture of two tablespoons of chlorinated bleach per one gallon of warm water.

3

Remove all furniture, clothing, rugs, curtains and other such items and air them outside the house. Get rid of anything that is too damaged or cannot be properly disinfected and cleaned, such as rugs, carpets and some upholstered furniture.

4

Open windows and run a dehumidifier or air conditioner to remove the moisture from the house. Circulate the air in the house with fans. Vacuum up any mold or mildew.

5

Replace any wallboard or paneling or remove any plaster that came into contact with flood waters. Remove any dampened insulation and discard. Pull up flooring such as linoleum to allow subflooring to dry.

6

Clean mud and other debris from books, photographs and important papers. Place them in plastic bags and freeze them until they can be sorted and cleaned later.

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Tips & Warnings

Take pictures or a video of all water damage before you clean up after a flood. Documenting the damage is a good idea when it comes time for insurance claims.

Turn on the heat if the heating system has not been harmed in the flood. This will help to dry out the house.

Have an electrician check the wiring system. Any damaged outlets and wiring should be replaced.

Wash your hands with soap and warm water after you clean up after a flood. Clothes worn during clean up should be washed in warm water and detergent, separate from other items.

Follow the old adage "When in doubt, throw it out" when it comes to cleaning up after a flood. If you think any furniture, canned food, toys or other items cannot be properly cleaned and disinfected or have been heavily damaged, throw them out.

Do not attempt to reuse a mattress that has been damaged in a flood. Throw it out and buy a new one.

Do not drink or clean up with water might be contaminated. Check with your local Health Department about the status of the water before using it. Bring bottled water to drink while cleaning up after a flood.

1. Read more: How to Clean Up After a Flood | eHow.com http://www.ehow.com/how_2318373_clean-up-after-flood.html#ixzz1JPJf1ZUq

2. http://www.redcross.org.au/media/Cleaning_up_after_flooding_booklet(1).pdf

3. http://www.floodsafety.com/national/property/cleanup/index.htm

4. http://www.capitacaribbean.com 

#Capita Caribbean #Capita Financial #Flooding #Caribbean #Tips #Barbados

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Household fires - Causes and Prevention Tips

House fires are the leading cause of all fire deaths in the United States. According the the National Fire Protection Association (NFPA), in 2007, U.S. fire departments responded to 399,000 home fires that killed almost 2,900 people, approximately eight people per day. House fires are preventable and survivable.

Cooking

Cooking is the leading cause of house fires in the United States. According to the NFPA, 40 percent of house fires and 36 percent of fire-related injuries are caused by cooking fires. Most cooking fires start when an oven or stove is left unattended. Many other cooking fires begin when items are left too close to cooking equipment and begin to burn. To minimize your risk for a cooking fire, never leave your oven or stove unattended while it is on, and clear the area around your stove from all items that may catch fire, including curtains and cookbooks. Most jurisdictions require a fire extinguisher in or near your kitchen. It is a good idea to mount your fire extinguisher where everyone can find it in the event of a cooking fire.

Smoking

Smoking is the leading cause of fire deaths. The NFPA estimates that nearly one in four people killed in fires in the United States were killed in smoking-related fires. Most smoking fires start when a cigarette, cigar or pipe comes in contact with upholstered furniture, such as couches and chairs, or bedding and mattresses. Many times smokers will fall asleep with a lit cigarette, which then ignites the furniture around them. If you must smoke, do so outside, and never smoke in bed.

Heating

Heating-related fires are the second most common cause of house fires after cooking fires and the second most common cause of fire deaths after smoking-related fires. Most heating-related fires occur in December, January and February. The majority of heating-related fires are not caused by a home's furnace but rather fixed and portable space heaters. If you must use a space heater, ensure that it is kept away from materials that could burn, and always follow the heater manufacturer's instructions.

Electrical

Electrical fires are another leading cause of house fires. Two types of electrical fires are most prevalent, those caused by lights and those caused by home electrical systems. Lighting-related electrical fires can be prevented by not exceeding the maximum light bulb wattage for your lamps. Exceeding the maximum wattage may cause the light to generate too much heat, igniting the lampshade. It is also important to never place anything over a lamp, such as cloth or paper, as these may heat up and start a fire.

Electrical-system-related fires can be caused by faulty home wiring, electrical appliances and extension cords. Only qualified electricians should perform electrical work in your home. Appliances should always be plugged directly into an acceptable outlet and never plugged into an extension cord. Also, never remove the grounding plug from an appliance so that it can fit into a two-prong outlet. Have a qualified electrician install the proper type of outlet for your appliance instead. Extension cords are meant for temporary use only. If you find that you are permanently using an extension cord, have an electrician install another outlet.

House Fire Survival

Smoke alarms and an escape plan will give you and your family the best chance of survival in a house fire. Smoke alarms, also known as smoke detectors, should be placed on every level of your home, including the basement. Smoke alarms should also be mounted within 10 feet of bedrooms, as well as inside each bedroom. You should always follow the installation instructions that come with your smoke alarm. To ensure that your smoke alarms are in working order, they should be tested weekly, and you should change the batteries every six months. Smoke alarms should be replaced every 10 years. It is also a good idea to mount a carbon monoxide detector within 10 feet of all bedrooms.

Each member of your household should know what to do when a smoke alarm goes off. Make escape plans and practice them. Each room should have two routes of escape, even if one is a window. Before opening any door, feel it with the back of your hand. If the door is too hot to touch, use your second route of escape. Always remember to keep low when crawling through smoke, as there will be more air to breathe near the floor. Your family should have a designated meeting area away from the house, where you can regroup and call 9-1-1. Do not waste time trying to salvage belongings from a burning house. Fires move quickly, and smoke can kill just as easily as fire.

Read more: Leading Causes of House Fires | eHow.com http://www.ehow.com/facts_5150506_leading-causes-house-fires.html#ixzz1IBRHwybC

Other Resources:

- http://www.homesafetycouncil.org/SafetyGuide/sg_fire_w001.asp

- http://www.5min.com/Video/Home-Fire-Prevention-Tips-1848832

To better secure your property investment visit us at Capita for your Fire Residential and Commercial Fire and Peril insurance - http://www.capitacaribbean.com/capita/index.cfm

#fire #home #household #safe #safety tips #fire insurance #Capita #Residential Fire #Commercial Fire and Peril

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World Water Day 2011: Water for Cities.

Our world’s ever increasing population is putting pressure on the Earth’s limited freshwater supplies.  Practise limiting your water consumption every day especially in our tiny water scarce island. Ten ways to save water 

Choose outdoor landscaping appropriate for your climate. Native plants and grasses that thrive on natural rainfall only are best. (Read more in National Geographic Green Guide's "Plants That Will Suck Your Yard Dry <http://www.thegreenguide.com/home-garden/garden/drought-resistant-plants> .")

Install low-flow showerheads and faucet aerators. Because you’re saving hot water, you’ll also reduce your energy bill. (More at "Bathroom Revamp: Savings by the Gallon <http://www.thegreenguide.com/home-garden/energy-saving/bathroom-revamp> .")

If you’re in the market for a toilet, buy a low-volume, ultra low-volume, or dual-flush model. (Read Green Guide's "Toilet Buying Guide <http://www.thegreenguide.com/buying-guide/toilets> .")

Fix leaky faucets. All those wasted drops add up—sometimes to 10-25 gallons a day. (Learn more on the U.S. Environmental Protection Agency's, or EPA's, WaterSense website <http://www.epa.gov/WaterSense/> .)

Run your dishwasher and washing machine only when full. When it’s time to replace them, buy a water- and energy-efficient model. Remember, saving water saves energy, and saving energy saves water. (Read Green Guide's "Dishwasher Buying Guide <http://www.thegreenguide.com/buying-guide/dishwashers> .")

Eat a bit less meat, especially beef. A typical hamburger can take 630 gallons to produce. (Learn more about the water embedded in your food with National Geographic's "The Hidden Water We Use <http://environment.nationalgeographic.com/environment/freshwater/embedded-water/> " interactive.)

Buy less stuff.  Everything takes water to make. So if we buy less, we shrink our water footprint.

Recycle plastics, glass, metals, and paper. Buy re-usable products rather than throw-aways, as it takes water to make most everything.

Turn off the tap while brushing your teeth and washing the dishes. Shave a minute or two off your shower time. Millions of people doing even the little things makes a difference.

Know the source of your drinking water—the river, lake, or aquifer that supplies your home.  Once you know it, you’ll care about it. You just won’t want to waste water. (Find out more about your water sources with the EPA's "Surf Your Watershed <http://cfpub.epa.gov/surf/locate/index.cfm> " interactive.)

Visit - http://www.worldwaterday2011.org/ for more information about how you can celebrate World Water day and make a global difference. 

#world water day #water #capita #financial #conservation

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Earthquake safety tips provided by the UWI Seismic Research Centre

  In light of the devastating earthquake that rocked Japan, we thought it appropriate to share the following earthquake safety tips provided by the UWI Seismic Research Centre.

I read that during an earthquake it is better to move to the side of the desk not under it. Is that true?

  This recommendation known as the “Triangle of Life” is a widely circulated suggestion which states that during an earthquake it is safer to curl up next to a desk or bed rather than to go under it. This practice is considered dangerous and is not recommended for the following reasons:

·     The “Triangle of Life” is not scientifically proven and tested.

·     It is unknown if during the earthquake these “triangles of life” (triangular spaces next to desks, beds etc. seen after   the dust has settled) are impacted in any way during the earthquake which may make them unsafe areas.

·     In the Eastern Caribbean, ‘pancaking’ or crumbling of buildings which would crush occupants as described in the “Triangle of Life”, is not expected. 

What is the safest way to protect myself during an earthquake?

STAY CALM. DO NOT PANIC. BE ALERT.

If inside stay inside, do not run out of the building as you may be injured by falling debris.

If inside, DROP, COVER and HOLD ON until the shaking stops.  Get under a sturdy desk, table or bed and hold on or stand in a strong doorway

Do not use elevators or stairs.

Move away from windows, mirrors, glass doors, pictures, bookcases, hanging plants and heavy objects.

If outside and there are no obvious signs of danger nearby, stay there!

If outside, stay away from glass buildings, electricity poles and bridges!

If in a vehicle, do not stop on or under a bridge.

 Always look out for falling plaster, bricks, lighting fixtures and other objects.

  If trapped under debris 

  Do not light a match.

Do not move about or kick up dust.

Cover your mouth with a handkerchief or clothing.

Tap on a pipe or wall with a coin if possible, so rescuers can locate you. Use a whistle if one is available. Shout only as a last resort. Shouting can cause you to inhale dangerous amounts of dust.

#Capita #earthquake #safety tips

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Here's a famous male perspective on financial choices, what do you think? Are there real differences between how men and women manage their finances?

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Do you think that men and women manage their finances differently? 

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Ready, Set, Goals!

Wave goodbye to January, the shine is gone from the new year and February is now feeling like a warm, comfortable pair of socks that we have broken in and gotten used to. We’ve made 2011 all about charting our course and most of us would have spent a few minutes at the start of the year plotting the best route to achieving those illusive goals. Staying on track is hard though, pretty much like navigating through the dark so it’s a big help when someone turns the light on!

Productivity tools are great solutions that can help steer you to your objective. There are tons of them bobbing about out there; you just need to find the right one or combination of ones that are best suited to your needs. If you are cringing at the thought of spending hours at a PC learning how to work a complicated bit of software, have no fear, there are dozens of great low tech productivity solutions that are great goal setting tools.

If you’ve ever seen ‘The Secret’ you may be familiar with John Assaraf’s famous vision board and his story about how he secured his dream home. This is a great low tech idea that keeps us on a steady course by ensuring that our goals are always in sight, after all, out of sight, out of mind! Vision boards are really just posters that we can use to stick photos, magazine clippings, newspaper cut-outs and anything visual that relates to our overall objectives. Cut out a picture of that fabulous house you’ve been checking in the real estate section of your newspaper, add it to your vision board. Add a photo of the car you want to be driving home in and a photo of the company you intend to be working for.

So John Assaraf had some help courtesy his vision board. He essentially surrounded himself with images relating to achieving his chief objective – a great big mansion to call home. We at Capita Financial appreciate that we all need guidance when it comes to setting and achieving our goals. In pretty much the same way we would use productivity tools to help us get where we are going, Capita has structured resources that can function in the same way, providing tips from purchases of land, home renovations and even energy conservation. We are geared toward working with you at all times and want to ensure that you are receiving the best possible advice that would positively impact the achievement of those goals.

Of course there are a number of other great tools that you can employ in your quest to the top of goal mountain, here are some great ideas that you can try:

1.       “Top 10 Tools for Sticking to your New Year’s Resolution” - http://lifehacker.com/#!5138473/top-10-tools-for-sticking-to-your-new-years-resolutions

2.        “Get Greater Results Using Simple goal setting tools - http://www.settinggoals101.com/goalsettingtools.html

Remember, vision boards, funky freeware and other productivity tools are great resources but they are really meant to supplement your other efforts at achieving your life’s goals. Knowing where you are heading in the first place is a big help, once this is done then it’s much easier to find ways to keep yourself on track. 

#education #children #planning #careers #jobs #insurance #financial #loans #capita #goals

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The Power of Planning

How many of you run screaming in the opposite direction when people start talking about money matters like investments, mortgages, stocks and bonds and financial planning? Don’t worry; you are not the only one who is overwhelmed by these “heavy” conversations!

There are many of us out here who pay little or no attention to financial planning. We know when our salaries hit our account and we plan around when it’s best to buy a new set of rims, that great outfit or to treat ourselves to dinner at an expensive new restaurant. Beyond that it’s sometimes challenging to really structure what we do with our finances.

You may be thinking, “hey, I’m at college, I don’t need a financial plan,” or “I just got my first job, will start planning when I start making more money,” maybe this is you – “I’m self-employed, people like me don’t need financial plans!” Financial plans can work for you regardless of your employment status; you just need the know-how to get it done.

Look at your spending habits last year and reflect on how much you could have saved. Likewise review your goals for this year or the next one, how are you going to achieve them? A good personal financial plan can save you from unwanted financial loss and can help put you in the driver’s seat of achieving your goals.

Prioritizing is key to financial planning. A simple budget can often help you visualize what your needs are and how we meet them. If you are familiar with the wonders of Microsoft excel you can try downloading a template that is easy to work with. We know you would love to just forget about your debts but unfortunately you can’t ignore them just yet so plug them into your budget as well, credit cards and all, you’ll feel great when you have paid them off and can take them out of your budget.

So it was really easy saving up for that big holiday last Christmas, or that costume for crop-over. Now think big picture, what about planning to save for your first home or that new car, it’s the same concept really, we just need to make a bigger commitment and keep it consistent. When working on your plan be sure to factor in savings and remember be realistic about how much you can save.

Loans can be your friends believe it or not! Consider personal loans or insurance premium finance loans as offered by Capita Financial. With Capita’s premium finance loans your monthly premium installment can be part of your budgeting process. Rather than having to allow for large payments of premium at a certain time during the year, the monthly payment can be scheduled along with rent, utilities and payroll. How easy is that!

 Here are some great resources that can give you more advice on creating your own financial plan.

 1.       A 2011 Personal Financial Guide: http://www.finweb.com/financial-planning/2011-personal-finance-guide.html and

2.       Budget help, Personal Money Management: http://www.personalmoneymgmt.com/

Hold off on those splurges until you have a good budget worked out. Take the extra time to put together a financial plan that can work for you and who knows, maybe you might just surprise yourself and be able to get that one big thing you’ve been wanting all this time!

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It's all about protection!

Ever thought about how your life would be different if you were Prime Minister?  In that type of high profile position, there’s exposure to lots of risks, and with all those new risks, comes a need to take additional precautions.

When you face certain risks, security and protection become a critical issue, and the point of course is that this doesn’t just apply to holders of office, or celebrities, but to everyday people like us as well.

When it comes to protecting yourself, your family and your assets, many people wonder what the best options are for themselves with respect to insurance.  Insurance policies won’t keep you from wrecking your brand new car, flood damage to your home or having medical emergencies, but what it can do, is to give you a well-deserved sense of security, and protection from risk.

Life is full of surprises, some welcome and others unwelcome, but a good insurance policy can offer that bit of extra protection from life’s hiccups. When you want added peace of mind, and a feeling of assurance, think of Capita Financial as your security detail.

Sometimes we hear from our customers, that finding insurance solutions that are both affordable and that meet their lifestyle can be a challenge.  Have no fear, some good old fashioned research can help!

You can do some reading on the general types of insurance policies offered so when you meet with an agent you have an idea about what you want to ask.

We want you to rest easier knowing that at Capita we offer a menu of financial solutions from which we can design a plan that is tailored to your lifestyle. We know you work hard and deserve to live life to the fullest, so let us work with you to craft a security solution that not only delivers peace of mind but is affordable.

Good resources for easy to digest insurance information are:

 An article courtesy Ezine  – “What is Insurance and Why Do We Need It?” and

   Lifecoverpro.com

Both offer good background insight as well as general tips for people who are newer to insurance.  

So remember the next time you step out your door, drive down the street or pop in to your doctor for a visit, you can feel more secure knowing you are well protected, just think of yourself as President moving with your very own security detail! 

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Have you been planning for her? Do you know how to get her where she wants to go? Let Capita Financial help you put things in perspective.

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CAPITA FINANCIAL is a full service one stop provider of financial services.

#insurance #lifestyle #family #life #barbados

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Goals, got to have them.

Setting out on a new journey is always exciting.  And while it’s sometimes fun to just go out and explore, most of the time we want to have a clear idea of where we’re going before setting out.

At Capita Financial, we’re also setting out on a journey with you. It’s a new year, and our goal is to help you achieve the goals you have set for yourself, your families and your businesses.  

January  may have found you reviewing the year that has just rolled away  while making new resolutions for the one to come. Those plans may range from being healthier, or enrolling in a language class, to purchasing a car,  your dream home, or starting a Master’s programme.

Whatever your goals, write them down, it’s the first step to making them more real. Then, it’s time to build your plan of action, however without a clear destination in mind, it’s hard to get to where you want to go.

At Capita Financial, we want to help you make your financial dreams a reality.  Think of this blog as your personal compass, directing you along the right financial path and helping you get to your destination, goals in hand.  Our range of financial solutions is designed to help you both acquire and protect the things that matter to you.

No matter what your dreams and goals, whether it’s sending your son or daughter to school, or planning for your retirement, we can help you get there.

So here’s to a great year, and to achieving everything you’ve set out to.  If you’re still thinking about setting and keeping those New Year’s Resolutions, or deciding what goals you want to focus on, here are some great tools that can help you do that.

1.       Mindtools:  This resource will get you on the right track to identifying what goals need to be set.

2.        Achieve Goal Setting Success This goal setting tool will help you plan effectively and track your progress as you work toward achieving your goals.

We’re glad you’re  part of the Capita Financial family, or planning on coming on board,  as we look forward to deepening our relationship with you, and ultimately, helping you achieve some of your biggest goals in 2011.