Tumgik
#i literally finished paying off my original student loans a couple years back
rebeccamcullen · 3 years
Text
Do I really want to go $15k in debt for a job tho?
0 notes
clevercatchphrase · 3 years
Text
2020 Year Review~
2020. Pretty unique year, don’t you think? It’s the first year since 2002 to have only two different digits in it. After 2022, this won’t happen again until 2111. Yep. Absolutely nothing more interesting than that.
Anyway! It’s time I reflect on my 2020, look back on my yearly goals and rant about things that happened to me this year. I made a post like this last year, where I went over my 2019 goals and talked about what I accomplished and what I didn’t, and it’s only fitting I do the same again this year. Read more under the cut for a random stream of consciousness ramble!
So, first things first, let’s look at my 2019 goals;
Finish paying off that last student loan
Put more stuff on my redbubble
Illustrate my own fan fics
Sew at least one stuffed animal
Make an enamel pin
Read one new book a month
Write one page a day/Complete at least one new fan fic
Learn Python or C# for the game I want to make
Finish fully scripting Ghost Switch
Boost my patreon
 Paying Off My Last Student Loan: Going down the list, I am proud to say that I FINALLY paid off all my student loans! (and not a moment too soon. The last payment I made was literally days before the first quarantine rolled out). It took me roughly 4 years on my part-time paycheck to pay off all my loans, and once I finished, I had no money to my name (literally; I had less than 1k as emergency money in case of car troubles or health issues). Heck, I’m STILL living at home as a save up for a place of my own. Finally paying off all my student loans DID activate my secret 2020 new year’s resolution, which was to adopt a cat! I did this too, literally a week later! She is the best thing that’s happened to me this entire year and I love her so much and she is the snuggliest cuddle bug I’ve ever met. I’m so happy she’s in my life now~
Put More Stuff On My Redbubble: ah ha ha ha… I thought I did this, but then I went and checked, and it turns out-! I did not. I made art I intended to go on my redbubble, but haven’t put there yet. They are all drawings of some OCs from a game I want to make, but because I haven’t progressed on making the game this year, I never got around to putting more stuff related to it on my redbubble. At the time of writing, there are 7 days left in December, so I guess I could go and put it up on my redbubble right now, but without context on where the characters are from, there wouldn’t be much point, now would there?
 Illustrate My Own Fan Fics: Another goal that I was so stoked to actually do… and then just didn’t. Gee, I wonder why I couldn’t find the energy or motivation to do it this year? Truly a conundrum. (Hey, you know what? If Ghost Switch counts as a fan fiction in a visual form, then I am doing GREAT on this goal. 2.5 years in, 1 of ~4 arcs done, and still going steady~)
 Sew At Least One Stuffed Animal: Okay, I have a valid excuse for not doing this one. I even knew which stuffed animal I wanted to make, and had the pattern drawn out and everything, but I had no money for materials because I had just paid off my student loans. And then, by the time I did have enough money again, quarantine was in full effect and I couldn’t go out to the fabric store. I’m still trying my best to stay out of public places even if the rules are laxer now, because I don’t want to catch the plague even if everyone in my goddamn city thinks and acts like the problem is over already. Even if they’re all wearing masks, even if they’re staying 6 feet apart, I still don’t want to risk it. I will stay inside until health experts give the all clear, and when that day comes, then I will buy some fleece and make a plush.
 Make An Enamel Pin: I ACTUALLY DID THIS ONE. TWICE! Halfway through quarantine, I was feeling anxious and depressed about my job and how they were planning to have me work with the public despite climbing infection rates and positive covid cases. I didn’t quit then, but in a desperate move to try and become self-sufficient, I went to madebycooper and made two enamel pins based on some butterfly dragons I drew last year. They’re on my etsy store now! I even went out of my way to open a P.O. box just to start a small business! I haven’t sold a single pin yet, and I’m actually really nervous to sell my first because I don’t trust the efficiency of the postal system thanks to the actions of the GOP that really screwed them over this year! (If you would like to see my enamel pins, click here!)
 Read One Book A Month: I did this! With dragon books I bought a couple years back! In fact, I read FOURTEEN dragon books, and still have more books for next year to read! The 14 books I read this year were:
 The Hive Queen
The Poison Jungle
Wings Of Fire Legends: Dragonslayer
Dealing With Dragons
Searching For Dragons
Calling on Dragons
Talking to Dragons
The Bronze Dragon Codex
The Brass Dragon Codex
The Black Dragon Codex
The Red Dragon Codex
The Silver Dragon Codex
Dragon Strike, and
Hatching Magic
 To be honest, I had read The Red Dragon Codex years ago when it first came out, but completely forgotten what it was about. I remembered liking it, and I knew the reading level was on the lower side, but the whole dragon codex series was pretty good! So far, the Silver dragon codex was my favorite, and black dragon codex was probably the worst! Hatching Magic was also really slow and bad and had plot points that went nowhere, but the book was written in the 80s, so I don’t know what I expected. The Dealing with Dragons series was very charming and great for the most part, save for one line in the last book that really rubbed me the wrong way, and all the Wings of Fire Books go above and beyond in this third arc. The second legends book could be a little tighter, though (sky and wren are the best duo and I want a book solely about them, but I honest to god do not care about leaf and ivy’s stories.)
 Write one Page of any story every day/ complete at least one fic: I… did this? Okay, I kinda cheated near the end of the year. I was keeping up the one page a day thing for the first four months, but then the world went to shit and my schedule and habits got disrupted and I fell off my good track record. I completed 7 out of roughly 12 one-shots I had planned for this year (my goal WAS supposed to be one short a month, but… you know how it happens) I kept trying to catch up on this goal all year, but the days kept piling up…. Until November hit. I managed to write over 250 pages for Nanowrimo, and I consider this goal a win. 365 pages of fiction in total, which averages out to about one a day~. SHUT UP IT COUNTS.
 Learn Python or C# for the game I want to make: Another goal I didn’t have the mental energy to commit to this year. Truly a mystery to where all our willpower went in 2020.
 Fully Finish Scripting Ghost Switch: still haven’t done this one yet! The Snowdin arc is completely planned, but I just haven’t gotten around to getting the other areas. I’m not worried, though. I know all the major plot points I gotta hit, it’s just weaving them together in a way that flows nice is the final task. I’m not too worried though. I don’t expect to finish the Snowdin arc for another year and a half, at the bare minimum.
 And my last goal of 2020, Boost My Patreon. I did this at the beginning of the year, but then very intentionally stopped about a third of the way through. It didn’t sit right with me to tell you guys to donate to me when suddenly EVERYONE was financially strained from layoffs or being furloughed. I told my patrons the same, and if you ever need to stop donating to me to take care of yourself first, then by all means, please do. I would feel much better knowing you’re using your money to see yourself fed and housed instead of given to me (where it is pretty much only used to buy gas for my car, honestly)
 Welp! That was all my goals for 2020! I achieved 4 out of 10 goals plus 1 secret goal! Pretty much the same ratio as last year, but now this time I can blame all my failures on the pandemic! I don’t feel so bad about myself anymore~
 ON TO 2021!
 I have 11 goals for the new year, again some rolled over from this list, and some from even older years. They are, in no particular order;
 Read 12 new books (roughly 1 book a month)
Finish the first draft of 2019’s Nanowrimo project and rewrite it
Script TDV
Finish Scripting Ghost Switch
Build A Comic Buffer
Sew 1 Stuffed Animal
Finish 1 Song Comic
Make another Enamel Pin
Finish 2 short original comics (this one counts as 2 goals)
Finish the 5 remaining one-shot fics
 Now to go into depth on each one, more for my own sake, really. I want to know exactly what I have planned for each goal this year, and sometimes just looking at a short list doesn’t capture all the smaller details.
 1)Read 12 new books. Same as last year! I The only difference is I might not be able to make it all dragon-related books. (I try my hardest not to buy from amazon anymore, but half-price-books doesn’t always have the obscure stuff I’m looking for)
 2)Finish 2019’s nanowrimo project. If you read my 2019 year reflection, you’ll notice I said I wanted to do some original writing. And I did! The story I wrote for nanowrimo back then was a story I’ve been toying with since 2017, but it was only last year I finally got pen to paper. Now, you may find it odd that the keyword says “finish”. You may think, “but isn’t that what you’re supposed to do for nanowrimo?” and to that I say, WRONG! I wrote 50k words for nanowrimo, but the draft was only about halfway complete. I was kinda discouraged about what I had written last year, because I didn’t like how it was coming out, but I did manage to get it half done. Now it’s time for me to bite the bullet and just finish the thing so I can finally revise it and make it into something I DO like. (It’s still gonna be hella long, tho. That’s what I get for trying to write an epic fantasy, I guess.)
 3)Script TDV. TDV is the abbreviation of the game I want to make. I… still need to do so much for this project OTL… In addition to getting the story solidified, I still need to draw art and game assets, and learn how to code for it, both of which are no small task. I keep having some sort of new year’s goal related to this on my list, and every year I just don’t hit this one. Will 2021 be different?
 4)Finish Scripting Ghost Switch. (Or at the very least, get the waterfall arc completely written out). I have a plan to break this down into simpler steps, by focusing on just one arc for a month or two. Every major arc has 2 to 3 parts, broken up by flashbacks, and if I can just finish one section a month, then I should have the entire thing scripted by the end of the year. It’s not a difficult pace, but seeing if I stick with it will be the real challenge, as it is will all my goals it seems.
 5)Build a Comic Buffer: I’m actually working on this one right now! Since I paid off my last loan and got a new job this year, my current Patreon goals are kind of out of date. They had all been centered around me paying off that last loan, and working towards full-time employment, but those are both completed now! So instead, I would love to get to a place where my patrons could read pages at least a week ahead, and to do that, I need to build a buffer. And since I’m working 5 full days a week now, I can’t afford to fall behind. But you can’t fall behind if you constantly stay ahead! I would like to have… a 10 to 12 page buffer. That’s roughly 3 months’ worth of pages to always have on hand in case I get swamped with work, or something. Right now I currently have a buffer of 3, which will cover me for half a January, which is better than not having anything at all, but still not the best. (ultimately, I would love to have a buffer so big, I could queue them up for the whole year. Wouldn’t that be something?)
 6) Sew one stuffed animal: same as last year. ASSUMING the plague gets under control in 2021, I don’t expect to get to this goal until the summer at the earliest.
 7)Finish 1 song comic: I have 7 song comics planned. One is a gift, one possibly for wandersong, one is a collab that’s currently in the works, but I’m waiting on a friend to do their part before I can continue mine, 2 are UT related, and 2 (well, technically 3, but one is the collab) are KH related. It’s one of the UT ones that will probably get finished, if I’m being honest. It’s completely story boarded, and now I just need to ink and color it. I would like to get it done for UT’s 6th birthday, since I made a song comic on the fly for the anniversary this year, and it was fun, and I’d like to do it again! So, look forward to that next september~
 8) Make another enamel pin: I have a dolphin design I’d like to make because dolphins are cute, if not little murder machines. (need to save up some expendable income first, tho. THESE THINGS AIN’T CHEAP TO MAKE.)
 9 and 10) start and finish 2 original short comics: I’ve got some comic ideas I want to do, but I need to get them written out first. I don’t think either would be too long. Each maybe a couple “episode’s” length, if envisioned on a website like webtoons or tapas. They’d both be heavy in allegory, but not overly drawn out (hopefully)
 11)And lastly, Finish the 5 remaining one-shots I had planned for this year but never got around to. I’m going to try to write one every other month. Pure self-indulgent shipping fluff. If I finish these 5, then maybe I’ll ask other people for more prompts and ideas, which I’ve never done before. We’ll see how it goes~
 Also, Like last year, I’d like to look at everything that’s happened to me this year, though to be honest, I’m not sure how much I remember/how accurate it’ll be. God, I don’t even remember what January was like. Who was I back then? Who were we all back then? I guess I’ll start my yearly retrospective in march because, heh, god we ALL know what started happening in march.
 Firstly, I paid off my last student loan! Then a week later on March 18th, I drove half an hour out of my city to adopt a cat and I love her and it was the best day of this year for me. Spring break is just beginning this weekend, but the attendance at the zoo is shockingly low this year. Apparently, a lot of people watch the news, and they’re all taking precautions about social distancing. I wasn’t too disappointed. Fewer people at the zoo, the easier my job is for me. I was looking forward to getting some free overtime on spring break, since I’m broke after paying off that loan, and I’m a cat parent now and have a furry child to feed. Monday rolls around. My manager calls me and tells me that the zoo is going into lockdown until further notice. I worry for the birds I take care of, but understand it’s for everyone’s safety.
 For two months I sleep in and watch way too much YouTube. I join a couple writing discords. I have nightmares about my birds escaping their enclosure and I dreamed one of the security guards I really like at the zoo gets covid and has to go to the ER. I woke up really upset.
 I started and finished BBS for the first time. I also replayed and finished KH2 final mix for the first time. It had been about 5 years since I last played KH2 before my PS2 died, and it was like coming home~ I also finished tearaway, and played and beat Ryme for a second time (which I can’t remember if I did that last year, but it was a fun experience regardless)
 Mid-June, and I’m allowed to start going back to work, be it on reduced hours. The zoo is still closed to the public, but I’m loving it! I get to work with full-time keepers and do full-time keeper things. It’s so much fun not having to deal with the public. August starts to creep up and there’s a rumor that the zoo will be opening to the public again, which I’m not stoked about. I don’t want to go back to standing in one exhibit all day, talking to guests who don’t listen to the rules or to me. 2 of my younger coworkers (who had both only been there a couple of months) get chosen for full-time positions, while I get passed up which really pisses me off. My other 2 coworkers quit when they think we might be reopening because they cannot risk catching the virus due to at-risk family. I am now the last keeper in the interactive bird exhibit.
 I keep working, the zoo slowly opens, but with me as the only interpreter in our interactive bird exhibit, we can’t open because I can’t run the entire exhibit by myself. So my exhibit stays closed. September comes and goes, and then October starts. Now there is more serious talk of opening my exhibit before the end of the year because the zoo expects to bring in larger crowds for the Christmas lights event in November/December. I ask if I get hazard pay or health insurance since I’m doing full-time hours until they hire more staff. They say no.
 I immediately start searching for a new job feeling incredibly indignant/hurt/slighted/insulted/used/abused/ALL the negative feelings at my job. I had been there for 4 years, but never got a chance to work full time, while the two newest hires who had only been there 2 months both got moved up. I can’t help but feel they were holding one mistake I made two years ago against me and never wanted to give me a chance. (that, or they knew I was reliable when it came to showing up for work in such a volatile position that sees a lot of new faces, and they didn’t want to bother going through the process of hiring someone new) I don’t want to risk my life working around guests who don’t wash their hands and don’t properly distance. I don’t want to gamble with my health when they won’t offer me health insurance because I’m part time.
 Mid October, I get an interview for a full time job and get hired on the spot. I peace out at the zoo 2 weeks later, literally 3 days before they planned to open my exhibit to the public. It was a close call for me to escape before they opened to the public (and pettiness was only partially the reason I dipped out so close to opening). Sorry new hires who are now in charge of the bird feeding exhibit. I taught you the best I could in the short time I had. If the managers are struggling with what to do with one less person, I can’t say I feel bad. I can only hope they delayed opening/closed you down again for your own safety. You are not lightbulbs. I really hope the higher ups stop considering you as replaceable as one. Will I go back to the zoo to visit? Probably. But not for a year at least.
 I started my new job the very next day after I quit the zoo, and have been there ever since, (which isn’t that long yet, tbh. Christmas day was my 2 month anniversary). It’s full time, but it’s also a small business, and everyone’s hours this year have been on the short side due to the plague. I understand, though. They don’t want us to work if they can’t afford to pay us. Everyone is nice enough, though some people smoke and it’s hard to avoid them with how frequently we have to go in and out, and I really don’t want to get lung cancer, sorry not sorry, please and thank you. Also, with such a small team, gossip is certainly harder to go undetected, so it’s a relief knowing people don’t talk behind one another’s backs.
 I participated and beat my 4th nanowrimo in a row, I made TWO apple crisps on thanksgiving, and made baklava on Christmas and both of these recipes were my first time making them, and they both came out adequately! I voted the first day of early voting, and I did an art trade/collab with two of my friends for my birthday! (normally we would have done monthly “art days” where we get together and do art projects for fun because we’re adults and we can spend our time together however we want, but the plague said otherwise this year) We drew pokemon and it was fun! (hopefully I can show you all the results soon. At the time of writing, I’m still waiting for the last two colored parts to get back to me)
 I reached 100 pages on my undertale comic, and finish the first arc out of…! (im not sure. It’s either going to be 4 or 5, I haven’t decided yet)
 Over all, I managed to stay healthy as far as I know. I wasn’t as productive as I wanted to be this year, but then again, who was? (don’t answer that. I don’t need that kind of comparison in my life right now)
 Will 2021be any better? Honestly? I don’t think so. Not right away, at least. Just because a new year is about to start does not mean the slate is completely wiped clean. The change of the calendar year doesn’t magically make all our current problems disappear. Covid will still be here and cases will still climb when January starts. Small business will still be strained when the month rolls over, police will still go on murdering innocent civilians and getting away scot free, amazon and disney will still be monopolizing all consumer goods and media, and I can’t help but feel like there’s an impending shit show about to go down on inauguration day. I do hope things will get better, though. It’ll be arduous and unpleasant, but I do hope things will improve, because sometimes hoping is all you can do.
 Good night.
8 notes · View notes
kennethherrerablog · 5 years
Text
How This Savvy Saver Got Her Credit Card Interest Rate Dropped
One morning while eating a grapefruit, Christine Culver had an idea.
In an attempt to save money on decor, she took the six slimy grapefruit seeds from her breakfast and planted them.
Recently divorced and tight on money, Culver, with her 19-year-old son, had just moved into a small apartment in Maryland. They split rent and furnished the space with thrift-store finds, hand-me-downs and dumpster-dive treasures. “The Penthouse,” they called it.
“Spending money on a houseplant seemed like a crazy decadence, when I literally was living on salted rice for about a third of each pay period,” she says. “Having those little grapefruit trees sprouting on my windowsill made me feel like I would eventually be in a better spot.”
That was six years ago. Culver, now 51, has since moved to Alexandria, Virginia, where she’s secured a higher-paying job as a tech editor. She’s in a much better place financially. She maxes out her 401(k) contributions, plans to tackle her student loan debt and saves for future travels with her boyfriend, David.
“Calmly planning for the future is a lot more pleasant than desperately hoping your car doesn’t break down before payday,” Culver says.
Even so, Culver still looks for ways to save money. For one, she makes it a habit to negotiate her credit card’s interest rate each year. She’d had luck the first couple of times she called, but not in the past five years — not until she came across Trim, a personal finance assistant that negotiates the APR on her behalf.
It was worth a shot, right? After all, it could save her hundreds, if not thousands, of dollars in case money was ever tight again.
A Brief Call, and Her Credit Card APR Dropped 13%
It’s not like Culver has a heap of credit card debt these days. She just finished paying off about $2,000, left from a few unexpected expenses last year. For her, the lower APR rate is more of a precautionary measure.
The first few times Culver picked up the phone and haggled with Citi, she had success.
“But after a while, they stopped listening to me,” she says with a laugh. “They were like, ‘Oh, that’s that woman. She calls every year.’”
Then Trim offered to step in and have an expert do the negotiating on her behalf.
Culver had signed up for Trim a while back but hadn’t yet taken advantage of its negotiation features (which include cable, internet and cell phone bills in addition to APR). She thought, though, that maybe this could work.
Here’s how Trim’s debt-negotiation feature works:
After signing up for Trim, you’ll gain access to its debt-payoff features, which include APR-negotiation experts. You’ll schedule a phone call with one of Trim’s expert negotiators.
You’ll chat with the negotiator for a few minutes. They might ask questions about your payment history, your debt or your credit score. They’ll use this information in the negotiation process.
Trim adds your credit card company to the call. During the three-way call, you’ll sit back and relax. Occasionally the credit card’s representative will ask if you agree or authorize. Yes, yes, yes!
Culver says the whole process was smooth — and effective. Her Trim negotiator was able to get the credit card company to drop her interest rate from 15% to 13%.
Her negotiator even asked Citi to reimburse Culver for the previous month’s interest. No luck there, but she was impressed they thought to ask.
How a Few Percentage Points Can Save You Hundreds of Dollars
For context, the interest rate on the average credit card is north of 15%, according to data from the Consumer Financial Protection Bureau. Some cards reach 30% APR.
“I always want the lowest interest rate, even if I’m not pushing it right now with a bunch of debt,” Culver explains.
The two-point difference in APR might not sound like much, but over the course of a year, it can really add up — especially when money’s tight.
So… Is It Worth Calling in the Expert Negotiators?
For Culver, recruiting an expert negotiator to haggle her credit card interest rate down was well worth it — even if just for the peace of mind.
Tapping into Trim’s debt payoff tools — which include APR negotiation and a financial coach who’ll craft a personalized payoff plan — costs $10 a month. Savings will vary, but Trim reports it’s been able to save users an average of $1,169 in annual interest. Plus, there’s a 90-day money-back guarantee if you’re not happy.
“There’s something about having someone who’s a professional calling on your behalf that’s so much more effective than you doing it yourself,” Culver says.
Trim let Culver know it’d reach out again in three to four months to set up another call to see what they can do next. Maybe they can bump her APR even lower.
“It’s always great to have more money in my pocket,” she says.
After all, Culver has big plans to build a greenhouse in her backyard this year.
Those grapefruit seedlings? They’re now trees — a few as tall as Culver herself. She’s been protecting them from the cold in her living room all winter. In their six years, they’ve not produced one fruit, but Culver still cares for them.
“They’re a reminder of how powerful a little seed of hope can be,” she says.
Carson Kohler ([email protected]) is a staff writer at The Penny Hoarder.
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.
How This Savvy Saver Got Her Credit Card Interest Rate Dropped published first on https://justinbetreviews.tumblr.com/
0 notes
rulerofsawdust · 6 years
Text
Way back in July, @smilesandstarryrainpours asked me for fanfic recommendations. Being a horrible person I didn’t get back to them before they deactivated. I’m very sorry about that, if you’re lurking out there, I have a handful of Batman recommendations for you based on whether or not I thought they were good enough to download.
Some things: I adore Dick and Damian as brothers. They are like the Sam and Dean Winchester of the Batfamily, which explains all the slash fiction since people have a problem with intense non-romantic relationships. They’re peanut butter and jelly; good on their own and amazing together. Most of my recommendations will be stories that explore their sibling relationship because I’m a sucker for sibling relationships. In that vein, I’m also skewing heavy on Stephanie Brown and Damian both platonic and romantic. Talia has been railroaded for the last ten years which irks me so I have a handful about her that I think are worthwhile. Unless the writer has Talia shown in a fair light as a reasonable parent along with Bruce, I will not recommend anyone who thinks Bruce is a good dad. I know good dads, many of my friends are good dads: a couple of them are biological dads, some of them found out they had kids years after the bitter and brutal breakup, some became dads because CPS called them; some are straight and some are gay. None of them are anything like Bruce Wayne and most of them actually stopped being fans of Bruce after Damian was introduced (they also started my reading of comics because they related to Dick’s relationship with Damian. When people say Damian isn’t a self insert character, they don’t realize that his fan base prior to the movies was primarily people in their late twenties or older who had C-PTSD and could relate to his struggles to adjust, or people with child custody and felt like they were Dick dealing with their own cranky demon brat. Naturally this confused the heck out of DC, as did the dramatic rise in Damian as a baby name after 2007). There’s a great article on 13th Dimension using Tomasi’s Batman and Robin run, arguably the most caring version of Bruce since the ‘80s, to demonstrate he’s a sociopath based on his treatment of Damian. Keeping that in mind, consider Bruce being a good parent seriously ooc and fanon, but there are a few stories where he’s a good dad that I’ll suggest. Most of my recommendations are on AO3, two will require an account to view.
There are some self imposed rules. First of all, no incomplete stories. There are several incredible stories out there that I’d pay to see finished when my student loans and credit cards are paid off and I have disposable income (@hauntedlittledoll’s 12/21 series, which the first part is on my recommendation list; “Monsters to Laugh At” by aradian_nights, read it on fanfic.net instead of AO3 as it has more chapters; “Everybody Wants to Rule the World” by j23k; The Demon Inside Me series by Hawkstout, of which I am including a single one shot; and several more), but outside of the aforementioned parentheticals, I’m only suggesting completed stories. Aside from a few exceptions which I will explain why I think they’re worth my risking a suggestion, no smut. I’m old enough to buy alcohol in the US, which means I’m too old to recommend smut without knowing your age. Considering that everyone has different preferences, and nsfw stories literally being the whole reason AO3 exists, you don’t need outside help for that. Finally, except for one glaring exception due to being so beautiful, original, well thought out and researched that I can overlook its issues, grammar matters. Having worked in engraving I have huge grammar pet peeves. Using ’s as a plural is my biggest one. Unless it’s an otherwise phenomenal character study and intriguing plot, if I see a misused apostrophe I’m hitting the back button.
So all that in mind, and once again a massive apology for not making your tumblr experience worthwhile, I’ll start posting my suggestions.
Disclaimer: I know no one, Jon Snow. As you may have realized, I am not someone who needs or even necessarily wants human interaction (to the confusion and distress of almost all humans in my life). These recommendations are all based solely on my personal perceived quality and enjoyment of the stories. If they follow the Margaret Atwood/Neil Gaiman/Ursula le Guin/Naomi Novak et al rules of fan fiction, then there’s a good chance I’ll be fan and encourage others to read them.
0 notes