#for the buildings i'm looking at rn we actually BOTH qualify for their board approval as individuals like we make...double what their board

[roseband]

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#ummmmm my fiance and i realized we can....afford an apartment the same size as ours in a non-doorman building #with only a 10 year mortgage #but not in our ideal neighborhoods ;_; but still an okay neighborhood based on preferences #so we may start actual co-op hunting soon #so we can actually purchase purchase after our wedding in october #like i need to talk to a financial advisor BUT it would probably be better for us to build up equity until we can afford a 2 bed??? #i mean our rent is insanely cheap (ya girl knows how to navigate nyc rentals) and stabilized #but even if 1k is going to principle a month that's 1k more that we'd have in an asset LOL #and then can sell eventually when we need a 2 bed but ughghghg adulting...decisions #i know my mom can EASILY cosign on a mortgage (even though I THINK we can qualify on our own based on incomes/credit scores w/o a cosign) #for the buildings i'm looking at rn we actually BOTH qualify for their board approval as individuals like we make...double what their board #require...... lol and the school district is okay-ish cause my mom taught in the zoned school when she was going school #to school when she was an ATR cause her theater program got fully cut #(not to sound like an elitist prick but i doubt that if michael and i had a kid they'd go to a zoned HS lol...... we met at a shsat school) #if we weren't ever thinking about having a kid this wouldn't even be a THOUGHT we'd just BUY now cause we can put at least 25% down??? #but we can't afford to do that comfortably (and don't need to) on a 2 bed yet sooooo UFGHGHHGGH #personal