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terraxstitch ¡ 11 days
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when i see lesbians on say yes to the dress
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terraxstitch ¡ 12 days
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I feel like I should make a post about this because it’s not something that’s very well-known, and that Americans in particular may need to know about given the uncertain state of our healthcare system at the moment. I’ve wanted to write this out for a while, It’s kind of a long post, so sorry about that!
If you have an emergency and have to go to the hospital, you’ll owe the hospital a lot of money. (I got into a car wreck and broke my ankle and my arm. My hospital bill was around $20,000)
You’ll also owe the ambulance provider, if you need one. (My ambulance bill was about $800)
You may get separate bills from the anesthesiologist or surgeon. (My anesthesiologist bill was $1,700)
You may need follow-up appointments. (My orthopedic surgeon billed me for the appointments and his surgery together and it was about $1,000)
You’ve also got to pay for medical equipment you need afterward, like crutches or a walking boot. (Mine cost about $75)
Altogether, I ended up with almost $24,000 in medical debt from one car accident. That’s a really scary number for someone like me who makes $10/hr at a 12 hour a week job.
I got my debt down to $1075 by making some phone calls and submitting some paperwork.
The first thing I did was contact the hospital. They don’t make it easy to find, but many hospitals (perhaps most hospitals?) have financial assistance programs for people who can’t afford medical bills. I don’t make a lot of money, and I have bills to pay, so they were able to help me. I called the billing department and asked if they had any assistance programs for low income people who can’t pay their bills. I had to call multiple times, and I got transferred in circles by people who didn’t know what I was talking about. Finally, I got an appointment with someone in “Eligibility Services” (I don’t know what other hospitals call it, if it’s something different). I had to bring my pay stubs and copies of all of my bills. When I got to the hospital for the appointment, nobody knew what I was talking about so I had to wander a little to find where I needed to go. I spoke with the guy in Eligibility Services, and I waited for a decision on how much of the bill they would forgive. A month later, I got a call telling me it was totally forgiven.
I did the same thing for my ambulance bill and my anesthesiologist, but the process was a LOT easier. I just had to mail some paperwork and it was totally forgiven.
I didn’t bother with the medical equipment suppliers, since the bills came from separate companies and I didn’t feel like going through the process twice for $75. I was assured at the hospital that they had similar programs for debt forgiveness, so I could have probably avoided paying that too.
The only thing I couldn’t get taken care of was the surgeon/follow-up appointment cost, but they were able to put me on a no-interest payment plan.
Medical debt is scary because it’s something that can come from stuff that’s already really scary. I didn’t need the burden of $24,000 in debt on top of trying to get around on a crutch with a broken arm (it’s not easy, believe me!).. but I can’t imagine what it would be like with a bigger debt or a more severe medical emergency. I see lots of people in even worse trouble than I was in, both financially and medically. Please know that there are options for you when that GoFundMe doesn’t do enough. Even if your income is higher than mine, it’s worth a shot even for partial debt forgiveness.
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terraxstitch ¡ 17 days
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Reblog to let your followers know that they’re safe from jumpscares/screamers/etc from you on April 1st but they are NOT safe from getting boop’d like an idiot amen
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terraxstitch ¡ 17 days
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terraxstitch ¡ 1 month
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Does anyone know where I can buy a copy of The Goodies: Avengers Dissemble? I can't seem to get the Chinbeard Books website to work
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terraxstitch ¡ 1 month
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WITCHCRAFT!!!!!!!!
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terraxstitch ¡ 2 months
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terraxstitch ¡ 2 months
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tumblrs so easy you just mention the moon and everyone hits reblog without even reading the post
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terraxstitch ¡ 2 months
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"I've just... murdered a guy!"
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Manslaughter sounds like it should be a way worse crime than murder. You didn’t just kill that guy you slaughtered him like the hog. It’s like if there was a even less-punished version of jaywalking called traffic massacre
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terraxstitch ¡ 3 months
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taskmaster champion of champions 3 or as i like to call it 'cries in gay at how hot all the women are'
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terraxstitch ¡ 3 months
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terraxstitch ¡ 4 months
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Does anyone else age 50 years after trying to print something nowadays or is it just me?
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terraxstitch ¡ 4 months
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Ah, Xmas Eve. Another pointless day where I accomplish nothing.
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terraxstitch ¡ 4 months
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*At "Rimmer's" funeral" Lister: One of Rimmer's passions was jazz. Rimmer loved jazz. He asked me to play Blue Train by John Coltrane at his funeral. I couldn't really find that but I did find another song about a train. l hope it'll do just as well. *Theme from Thomas The Tank Engine starts playing*
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terraxstitch ¡ 4 months
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I have stuff to do but Lucifer tucked himself into my arm and said no
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terraxstitch ¡ 4 months
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don’t you know it’s not good for your hair to wash it every day. you have to use sulfate and paraben free shampoo. you have to wash your hair with conditioner instead. you should stop washing your hair for a month because actually your scalp has the natural ability to maintain itself. greasy hair can make your acne worse so make sure you wash it every day. you have to use this three step regiment on your face EVERY SINGLE night. buy this $70 serum and use it with the 10 other serums you have but don’t combine them. don’t use anything on your face except a gentle cleanser and moisturizer. do NOT use moisturizer on your face you are DESTROYING your skins natural moisture barrier! acne is just for teenagers you’ll grow out of it :) oh no but adult acne is sooooo common. just take birth control and your acne will go away. cut out all sugar and dairy and your acne will go away. actually those studies are fake, get light therapy treatments instead. take accutane and your acne will go away, only a couple of those kids killed themselves! shave your armpits because it looks better. if you shave your armpits you’re not a feminist. actually shaving your armpits is for HYGIENE. wax your legs. wax your bikini line. but waxing any part of your body can give you ugly ingrown hairs and permanently damage your skin and follicles and besides that’s the patriarchy. (but get laser hair removal instead.) don’t have an eating disorder because that’s too much but definitely do intermittent fasting. don’t eat carbs. don’t eat sugar. don’t eat fat. actually your brain uses carbs as its main energy source. actually fat is necessary but only good fat. you have to DRINK MORE WATER!!! drinking 8 glasses of water per day is a myth. burn fat and get toned by doing these exercises. but cellulite is natural and 99% of women have it so you HAVE to embrace it. take diet pills. ummm don’t you know those are meth?? take NATURAL diet supplements for weight loss. take THESE vitamins to cure your depression and clear your skin and make you better at sex and make your vision better and speed up your metabolism and make your digestion better and make you focus better. i know the ONLY right answer but you have to pay me for it. follow my blog! listen to my podcast! subscribe to my email newsletter! buy my snake oil!!
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terraxstitch ¡ 4 months
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