#bcbs

[speech-love-and-caffeine]

Can we talk about how BCBS is screwing SLPs?

The title says it all. I am a private practice SLP-Intern and I have recently become aware of some private practice owners stating that Blue Cross Blue Shield (BCBS) is planning to cut reimbursement rates in at least one state by like at least $10. I looked into it and found this was after having a banner year in 2022 during which they made record profits. In addition, apparently in most states (except for North Carolina) they have not raised the reimbursement rates to SLPs in 13 years.

Record. Freaking. Profits.

I'm not sure what the justification is. But it's asinine that they act as if they can't pay SLP services properly while stuffing their faces (metaphorically).

The cuts are supposed to take place next year in February. There is a campaign going on over social media, as BCBS also has the audacity to turn around and publicly pat themselves on the back for "doing so much to help improve the lives of mothers and babies and promote early intervention".

Spread the word. This is horrendously unfair to SLPs and families.

#speech-language pathology #slp #bcbs #insurance companies #unethical business practices #the sad state of affairs in american health care #greed

[fraye-complex]

Doctor said I could have Androgel

Insurance said lemme think about it

Fuckers

#bcbs #blue cross blue shield #These same fuckers tried to put me on chemo for my skin condition as opposed to the med my Doc was trying to prescribe me #prior authorization #insurance #cw medical #tw medical #trans hrt #transgender #nonbinary #androgel

[thedaily-beer]

A pour of Goose Island's 2012 Bourbon County Brand Stout on tap at Miller's Pub in Chicago. A 4 of 4. At 12 years old, this is honestly better than any other BCBS I've had over the years, I think. Super well-integrated, and tons of smoke, roast, oak, and bourbon throughout. A heavy-hitter at 15%, but sips easily and while complex, the flavors work perfectly together. Convinced me to seek out more older Goose Island if given the opportunity.

#goose island #2012 #bourbon county brand stout #bcbs #miller's pub #chicago #4 #beer

[brandonsdrunkagain]

All cans, one bottle! Juice Equals Juice collab from Great Notion Brewing and Equilibrium Brewing, Day Donkey Pale Ale, Zongo Double IPA and 21 Hopsilo Series IPA from Tampa Bay Brewing Company, Extra Sauce Lemonade Shandy from Pariah Brewing, Biscotti 2022 Bourbon County Brand Stout from Goose Island, Island Beats Tropical IPA from Lagunitas, Mandarin and Mango Crush IPA from Dogfish Head, Banger Double IPA from Saint Arnold Brewing and finally a 19.2 oz Dales Pale Ale from Oskar Blues!

#beer #drunk #craft beer #craftbeer #ipa #stout #ale #india pale ale #louisiana #imperial stout #parish brewing #extra sauce #pale ale #BCBS #Lagunitas #tbbc #Tampa bay #dogfish head

[americafirsthealthquotes]

Compare Health Insurance Quotes Alabama

1. Research Different Health Insurance Quotes Alabama

The first step in obtaining health insurance quotes in Alabama is to research different health insurance providers. Start by compiling a list of reputable insurance companies that offer health insurance plans in Alabama. Look for providers that have a strong reputation, good customer reviews, and a wide range of coverage options.

2. Visit Insurance Provider Websites

Once you have a list of potential health insurance providers, visit their websites to gather information about the plans they offer. Most insurance providers have a section on their website where you can request a quote. Fill out the necessary information, including your personal details, such as age, gender, and any pre-existing medical conditions.

3. Utilize Online Insurance Marketplaces

Another option for obtaining health insurance quotes Alabama is to utilize online insurance marketplaces. These platforms allow you to compare quotes from multiple insurance providers in one place. Simply enter your information once, and the marketplace will generate quotes from different providers based on your specific needs.

4. Contact Insurance Agents

If you prefer a more personalized approach, you can contact insurance agents directly to obtain health insurance quotes Alabama. Insurance agents have in-depth knowledge of different health insurance plans and can help guide you through the process of finding the right coverage. They can also answer any questions you may have and provide valuable advice.

5. Consider Your Budget and Coverage Needs

When obtaining health insurance quotes in Alabama, it’s important to consider your budget and coverage needs. Take into account how much you can afford to pay for monthly premiums, deductibles, and co-pays. Additionally, consider the level of coverage you require based on your medical history, current health condition, and any anticipated medical expenses.

6. Compare Quotes and Coverage Details

Once you have gathered multiple health insurance quotes, take the time to compare them side by side. Look beyond the price and consider the coverage details, including the network of healthcare providers, prescription drug coverage, and any additional benefits or perks offered by each plan. Pay attention to any limitations or exclusions that may affect your coverage.

7. Seek Guidance from a Health Insurance Advisor

If you find the process of obtaining health insurance quotes Alabama overwhelming or confusing, consider seeking guidance from a health insurance advisor. These professionals specialize in helping individuals and families navigate the complex world of health insurance. They can provide personalized recommendations based on your specific needs and budget.

8. Make an Informed Decision

After gathering quotes, comparing coverage details, and seeking guidance if necessary, it’s time to make an informed decision. Choose the health insurance plan that best aligns with your budget and coverage needs. Remember to carefully review the terms and conditions of the policy before finalizing your decision.

In conclusion, obtaining health insurance quotes Alabama is an important step in finding the right coverage for you and your family. By researching different providers, utilizing online marketplaces, contacting insurance agents, and considering your budget and coverage needs, you can make an informed decision. Remember to compare quotes and coverage details, and seek guidance if needed. With the right health insurance plan, you can have peace of mind knowing that you are protected in case of any medical emergencies or unexpected health issues.

Get A FREE Health Insurance Quote HERE

#private healthcare #coverage options #health coverage #healthcare #health and wellness #health & fitness #health tips #alabama #health insurance quotes #health insurance #health quotes #bcbs #unitedhealthcare #aetna #self help

[strangecaffeine]

#beer #goose island #bcbs

[jaxbeerguy]

A Rich Legacy: Bourbon County Brand Stout

In the world of craft beer, certain names resonate with an air of reverence and anticipation, capturing the hearts and palates of enthusiasts across the globe. One such name that has become synonymous with innovation, quality, and a captivating history is Bourbon County Brand Stout (BCBS). From its inception to its present-day iterations, BCBS stands as a testament to the artistry of brewing and…

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#BCBS #Beer #Boubon County Brand Stout #brewery #Brewing #craft beer #Goose Island Brewery

[limoncito23-blog]

Grateful and blessed. • Happy to announce I was cast for the 2023 Blue Cross Blue Shield campaign for Alabama. I filmed this back in Oct but due to open enrollment regulations I couldn’t share on my social feed. Congrats to all. 👏🏼🙏🏼👏🏼 • #themitchlemos #actor #hero #bcbs #alabama #blessed #grateful #godisgood #trusttheprocess #theuniverseislistening #instagood #instagram #instafollow (at Birmingham, Alabama) https://www.instagram.com/p/Cm-NGCCLAqX/?igshid=NGJjMDIxMWI=

#themitchlemos #actor #hero #bcbs #alabama #blessed #grateful #godisgood #trusttheprocess #theuniverseislistening #instagood #instagram #instafollow

[jrcppv]

Beautiful Celebrity Babes 😍😍😍

#selena gomez #selenadaily #selena marie gomez #queen selena #selena edits #beauty #beautiful #celebrity #gorgeous #hot #sexy #attractive #celeb #goddess #actress #BCB #perfection #celebrity feet #cute #waifu #curvy

[clinicadickinson]

Buscas atención médica ? La clínica  Familiar abre sus puertas todos los días de la semana no requiere cita y hablamos tu idioma. Atendemos todos los padecimientos y a toda la familia. Contamos con servicios de laboratorio y urgencias menores, aceptamos seguros médicos y el tiempo de espera es menos de 10 minutos.

#bcbs #aetna #medicine #family #insurance

[apete-blogs]

How Insurance Companies and the Health Care System Is Failing Individuals in the United States

For centuries, the health care system has taken the responsibility of understanding and treating individuals' health. The United States has the most expensive health care system in the world, and the cost of treatments, procedures, and medication has left many people financially unstable. X-rays, MRIs, chemotherapy for cancer patients, various types of surgery, and anesthesia are all just a few examples of medical procedures and medications that are extremely costly and common within the United States. One of the most common issues within the healthcare system is their approach to treating patients. Most of the time, if not all the time, when patients go to the doctor with concerns about their health, they are given a short-term fix that only treats their symptoms, rather than the root cause of the problem. This leads people into an endless cycle of making doctors' appointments and revisiting medical facilities for the same problem repeatedly. In order to combat the significant rise in cost of medical treatment in the United States over the last several decades, and to help aid individuals when they face medical bills, insurance companies became the middleman to provide people with a type of financial support when they are charged with their medical bills. The role of insurance companies is to cover a partial amount of the costs of medical expenses when people go to the doctor for various reasons. One of the most common ways that people receive health insurance is through their employers. However, not all companies offer health insurance to their employees for various reasons. A few examples of various insurance providers in the United States are Blue Cross Blue Shield, Kaiser Permanente, United Healthcare, and many other companies. When having medical insurance, people are required to pay a monthly premium rate in order to maintain their health insurance. On top of paying a monthly premium rate, individuals are still required to pay a certain amount of money when visiting the doctors. If patients’ medical expenses do not meet their deductible, then they must pay out of their own pockets without any help from their insurance provider. This is an overwhelmingly common issue amongst insurance providers and their deductible rates, because oftentimes an individual's deductible can be around five thousand dollars. For example, if someone were to undergo a medical procedure, or they were faced with an unexpected accident that required emergency attention and their medical bill came out to be four thousand, seven hundred and fifty dollars, their insurance provider would deny them of coverage for their medical expenses leaving patients to pay out of pocket. Another common issue with insurance providers is that they persuade people to buy their medical insurance, but often deny any aid in payment depending on what the expenses are for, no matter if your bills meet your deductible or not. These are only a few examples of the issues that are embedded within the health care system and the various insurance providers in the United States. The United States’ health care system is broken, and it needs to be changed. Over the last several years, there has been a push for the United States to provide universal health care coverage for people across the country. Yet, this issue has still not been solved as more and more people continue to go without any medical insurance at all, are falling into debt, and financially struggling because of their medical bills. The United States is the only country that has these many issues within its health care system and such high prices for their services. Everyone deserves to have healthcare and have ease in knowing that receiving care for their health will not cause them to struggle financially.

#HealthCareSystem #BrokenHealthCareSystem #UniversalHealthCare #MedicalInsuranceProviders #MedicalExpenses #Debt #Deductible #BlueCrossBlueShield #BCBS #KP #KaiserPermanente #UnitedHealthCare #X-Ray #MRI #Anesthesia #HealthCareForAll #UnitedStates

[brandonsdrunkagain]

More tastings! Dry Irish Stout and Imperial Brown Ale from Agile Brewing, a gang of double IPAs, some crazy sours and Biscotti Bourbon County!

#beer #drunk #craft beer #craftbeer #ipa #stout #ale #india pale ale #louisiana #imperial stout #porter #double ipa #Baton Rouge #agile #BCBS #biscotti #sour ale #sour #vista brewing

[americafirsthealthquotes]

Private vs. Public: Weighing the Advantages of Private Health Insurance

When it comes to health insurance, one of the biggest decisions you’ll have to make is whether to opt for private or public coverage. Both options have their own set of pros and cons, and it’s important to weigh them carefully before making a choice. In this article, we’ll break down the Advantages of Private Health Insurance and disadvantages of private health insurance, so you can make an informed decision.

The Advantages of Private Health Insurance

1. Customization: One of the biggest advantages of private health insurance is the ability to customize your coverage. Unlike public health insurance, where everyone receives the same benefits, private insurance allows you to choose a plan that suits your specific needs. Whether you want coverage for alternative therapies, dental care, or vision care, private insurance gives you the flexibility to tailor your policy.

2. Access to Specialists: Another advantage of private health insurance is the ability to see specialists without a referral. With public health insurance, you often need a referral from a primary care physician to see a specialist, which can lead to delays in treatment. Private insurance allows you to bypass this step and seek specialized care whenever necessary, ensuring you receive timely and appropriate treatment.

3. Shorter Wait Times: In many cases, private health insurance offers shorter wait times for medical procedures and consultations. Public healthcare systems can sometimes have long waiting lists, leading to delays in accessing necessary care. Private insurance allows you to skip the queue and receive prompt medical attention, reducing the stress and anxiety associated with waiting for treatment.

The Cons of Private Health Insurance

1. Cost: One of the biggest drawbacks of private health insurance is the cost. Private insurance plans tend to be more expensive than public coverage, as you’re paying for the additional benefits and customization options. Depending on your budget, the cost of private insurance may be a significant factor to consider.

2. Exclusions and Limitations: Private health insurance policies often come with exclusions and limitations. Certain pre-existing conditions may not be covered, and there may be restrictions on the types of treatments or medications that are eligible for reimbursement. It’s crucial to carefully review the policy terms and conditions to ensure that the coverage meets your specific healthcare needs.

3. Lack of Universal Coverage: Unlike public health insurance, which aims to provide coverage for all citizens, private insurance is not universally accessible. It may not be available to individuals with pre-existing conditions or those who cannot afford the premiums. This lack of universal coverage can create disparities in access to healthcare services.

Conclusion

In this comprehensive exploration, we compare private and public health insurance, shedding light on the advantages and drawbacks of each. Our goal is to equip readers with the knowledge needed to make informed decisions tailored to their individual healthcare needs.

Key Highlights:

Understanding Private Health Insurance & Public Health Insurance:

We dissect the features of private health insurance, emphasizing flexibility in coverage, provider choice, and additional benefits.

Exploring Public Health Insurance:

Conversely, we delve into public health insurance options, focusing on accessibility and affordability for a broader demographic.

Pros of Private Health Insurance:

We discuss the benefits, such as extensive coverage options, quicker access to specialized care, and often more personalized services.

Cons of Private Health Insurance:

Balancing the pros, we address potential drawbacks, including higher premiums, stricter eligibility criteria, and plan complexity.

Pros of Public Health Insurance:

Highlighting the advantages of public health insurance, we emphasize inclusivity and affordability.

Cons of Public Health Insurance:

Acknowledging limitations, we touch on potential waiting times, limited choices, and sometimes less comprehensive coverage.

Making Informed Choices:

Guiding readers in assessing individual needs, financial situations, and health priorities to inform decisions between private and public health insurance.

Tailoring Solutions to Unique Needs:

Recognizing the absence of a one-size-fits-all solution, we stress the importance of tailoring health insurance choices to individual circumstances.

Navigating the Hybrid Approach:

Exploring the hybrid approach, where individuals may choose a combination of private and public coverage for a more personalized and balanced insurance portfolio.

Empowering Decision-Making Healthcare Coverage:

The blog post concludes by empowering readers to navigate the complexities of private and public health insurance, ensuring decisions align with health and financial goals.

By providing a thorough comparison of private and public health insurance, this blog post aims to empower readers in making decisions that are not only financially sound but also tailored to their unique healthcare needs.

Public Health Insurance & Healthcare Coverage

Choosing between private and public health insurance is a personal decision that depends on your individual circumstances and preferences. Private insurance offers customization, access to specialists, and shorter wait times, but it comes with a higher cost and potential limitations. Public insurance, on the other hand, provides universal coverage but may have longer wait times and fewer customization options. Consider your healthcare needs, budget, and priorities when making this important choice. Remember, it’s always a good idea to consult with a healthcare professional or insurance advisor to help you navigate the complexities of health insurance.

Ultimately, the decision between private and public health insurance should be based on what will provide you with the best care and peace of mind. Take the time to evaluate your options and make an informed choice that aligns with your needs and priorities.

Get Health Insurance Quotes HERE

#health insurance #private healthcare #health care #coverage options #health insurance quotes #bcbs #aetna #unitedhealthcare #cigna #health quotes

[midnightcaptions]

Soul and Maka tho 👀

I love them a normal amount. I wonder why I ship them. Gee, it couldn't be any number of these little things.

bickers like an old married couple, compares a partner exchange/breakup to infidelity. "Cool men don't cheat." literally the narrator: "Maka, and her partner and weapon, Soul Eater-"

dies for her. dies for her. dies for him.

bonus: breaks her fall

(this post keeps going, i'm putting the rest under a readmore)

Staying at the bedside while in recovery. The babies.

Couple's Therapy lmao

Domestic as all be.

Didn't have to have a special little dance to form a gameplan! Didn't have to dress up for it to enter the black room!

Trusted him to be her lifeline to pull her out of the depths of madness. So he pulled her out of the depths of madness.

"It's always there for me. This is my Soul Eater's soul!"

"The sound of his soul. All his emotions, they're flowing from him straight into me. What I'm sensing is…faith, and confidence. This is our foundation. This is our courage!" ok baby stop being so sappy ugh ♥I'm well aware synchronizing is essential to a solid resonance, but they went HARD on this. Soul went hard on this, to stand a chance in this fight. He did this for her.

THIS???? Saving him from certain death and/or madness?? She ventured literally DEEP inside his soul to bring him back from the brink.

If Soul's courage is for Maka, of course she'd have the key! PRECIOUS. Key to his heart chest! Yaaasss

Goes even deeper into his soul, to retrieve that petrified little piece of him he's locked away in the lockbox.

Because none of this is meaningful or intimate as heck, nooooope.

#....BENJI DONT' LOOK AT THIS YOU'RE NOT ALLOWED TO LOOK #SPOILERS #i also love them painfully independently as their own characters too but they are literally soulmates i will bite about it #because i have nothing better to do than cry about my childhood ship lately i guess lmao #i would kill for these babies #ffffffffine bcb i'll tag appropriately #soul eater #soul x maka #soma #maka x soul #maka albarn #soul evans #soul eater evans

[zackshausofbulge]

Tumblr didn't like the hole pics so we have to settle :(

#if you wanna see the only pics i put them on the BCB discord but idk #gay bear

[limoncito23-blog]

Grateful and blessed. • Happy to announce I was cast for the 2023 Blue Cross Blue Shield campaign for Alabama. I filmed this back in Oct but due to open enrollment regulations I couldn’t share on my social feed. Congrats to all. 👏🏼🙏🏼👏🏼 • #themitchlemos #actor #hero #bcbs #alabama #blessed #grateful #godisgood #trusttheprocess #theuniverseislistening #instagood #instagram #instafollow (at Birmingham, Alabama) https://www.instagram.com/p/Cm-L7EbrrXG/?igshid=NGJjMDIxMWI=

#themitchlemos #actor #hero #bcbs #alabama #blessed #grateful #godisgood #trusttheprocess #theuniverseislistening #instagood #instagram #instafollow