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#children health insurance
alvisanders · 2 months
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Compare CHIP With Other Health Insurance Programs
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The Children's Health Insurance Program (CHIP) plays a distinct and vital role in the landscape of health insurance, catering specifically to the needs of children from low to moderate-income households. While there are similarities with other health insurance programs, such as Medicaid and private insurance, CHIP stands out in several key aspects.
Target Population:
CHIP: Primarily focused on providing health coverage for children up to the age of 19 in families with incomes too high to qualify for Medicaid but facing financial barriers to obtaining private insurance.
Medicaid: Offers health coverage for individuals and families with low income, including children, pregnant women, and adults, with eligibility determined by income and other factors.
Private Insurance: Available for individuals and families through various plans offered by private insurers, often with coverage options for children but requiring premium payments.
Income Eligibility:
CHIP: Targets families with incomes above Medicaid thresholds but still within the low to moderate-income range, varying by state.
Medicaid: Primarily for those with very low incomes, with eligibility determined by income relative to the federal poverty level (FPL).
Private Insurance: Open to individuals and families across income levels, with premium costs varying based on the plan and coverage.
Flexibility and State Control:
CHIP: Provides states with flexibility in program design, allowing them to tailor their CHIP programs to the unique needs and demographics of their population.
Medicaid: Jointly funded by the federal and state governments, with states having some flexibility in program design but adhering to federal guidelines.
Private Insurance: Governed by state and federal regulations but lacks the state-specific customization seen in CHIP and Medicaid.
Coverage Benefits:
CHIP: Comprehensive coverage for essential health services, including preventive care, immunizations, prescription medications, dental and vision care, mental health services, and specialty care.
Medicaid: Similar coverage to CHIP but may also include additional benefits specific to the Medicaid program, such as long-term care services.
Private Insurance: Coverage varies widely based on the specific plan but generally includes a range of services, with the potential for more extensive coverage options.
Cost-sharing and Affordability:
CHIP: Typically involves low or no-cost sharing for eligible families, ensuring affordability for those with limited financial means.
Medicaid: This may include minimal or no-cost sharing for eligible individuals, with some states implementing nominal premiums or copayments.
Private Insurance: Involves premium payments, deductibles, and copayments, which can vary widely based on the specific plan and coverage level.
Outreach and Enrollment:
CHIP: Often involves targeted outreach and education efforts to reach eligible families, with enrollment facilitated through state health insurance marketplaces.
Medicaid: Similar outreach strategies as CHIP, with enrollment through state-specific processes, including health insurance marketplaces.
Private Insurance: Relies on marketing efforts by private insurers, brokers, and employers, with enrollment through various channels, including employer-sponsored plans, individual marketplaces, or government exchanges.
Preventive and Early Intervention Focus:
CHIP: Emphasizes preventive care and early intervention, recognizing the importance of addressing health issues in children at an early stage.
Medicaid: Also places importance on preventive care, with a broader focus on meeting the healthcare needs of low-income individuals of all ages.
Private Insurance: This may include preventive care services but often places a greater emphasis on a broader range of healthcare needs for individuals and families.
In conclusion, while CHIP shares commonalities with Medicaid and private insurance in providing healthcare coverage, it stands out as a program uniquely designed to address the specific needs of children from low to moderate-income families. The targeted focus on pediatric care, state flexibility, and affordability measures make CHIP a crucial component in the effort to ensure comprehensive health coverage for children across the United States.
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historyforfuture · 4 months
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Kids of Palestine who martyred through the israeli occupation genocides against families in gaza .
Don,t watch if u can,t .
أطفال شهداء ارتقوا في مجازر الاحتلال التي ارتكبها بحق العائلات في شمال قطاع غزة.
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alinahdee · 1 year
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CASHAPP: JoeGurko
VENMO: JoeGurko
$23,000 is so much money anyways and the fact that it's STILL not enough and that something CAN be done and won't be because of insurance makes me so sick.
Please boost and share what you can.
And fight for Free Healthcare in the United States because this is EVIL.
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1eos · 2 years
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me, aged 25, when i look up a book synopsis and see that the main character is 15:
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girlkaramazov · 6 months
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my favorite recurring incident at my rich dad’s is when his rich friends hear i’m going to law school and they chuckle and slap him on the back and say “bet you hope she chooses an in-state school!” it is funny because my rich dad is Not, in fact, paying for my law school. he COULD. easily. but he will not because he is a spiteful man who hates me. and he is also too much of a social climbing coward to admit this fact to his fellow rich friends. he would simply rather spend that money on $3500 throw pillows made from vintage hermès scarves
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having money would be sick
#thats the last remaining stress in my life#but its a pretty fucking big one when it comes to having a parent who is addicted to spending it#and your car loan takes half of your paycheck and health insurance is another third and wrestling is 200 a month#so you have to pay a bunch of stuff with a credit card so a lot of your next paycheck of the month is paying cash advances#and then your back to zero. rinse and repeat#its awesome not having a savings account and wondering if youll ever be steady let alone be capable of moving out#cause technically everyone is technically right. youre not gonna make shit wrestling most likely#which isnt why youre there anyways. but being able to live is still kinda important. and you cant do that without money#im just complaining now cause i have no one to do that to. as much as i say im not embarrassed. the one friend i hang out with#consistently in person lives in a house with a pool and a hot tub and a view with like four or something bedrooms and their all huge#i think i have a reasonable right to be kind of embarrassed about living in a small space with four people total#where the fridge leaks and theres a lamp in the bathroom cause the light doesnt work and no amount of nagging will get#the fucking parent of the house to stop acting like a child and call the fucking property. my name isnt on the fucking lease#just goddamn stop going to casinos and buying useless shit and then asking me for money when you make more than enougj#to pay the bills without asking for entire months worth of rent from your children and fucking call to get our shitty apartment fixed#:)))) that got more intense than i anticipated im just gonna stop now
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apollo-zero-one · 11 months
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I wish capitalism was a tangible object I could bite and claw at I start foaming at the mouth like a rabid dog when I think about it gwrrwhrwgwwrgwr
#my mom shouldn't have to have a job she is busy all goddamn day every goddamn day taking care of her mom and her 6 year old child#and she takes care of me and my brother and her husband this woman is exhausted#and she makes us breakfast and dinner every day and she watches all the neighborhood kids and and and#she is already fulfilling an extremely valuable roll in society!! why the FUCK should she have to have a job too!!#not even going to say 'outside the home' because her job IS OUTSIDE THE HOME she contributes to this whole damn community#It's BULLSHIT it's UNFAIR she deserves justice#and it's also bullshit and unfair that a household with three workinh adults cant afford a 4 bedroom family home.#We collectively make enoigj money that we lost our fucking health insurance and are being kicked out of our subsidized housing#But there are no homes anywhere near any of our jobs that we can afford so WHAT THE FUCK#and every part of it is capitalism and I hate it I hate it I hate it I hate it#Is the purpose of life not to find and be with wnd care for loved ones?? are humans not born to love and be loved and help one another??#what went wrong? why did we let it get this far? why are we taking a mother away from her 6 year old daughter so she can afford#both of their medicines that they need to live healthy lives???#A caretaker away from a disabled elderly woman? A safe person to leave your children with away from the village? Why the goddamn divide??#sorry there was ten minutes begween that tag and this one because I had to cry I am calmer now#still heavily anti-capitalist tho
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froggierboy · 6 months
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girl from my graduating class is having her second on-purpose child with the guy she's been with since we were 15, and i am getting really back into doctor who, so i guess we're all making moves here
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airbenderedacted · 6 months
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my b-day was so chill and nice this year. you wouldn't even guess that i lost my insurance benefits today and now the meds i literally need in order to be functional as a person now cost me 1.1k a pop ! ❤️
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llycaons · 2 years
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sometimes my mom will to try to kick us off the phone plan or try to get us to pay for our own health insurance despite the fact that we're in school fulltime and some of us have literally no savings but I ALWAYS know when my dad swoops in to pay for it himself because she'll text us immediately after like "don't worry about it" whew dodged a bullet today
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askalocalireland · 2 years
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Our aim is to help you find anything you may need in a area that may be new to you.
From baby clubs to nights out, we are here to provide the information you may need to make life easier. As an increasing rare "native" in Dublin, I am constantly asked questions by new neighbours and new parents who have recently moved into the area so I decided to write this blog to help, advise and direct where I can :)
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localspacefaggot · 4 months
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Come here, baby gays, and let me tell you the story about how James Somerton made me so fucking angry with a single line that I had to make this post.
As I now know, most of his audience is young queers and there are things we NEED you to know.
The fight for marriage equality was a massive fucking deal and I will tell you why with a very personal story.
My mom was a nurse during the AIDS crisis. And I mean she started working as a nurse out of school in 85. My mom was on the front lines. She worked with so many AIDS patients that it genuinely altered her brain chemistry. My mother was a homophobe before her nursing career. She was a massive supporter of gay rights until she died in July because of what she saw during her career.
And what did she see?
She saw people who had been abandoned by their families dying with their partners at their side.
And then suddenly…the family would materialize, ban the partner from the room, kick them out of their homes they had lived in with their dying partners for decades, and then watched them ban their partners from even attending the funerals or visiting the graves. Imagine being denied your right to grieve.
And why was this possible? Oh simple. They weren’t married. They weren’t legally bound, the partners weren’t considered next of kin because they weren’t fucking married.
I watched my mom pass. It was horrible and painful and traumatic and terrifying. But it was closure. And I wouldn’t have it any other way because I know…that who my mom wanted by her when she passed was my dad. Because she was scared, she wanted her partner by her side and she was terrified she was going to die. My dad couldn’t be there. He had to work, which sounds cold but understand he had been off work for a month by that point and he was the only one who had health insurance. He wanted to be there, we had made plans to take her off the life support when he came back (we were 4 hours from him) but there was a freak accident and she passed the night after he left to return to work.
Why am I telling you this? Because I need you to understand how important this is to some people. So you can understand how big a slap to the face it is to have people say “marriage equality isn’t that important”. You can understand why someone like James Somerton rolling his eyes at marriage equality and implying we weren’t focused on job equality and discrimination (information that is WHOLEY untrue) would make me see red.
It’s not trivial. It’s not meaningless. It wasn’t about “assimilating” or “appearing normal” (we’re already normal).
It’s about people who had their children taken from them because they weren’t the biological parent. It’s about people who never got to comfort their loved ones in their final days. It’s about people who weren’t able to comforted by their partners in their final days.
So the next time you think “why waste your time on something as trivial as marriage?” Remember my mother. Look up testimony from victims of the AIDS crisis. Remember the people who advocated for marriage equality were the survivors who were torn from the love of their life.
Remember that we advocated so damn hard to give you the right to grieve.
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squaredawayblog · 2 days
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Efforts to vet applicants and prevent fraud are keeping eligible people from accessing government assistance.
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aislingbast · 10 days
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Why Chips Health Insurance PA Is The Ultimate Choice For Your Family's Health?
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CHIP's health insurance in PA offers comprehensive coverage, affordability, and flexibility, ensuring your family's health needs are met. With no pre-existing condition exclusions, easy enrollment, and support services, CHIP provides peace of mind. It's the ultimate choice for families, offering essential healthcare coverage for children, regardless of financial constraints or medical history.
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usnewsper-health · 1 month
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report: three million children could lose Medicaid coverage in next five years #children #health #insurance #medicaid #poverty
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naukrisambad · 2 months
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Choosing the Best Health Insurance Plan for Children
Protecting Your Little Explorers: Choosing the Best Health Insurance Plan for Children: When it comes to our children, their health and well-being are paramount. Ensuring access to quality healthcare is a top priority, and choosing the right health insurance plan plays a crucial role. With the abundance of options available, navigating the world of children’s health insurance can feel…
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