when i see lesbians on say yes to the dress
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I feel like I should make a post about this because itâs not something thatâs very well-known, and that Americans in particular may need to know about given the uncertain state of our healthcare system at the moment. Iâve wanted to write this out for a while, Itâs kind of a long post, so sorry about that!
If you have an emergency and have to go to the hospital, youâll owe the hospital a lot of money.
(I got into a car wreck and broke my ankle and my arm. My hospital bill was around $20,000)
Youâll also owe the ambulance provider, if you need one.
(My ambulance bill was about $800)
You may get separate bills from the anesthesiologist or surgeon.
(My anesthesiologist bill was $1,700)
You may need follow-up appointments.
(My orthopedic surgeon billed me for the appointments and his surgery together and it was about $1,000)
Youâve also got to pay for medical equipment you need afterward, like crutches or a walking boot.
(Mine cost about $75)
Altogether, I ended up with almost $24,000 in medical debt from one car accident. Thatâs a really scary number for someone like me who makes $10/hr at a 12 hour a week job.
I got my debt down to $1075 by making some phone calls and submitting some paperwork.
The first thing I did was contact the hospital. They donât make it easy to find, but many hospitals (perhaps most hospitals?) have financial assistance programs for people who canât afford medical bills. I donât make a lot of money, and I have bills to pay, so they were able to help me.
I called the billing department and asked if they had any assistance programs for low income people who canât pay their bills. I had to call multiple times, and I got transferred in circles by people who didnât know what I was talking about. Finally, I got an appointment with someone in âEligibility Servicesâ (I donât know what other hospitals call it, if itâs something different). I had to bring my pay stubs and copies of all of my bills. When I got to the hospital for the appointment, nobody knew what I was talking about so I had to wander a little to find where I needed to go. I spoke with the guy in Eligibility Services, and I waited for a decision on how much of the bill they would forgive. A month later, I got a call telling me it was totally forgiven.
I did the same thing for my ambulance bill and my anesthesiologist, but the process was a LOT easier. I just had to mail some paperwork and it was totally forgiven.
I didnât bother with the medical equipment suppliers, since the bills came from separate companies and I didnât feel like going through the process twice for $75. I was assured at the hospital that they had similar programs for debt forgiveness, so I could have probably avoided paying that too.
The only thing I couldnât get taken care of was the surgeon/follow-up appointment cost, but they were able to put me on a no-interest payment plan.
Medical debt is scary because itâs something that can come from stuff thatâs already really scary. I didnât need the burden of $24,000 in debt on top of trying to get around on a crutch with a broken arm (itâs not easy, believe me!).. but I canât imagine what it would be like with a bigger debt or a more severe medical emergency.
I see lots of people in even worse trouble than I was in, both financially and medically. Please know that there are options for you when that GoFundMe doesnât do enough. Even if your income is higher than mine, itâs worth a shot even for partial debt forgiveness.
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Reblog to let your followers know that theyâre safe from jumpscares/screamers/etc from you on April 1st but they are NOT safe from getting boopâd like an idiot amen
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tumblrs so easy you just mention the moon and everyone hits reblog without even reading the post
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"I've just... murdered a guy!"
Manslaughter sounds like it should be a way worse crime than murder. You didnât just kill that guy you slaughtered him like the hog. Itâs like if there was a even less-punished version of jaywalking called traffic massacre
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taskmaster champion of champions 3 or as i like to call it 'cries in gay at how hot all the women are'
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Does anyone else age 50 years after trying to print something nowadays or is it just me?
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Ah, Xmas Eve. Another pointless day where I accomplish nothing.
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*At "Rimmer's" funeral"
Lister: One of Rimmer's passions was jazz. Rimmer loved jazz. He asked me to play Blue Train by John Coltrane at his funeral. I couldn't really find that but I did find another song about a train. l hope it'll do just as well.
*Theme from Thomas The Tank Engine starts playing*
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donât you know itâs not good for your hair to wash it every day. you have to use sulfate and paraben free shampoo. you have to wash your hair with conditioner instead. you should stop washing your hair for a month because actually your scalp has the natural ability to maintain itself. greasy hair can make your acne worse so make sure you wash it every day. you have to use this three step regiment on your face EVERY SINGLE night. buy this $70 serum and use it with the 10 other serums you have but donât combine them. donât use anything on your face except a gentle cleanser and moisturizer. do NOT use moisturizer on your face you are DESTROYING your skins natural moisture barrier! acne is just for teenagers youâll grow out of it :) oh no but adult acne is sooooo common. just take birth control and your acne will go away. cut out all sugar and dairy and your acne will go away. actually those studies are fake, get light therapy treatments instead. take accutane and your acne will go away, only a couple of those kids killed themselves! shave your armpits because it looks better. if you shave your armpits youâre not a feminist. actually shaving your armpits is for HYGIENE. wax your legs. wax your bikini line. but waxing any part of your body can give you ugly ingrown hairs and permanently damage your skin and follicles and besides thatâs the patriarchy. (but get laser hair removal instead.) donât have an eating disorder because thatâs too much but definitely do intermittent fasting. donât eat carbs. donât eat sugar. donât eat fat. actually your brain uses carbs as its main energy source. actually fat is necessary but only good fat. you have to DRINK MORE WATER!!! drinking 8 glasses of water per day is a myth. burn fat and get toned by doing these exercises. but cellulite is natural and 99% of women have it so you HAVE to embrace it. take diet pills. ummm donât you know those are meth?? take NATURAL diet supplements for weight loss. take THESE vitamins to cure your depression and clear your skin and make you better at sex and make your vision better and speed up your metabolism and make your digestion better and make you focus better. i know the ONLY right answer but you have to pay me for it. follow my blog! listen to my podcast! subscribe to my email newsletter! buy my snake oil!!
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