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willgayers · 6 years

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Omg you're from Finland?? So cool!! As an American that is very seriously considering moving out of country somewhere and is considering moving to a Scandinavian country, I'd really appreciate it if you'd share a little bit about what life is like there? Do you enjoy living in Finland?? Sorry if this is weird...America is just a pretty scary place to be lately.

first of all; i spent half an hour writing the answer and then accidentally closed the tab. i am sCREAMING INSIDE !!!!!

but, lets do this again, so:

hey!! yeah i am from finland! born and raised! and its not weird to ask ,, tbh i kinda get your point. i actually answered to an ask yesterday telling what are my 5 favorite things about living in finland, but i can tell you some more under the cut, especially differences etc ! this was actually fun to write

ok first things first, food is very expensive. ofc not in fast food chains like mc donalds etc, but restaurant-restaurants are expensive and also grocery stores, unless you’re buying the store’s own product so at least we’ve got a cheaper option. but yeah restaurants are very expensive (salads starting from 12euros, pizzas from 13euros, chinese/nepalese starting from 12euros, sushi is so damn expensive dont even get me started on that, i only ever eat it in a lunch buffet… and if you wanna order a steak or something like that lmao prepare to pay nearly 20euros OR MORE),, anyway during lunch hours there are usually special offers. coffee prices aren’t that bad. we also have starbucks! but not all the drinks that you guys have

just like food, alcohol is very expensive, so if you like your liquor be ready waste a lot of money on it. thats why finnish people actually go to estonia by ship to full the cabinets bc their alcohol is so much cheaper! its a finnish tradition lol. same goes with cigarettes. its 8 euros for a pack in here so 9 dollars.

traveling abroad is pretty expensive, but mostly just to the states and some very exotic places like the maldives idk. its like 1000euros to travel to california (i would know because i’ve always wanted to visit but im poor af 3). traveling inside finland is not that expensive , gas is p expensive but depends on the gas station

clothes are not that expensive, at least it depends on what you’re buying. mostly anyway its the same price range that in usa i think but we don’t have the same stores, at least not forever 21 and primark for example but we do have h&m and zara and then some european stores like bik bok (which is my personal fav!) also victoria’s secret is super expensive cause it’s not normal for finns. there are only 2 of them in here anyway, one in the capital city aka helsinki and a small one at the airport

now to holidays! in actual calendar order ;-) valentine’s day; not big on celebrating, stores have stuff and some people do spend it but… not like… many easter; we have a thing similar to trick or treating, kids only dress as bunnies and witches tho may day; basically students (from like college) get “crowned “with student caps. everyone goes out to a park for a picnic and to drink. a lot. im telling you finnish people are huge drunks,, also its part of the tradition to dress funnily, stores sell weird may day clothing (like glittery hats and neon colored sunglasses), also there are sugar donuts and a either alcoholic or non-alcoholic (you decide) drink called sima. aaand decorations like balloons and paper streamers are literally everywhere midsummer; other finns go to their cottages and barbecue and go to sauna and swim in the lake. others go to a festival to get wasted. either way its a beautiful finnish tradition lmao, also this is the night when the sun shines for the whooole night!! not like literally shines but its not dark at all. there are bonfires and honestly, i’d say midsummer is the one holiday where finnish people really drink. like its -the- heavy drinking holidayhalloween; NO trick or treating which was very sad to kid-me bc no one gave me candy when i went t-o-t as a kid. also still pissed off cause it’s my fav holiday. stores sell halloween stuff and people dress up for parties, but no one really decorates. which sucks. finland sucks for halloween tbh. one plus is that we have the perfect halloween weather because its super dark and chilly and rainy and orange leaves everywhere during halloween-time!!thanks-giving; very very very little people celebrate this. definitely not a common thing. i only do it with friends and we call it friends-givingindependence day; obviously finland’s independence day. 100 years this year!!! christmas; 1000000% celebrate. so much snow. so cold. every store has christmas things and plays christmas music. everyone decorates. i mean it’s only fair bc santa claus lives in finland duhnew year; well i don’t think theres a country that doesn’t celebrate this tbh. stores sell stuff again. we have fireworks. also a lot of drinking. againalso obvs moher’s day and father’s day

concerts happen, not as often (especially with big stars) as they do in the states, but they happen! so do festivals. i actually summer-work at the largest one in finland ayyyyyy

also, finnish people swear. like. a lot

MINUSES;- it can get freezing in the winter. last winter the lowest we hit was like -32 degrees- most of the time during summer it rains. this is also a finnish people joke because there was a meme saying “in the bible it rained for 40 days and 40 nights. they called it the apocalypse. in finland it rained for 40 days and 40 nights. they called it summer”- some finns are very narrow-minded, so expect not everyone to definitely not agree with you. i actually have a hard time dealing with this and usually always stood out from the mass mainly bc i am way too social and open-minded and everything to hang out with kids my age because their opinions and standards never really match to mine. finns are tbh kinda raised to be cold and they have to be well educated. oh boy if you only would’ve heard all the things they have told me after i have told them that i wanna make a living out of singing and acting and writing! - well the expensive things that i mentioned and the lack of halloween :-( - also if you wanna make it big, like international-big, in the music industry for example, it is very hard to try and do that from here because literally no one either knows that we exist or thinks that we live in igloos and have polar bears in our backyard. also everyone loves sweden more lmao and we hate that. there’s actually a finnish joke ,, we won them in hockey one year with 6-1 and every time we argue with a swedish person… thats always a great comeback, no matter how long its been :-)

PLUS- THINGS;+ we are mostly a very safe country with an amazing president+ free health insurance+ free studying + same sex marriage is approved+ summer is very beautiful if its not raining. especially in the countryside. amazing!!! + finns aren’t over-all bad, for example there is an incredible bond between finns when it comes to extreme finnish stuff, like midsummer drinking, seeing dramatic movies that revolve around finnish history (like war for example, a re-make of an old movie called the unknown soldier just came out and it was intense in the cinema!), hockey victory and this especially!!!! like it doesn’t matter if you hated that guy from your math class, if you two run into each other on a victory night, you fucking hug for three hours because WE FUCKING WON and tbh that is what i find most beautiful in our culture. its cute + ok honestly, just christmas again. finland is the winter wonderland i am telling you!

overall, i enjoy living in finland very much. it is a home and even though i wish to live abroad one day, finland will always be my home!! so if you really wanna move out, i suggest you at least consider finland. we are actually an amazing country. i hope this helped you! XO

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batchaoticcollectionnight-blog · 6 years

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I've had my license for a little over three months now. However, I have no insurance, and therefore cannot drive (in California). Their reasoning is that I am an unsafe driver which I disagree with because I quite easily passed my driving test at the DMV and always think before I do anything when I drive. However, they seem firm on their decision... It's a bit frustrating having my license for so long but still being unable to drive. I'm tired of having to always ask friends for a ride or my parents; I just want a taste of independence. Of course, I'm not trying to be too arrogant or stubborn, I've respected my parent's decision, it's just bugging me a bit now haha. I offered to do a six-month plan instead of a year plan since I'm heading off to college in Septemberish. I'm about to turn 18 in a couple weeks also. Does anyone have any advice?""

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disability insurance quote aflac

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I met with an accident the other day where a drunk guy hit me at the rear end of my totyotal avalon. there is considerable body work to be done. i dont know if there may be any ...show more

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I'd like to save on the cost of insurance. However, I was wondering if it would be harder to get cheap insurance if I happen to get in a crash (with no insurance at the time).""

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https://www.linkedin.com/pulse/admiral-insurance-quote-online-philip-alexander/"

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lazytacomoon-blog · 6 years

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What coverage to get for car insurance for my son with ‘ L’?

"What coverage to get for car insurance for my son with ' L'?

what coverage to get for my car insurance , my son jest got his L. so what insurance coverage do i need to add to my car if i want him to drive it whit me , because I'm afraid if a crash happen. I live in british consulate vancouver ( ICBC ) this is the web site of the company (http://icbc.com/) so please help me .

BEST ANSWER: Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr

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Average living costs for a UK 16 year old girl on the following things?

Ok, I'm planning to move out at the age of 16 and go study at collage in Poole 3 day's a week and also have a few job's on the go to! I'm looking at roughly the living costs (Rent, food, Car or transport, Car Insurance, TV Licence and Internet Bills ect.) Website links would be brilliant and any advice would also help! Also If I could get any help financially by the government for paying the rent as i won't be earning much, about 7,000 a year? Many thank yous in advance :) I'm figuring the earlier i start budgeting, the better""

Do you need motorcycle insurance when you just have a motorcycles learners permit?

in MN. I already have car insurance but is motorcycle insurance nessisary when i just have a permit? I know I did not need it with my car permit but is it different with a motorcycle?

When does insurance comapanies stop charging outrageous rate for male sports car drivers?

I just turned 24 and am thinking about getting a sports car. I heard the insurance comapany charge outrageous rate for male drivers until certain age. I was wondering what that age is.

How much is a monthly car insurance in new York ?

I'm leasing a car n I need to know what is the average monthly cost in NYC. Thanks.

Car insurance for new drivers?

I'd like to get a car insurance but since i will be buying a new car soon, i'd like to have the insurance for just a few months. Is this possible? if yes, then which company would you recommend and how do i get it? cheers!""

Do you need boating insurance in California?

Do you have to have full coverage insurance on a new car?

We are going to try to get our first new car ever,and not really sure of the whole insurance process..We do keep liability insurance on our 2 cars we have now,but that alone about kills us,we pay $105 a month for 2 vehicles and 2 22 year old drivers..Everyone says its our age that causes us to have high insurance.Anyway, are we going to be required to have our own full coverage insurance on a new car if we get one? Or will the dealership help us with it or factor it in the payment? Because I don't think we could afford full coverage if its much higher..I priced it when I was 18 on a mustang and it was like $300 a month...I know crazy!!""

Car insurance question?

So my car got scratched in a parking lot and I don't know who did it. I plan on filing a claim with my insurance company to get this fixed. My deductible is $500. My question is: What safeguards do insurance companies have in place to prevent me from changing my collision and comprehensive coverage to drop my deductible to $100, get my car fixed, then switch the coverage back to my normal rate?""

2006 Dodge Charger R/T insurance?

I'm 19 years old, and I am very interested into buying a 2006 Dodge Charger R/T. 5.7L V8. I'm a responsible driver with a flawless driving history and have taken (and passed) a driver's education course. The thing I'm concerned about though is the insurance for the vehicle. What makes a car (in itself) have high insurance? Is it based on the performance and power alone, or do other factors come into play such as the size and number of doors? Would a V8 Charger in particular have ridiculously high insurance compared to a more sporty car such as a V8 Mustang of the same year? Well, you probably understand what I'm trying to ask. Someone please enlighten me, thanks. I appreciate it =)""

Help on AT&T insurance?

Okay so when I got my upgrade I got the htc one x with insurance . A month later my friend traded me a galaxy nite for my htc one x . And now my galaxy note doesn't want to work will the insurance cover the note?

How can i get disability insurance?

I think i need disability insurance for wife because she is disable through accident.

Will doctors office workers lose jobs now with the new Affordable Insurance law?

Will more people lose jobs with the new law going into effect? How will those people find work now ? Will that add to our debt even more?

Need health insurance?

I need to get my own health insurance. Does anybody know of any insurance that just covers if stuff goes really wrong?

How much would be insurance on a toyta celica for a 17 year old in uk?

I'm planning to get this car when i get my licence i was just wondering how much it would cost me. I'm getting it with bodykit and custom paintjob and it will be my first car

Car Insurance?

I am in the process of my my own car. I have been sharing my dads old car with my sister. I am 21, I got my licesnce when I was 18, and I have not yet had it three years. My dad called the insurance company and they told him it would be over 2600 paid in full because I have not had my liscence for 3 years, and in January it will drop. is this true, or does he just not want me to get a car?""

What coverage to get for car insurance for my son with ' L'?

Where can I find salvage motorcycles directly from the insurance company?

I'm interested in purchasing cheap parts bikes directly from the insurance companies after a wreck. I am mostly interested in Harleys and I don't have any interest in these gimmicky websites where you pay a fee and there are not a lot of bikes. I've looked at ebay but these are usually bikes being sold from the person who bought it from the insurance company (ie premium). There are some public auto auctions, but these are usually only limited to dealers. But maybe that is my only choice?""

Finding a good auto insurance in denver?

i am moving to denver next month and my auto insurance is about to expire in a month, right now have usaa insurance and there premium goes up to 132$ per month, i tried esurance is cheaper than what i pay now (82$ per month). what are some trustable compnaies to go with in a big city like denver. i have a 2008 honda crv and hubby drives 01 nissan altima. what are the coverage limitations in denver and what will be a reasonable coverage to get. nissan is paid off.""

How much would insurance cost me on this car?

im 22 heres the link thanks http://cgi.ebay.co.uk/ws/eBayISAPI.dll?ViewItem&item=280280977518&_trksid=p2759.l1259

Cheap auto insurance 23 yr old female?

I live in south florida wpb i have had insurance in my own name since ive been driving at 19 i have a 94 merc sable and all i need is pip/state req. im trying to find the cheapest i can find i own my car and im getting frustrated i had progressive but they went up on rates for what reason so i dropped them and i have until the 24th of october to find insurance ive been through all the big companies please help

Why do people buy insurance?

is it for saving or protection of life? What are the reasons that motivate people to buy insurance?

Can Hit and Run increase my insurance rate?

I parked my car on the street and found on the next morning that it was hit. If I report this to the insurance company, will my premium get increased? It wasnt really my fault that somebody hit me. I have a perfect driving records and no accidents in the past 6 years.""

Is it true that you are not required to have Auto Insurance in the state of New Hampshire?

I heard that you're not.

""People under 25 years old, how much is your car insurance?

State your gender and type of vehicle 20 y/o male - 2003 Jeep Liberty - $150 in California - $220 when I was in Nebraska

Are you required to first get an estimate from your insurance for car repairs?

I recently got into a car accident and I'm trying to get repairs done. Do I have to get an estimate of damages from my insurance company first or should I go ahead and get estimates from an auto shop? I've heard that if you get your car estimated by the insurance company first, they tend to overlook problems and try to write you a quick check and normally won't give you more money if more damages are found by the repair shops. But I don't know if I'm supposed to get my own estimates first? What should I do? Thanks!!""

Cheapest car insurance?

im 20 and getting my first car.... what is the cheapest car insurance in florida... miami - ft lauderdale area?

What are some cheap cars to insure for an 18 Year old?

What are some cheap cars to insure for an 18 Year old? I am learning to drive at the moment but I want to know what some cheap cars are to insure?

How much does it cost to insure a first car in the UK?

I don't want a super fast car, just a banger to get me around, I was thinking Ford Ka or a 1960's mini, also if it's used does that effect insurance? And any hidden costs that I should know about? And does having an old car make it cheaper or more expensive to run? Also any hints tips or suggestions would be very welcome, thank you. :)""

Insurance on 2011 subaru STI?

I'm 19 sold my truck that had become a money pit and saved about 5 grand to put down on a new car. I make about $1950 a month at my job and have been there for a year. I came across a subaru Impreza STI for the price of $29000 only has 400 miles on the car and I can afford the payments per month (around $400) I'm just curious about insurance costs. I'm 19 been driving for 3 years no accidents and no tickets... What should I expect for insurance per month??(ballpark estimate) my insurance guy is not in til tomorrow just asking to see what you guys think

Will insurance cover damages caused by DUI crash?

I was leaving a parking lot, left too fast, and I fishtailed into a parked car (no one was in the parked car and I was not injured). When I pulled over and got out, a police officer who was a block away immediately asked if I was drinking. I was and admitted it. I was administered a field sobriety test and later a breathalyzer. I blew a 1.1 and was booked for OWI. I called my insurance company about the crash to get the claim started, but did not mention the arrest since they did not ask...but I know this will come up. I have full coverage...so will the insurance cover damages to my car and the other car?""

""I have experience working in the health insurance industry, now im wondering what job I could apply for?

I worked as a medical case manager at an insurance company. We were a 3rd party company. I did phone interviews with people applying for individual insurance for several ...show more

How much are you paying car insurance NJ?

I just want to know, please answer with how much, every 6 months? age? and any driving history? My mom and I are paying 2000$ 6 months, both of us have had unsafe operation in our driving records. does that sound reasonable to you? I'm really new to this car insurance and trying to know. thanks""

How much does it cost to be added on to someones auto policy for a week?

I live abroad and will be in the US driving my dads car for 10 days. How much should it cost for him to add me on to his insurance for such a short period?

""Please help, how much will I be paying for car insurance?""

I am a 20 year old female. I didn't complete high school, but I will get my GED and go to school next fall. I'm getting a car this Feb when taxes come back and I'm buying no more then a good decent $3000 car. I have a child too so I heard that helps bring the insurance down a little. Because the car will be under my name, & I am the ONLY driver in this house hold so there will be only 1 person on the insurance, how much do u think I could be paying a month??? Any guess for wage? I want full coverage but if its more then 300 a month i will go half. I've had my permit to since I was 17, no accidents. Please help.""

Do I have to be on my parents insurance in order to use the car?

Would I be in trouble if I'm not on their insurance but using the car?? The car is insured so what do I do?? Live in Florida

Im having a baby.. now i need insurance.. what am i able to do?

Im having a baby.. now i need insurance.. what am i able to do? Shes about a month along, andwe donthave insurance tohelp us have it.. what can i do? Can i still get it or do they see that as priorissue andsayno.. We need help bringing it intobthe world..butwere lostat the moment.""

Is affordable life insurance possible for someone over 70?

And from where can I get such insurance?

I have a question regarding the state disability insurance in california ?

i am supposed to have a foot surgery next month. i am a dental assistant and the doctor just retired last week and sold the office to another dentist. i am still at the same office working with the new dentist. so will i still qualify for state disability when i get my foot surgery if i am now working with a new doctor? THX

What does comprehensive car insurance cover?

I caused damaged to my own car, scraping it against a wall while driving out of a car park. The damage was done near the rear tyres and on my door and quotes I've received were all above the 900 range. My standard excess fees are $725, I was wondering if having comprehensive insurance (with AAMI Insurance) does that cover damage done to your OWN car? (I pay $2,500 annually for insurance) and there was no third party involvement, it was just a driving error. Would my insurance fix up my car even if it was entirely my fault?""

California earthquake insurance?

Looking for other Californian's out there that have earthquake insurance and about how much it costs per year.

A month or two of car insurance?

Are there any car insurance businesses that pay for just a month or two, not the whole 6-month policy that you pay a portion each month. Just that, I pay for a month or two and that is it. I'm going to have a temporary vehicle to move around in but its only for said 1 or 2 months.""

What coverage to get for car insurance for my son with ' L'?

https://www.linkedin.com/pulse/what-best-car-insurance-place-2004-mitsubishi-eclipse-cleofa-escobedo"

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