#financial stress

[kiindr]

i'm interning as a psychology intern at a school and lately, I've been coming across some kids whose parents make them feel like a financial liability and not good enough to get spent on for basic needs like food and education, and clothing.

like, madams and sirs, it is YOUR RESPONSIBILITY to provide for your child. you needn't have had a child in the first place if you weren't willing to pay for them. but now that you have one, you have no business making them feel as if they're asking for too much when you pay their school bills or get them books or get them uniforms.

these children come into the counselor's office about "academic stress" on most occasions and i slowly watch their eyes get moist as they talk about how their parents keep rubbing in their faces the fact that they're spending too much on them, that they don't deserve to have money spent on them like this, that when they were kids- they didn't have as much.

YEAH?? SO WHAT?? isn't the entire point of being a parent to do your best to provide your children a better life than yourself? what are you even on about??

if you're one such person who got told similar things by their parents, as an adult you might have restrictive spending habits and low self-worth. you might have trouble asking for help and doing nice things for yourself.

i just want you to know that:

you deserve getting spent on

you are not a burden

you deserve to feel loved in every way and that includes materially and financially

if you're a minor, it is not your responsibility to pay for yourself or worry about finances

you're not too much

#mental health #mental health awareness #mental health support #mental health reminders #coping #positivity #therapy #wellness #reminders #kindness #financial stress #grief #stress #depression #anxiety #children #trauma #schools #high school #parents #parenting #bills #self worth #self care #self love #coping mechanisms #healthy coping #mental illness #childhood trauma #financial trauma

[not-mary-sue]

Can someone explain to me why I feel so guilty about spending my own money. Like it's mine, I earned it, with the job that I work. I can do literally anything I want with it. Yet, all non-neccesary purchases (and some completely necessary ones) are met with instant discomfort.

#I'm not even spending it on myself today #im buying gifts for a charity drive #i should not feel bad about spending money on toys for children #money #finance #financial stress #guilt #mini rant #rant

[fanaticsnail]

A spanner in the works

Hi everyone. I have found a small problem for myself and I thought I'd update a little about it.

The device I use for writing purposes has decided to unexpectedly "kick the bucket". To list a few other analogies: push up daisies, bought the farm, found eternal rest, gave up the ghost, shuffle off this mortal coil, or cark it - the latter being my favourite term for it.

All jokes aside, I am unfortunately left without a manner to persue this creative outlet until I can get the ol' thing repaired - which is an unexpected financial stress I didn't foresee occuring.

I have got my works backed up on Google Docs: I did have this foresight considering the last time it decided to do the whirly dance with death.

If you feel it's placed on your heart to donate to the cause, I have a ko-fi link. This is absolutely no pressure at all - it will get done regardless, but I'll be limping on through to the next paycheck and be mighty sad about it.

Tldr: My Surface-Pro is no longer working - I am aiming to get it repaired asap. It is expensive, and I am having a whinge.

That's all from me for now! Love you guys lots, and I can't wait to complete my WIPs as soon as I get the silly thing replaced or repaired.

Love, Snail 🖤

#help me #i am not okay #fic writer #my puter has perished #financial stress #opla fic writer #one piece fic request #ko fi #ko fi link #creative outlet #no longer available #hoist the colors #raise the banner #rally the troops #ride at dawn #this is expensive #and also embarrassing #sorry to ask

[virtie333]

There comes a point where you no longer care if there’s a light at the end of the tunnel or not. You’re just sick of the tunnel. ― Ranata Suzuki

#personal #depression #auto woes #financial stress #chester the ottb #sun and clouds

[spookysalem13]

The pandemic is getting out of control. I've come down with covid-19 yet again.

My whole house is sick, everyone is infected.

What is even more frustrating is that according to the government, covid-19 is no longer a problem. Which is a bunch of BS. 😑 So therefore my job won't pay me while I'm out again.

What are they expecting people to do? I just came back to work. I've been back a week and a half. I've only had time to earn for one paycheck. I haven't been paid in so long already. Now I'm going to be out again.

I'm beyond frustrated and stressed at this point. I'm immune compromised. My immune system doesn't tolerate covid-19 well. I'm out longer than what the government says you should be out for. Which I'm sure irritates my employer.

I'm chronically ill, I only go to work because disability has been giving me a hard time and I have yet to make my dream of social media provide me with any sort of income.

Despite work killing me faster, we live in a capitalist country and it's killing disabled people like me. And the United States Government is failing its people when it comes to the pandemic.

I'm really lost at what to do. And I'm having to worry about all this when I'm supposed to be getting better. I'm becoming very depressed again.

#disabled #disability #covid #covid19 #coronavirus #pandemic #capitalism #stressed out #depressed #depression #im sick #life update #life upd8 #mini rant #rant post #chronically ill #immune compromised #financial stress #worried #anxious #anxiety #mental health #i need some help #the pandemic #covid 19 #virus #corona virus #im tired of this shit #chronically fatigued #im trying so hard

[mintharasthrone]

what in the pregnancy propaganda

#“reverses biological aging in women’ yale is lying #and also taking care of a baby doesn’t stress out your body and health #??? #kids don’t lead to a shorter life?? #like we even needed a study on it because it’s common sense #wasn’t there an article once that even talked about research saying having kids ages women faster than smoking and being overweight ??? #and there’s so many factors to add to it #men adding to the burden and not helping #poverty #financial stress #social stress #there is endless stressors for women #giving birth can kill or disable you #pregnancy is stressful not anti-aging #trauma of being a woman leads to autoimmune diseases #insanity #to also tell women they should have kids just to look young

[mademoisellefantasy]

Does anyone else feel like the system is rigged against them? I don't mean in the general sense of "capitalism has failed everyone"; obviously a lot of people on this app share this sentiment.

I mean in the sense that even the simplest things of finding a job, or renting/buying a home, or managing some bureaucratical processes is extremely difficult and time-consuming.

I may sound naive in this, but genuinely, I am so stressed atm and a part of me just feels like there are too many obstacles for the simplest things that simply SHOULDN'T be there.

I hope I am not alone in this...

#vent post #tw vent #tw stress #maybe it's just me #i don't know anymore #financial stress

[tall-glass-of-nope]

“Good news! A program for necessary treatment thinks you’re a good candidate and we can take you in next week! (Also it will cost $9,000 out of pocket and you would still owe rent and regular bills)”

*breaks down crying* “I can only afford one meal a day right now”

“If it makes you feel better, you’re not alone! Lots of people struggle with the cost of treatment! :)”

#personal #financial stress #mental health #treatment #hospitalization #the injustice of poverty

[myownjadedpieceofmind]

Walmart does not work with goodrx. No matter how much I try. My insurance will only cover 7 days of my medication. The rest of the month will cost me $124.60.

I have run out of options. I spent the last $40 I had on some groceries. If any of you were on the edge of buying one of the super cool pieces of jewelry I make, now would be the time to surprise me and gift yourself. I desperately needed some personal care items, my car insurance is due, and I have another Dr appt coming up in kc on the 14th, and the electric bill due right after that.

What I'm saying is... if you have the ability to help, I really could use it. Even if only $1.

Venmo: jaded-ink

Cashapp: $6od3ss

#handmade jewelry #artists on tumblr #disabled artist #help me out #need help with medication #i cant afford life #buy my art #so i can pay my bills #s.o.s #financial stress #medical needs #artists with disabilities #white flag of surrender #spread the word #please help if you can

[hardtobcmysxlf]

If anyone is willing to help me out, I get paid Friday and depending on how much I get paid, I can pay you back...I just need like 20-25 bucks for work drinks this week until friday...I can make coffee at home with my keurig but don't have any other drinks I could bottle up for work

My păypal is: [email protected] if anyone is kind enough to help me out this week

I've tried doing the cash advance apps like Dave and stuff, but they're fucking stupid and go through something called Plaid, and Plaid doesn't work with my credit union for some reason :/

Thank you again for anyone that helps me, bless your hearts <3

#financial stress #financial help #money help #money stress #lgbt help #signal boost

[theboookwitch]

So, I lost my job in the beginning of September and I’m having a really hard time finding a new one. I am waiting for unemployment to hopefully be approved, but as of right now I have no form of income. I’m applying for everything from corporate jobs to restaurant jobs and dog-walking, etc. but having bad luck. I currently have $11 to my name, and I’m extremely stressed. I’m also running out of my Multiple Sclerosis medication in two weeks and I’m worried all this extra stress is going to lead to a flare up.

I feel really weird asking for help on the internet but here we are. If you’re able to give a few dollars or anything at all, I’d be truly forever grateful. If you can’t give, I’d be so thankful if you shared this.

My Venmo is @elizabeth-perniciaro.

<3

#mutual aid #mutual aid request #text post #financial struggles #financial stress #unemployment #unemployed #lay offs #please share

[sjautocontrole]

Loans vs Savings

Having loans while saving up was a nightmare. It was a huge struggle for me before because I really wanted to become financially stable. I'm in my mid-20s already and didn't have enough money; Living paycheck to paycheck was hard, and I don't want that kind of life anymore. I felt like I was already late. I kept reminding myself that I was not late; everyone had their own timeline. I wanted to start early and retire early, but I couldn't.

I've tried a lot of things, like tracking what I spend in a day and monitoring my monthly expenses, but it didn't work for me. I was overwhelmed and caught myself crying. I had a part-time job, but it's still not enough.

What I did was take it step by step.

The first thing I did was cost-cutting, and it's hard, but it's worth it. After work, I would go home as soon as I could. I started saying "NO" to my friends and co-workers. This was the worst part. I heard a lot of comments like, 'Noon, pwede ka pa bat ngayon hindi na,' sometimes 'Nagbago ka na, di ka na yung dati namin kilala,' 'Nagka-boyfriend ka lang, di ka na sumasama.' It's really, really heavy.

I deleted my shopping apps and practiced the one-week rule for impulsive buying. If I didn't think about it over a week, then I didn't need it. I also started asking for opinions from my friends before making purchases, for example, when I wanted to get insurance with an investment component. A friend of mine was helpful in guiding me on better options.

I started working out. My workouts aren't very intense; I do them for 20-30 minutes or as long as I'm present (remember, the important thing is 'showing up'). It helps me be more confident and have a clear mind.

I know it's hard. I advise paying off all your debts or loans before you start saving up. But when you have leftover money from the debts or loans you paid off, I recommend putting it into your savings account. Maybe one day, you'll be thankful for that.

Remember, small things count.

#mental health matters #financial struggles #financial stress #financial planning #salary #personal loans #debtmanagement #saving money #costcutting #saying no

[kc22invesmentsblog]

Financial Stress and Relationships: Navigating Money Matters for Stronger Bonds

Written by Delvin Money plays a significant role in our lives, and the way we handle financial matters can greatly impact our relationships. Financial stress can strain even the strongest bonds, leading to conflicts, misunderstandings, and emotional strain. In this blog post, we explore the impact of financial stress on relationships and provide practical tips on how to navigate money matters to…

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#Budgeting #dailyprompt #Emergency Funds #Empathy #Financial #Financial Freedom #Financial Literacy #Financial Stress #Generational Wealth #knowledge #money #Moneymaking #Personal Finance #Relationships #Track Expenses #Wealth

[boxdyeblonde]

PLEASE READ

tips/advice/solutions desperately needed

parental, income, and mental health problems incoming……

———

i know i havent been on/posting in a while… things have been *rough*

i graduated college, am paying back my student loans, finally got a job in a related field a month and a half after i graduated that pays $15 an hour and is 35 hours per week, and my parents keep making hints that im going to have to financially contribute more to our household or find somewhere else to live. they keep telling me that i need to contribute more as if im not paying off my student loans and have only been working for a month so far (and in college i had work study but it only brought in $70 per week)

additionally, im currently looking for a second job and if i get the one i just applied to as a waitress ill get anywhere between 12-22 hours a week, which would bring my total hours up to 47-57 a week

not to mention ive been trying to do commissions on the side as well but it’s difficult to find the time between work and helping around the house and still getting enough sleep, and ive also been trying to get rid of stuff i dont need and sell it

on top of all that, i desperately need to go back to therapy as i no longer have access to free therapy through my college, my old therapist i saw in high school doesnt take my new insurance and she charges $75 per session (which is a really good price!!) on the other hand, all the local therapists that take my insurance have expensive appointments $150-250 per session and our family is nowhere NEAR reaching our deductible, i dont know what to do because id like to rekindle with my old therapist so that i dont have to relive EVERYTHING, just the past few years, but my parents would make me pay 100% out of pocket to see her, as for a new therapist, theres a lot of waitlists and i think my parents will make me pay that out of pocket too

i know that was long but any advice or tips or solutions would be so appreciated

i wanted to also add that i have been trying to run a red bubble, and i also have a kofi but i need to post more on there

#life is expensive #i will literally accept a sugar mommy or daddy at this point #im getting desperate #finance #financial help #financial stress #financial struggles #help #advice #financial advice #im broke #broke college student #minimum wage workers #kofi #buy me a kofi #ko fi post #kofi request #red bubble #support #support small artists #i have venmo #venmo donations

[im-the-lesbian-aunt]

Had a small wreck back in November due to some asshole pulling out in front of me. Haven’t been able to get my car fixed due to the fact I don’t have a police report because they left the scene without talking to me.

Fast forward to today and I’m struggling with either getting my car fixed(talking thousands of $$$ of damage) or trade it in for some money down on a used car. But then, I don’t even have a down payment. Soooo I’m fucked. I have a damaged car with winter coming in a few months and no way to even put down $1000 bucks to get myself into something safe.

Considering starting a go fund me. Would anyone be willing to donate?!

#I’m so fucked #I don’t know what to do #personal #stress #gofundme #financial stress #need a new car #donate

[dragonnan]

This is very difficult for me.

I am not someone who easily, if ever, asks for help. However I am in that position and have been since 2020. I realize it is not a unique situation - so many of us are in the same boat that to even ask for help feels galling. To clarify, I'm not asking for charity. And I'm not asking for help if you are someone also struggling. What I'm hoping, is that I can share my story, and if you feel moved, you'll help share my post.

In the spring of 2020, my father had a fall. He was 85 and had developed pain in his legs and knees after decades of hard work as a carpet installer. That day, in February, he stumbled over a bunched up rug and landed hard. The fall ended up fracturing his hip. I immediately was the one to take point - getting dad to the hospital for X-Rays as well as other procedures. I still remember the many hours sitting in that cold hospital room - acting as interpreter between Dad and the hospital staff due to his partial deafness.

At the time, we assumed Dad would slowly recover and eventually be able to get back to doing the things he enjoyed. 85 wasn't that old, after all.

But it was not to be.

Over the months, he steadily grew worse. Oh, the fracture healed - but his ability to be mobile grew less and less. I became his full time caretaker. I don't think I slept more than a few hours a night for the next 9 months. I didn't have work - due to Covid, my full time freelance job had vanished along with many of the opportunities I had cultivated. I'm honestly not sure how I managed to get by at all, financially. I made enough - and sometimes that's the absolute best outcome one can have.

In May, my maternal grandmother, and the last grandparent I had remaining, died peacefully in her sleep at the age of 101.

We mourned, and we pressed onward. I won't detail out every single moment/event of the months that followed. We did the best we could until it became impossible to do more. And then, finally, the horrible day came when I had to tell my Dad that he no longer could be in his home. We had to send him away so that he could receive a level of care beyond my abilities. To this day I feel tremendous guilt for that. That somehow I should have tried harder - done more. I suppose that's a very human thing, though.

Dad lingered at the nursing home for several more months. One blessing was that it was across the street. One hardship was that this was during the height on Covid - making visiting complex. But we did the best we could (a refrain that became an unpleasant mantra over time).

On December 8th, at around 3am, my Dad passed away. It happened quickly - I wasn't able to be there but my two brothers had been contacted and were able to be by his side. Stubbornly Norwegian to the last, Dad clung to life until finally my younger brother, held his hand, and told him it was okay to let go. He took two more breaths, and he was gone.

Going back, towards the start of this same year, one other event took place that has profoundly impacted us all. My mother was diagnosed with dementia. Even with Dad's decline, I was finding myself with two parents to care for. After Dad's passing, for a few years, Mom was mostly okay. I was able to take a job with the same printing company I'd worked for several years ago. It was very part time, but it was enough income to keep the lights on, so to speak.

And then I got Covid - and Mom got Covid too. And, while it was mild, and we recovered in about a week, something changed with Mom's dementia after that. She could no longer safely be alone. A week after I called in sick, I was forced to call my boss to officially quit. This was sometime around July or August I think? In any event, I've had no steady income since that time. My saving grace was a freelance job to illustrate a book (actually I had 2 jobs like that about the same time) so I was able to get a bit of income to carry me forward a few months. But it won't last and I'm finding myself, at last, coming to social media for help.

I feel the weight of stress so profoundly.

That is the primary reason I chose to share what I did. In the last few month's of Dad's life, I even hit such a dark and horrid place that I began contemplating the logistics of suicide. No, I wasn't to a point of making it actionable - but I was incredibly close. It was that point that actually help motivate me to talk with a mental health professional about medication. Its been helping.

So do I actually have a point after all of this massive and unsolicited sharing?

It is to ask that you do a small thing. Help share my site. And, if you feel you can afford it, maybe purchase some of my products.

Nothing I sell is expensive. My sets of clipart are $3.99 for 10 (I also have larger sets at different price points). I also offer stickers for $4.99 and a variety of other digital and physical wares.

My shop is now my only semi-steady source of income. It gets a lot of great reviews but not a lot of visitors despite it being live since 2013.

I'm not looking for wealth. I simply need enough - to lift that blanket of uncertainty and fear about what the next week - next month will bring.

I'm sorry, this is really sounding like one of those "For just a Dollar a day - help feed a starving artist down on their luck" commercials...

If you've made it this far, I appreciate you traveling through my ramblings. If you are able to visit my shop - share - even buy one of my wares, thank you tremendously!

I also can create any freelance design you'd like - everything I create is digital so when it's completed you'll get it instantly. You can send me a private message for rates.

TL:DR - I'm struggling financially and its been a really tough few years and I could really use some help.

#long post #looking for help #my etsy shop #parent death mention #dementia #dealing with grief #financial stress