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arkansas insurance laws

"arkansas insurance laws

arkansas insurance laws

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Please Help me to find the cheapest insurance for my car?

Hello, I've baught a car two months ago, but I havn't insured it yet because insurencse is so expenive. I'm trying to find the cheapest deal and I need your experince in that. My car is Honda, accord, year 1999. My age: 23 Single State: Virginia City: Richmond. I'm international student and I don't have social security number I'm not sure if that would make a difference ! I've just got the driving license. I need reliability insurance if this would make a big discount. By the way, my GPA is very good. If you can help me out with agencys phone numbers or any guess about the insurance It will be greatly appreciated Thank you in advance""

Farmers Insurance problem when changed from CA to OR?

Hi, I've had insurance in CA for 2 years and moved to Oregon recently. I had my insurance tranferred with an useless Farmers Agent in OR. The thing is I already paid my 6 months premium in CA which is covered me until 06/2009. I paid nearly $450 for until 06/29. I've had quite a few discounts in CA but the jug-head agent in Oregon, not shifted any discounts to Oregon automatically. I got a bill for next 6 months from that agent saying that I have to pay $1000, since I haven't lived in Oregon for long enough. Jeez!!!. It's almost a $600 rise in my insurance that too I haven't had any claims or ticket in my last 5 years. I went to meet him in person but he told that's all he can do it. He didn't look my CA policy/discounts too. Then I told him, I can get $500 insurance anywhere else. But he challenges me if I could get something like that. I haven't approached any other insurers yet. Is it anything like insurance history or something like that maintained nationwide or in Oregon? Does he threaten me based on somre record? Can I get some decent insurance from someother insurers/agents? In CA I've never paid my 6 months permium more than $450. I'm the only driver for my car and the car is 8 years old. I've never claimed from any insurance till date. I neither had any speeding tickets elsewhere. Can I get some insurance for some decent rate If I shop around? My farmers insurance expects to pay the additional premium in a week else my policy with farmers expires. I dont want to meet someother farmers agents. I wanna get out of farmers and go with someone else. Can I get some decent insurance in a week?""

What raises car insurance premiums?

I accidently dented my roomies car with a scratch as well. I was told by a good friend since the car was parked if she took out a claim on it and she didn t list anyone who s at fault (in other words she doesn t know) that her insurance would pay for it. First is that true and if so, would that raise her rates? She told me it would raise her rates. Also she said all it needed was to be buffed, how much do those usually cost? She has a 2007 or 08 Saturn VUE. Because if the buff isn t that much it might not be worth it to challenge her. But there is a possibility the damage might be more then a buff can handle.""

Where can i get low cost motorcycle insurance ?

i live in ontario canada ,, i want to buy a honda cbr 250 , and would like to find a low cost insurance for my bike , so far i got some way off price quote with a difference of $280.00 ,so i suspect they are over charging ,even at the low end , they say i'm covered for 12 months months but a motorcycle is not meant to ride in cold and snow and salty streets as the salt would ruin the chain and other parts of the motorcycle .""

""Which medical insurance should I get, I am 26/female/Chicago?""

Hi guys! I would like to get medical insurance. I'm a 26 years old female living in Chicago. I don't work since I'm a student. My school doesn't offer any type of insurance. I'm in good health and live on my own. I have a doctor's appt tomorrow, what medical insurance is best for me? If I buy it today, can I use it tomorrow? Thanks a lot for your help!""

Help with approximation on how much an 18yo would pay per month (or year) for motorcycle insurance?

Ok so I really want to get a motorcycle (I dont even have my drivers license yet just my permit and will get my license within a month or so). I may be getting a full time job and want to make sure I can afford the motorcycle. I have factored in everything except insurance. I plan to get a Standard (since sports would probably cost me more on insurance) bike with about 1000cc. Also I will be taking a safety course (AT LEAST beginners but ill probably take more than that). I live in California. The bike will be used. So about how much will insurance cost meA?

What do i do about health insurance?

I need health insurance. Most assitance i dont qualify for but work doesnt offer and i cant afford just any insurance. Any ideas?

""I am 26 and currently a student and i dont have a job,i was looking for an affordable health insurance.?""

I am 26 and currently a student and i dont have a job,i was looking for an affordable health insurance.?""

Is Bike insurance cheaper then Car?

thinking of getting a bike cause where i live i dont really need a car and would love to have a bike but i dont got that good of a paying job im also 20 years old and i heard people under 25 have there bike insurance much higher then cars is this true

What is the cheapest car insurance for a 20 yr old new driver? In Texas?

I am getting a car and my license soon and I need to figure out what would be the absolute most affordable insurance I can get is. I live in TX

Is international health insurance worth it?

I'm from the US and will be travelling to SE Asia and wondering if I should buy international health insurance and what company is best. I have no current health insurance and am in great health. Thailand has very affordable medical care which might be affordable paying out of pocket even if something major happened there, but if I had to be flown back to the US for something medical related, I'd surely go bankrupt. Does anyone have any recommendations for international coverage or not?""

CHEAPEST AUTO INSURANCE COMPANY IN SOUTHERN NEW JERSEY?

i have a 2009 camry paid off

Car insurance and moving?

I'm going to buy a car soon, And then move pretty much right after that...It would be a good idea to get the insurance and plates and stuff before I go, obviously, but what will need to be done once I move? I heard that as long as I live in my parent's house, the insurance would be cheaper, well, I'd be moving out...so I have no idea how to get everything straightened around.""

""I have a question about an accident, insurance, an estimate and payment?""

Hello. I recently got rear-ended and had an estimate done for $1800 dollars and somebody told me they would never give me that much for my car. I looked up the Kelley Blue Book and a private party price would be about $750 and that's how much they would give me and THEY take the car. Is this right? I might do it $750 and I keep the car! I put a new clutch in it, new front brake system, new exhaust, I love the car, so it's worth much more to me.....I'm just wondering what the law is on it and what I might be able to do to maximize my payout. If I'm unhappy with their offer can I take them to small claims and win? I just can't believe that I was just sitting at a stoplight and BOOM my car's wrecked and since I'm poor I can't get it fixed ya know? Thank you for your time......""

Will my insurance go up?

I was in a car accident. I was stopped at a red light lady slammed into the back of me. THe cops came and filled out info. I did not go to the hospital, because I was not in pain. But the next day my back and neck were killing me. It has been 5 days since accident. I want to go to the doctors but i am worried that my car insurrence will go up. If it was the other persons fault will my insurance go up? And is it to late to go to the doctors? Will her insurance have to pay for doctors bill?""

Who is the best and most affordable company to go through for homeowners insurance ?

What is the best Insurance company for car quotes ??? (Cheapest)?

Im looking for a cheap reliable insurance company i can get a qoute for a 2003 Vauxhall Corsa 1.2

Home insurance?

I am buying a home. How do I find a home insurance company? Will my mortgage company help me with that?

How to find out if someone does not have no car insurance?

Somebody back intoo me at walmart parking lot they said they dont have no car insurance so i got down there name and stuff and called it in but i think the lady was lieing about have no car insurance is there any way to find out mybe by a drive tage ?

How much would insurance be for a 125cc motorbike in the UK? Just a ball park figure.?

Cost of getting motorcycle insurance for 20 year old?

I am probably goin to get a sports bike. I have had my license since I was 18. I have no tickets and clean driving record. I currently pay $140 a month for insurance on my truck. I was looking into getting a bike older than 2003. How much will motorcycle insurance be for a sports bike?

How do I enforce my rights according to Ca Auto Ins. Law without an attorney.?

Their insurance accepted fault immediately. I have rights according to CA Auto Ins. Law, but Geico acts like they do not have to adhere to my rights under California Insurance law. The CA Ins board is watching, but they will not answer this and other questions.""

How long does it take for car insurers to reset rates to reflect changes in car values?

SUV prices have plummeted in the last year. Will comprehensive and collision insurance rates go down this year as a reflection of less risk to the insurer?

What would be a good life insurance policy?

What is the difference between 10 and 20yr terms etc. What is the benefit of the whole life insurance? And why do those one's cost much, much more? What should the average 35yr old female enroll in. I'm looking at probably 500,000. That's way more then ten times the amount I earn in a year. Do they grow with interest? So many question's I know. But if anyone has the time to give me the basics I will appreciate it. Thank you.""

Is there anyone on their parents car insurance ?

a few of my friends are and im wondering how much extra you have to pay to go on your parents car insurance rather than your own, thankyou""

arkansas insurance laws

What are legal steps to resolving an auto insurance claim?

Allstate was supposed to compensate me for X amount of damage done to my car by the driver who had insurance upto 5 grand. Notice that I did not have insurance with AllState but that because the driver was at fault, and had coverage of upto $5000, AllState has agreed to pay me a portion of that 5 grand. However, the problem is the driver who was at fault is not agreeing to this and demands more in loss from AllState. Whereas, although, I myself deserve more in damage since the car was worth more than the amount I am being compenstated for, I have still decided to settle for less. Now because the driver is delaying the decision to accept the remaining amount out of 5 grand, this case/claim has not resolved SINCE 2010. They wouldn't send me check yet only because the driver needs to accept the offer also. My theory is that whether or not the driver finds the offer fair, is none of my problem. I shouldn't have to wait for 2 years only because the driver refuses their offer. I should get my share at least. Do I have a legal case against the company for taking too long in this regards ? What can I do to resolve this ?""

Expired car insurance ticket?

So I got pulled over in may and had expired car insurance of about 10 months. I had presented my expired car insurance document and the cop had my car towed to a nearby car shop, where i got it back a few days later. The cop called another cop to drive me back to my university since my car was towed. I was talking to the cop who drove me back and asked what I can do and he told me to just plead not guilty on my ticket and get new insurance and bring it to the court. I don't understand, how can I plead not guilty? It was his advice and he knew my insurance expired. How can getting new insurance do anything for my cause? Any help appreciated, thanks.""

Affordable health insurance in NYC?

Hi, I am 30 years old and my wife and I had a combined income of approx $62,000 for 2006. In august of this year I will be quitting my full time job and going back to school full time. My current salary is $50,000. I anticipate making no more than $20,000 while in school and not being able to get health insurance through work. My income for 2007 will screw up my chances of getting most federal aid for the first year and will probably exclude me from healthy NY as well. Insurance through school is about $600 a month. I've gotten quotes of $513 to $1200 a month for my wife and I. All I want is catastrophic coverage in case either of us have any major problems or I have an accident while riding my motorcycle (a means of transportation, not a toy). These online quotes are driving me crazy. Where is the best place for me to look for something that will cover these specific conditions and how much should I expect to pay? Thanks in advance!!""

Which company offers the cheapest car insurance for a 17 year old male?

im 17 and i need insurance and wanted to know the cheapest

Colorado Cheap auto insurance?

I'm just looking for like liability just so i can get the cheapest rate for now. Live in Colorado, Aurora 80011""

What are some Big name Insurance companies?

Admitted Carriers I believe is the Term for Big name/Most Legitimate. I am in California. Please give me a list, of all the ones u can think of, all the commercials u can remember, what ever. I need to contact every single big name company, I am shopping for Commercial Insurance, & Need to find The Best price & Best policy thank you very much! & May god bless you!""

What is insurance expense and preaid insurance ?

A review of the ledger of Khan Company at December 31, 2006, produces the following data pertaining to the preparation of annual adjusting entries. 1. Prepaid Insurance $9,800. The company has separate insurance policies on its buildings and its motor vehicles. Policy B4564 on the building was purchased on July 1, 2005, for $6,000. The policy has a term of 3 years. Policy A2958 on the vehicles was purchased on January 1, 2006, for $4,640. This policy has a term of 2 years.""

RX-8 annual insurance cost?

So I'm 18 and male, just got my license and need to buy a car soon. Set my sights on an 04 RX-8, but I need to know if I could afford the insurance. I have no accident history (obviously) would be primarily commuting about 15 miles a day, and would go LIABILITY ONLY on my parents' plan. GUESTIMATES WOULD BE APPRECIATED AS WELL AS WHAT YOU PAY FOR YOUR RX-8!! Spank you bunches""

First time car insurance?

I'm a 25yr old female looking to buy my very first car, which are any good insurancers? What should I be looking for with an insurance company? I'm based in london""

Do I need to have insurance to take/have a drivers licence in North Carolina?

So I'm 18 and live in NC and I'm moving back to Europe next summer but before that I want to take my licence here because its way cheaper. Do I need to have insurance if I do NOT have a car I just want a licence for when I get back to Europe. Also, can I drive a car thats not mine if I dont have insurance.??""

""Car parked on drive, do I need insurance?""

I am buying a car in aprivate sale very soon, although will not be able to drive it until April 1st. Will I be able to just leave the car on my drive without insurance or is that illegal?""

Car insurance please someone help me!?

I need to get a drivers abstract for this job I'm applying for....I have a speeding ticket which took 3 demerit points, but I'm pretty sure my insurance company hasn't found out....this was about a year and abit ago and my insurance company told me when renewing my insurance that its clean......if I get this drivers abstract will they find out and want to charge me more? And do companies really care about a speeding ticket 16km/h over?""

Is it illegal for insurance companies to not insurance a Electric Car?

I was gonna Reserve a Nissan Leaf but wanted to know the insurance cost before. I called my insurance agent who's i'm good friends with and asked How much would insurance be on a Nissan Leaf cost? he said We nor any other insurance will insure it. i asked why and he said Oil Companies are paying them because if you cant get insurance on it, you'll have to go back to gas. Is it illegal for them to do this? I really want a green car.""

Affordable health insurance new jersey family?

anyone know of affordable health insurance in new jersey for self employed 1 person needing family coverage?

How is mandated health insurance a stepping stone for universal health care?

Doesn't it just make the HMO's/insurance companies more powerful (which will make them more influential)? Won't it just be like mandated car insurance--but much more expensive?

How much do you pay for Tiburon insurance?

I have a 2002 Honda Civic coupe but am trying to convince my parents to look at a 2003 Tiburon. I am 18 years old, have done the safe student driver program, I have a discount from my gpa, and have not had any accidents. Also, my dad thinks that Tiburons are bad cars; I've heard a lot of mixed opinions. Are they reliable cars in comparison with a Honda?""

What is the average car insurance cost for new drivers in NJ?

17 yr old driver male extra cost cost per year on parents insurance?

Job suggestions for a nearly 16 year old with a national insurance card?

I'm a 15 year old girl with no money:( I NEED DOLLAR! Any suggestions? I'll do anything, maybe not give up my saturday's if helped? But if i have to then okay.. I'm desperate! And please, no stupid comments suggesting prostitution, i'm serious, just a decent job please guys? Thankyou.""

Car insurance for age 17?

Well going sound awkward but i want a car without out parents knowing, been working for 2 years got enough money can prove to insurers where i got the money from im 17 and is it possible to get insurance at my address (real address where i auctally live) but i want the paperworks to be sent to another address or they contact me by email because family wants me to get a car when im 25 however im going uni so i really need a car also im not going to any fraud everything will be legit just need to make sure if i can insurance and only i know about it thanks""

How can I lower my car insurance?

I have a 2010 Chevy cobalt LT. I pay $420 a month for insurance! I understand I'm 21, and it's a sports car. But I've been driving for 5 years, I've never got in a crash nor gotten any tickets. Why could this be? I know lots of younger people with much more expensive cars but they don't pay nearly as much.""

How do people in Florida cope with high car insurance rates?

Let's say for a young single person who has been driving for 5 years with a 2 year old car. How can someone afford insurance with a tight budget?

Do i need to list the second driver on my insurance policy?

If they aren't registerd to the vehicle but drive it often do they need to be on the policy at all? Im paying way too much with two currently...

Blue badge if you get one how much does your car insurance go up ?

Need Medical Insurance?

My husband has a great job but the sorry part is it doesn't come with insurance which sucks. He makes too much money to qualify for Medicaid or Chips. I need an affordable health insurance for our family. Insurance is so expensive, please help me.""

What exactly is an insurance quote? ?

if i wanted to buy a car and get some insurance how would i go about doing it?

arkansas insurance laws

Should I file a claim with auto insurance?

I drove my car into a column in a parking lot, denting and scratching the left side of the car. Repair estimate is about 1600. My insurance deductible is 500. Is it worth filling a claim? How much will my premiums go up if I file a claim? I have excellent record otherwise.""

Obamacare and still insurance premium skyrocketing?

Now that Obamacare has passed and in place why insurance premiums are still skyrocketing at record numbers? isn't it the main primary reason for (to have)obamacare is to curb the ever increasing cost of health insurance premium??

What is the best and cheap motorbike insurance I can get?

Hi everyone. I'm buying a motorbike soon and wanna know the cheap and best motorbike insurance I can get. I'm 17 and getting a 125cc motorbike and just wanna know the cheap and best I can get thanks you.

How much does car insurance lower when you turn 21?

I have insurance with Farm Bureau, and I have a completely clean record. I hear insurance lowers when you turn 21, anyone know about how much? I pay about 600 a quarter..""

Nissan 370z insurance cost?

Hi, im 16, and im looking into getting a 2009 370z next year. I already have the financing calculated and I can afford the monthly payments with the job i currently have. But I know the insurance would rock my wallet. And that's if they even DO insure me. So my question is, will insurance even take me? If they do, roughly how much yearly? Do you think its too expensive? Should i look into a used 350z? Thanks in advance.""

Older cars and Insurance..?

Im young..I don't know too much about cars yet. I was wondering, do older cars typically cost less to insure??? I know it sounds dumb but I really dont know. I had a 99 explorer, 91 sentra, 86 accord, and now I am probably getting a 74 Dart. I know insurance changes depending on your age and violations on your record..but it seems like older cars cost less than 'newer' cars. Will my Dart cost more since it is a classic? It is not restored yet, or sportin classic plates either. Does that change anything??? Is there a difference because of color, or model (ss, suv, convertible, truck, etc?) Let me know..""

Truck registration in different state health insurance?

I lived in california and drove a car my dad had under his name on the title. He died and i moved to montana with that same car. I have been on my step moms health insurance plan for some time. I am legally able to be on her plan as long as i list myself as being in the same household until age 26. I was wondering if i register that truck in my name if uncle sam can find out i moved and thus making my health insurance unusable. Should i just drop my step moms insurance and struggle to get my own? What are my options?

Car insurance/tax when buy a new car?

i have only had one car since i passed and im looking to branch out and get a new one,so wot happens if i get a new car after ive taxed my current one for say six months and insured it for a year but monthly paid for the insurance??""

On average how much does it cost to insure an apartment building?

I am looking into purchasing 2 triplex apartment buildings. They are both brick buildings built in 1990. Both have been maintained fairly well and have a really good price on them. Now I am trying to find out on average what the cost of insurance would be. Just wanna be sure that it will be well worth my investment and not a sink Hole I have already checked taxes, utilities, and of course viewed the apartments. Now I just need some figures on Insurance. Thanks for any and all help.""

Teenager Car insurance?

Approximately, how much will it cost to insure a car? I'm 18, just got my license and the car that I'm going to buy is 2008 Mini Cooper S, I live in Los Angeles, CA and GPA ...show more""

How much a month would car insurance be for a 2010 dodge charger? Im about to turn 18 and plan on getting this?

car. I know it depends on where u live etc..but i want to know the average cost per month of this particular car. I'm going to be joining the marines..idk if this matters but most places offer a military discount. So any feedback would be greatly appreciated.

When you buy a new car ... does it come with insurance?

someone told me that after you buy a new car .. the dealership gives you insurance for a month until you get your own. is that true or do I have to get insurance before I buy the car?

Should i carry collision insurance on my 2006 silverado?

What life insurance policy should I get?

I have the option of variable whole life, whole life, and term life. I know term life is the best, but i am only 18 and i don't have time to go out and invest in mutual funds unless its really easy and quick. I am a college student, and I have no income. I am planning on becoming a nurse, but of course that is not guarenteed. Which one should I get and why? Please don't just say don't get whole life! it sucks yeah i know that but i need details. Also what about for my parents who are in their early 60's . Which one should they get??""

What is a reasonable price for a teen's first car?

I'm hoping to get my license soon, but figure, there isn't a whole lot I can do with it without a car of my own. I'm really not sure how low the prices of cars get without being a piece of junk. Are there decent cars that start in the thousands, or is everything pretty much over ten thousand? What difference does it make if it's used? I'm not looking for a dream vehicle, just something for the next few years to get myself from a to b. The only knowledge I have so far is that my mom's toyota was around $30,000 brand new (and I'm definitely not looking to spend that much), so that's basically what I'm comparing everything else to. Any advice on the basics is greatly appreciated. Thanks!""

Insurance school in noth california?

Should I sue or settle with the insurance company?

So, my 2010 Sentra (Brand New less than 6K miles) was rearended. It's been hell dealing with the other guy's insurance company- never return calls, no followup, etc..... My car is back looking great except for minor details (issue with the trunk) which I hope to work out with the shop. They are giving me a low ball offer on diminished value and I live in a state that grants diminished value Here are my questions: 1) Is there a simple calculator that can be used to calculate diminshed value? The car was in pristine condition prior to the wreck 2) At this point, is it better to use a Attorney? I want to be compensated for days lost from work, medical expenses, diminished value, pain and suffering (also if shop is not able to work out minor repair detail I want compensation for that )""

Whats the cheapest insurance company in NYC?

How to get cheap insurance?

i am 17 and i have a fiat bravo 1.4 2008. i hear that insurance at my age is very high and some made option of being named as a second driver. my problem is i live with my mom and can it be possible if she named me as a second driver though she doesn't have no licence. if not how can i get another option of getting cheap insurance.

Insurance for moped 16 year old ?

live in cork Ireland,im 15 now 16 in the summer im wondering how much a 50cc moped insurance would be roughly or how much insurance would be on a Yamaha tzr 50 ? Thanks""

How much is insurance for mopeds?

i dont want specifics but what is the range? More that car insurance,same less?Is it really worth it?""

High Risk Car Insurance in Florida?

Does anyone out there have any experience with finding coverage for high risk auto insurance in Florida? I don't have any DUI's or DWI'S ON MY record, 4 speeding tickets leading to point suspension and 3 accidents. At this point it looks like I may have to go without driving for the next 4 years.""

I would like to buy a car.How much is the price of the car insurance about? I am going to buy a 1300cc car.?

If you switch from one auto insurance company to another does it look bad?

I never had insurance before and am getting insurance from one company for a month and then switching. Does that look bad on some kind of record (meaning it will affect my rates in the future?)?

Car Insurance for Tourists?

I bought a new car in Germany. It is insured through its manufacturer. I then left Germany and went to another country to work and live. Since I wanted to keep the car, I drove it to my new home! For the first 3 months (I am told) I am still insured as a Tourist. But I wonder... Say I have an accident in this new country, we exchange insurance details, etc... Where should the other driver go to get his compensation and file his claim? Has anyone ever had an accident with, say even, a rental car from another country and found out that they live elsewhere and . . . How should one deal with this situation where there might even be language barriers between the two drivers and the forms they have to fill in? Thanks in advance

arkansas insurance laws

Full coverage insurance for a 350z in Cali?

Age: 26 Started: 16 2005 Nissan 350z 85k miles How much in general (ball park) would it be for insurance for this car in California? so many insurance places have you go through tons of crap and then get swamped with junk mail, I'd rather just get a ballpark estimate.""

Sports car insurance v.s normal car insurance cost?

how much more would a teenager have to pay for insurance for a sports car than a normal car?

""Car insurance just went up 30-50% in Cal, why would that happen ...?""

...if it were'nt as a result of more accidents, due to more populace/ people, poorer drivers, drivers who weren't licensed; don't know rules and laws of the road in this country, are stealing more vehicles, or just don't care what happens here. Think there's a correlation between the large population of illegals or ...that the folks of California are just becoming worse drivers all of a sudden? Just the start of what is going to be our future here in Cal/USA if we don't remove these people who have no investment or care about what goes on in Cal. or the US. Hint: 50% of criminals in California prisons are illegal aliens. In fairness; there are a small % of that 50%, who are not of Hispanic descent. Hmmmmm 50% increase in insurance? 50% of all prisoners are ...Must just be a coincedence.""

If you pay your car insurance for the whole year but sell that car with in the year?

ok so if you brought car insurance for a whole year and then sold the car 5 months later can you get the rest of the money back from the insurance for the other 5 months you don't need the insurance.

Selling a Car in Colorado With Expired Plates and No Insurance?

I have a car that has expired plates and no insurance as I haven't been using it for the past few months. The plates are expired since March of this year. Will either a dealership or private-buyer be able to purchase her? I am afraid to register the plates as I was told that I need proof of insurance. I am afraid to purchase insurance because I was told that the insurance company will report me for expired plates. How can I get around this issue without going to court? The car has been parked on private property for months!

How to get best fair settlement from car insurance company for 1996 corolla?

Hi: My 1996 toyota corolla was hit by another car in the rear on the passenger side. My car was in excellent condition, everything worked, nothing broken, no rust (paint in excellent condition as it is always in my garage at home or in a covered parking lot at my workplace), low mileage (130K), never had a problem and I am the original, sole owner and driver of the car. I was planning to keep driving it for years to come. Now the insurance company wants to total my car and what they are offering for my car /their initial proposed settlement of $3500is not nearly enough to buy another car in the same excellent, safe and reliable condition, that is not riddled with hidden problems. This presents a big problem for me as, if I cannot have my car fixed and restored to the same condition as before the crash, I would have to come up with at least $12K to $15K to buy another new safe, reliable economy car. This is an expense that was not in my plans. Also, the insurance company is pushing me to make a hasty decision and is threatening me with not paying for the car rental I needed to get (since my car cannot be driven as the tail light is broken and and rain would get in the car). Is there any way that the insurance company can be prevented from totaling my car and instead pay for properly fixing the car with good OEM parts instead of used (LKQ) parts. I got several estimates, two for around $5K and one for around $7K (this one is from an excellent body shop that has done excellent work on my other previous cars before). The insurance company provided and estimate for $4k using used/LKQ parts. I would appreciate any advice on how to get the best settlement from the insurance company.""

Im 18 and i need car insurance cheap?

Ok im an 18 yr old student who needs cheap insurance - what is the cheapest and most legal way to do that because i don't want to spend 3000+ on a car with a base value of 600

What is the best 4x4 as a first car? Also cheap to run.?

I live in a pretty rugged region, and, for my intended job as a country vet it would really help to have a car tough enough to cope with the bumps and ruts. Now I know that the best 4x4 overall is the land rover defender and, money permitting, of course I'd have one. But to run and insure nearly all 4x4s are massively expensive! So far I've considered the old rav 4, a suzuki ignis, or the old fiat panda 4x4 and as of yet, i prefer the latter as it seems cheap to run, cheap to insure and also has the practicality of being small but robust. So if there is any other car better suited to this, ideally as cheap as possible to buy, run and insure, then I'd really be glad of the help.""

I live in New York City and I want to get a car for one month during the summer. Any Suggestions?

I know there are cheap deals for monthly rentals, but I'm a poor college student and I need the cheapest deal. I could purchase a cheap car but I don't know how much insurance would be. I just want as many responses a I can get so I know what's out there and what I should consider.""

Liability insurance rates?

I am trying to figure out what it will cost me to have liability insurance on my company. I am the only employee. I only need it to setup a stand on occasion at different locations. I don't know what a general rate would be, so if anyone could give me an idea, that would be great.""

Question about insurance?

Okay So i have two insurance companies that im covered by... One for my car and one for my motorcycle. If I get a speeding ticket are you supposed to report it to both companies or just the insurance that i got the ticket on?

How does getting a new state license affect your car insurance?

I have a TN driver license. I have a couple of violations on it. I just moved to SC, and I am going to get a SC driver license. I am going to be buying car insurance soon. When they look up my record off of my new SC driver license, will the violation/accident from my TN driver license show?""

If the point in my license won't affect my insurance rate?

I received a traffic ticket for not stoping at a stop sign. I registered and took traffic school I also Completed it. I followed up with my court and my case was dismissed but, I wanted to know if the point in license would be gone ?""

What are cars that don't cost much for insurance?

Im turning 16 soon and a lot of cars I've wanted are vintage so they don't cost much, like the chevy vega but of course the insurance for them would be ridiculous, so my dad is suggesting junker cars but of course i don't want a junker (im paying for the car) what are some cars that are affordable without having to spend a fortune on insurance?""

How much do I have to pay for insurance for a 17 year old and still in HS still in highschool?

and going to drive a dodge neon 2002 and 40k miles, with driver's ed., and a B,C average student and I live in Henderson,Nevada....?""

Car insurance lapse question for NY?

We don't do automatic payment with our insurance so sometimes we don't have enough to pay and twice we'd lapsed in three years. First time we paid the civil penalty on all three vehicles. This time? There's a three year limit; we had to turn in the plates for eight days (the amount of lapsing) and wait while using a rental car. My mother found out by getting pulled over and getting a ticket. We just got the new plates, new stickers, and are fine now. But she said when you pay the civil penalty you are cleared immediately in the system; if you get new plates and registration, is it the same? She said it can take up to three months until cops read that your registration is valid. I'm having an anxiety attack over this as I've never gotten pulled over and am terrified of cops and travel populated, cop traveled streets to my job. Thanks.""

""Car insurance,Legality of this?""

Ive been checking quotes out,im going down as a second driver.The main driver doesnt own the vehicle,i do,when it gets to details about me as a second driver it asks if i own my own vehicle,i do and its the vehicle im insuring but it doesnt actually have that as an option.Am i in any way voiding my insurance,i dont think i am but i want to make sure. Anybody with the knowledge out there?! :)""

What is the best car insurance company in Britain?

I am 17 and looking to be put on my dads insurance. The car is a 1.4 Renault Clio and the cheapest quote is 1600. How do you get them to take the price down when speaking to them on the phone? Also I have had a bike for a couple of years with my own insurance, will this make a difference? Cheers!""

Does full coverage motorcycle insurance cover other riders on my bike if they have an accident?

Online auto insurance with no down payment?

does anyone know of an online insurance that does not require a down payment?

My insurance company doesnt want to pay!!?

I was struck by an uninsured driver on 02-10-11. Because the driver who struck me was uninsured I was forced to file a claim with my insurance company(Omni Insurance). The car was towed to CJ's collision at 6128 n beechwood Philadelphia, pa ,19138 on 02-11-11. Phone number 215-848-2836. On 02-14-11 Omni insurance sent out an appraiser to evaluate the vehicle. They then faxed an estimate on 02-15-11 totaling $5300 to CJ's collision shop. I went to the collision shop on 02-15-11 to sign paperwork giving them permission to work on my car. They then began the repairs. On 02-18-11 the insurance company then deemed my car a total loss. The vehicle is a 2005 Nissan Altima SL with 96,477 miles. The NADA value for the vehicle is 10,995. According to Omni insurance a car is deemed a total loss when the repairs reach 70% of the value of the vehicle. Omni insurance valued my car at 7,415. They then proposed a settlement offer of 5826.40. They deducted 975.00 in prior damages(which I disagree with) and 1000.00 my deductible. The settlement offer included 386.40 in sales tax. After negotiating on 02-28-11 they proposed an offer of 7835.30. The value they gave my car was 9255. Again 975.00 was deducted and my 1000.00 deductible. They including sales tax and tags/registration fee in the offer. I accepted the offer out of desperation because they also stopped paying for the rental car I was driving on 02-28-11. I work, attend school and have a child my schedule requires that I have a car so I paid out of pocket for a rental car until 03-07-11, expecting the payment to be issued to my lien holder by then so I could purchase another car. I contacted them on 03-07-11 inquiring about my payment and was informed they did not pick the vehicle up from the collision shop therefore they were not issuing a payment. The collision shop gave them a bill of 1750.00 for the repairs they did and the storage fees. The insurance company disagrees with this and refuses to pick the vehicle up and issue my payment. They have also stated this may come out of my settlement offer. The insurance company already has the title to the car and all the necessary paperwork to the vehicle but refuses to issue a payment. It has been a month since I filed my claim and I can no longer afford to pay for a rental especially since it seems I will have to purchase a new vehicle. The insurance company is low balling me and also forcing me to pay for repairs they approved then backed out of.""

How much would insurance cost? (motorcycle)?

Hey guys, I was just wondering how much approximately insurance would be for a starter that just got his license, with the training course. This would probably be with a CBR125 (lol, just want to get used to it first) in Toronto Canada.""

Car insurance ?????????

Which is cheaper to go in a car insurance office or over the phone or the net.

What costs do you need to think about if you are thinking of buying a couple of narrow boats and renting them

what insurances, fees, maintenance costs etc do i need to be aware of. Thanks""

Report to insurance or not?

i was driving down the freeway yesterday and a rock hit my windshield. it now has two huge cracks. and i have to get it replaced i know it cant be repaired. my deductible on my insurance is $500, should i report it to the insurance or not? would it be cheaper to just fix it myself?""

arkansas insurance laws

https://www.linkedin.com/pulse/yakima-washington-cheap-car-insurance-quotes-zip-98902-janet-collins/"

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