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bluesman56 · 2 years

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Wind and Waves, power for the future by Tony

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theliverpudlianuk · 1 year

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🏙️ The Hamilton Quarter in the Liverpool City Region's inner suburbs is home to some lovely historic architecture that just has a real charm about it.

🏙️ Situated in the Liverpool Borough of Wirral, The Hamilton Quarter is only a short train or bus journey from the City Centre, taking around 10 minutes or less. Plus, there are plenty of coffee shops such as The Liberty Bell you can visit after having a walk about.

👉 Get all of the latest Scouse news, culture and events happening across the Liverpool City Region on TheLiverpudlian.com!

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📷 Image Credit: The Liverpudlian.

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📍 Location: John Street, Hamilton Square, The Hamilton Quarter, Birkenhead, Borough of Wirral, Liverpool City Region, UK.

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edge-oftheworld · 1 month

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5sos as city councils in sydney: metropolitan southwest

luke as the inner west

ashton as canterbury-bankstown

calum as georges river

michael as bayside

@sofsversion got to be one of the weirder things i've ever thought of

#and yet. am i gonna do metro southeast? strathfield burwood cumberland canada bay? regional southwest? maybe #5sos #5 seconds of summer #luke hemmings #ashton irwin #calum hood #michael clifford #sydney geography i guess #i'm gonna turn this into a moodboard one day #and one for campbelltown camden liverpool fairfield. parramatta blacktown penrith hawkesbury. the hills hornsby ku-ring-gai northern beache #randwick waverley woolahra sutherland. sydney north sydney mosman willoughby. lane cove ryde hunters hill and i hate when they don't math #i bet there's one i've forgotten though #okay figured it out. gonna include the blue mountains and cumberland in the west lot and do pairings for that #and for the bougie parramatta river ones too

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liverpoollomo · 4 months

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Cei Bach. Olympus Trip 35. Ilford Ortho Plus.

Cei Bach (Welsh for Little Quay) is a secluded beach not far from New Quay. A beach where I used to visit with my grandparents every time I visited it was strange to go back alone as an adult with a camera. Due to the time of year the place was quite deserted. During the summer months this stretch of beach is popular with those staying at nearby caravan parks. However I did chat to a few hardy dog walkers.

I was quite lucky with the light and love the contrast offered from the roll of Ilford Ortho Plus.

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britishsportinglegends · 6 months

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Joe Cole.

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aquitainequeen · 1 year

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Famous more as a cultural feature than as a natural one, the pace at which the River Mersey is recovering to a fishy wonderland has ecologists stunned.

Splitting The Beatles’ home city of Liverpool in two, a recent survey found 37 different species of fish, more than two-and-a-half-times as many as were found in the previous survey 20 years ago.

Five different species of sharks were also found, along with huge eels and sea scorpions. ‘Holiday species’ as one local fishermen called them, like turbot, smelt, and cod, have also been caught.

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millythegoat · 1 year

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Majestical him

#liverpool fc #james milner #lfc #shoot out to hysterical us song by magdelena bay

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musicshelfwithmustard · 11 months

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At The Bay with Amy Jo

Mustard had the pleasure of speaking with Amy Jo! Together we discussed saving up £1000 to record some demos, supporting artists such as Rick Astley, their newest EP "From The Bay", and so much more!

Mustard had the pleasure of speaking with Amy Jo! Together we discussed saving up £1000 to record some demos, supporting artists such as Rick Astley, their newest EP “From The Bay”, and so much more! 1. Mustard is grateful to have you join them at Music Shelf. How are you doing today? Thank you so much for having me. Well, I just finished my History and Politics degree, so I’m feeling great.…

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#amy jo #from the bay #indie artists #indie music #liverpool #music interview #music shelf with mustard #rick astley #singer #songwriter

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jwshome · 2 years

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#Bow and Bay Windows St Helens #Double Glazed WIndows Liverpool

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bluesman56 · 2 years

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Naked against the forces of nature by Tony

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theliverpudlianuk · 1 year

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🧧 The Liverpool City Region has the oldest Chinese Community in Europe!

🧧 Many of the Chinese Seamen that travelled to Liverpool in the early 1800s working for the various shipping companies that conducted business in the Bay often settled in what is now known as 'Chinatown' in the City Centre, the neighbourhood began forming due to its close proximity to the Liverpool Docklands which was where many of them worked.

🧧 The volume of the Chinese Seamen travelling to the Liverpool Bay Area needed a place to stay and a great deal of those Seamen would choose to rent a bed or settle down in Chinatown.

🧧 It is estimated that between 10,000 and 20,000 Chinese Seamen where working in Liverpool and hunderds had settled with locals to start a family, however, after The Second World War, many where forcefully repatriated to China after the British Government felt that they were 'disruptive' for going on strike for better pay due to them wanting the same pay that native British-born counterparts enjoyed, leaving many Liverpudlian children without a father.

👉 Get all of the latest Scouse news, culture and events happening across the Liverpool City Region on TheLiverpudlian.com!

🔔 Turn notifications on so you never miss a post, story or video.

📲 Follow us on Instagram, Facebook, and YouTube to stay up-to-date on all of our posts!

📷 Image Credit: The Liverpudlian.

👋 Social Media:

Website - www.TheLiverpudlian.com

Instagram - www.instagram.com/TheLiverpudlian

SoundCloud - soundcloud.com/TheLiverpudlian

Pinterest - www.pinterest.co.uk/TheLiverpudlian

Facebook - www.facebook.com/TheLiverpudlianUK

YouTube - www.youtube.com/@TheLiverpudlianUK

Twitter - www.twitter.com/LiverpudlianUK

📍 Location: Chinatown, Liverpool City Centre, City of Liverpool, Liverpool City Region, UK.

#the liverpudlian #theliverpudlian #liverpool chinatown #history #tour #chinese history #liverpool city centre #liverpool city region #liverpool bay #liverpool bay area #liverpudlian #liverpool #liverpoolcityregion #liverpoolcitycentre #lcr #china #chinese arch #chinese #chinatown

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wulffjgohermann · 2 years

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How to Find Best Auto Refinancing Company Online

Don't many of us just owe the Internet a large 'thank you' to create everything so convenient! Because of online car refinancing websites, borrowers, either that with a great or low credit score score, have realized it's actually a lot easier to get a dream car with just a number of clicks on the mouse. You, alternatively, probably can't wait to dive directly in and submit an application for a refinance car loans. To get you started, here are a number of instructions on the way to get the best car loan company online. There are 2 kinds of loan refinance websites: a principal company and a listings or internet search engine website. refinancing Parramatta is a large company website (almost certainly a bank) which has a full page dedicated about with instructions on the wonders of auto refinance. You will find their explanation more relevant and simple for their offer. The downside is they are (according to them) the most effective company and there is no ground to compare and contrast. From their biased perspective, you'll not obtain a better deal anywhere. The next form of website to be useful for finding the right auto loan refinance opportunity is often a listings or google search website. Like Craigslist and Google, such sites either have a very list of partners or enable you to search their database when you would an average internet search engine. Sometimes they provide both. Additionally they supply user reviews and ratings to check with one another. Some websites even feature articles about practical tips and the ways to avoid getting stuck or scammed. Refinance car loans listings services permit everyone to discover an excellent quote through providing an enormous collection of providers. In each query you are making, the web site runs it through every partner they have to identify a perfect deal for you personally. All you need to do is provide the most accurate information concerning your financial status, the current loan around the vehicle you need to refinance and also the interest rates you're happy to pay. This way, your query will return more relevant results and deals for you to filter through. Finding an car finance refinance provider has not been this easy. It's no wonder that quite a few people have already used it. The question is: why haven't you tried it yet? "Refinance my car" gets to be a new style.

#refinancing Parramatta #refinancing Penrith #refinancing North Sydney #refinancing Sutherland Shire #refinancing Epping #refinancing Liverpool #refinancing Campbelltown #refinancing Botony #refinancing Surry Hills #refinancing Rose Bay

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liverpoollomo · 5 months

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Royal Pier, Aberystwyth. Zorki 4. Expired Perutz Primera 100.

Opened on Good Friday in 1865 the Royal Pier in Aberystwyth was the first of it's kind to open in Wales. Sadly due to repeated storm damage it now stands at less than half of it's original length of 242 meters.

Today it consists of a pub, restaurant, amusement arcade and a snooker hall..

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asmussenwblseverinsen · 2 years

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Refinancing Some of The Ways to Explore The Option

The consumers should understand that your decision of refinancing should come at the proper time. As we have discussed that refinancing is comparable to borrowing money which is then accustomed to repay the original mortgage it really is equally necessary to know about the correct time for you to apply for refinancing. In other words, in a very refinancing process, the consumers get a new debt in order to repay the original loan. The new loan that this consumer has obtained is one with a lower interest rates along with the monthly installments towards mortgage are also reduced to a large extent. A majority of homeowners make good technique procedure of refinancing to be able to utilize their equity for assorted other reasons in lieu of to submit an application for another loan. Equity refers to the level of loan that's already paid off and also the money is returned to the consumer if the residence is sold or with the time of refinancing. The equity can be used by several individuals to manage their deposit on another loan as well as to possess a better financial stand with the time of retirement. However, a refinancing loan is actually like a blessing as the lower volume of monthly installments also allows the consumers to reduce expenses money for meeting other costs or monetary requirements. Due to the convenience that is certainly offered along the way of refinancing, it has an increased tendency among the homeowners to submit an application for refinancing without even making efforts to gauge and assess the basic facets of this treatment. Although the procedure of refinancing seems to be a perfect substitute for some homeowners, the task will definitely involve some costs. While many of the refinancing companies accept profit the form of application fees initially, others do not take on any charges. On the whole, the individuals are designed to pay inside the similar manner as they had paid while seeking the mortgage. In other words, if your consumer is just not too concerned about the miscellaneous costs of refinancing, it is necessary that they can should rethink on these aspects. It might also seem that that there's no closing cost to the procedure of refinancing while it's hard to deny the mortgage company hasn't included a similar along with charges. Therefore, it is necessary that this consumer should weigh a few options to know of the exact charges that they can are paying towards the lender on the refinancing process. In refinancing Rose Bay to this, the consumers will likely need to assess the particular amount that has been included inside new loan. Another thing that this consumer has got to remember is related on the payments of penalty to the existing mortgage and when the quantity is way too high, refinancing will not do much good since the fees shall be of your greater amount than is saved through the consumer from the refinancing procedure. Despite all of the costs which are involved in the act of refinancing, there are advantages still, that this consumers are able to realize within the long run. This is perhaps due to the fact how the consumer is able to save thousands that's reasonably big compared to money which is being paid for the mortgage brokers for the process of refinancing.

#refinancing Parramatta #refinancing Penrith #refinancing North Sydney #refinancing Sutherland Shire #refinancing Epping #refinancing Liverpool #refinancing Campbelltown #refinancing Botony #refinancing Surry Hills #refinancing Rose Bay

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marshallgfuwillard · 2 years

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All About Refinancing A Second Mortgage

Refinancing another mortgage is not the best move for everybody. If a person has another mortgage over a home, it's a wise idea to take into account refinancing only when doing so works to his / her advantage. The choice to refinance ought to be according to individual situations as well as.

For several homeowners, refinancing is a superb move, as well as others, it's not. It essentially is dependent upon just how much a person owes about the home, how much the home is worth, and whether they promises to be in the home for a considerable time period. The kind of loan terms, the reasons behind it, and also the cost of refinance should also be looked at when generating a conclusion.

Some of the many why you should refinancing another mortgage include the following:

* To get respite from an exclusive mortgage insurance that may be extremely costly and totally unnecessary. * To amalgamate first mortgage and second mortgage in to a single loan using a convenient payment. * To obtain a better rate of curiosity. * To reduce the monthly installment. * To alter the current loan term to fit the current monetary situation. * To benefit from cash-out refinancing.

Again, a final decision to refinance have to be based plainly on the person's individual situation and requirements. Before signing the ultimate document, the person should be sure and absolutely content with your choice. Remember, as soon as the documents are completed, there is no going back.

How To Refinance A Second Mortgage?

Step 1: When thinking of refinancing another mortgage, the key step is always to determine whether refinancing a very good idea financially. A person need to own some figures by using a home financing calculator that can be aquired online. Step 2: It's important to be sure that the borrower is at a fantastic financial state. Begin by removing the loan report. If you will find any mistakes, make them go away immediately. Also, when there is any negative information for the report that gets the possibility to decrease the finance score, its far better to get it fixed immediately. After this, depositing some dough towards the family savings is necessary. There can be certain settlement costs along with the refinance. The borrower needs profit the account in the event the lender should be shown that he / she can cover the costs. Step 3: Search in order to find minimum three lenders that can provide information for the ways to refinance another mortgage with the use of among their plans. Get the rate and information regarding the terms in the loan and lending fees. Step 4: Make comparisons of the rates and programs of all the lenders. Choose the loan that best meets the terms and requires. If not satisfied by any with the offers, it's advisable to search for another lender.

Before signing up with https://refinancewizard.com.au/ for refinancing an additional mortgage, it seems sensible to take time and energy to go over all the terms in the refinance yet again. The borrower must make certain that the required installments is affordable, and must also uncover what exactly may occur if installment is just not paid. If the borrower is pleased with each of the terms, it's okay to sign on the dotted line and commence experiencing and enjoying the rewards of the refinance.

#refinancing Parramatta #refinancing Penrith #refinancing North Sydney #refinancing Sutherland Shire #refinancing Epping #refinancing Liverpool #refinancing Campbelltown #refinancing Botony #refinancing Surry Hills #refinancing Rose Bay

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yorkcbplykke · 2 years

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Refinancing Your Home - How to Know if Refinancing is Right For You

If you watch TV or spend time online, you might have heard continuously about how exactly there's never been a greater time and energy to consider refinancing your house.It's true.Interest rates are nevertheless at their lowest levels in years.And, you save plenty of cash by refinancing, based on your particular situation.

First, refinancing may not be a viable option for you if your property's value is greater than your balance.If you owe greater than what your property is currently worth, you must give the difference to your existing lender back then the borrowed funds is refinanced.You'll also need sufficient income and excellent credit in order to meet higher credit standards essental to many lenders.

Refinancing your home presents lots of benefits and opportunities if you have documented income, your house is worth over what you would owe along with a good credit score.If refinancing is right for you, you should expect at least one with the following advantages:

A lower interest rate will lessen your monthly installments and may help you save money over the life of one's mortgage.Lower mortgage repayments monthly give you more room within your budget and assist you to achieve your financial goals quicker.

You may also extend the term of one's mortgage, thereby lowering the monthly installments, to aid alleviate financial difficulties.Just realize whenever you extend the word of the loan, you'll be paying more interest after a while.

By selecting a different type of home loan, you can save money each month.For example, an adjustable rate mortgage, or ARM, usually carries lower interest levels for the specific time period, after which the monthly interest may increase. If why not try these out don't plan to live in your own home more than your ARM period, this type of mortgage is often a great option.Just be aware of when the borrowed funds interest will re-set and that means you don't get into a situation that you can't buy your brand-new mortgage payment.

If you may need money to produce a major purchase, consolidate debts, remodel your house or finance an additional home or college education, you could possibly think about cash-out refinance.This form of home loan enables you to finance a larger portion than you currently owe, as long as it's below your property's value by the percentage driven by your bank.

You should carefully evaluate the benefits in accordance with the costs of refinancing your house.When you replace your existing mortgage with a new one, you will be paying associated costs, including title insurance, appraisal fees, escrow fees, loan fees and also other "closing" costs.Financial experts calculate refinancing costs to get between three and six percent of your respective outstanding loan.

Using your bank's online tools and calculators can allow you to see whether refinancing your house makes sense to suit your needs.You can compare the money you'll save in lower interest for the cost from the new loan, for example.

When Refinancing Your Home Might Not Make Sense

If you're paying off your existing mortgage for many years, you could not desire to undertake a new loan with a lot more time for it to repay than you have already.If your loan is a lot more than halfway paid, you could desire to be cautious before refinancing your home in to a 30-year mortgage, for example.

Or, in case you're not likely to stay in your overall home for days on end, you might not wish to burden yourself with an all new mortgage.And, an important deterrent to refinancing your own home is the prepayment clause in your overall mortgage.If you incur major expenses for paying off your loan early, you will need to natural and organic penalty to the bucks you'll save which has a refinance.

Finally, in case you simply wish to repay your loan quicker by going from your 30-year with a 15-year mortgage, consider some alternatives first.For example, you'll be able to pay extra principal month after month on your own existing loan as opposed to getting a whole new loan.This practice can achieve exactly the same results without incurring new loan costs.Plus, you avoid having to spend the money for higher mortgage repayments over a 15-year loan should your financial predicament encounters difficulties.

#refinancing Parramatta #refinancing Penrith #refinancing North Sydney #refinancing Sutherland Shire #refinancing Epping #refinancing Liverpool #refinancing Campbelltown #refinancing Botony #refinancing Surry Hills #refinancing Rose Bay

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