#maybe i’ll try to get a refund and buy it again on amazon or something

[brokenmusicboxwolfe]

FFS, life can stop hurting for a bit, maybe a few hours!

Today I am miserable, in a lot of pain from four different things, the most incapacitating being that unhealing ankle wound that I have to wear the horrible ankle brace on. i have to walk, but I have reached the point just walking to Ryoga’s makes me cry, and I don’t cry at pain usually.

Then there is the hot water heater. It conked out. Or so I thought. So I pushed through the pain to investigate the really messy problem, messy since it burns kerosene with the resulting soot and it’s on the back porch in the corner the damn cats keep making a mess of.

I injured my finger in the process, my bad finger, the one I crushed and had taken a week to stop bleeding. It’s bleeding again.

Turns out, despite being absolutely sure I hadn’t run out, I ran out of kerosene. I wasted a ton of time investigating other things. Worse, now I have to figure out how despite rationing using the hot water heater down to 1 1/2 hrs a night I STILL ran out of kerosene weeks early.

Oh joy, I’ll have to boil water for washing dishes and showers.

Now I have to buy kerosene tomorrow, when I already had an extra long list including more stuff for bandaging the ankle that I will have to somehow hobble on to shop!

The dog medicine I get from Amazon was supposed to arrive last week, which is good since I ran out then. Well, except it didn’t come. it was split into two packages, one which Amazon is just sending now exactly one week after it’s original arrival date, the other UPS has held because they say the address is wrong.

Address wrong? My family have gotten stuff from Amazon at this address for 25 yrs and my family have been in this house for about 70!

So over the weekend I dealt with a ton of problems trying to get in touch with UPS (Amazon said go talk to them) and their website to “correct” the address. The address was fine.

Today they STILL were holding it, so I just spent another hour trying again to sort this out. I have no idea what the hell is going on!

The dogs need their meds. I have $40 invested in what hasn’t arrived, and obviously isn’t going to be refunded if it’s in limbo. This means I have to go out tomorrow and spend $50 more dollars, because it’s more expensive locally, which means for this month I will have spent $90 on the meds.

$90 out of this two week budget, plus the $80 for kerosene, plus $180 for dog feed, plus another $80 for other stuff for the dogs, plus $25for the stuff for bandages, plus $15 for stuff I need to deal with the grapes…Out of the $400 I have to spend that leaves, what for my groceries????

Oh.

Fuck.

Pamper myself the post master says. Take a day off to indulge myself. Go a whole day not thinking about any troubles she says. I’ve earned it she says.

Yeah, easy to say when you aren’t scrambling to get by, in constant pain, and no one to delegate anything to!

***sigh***

And now I have to bind my foot up again to go do something for the animals. Here’s hoping I don’t scare them too much with yowls of pain…

#my day #venting #pain #poverty #I can’t tag these posts

[fallingfromdepression]

12/6/2020

this is gonna be less about school and more me rambling about my mental health and where i am rn in life. i got triggered earlier and i’m hoping i’ll feel better once i write it all out so then i can hopefully get my mind focused back on trying to do this final assignment due tmr evening that i’ve barely started so that’s what the stakes are. put under a cut bc it’s detailing quite a bit of some of my personal life

so i bought a surprise box from an indie artist that ended up being around $30 total with shipping (not too bad since the box is supposed to include at least $50 worth of merch). i haven’t had a lot of misc purchases ever since i came back home, or at least i’m definitely spending less than i did when i was at school, and i generally like all of this artist’s merch so i thought it was a decent expense. unfortunately i did have to buy it today when i am technically supposed to be working on finals and etc but it didn’t take much time since i was notified abt the restock yesterday and i preferred to buy sooner rather than later (i.e. after all my finals are finished) esp from small businesses that have a limited stock. but since my parent is intimately involved with my finances, they saw the purchase asap and kind of interrogated me abt it esp since it’s not a purchase from amazon or a bigger business.

now the context that makes that latter part more meaningful: about this time last yr, i had a situation where i tried to buy an anime merch through a proxy on twitter. this proxy didn’t have an actual website so i was buying through DMs. when i paid the proxy in advance, this same parent saw the purchase and asked me abt it and checked up on the process without asking for any further info. i made the grave mistake (in hindsight) of being honest and telling them i still hadn’t received the purchase months after i had paid them so then this whole shitshow ensued where my parent was convinced the proxy was conning me (the proxy had proxied merch for other ppl before based on their facebook proxy page) and had me cancel the proxy which the proxy thankfully agreed to except they still wanted some payment since they had still gone through the effort to get the merch supposedly (the wait was due to them not shipping the good out yet) so they said they were only going to refund part of the payment. yet again i told my parent abt this partial refund and that further convinced my parent the proxy was conning me (out of $3) so they were like no absolutely no payment to the proxy. lucky for the proxy, around the time i was refunding the payment i had left home and gone back to school so i told them to refund the full amt and i’d pay them separately so i could pretend this $3 payment was for something else i was buying physically. and very very lucky for me the proxy was understanding and refunded the full amt so it looked like i got everything back and i paid them separately through another app. the thing is i was expecting the proxy to take a while bc i had seen on other twitter accounts that proxied merch through individuals tended to take a while, and it had been abt 2ish months since i made the payment. i understand the concern my parent had esp since they are not familiar with online informal dealings, but the thing is ever since this fiasco my parent has assumed everything i buy from a small business (aka anything they don’t recognize) is me getting conned again.

to a degree i understanding and appreciate the concern, but i’m frustrated bc even with that proxy payment i literally cried that night out of anxiety and concern bc i knew there was a chance i could get conned and i had spent days being like ‘should i do it. oh god idk should i. but i’ve checked up on this proxy through any means possible and they seem ok enough...’ so it’s not like i’m like naive af and being like ‘tee hee con me !!’ like i understand the risk and was willing to do it (and to this day i still believe i would have gotten the merch albeit much later than expected). and my age is considered adult age pretty much internationally so it’s not like i’m a naive af 8yo who doesn’t know the dangers of the internet. yes i haven’t made much online purchases but i’m aware of the scams and try to make sure i’m buying from a trusted seller and if it’s worth it for the price. but i hate having to be so concerned abt my spending habits and whether the package will get here in time before my parent cancels the order out of fear of me being conned “again” at my age. i’ll admit i don’t have a stable job yet but it’s not like i’m spending money every week or even every month. if i wasn’t at home i would be less concerned bc the shipment isn’t going to my home address so the parent can’t scrutinize it but bc it is now, my spending is put under more scrutiny.

anyway my parent’s low-key interrogation shook up my mental state as expected and i had to take a bit to unload on my sibling and cry a little. i know if i wasn’t at home this wouldn’t affect me as much but bc i’m at home and having to deal with it in person instead of over text or a phone call... and the damn pandemic isn’t ending anytime soon so i’m going to have to stay at home for the indefinite future. it’s not like i have a ton of shit i want to buy but i don’t want to have to deal with this trigger every few months (last purchase was back in maybe september or so towards a book publishing kickstarter which i guess bc it was only $15 my parent didn’t kick up too much of a fuss abt since technically i still don’t have the ebook i paid for). i’m not purchasing any christmas presents for friends or anyone so i don’t have that as a cover or anything. but the thing is even once i leave home i have little confidence i’ll be able to be independent and my sibling told me it’ll take a few years for me to get a grasp on things but idk. it just feels so far away in the future and i can’t envision my present self with no motivation or willpower to do it even though i mean when push comes to shove i’ll get it done i suppose. i know the rational outsider’s answer would be ‘well why don’t you start working on that better future self now?’ and i’m like great fucking suggestion and i have nothing to argue against that. i just literally cannot envision my future at this point, even if i act on my vague dream of doing art as a job. maybe once i fucking finish these finals and this quarter i’ll be able to think more clearly but idk. as i said in my last post, i really need to consider seeing a therapist bc being at home and having to handle being under my parents’ control again is really doing a number on me esp as essentially a NEET (partially false since i’m still in edu but i really do be feeling like that since i feel so useless and dependent on my parents at my age when i know others my age are slightly more independent).

i feel like this ended up me rambling about essentially the same things i ramble abt whenever i talk abt my mental health the past few years and idk how much this actually helped unload the burden on my mental state. i just wish i didn’t have to have this trigger bc i would’ve just made the purchase and then not think much abt it until i receive the package. but now i have to have this concern for the future on top of the fucking deadlines i have in the next 2 days.

#diary

[blahandwhatever]

Today it snowed, and I welcomed the sight - I’d been waiting for it for a while. It was not, however, much fun to drive on the unplowed roads to the many destinations where I needed to get refunds to pay my rent (as usual, I overextended), or to get stabbed in the face by the sideways snowflakes, or to get hungry halfway through my journey due to the unwise decision to save my eggs for later.

Sunday I dragged myself out to Chicago. I didn’t really feel like it, but I was determined to pay it a visit before the end of the year, and damn it, I need to go places more. There were more cars than I expected on a Sunday, in this season, in these times, but not more pedestrians - some streets were almost eerily empty. I parked across the street from the Metra and the moon and spent a cold forever standing around trying to pay for the parking via an app - for there was no other way - finally realizing the bulk of my troubles were due to the app not accepting my usual choice of special character. I stopped by Macy’s to make a return and take in various beauties. I stared at impeccable lit-up trees and buildings illuminated in red. I stopped by the closed Art Institute courtyard and got close to take a picture only to have someone (I think) chastise (I think) me over a poor-sound-quality loudspeaker about something something private property, leaving me feeling slightly indignant, like bitch, I was queen of this place not long ago. Unofficially. But still. In the end, it was a just-okay excursion, but I got more walking in than I had in a long time.

I finally decorated my Christmas tree - another process that took much longer than I expected for the size of the little fucker. In the end, it’s nice, but I’m not sure if it was worth it. I’m really about the balcony lights - one set of which just burned out in dramatic fashion - and the tree lights still feel too bright for my space; maybe I’ll just use fairy lights next time.

Got a Christmas bonus for the first time in my freelance life, in the form of an Amazon gift card, part of which I used to finally buy Twin Peaks: The Return on DVD so I don’t have to keep subscribing to Showtime every time I want to watch it, an adult coloring book I’ve had my eye on for a while (who knows if I’ll actually get around to coloring, but it’s pretty anyway), and Celeste for my new Nintendo Switch, which I’ve been excited to use but not gotten around to yet.

Tomorrow Jerry’s coming to help with my clogged drain (my independent attempts to fix it did not work), and with my detached laundry closet door, and with the fireplace glass I removed to do some dusting in there and couldn’t put back quite right, and maybe while we’re at it I’ll ask about the lights inside and outside that have been burned out for ages. Hopefully then I’ll finally clean my gross sink and kitchen. My brother may or may not come over on the weekend - a week was too distant a future for him to plan for.

Slowly, I am feeling the life return to me again.

[newstfionline]

Six Ways to Save Money

Eric Barker, Barking Up The Wrong Tree, December 31st, 2017.

We’d all like to have more money. (That stuff is really useful, ain’t it?)

Being worried about makin’ the bacon can end your marriage, skyrocket your blood pressure, and even cause your brain to malfunction.

According to Dollars and Sense: How We Misthink Money and How to Spend Smarter, “Money is the top reason for divorce and the number one cause of stress in Americans. People are demonstrably worse at all kinds of problem solving when they have money problems on their mind.”

Thing is, we all make dumb money mistakes, many of which we’re not even aware of. And a lot of those are due to quirks of human psychology.

Luckily, Dan Ariely, a professor of behavioral economics at Duke University, has a new book out that explains some of the problems we’re prone to when it comes to moolah and what we can do about them. The book is Dollars and Sense: How We Misthink Money and How to Spend Smarter.

Let’s look at some of what Dan has to say and see how we can save some shekels...

1) “On Sale” Signs Are The Devil

More generally, Dan’s advice is “ignore relative comparisons.” Focus on what the thing costs, not how big a discount you’re getting.

Saving 90% on a bus pass isn’t a great deal if you never take the bus--but we make dumb purchases similar to that one all the time.

It seems that discounts are a potion for stupidity. They simply dumb down our decision-making process. When an item is “on sale,” we act more quickly and with even less thought than if the product costs the same but is marked at a regular price.

And we’re assaulted by these relative comparisons all the time...

You’d never have paid a few hundred dollars for heated seats--but when you’re shelling out tens of thousands of dollars for a car, that extra seems relatively cheap--and so you say, “Ah, what the heck... Sure.” You should judge add-ons separately by their value, not by comparison.

Similarly, paying percentages can be dangerous. 5% might seem small but, again, that can be deceptive. Change the percentage into a dollar amount and objectively ask: “Am I comfortable paying this figure for this service?”

2) It’s Not A “Bonus.” Money Is Money.

Your paycheck goes toward bills and serious stuff. But that unexpected check you received in the mail? That money you won at the casino? That gift card aunt Phyllis sent you? Well, it’s okay to spend that money on frivolous goodies because that’s “different.”

No, it’s not. Money is money.

Every dollar is the same. It doesn’t matter where money comes from… just because in our mind the money belongs to the “bonuses” or “winnings” account--we need to pause, think, and remind ourselves that it’s just money. Our money.

Researchers refer to this as “emotional accounting.” Rationally, a dollar is a dollar. But as rationality-challenged humans, we feel the source of the money affects how we should use it. Bad idea.

People are likely to spend something like their salary on “responsible” things like paying bills, because it feels like “serious money.” On the other hand, money that feels fun--like $300 million in casino winnings--is likely to be spent on fun things, like more gambling.

Studies show that when $200 is called a “rebate” we’re inclined to deposit it in the bank. But when that $200 is called a “bonus” we’re more likely to buy a treat.

Many people treat a tax refund as a “bonus” that they can have fun with. Again, that’s tricky emotional accounting. You didn’t get a bonus; you gave the government an interest-free loan and they’re returning the principal.

How do we actually spend less without having to use any willpower? That’s easy. Make spending painful...

3) Use Cash More Often

Handing someone cash hurts your brain. Seriously. Neuroscience research shows it’s indistinguishable from physical pain.

But we ever-resourceful humans have found a way (many ways, actually) to spend a lot and not feel that pain. The biggest culprit? Credit cards.

Studies have found not only that people are more willing to pay when they use credit cards, but also that they make larger purchases, leave larger tips, are more likely to underestimate or forget how much they spent, and make spending decisions more quickly.

Ever find yourself treating foreign currency like it’s Monopoly money? Ever abuse that Amazon one-click button? Anything that makes transactions simpler and quicker or blurs the process of handing over greenbacks reduces the pain of paying--and makes you more likely to spend.

Writing checks doesn’t cause the same amount of ouch that forking over cash does, but it’s still pretty good because having to write out “five thousand dollars” will give you pause. But credit cards, gift cards, casino chips and nearly all online shopping is a financial opiate and dramatically reduces the pain that keeps your bank account flush.

There is an exception worthy of mention here. The vast majority of the time, increasing the pain of paying is a great idea. But there are occasions where it’s worth it to be pain-free. You don’t want to be saying “owwwww” repeatedly on your honeymoon or during other big milestones. You want to just enjoy the moment.

So whip out the plastic and have fun. But make those occasions rare.

4) “Fair” Is A Four-Letter Word

It’s pouring outside so you’re going to get an Uber. But Uber is surge pricing. “That’s unfair! Forget it. I’ll walk.”

Maybe Uber is taking advantage of you. Maybe they’re not. But the real question is: would you pay the surge price to not arrive home soaking wet? Probably. So you’re not punishing them. You’re punishing yourself.

“Fair is a four-letter word.” That’s what my friend, Chris Voss, former lead international hostage negotiator for the FBI, likes to say. And Ariely’s research agrees.

The concept of “fair” messes with our heads and causes us to reject deals that still offer plenty of value.

Let’s not get caught up in whether something is priced fairly; instead, consider what it’s worth to us. We shouldn’t pass up great value--access to our home, a salvaged computer, getting a ride in winter weather--just to punish the provider for what we think is unfairness.

The concept of “fairness” runs very deep in the human psyche. Nobody likes to feel exploited. And nobody wants to be known as someone who can be exploited.

But most of the time it doesn’t pay to get hung up on the concept of “fair.” Think about whether you’re getting reasonable value for the money you’re paying. Otherwise the person who gets punished will probably be you.

5) Try A “Ulysses Contract”

In Homer’s “The Odyssey”, Ulysses tied himself to the mast of his ship to resist the Sirens’ song.

When you’re thinking about the future you’re pretty rational. But when you’re in the moment, face it: you can be an impulsive moron. So do something now that constrains your behavior later.

Metaphorically, tie yourself to the mast of your ship with a Ulysses Contract. (Or “Odyssesus Contract” if you prefer the Greek. Hey, I’m open-minded.)

A Ulysses contract is any arrangement by which we create barriers against future temptation. We give ourselves no choice; we eliminate free will.

You probably already use a financial Ulysses Contract and don’t even realize it--you call it a 401(k). You made the decision in advance to save for retirement and now your hands are tied.

So go into your online banking account and set up a recurring automatic transfer for every time you get a paycheck. When your salary gets deposited, X amount is immediately shuttled into savings. Research shows this will help you save--a lot.

A study by Nava Ashraf, Dean Karlan, and Wesley Yin found that one group of participants who had their bank accounts restricted--that is, they chose to have money automatically deposited in a savings account--increased their savings by 81 percent within a year.

And Ulysses Contracts aren’t just good for finances; they work for almost any future temptation. Hand your keys to a friend before you go drinking. Have a pal change your passwords on social media accounts when you absolutely need to focus.

6) Drop Anchor

“Anchoring” is a potentially devastating cognitive bias where the first number mentioned in a given scenario unconsciously influences your future choices.

Well-designed menus often have a very high-priced item at the top. It doesn’t make you more likely to buy the filet mignon but it does insidiously make everything else look like a bargain.

Few people pay the manufacturer suggested retail price for a car. But that number is always big and visible when you look at the specs. Whether you realize it or not, it’s affecting the offer you end up making.

So how do you resist an anchor? By having a different anchor in advance. Do your research and know what most people end up paying for that car and the MSRP will have less influence.

Look at your regular purchases and ask if they really make sense and whether there are cheaper alternatives. Personally, I have not updated my phone plan in two decades and am still paying $9 a minute for calls.

Okay, we’re no longer money morons. So when you have more money, then you won’t need to worry about these silly psychology quirks that affect your spending, right?

Wrong.

About 16 percent of NFL players file for bankruptcy within twelve years of retirement, despite average career earnings of about $3.2 million. Some studies say the number of NFL players “under financial stress” is much higher--as high as 78 percent--within a few years of retirement. Similarly, about 60 percent of NBA basketball players are in financial trouble within five years of leaving the game. There are similar stories about lottery winners losing it all. Despite their big paydays, about 70 percent of lottery winners go broke within three years.

The more you earn, the bigger your mistakes will be. So review the common problems your grey matter has with money and learn to make smarter choices. This way you can keep your millions.

#personal finance #saving money #Dan Ariely #Dollars and Sense

[ecoorganic]

Mailbag: Future Changes to NFL's TV Packages, Impact of Canceled College Games

Plus, the impact a canceled college season has on the NFL, what to expect from Gardner Minshew in Year 2, whether this season will be seen as legitimate and more.

It’s a sad day in the football world. Blue-blood programs that are 41 (Michigan), 33 (Penn State), 32 (USC) and 30 (Ohio State and Nebraska) years older than the NFL itself won’t be playing this fall. And no matter who you blame, it’s a shame that

we’re here.

The slow death march college football seems to be on will absolute reverberate in the NFL world. We’re going to get to that, and a whole lot more, in this week’s mailbag. …

From Brock Ascher (@BrockAscher): What happens to NFL TV rights in the near future? Will I ever be able to get rid of DirecTV? Will I ever be able to buy a one-team out of market package?

Brock, my guess is the over-the-air packages will probably remain the same. I think Thursday night is the one variable in all this, with the potential Disney snaps it up so it can put either MNF or TNF on ABC, with the other staying on ESPN, ideal for them for cable-fee reasons. (My guess is Fox is finished with TNF.) The biggest difference you’d notice could come in structure. I was told by two execs that the NFL has discussed jettisoning the divvying up of Sunday afternoons by conference (the cross-flex would be a precursor to that).

It’d give the NFL more flexibility and, in this scenario, you could have Fox and CBS simply split up the games, via some sort of “draft.”

After that, we can dive into how streaming (where the younger audience lives) plays into all of this, and how the Sunday Ticket package you’re referencing factors into that. AT&T now owns DirecTV, which has the Ticket through 2022. The Ticket is vital to DirecTV's survival. How much does AT&T care about that? We’ll see, because the NFL has discussed the idea of moving the Ticket to a streaming service, where a younger audience lives.

You can imagine what the Ticket would be worth to ESPN-Plus, Peacock, HBO Max, DAZN or Amazon Prime. How many people would jump on those services if the Ticket was there? Based on DirecTV’s numbers, the answer is a lot. And part of the NFL’s concern about production quality in doing something like this may have been alleviated with how smoothly Amazon Prime’s venture into creating such a product for the Premier League over in the UK went.

As for the a la carte end of this, we’ll see. I think that’s coming, but it might be further down the line, and whoever were to win the Ticket rights would be involved in all of that. The bottom line here: Media’s changing fast, and the NFL is preparing for that.

From Jonathan Barakat (@jonathanbarakat): How do you think Gardner Minshew will play this year? Will he exceed expectations? Also what do you think of D.J. Chark coming into his third year?

Jonathan, I’ll give you what I like and what I don’t like about Gardner Minshew’s situation.

What I like: Minshew gets to play for Jay Gruden, who’s immediately made a big difference for young quarterbacks in both his previous NFL homes (Kirk Cousins in D.C. and Andy Dalton in Cincinnati), and in one of those cases actually did it with a rookie coming off the lockout, which is somewhat analogous to this situation. Also, D.J. Chark gives Minshew a strong No. 1 target, and Doug Marrone will use the run game to support him.

What I don’t like: It’s pretty clear where Jacksonville stands on Cam Robinson, and having an issue at left tackle isn’t great—particularly in a year when it’s going to be tough to work out offensive line issues on the fly. Also, the viability of the run game rides largely on Leonard Fournette, who hasn’t been the most reliable guy over his first three NFL seasons. And beyond Chark, there are question marks at receiver and tight end.

So all in all, it’s not a complete mess, but not really setup for Minshew to have a breakthrough sophomore campaign.

From Roberta Wears A Mask You Should Too (@AceandJasper): How will the teams take care of season ticket holders who won't get to sit in their front row seats even for a game or two?

Most teams are rolling payments over or refunding—and I can’t imagine any haven’t already given their season-ticket holders the choice to opt out and hold on to the rights to their seats in 2021. I think, at this point, we know that the season isn’t going to start with full stadiums anywhere. How will it end? That’s four months from now. And I think the last four months should be enough to keep anyone from making predictions that far ahead.

From Erik Ghirarduzzi (@eghirarduzzi): Given the circumstance around this season, currently known and ones yet to come, how legit would a SB winner be? There are teams at a competitive disadvantage, through no fault of their own, already and the season hasn't started.

Erik, this is a great question—I do believe this year will be remembered, if it’s completed, like the strike years of 1982 and ’87. In ’82, teams played nine games, the divisions were temporarily abolished, and a 16-team playoff was staged. In ’87, just six quarterbacks broke 3,000 yards passing, and just two backs reached 1,000 yards rushing. In both years, interestingly enough, Joe Gibbs led Washington to a championship.

Now, I don’t think the season necessarily will be cut to nine games (as ’82 was), nor will you have the oddity of replacement players en masse (like ’87 had). But I do think there’ll be aspects of the season that will go sideways, and the NFL, to its credit, knows it and is preparing for that.

So how are ’82 and ’87 remembered? I think most people who didn’t live it (I was way too young, 2, to remember the former, and have faint memories of the latter) probably wouldn’t look at championships or accolades from that year (John Elway was MVP and Reggie White DPOY in ’87) much differently. But it doesn’t take much Google acumen to discover how weird all the numbers from those seasons look.

To me, that feels like the likely result of this year.

From Dan Heiserman (@HeisermanDan): Has any player in history ever been on more teams than Josh McCown?

Speaking of Google, Dan, I didn’t know the answer to this and was legitimately interested, so I looked and found that legend-of-the-aughts J.T. O’Sullivan was on 11 (!) different NFL teams (Saints, Packers, Bears, Vikings, Patriots, Panthers, Lions, Niners, Bengals, Chargers, Raiders), which unbelievably matches McCown’s number (Cardinals, Lions, Raiders, Dolphins, Panthers, Niners, Bears, Bucs, Browns, Jets, Eagles).

A little more bumping around the internet showed that kicker Bill Cundiff was, at one point or another, with 13 different NFL teams (Cowboys, Bucs, Packers, Saints, Falcons, Chiefs, Lions, Browns, Ravens, Washington, Niners, Jets, Bills). And I’m sure there are other backup quarterbacks and kickers—playing positions where careers are longer, which facilitates this sort of movement—out there like these guys.

All of them must have pretty cool jersey displays in their basements.

From SUPER BOWL SUPER BROWNS HELL YEAH!!! (@WAH3rd): Should I still go back to the party barn and start drinking at 7 a.m. and yell at people on Saturdays this fall like I used to?

This is a very specific message just for me and a lot of other people who were in legit mourning on Tuesday night—and this will be absolutely be one of the Lane Avenue casualties (right there with the Varsity Club) of the depressing news we all got. It’s hard to describe the Party Barn if you don’t know what it is already, so I won’t try.

And the answer is yes.

From Skeeter6265 (@skeeter6265): Do you think Ohio will beat Michigan?

I was very excited for Michigan to celebrate the 20th anniversary of its last win in Columbus—that was in the fall of my junior year—this November. Maybe that team can have a Zoom reunion to commemorate it now.

From FootballFan64 (@FFan64): With college coaches out of the running for NFL openings since their season is moving to the spring, which NFL coordinators do you expect to be coveted for any newly vacated HC positions? Who is this year’s Matt Rhule?

Well, Football Fan, I’m not sure that colleges playing in the spring (if that even happens) would prevent NFL teams from making runs at coaches at that level. If, and again it’s a big if, college football goes in the spring semester, my guess would be the season would start in February (you can’t just start the season the minute kids get back to campus). The NFL coaching carousel is spinning at the beginning of January. So there’d be time.

The NFL coordinator names you’ll hear most are some of the usual suspects from the last couple cycles—Patriots OC Josh McDaniels, Chiefs OC Eric Bieniemy, Ravens coordinators Greg Roman and Wink Martindale, 49ers DC Robert Saleh and Saints DC Dennis Allen would be on that list. I’d also just keep an eye on Falcons DC Raheem Morris, Chiefs pass-game coordinator Mike Kafka and Titans OC Arthur Smith as names that could pop up.

As for the next Matt Rhule, the NFL will continue to have interest in Oklahoma’s Lincoln Riley, and Ohio State’s Ryan Day is beginning to be held in that sort of regard among those in the pros. But both those guys have jobs that are very well-paying and, in reality, better than the majority of jobs they’d find in the NFL. Stanford’s David Shaw and Northwestern’s Pat Fitzgerald have long been on the radar of the league, but haven’t shown much appetite for leaving their alma maters. And Minnesota’s P.J. Fleck is a fun name to keep an eye on.

From Shawn Tangen (@SMTangen): How is Kevin Warren viewed within NFL circles?

Shawn, I’d say it’s pretty mixed. And I got some pretty strong reaction from certain corners of the NFL about the Big Ten commissioner (and former Vikings executive) after the conference canceled its season on Tuesday.

Warren was a polarizing figure inside the Minnesota locker room during the Adrian Peterson scandal of 2014—Peterson felt like Warren betrayed him to the point where Warren’s promotion to COO was a sticking point in the star’s contract negotiation. That was a situation that coach Mike Zimmer had to manage, and ultimately defuse, on the ground with the players, and it’s just one example in his NFL past where he’s rankled co-workers.

On top of that, many NFL people felt like Warren’s move to the Big 10 was with designs on eventually making a run at becoming NFL commissioner down the line. In that regard, the final result of his management of the last week (a result we won’t have for a while) will probably go a long way in determining whether those aspirations are realistic or not. I’d just hope his decisions here weren’t made with that in mind.

From Brycen Papp (@BrycenPapp): Do you think this season will be a massive shift in the way the draft process works? Will the NFL lower the requirements for college players to be draft eligible to two years instead of three?

Brycen, I think there will be a shift to the draft process to a degree, and we’re going to get into that in the GamePlan on Thursday. But I do want to get into your question on the NFL’s age requirement, because it’s a fascinating one—and something we covered extensively on the podcast this week.

I believe many of the best players in the Big 10 and Pac-12, from places like Ohio State, Oregon, USC, Penn State and Michigan, will sign with agents now, and go into draft prep. Because of that, and how the Big 10/Pac-12 shutdown devalues this college season, I think we’ll also see some attrition from the other conferences. That could lead to some players who only played two years of college football and skipped the required third year out of high school, going high in next April’s draft.

That, in turn, could open the door in the future for players with two good years on their resume skipping their junior year to protect themselves and prepare for the draft—in the same way Christian McCaffrey skipping his bowl game in 2016 gave others cover to do the same. At that point, the idea that players need three years of development to be NFL-ready gets broken down, and now you have guys taking a “gap year” instead.

Which isn’t good for the players, for college football or for the NFL.

It’s important to remember here too that it’s not college football keeping guys in school for three years. It’s pro football. The three-year rule is an NFL rule. And when Maurice Clarett and Mike Williams sued to become eligible for the draft in 2004, it wasn’t a school, a conference or the NCAA they sued. It was the NFL. So the ball would be in the NFL’s court on this one, if the situation comes to a head.

From Sam Perrone (@samjp33): Do you think the NFL would be willing to move the draft if the college football season bleeds into the spring?

I think, Sam, the NFL will do whatever it needs to in order to support the golden goose that is college football. Why? College football is very good for the NFL. And primarily for three reasons.

1) It’s a free minor league. The NFL, unlike the other sports, doesn’t have to fund a complex minor-league system to develop college-aged players. The expense of doing so in a sport like football would be astronomical and the opportunity to monetize it, as we’ve seen with other start-up leagues in the past, would be pretty limited.

2) It’s a marketing monster for star players coming in. Say what you will about Tim Tebow and Johnny Manziel—they were legit sports-world celebrities before they lifted a single dumbbell in preparation for the draft. Everyone knows who Joe Burrow, Tua Tagovialoa and Chase Young are. Ezekiel Elliott and Saquon Barkley were household names as collegians. And all of that is great for the NFL on so many different levels.

3) College football is the foundation for the NFL’s tentpole offseason event. The draft is The Draft because of college football. We’ve been watching most of the top players for years. It marries two wildly popular entertainment entities. The draft itself wouldn’t be nearly the event it is without college football.

So, in order to protect the sanctity of a spring college football season (as much of a sham as it might be) would the NFL be willing to move the draft back a few weeks? Well, of course it would be.

• Question or comment? Email us.

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[tinylivinginmaine-blog]

The renovations

So at this point I've paid my dad back for the camper and we pay his mom 300 a month to help with what we use, we also put the cable and internet in Trav's name since he wanted better internet and we pay that. Other then that it's really just our phones, food and propane. Our first winter here we were going through a 40lb tank of propane about every 4 days as it warmed up that became every 2 weeks and eventually we got to about a month. So we decide it's time to start saving. Hahaha!

First our battery just died on us and we didn't understand why. My mom and stepdad who are full time RVers were around and so I asked for a ride and some help picking out the right 1 and so step-dad to the rescue not only did he help me he bought the battery for us. Said it was a gift.

But 3 days later the lights go really dim and then they just shut off now we have none of the things that run off the 12 volt batter. Every one is originally stumped. So Trav asks his boss "Any way we could borrow that battery charger at shop?" He brought it right out to us and told us to just keep it.

Then my Dad says maybe it's the power converter. So we look it up on Amazon. One of my favorite inventions of all time by the way. And we found one the same size and everything and we order it. A few days later it comes in only when we hook it up it starts blowing fuses. Now we are obviously thinking ok we got a defected one. So we sent it back and had they sent us a new one. This time I'm not screwing this up, I had my dad come over and he hooked it up and still it blew every fuse he tried in it. His suggestion is maybe we needed the next size up so again we sent it back and ordered the bigger one this time. Still when it came in it had the same problems happened. We sent it back for a full refund and that battery charger is still hooked up.

Next we got mice. I really don't like rodents so this was a huge problem for me. After killing a few that were just chilling on my counter my step-mom gave us some steel wool to block them out and then we just had to get the rest of them. It took us a few days but we eventually got them all

Now we were seriously talking about turning this from a camper to a tiny home. We had decided that the roof was not worth fixing without ripping it off and starting over. We also had found that there was quite a bit of water damage throughout the walls as well. We started designing our new home. We used a design tool on the computer and started making different layouts. This was a process since we have very specific wants and needs.

So just before Thanksgiving our fridge stopped working. Nothing was cold and we lost a lot of food. We decided right away we wanted to do away with the gas fridge and go completely electric. We tried looking at our local home depot but they just didn't have one with the dimensions we needed. So next we hit Amazon and they not only had 1 that would fit in the hole that was left from removing the old one, but they 1 that was affordable. The fridge took a few weeks to get here so being November in Maine we put our food into coolers and stuck them in the little bit of snow we had, we even stuck the snow inside as the ice.

Now most people this would have discouraged them from cooking a thanksgiving dinner, but not this girl! We had to use his mom's fridge for a few things, but we planned on sharing with them too. I made a chicken since we couldn't fit a turkey in our camper oven. The little man even helped make dinner, he mashed the potatoes and squash. He also made the chocolate pie. One of Travis brothers came out and ate our dinner with us. This is when we realized how small the dinette table actually was. We ended with all of us bringing the rest of the dinner inside and waited for them to eat then it was pie time. Little man was so excited to share his pie he even served each person telling them "I made it I hope you like it!"

The new fridge got here a few weeks later. Travis had already covered the hole where the gas line came in, so all he needed to do was slide it in place. When they removed the old fridge he had to ask a friend to help him it was so heavy, but the new one he carried from the delivery truck into our house by himself. I had to help guide him into the hole but he did all the heavy lifting. It was a few inches shorter than the old one so he took a piece of board, that we had kept from demo in the boy's room, and cover the hole so it looks better.

It was about this time that his dad sent him some computer parts so he built me my own mini gaming computer. He built a shelf on the wall at the end of the bed, and that was my desk. Sure the parts were the older ones but I don't game as much as them, and his dad even got me the Mini case.

At this point we were trying to find ways to save some money so we bought 2 little space heaters so we wouldn't have to run the propane furnace so much. Only we quickly realized our room had no space to put a heater and so it was hard to keep it warm.

So after some major discussions we decided we didn't really need the wall between our room and the living space. Little man has a door on his room so if we need privacy while he's with us we can always shut his door. But, this caused a whole other problem for us. How do we both get a desk in this tiny space? We took a ton of measurements and settled on the dinette set was going. But now what do we do for a table? Neither of us want little man eating at the desk with the computers. That just seemed like a recipie for disaster. The solution was Amazon. We found a table the perfect size for what we needed and had space for all we had to do was get that wall out and it will go over the furnace.

As for the desk there was no buying a typical desk. We have specific wants and needs that most people just don't. So we decided to build it. We knew two things building this: 1 it needed to fit in the space we already have, and 2 it was going to be the first piece of furniture for our new home. For a tiny home our desk is HUGE. We decided to fill the space we had and to rearrange our plans around our new desk. I sketched up some plans for the desk. We took out the dinette table to get the exact measurements.

We figured out what we were gonna make it out of and priced it all out. I then asked my dad for a hand since he's our truck guy. And after telling him and showing him the plan he says I got the 2×2's you need. And some 2×4's too so while I was over with my kids we loaded up his truck and after picking up Travis we headed to home depot. We got the hard plywood with a smooth finish for the top and had them cut the dimension we needed right there. We took the extra wood home with us too but we knew that cut would be a bit more difficult. The top of the desk was cut to 74"×30". It's smaller than 2 desks but it is a huge desk for a tiny home. We also were able to get a battery operated drill and skill saw set that were on sale. So now we had our first set of power tools. Yes all our other projects have been done with hand tools and a borrowed drill.

When we got back home my dad helped us take the wall down since I really can't do it. And we moved the cabinet that was on that wall to the outside wall because we can't afford to loose storage. The next morning we started on the desk I designed it so we would have a shelf underneath on 1 side for extra shoe space. And so I got to measuring and marking all the spots to cut and he started cutting. Now this is where we found out something I never knew before. 2×2's like to warp so we had to be careful to use the straightest parts but once we had them all cut out it was assembly time. We even used up most of the board we had bought. I grabbed some sandpaper and started sanding down the edges and even rounded off the corners just a bit. I mean we do have a very active 5 year old boy here so sharp corners seems a bit dangerous. Unfortunately it being winter we have to wait to stain it but with my birthday coming up we used some of my birthday money to buy me an oversized mouse pad and so now we have 2 of them side by side protecting most of the surface.

We also decided to get a bigger better heater so we wouldn't have to use the furnace at all. And it's a real good thing we did. We found an awesome woodstove looking electric heater on Amazon that was rated for much more space then the other ones we had. 2 days before it got here though the electrical really screwed up and we lost our thermostat. The hardest part of living in here has been the electrical slowly going. But this heater heats the whole camper no problem. And now we are just waiting on our new table to get here tomorrow.

We have redone our design for the new tiny home to fit around our new furniture and with the removal of the wall we have decided we are gonna keep the open concept in the new home. With the little man in the loft over our bed we are thinking a curtain is way better than a wall. And it will leave our home feeling so much bigger.

Oh man, I can't wait! I'll be adding pictures of the camper from the beginning up to the newest changes very soon just need to put them all together some are on different devices.

[kennethherrerablog]

How to Save Even More When Shopping Online for Black Friday Deals

It’s with a heavy heart that we inform you: Some news outlets are reporting the death of Black Friday.

But we can’t seem to dig up its official death certificate over here at Penny Hoarder HQ.

Maybe because the retail holiday isn’t totally dead; it’s just not as sparkly and exciting as it used to be.

Not as many folks are finding the appeal in camping out in the Best Buy parking lot or tackling some unsuspecting stranger to the ground for that snazzy TV.

This has to do with folks wanting, in part, to shop online while eating leftover turkey on their couch, sans pants. And yes, the digital deals are just as good these days, anyway.

Shopping Black Friday Online Deals? 4 Ways to Save More

That scene I described above… the one with the leftover turkey, the couch and the no pants thing… that’s me.

And, apparently, millions of other Americans, too. The National Retail Federation found that 51.6 million folks shopped in stores verses the 58.4 million who shopped online over Thanksgiving weekend last year. Rather, 6.8 million more people shopped online.

Here are four ways I’m planning to save even more money this Black Friday weekend.

1. Drop It, Drop It Low (The Prices, Duh)

The best kind of savings are the kind where you don’t have to do a thing. That’s what makes the Drop app so appealing.

What’s special about Drop is all you have to do is link your credit and debit cards (no coupon clipping or hoarding receipts!). When you make a Drop-qualified purchase, you’ll automatically earn points, whether you’re grocery shopping at Walmart, hailing an Uber or ordering a pizza.

The points will add up, and you can exchange them for gift cards in the app to popular retailers like Amazon and Starbucks.

2. Earn Cash Back When Prices Fluctuate

Black Friday is supposed to be the day of lowest prices EVER, but we all know that’s a half-truth.

Say I’m planning to try to find some heavily discounted boots. Well, I buy them for $39.99. But a week after Black Friday, I find the price dropped another $5.

Instead of kicking myself, I’ll try to get some money back.

One of my secret weapons is called Paribus — a tool that gets you money back for your online purchases. It's free to sign up, and once you do, it will scan your email for any receipts. If it discovers you’ve purchased something from one of its monitored retailers, it will track the item’s price and help you get a refund when there’s a price drop.

Plus, if your guaranteed shipment shows up late, Paribus will help you get compensated.

3. Hunt Down Promo Codes

You might not have to do a ton of hunting for promo codes on Black Friday. Hopefully your favorite retailers promote those on their homepages.

If not, poke around and see if you can find something.

Try finding “Hot Deals” over at Ebates. It aggregates some of the internet’s best deals and offers cash back.

For example, when I wrote this, Lucky Brand was offering 45% off everything plus 1% cash back, Gymboree was offering 15% off purchases plus 1% cash back, and Under Armour was offering 30% off fleece plus 6% cash back.

I prefer to search by store to make it easy (and so I don’t get roped in by other “ooooh shiny” deals).

4. Pocket Cash When Shopping Through Ibotta

At this point, I’ve done all the prep I’m going to do. Now, it’s time to shop.

If I’m buying anything from Amazon, Overstock, Target or Walmart, for example, I open my Ibotta app and shop through it.

Sure, it can be slightly annoying to shop through my mobile phone, but I usually find what I’m looking for on my laptop, then find it again after opening Ibotta.

I once earned $1.14 on a one-item order from Amazon, $3.21 from Target.com and $1.49 at Overstock.

Since signing up in May 2017, I’ve earned nearly $160 back on items I’d normally buy. So you betcha I’ll stack even more savings this upcoming Black Friday weekend. (Also because I’m in a race with co-workers to see who can save the most.)

Anyway, those are four of my favorite easy tips to help you save more money while shopping online during Black Friday. If you want even more, check out this post on saving (and making) money while shopping online.

Perhaps next year we’ll be eulogizing Black Friday. But for now, it’s still kickin’.

Carson Kohler (@CarsonKohler) is a staff writer at The Penny Hoarder. You can find her powering through a turkey coma to find the best online deals.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

How to Save Even More When Shopping Online for Black Friday Deals published first on https://justinbetreviews.tumblr.com/

[iscentedstudentpoetryus]

Language of Desire Review

Language of Desire Review

https://www.youtube.com/watch?v=mQoIjNclDkY

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Language of Want: Review Considering buying LoD? Let's place together everything you wish to understand. passion kissing image You're most likely here looking for freelance and neutral opinions of LoD (Language of Want), thus you'll decide if you wish it or not. The purpose of this can be to save lots of you time. Hopefully this will be the last review you'll need to scan, as I'll be turning it into the foremost complete and definitive overview of LoD: Must-understand information, all reviews and feedback, an inside verify the members area, individuals's opinions and experiences... Please remember this is unbiased. I'm not connected to any company, I just build useful reviews. As you almost certainly suffered already, the Internet is saturated with pretend, useless reviews... it becomes very troublesome to seek out true human experiences! After this, you'll apprehend if you want it or not. Fast navigation one What is it specifically? + key knowledge a pair of What is inside? Contents... 3 Where is it free or discounted? 4 Who's created it? Credibility? five Is it distinctive? Alternatives? half dozen Cash back one hundredp.c guarantee? seven Conclusion eight Feedback & folks's opinions 1. What is it specifically? The Language of Want is a digital interactive book that teaches how to create a person obsessive about you by using bound words, expressions and mechanisms at the right moments. So it's essentially pleasing, easy-to-read piece regarding an exotic, primal aspect to the erotic minds of men, that involves both love & sexuality. It's regarding turning him into your monogamy addict. By the approach, do not be turned off by the hype in their presentation video, that is simply what they need to try to to to urge noticed in the industry. The essence of why it works is that men LOVE to listen to this "dirty" speak, but very few girls are naturally smart at it (or specially feel sensible concerning doing it). https://www.youtube.com/watch?v=VfMZl56AVOo

Some short examples: - “You smell DELICIOUS” - “You look BIGGER” - “You create me FEEL SAFE” - “You're HUGE” - “Have me LINED UP” - “Take me NOW” language of desire full package image But you recognize all of that already 'cause you've got been to their video, therefore let's cut to the chase! KEY INFORMATION -Creators: Felicity Keith & Michael Fiore from Digital Romance. -Precise price: $47. No hidden or future charges whatsoever. -Discounts: None. There's only one fixed worth! Below you will see why. -Physical delivery: Not potential. Virtually delivered. -Launched: Late 2014. -Official website: Language Of Need.com -Format: On-line platform. Use your non-public information to log-in from anywhere, at any time... using your phone, computer or tablet (very flexible!). No downloads are necessary. -Privacy: Checked. Nobody has to understand you acquire this. It's meant that method. It will not show as such in any report or statement, and zip needs to be shipped. -Availability: From Clickbank exclusively. Not from Amazon, not from anywhere else. They own full rights. -Support / Client service: No drawback, they're quick and humane. Couldn't realize any complaints. two. What's inside? LoD features a stunning members space that is full of contents organized into different phases and modules. lodesire login Every module incorporates a rating system and its own "Comments" section, so you are actually in bit with other users. Generally well place together and designed. 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Friend-to-Fantasy Methodology Plus 3 bonuses that are additional to the main eBook: 1. Silent Seduction: Own him while not saying a word. Everything else is pretty much allowed. two. Unstoppable Confidence: Learn from two experts the way to (brutally) use being a feminine to your advantage. three. The great Girl's Guide to Texting Dirty: Once-a-personal collection of 200+ proven, tested, done-for-you texts to use on your man. One last factor: If you're on your mobile, which you most likely are, here you have got a a lot of more mobile-friendly version of LoD's website. No boring video in there! 3. Where is it free or at least discounted? I'm sorry to mention however all discounts you have seen are fake. LoD cannot be bought cheaper. It's solely sold at one universal, fixed value: $forty seven. Currently, will you download it for free? In PDF or something? Again, I did search laborious but it's just not there. That would be piracy and nowadays programs like these are very difficult to reupload... they're dynamic platforms, not simply a bunch of files. Even if something just like the Language of Desire was cracked and place online, it might in all probability be taken down among hours. If you can find it, so will the copyright holders. You would not have the support anyway, or the interaction with other users. lod main product four. Who's created it? Are they credible? Felicity Keith in collaboration with Michael Fiore from the good old Digital Romance. felicity keith picture image lodesire Felicity is a median woman, a mother in fact, who's simply really smart at teaching her experiences and peculiar strategies with men. This is her facebook page. Michael Fiore could be a terribly cool relationship/sex coach and he's been thus for a bunch of years. He's the head of DRI thus he's crazy fluent in the subject. He used his place within the business to help develop and market LoD. Check him out on TV a few years back. Digital Romance Inc is the publishing house behind the merchandise. These guys have launched alternative successful stuff in the past... just like the famous Text Your Ex Back, or Capture His Heart... these are the fellows who put their credibility on the table! They are well established and they publish good stuff for both men and girls. You can take a peek at their articles or their Pinterest if you want. digital romance inc emblem picture 5. Is it distinctive? Alternatives? There have always been good romance novels, or maybe dirty-speak books and different on-line stuff, to essentially show you the way to boost your chances of creating a man yours and only yours. Having said that, I really couldn't notice something as well place together and presented (and to the purpose) as LoD... and i don't say that simply because I'm reviewing it! But as a result of you do not have to travel trough 400 pages of paragraphs to master the attraction of the person you desire. Please go ahead and prove me wrong (contact me below) if you know of another book or system that's a lot of useful and pleasing to browse than LoD, which will enlighten you on how to get men to crave for you (even more than usual). So, do you really would like to get this? Couldn't you find the same data for free on the Internet? You'll forever try this, everything is out there online, but creating the educational method fast and pleasing (and forcing yourself to be told something as a result of you've got obtained it) is the reason why we tend to're here. There's worth to the fact that this lady has worked to concentrate her experiences each in real life and looking out trough mountains of creepiness within the Internet. 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You'll have one hundredp.c of your payment back if you do request it. No queries asked, no weird stuff. This is a picture of the order type, look what I marked in red. language want money back guarantee in order form If you click on that "come policy" link, you may get to the full statement of their refund guarantee. Check it out here if you would like. A bit additional regarding Clickbank: They are the platform and payment processing system chosen by Digital Romance. They've been doing this since the '90s and have paid out billions in the process, you'll be able to try their wikipedia page if you need to understand a lot of concerning them. Smart credentials right? This thing is as far from a scam because it can be. Each DRI and CB risk their name here, to form you happy. seven. Conclusion So let's put it all together. Now you recognize exactly what it is, what's in it and in what format, how much does it price exactly, how safe and personal the purchase is, who's backing it up with their credibility, whether or not it's unique and worth paying for or not... and thus on. Is it magic, like it's sometimes presented as such within the video? No. Can it do a sensible job of improving the possibilities you domesticate and capture your man's attraction? Yes. So, if you are doing decide to buy it in the end, and feel I've been helpful, I'd extremely appreciate it if you employ my own coupon to access their site right before you purchase it (thus they will understand I sent you). make positive below order form That is the bottom part of the order type you'll need to fill out so as to buy LoD (which you'll access by hitting the big colorful button on their website). Just create positive it says [ affiliate = fgem7 ] instead of no matter different name. If it doesn't, click again on my coupon link (a little higher up) and go from there. That approach I get credit for it rather than anybody who fooled you into clicking, wanting to get a fast buck by creating a bunch of dishonest, unhelpful, totally-biased reviews. Considering that a full refund is guaranteed for folks who would possibly amendment their mind later, the fact that The Language of Desire continues to be so well-liked and maintaining a high "Gravity" of one hundred+ (as mentioned on top of) means that that girls do find price when having bought and tried it. ...and that is all I apprehend! Thanks therefore much for reading.

#LanguageofDesireReview

[jamagotchi]

Language of Desire Review

Language of Desire Review

https://www.youtube.com/watch?v=mQoIjNclDkY

https://www.youtube.com/watch?v=4gharJXdNZA

https://www.youtube.com/watch?v=1RoPNNzi0DM

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https://www.youtube.com/watch?v=1-maMi3JQLk

https://www.youtube.com/watch?v=L3GRim_3v5I

https://www.youtube.com/watch?v=Ph51638oA8M

Language of Desire: Review Considering buying LoD? Let's put together everything you would like to grasp. passion kissing image You're in all probability here looking for freelance and neutral opinions of LoD (Language of Desire), therefore you can decide if you wish it or not. The purpose of this can be to save lots of you time. Hopefully this can be the last review you may want to browse, as I'll be turning it into the foremost complete and definitive overview of LoD: Must-recognize data, all reviews and feedback, an inside look into the members space, people's opinions and experiences... Please bear in mind this can be unbiased. I'm not related to any company, I just build useful reviews. As you probably suffered already, the Internet is saturated with pretend, useless reviews... it becomes terribly difficult to search out true human experiences! When this, you will apprehend if you want it or not. Fast navigation 1 What is it precisely? + key knowledge two What is inside? Contents... three Where is it free or discounted? four Who's created it? Credibility? 5 Is it distinctive? Alternatives? half-dozen Money back one hundred% guarantee? seven Conclusion eight Feedback & individuals's opinions one. What's it specifically? The Language of Want may be a digital interactive book that teaches how to create a man obsessed with you by using bound words, expressions and mechanisms at the right moments. Thus it's essentially pleasing, simple-to-scan piece regarding an exotic, primal aspect to the erotic minds of men, which involves each love & sexuality. It's concerning turning him into your monogamy addict. By the means, don't be turned off by the hype in their presentation video, that's just what they need to try to to to get noticed in the industry. The essence of why it works is that men LOVE to listen to this "dirty" speak, but terribly few women are naturally smart at it (or specially feel sensible concerning doing it). https://www.youtube.com/watch?v=VfMZl56AVOo

Some short examples: - “You smell DELICIOUS” - “You look BIGGER” - “You create me FEEL SAFE” - “You're HUGE” - “Have me LINED UP” - “Take me NOW” language of want full package picture However you know all of that already 'cause you've been to their video, so let's cut to the chase! KEY DATA -Creators: Felicity Keith & Michael Fiore from Digital Romance. -Actual worth: $forty seven. No hidden or future charges whatsoever. -Discounts: None. There is only one mounted price! Below you will see why. -Physical delivery: Not possible. Virtually delivered. -Launched: Late 2014. -Official website: Language Of Need.com -Format: Online platform. Use your private info to log-in from anywhere, at any time... using your phone, computer or tablet (very flexible!). No downloads are necessary. -Privacy: Checked. Nobody has to understand to procure this. It's meant that means. 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Currently you know precisely what it is, what's in it and in what format, how abundant does it price exactly, how safe and private the acquisition is, who's backing it up with their credibility, whether it's unique and worth paying for or not... and so on. Is it magic, prefer it's generally presented as such within the video? No. Will it do a sensible job of improving the probabilities you domesticate and capture your man's attraction? Yes. So, if you do decide to buy it in the top, and feel I've been helpful, I'd very appreciate it if you utilize my very own coupon to access their web site right before you buy it (therefore they will grasp I sent you). build sure below order type That's the underside part of the order form you will want to fill out so as to buy LoD (which you will access by hitting the big colourful button on their web site). Simply make sure it says [ affiliate = fgem7 ] rather than whatever different name. If it doesn't, click once more on my coupon link (a little higher up) and go from there. That method I get credit for it rather than anybody who fooled you into clicking, looking to urge a fast buck by creating a bunch of dishonest, unhelpful, totally-biased reviews. Considering that a full refund is guaranteed for folks who would possibly modification their mind later, the actual fact that The Language of Desire remains thus fashionable and maintaining a high "Gravity" of one hundred+ (as mentioned above) means that that women do notice worth after having bought and tried it. ...and that's all I understand! Thanks so much for reading.

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[jvzooproductsclub]

Finding Your Soulmate Review

Finding Your Soulmate Review

Learn more here: http://mattmartin.club/index.php/2018/02/19/finding-your-soulmate-review/

Welcome to, Mattmartin.club Proud to show you my Finding Your Soulmate Review hope you will enjoy it !

Book Review for Soul Sessions by Carson Gage

Overview :

Product Creator Tiffany Lambert Product Name  Finding Your Soulmate Price  $17 Niche  PLR Bonuses Yes, CHECK NOW Refund 30 Day Money Back Guarantee Recommend Highly Recommend

Click Here at 11 AM EST on 2018-Feb-21 to get an early bird discount on “Finding Your Soulmate” along with my Exclusive Bonuses

Thank you Soul Sessions for sponsoring this post! Visit Amazon.com to purchase your copy of the book.

There’s nothing like sitting back with a good book that takes you on a adventure (sometimes not too adventurous), but to a different world than your normal life. What makes it even better is being able to make a few clicks and have it shipped to your door in two days via Amazon Prime or uploading it to your Kindle or other e-Reader device instantly. That’s the kind of on-a-whim reading I like to do!

Plus, I sometimes like to wonder about the big ideas of life somewhere other than the shower, when I’m juggling two days of to-do lists, a grocery list, and trying to remember all the things that I have forgotten. Sometimes I let this thought slip in: “What happens when you die?”For most of my life, I thought that I knew this answer. After reading Soul Sessions by Carson Gage, I gave it more thought. Tagged as “A story of love and awakening,” I’d add that it’s full of thought and questioning. More of a spiritual look at death rather than religious.

Synopsis: “An engaging journey of love and spiritual awakening, Soul Sessions starts in current day Chicago, where Nick Dalton is a troubled yet highly successful Investment Banker with a gorgeous girlfriend and an extravagant lifestyle. Despite all his success, Nick falls into a deep depression after a life altering event. Just as it looks as though Nick’s life might end in suicide, enter Katrina DuMont, a gifted psychologist who is expert in both traditional and new age methods of treatment for depression. Together, using past-life regression techniques, they explore several of Nick’s prior incarnations, where he unwittingly discovers a beautiful woman who repeatedly appears as his lover and soul mate. To potentially reawaken his epic love affair, Nick is compelled to search for her in this lifetime. Thus begins an astonishing story of love and intrigue, where Nick stumbles across inconceivable answers to some of life’s greatest mysteries … and once again finds the course of his life altered.”

Sounds juicy doesn’t it? Plus, who doesn’t love the love story of man that needs saving? Most nights, I would read my digital version of Soul Sessions to unwind at the end of the day. Something that I haven’t done in years. Luckily, I still enjoy it.

Because of Nick’s struggle, I often fell asleep at night wondering if we truly had a pre-life plan and how it existed with our free will? It’s something deep to think about, but Nick’s attempt at love with this past life stranger left me wanting more from this book. The thought of missing a soulmate in your life isn’t something I worry about because of my current relationship. But, what if you were still alone or had been in a bad relationship where you were left thinking that suicide was the only option? Thinking that you had met the one in a past life or another part of your life intrigues me.

I don’t know if I believe in reincarnation, other lives, or multiple lives in any form. I know what I believe in my heart happens after death. Still it was fun to follow along with the Soul Sessions story of darkness, exploration, and love.

To keep from asking question after question to myself or to you about the deeper thinking provoked by the book, I’ll just say if you want to walk away from a book thinking: “Wow, maybe I missed something in my life too.” Then, you need to grab your copy of Soul Sessionsby Carson Gage on Amazon.

I was selected for this opportunity as a member of Clever Girls and the content and opinions expressed here are all my own.

Conclusion :

In a nutshell, I’m really thankful to you for keeping up with my Finding Your Soulmate Review to the very end, so you can make the right decision for your own business. Good luck and see you again!

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[foursprouthappiness-blog]

This Is The Easy Way To Save Money: 6 Powerful Secrets From Research

New Post has been published on http://foursprout.com/happiness/this-is-the-easy-way-to-save-money-6-powerful-secrets-from-research/

This Is The Easy Way To Save Money: 6 Powerful Secrets From Research

***

Before we commence with the festivities, I wanted to thank everyone for helping my first book become a Wall Street Journal bestseller. To check it out, click here.

***

We’d all like to have more money. (That stuff is really useful, ain’t it?)

Being worried about makin’ the bacon can end your marriage, skyrocket your blood pressure, and even cause your brain to malfunction.

From Dollars and Sense: How We Misthink Money and How to Spend Smarter:

Money is the top reason for divorce and the number one cause of stress in Americans. People are demonstrably worse at all kinds of problem solving when they have money problems on their mind.

Thing is, we all make dumb money mistakes, many of which we’re not even aware of. And a lot of those are due to quirks of human psychology.

Luckily, Dan Ariely, a professor of behavioral economics at Duke University, has a new book out that explains some of the problems we’re prone to when it comes to moolah and what we can do about them. The book is Dollars and Sense: How We Misthink Money and How to Spend Smarter.

Let’s look at some of what Dan has to say and see how we can save some shekels…

  1) “On Sale” Signs Are The Devil

More generally, Dan’s advice is “ignore relative comparisons.” Focus on what the thing costs, not how big a discount you’re getting.

Saving 90% on a bus pass isn’t a great deal if you never take the bus — but we make dumb purchases similar to that one all the time.

From Dollars and Sense: How We Misthink Money and How to Spend Smarter:

It seems that discounts are a potion for stupidity. They simply dumb down our decision-making process. When an item is “on sale,” we act more quickly and with even less thought than if the product costs the same but is marked at a regular price.

And we’re assaulted by these relative comparisons all the time…

You’d never have paid a few hundred dollars for heated seats — but when you’re shelling out tens of thousands of dollars for a car, that extra seems relatively cheap — and so you say, “Ah, what the heck… Sure.” You should judge add-ons separately by their value, not by comparison.

Similarly, paying percentages can be dangerous. 5% might seem small but, again, that can be deceptive. Change the percentage into a dollar amount and objectively ask: “Am I comfortable paying this figure for this service?”

(To learn more about the science of a successful life, check out my bestselling book here.)

So companies use tricky comparisons and we often fall for it. But what problems with money do we completely create on our own?

  2) It’s Not A “Bonus.” Money Is Money.

Your paycheck goes toward bills and serious stuff. But that unexpected check you received in the mail? That money you won at the casino? That gift card aunt Phyllis sent you? Well, it’s okay to spend that money on frivolous goodies because that’s “different.”

No, it’s not. Money is money.

From Dollars and Sense: How We Misthink Money and How to Spend Smarter:

Every dollar is the same. It doesn’t matter where money comes from… just because in our mind the money belongs to the “bonuses” or “winnings” account—we need to pause, think, and remind ourselves that it’s just money. Our money.

Researchers refer to this as “emotional accounting.” Rationally, a dollar is a dollar. But as rationality-challenged humans, we feel the source of the money affects how we should use it. Bad idea.

From Dollars and Sense: How We Misthink Money and How to Spend Smarter:

People are likely to spend something like their salary on “responsible” things like paying bills, because it feels like “serious money.” On the other hand, money that feels fun—like $300 million in casino winnings—is likely to be spent on fun things, like more gambling.

Studies show that when $200 is called a “rebate” we’re inclined to deposit it in the bank. But when that $200 is called a “bonus” we’re more likely to buy a treat.

In fact, research shows people would prefer to receive money as a bonus versus additional salary for that very reason. It lets us feel like it’s okay to indulge instead of save.

From Dollars and Sense: How We Misthink Money and How to Spend Smarter:

…if we ask people how they would use a $12,000 lump sum versus an additional $1,000 a month, most say they would spend the lump sum on something special to make themselves happier. That’s because a lump sum payment would not arrive along with the usual monthly ebbs and flows of income and expenses—putting it outside of our regular account system. If, on the other hand, the money is received monthly, it would be categorized as salary—and most people would use it to pay normal expenses.

Many people treat a tax refund as a “bonus” that they can have fun with. Again, that’s tricky emotional accounting. You didn’t get a bonus; you gave the government an interest-free loan and they’re returning the principal.

How we get money often affects how we spend it. But it shouldn’t. Money is money.

(To learn the seven-step morning ritual that will make you happy all day, click here.)

Okay, you’re getting rid of your arbitrary categories. But how do we actually spend less without having to use any willpower? That’s easy. Make spending painful…

  3) Use Cash More Often

Handing someone cash hurts your brain. Seriously. Neuroscience research shows it’s indistinguishable from physical pain.

From Dollars and Sense: How We Misthink Money and How to Spend Smarter:

The term “the pain of paying” was based on the feeling of displeasure and distress caused by spending, but more recently, studies using neuroimaging and MRIs have showed that paying indeed stimulates the same brain regions that are involved in processing physical pain.

But we ever-resourceful humans have found a way (many ways, actually) to spend a lot and not feel that pain. The biggest culprit? Credit cards.

From Dollars and Sense: How We Misthink Money and How to Spend Smarter:

Studies have found not only that people are more willing to pay when they use credit cards, but also that they make larger purchases, leave larger tips, are more likely to underestimate or forget how much they spent, and make spending decisions more quickly.

Ever find yourself treating foreign currency like it’s Monopoly money? Ever abuse that Amazon one-click button? Anything that makes transactions simpler and quicker or blurs the process of handing over greenbacks reduces the pain of paying — and makes you more likely to spend.

Writing checks doesn’t cause the same amount of ouch that forking over cash does, but it’s still pretty good because having to write out “five thousand dollars” will give you pause. But credit cards, gift cards, casino chips and nearly all online shopping is a financial opiate and dramatically reduces the pain that keeps your bank account flush.

There is an exception worthy of mention here. The vast majority of the time, increasing the pain of paying is a great idea. But there are occasions where it’s worth it to be pain-free. You don’t want to be saying “owwwww” repeatedly on your honeymoon or during other big milestones. You want to just enjoy the moment.

So whip out the plastic and have fun. But make those occasions rare.

(To learn the 3 secrets from neuroscience that will make you emotionally intelligent, click here.)

So what one word pretty consistently results in dumb financial decisions?

  4) “Fair” Is A Four-Letter Word

It’s pouring outside so you’re going to get an Uber. But Uber is surge pricing. “That’s unfair! Forget it. I’ll walk.”

Maybe Uber is taking advantage of you. Maybe they’re not. But the real question is: would you pay the surge price to not arrive home soaking wet? Probably. So you’re not punishing them. You’re punishing yourself.

“Fair is a four-letter word.” That’s what my friend, Chris Voss, former lead international hostage negotiator for the FBI, likes to say. And Ariely’s research agrees.

The concept of “fair” messes with our heads and causes us to reject deals that still offer plenty of value.

From Dollars and Sense: How We Misthink Money and How to Spend Smarter:

Let’s not get caught up in whether something is priced fairly; instead, consider what it’s worth to us. We shouldn’t pass up great value—access to our home, a salvaged computer, getting a ride in winter weather—just to punish the provider for what we think is unfairness.

The concept of “fairness” runs very deep in the human psyche. Nobody likes to feel exploited. And nobody wants to be known as someone who can be exploited.

But most of the time it doesn’t pay to get hung up on the concept of “fair.” Think about whether you’re getting reasonable value for the money you’re paying. Otherwise the person who gets punished will probably be you.

(To learn an FBI hostage negotiator’s tips for how to lower your bills, click here.)

So far we’ve avoided talking about the thing most lists of ways to save money talk about first: self-control. How do we boost it? Okay, let’s discuss epic poems and time travel…

  5) Try A “Ulysses Contract”

In Homer’s “The Odyssey”, Ulysses tied himself to the mast of his ship to resist the Sirens’ song. (I just use the “block number” feature on my iPhone, but whatever.)

When you’re thinking about the future you’re pretty rational. But when you’re in the moment, face it: you can be an impulsive moron. So do something now that constrains your behavior later.

Metaphorically, tie yourself to the mast of your ship with a Ulysses Contract. (Or “Odyssesus Contract” if you prefer the Greek. Hey, I’m open-minded.)

From Dollars and Sense: How We Misthink Money and How to Spend Smarter:

A Ulysses contract is any arrangement by which we create barriers against future temptation. We give ourselves no choice; we eliminate free will.

You probably already use a financial Ulysses Contract and don’t even realize it —  you call it a 401(k). You made the decision in advance to save for retirement and now your hands are tied.

So go into your online banking account and set up a recurring automatic transfer for every time you get a paycheck. When your salary gets deposited, X amount is immediately shuttled into savings. Research shows this will help you save — a lot.

From Dollars and Sense: How We Misthink Money and How to Spend Smarter:

A study by Nava Ashraf, Dean Karlan, and Wesley Yin found that one group of participants who had their bank accounts restricted—that is, they chose to have money automatically deposited in a savings account—increased their savings by 81 percent within a year.

And Ulysses Contracts aren’t just good for finances; they work for almost any future temptation. Hand your keys to a friend before you go drinking. Have a pal change your passwords on social media accounts when you absolutely need to focus.

(To learn the six rituals from ancient wisdom that will make you happy, click here.)

What’s another irrationality that screws up many financial decisions, from salary negotiation to buying socks?

  6) Drop Anchor

“Anchoring” is a potentially devastating cognitive bias where the first number mentioned in a given scenario unconsciously influences your future choices.

Well-designed menus often have a very high-priced item at the top. It doesn’t make you more likely to buy the filet mignon but it does insidiously make everything else look like a bargain.

Few people pay the manufacturer suggested retail price for a car. But that number is always big and visible when you look at the specs. Whether you realize it or not, it’s affecting the offer you end up making.

So how do you resist an anchor? By having a different anchor in advance. Do your research and know what most people end up paying for that car and the MSRP will have less influence.

From Dollars and Sense: How We Misthink Money and How to Spend Smarter:

This finding—that anchoring has a weaker effect when we have some rough idea of value versus when we have no idea—is important to keep in mind. When we start with an established value and price range in our minds, it’s harder for outsiders to use anchors to influence our valuations.

The most ironic version of anchoring is when we do it to ourselves — when your previous bad decisions influence your future choices.

You have consistently overpaid for lattes and oil changes in the past so you mindlessly keep doing it. Stupidity as default.

Look at your regular purchases and ask if they really make sense and whether there are cheaper alternatives. Personally, I have not updated my phone plan in two decades and am still paying $9 a minute for calls.

(To learn the 4 rituals from neuroscience that will make you happy, click here.)

Okay, we’re no longer money morons. Let’s round everything up and find out what happens when we all get rich…

  Sum Up

Here’s the easy way to save money:

“On Sale” signs are the devil: “Relative comparisons” mess with your head. Focus on the end price, not how good a “deal” it is.

It’s not a “bonus.” Money is money: How you got the cash should not affect how you spend it. Saying that “bonus” money doesn’t count feels good but being broke feels very very bad.

Use cash more often: Make spending painful and you’ll spend less. (Using cash is simpler than having a friend punch you in the face whenever you whip out your credit card.)

“Fair” is a four-letter word: Focus on value. The plight of moral justice in the economic universe can wait until after the electrician gets your lights back on.

Try a “Ulysses Contract”: Send me the deed to your house. If you don’t have more money in your savings account two months from now, I keep the deed. See? Saving is easy.

Drop Anchor: The only way to not be influenced by prices is to influence yourself ahead of time with other prices.

You’re going to be rich one day, right? I’ll roll with that. You’re a future zillionaire. Cool.

So then you won’t need to worry about these silly psychology quirks that affect your spending, right?

Wrong.

From Dollars and Sense: How We Misthink Money and How to Spend Smarter:

About 16 percent of NFL players file for bankruptcy within twelve years of retirement, despite average career earnings of about $3.2 million. Some studies say the number of NFL players “under financial stress” is much higher—as high as 78 percent—within a few years of retirement. Similarly, about 60 percent of NBA basketball players are in financial trouble within five years of leaving the game. There are similar stories about lottery winners losing it all. Despite their big paydays, about 70 percent of lottery winners go broke within three years.

The more you earn, the bigger your mistakes will be. So review the common problems your grey matter has with money and learn to make smarter choices. This way you can keep your millions.

Money isn’t the most important thing in life. But when you don’t have to worry about moolah, it’s far easier to focus on what does matter most.

Join over 320,000 readers. Get a free weekly update via email here.

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The post This Is The Easy Way To Save Money: 6 Powerful Secrets From Research appeared first on Barking Up The Wrong Tree.

#Happiness

[ecoorganic]

Mailbag: Future Changes to NFL's TV Packages, Impact of Canceled College Games

Plus, the impact a canceled college season has on the NFL, what to expect from Gardner Minshew in Year 2, whether this season will be seen as legitimate and more.

It’s a sad day in the football world. Blue-blood programs that are 41 (Michigan), 33 (Penn State), 32 (USC) and 30 (Ohio State and Nebraska) years older than the NFL itself won’t be playing this fall. And no matter who you blame, it’s a shame that

we’re here.

The slow death march college football seems to be on will absolute reverberate in the NFL world. We’re going to get to that, and a whole lot more, in this week’s mailbag. …

From Brock Ascher (@BrockAscher): What happens to NFL TV rights in the near future? Will I ever be able to get rid of DirecTV? Will I ever be able to buy a one-team out of market package?

Brock, my guess is the over-the-air packages will probably remain the same. I think Thursday night is the one variable in all this, with the potential Disney snaps it up so it can put either MNF or TNF on ABC, with the other staying on ESPN, ideal for them for cable-fee reasons. (My guess is Fox is finished with TNF.) The biggest difference you’d notice could come in structure. I was told by two execs that the NFL has discussed jettisoning the divvying up of Sunday afternoons by conference (the cross-flex would be a precursor to that).

It’d give the NFL more flexibility and, in this scenario, you could have Fox and CBS simply split up the games, via some sort of “draft.”

After that, we can dive into how streaming (where the younger audience lives) plays into all of this, and how the Sunday Ticket package you’re referencing factors into that. AT&T now owns DirecTV, which has the Ticket through 2022. The Ticket is vital to DirecTV's survival. How much does AT&T care about that? We’ll see, because the NFL has discussed the idea of moving the Ticket to a streaming service, where a younger audience lives.

You can imagine what the Ticket would be worth to ESPN-Plus, Peacock, HBO Max, DAZN or Amazon Prime. How many people would jump on those services if the Ticket was there? Based on DirecTV’s numbers, the answer is a lot. And part of the NFL’s concern about production quality in doing something like this may have been alleviated with how smoothly Amazon Prime’s venture into creating such a product for the Premier League over in the UK went.

As for the a la carte end of this, we’ll see. I think that’s coming, but it might be further down the line, and whoever were to win the Ticket rights would be involved in all of that. The bottom line here: Media’s changing fast, and the NFL is preparing for that.

From Jonathan Barakat (@jonathanbarakat): How do you think Gardner Minshew will play this year? Will he exceed expectations? Also what do you think of D.J. Chark coming into his third year?

Jonathan, I’ll give you what I like and what I don’t like about Gardner Minshew’s situation.

What I like: Minshew gets to play for Jay Gruden, who’s immediately made a big difference for young quarterbacks in both his previous NFL homes (Kirk Cousins in D.C. and Andy Dalton in Cincinnati), and in one of those cases actually did it with a rookie coming off the lockout, which is somewhat analogous to this situation. Also, D.J. Chark gives Minshew a strong No. 1 target, and Doug Marrone will use the run game to support him.

What I don’t like: It’s pretty clear where Jacksonville stands on Cam Robinson, and having an issue at left tackle isn’t great—particularly in a year when it’s going to be tough to work out offensive line issues on the fly. Also, the viability of the run game rides largely on Leonard Fournette, who hasn’t been the most reliable guy over his first three NFL seasons. And beyond Chark, there are question marks at receiver and tight end.

So all in all, it’s not a complete mess, but not really setup for Minshew to have a breakthrough sophomore campaign.

From Roberta Wears A Mask You Should Too (@AceandJasper): How will the teams take care of season ticket holders who won't get to sit in their front row seats even for a game or two?

Most teams are rolling payments over or refunding—and I can’t imagine any haven’t already given their season-ticket holders the choice to opt out and hold on to the rights to their seats in 2021. I think, at this point, we know that the season isn’t going to start with full stadiums anywhere. How will it end? That’s four months from now. And I think the last four months should be enough to keep anyone from making predictions that far ahead.

From Erik Ghirarduzzi (@eghirarduzzi): Given the circumstance around this season, currently known and ones yet to come, how legit would a SB winner be? There are teams at a competitive disadvantage, through no fault of their own, already and the season hasn't started.

Erik, this is a great question—I do believe this year will be remembered, if it’s completed, like the strike years of 1982 and ’87. In ’82, teams played nine games, the divisions were temporarily abolished, and a 16-team playoff was staged. In ’87, just six quarterbacks broke 3,000 yards passing, and just two backs reached 1,000 yards rushing. In both years, interestingly enough, Joe Gibbs led Washington to a championship.

Now, I don’t think the season necessarily will be cut to nine games (as ’82 was), nor will you have the oddity of replacement players en masse (like ’87 had). But I do think there’ll be aspects of the season that will go sideways, and the NFL, to its credit, knows it and is preparing for that.

So how are ’82 and ’87 remembered? I think most people who didn’t live it (I was way too young, 2, to remember the former, and have faint memories of the latter) probably wouldn’t look at championships or accolades from that year (John Elway was MVP and Reggie White DPOY in ’87) much differently. But it doesn’t take much Google acumen to discover how weird all the numbers from those seasons look.

To me, that feels like the likely result of this year.

From Dan Heiserman (@HeisermanDan): Has any player in history ever been on more teams than Josh McCown?

Speaking of Google, Dan, I didn’t know the answer to this and was legitimately interested, so I looked and found that legend-of-the-aughts J.T. O’Sullivan was on 11 (!) different NFL teams (Saints, Packers, Bears, Vikings, Patriots, Panthers, Lions, Niners, Bengals, Chargers, Raiders), which unbelievably matches McCown’s number (Cardinals, Lions, Raiders, Dolphins, Panthers, Niners, Bears, Bucs, Browns, Jets, Eagles).

A little more bumping around the internet showed that kicker Bill Cundiff was, at one point or another, with 13 different NFL teams (Cowboys, Bucs, Packers, Saints, Falcons, Chiefs, Lions, Browns, Ravens, Washington, Niners, Jets, Bills). And I’m sure there are other backup quarterbacks and kickers—playing positions where careers are longer, which facilitates this sort of movement—out there like these guys.

All of them must have pretty cool jersey displays in their basements.

From SUPER BOWL SUPER BROWNS HELL YEAH!!! (@WAH3rd): Should I still go back to the party barn and start drinking at 7 a.m. and yell at people on Saturdays this fall like I used to?

This is a very specific message just for me and a lot of other people who were in legit mourning on Tuesday night—and this will be absolutely be one of the Lane Avenue casualties (right there with the Varsity Club) of the depressing news we all got. It’s hard to describe the Party Barn if you don’t know what it is already, so I won’t try.

And the answer is yes.

From Skeeter6265 (@skeeter6265): Do you think Ohio will beat Michigan?

I was very excited for Michigan to celebrate the 20th anniversary of its last win in Columbus—that was in the fall of my junior year—this November. Maybe that team can have a Zoom reunion to commemorate it now.

From FootballFan64 (@FFan64): With college coaches out of the running for NFL openings since their season is moving to the spring, which NFL coordinators do you expect to be coveted for any newly vacated HC positions? Who is this year’s Matt Rhule?

Well, Football Fan, I’m not sure that colleges playing in the spring (if that even happens) would prevent NFL teams from making runs at coaches at that level. If, and again it’s a big if, college football goes in the spring semester, my guess would be the season would start in February (you can’t just start the season the minute kids get back to campus). The NFL coaching carousel is spinning at the beginning of January. So there’d be time.

The NFL coordinator names you’ll hear most are some of the usual suspects from the last couple cycles—Patriots OC Josh McDaniels, Chiefs OC Eric Bieniemy, Ravens coordinators Greg Roman and Wink Martindale, 49ers DC Robert Saleh and Saints DC Dennis Allen would be on that list. I’d also just keep an eye on Falcons DC Raheem Morris, Chiefs pass-game coordinator Mike Kafka and Titans OC Arthur Smith as names that could pop up.

As for the next Matt Rhule, the NFL will continue to have interest in Oklahoma’s Lincoln Riley, and Ohio State’s Ryan Day is beginning to be held in that sort of regard among those in the pros. But both those guys have jobs that are very well-paying and, in reality, better than the majority of jobs they’d find in the NFL. Stanford’s David Shaw and Northwestern’s Pat Fitzgerald have long been on the radar of the league, but haven’t shown much appetite for leaving their alma maters. And Minnesota’s P.J. Fleck is a fun name to keep an eye on.

From Shawn Tangen (@SMTangen): How is Kevin Warren viewed within NFL circles?

Shawn, I’d say it’s pretty mixed. And I got some pretty strong reaction from certain corners of the NFL about the Big Ten commissioner (and former Vikings executive) after the conference canceled its season on Tuesday.

Warren was a polarizing figure inside the Minnesota locker room during the Adrian Peterson scandal of 2014—Peterson felt like Warren betrayed him to the point where Warren’s promotion to COO was a sticking point in the star’s contract negotiation. That was a situation that coach Mike Zimmer had to manage, and ultimately defuse, on the ground with the players, and it’s just one example in his NFL past where he’s rankled co-workers.

On top of that, many NFL people felt like Warren’s move to the Big 10 was with designs on eventually making a run at becoming NFL commissioner down the line. In that regard, the final result of his management of the last week (a result we won’t have for a while) will probably go a long way in determining whether those aspirations are realistic or not. I’d just hope his decisions here weren’t made with that in mind.

From Brycen Papp (@BrycenPapp): Do you think this season will be a massive shift in the way the draft process works? Will the NFL lower the requirements for college players to be draft eligible to two years instead of three?

Brycen, I think there will be a shift to the draft process to a degree, and we’re going to get into that in the GamePlan on Thursday. But I do want to get into your question on the NFL’s age requirement, because it’s a fascinating one—and something we covered extensively on the podcast this week.

I believe many of the best players in the Big 10 and Pac-12, from places like Ohio State, Oregon, USC, Penn State and Michigan, will sign with agents now, and go into draft prep. Because of that, and how the Big 10/Pac-12 shutdown devalues this college season, I think we’ll also see some attrition from the other conferences. That could lead to some players who only played two years of college football and skipped the required third year out of high school, going high in next April’s draft.

That, in turn, could open the door in the future for players with two good years on their resume skipping their junior year to protect themselves and prepare for the draft—in the same way Christian McCaffrey skipping his bowl game in 2016 gave others cover to do the same. At that point, the idea that players need three years of development to be NFL-ready gets broken down, and now you have guys taking a “gap year” instead.

Which isn’t good for the players, for college football or for the NFL.

It’s important to remember here too that it’s not college football keeping guys in school for three years. It’s pro football. The three-year rule is an NFL rule. And when Maurice Clarett and Mike Williams sued to become eligible for the draft in 2004, it wasn’t a school, a conference or the NCAA they sued. It was the NFL. So the ball would be in the NFL’s court on this one, if the situation comes to a head.

From Sam Perrone (@samjp33): Do you think the NFL would be willing to move the draft if the college football season bleeds into the spring?

I think, Sam, the NFL will do whatever it needs to in order to support the golden goose that is college football. Why? College football is very good for the NFL. And primarily for three reasons.

1) It’s a free minor league. The NFL, unlike the other sports, doesn’t have to fund a complex minor-league system to develop college-aged players. The expense of doing so in a sport like football would be astronomical and the opportunity to monetize it, as we’ve seen with other start-up leagues in the past, would be pretty limited.

2) It’s a marketing monster for star players coming in. Say what you will about Tim Tebow and Johnny Manziel—they were legit sports-world celebrities before they lifted a single dumbbell in preparation for the draft. Everyone knows who Joe Burrow, Tua Tagovialoa and Chase Young are. Ezekiel Elliott and Saquon Barkley were household names as collegians. And all of that is great for the NFL on so many different levels.

3) College football is the foundation for the NFL’s tentpole offseason event. The draft is The Draft because of college football. We’ve been watching most of the top players for years. It marries two wildly popular entertainment entities. The draft itself wouldn’t be nearly the event it is without college football.

So, in order to protect the sanctity of a spring college football season (as much of a sham as it might be) would the NFL be willing to move the draft back a few weeks? Well, of course it would be.

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