#loans against car title

[car-title-loans-online]

Saskatchewan Car Title Loans: Your Lifeline for Borrowing in Tough Times

Facing a financial crunch? Don't fret! Our Saskatchewan Car Title Loans offer a lifeline for those in need of quick cash. Whether you have good credit, bad credit, or no credit at all, you can borrow against your car's title and get the funds you require. With flexible repayment options and competitive interest rates, our lending solutions are tailored to suit your financial situation. Say goodbye to the stress of borrowing and hello to financial freedom with our reliable car title loans.

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[charliek0]

Smart Borrowing: Using Car Title Loans Strategically for Financial Growth

It is critical to find strategic ways to accelerate our financial growth in a constantly changing financial environment. Car title loans have become a popular choice for many people looking to borrow money wisely. Car loans provide an adaptable means of obtaining the money you require without sacrificing your driving privileges, as they have the capacity to unleash the full value of your automobile. We at Snap Car Cash recognize the value of making wise financial choices. Our brand speaks to the astute, modern consumer looking for trustworthy sources to improve their financial situation. This post will explore the idea of strategically utilizing auto title loans and demonstrate how they can be an effective instrument for financial development. We will examine important factors to take into account when you borrow money against your car, including interest rates, repayment terms, and the effect on credit scores, using our professional insights. We will also offer helpful advice on how to minimize the risks and optimize the advantages of auto loans. Come learn how to maximize your assets and reach your financial objectives by joining us as we uncover the secrets of using title loans for financial growth.

Understanding the interest rates and repayment terms

The Interest Dilemma: Locating the Ideal Point

Knowing the interest rates associated with car title loans is one of the most important things to take into account when using them strategically. Even though fast access to funds is possible with title loans, interest rates can differ significantly between lenders. At Snap Car Cash, we value openness and understand how crucial it is for our customers to understand the conditions of their loans.

Tip 1: Look around for the best deals.

It is imperative that you investigate various lenders and evaluate their interest rates prior to accepting a car title loan. This may have a big effect on the total cost of borrowing. To gain a thorough grasp of the entire cost throughout the loan period, take into account the annual percentage rate, or APR.

Getting Around Repayment Terms

Another important component of wise borrowing is the terms of repayment. We at Snap Car Cash provide flexible repayment schedules based on your financial circumstances. What you should know is as follows:

Tip 2: Select a Repayment Schedule That Meets Your Spending Cap

It's critical to select a repayment plan that fits your income and spending capacity. This guarantees that you can fulfill your responsibilities with ease and without undue stress. Our staff develops customized plans with borrowers to foster a positive financial relationship.

Tip 3: Early Payback May Change Everything

We at Snap Car Cash support early repayment whenever it is practical. By doing this, you can potentially improve your credit score in addition to lowering the total amount of interest paid. We will provide you with advice on the advantages of early repayment and how it can help you achieve your long-term financial objectives.

Friend or Foe for Credit Score Impact?

When considering any type of borrowing, credit score concerns are common. The good news is that, with careful management, emergency same day cash loans can raise your credit score.

Tip 4: Credit Scores and Responsibly Borrowing

We support ethical lending practices. Your credit history can be improved by making your car title loan payments on time. Your credit score may eventually rise as a result of your good financial behavior, which appears favorably on your credit report.

How to use car title loans strategically for financial growth

1. Evaluate Your Financial Condition:

Examine your financial objectives and requirements prior to thinking about an emergency same day cash loan. Recognize your needs and your growth strategy for the funds.

2. Examine Lenders:

Examine several lenders and compare terms and interest rates. Select a trustworthy lender that values openness and gives precise information about loan terms, such as Snap Car Cash.

3. Recognize interest rates:

Examine the interest rates on car title loans very carefully. For a thorough understanding of the entire cost of borrowing, shop around for the best offers and take the Annual Percentage Rate (APR) into account.

Tip 1: Compare interest rates from different lenders. Reduced rates have a big effect on the loan's total cost.

4. Assess Conditions of Repayment:

Select a repayment schedule that makes sense given your income and level of expenditure. Choose adaptability and collaborate with lenders that provide specialized plans, such as Snap Car Cash.

Tip 2: Choose a repayment plan that will allow you to make your payments on time and without experiencing undue stress.

Tip 3: Examine the advantages of making early repayments. Recognize how early repayment of the loan can lower the total interest paid and improve your credit score.

5. Establish Financial Goals:

Clearly state your goals for your money and how the car title loan fits into your larger expansion plan. Make sure the loan is in line with your overall financial plan, regardless of whether it's for investments, debt consolidation, or another purpose.

6. Keep an eye on your finances:

Evaluate your financial status on a regular basis. Monitor your income, expenses, and repayment status. If necessary, modify your plan of action to stay on track with your financial objectives.

Conclusion:

When utilized intelligently and with awareness, car title loans can be a very effective instrument for financial advancement. Through a comprehensive comprehension of pivotal elements like interest rates, terms of repayment, and the influence on credit scores, debtors can make knowledgeable choices to maximize the benefits and mitigate the hazards linked with auto loans. It is critical to assess one's financial situation, select a reliable lender such as Snap Car Cash, and set measurable objectives that correspond with the loan's objectives. Furthermore, a proactive strategy for reaching long-term financial goals is ensured by closely monitoring and modifying the financial plan as necessary. In the quest for financial progress, borrowing money against your car can be an ally rather than an enemy with the appropriate information and a well-thought-out plan. Contact a professional today at tel:[phone]. 

#car title loans #car title loan #same day cash loans #borrow money against your car

[creditcrush]

If you are thinking about getting a mortgage, it can be a daunting process to recognize wherein to start. In this weblog post, we'll provide a step-by using-step guide to help you apprehend a way to get a mortgage.

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[canadaloanshop]

Do you need instant financial aid in Saskatchewan without any difficulties? Don’t want the stress of Debt Check and job evaluations? Just contact Canada Loan Shop and we can help you through car title loans Saskatchewan. You can borrow up to $65,000 with us. It does not matter that you have a good credit, bad credit or no credit score. To Know more about this Visit our website or call our experts.

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[mytrustfinance]

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[feministdragon]

this business of trying to figure out who is “privileged” and who is the most oppressed group is bullshit that has been infecting activism and tearing us apart for years, since at least the early 2000s. i am sick to death of it.

trying to understand and bring forward the experiences of marginalized groups has turned into: only those with the most pain have the right to speak,

which is one reason tras are trying to claim most oppressed: if there a competition men want in on it because they love winning.

we need to stop competing on worthiness. we need to stop competing on authenticity. we need to stop competing on validity. it’s all bullshit.

what we need to build a movement is finding common ground. this has been well known since the civil rights movement. everybody has different ideas of what needs to be done and how to do it, and this is a good thing because that level of versatility and creativity is how you find solutions to common problems.

the key is that we have common problems. and we need to find common solutions. what do the overlapping categories of mothers, lesbians, osa women, global majority women, chronically ill women, etc have in common? and how do we fix it for ourselves?

i’ve seen criticism from some quarters that working on smaller problems like opening a women’s shelter or getting protective laws passed is somehow reformist and useless. this makes me angry, because it’s exactly this kind of work that has gotten me what freedoms i have today. bank accounts, women’s schools, consciousness raising groups, lesbian bars, books theorizing about women’s oppression, title x protections, all of these things have directly contributed to my ability to be a fully conscious and nearly-independent-of-men woman. this wouldn’t have been possible even 60 years ago, my mom needed her dad’s signature on a loan to buy a freaking car. this isn't possible in many places in the world right now

helping women get access to abortion. to proper medical care. to safe, male free spaces. helping laws get through that create safety and opportunity for women. helping women enter professions that earn them money and get them skills. these are all real things that can be done, that concretely help all women.

who tf cares which kind of mother is oppressed more? we are all fucking oppressed! can we start arguing instead about where is the best place to start getting abortion laws reinstated, or what’s the best way to set up accessible women’s lands, or how do we set up mutual aid groups in different cities, how do we create food security for rural women, menstrual product access for poor women, mental heath services for beaten and bullied women, how do we stop the trafficking of women for sex and for producing custom-made babies, how do we stop the terroristic filming of violence against women (p)rn. this is the stuff that needs working on.

there’s a ton of stuff to do, and you can see what’s needed for the women around you, you can look for women you trust to work with. you don’t have to find radfems, or even feminists. just find women who see the same problems as you do and go, “i wonder what we could do to address this” and then just fucking start.

women's rights are human rights

on hopelessness in political movements

#feministdragon #radfem #radical feminism #radfems interact #ssa radfems #osa radfems

[lunarsilkscreen]

I forgot Hypothecation when I "Hypothesis" yesterday

Hypothecation is the pledging of an asset as collateral for a loan, without transferring the property's title to the lender. In a mortgage, the property purchased is used to secure the loan, but the lender holds the title.

Hypothecation means "Hypothetically, I own this [thing]". But in the cases of mortgages and liens, the bank (or carpenter or automotive mechanic) can take ownership of the [thing] when they have evidence of inability to pay. (Or they feel like; if the local jurisdiction is particularly slothful or biased.)

This is a two way street. Hypothetically, the bank owns the asset, hypothetically the borrower owns the asset. And so the asset can be present in both the lender and borrowers financial portfolio. Because, hypothetically, they own it.

Hypothecation and "Hypothetical assets" aren't only Houses and Cars. Hypothecation, can include stocks, shorts, and Burts Beeswax Lip Balm.

They can include cash, loans, or any other tool known to man.

Re-Hypothecation is the tool where a financial entity uses a hypothetical asset as leverage in another dealing. "Hypothetically I own this asset, so Hypothetically, I can take a loan against it. (Mortgage/Lien) this is how an entity can get a pay day loan for an asset, they might not own.

This ties into CDOs because it's what most of them are made of. They sell their paychecks tomorrow, for a pay day loan today. But since financial institutions are selling them all to each other, nobody actually knows who owns what for how much.

And the individual can be held liable for a forgotten lien or mortgage they paid off a decade ago, when a financial institution needs money and reviews their books and sees an "asset" without being able to trace it completely through this financial web. Or, the individual can lose assets they're owed because the bank assumes them. (Like it assumes risk.)

These are hypothetical worst case scenarios that have not been addressed as of yet.

[onlyhereforthestories]

Officially Yours (Jenni Hermoso x Reader)

I wrote this in a way that you won't know who it's for until half way through so I don't want to spoil that by putting it in the title 😂 So you will just have to read and find out 😝

Finally putting who it is so Jenni gets more recognition on here ☺️

You had finished your WSL season just yesterday with Arsenal football club, your team had only lost one game all season at yet still came second in the league. But all thoughts of that fell from your head as soon as you boarded your flight, you had somewhere more important to be.

You grabbed your bag from the carousel and pulled your cap more firmly over your head, you hoped the women who was meant to be picking you up saw your text in time. As you stepped out into the warm Spanish sun you noticed the brown hair of one of your best friends leaning against her car.

“Patriiii, my god have I missed you mi amiga! You’re looking amazing as always. I’m so proud of you.” You pulled the younger woman into a bone crushing bear hug, the ones you are known for amongst the Barca girls.

“I’ve missed you more. Barca isn’t the same without you here. This loan of yours better only be this next season.” Although she was teasing you knew the woman was also serious. Your decision to play in another country had been a tough one but one that you needed to do for yourself. No matter how hard the distance from your loved ones was.

“Won’t be long until I’ll be back don’t worry too much Pats.” The smile the girl sent you warmed your heart, you would always think of her as the little sister you never had so to make her happy was all you wanted to do. “Come on lets go. I’ve got someone to surprise”

Once you reached Patri’s apartment, you needed somewhere to leave your bags for now and the surprise wouldn’t be much of a surprise if your bags were at you and your girls shared apartment. Patri was heading out to meet a few of the Barca girls before you were planning on joining so you had the apartment to yourself.

You pulled out the surprise you had planned and made sure it was all ready for the next hour or so. The nerves you were pretending weren’t a thing were starting to bubble up inside of you.

You phone buzzed on the sofa next to you and when you turned it over the look at the screen a smile instantly graced your face.

From Mi Amor

Missing you a lot today bebe. I wish you were here with me it would make this day even better. I’m heading out with the girls for coffee now but maybe a call from my amor later will make my day?

You typed a quick reply letter her know you would speak to her later. Before you could put your phone down it started ringing and you favourite Arsenal player popped up on your screen.

“I just wanted to phone and make sure you were ready. You have all you need right?” Viv had been one of the first girls you properly spoke to over there, what with her being from another country just like you and joining Arsenal with a pretty notable background.

“I do indeed I just need to shower and change into the outfit we picked out the other day and then I’m going to meet them all. Patri and Claudia are the only ones that know the plan” You were very grateful for Viv, she had helped you pick out all you would need to make this day great and even helped you get your flight sorted so close to the end of the season.

You spent the next 30 minutes talking to the Dutch striker about the party the team went to after the dinner last night. You made the team dinner to celebrate the season but had to leave after that to get some sleep before your early flight this morning. You were glad they had such a great time and you promised you’d find a time to go out with them when you were back in England.

After your call with Viv ended you only had an hour to get yourself ready to meet with the girls. You had a specific time for a reason, so you jumped in the shower and got yourself dressed into your favourite pair of shirts and a white linen shirt open with a tight black top underneath. An outfit you knew was your girls favourite on you.

You grabbed the small item that was the most vital and the envelope containing the tattoo session you had brought for the woman and headed out the door.

You could see them all sat outside, your girls back was facing you as she laughed and chatted with her closest friend on the team. You que was almost here you could see Patri looking for you so you stepped out of your hiding spot so she could catch you, when she did you whispered something to Claudia who looked at you and ran into the shop.

When the donut with 32 candles came out lit from the shop you started to make your way towards them. You could hear Jenni laughing from hear and it would always be your favourite sound. After the girls had recorded her blowing them out you made you presence known.

“Going to share some of the with me mi amor, I’m starving after that flight.”

You had never seen Jenni whip round so fast and the look on her face had made the last few months work it. Once the shock wore off she was up on her feet and lifting you into her arms.

“Oh bebé I’ve missed you so much, I woke up this morning and all I wanted was to be snuggled up with you on my birthday. What are you doing here? You only finished playing yesterday.” You could see the confused furrow of her brow but that didn’t matter to you, all you cared about was you had your love back in your arms.

“Couldn’t not celebrate with my girl on her birthday so I got the early flight out this morning. The Arsenal girls understood and even helped me plan my flight. Also don’t worry I might not of been here to snuggle in bed on your birthday morning but I will be there to snuggle on your birthday evening” You pulled her back in for another hug and whispered in her ear so only she could here “Amongst other activities.” The chocked laugh that the women let out was exactly what you wanted.

You broke away from Jenni and hugged the other girls around the table before being dragged into Jenni’s lap by the aforementioned woman. “I’ve just got you back you aren’t getting away from me for at least a week.” You laughed at the women but settled back into her to get yourself comfortable.

“Here’s your birthday present mi amor” You handed her the envelope and let her open it with you enclosed in her arms.

“Perfect thank you bebé I can finally look at getting that tattoo for you now.” She pressed the gentlest of kisses to the spot behind your ear before picking up her donut and offering it to you.

“Birthday girl must have the first bite.” As she brought it to her lips you brought your hand up and squished it into her face earning laughter from your nearest and dearest around the table.

You all decided to go kick a ball around in the park not too far from your and Jenni’s apartment. This was the time and you knew it. Jenni was running after Claudia who had the ball for your team, you were by the makeshift goal ready to defend when Jenni won the ball back. As she ran past Patri who knew the plan so didn’t try to stop her, you reached into you pocket and got down on one knee.

Jenni went to look up to see if she could shoot but was stopped in her tracks, in front of her down on the ground was the love of her life. She brought a hand to her mouth.

“Jenni, mi amor, you came into my life when I needed you the most. I was young and naive and just wanted to kick a ball around. You showed me that there was so much more to life than football. You dragged me to team things, you showed me the best places to eat in the city and you taught me what it was like to dream big. I am who I am today because you are in my life. When we first started dating I knew you were it for me, I’d go home to my apartment after a weekend at yours and hate it because there was no sign of you there. You slowly worked your way into everything I do and everything I think about and I wouldn’t have it any other way. With that being said I would very much like you to officially always be a part of me and my life so, Jennifer Hermoso Fuentes, will you do me the greatest honour and cásate conmigo por favor?”

The vigorous nod of the older women’s head was all you needed. Leila, Claudia and Patri were all cheering and recording the moment to share with your teammates at the forwards party later on.

“Te amo mi futura esposa” Jenni’s smile was the brightest you had ever seen and you couldn’t help but pull her into a sweet kiss.

You had spent the rest of the afternoon soaking in the sun with your soon to be wife, you knew you had to get her ready for her surprise party later. “Mi amor, why don’t we go have a shower and get ready to go out. I want to take you to eat for your birthday.”

“You’ve already done so much bebé, we could just stay in tonight.” The smirk on her face definitely told you what she had in mind. And as much as you would love nothing more than spending the evening in bed with your love you knew the girls were excited to celebrate her too.

“Get your mind out the gutter, you can have me all you want after dinner how’s that?” You pressed your lips to the women’s in hopes of sweetening the deal. When you went to pull back you were met with a hand holding the back of your head, not the you complained. You let her hold you there exchanging lazy loving kisses in the sun until the hand left the back of your head.

“I think I can live with that if we can shower together now” Again the smirk was back. With the nod of your head the black haired women was on her feet and dragging you towards your apartment.

After a very long, not at all relaxing shower you both made your way out of the apartment dressed in smart casual clothing ready to eat, or so Jenni thought.

“I still don’t see why we couldn’t have stayed in, I was just warming up in the shower” You laughed at the woman, her mind is always on sex you swear.

“If that was you warming up I need this dinner as time to prepare myself” That silly proud look that crossed her face reminded you just how much you loved the woman. “Te amo mi amor”

“Te amo más bebé” Was whispered in your ear as you settled into the awaiting taxi, one that you had booked so would take you directly to the party without any knowledge from Jenni.

You pulled up outside the Italian restaurant next to the club where the girls were hiding. Jenni got out first and held her hand out for you placing a delicate kiss on the back of yours when it was in her hand. “Shall we go get a quick drink first?” You smiled at your girl and didn’t let her respond, although you knew the women would never so no to a drink.

You walked in first dragging Jenni behind you talking to her to keep her distracted when all the Barca girls jumped out from wherever they were hiding.

“Surprise! Feliz cumpleaños amiga!” Jenni’s smile was almost as wide as the smile she gave you after saying yes. She turned to you with a sparkle in her eye and placed a kiss to your lips, a silent thank you for making her feel so special on her day.

You pushed her into the crowd of her friends so she could celebrate with them, you had plenty of time later. Patri came up to you with an extra beer in hand which she gave to you to clink in cheers, you really couldn’t have done this without her. You’d pulled it off in just over 24 hours. From playing for Arsenal in England just yesterday afternoon with a girlfriend back home, to now where you were back home surrounded by the people you called your family, celebrating you fiancée’s birthday.

You caught Jenni’s eye across the room and mouthed the te amo straight back to her. You really couldn’t wait to spend the rest of your life loving her.

Happy birthday to our fave no 10! I hope you guys enjoyed! For those of you that took the chance and read without knowing who you were reading about I can tell you this is fic one of two today 😉

#woso imagine #woso imagines #woso x reader #fcb femeni #espwnt x reader #jenni hermoso x reader #jenni hermoso imagine #jenni hermoso imagines

[viking369]

Today's Episode of...

...Sorry Millennials, But There Are a Butt-Ton of us Boomers Who Know EXACTLY What You're up Against. I receive newsletters from a website called "Bon Appetit". It's pretty chi-chi, but it has some fun recipes, and it's free, so there it is. "Bon Appetit" has a series called "The Receipt", articles about what subscribers eat and how much it costs. Today the newsletter contained an article titled "How a 24-year-old Waitress Eats on $18K/Yr". I thought, "Oh, this is going to be good." And by "good" I meant "ungood". It did not disappoint. Or it completely disappointed, depending on POV. I'm not providing a link because: 1) the person who wrote this did so anonymously, so screw them; and 2) drivel like this does not deserve more of a platform than it already has.

The lady in question lives in Durham, North Carolina, and just received her masters in linguistics (Although she says she's still working on her thesis. There was a time when getting a masters before even finishing your thesis, let alone defending it, was a laughable proposition. Further evidence of the crapification of US education, even at a place like Duke.). She is looking for a job in her field, and is supporting herself by waitressing and teaching pottery.

Then she lists her expenses, and the red flags become unmissable. Her rent is $800. In a college town. How many people live in that apartment with her? Or does she live with her parents, and this is the token rent they charge? $76 for car insurance. Which means she doesn't have collision insurance, which means she doesn't have a lender's lien on her title, which means she paid cash for the car. Or somebody did. Or she's just driving one of her parents' cars, and she's paying Daddy a little toward insurance. I'm inclined toward this last option because her budget includes neither maintenance nor fuel.

Speaking of items omitted from her expenses, no health care. No health insurance. She's 24 and just graduated. Bets she's still on Mummy and Daddy's plan? No student loan payments either, not even a projection for them when they kick in in a couple of months. But she tips her hand here, admitting she has $15,000 in savings, the bulk of it being what's left over from what her parents gave her for school. JFC. And let's not forget her pottery teaching. No expenses listed for that. Not studio rental. Not equipment and supplies. Nothing. Which in all probability means Mummy has a pottery hobby, and daughter is free-riding on it.

Which means she isn't living on $18K. She's living on Mummy and Daddy, just like every other "successful" Millennial not engaged in overt criminal activity.

And now a message for my age cohort. Just shut your pie holes with the "Well if she can make it, other Millennials should too" stuff. Seriously, just STFU. If you can't see the parade of bullshit flags flying over articles like this, you don't get to have an opinion. You have no excuse. You're not as senile as the folks or as callow as the kids. You should be seeing this propaganda for what it is. Up your game.

[pensiveday]

Subject: Townsend Rhodes Art: Anna @cobalt-knave Writing: Anna @cobalt-knave

[ID:  A page titled ‘Townsend Rhodes’ with two illustrations of the Hello from the Hallowoods character.  Townsend is a strongly-built, tall humanlike creature with stitched patchwork skin of several shades and short, natural black hair.  In the first drawing they are wearing a tuxedo and are leaning against a tall steel beam.  They hold a construction hat under one arm.  This drawing is labeled, “7 feet” with a note, “They were surprised when I asked to draw them and posed with a piece of scrap metal.”    The second, smaller illustration shows them examining a car engine while wearing a flannel.  This drawing has a note, “They were wearing their tux to work on Irene’s car, so I loaned them a flannel.”

The second page is written in blocky, all-caps handwriting, titled ‘Townsend Rhodes’ followed by the below text:

Name: Townsend Rhodes

Dangerous?  Yes

Sentience?  Full sentience-- can be reasoned with.

Encounter location:  Irene Mend’s house

Description:  Approx. 7 feet tall, broad shouldered.  Long, sharp hands with black at the ends of the fingers.  Patchwork face and skin.  The shape and personality of a refrigerator, as Bern put it.  Quiet but polite and glad to be included.

Abilities:  Doing whatever butlers do, handy with tools and cars, fixing things up (mechanically).  (A red note adds, “Fighting awful old men and defending the Scoutpost.”)

Connections:  (”Irene Mend, creator, employer” and “Solomon Reed, employer” is crossed out before it continues.)  Mendies, Stitchery, Cookery, Huntington, Leyland, and Floris.  (A note in red adds, “and Diggory, Scoutpost.”  /end ID]

#pensive day 2022 zine #hello from the hallowoods #hfth #hfth podcast #hfth spoilers

[car-title-loans-online]

Get Ahead with Prince Edward Island Car Title Loans: Borrow Against Your Car's Equity

Struggling to make ends meet? Our Prince Edward Island Car Title Loans provide a simple and effective solution to your financial woes. By leveraging the equity in your vehicle, you can borrow the cash you need without the hassle of credit checks or lengthy approval processes. Whether you have good credit, bad credit, or no credit history, we can help you secure a loan quickly and easily. Take control of your finances and get ahead with our convenient car title loans.

#Prince Edward Island Car Title Loans #car title loans Prince Edward Island #auto title loans #loan on vehicle title #Canada's Fastest Title Loans #Get Cash against your car #borrow money on my car #loan online with no credit check #loans without no credit check #quick loan with no credit check #loan without a credit check

[charliek0]

Car Title Loans Alberta - BORROW UP TO $50,000

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[orossii]

hi! first of all, love you blog and your artwork is wonderful! secondly, i don't really have anyone to discuss this with, so i thought, i might as well bother a stranger on the internet. i recently came across dmitry orlov, a russian-american analyst-writer-blogger. while i disagree with him on a lot of things, he has rather sharp humor (the title of this post alone sure is something) and a strong conviction that the us is going to collapse a-la the soviet union, probably even worse. such predictions are usually met with an eye-roll, and i made a "pfft" sound and rolled my eyes as well. but then i come across an article stating that 50% of the respondents in the us expect no less than a civil war (!) in just a few years. where did this come from? is it just uber-maga people or what? along with other things, this type of info makes me scratch my head. what do you think?

thank you so much for the kind words and this ask @haissitall! i'm always open to messages and questions, though I can be a little spotty when it comes to answering sometimes. i'm unfamiliar with dmitry orlov but what i'm seeing of his work is very interesting so i'll try to backread some of his articles and keep up with his work going forward.

i found his article where he outlines the indications that the US is close to collapse and agree with them completely. the one i found was published in 2018 too, before the ukraine proxy war and the economic devastation and political polarization that exploded during COVID had even happened yet. i don't make the claim that i'm a geopolitical or economic expert by any stretch, but from my sort of above average level of understanding i think the US is absolutely in a state of free fall that i can't see taking much longer than another couple of years or so to really become fully apparent domestically. i'm going to put this reply under a cut because it ended up being pretty long. sorry for the text wall, this is just something i've wanted to put into words for a while now and you gave me an excuse to do so lol

so. the US dollar has been, up until recently, the world's reserve currency, meaning that much of international trade is reliant on a country having large amounts of US dollars in order to buy and sell goods internationally. from what i understand, this means that the US can leverage predatory loans against the global south via the IMF, whose terms entail that they agree to devastating economic austerity measures and buyouts of their national industries if they're to survive. this means that the US can plunder these countries for its own financial gain while also outsourcing domestic labor for a fraction of the cost. as a result of the US's heavily financialized imperialist economy, industry (and the skilled labor jobs that accompany it) have largely left the country, and our domestic economy now revolves around finance

to put that another way, americans that used to benefit from well-paying industrial jobs found themselves growing rapidly poorer as the reagan era delivered the death blow to labor unions and the subsequent flight of american industry to the global south made the domestic economy increasingly reliant on jobs in disposable, low-paying unskilled labor positions in the service industries, tech, and non-productive professional-managerial positions like doctors, office workers, and teachers. this means that the US working class had less economic power over the means of production, effectively crushing most of the working class's leverage to demand reforms or wage revolution against the ruling class of capitalists who derive their income from finance

this new, defanged working class is entirely dependent on the ruling class for their day to day survival. the cost of living is dramatically disproportionate to the income of most american families, so in order to pay for things like houses, cars, healthcare, education, and various day to day expenses, we have to take on predatory loans with high interest rates. this, in turn, allows the big banks to extract much of the meager wealth earned by the working class in order to enrich themselves exponentially. due to the endlessly greedy nature of capitalism, every year the working class grows poorer and more disenfranchised as the cost of living increases and the ruling class devises new ways to squeeze pennies out of people who are already largely a missed paycheck or two away from not being able to pay their bills

part of this form of capitalism's leverage over the working class is what's referred to in marxism as the reserve army of the unemployed-- this is a pool of unemployed workers that can be selected from at the ruling class's leisure in order to quickly fill vacancies in these poorly paying unskilled or low-skilled job positions. when workers are easily replaceable they'll do whatever they can to hold onto employment even if it means tolerating poor working conditions, low pay, and insufficient benefits. homelessness and incarceration is the implicit threat that keeps this neo-feudalist engine oiled and the people obedient

when a large proportion of the population is poor and the standard of living declines every year for people of the so-called middle classes, you naturally have a lot social instability that emerges. which is where the culture war comes in. i don't think it's a coincidence that the race to more deeply distinguish the cultural ideologies of the republican and democratic parties coincided with american de-industrialization. the ruling class needed to create a sort of good cop-bad cop dynamic for the people to project their angst onto. if you're a democrat, you're expected to blame the republicans for your ever-increasing misfortune, and the inverse is true of republicans. they advance intentionally divisive and increasingly drastic cultural positions that are guaranteed to repel a certain target subsection of the population while pairing that position to the core belief system of another subsection of the population. races are decided by where politicians stand on cultural issues such as abortion or gun rights, and while those issues are of course relevant to public consideration, both parties are united in advancing the economic interests of the imperial rent-extracting finance capitalists that fund their campaigns in relatively equal measure, depending on who is currently in power

there's a strong incentive to deepen the culture war every year, because the same messaging doesn't work forever. they have to create new fronts and inflame rhetoric more and more in order to hold peoples' interests. as a result, you end up with a population that's extremely individualistic, highly ideological, and loaded with contempt for other people within their class. they're so busy calling the other side fascist that they fail to realize that they're already living in a fascist country that's upheld by neo-feudalist and neo-colonial rent extraction policies as well as non-stop war and political interference abroad. in congress, neither side is able to concede to one another or agree on anything of substance so the only thing that really gets passed is funding for the US war machine

this is the domestic context the US is working with at the same time it started to realize that new economic rivals to its hegemony were starting to emerge. china in particular is set to surpass the US as the wealthiest country on earth within five years or so because of the unprecedented buildup of their productive industrial capacity that the US itself invested in because of the immediate promise of cheap outsourced labor. russia is a massive oil-producer with enough oil supply to easily provide europe with an alternative to more expensive US-owned oil, which was the purpose of the now-destroyed nordstream pipelines. iran is rich in a number of resources including oil and natural gas and serves as a military counter-balance to US domination over the middle east

the US, being almost completely de-industrialized and totally reliant on extraction from its imperial subjects in the global south for its industrial production, absolutely 100% can not under any circumstances tolerate the existence of a competitor to its highly aggressive foreign trade strategy. china and russia aren't without fault of course, but they've historically engaged in relatively straightforward, equitable trade with the leadership of the global south. they bring in affordable commodities while investing heavily in local infrastructure in order to increase domestic industrial capacity by providing them with resources and education on how to build and maintain their own factories and railways. they also don't meddle in their political affairs with assassinations and media manipulation, impose unpayable debt on developing nations, or use the threat of military intervention to coerce them into unfair trade deals. russia even helped syria, a key russian trade partner, militarily fight off US-backed forces seeking to overthrow its government, which would have happened were it not for their assistance

in the 20th century the US employed a divide and conquer strategy to pit the soviet union and china against one another to prevent them from forming a bloc, but by targeting russia, china, and iran all at the same time, they've catapulted all three into an iron-clad alliance that the US has no way of disrupting. the supremacy of the US dollar is falling rapidly as the neocons that run our foreign policy realize that they underestimated russia's economic resilience that comes with being an industrial power. the sanctions they imposed after goading russia into a military intervention in ukraine only hastened the emergence of a new multipolar world order that is already serving as a far more attractive counterbalance to the mafia-style US-led international order

i was utterly shocked by how little time it took for one-time US lapdogs turkey, india, and saudi arabia to start jumping ship and turning toward the eurasian axis. the EU and NATO states (aside from Turkey) have proven themselves to be total puppets to the interests that rule the US empire and are voluntarily de-industrializing themselves by cutting themselves off from russian oil all at once, and de-militarizing themselves all at once by sending all of their military infrastructure to ukraine to be blown up by the russian military. this is utterly catastrophic for the US. the global south is oriented more and more toward the russia-china-iran axis the longer the US drags out this unwinnable proxy war that it paradoxically can't afford to lose

europe is going to collapse without the russian oil needed to keep its industry and the US will be close behind. the US empire's capacity to maintain the hundreds of expensive military bases that pepper the globe will decrease dramatically when it can no longer rely on a constant inflow of imperial rents from a newly industrializing global south. the eurasian and eurasian-aligned countries will benefit from cheap and abundant energy while the european and american people will face a full scale economic disaster. people will freeze to death in winter, lose their houses and life savings, struggle with rampant food shortages. i feel like the US will probably try to re-industrialize, it seems like biden's nodding in that direction, but it would be impossible to do so in time for a collapse that in my largely uneducated opinion will probably be here in the next three to four years, if that, given how already pushed to their limits the people were at the start of this thing. no idea what happens from there. it'll be a total fucking nightmare but will ultimately, in my view, precipitate the re-industrialization and gradual socialist development of the west. i'm not looking forward to it but it needs to happen, the US empire is well beyond its expiration date and the slaughter has to end

if you'd like to read more about this from people i keep up with, i'd start with michael hudson and garland nixon. the above is a poor articulation of their analysis along with various others, so if you want to get it from the source, i'd start with them. i remember being profoundly impacted by this piece by michael hudson when i was still getting my bearings re: the ukraine proxy war, i think it's a good jumping off point

#imperialism #asks

[williamcampbell]

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