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abhiloans · 15 days
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How Loan Against Securities Can Support Your Financial Goals
Loan against securities can support your financial goals in several ways. It allows you to access funds without selling your investments, providing liquidity when you need it. These loans are processed quickly, offering a faster solution compared to traditional loans. They often come with lower interest rates, making them a cost-effective borrowing option.
You can choose flexible repayment options that suit your financial situation. There are no specific end-use restrictions, giving you the freedom to allocate the funds as needed. By avoiding the need to sell your securities, you can maintain a diversified investment portfolio, which is crucial for managing risk.
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abhiloans · 1 month
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How a Loan Against Shares Helped in Financial Planning
A Loan Against Shares (LAS) can be a valuable tool in financial planning. It allows you to access funds without selling your shares, which is useful if you believe the share price will increase in the future. LAS often comes with lower interest rates compared to personal loans or credit cards since the shares act as collateral, reducing the risk for the lender. Additionally, the interest paid on LAS is often tax-deductible, making it a tax-efficient way to access funds.
By using LAS, you can maintain your investment position in the stock market while meeting your financial needs, which can be particularly beneficial during market upswings. LAS typically offers flexible repayment options, allowing you to tailor the loan to your financial situation and cash flow. Overall, a Loan Against Shares can be a strategic tool in financial planning, providing liquidity, tax benefits, and flexibility while allowing you to maintain your investment positions.
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