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#debtfreejourney
leveluponabuck · 10 months
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She did that
Even though it may be sad, many of us are starting to realize that student loans are not going to be paid off. Before the pandemmy I had over $16,355 in student loans. And like many others I didn’t receive a degree from the loans I took out. After talking with a neighbor and just thinking about my life. I decided to start paying them while they had no interest. I started paying off my debt in March. Keep in mind I am not a high earner (yet) and as of this day 6-15-23 I only have $6,957 left to pay off. I worked so much overtime. I didn’t buy new clothes. I don’t have a sugar daddy. I didn’t side hustle myself to death. I didn’t start a business. I didn’t scam anyone. I JUST WORKED MY 9-5. It was hard, but I will be done paying of my loans before September. I will be writing a post of how and why I decided to take this path. I may even start posting on TikTok. I want to be more open and I stepped away from this platform because I was struggling with some personal issues. Idk if anyone will read this, but if anyone does I want to just say, just start! Whether it’s student loans, taking charge of your health, making meaningful relationships. Just start you’ll mess up and when you do keep going. We’re all human, mess ups happen, and even giving up temporarily by taking breaks. But don’t don’t give up forever you got this! Till next time. Level Up on a Buck, but don’t stay stuck! >>>>> NEXT MANIFESTATION, OR MONEY GRAB?
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tokwattoge · 10 months
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Some days are bad. Some days are really really good.
Nakabayad na ako ng Digido kahapon. 5500 yung hiniram ko pero nagbayad ako ng 7530 sa interest. Nasa 13k mahigit yung binayaran ko. PLEASE WAG NA KAYO MAGTANGKA MAGDIGIDO kahit gipit nagipit na kayo. Magcashalo or billease na lang kayo.
Nakahinga ako ng onti, para akong nabunutan ng isa sa sampung tinik ko ngayon. 1 down more to go. Makakaraos din. Isa isa lang. Utang pa lang yan guys ha, meron na rin akong mga overdue bills. Pero okay lang kapit lang. Darating din yung araw na makakalaya din.
Dati completely breastfeeding kami, pero nag 1 year na baby ko parang kaya ko na magmix feed, I mean kaya ko na tanggapin yung mom guilt at sabihin na okay lang yun. Mas makakafocus na ako sa work. <3
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visionsbytati · 4 months
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borderlinebelle · 6 months
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thank you to whomever tipped me anonymously on a few posts recently 🥹 i appreciate your generous human kindness and i see you. 🖤
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lethalgadgets · 9 months
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Credit Card Consolidation: 4 Top Tips to Manage Your Debt Effectively
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hotpotmail · 10 months
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taxhvn · 1 year
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New Post Alert ⚠️ If you are looking to improve your financial literacy, or gain a better understanding of how to manage your money, look no further.
We have scoured the market, compiled and reviewed a list of the 50 best financial books of 2023. These books cover a wide range of topics, from investing, personal finance, to self-development and money management.
If you were looking to choose a bestselling finance book for this winter, your ideal choice is most probably in this list. Happy reading ! 📖
👉🏼 TAXHVN.COM
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protagonist52 · 1 year
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Here are my #December2022 monthly #Selfies (1/2) from when I was getting cash back from my #GetUpside balance to #PayPal. Now here is the key… i am investing all my GetUpside returns into #BitcoinCash (Why BitcoinCash? Because of the 4 #cryptocurrencies available on PayPal… 1. Bitcoin = 65% of another one of my side hustles 2. Ethereum = 25% of my stores profits 3. Litecoin = ? For 2022 (but when I figure this out I will edit this) So that leaves Bitcoin Cash. That’s my logic. But the key is being consistent and to hold myself accountable, Imma post my transactions on the first Tuesday of the Month. What are your investment goal? Do you invest in cryptocurrency? Let’s discuss (if you feel like sharing) it in the comments below 👇🏽. . . ~~~ Double tap if you agree ⛽️📉 Tag 👥| Share 📲 | Comment ✍🏽 Turn on post notifications 🔊 #SUPERKevTheMATHMAticIaNvestor #SUPERKevsInvestmentoftheMonth2022 #IncomeNumberTwosDay #CHILDSUPPORTKev ~~~ . . #debtfreejourney #FinancialEducation #FinancialExcellence #FinancialFreedom #FinancialIndependence #invest #investing #investment #Prosperity #cashflow #retirewealthy #assets #moneymatters #MoneyGoals #WealthyGoals #WealthGoals #MoneyMindset #WealthMindset #wealthmatters #growthmindset takerisks (at Exxon & Mobil Stations) https://www.instagram.com/p/Cm8hTVmOMNk/?igshid=NGJjMDIxMWI=
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thefaithfulsteward · 2 years
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WHAT'S YOUR PLAN SINCE THE 2022 FEDERAL BUDGET!
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Sam Higginbotham Explains How to Create a Budget That Works for You
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Creating a budget is essential for financial stability and achieving your financial goals. However, many people struggle to create a budget that works for them. In this blog post, we will explore advice from Sam Higginbotham, an experienced entrepreneur and successful financial advisor, on creating an effective and sustainable budget.
The Importance of Budgeting
Budgeting is the foundation of financial planning. It helps you track your income and expenses, identify areas where you can save money, and plan for future expenses. Without a budget, it's easy to overspend and find yourself in financial trouble.
Assess Your Financial Situation
The first step in creating a budget is to assess your financial situation. This includes calculating your income, including any regular paychecks, freelance income, or other sources of revenue. Next, list all your monthly expenses, including rent or mortgage, utilities, groceries, transportation, and debt payments.
Set Clear Financial Goals
Before creating a budget, it's important to set clear financial goals. These goals will help you prioritize your spending and make informed decisions about where to allocate your money. Whether your goal is to pay off debt, save for a home, or build an emergency fund, having a clear goal in mind will motivate you to stick to your budget.
Create a Realistic Budget
Based on your financial situation and goals, create a realistic budget that outlines your income and expenses. Allocate a portion of your income to fixed expenses such as rent and utilities, savings, and debt payments. Then, allocate the remaining income to variable expenses such as groceries, transportation, and entertainment.
Track Your Spending
Once you have created a budget, it's important to track your spending to ensure that you are staying within your budget. There are many tools and apps available that can help you track your spending and identify areas where you can cut back.
Review and Adjust Your Budget Regularly
Your financial situation and goals may change over time, so it's important to review and adjust your budget regularly. This will help you stay on track with your financial goals and make any necessary changes to your spending habits.
Seek Professional Help if Needed
If you are struggling to create a budget or manage your finances, don't be afraid to seek professional help. Sam Higginbotham is a financial advisor who can help you create a budget that works for you and provide guidance on how to achieve your financial goals.
Conclusion
Creating a budget that works for you is essential for financial stability and achieving your financial goals. By following Sam Higginbotham's expert advice, you can create a budget that is effective, sustainable, and helps you achieve your financial goals.
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Akermon Rossenfeld Co: 5 Golden Rules for Managing Debt Wisely
Akermon Rossenfeld Co is a leading debt collection agency, dedicated to providing efficient and ethical debt recovery solutions for businesses. With a focus on professionalism and results, our personalized approach ensures maximum recovery rates while maintaining positive debtor relationships. Contact us today for effective debt recovery services.
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tokwattoge · 8 months
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Sahod day!
Gusto kong sabihing Happy Sahod Day pero haha di ko magawang ngumiti kasi kulang yung mga pambayad ko. Nagbayad ako ng BillEase kanina 5k, kaso yung penalties ko 2.7k na. Ouch, bigat kasi parang half lang yung nabawas ko. Well, on the bright side, at least nabawasan. STILL A LONG WAY TO GO, but I'm moving forward. Hindi ko na dinagdagan tong mga loan na to simula nung tinanggap ko na na lalo lang ako malulubog kakatapal ko. Yung next sahod ko sa motor ko naman ibabayad dahil 2 months na akong overdue don. So meaning, para sa aking ibang loans sa September sahudan na ulit ako makakapagstart na magmove forward.
Ang target ko maclose ko na yung Lazpaylater next month kasi 1k na lang yun. Ang mabigat lang kasi sabay sabay yung malalaking due, pero kung tutuusin sabay sabay din yung tapos nila halos, and if everything stays on track, by December mas maganda na yung financial standing ko. Hoping for the best! Work work work!
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whiteapple301 · 18 days
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𝐇𝐚𝐩𝐩𝐲 𝐍𝐞𝐰 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐘𝐞𝐚𝐫✅! We're grateful for our amazing clients and employees who made FY 2023-24 a success. Here's to another year of building strong partnerships!
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lexingtontaxgroup · 21 days
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If you find yourself grappling with IRS debt, you're far from alone—but navigating the path to resolution can feel daunting. That's where Lexington Tax Group steps in. Specializing in IRS debt resolution, we offer a comprehensive approach to not only address your current tax liabilities but also to secure your financial future. Let's delve deeper into how we can turn your tax woes into a manageable plan.
Understanding Your Debt
The journey to resolution begins with a full assessment of your tax situation. This means a thorough review of your tax filings, identifying any discrepancies, unfiled taxes, and calculating the accumulated penalties and interest. Understanding the scope of your IRS debt is critical in crafting a tailored resolution strategy.
Exploring Resolution Options
With a clear understanding of your debt, we explore various resolution avenues. Each option is designed to cater to different circumstances, ensuring that the chosen path is the best fit for your financial situation.
Installment Agreements: Suitable for those who can repay their debt over time, this option allows for a monthly payment plan that fits your budget.
Offer in Compromise: A valuable option for those who might struggle to repay the full amount, allowing you to settle your debt for less than what is owed, subject to IRS approval.
Currently Not Collectible Status: If you're facing financial hardship, this status temporarily halts collection efforts by the IRS.
Penalty Abatement: For those who have a history of compliance, negotiating to reduce or eliminate penalties can significantly lower the debt owed.
Customized Implementation
Choosing the right strategy is just the beginning. At Lexington Tax Group, we navigate the complexities of IRS negotiations and paperwork on your behalf. From filing the necessary documents to setting up payment plans, we ensure each step is executed efficiently, always with your best interest at heart.
Ensuring Future Compliance
Beyond resolving your current IRS debt, our mission is to help you maintain financial health. This includes advising on future tax filings, strategies for financial management, and tips to avoid future tax liabilities. Our comprehensive approach not only addresses your immediate needs but also sets you up for long-term success.
Why Choose Lexington Tax Group?
At Lexington Tax Group, we understand the stress and anxiety that come with IRS debt. Our dedicated team offers personalized service, tailored strategies, and the expertise to navigate the IRS's complex processes. We're committed to resolving your tax issues and guiding you towards a stable financial future.
Facing IRS debt doesn't have to be a solitary journey. With Lexington Tax Group, you have a partner every step of the way—from understanding your debt to ensuring future compliance. Visit us at www.LexingtonTaxGroup.com or call 800-328-8289 to learn how we can help you resolve your IRS debt efficiently and effectively.
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lexdexsolutions · 1 month
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Debt Repayment Plans - what you need to know
Are you grappling with a mountain of debt, unsure of how to navigate the treacherous terrain of repayment? Fear not, for debt repayment plans stand as beacons of hope in the tumultuous sea of financial distress. In this blog post, we embark on a journey through the labyrinth of debt repayment options available in the UK, shedding light on the pathways to financial solvency. Debt Management Plans…
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protagonist52 · 1 year
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Here are BabySUPER’s weekly investments made from 65% of one of my 2/7 profit income. Let me break down how I do it. I’ll invest (a stunning) $62.50 in a solid (new) company My stop loss is $51.5625 (ask in the comments if you need me to elaborate, also check my YouTube, I made a Live about this.) Each week I’ll invest that months amount per week. I invest a stunning $12 (December = 10th+2 month) per week, per stock Lastly, if a stock is between 51.5625 and 62.50, I have to pay the difference up to 62.50 along with the 9 #SUPERKevsStocksoftheWeek goes as followed... $120 for recurring investments $0 for new investment $120 total What is your investment goal? What is your risk-reward-ratio (RRR)? Let’s discuss (if you feel like sharing) it in the comments below 👇🏽. . . ~~~ Double tap if you agree ➗📈 Tag 👥| Share 📲 | Comment ✍🏽 Turn on post notifications 🔊 #SUPERKevTheMATHMAticIaNvestor #CHILDSUPPORTKev ~~~ . . #debtfreejourney #FinancialEducation #FinancialExcellence #FinancialFreedom #FinancialIndependence #invest #investing #investment #Prosperity #cashflow #retirewealthy #assets #moneymatters #MoneyGoals #WealthyGoals #WealthGoals #MoneyMindset #WealthMindset #wealthmatters #growthmindset #Stockmarket #takerisks #CashAppStocks #FractionalShares (at Massachusetts) https://www.instagram.com/p/CmN1hcVOjPq/?igshid=NGJjMDIxMWI=
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