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nct-lian · 3 years

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wayv’s relation to lian

KUN + LIAN: LUN

they have the cutest little interactions ever :(

was one of the members that kun was most comfortable around at first

she made him feel so welcomed!

when nct 2018 appeared on weekly idol, lian was placed in the front

but she moved her chair over to kun’s side to be closer to him !!!!!!!

lun stans found dead

they go out to eat food together a lot :D

now that lian doesn’t feel the need to look over him anymore, he stepped in and is now a very good parental figure for her

he bought her an expensive ass ring for her birthday

him and johnny both being her dad: 🤝

kun has been arguing back and forth with chenle about lian’s chinese name

he loves the name xiuying for her :(

they hype each other up all the time !!

lian and kun had the best time with each other when filming from home

we got so many adorable clips of them :DDDD

when talking to each other they can’t pick a solid language

like they’re always switching between mandarin and korean

they also slip in a bit of english at times as well

TEN + LIAN: LITEN

if kun is her dad then ten is her cool uncle

he lets her do whatever she wants

like he will just sit and watch as she teases the fUCK out of hyuck

HES TEACHING HER THAI

just like kun they switch between multiple languages in a conversation

they normally speak english with each other!

their fashion game is always on point.

no actually they literally wore matching shirts one time

liten supremacy breaking the internet: <3

ten once said “guys she’s like my daughter stop being weird~~~!” on vlive when people kept asking if him and lian were dating

as he should !

they mention each other ¿ everywhere ?

THEY DANCE TOGETHER ALL THE TIME

ten even helped her choreograph the new ver. of yoncé

don’t touch me i’m soft

no because ten ships her with someone in the group … just not who you’d think ;)

i swear he’s her #1 hypeman

ten was actually the one who made their ship name- goals asf sry i don’t make the rules

WINWIN + LIAN: LIWIN

lian is yet another member of nct who will sacrifice her soul to the devil for winwin

“winwin winwin winwin winwin is on the mind forever and always i love you winwin” was what she posted for his birthday

AND THE FEELING IS MUTUAL

winwin loves her just as much and he shows it

he likes hugging her DDDDD:

also ten ships them

so that’s that uh :p

lian cried so hard when he had to pause promotions with 127 :(

especially because they were super close!

winwin was actually another one of her first friends in nct because she was fluent in mandarin

and they were both super comfortable speaking with each other :)

winwin: i like lian the most :D

yuta + taeil: am i a joke to you?

no cause yuta is constantly losing in this thing

lian picks winwin and winwin picks lian what is happening

winwin’s current lockscreen is a picture of lian rolling her eyes at yangyang

yup yup their lockscreen tradition LISTEN AND WEEP

winwin’s selfies are lian’s favourite thing :)

LUCAS + LIAN: LULIAN

omfg the chaos these two bring

i’m crying because nct 2018 was chaotic in itself but lulian was something else

THEY WERE ALWAYS SCREAMING ????

taeyong was going through an existential crisis the entirety of 2018

AND BYE LUCAS WILL NOT STOP COMPARING THEIR HAND SIZES

leave it in 2018 sweetheart we been knew lian is the size of a jellybean

he had her react to his drama where he dances to replay after killing his girlfriend

lian confirmed it was 10/10 and would recommend watching

she genuinely thinks lucas should have been added to nct dream and she stands by that opinion daily

the MOMENTS we got during nct world 2.0 were chefs kiss

they were both so chaotic while mark was frying eggs

“MARK WHAT ARE YOU DOING (⊹つ•۝•⊹)つ”

the oldest + youngest in the 99’ line remain iconic

lian hates him but loves him at the same time

because he’s nice to her but he SPENDS TOO MUCH OF HIS TIME MAKING FUN OF HER HEIGHT

“lian you’re like literally two feet tall i could fit you in my pocket”

“i will drop kick you in 2.5 seconds if you don’t shut the fuck up wong yukhei”

lucas once said that their favourite thing to do together was play at playgrounds

XIAOJUN + LIAN: XIAN

what you’ve all been waiting for

xiaojun went so long thinking that lian was chinese (∩╹□╹∩)

like she speaks mandarin perfectly, has a chinese stage name

IT WAS A REASONABLE MISTAKE LET HIM LIVE

when they met the first thing he said to her was how pretty she was

“y-you’re so pretty uhh”

*cue distressed xiaojun*

he followed lian on instagram before nct 2020 was even confirmed

dedication

he didn’t know jaehyun or yuta liked her and accidentally patted her head in front of them and called her cute

AND THAT WAS RHE DAY BEFORE THE WHOLE “xiaojun is terrified of yuta” THING HAPPENED

PLEASEHANDHJEJSB

they’d like to do a duet someday :)

he couldn’t get her lyrics from kick it out of his head when he first listened to the song

sometimes still quotes them around her to make her laugh

lian hyped his drama up SO MUCH !1!1!1!€]£<]~\£>€{

“dejunnie is having an acting debut soon !! please go support him and his cast~”

xiaojun brags about that a lot ... and her nickname for him :)

HENDERY + LIAN: LIANDERY

the teasing

THE MF TEASINF THEYRE SO ANNOYING

besties ™

they would occasionally message each other before and they considered themselves to be pretty close but when nct 2020 happened they were chaos

especially when they ended up in the work it unit together

everyone was so sick of them like they would not shut up about random ass things

hendery and lian are like another version of haechan and lian

but minus the lovey stuff they sometimes do

with liandery it’s constant teasing and making fun of each other 24/7

and it’s all fun and games so they can go DOWN if they’d like to

lian roasted him so hard once bye

they were supposed to be a pair on “it’s awkward but it’s ok”

but they developed such a good friendship within like two weeks that they had to switch up the members

hendery is kinda soft for her though ngl

he’ll just randomly poke her dimples

BUT HE WONT LIE AND SAY HE WASNT INTIMIDATED BY HER AT FIRST

it was just the way she presented herself at that time because she was a little frustrated, but it wasn’t anything that wouldn’t change later on

hendery thought she was older than him by like three years rip

YANGYANG + LIAN: YANGLIAN

when lian met yangyang she gained another child

but yangyang’s not a baby anymore (҂⌣̀_⌣́)

yet he’ll 100% act cute so that she does stuff for him

she’s not complaining though anything for her son

they’re like yangyang and ten all over again

once had a whole ass conversation through memes

it started with spongebob ended with shrek

lian now knows how to introduce herself in german thank you yangyang

not lian teaching yangyang toronto slang :’)

yangayng for some reason gave her big haechan energy when they first met

because the first thing he did was mock her height

he literally bent down and said “can you see me better”

lian: hello i saw you perfectly fine before my neck isn’t broken sir

but it was okay because now they have a really playful relationship with each other :D

have teamed up on numerous occasions to make kun’s life harder

“i thought the chaos stopped with yangyang, lian when did you become such a problem child?”

but lian gets special treatment because well .. she’s lian what do you think

yangyang calls her lili :)

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themoneybuff-blog · 5 years

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Questions About HELOCs, Vegetables, Old Papers, Scams, and More!

Whats inside? Here are the questions answered in todays reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Is HELOC the best option? 2. UTMA and UGMA 3. Second job or career advancement? 4. Buying scissors 5. Fresh vegetables and grocery shopping 6. Financially responsible television? 7. Disposing of old financial papers 8. Realities of job applications 9. Financial independence scam? 10. Physical tracking of Triggers questions 11. Thoughts on secular Buddhism 12. Financial advisor One of the strangest things about exercise, at least to me, occurs when you work a muscle that hasnt really been worked in a while. Youll finish and youll feel fine for the rest of the day, but then tomorrow youre really sore in a bizarre place in your body and, often, youre even more sore the following day. I spent most of this weekend walking around with my arms in an awkward position because it hurt to swing them as I normally do when I walk. It was uncomfortable, but it was a reminder that I had worked hard and improved myself. I think this is true of any meaningful improvement in your life. Yes, it will probably hurt a little. Yes, it might leave you feeling a little sore in some way or another. The question is what you take away from that soreness. Is it a sign that youre on a good path? Or is it something to be avoided? On with the questions. Q1: Is HELOC the best option? I live in one of the most expensive areas in the country, in Northern California. My husband and I have an almost-4 year old, and now our second baby due in August. Moving out of the area is not an option for a number of reasons, most importantly that we want our kids raised near family, all of which live in this immediate area. We both have full-time jobs that pay decently well, and are trying hard to eliminate any non-essential expenses. However, just the cost of the mortgage on our small condo, childcare for two kids, and health insurance will be more than were earning. So, we need a way to pay the bills until both kids are in public school, at which time well again be earning more than were spending. Our home has accrued a decent amount of equity since we purchased it two years ago, so our mortgage consultant recommended a Home Equity Line of Credit. What are your thoughts, though? Would any other type of loan be a better option for us? Julia Without a fuller picture of your financial state, I cant guarantee you dont have other options. However, a HELOC is probably the best option available to you with a reasonable interest rate attached to it. Im sure youre aware of the core problem with this situation: you are riding a financial and professional tightrope. If anything happens to either of your jobs, you are almost immediately falling into a seriously perilous financial state. My suggestion, along with the HELOC, is to leverage your family as much as possible right now to help with this. Accept every possible family invitation you get to share a meal or for free/cheap babysitting. Ride-share with them as often as possible. More than probably any point in your life, you need to be very careful with your spending. Any situation in which youre spending more than you earn is one that is fraught with risk. Q2: UTMA and UGMA My wife and I had our first son a couple weeks ago, and are trying to figure out the best savings options for him. He has started to receive some gift checks written out to his name, so we need to set up some type of bank account for him. Can you help explain the difference between at UTMA and an UGMA? He has separate 529 plans already being set-up by his grandparents, but we wanted him to have some experience with a regular bank and interstates that well be able to teach him with once he gets old enough. Charlie Theyre very similar. There are two big differences between the two that really matter and which one you choose depends on which factors you care the most about. With a UGMA, youre restricted to paper assets cash, stocks, bonds, insurance policies, and so on. A UTMA can hold other kinds of assets in addition the one that most people care about is real estate. A UTMA allows the account custodian to control the assets up to age 25 (depending on specific state rules), while UGMA accounts mature at age 18. If you anticipate your child ever having to apply for financial aid for college, I probably wouldnt use a UGMA or a UTMA. The FAFSA assumes that 20% of the balance of the UGMA/UTMA will be used for college education each year, whereas it only assumes that about 6% of a 529 balance will be used in that way. In other words, theyll be able to receive more financial aid if their college savings is in a 529 rather than a UGMA/UTMA. If you think that paying for college is fully in hand without paying for student loans, a UGMA/UTMA can be a very flexible tool that enables you to gift money to a child while still keeping a hand on the wheel until theyre reasonably mature. Q3: Second job or career advancement? I currently have M-F job in a research lab. On the weekends I work for my uncles construction company that I have worked for since I was 17. He has encouraged me to use the weekends in other ways but I always felt like I needed the money. Lately I have been wondering if I would be better off long term spending the weekends building skills, going to conferences, and building professional relationships. Short term I definitely lose income but long term? I cant decide. Jameson Your uncle sounds like a good guy, and hes probably correct that you can be using the weekends in better ways. If youre in a situation where youre financially stable and able to keep paying off any debts and saving for the future with just your M-F job and youre pretty confident you want to be in that career for the long haul, Id lean toward spending weekends building skills and going to conferences and building relationships and such. Take it seriously, though; dont fall into a rut of using that time for idle things. (Theres nothing wrong with thoughtful leisure, though.) If youre not sure what you want to do, then Id keep the construction job and give some serious thought to your future while getting rid of debt just a little faster. In either case, Id loop your uncle into the decision and use him as a mentor. Not only does he seem like a sharp guy, you may want to keep that door open for the future in case things go awry and you need to go back to construction work. Q4: Buying scissors Whenever I buy a pair of scissors they always seem like they get so dull they cant even cut through paper after like 20 uses. Where can I get a decent pair of scissors that arent junk in three months? Bonnie Rather than just buying new scissors all the time, just sharpen the ones you have. Its not a hard process. Get some coarse sandpaper at the store and then cut through a sheet several times with the sand side down. Then, take a piece of aluminum foil, fold it in half four times so its 16 layers thick, then cut through it several times with the scissors. Then, take a piece of steel wool and cut through it several times with the scissors. Your scissors will be sharp after doing that, probably sharper than when you bought them. You just need to do that every several months or whenever you notice the scissors getting dull. Even super cheap scissors will be quite good if you do this. Q5: Fresh vegetables and grocery shopping How do you balance trying to not go shopping as much with buying fresh vegetables and fruits? On the one hand frugal advice is to minimize your trips to the grocery store but on the other hand healthy fruits and vegetables can go bad so quickly. Macey I cant speak for everyone, but heres what we do. First, if something requires genuinely fresh ingredients, we make those meals within a few days of our grocery store visit. They become a priority. Second, we treat flash frozen vegetables and fruits as being the equivalent of fresh for most purposes. We buy quite a lot of frozen vegetables and fruit. Third, we often do a lot of meal prep, meaning that our fresh vegetables and sometimes fruits make it quickly into meals that are popped in the freezer. Ill buy a ton of fresh spinach, for example, but a lot of it will go into four pans of frozen lasagna. Fourth, a lot of fresh fruits and vegetables dont go bad all that quickly. Most root vegetables last and last. Many fruits last for a long time, too. Finally, we store some of the most perishable stuff in the fridge, following directions on how to best store them to maximize life. If we can stretch something that should only last a few days into lasting for a week, thats a big win. Those steps enable us to buy a ton of fruits and vegetables without them going bad. If we notice something starting to become overripe, to the point where we dont want to use it but its not quite inedible, well throw it in the freezer and use it for making stock or for making fruit bread in the near future. Q6: Financially responsible television? It seems like everything on television outside of a few hokey reality shows is centered around people living way beyond their means or else rich people. Everyone is just spending tons of money and living in fabulous houses and buying tons of stuff. I never really noticed this until you pointed it out. Its such a strong subtle nudge to do the same. What can a person watch that isnt about spending money? Mary I completely agree. Depicting expensive lifestyles on television seems to be the norm everywhere, and knowing the the median American household income is around $60,000, the truth is that most Americans cant live like that. It either becomes something to try to emulate, which is a road to financial ruin, or something to try to ignore, which is hard, or else youre watching shows that revel in values that run in opposition to your own. To tell the truth, I dont watch much television at all any more. What I do watch is generally fantasy or sci-fi or documentaries. I mostly read or play tabletop games instead of turning on the television. Q7: Disposing of old financial papers Im following standard advice and keeping old papers for seven years, but what do you do with them after that? The advice seems to be to shred them but the idea of shredding a box of papers seems like a lot of work with a home shredder where you have to unfold everything and it only takes a few sheets at a time. Maxwell One thing you can do is see if theres a community paper shredding day or one sponsored by your bank. Theyll bring in a HUGE industrial shredder that can shred your whole box of documents in a few seconds you literally toss things in there by the fistful and they get utterly decimated by the blades. Another option is to burn them. Just go camping, use those documents for kindling, and then toss them in there while youre getting a few logs burning. One of my friends likes to rip them up by hand, then put them in a big tub of water so that they turn into this giant paper pulp chunk, then he dries that out, then he takes that big paper pulp brick on his camping trips and breaks off pieces for kindling. Q8: Realities of job applications I am a hiring officer for a Fortune 500 company. There are some popular misconceptions floating around about getting a job at a large corporation. I hope you will be able to share this with your readers. Youll often see media reports that open jobs get hundreds and hundreds of applications for a single job. That is true but it is not the whole story. What actually happens is that if we list a job opening, we will get 500 or so applications, but 480 of them are garbage and irrelevant. Probably 400 of those applications dont meet any of the requirements for the job. Another 60 or so only meet one or two of the requirements. Another 20 might be viable for the job but theyve presented themselves so poorly that we can easily disqualify them. This covers things like resumes with several misspellings or cover letters that use offensive language. That leaves 20 people that are legitimate candidates. Do not be intimidated out of applying for a job that youre completely or even mostly qualified for. Just put in enough effort to submit an accurate resume without spelling or grammar errors and a respectful cover letter that actually addresses this specific position. Thats probably enough for you to make it through the cut of 480 applicants to the final 20. It doesnt mean youll make the next cut, but youll be in that discussion. Mark This is really good advice and its something Ive told many people applying for jobs. Make sure your resume is well edited and matches the job youre applying for and also make sure your cover letter actually addresses the position in question. Thats usually enough to make the first big cut because the vast majority of applications dont even make that threshold. Remember, many job applications are just tossed out there like email spam, just sent to anything even vaguely close. Many other people dont have any idea how to present themselves as someone you might ever want to hire. If you can beat those thresholds, youll probably find some success. Yes, some jobs are filled internally and some others are filled thanks to personal recommendations, but there are many that are filled via open job searches. Dont give up. Q9: Financial independence scam? I was at a store in town minding my own business when this guy in a suit comes up to me and starts chatting. I knew him vaguely as I had seen him a time or two before. He eventually starts talking about financial independence and at first I thought he was talking about financial responsibility but then he really wanted to meet me for coffee to talk about it and gave me a business card. Is there a financial independence scam out there? What was going on? Tim This seems way off to me and I wouldnt follow up with it. Theres a very high likelihood that this individual is involved with a network marketing or a multi-level marketing business think Amway or something like that. Part of the pitch to many people centers around the idea of being financially independent because you run your own business, when youre mostly just trying to sell unwanted stuff to family members. I would in general be wary of a person I barely knew coming up to me, striking up a conversation about something like my finances, and then trying to get me to go get coffee with them. Id simply decline the offer and walk away. If I ever did end up accepting an invite and then someone started mentioning anything like that, Id politely get out of there as fast as possible. Q10: Physical tracking of Triggers questions As per your recommendation from late last year I read the book Triggers in January and am excited to dig into these questions. I spent some time thinking about some personal behaviors I wanted to develop and curb and came up with a list of 12 questions to ask myself each day. How do you physically do these twelve questions and record the answers? Could you walk me step by step through exactly what you do? Marie I use a grid-paper notebook (this one, to be specific, though any grid paper notebook would do just fine) and a black pen. I devote a two page layout per month to this. On the left page, I write out the questions I want to answer as a numbered list. So, it might look something like this: 1. Did I do my best today to be an involved parent with my oldest son? 2. Did I do my best today to be an involved parent with my youngest son? 3. Did I do my best today to be an involved parent with my daughter? 4. Did I do my best today to build a lasting and loving marriage? 5. Did I do my best today to create and write meaningful material for my readers? [] My current list of questions for this month numbers 22. It varies month to month. At the end of each month, I give some careful thought to what I want to work on in the next month, and that might mean deleting some questions and adding others. At the start of each day, I review the questions for that month and think about each one for a bit. I try to visualize what I can do today to make that habit happen. On the other page, I simply have a big grid. Each row is simply numbered with the number of the question 1, 2, 3, 4, and so on. Each column is a date 1st, 2nd, 3rd, and so on. At the end of each day, I score each question from 0 to 10 based on how I felt about my effort for the day, not the results. So, if I sat down with my daughter and had a really good conversation with her and then later on also did something fun with her, Id probably score that an 8 or a 9. Some people find it hard to give an exact number here, but I just trust my gut on it. I find it hard to give myself a 10 I do occasionally, but not very often. (The individual numbers are fairly arbitrary just find a system that is meaningful that works for you.) I record that number in the square where the row for that question and the column for that date intersect. Then, at the bottom of each column, I average the days scores. For me, a day where I have an average of a 7 or above is a pretty good day (and I usually know it it has felt like a good day). Anything below a 5 average is usually a bad day unless something really unusual and disruptive has happened (and I usually know that, too). At the end of a month, I will average all of the scores for that month. Questions with an average score of an 8 or above are usually removed as I view that as something Ive firmly adopted and am doing well. Questions with an average score of 4 or below are often removed, too, as its obviously not something Im committed to sometimes it comes back as a refactored question. The other questions usually stick around unless I decide I need a priority change. The whole point of this is to keep new habits and behaviors in the front of my mind all the time and to really keep an eye on my efforts to improve those behaviors. It really seems to work when I take it seriously. However, its worth noting that you wont see giant transformative life effects from changing a few behaviors. It takes time for those to build up in your life. Its like a quarter of a degree difference in an airplane flight it only seems like a big change after a lot of time. Q11: Thoughts on secular Buddhism I cant believe you would share information about Buddhism. I thought you were a Christian. Disappointed. Amy I dont see them being in much conflict at all. I find far more conflict with Christianity in many of the articles I write on strict financial issues than I do in secular Buddhism. Buddhism has absolutely no reference to a singular, personified deity like the Abrahamic God. None. As far as I can tell, Buddhism basically puts the idea of a deity into an area of beyond human understanding and really doesnt worry about things in that category. I would describe Buddhism as non-theist. My understanding is that Buddhism is basically a set of tools to make your own character and values stronger, which is literally how the Dalai Lama describes it. The tools that Buddhism provides can strengthen ones Christian beliefs, or whatever beliefs they might have. To me, its little different than reading about any school of philosophy and using what it can teach in ones life. If you want to dig into this more, I suggest this article. Q12: Financial advisor Do you use a financial advisor? Why or why not? Jerry I do not use a financial advisor. Sarah and I met with one once, partially because I wanted to actually interact with one and also partially because we hoped that a financial advisor could address or at least reaffirm our answers to a few financial questions we had. I felt like the advisor was not explaining anything to me that I didnt already understand from reading a few good books on investing and he was also trying really hard to sell me on products that did not seem like good investment options to me. This was a fee-based advisor; he wasnt even getting a commission from this sale. We just ended up trusting our own research and did things on our own. I would far rather spend several hours reading up on a financial topic and understanding it myself than paying a financial advisor to explain it and recommend options that I may or may not even want. Im going to end up making a lot of money from that invested time. Got any questions? The best way to ask is to follow me on Facebook and ask questions directly there. Ill attempt to answer them in a future mailbag (which, by way of full disclosure, may also get re-posted on other websites that pick up my blog). However, I do receive many, many questions per week, so I may not necessarily be able to answer yours. https://www.thesimpledollar.com/questions-about-helocs-vegetables-old-papers-scams-and-more/

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captain-spookycandycollecti-blog · 6 years

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best first cars for cheap insurance

"best first cars for cheap insurance

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I'm 18 and just bought my first car, (Vauxhall Corsa). It came with wheel trims, and ideally I want alloy wheels: but if it's going to put a lot on my insurance then it might not be worth it. They would be after-market alloys, and the same size as the current wheels. I'm currently paying 2,000 for my car insurance: how much would somebody estimate the new wheels increasing my insurance. Many thanks!""

How much should we expect from her insurance?

a friend and i had an accident on Thursday, we were going on two different motorcycles and a woman never saw us and she cut our way and we ended up hitting her pretty bad, the motorcycles are totaled. one of us had a dislocated shoulder and a strained knee, the other one was hospitalized for three days, he ended up having a broken rip, blood in the skull, and damaged spine. this accident was the woman's fault so my question is how much should each of us expect from her insurance? should we hire a lawyer?""

Will my auto insurance be affected?

Couple month ago, I was in an accident while driving my friend's car. Police were called, and police report were filed. I didn't have a car nor auto insurance, so I paid for all the repairs on both car, so insurance company wasn't involved. If I decide to buy a car and get auto insurance now, will my rate be affected? better yet, should I even tell the insurance company about it? Thanks in advance!""

Recommended Auto Insurance Coverage?

I'm just about to have to buy auto insurance for myself for the first time, and I have no idea what all of the different terms and numbers mean. What is the most commonly recommended auto insurance coverage?""

Cobalt ss/sc insurance price?

i want to buy a cobalt ss supercharged and need to know if my insurance will be too high since i am only 17, i've gotten some insurance quotes but they are all different by a lot. I have a clean driving record with no accidents and my parents are willing to help out with some insurance but i want to know if i will have enough for the rest, thanks""

I live in PA...I never had car insurance but I'm buying my first car. I can't get a car insurance quote so...

how can I drive the car off the lot if I don't have insurance? I'm lost...can somebody help me solve this problem? Thank you.

Affordable cheap dental insurance?

I'm 21 and need dental insurance.. I need to be able to see a dentist if I need to and would like braces so that % off with the dental would be great . What are some affordable dental insurance plans for myself? thanks!

Will I have to switch my car insurance if I buy a new or used car from a dealer?

My current car is just costing far too much money in repairs for it to be worth it to keep piling money into. I'm a college student, so money isn't exactly plentiful, but its looking right now like I just need a new car, period. I have a decent job, and I could probably afford a car payment of around $200 a month just fine, however I am very concerned about any hidden cost with insurance. My dad told me that if I buy a car from a dealer, then I will have to switch my insurance to full coverage (I'm currently just on my dads insurance, and I only have to pay about $50 a month) but he says that if I get a new or used car from a dealer, I will have to change my insurance coverage and it will cost me more around 150-200 a month in insurance. And if you pair that with a car payment, I simply couldn't afford it and still be able to make rent and whatnot. So I came here to see if he is correct in this. I know there will be taxes, dealer fees, registration costs etc. but Its the insurance part of it that might make it impossible. Also, do I have to have my credit established for a certain amount of time before I can buy a car? I tried to avoid credit cards for as long as I could, so now Im still kind of new in the whole credit game.... Anyways, thank you for taking the time to read my question and hopefully answer it!! It is much appreciated!!""

How much would motorcycle insurance cost?

Hello, i'm 20 about to be 21 in december, but i'm gonna be going for my motorcycle license in a week, an planning on buying a kawasaki ninja 250R since it has good reviews, but i'm wondering how much it would be for insurance i'm just going for motorcycle license cause i don't like cars, trucks etc. but yeah so i don't have a normal license so i have no driving record of crashes etc. i'm in indianapolis, IN cause i know states vary. Rob""

Can your parents pay your car insurance?

Keep in mind, they don't have a car!! I know i sounds crazy""

Do you think its good to have insurance?

Car insurance cell phone insurance life insurance health insurance renters insurance homeowners insurance School supply insurance Title insurance Troll insurance No matter what the product its good to have insurance AM I RIGHT?

best first cars for cheap insurance

How much do you pay for car insurance?

I pay $380 a month for my car insurance. more than anyone else i know. Just curious what everyone else pays Im a 20 year old male, single, living in California, have a 2002 bmw and a 1998 lexus, with 4 speeding tickets""

How much are insurance?

I asked this, before but it was too general so here are the insurances i want the price of.. 1. Health 2.Car 3.life 4.home in georgia.""

Will a seatbelt violation afect my insurance rate in california?

""First car what should i get for like a money saver at the pump, and any ways to save money on insurance =]?

im turning 16 in a couple months and I will be getting a 7$ and hour job so I wanna know how much to save up=]

How much will I get from the insurance for my totaled car?

A person hit my parked car and damaged the body, the wheel well, and the wheel is bent crooked and rubbing on the strut. My problem is the car is old and probably only worth $500. It will be really difficult to find a replacement for $500, it seems i might need to spend $1500 -$2000. Maybe this is close to the repair price, I don't know. What do you think they will offer me? What should I do?""

Can anyone tell me where to find affordable health insurance in Missouri?

I'm a rural carrier for the postal service. I'm not offered benefits for a year. But I need to be seen by a doctor soon! (Woman issues)

Where can I sign up for just 1 week of health insurance?

I just graduated and I will have travel health insurance (for a extended trip celebrating graduation) until September 16th and my health insurance from my new job will start on Septemeber 21st. Everything online for health insurance keeps giving me monthly rates -- is there a way I can just buy 1 week's worth of insurance? (I live in Massachsuetts, so while I would normally go uninsured for 5 days, I hear it might cause me huge tax issues under the new mandatory health insurance laws)""

What happens if u get caught driving a car without insurance?

what fines or punishments do u get driving a car without insurance or registration in ontario? Also, what happens if you get caught driving with a g1? and both?""

How much Vespa costs to run in london? better use tube?

hi l want to buy Vespa (with cash) and lm wondering how much it costs monthly to run it? with fuel + tax + insurance? is it worth it? or better stick to tube (117 per month) any experienced Vespa owners?

Discount Insurance Plans?

Ameriplan.....and others...how do they compare to regualr insurance. Money is short, don't qualify for medicaid...so I'm thinking any discount will be better than nothing, but I don't want to waste my money even if it is as low as $29.95 Honest reviews please!!!""

What is the difference between life insurance and health insurance?

Do you think i could get a used car and insurance with under $3k?

i really need a car to get around, i have full time job, n part-time student. It's getting to my nerves that whenever i need to go somewhere, i have to ask my brother or sister to take me. Yes i am a student 18 yo, i don't have much money, and my parents refuse to buy me a car, reason because my mom said insurance is too expensive, and she doesn't give a shitt about me. Do you think i could get it anywhere? i was thinking about buying the car 1st then insurance later on because i can't afford it. idk what should i do?""

How will this speeding ticket affect my insurance?

I got a speeding ticket. The insurance is under my fathers name. Will the insurance price go up because of MY speeding ticket?

How much is car and home insurance?

sorry this is kinda long.. but... im doing a project for economics class. and we have to figure out our future, like make a resume and a job app a cover letter, and all this other stuff after we picked a career we are interested in doing with our lives. so, we have to figure out our budget like housing stuff, housing bills, transportation like car insurance and car payment. investing and miscelaneous like cell phone bills internet and entertainment to name a few.. after this. we take our total monthly net pay, and subtract our total monthly expenses and thats our remaining income just for whatever. but i am having trouble finding house insurance, and car insurance. all i am getting from searching is quotes, and i dont need that.. i jus need a straight up dollar amount. if anyone can help.. that would be great.. thanks.""

Which insurance company in Ireland provides the cheapest car insurance and best service?

How much would my insurance be?

ive just turned 16 and im getting a 50cc moped restricted. Most people insurance is 289 for the first year and 189 for the second. but thats for a scooter.I want an Rs50 (1 of a kind) and so i am asking, will my insurance be different or the same?""

Which will cost more to insure? 00-04 mustang base or 00-04 mustang gt?

I'm 17 and live in New York. Been driving with a clean record for one year and I currently pay $100/month on my mom's '10 camry. I want to get my own car and I have narrowed everything down to a mustang, but I can't decide between a base model or a gt. I have discounts on my current policy such as good student and drivers ed. I will also take a defensive driving course for an added discount and the new car will also bring about a multi-car policy discount which will be helpful. My mom will be contributing the same $100 towards the car as she is now and the rest I have to pay for by myself. I have heard that the base and gt will cost about the same to insure, but that doesn't seem right considering that the gt has 100+hp more than the base, but people have supported that by saying the base models are involved in more crashes among young drivers. So can anybody set the record straight for me? Please don't give me responses saying that only my insurance agent can tell me that or too high for you to afford. Also would it be a wise decision to drop collision coverage for a huge insurance discount? I don't plan on racing this car.""

How much is a dismissal fee for no proof of insurance in California?

I have insurance and I will provide proof but I'm wondering how much will I have to pay for the dismissal fee?

Insurance for 17 y/o driving landrover defender '93 UK ANSWERS ONLY?

My dad's thinking of getting an old landrover defender '93 for towing our boat, and off roading and shooting etc. and i want to know when my time comes to driving will i be able to drive it, weather its under my dad's insurance or my own, how much will it cost??? B""

Car Registration and Insurance Company?

So, here is my predicament. A person wrecked into my car (while it was parked) and her Insurance Company (State Farm) has already sent out a person to do estimates and told me it is a Total Loss, which is fine, they offered me a lot more then blue book says, BUT my issue at the moment is, they told me I need to get my registration up to date before they would deal with me anymore (Was expired by a month cause my lack of insurance). So I rode up to a Tag Agency and got a Black Tag (In Oklahoma, we have color coated Registration stickers that we put on our License Plate) A Black Tag means it is not being driven and is parked but is up to date on being registered. So they told me they would call me back when it shows in their system I have registered my tags to up-to-date, and I called them today, which was over 48 hours after getting registration and they are still telling me they haven't heard anything. So I'm curious, did I do something wrong or is the Tag Agency slow? Or Insurance Company slow? (I'm impatient cause I need a car ASAP for work.)""

How much Motorcycle Insurance 18 year old Texas?

How much is Motorcycle Insurance for an 18 or 19 year old in Texas? Preferably Allstate?

How much does it cost to be added on to someones auto policy for a week?

I live abroad and will be in the US driving my dads car for 10 days. How much should it cost for him to add me on to his insurance for such a short period?

""In Las Vegas, do you have to have car insurance in order to drive? Is it required.?

Do you have to have car insurance to have a license?

2 health insurance plans?

Currently I am using my wife's health insurance plan (which is very great) and not using anything from my company which states We currently offer medical (including prescriptions) and dental coverage. The Company will contribute up to $300 per month to the cost of such coverage. What would you guys recommend in this situation? My wife's insurance plan is worth a lot more than $300 a month and it makes no sense that I leave it. What should I do in this situation? For instance, my current insurance deductible is $500. Could I add some kind of secondary insurance thru my company which would take that deductible down to $0? Thanks""

Which car would cost the least for insurance for a 16 year old male driver?

2000 Chevrolet Camaro Coupe V6 1996 Cadillac Seville STS Touring V8 1999 Ford Mustang convertible V6

best first cars for cheap insurance

Car insurance comparison websites - aaaaaaarrggghhh!!!?

why so many adverts for these price comparison websites. sonn we will have a comparison website, for comparison websites. is this just me or does this piss everyone off in a big way""

Do you have to buy insurance before you get a car?

I would like to buy an used car (from a private owner). But I was told before I do that I must have a license, tag and insurance on the car. But another person told me that its best for me to get the car first and then get the other stuff... I am so confused.. which way is the best way for me to do? please help.""

What is the difference between term insurance and whole life insurance?

New health insurance law I'm so confused?

My husband is half Indian so he can go to the Indian clinic whenever he wants and it's free. Does that mean he still needs insurance?

""Just a stab in the dark, anyone care to share what their insurance cost is on a Honda S2000?""

I'm looking at 2002 S2000. I m 36, good clean driving record.""

Cheap car insurance for people under 25?

I'm trying to find the cheapest car insurance since i'm under 25 in new york. I'm looking to pay no more then 400 a month just don't know where to find a good deal. Please advise

Do you have to declare cancelled motorbike insurance when applying for car insurance?

My motorbike insurance was cancelled as my NCB was over 2 years old (they required it to be within 2 years) and I couldn't provide it. They cancelled the policy. Do you have to declare this on car insurance policies?

How much is auto insurance ?

i live in Edmonton Alberta and i am getting my license in 5 weeks and my car in 6 so i was just wondering how much is average auto insurance

Affordable health insurance/maternity coverage?

My husband and I are considering trying to conceive our second baby in the next few months. Only problem is went husband works construction and they don't offer insurance. We have private insurance but it only covers preventative. Have you ever been in this situation? What solutions have or did you find? Any help would be greatly appreciated. Thank you!

Car Insurance Renewal Why Did It Make That Much Of A Difference?

My partner had his renewal quote through and we've been shopping around and haven't even come close to getting it cheaper elsewhere so he decided to ring them thinking by taking me off the policy it would make it cheaper still since I've only had my license just over a year and would think still be considered a high risk but it in fact increased the price by about 60 my partner got a speeding fine last year which gained him 3 points too so we knew that would have an impact on the price this time but the only explanation I can think of was that me being female and at 31 i'm not what is classed as a young driver either and a named driver on his policy helps to keep the cost down but aren't the insurance companies doing away with that criteria as it was discriminating? Can anyone shed some light on this as its all a bit confusing and am just curious to why I actually help to keep his insurance cheaper

How much is the car insurance here in london? im 18 years old holding a provisional driving license?

Car Insurance in UK for a driver new to UK?

I have over 10 years of driving experience, but all my experience is in India. I have recently got the driving license in UK. I want to buy a Car here, but just can not afford the insurance. The insurance companies do not take my over 10 years of driving experiance into consideration and are equating me to a new driver. Is there any insurance company who would consider my driving experience and provide a better quote?""

Are all sportsbikes expensive on insurance?

im wanting to get either a 2007 kawasaki zx6r or honda cbr250r. im 18 but i plan on getting one at 19 or 20 and it will only be on insurance during the summers. so do you know if those are expensive on insurance? would it be less than a car like a honda or toyota?

Whats a cheap major health insurance plan?

im paying way too much right now and need a cheaper plan

""OHIO: I'm 17, and got cited for failure to stop at a 4-way stop...got in accident...price?""

I live in Akron, Ohio. But I got cited in Salem, Ohio. I got cited for failure to stop at a 4-way stop sign. and got in a wreck. my car is fine. I was going speed limit (25). Other car, minor problems. I have to go to court. This is my first wreck, and citation. I drive a nissain altima 2003, my parents own. -how many points will i get on my license? -how much will my ticket be? -is there anyway the charges will be dropped? -how much will insurance go up? Thank you sooo much! sorry the police just weren't very helpful. I have statefarm insurance!!""

How could she afford health insurance?

Here's the real life monthly budget of a 28 year old woman I recently met: Wages +1760 [$10 an hour; full time, no holiday bonus pay] Taxes -250 [Social Security, Medicare and Federal Income Tax] Take Home = 1510 rent 600 [1/2 of shared apartment] car 300 [includes auto insurance and repairs] food 200 [and household supplies] electric 50 [her half] cell ph 50 church 50 clothes 100 [includes makeup, beauty, and entertainment] replacements 165 [primarily for her car = 2,000/yr] {used car replaced about every four years with another used car that is about 6 years old when bought. Monthly costs are 150 for insurance, 50 for gas, and 100 for repairs. She has no auto loan payment.] *** How much does this woman have left to buy health insurance with? *** you're exactly right -- ZERO her employer offers all employees a fine health plan -- at a cost of 700 a month for a single employee [employer contribution is zero]. Is there any way she could possibly afford health insurance? Only if it is free. There is no other way. *** what does this woman do if/when she gets sick? because she works in health care, she aks the doctor who sees her patients while he's at her workplace. he looks at her off the record and writes an Rx if needed. cost = zero plus the Rx. *** Here's the challenge -- how do you pay for her health insurance without raising her taxes?? [She can't afford any higher taxes.] Notice that, aside from her car replacement fund, she has no savings, no retirement plan other than Social Security, and almost no assets. One credit card, zero balance, used once a week on average, always pays it off. *** Dear Congressman: This woman is your uninsured target. She almost literally can't afford to pay anything for health insurance; and certainly can't afford fancy health insurance -- she's just barely making it as is. [She makes too much to be eligible for Medicaid since she has no kids.] What's her plan for a serious illness? Go to the hospital, get admitted, and go bankrupt afterward. She has an older used car and no assets -- nothing to be taken away [her car fund would be emptied for rent and food while she's unable to work]. Tell us how this is going to work -- her employer, btw, is almost bankrupt now, so you can't tax it to provide the health insurance unless you also increase health care reimbursements to providers.""

Car accident/ car insurance/ what happens?

I had just got into a car accident. The other lady was at fault, she got a ticket and I didn't. I have no-fault car insurance. How does this work? I've never been in an accident. Does her insurance pay for my damages? What happens??""

Does a two door Honda accord have a high insurance rate than the four door Honda accord of the same year?

In general, is it possible that two door or coupe cars will have higher insurance rates as compared to the four door car of the same type and the same year?""

What is the average collision deductible on insurance for a 2005 leased vehicle?

i'm trying to determine whether i need a big deductible or not, this determines whether i stick with geico or move to the cheaper esurance""

Parents of Teens Drivers insurance question?

I wanted to ask parents who have teen drivers. how much extra did it cost when you added your teen to your insurance??

Complete details of different insurances in USA?

Domain Knowledge of different types of Insurances of USA?

Health insurance...what does this mean?

My school has an option that states that unless you have health insurance from a ' government sponsored health insurance plan' then you have to go with the school's health plan.......which is so expensive. So what are the 'government sponsored health insurance plans?

Will it make my car insurance go up?

My brother is not on my car insurance policy. He was pulled over and arrested for DUI and Failure to Maintain Lane. I want to know what kind of affect that will have on my insurance.

Where can I get auto insurance at a reasonable rate in the GTA?

I am a teen driver and just got my G2 license, and I'd like to buy a car (I'm in school and I have a job) but would like to know if I could find reasonable insurance rates ($0 - $150 MAX) in and around the Greater Toronto Area. Please list companies or brokers. Thanks in advance.""

How much will my insurance go up after dui in ny?

OK so i recently was caught for a DUI in NY state , i am under my sister's insurance (geico) and the car is in my name....i want to know how much will the insurance go up even though my sister never had a claim and i am under her...""

best first cars for cheap insurance

Financed a motorcycle do i need full coverage or can i buy liabilty?

I know the lender of the loan wants his money even if the bike gets stolen/totaled/breaks down what ever. But why do i need to have full coverage. So if the bike gets stolen/totaled whatever isn't all the lender worried about is getting his money? So if that happens i will tell the lender not to worry i will keep paying payments until the loan is paid off because i dont want to ruin my credit.

Does homeowners insurance cover scooters?

stolen moped does house insurance cover repairs

What's a good health insurance option for a 22 yr. old male?

My boyfriend just lost his coverage under his parents policy and needs insurance that's pretty affordable but still covers things such as: -emergencies (of course!) -vaccinations -yearly doctor visits/sport physicals Any recommendations are welcome! Thanks!

Another pregnancy insurance question?

we live in california, and we need insurance very soon, what is the household income limit to get assistance for a pregnancy""

Has anyone here found any quality and affordable individual health insurance?

Im 26 with an learners permit and I want to buy my own car and get insurance on it can I do?

I cant take the driving test without a car so Im wondering if I can buy my own car and if I can get my own insurance so I can take the driving test to get my real license.

A question about how much will insurance cost?

i am looking at a few cars , toyota mr2 which should be cheap on insurance because it's a classic car and im looking at a renault clio 1.2 now im just wondering because im nearly a 17 year old and wanting to know how much would insurance cost on these 2 cars thanks people""

Motorbike bike insurance for a learner bike insurance ? wot the cheaper way to get bike insurance?

Hi can any of you tell me the cheaper way of getting motorbike insurance iv got a full car licence but i am a learner biker . on a CBT Licence .can any one tell me the best way to keep the cost of bike insurance down

Will my insurance rate go up even though I paid off my parking ticket before court?

I'm 20 years old and I live in Houston,TX and I got pulled over in a town outside Houston called Pearland. I went thirteen miles over 30 and got ticketed by the police officer of the town. Now here in Texas, before you go to the DMV to get a license you have to take a 6 hour driving class which was made into a law dating back to 2010. This is my first speeding ticket I got since I first got my driver's license almost a year ago. If I go to the courthouse and admit that it was my fault for speeding and pay the fine before my court date arrives, will my insurance rate still go up? (Please don't leave negative feedbacks. I'm just trying to get some honest answers)""

Car insurance...?

I am thinking about buying a 1999 ford fiesta sometime. I have opted for a 5 door car rather than a 3 door car. I have heard of some people paying up to 3k per year for insurance. How much difference roughly in terms of would having 5 doors make in stead of 3? And what would be the difference rouughly between insuring a car with a 1.8 diesel engine than something like a 1.4 diesel engine? I want to get a car when I have passed my driving test.

Car insurance help?

Ok so im about to turn 16. my parents said they would get me a car, but only if i paid my own insurance. can u please tell me how much it would be a month. and what company would be the lowest price. i dont know if u need this info but. im 16. white ( someone told me it matters?), i live in florida (palm beach county), and the car will probably be an audi a4. thanks for help""

How much insurance is too much insurance?

My husband has taken out a life insurance policy that costs him $250 Australian dollars per month. That is $3000 a year. We are in out mid 40's with no dependents. He is an electrician by trade however and I am limited in the kind of work that I can do due to a anxiety disorder. he wants to make sure I am OK if something happens to him, however I think it is a lot of money every month. What do you think?""

How much is insurance?

how much would insurance be for a new driver male about 22 on a car like a ford focus about 2002 any ideas because i havent got a clue thanks in advance :) x

Ticket for no insurance?Car insured but Name not on it?

i got stopped for speeding no licence and no insurance in Texas. can i show proof of insurance without my name and get it dismissed?

I got car insurance and it allows me to drive other peoples cars on my insurance?

if i were to buy another car, 2nd car will i be able to drive that without registering to any insruance company? i wont be selling my 1st car, it will still have the insruance, and the insruance it has allows me to drive other cars, but im not sure if the other cars also need insurance from a company""

How much would motorcycle insurance cost for a 17 year old with a 01 Suzuki Katana 600 in Texas?

I am looking into getting one and want to know how much the insurance would cost.

Scooter insurance - where can i get cheap scooter insurance for my 16 year old son ?

My 16 yr old son is being quoted stupid prices - he has a 49cc and has past his cbt. can anyone suggest a company who specialise in young riders ?

Can your school actually check out your health insurance?

My school is telling me I need health insurance, but I cant afford it, can i just give them my old insurance information? Can they actually check to see if its real?""

Mini Coopers? Cheap? Insurance? Safe? First car!?

i'm 17 and was wondering if a mini cooper would be a good first car. i never really wanted one, my one of my friends is like obsessed with them and since then i've been looking into it. i know they have 5 star safety rating so they're very safe and easy to control and can fit into small parking spaces because, well, they're small =) But how about insurance? Is that cheap? I mean if i'm getting a used one? Not a sporty model or anything. And what about maintenance? And is it fuel-friendly? Or would it be like driving a hummer? Considering what I've seen and read about it, it can either be really expensive if you buy the wrong model and the new car, OR it can be very effecient and affordable if you buy a used one and the right model. Can you help me out here? Thanks =)""

""Has any one been quoted 23,000 for car insurance?""

i have just been quote 23,000 for a car insurance am i the only one (vaxhaul astra 1.4)?""

Do I need condo insurance in Florida?

As of Jan 1st 2009, our HOA requires us to show proof of insurance. I believe it is statue Section 718.111 (11). Anyways, I really don't have the money for condo insurance right now. I have read online that the HOA can purchase this insurance for me and then assess me for the balance. I recently moved to Port St Lucie, Fl where everyone is unemployed and foreclosures are so common. Anyways, can they place a lien if I do not provide them with proof of the insurance or will they just lay off for awhile? I appreciate any feedback right now as I am so worried. Thanks.""

How to find affordable health insurance?

I am an international student in the US, and by law I am required to get health insurance while I am in university. I have been buying from Blue Cross Anthem and the price is getting very unreasonable over the years. The price is close to $1500/year. What company do you suggest me to get cheaper insurance from? Something preferably under $1000. Insurance Broker must certify that all of the following conditions are met: * Policy must be in English * All coverage limits must be in US dollars * Medical benefits of at least $250,000 for each accident or illness * Full cost of medical evacuation * Full cost of repatriation of remains * Coverage for the entire academic year* * Minimum 75% coverage for each accident or illness * No capped benefits e.g. $1,200 per day for hospital room * Maximum deductible of $100 per condition per plan year * Maximum out-of-pocket expenses $2,500 or less * * Must cover pre-existing conditions, with a wait period of no more than six months if attending the full academic year Thanks in advance.""

We are looking for affordable healthcare insurance for my husband and i we are not wealthy but we need?

health insurance we would be paying it out of pocket there would be no way for us to have bluecross blueshield but we need something we are in our 40s and if someone could helpus with the right info we would really appreciate it SINCERELY ,, miserable and uninsured""

Where can I find non-owners insurance?

I need what is known as an SR22 which is also non-owners insurance. I have looked everywhere and it seems like nobody has a policy for it. If anyone knows anything about it. Please let me know.

Will my car insurance monthly payments increase AFTER i rent a vehicle (READ BELOW)?

I already own a 4-door sedan, which I cover with monthly insurance for a reasonable value. Although recently, I had to rent a pick-up truck from Enterprise Rent-A-Car to move some furniture from a friend's house to my place. Upon sigining of the necessary rental documents, the rental car agent and I came across the section about insuring the rented vehicle; as Enterprise Rent-a-Car will always offer their own insurance services, I mentioned to them that I already have car insurance of my own, of which I can look forward to saving the additional $39 which Enterprise Rent-a-Car originally offers. I encouraged Enterprise Rent-a-Car to contact my insurance provider so that both of us can be sure that my car insurance provider will cover the pick-up truck I am about to borrow from them. (Full coverage that is) Everything went smoothly and Enterprise Rent-a-Car agreed to insure their truck under my own car insurance. My car insurance provider also approved of my intention to borrow the truck and cover the said truck using my insurance. Two weeks later came the insurance bill, and to my wondering, I saw that my following monthly insurance payments all jacked-up their prices to one dollar addtional per month! Huh?!?!?! What could have caused this? Could it be the fact that I have had the rented pick-up truck and the request to insure the said truck under my own car insurance resulting to a somewhat considerable claim of some sort? Any opinions or personal experience you may have had? Thanks Alot YaHoO Readers/Responders! A vote comes to the most sensible and brainstormed answer!""

best first cars for cheap insurance

https://www.linkedin.com/pulse/motorcycle-insurance-isaiah-mcgee-1/"

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