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#and this like antibiotic thing im supposed to take four times a day
orcelito · 3 years
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Haven't managed to get any writing done the past two days, which like. Yknow. I expected it. But there's still that part of me that's like "I Gotta Write Right Now Or What Am I Doing With My Life"
Like bro chill I got four holes in my mouth that still hurt and I've been nauseous off an on all day. It's Fine that I haven't done any writing.
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megalony · 3 years
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Teacher’s pet- Part 20
So I have about two more parts planned for this Ben Hardy series but I am going to be doing a follow-on series because I love this story and still feel I have more to write for it. I hope you will all like this part, feedback is always lovely to hear.
Taglist: @lunaticspoem @butlegendsneverdie​ @langdonzvoid @jennyggggrrr​ @rogermeddow​ @radiob-l-a-hblah​ @rogertaylorsbitontheside @chlobo6​ @rogertaylors-lipgloss​ @sj-thefan​ @omgitsearly​ @luckytrashgooprebel​ @scarsout @deaky-with-a-c @killer-queen-ofrhye @bluutac​ @vousmemanqueez @jonesyaddiction @rogahs-drowse @milanosaurus @httpfandxms @saint-hardy @7-seas-of-fat-bottomed-girls @mrsalwayswritex @rogerina-owns-me @hellsdragon @im-an-adult-ish @crazylittlethingg @allauraleigh
Series taglist: @im-an-adult-ish​ @gwilymleeisbae​ @k-k0129​ @haileymorelikestupid​ @glittrixvibe @youngpastafanmug​ @ultraviolencezs @kdatthecastle @darlindolan​
Series masterlist
Summary: (Y/n) teaches at the school Ben’s boys go to and they soon start a relationship. But they have their ups and downs with the problems Ben faces with his boys and how quickly the relationship progresses.
Enjoy.
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"I'm gonna go and see our baby girl now, they said I can finally hold her today."
Ben's fingers slowly and methodically carded through (Y/n)'s hair, moving the strands into waves and brushing them from her face as he talked quietly in a soft voice. He didn't know if (Y/n) could hear him or not, she was sedated but he knew that some people in comas could still hear voices around them so he hoped that even though (Y/n) was asleep, she could hear his voice.
He had spent most of the morning here with (Y/n), holding her hand, brushing his fingers over her skin to try and show her he was still here and talking to her in case she was listening. But now he had to go and see their daughter before he went home to the boys.
Every time he left (Y/n) here he felt guilty and in pain because something could happen when he left and he didn't want anything to happen when he wasn't here. And if felt awful to leave (Y/n) here on her own and he didn't like being apart from her, but he had to go and be with the boys until everything settled and he could bring (Y/n) home.
"I'll be back tomorrow, baby." He pressed his lips to the top of her head, tangling his fingers in her hair as he was desperate not to let her go.
It hurt that Ben couldn't wrap his arms around (Y/n) or kiss her or even talk to her. He wanted to take her home and have everything be as it should. Ben wanted (Y/n) in his arms, he wanted her and his daughter in his arms in a hug and he wanted the boys at home with them and for them to be the family they should be. He didn't want (Y/n) to be ill and in pain and their girl to be stuck in an incubator without her family surrounding her every hour of every day.
The moment Ben got out of the room he just wanted to turn back around and go lay with (Y/n) but he knew if he did that then he wouldn't leave.
"Ben, how is she today?"
He didn't get more than two feet away from (Y/n)'s room before his eyes suddenly locked on her mother heading towards him.
The first time Ben had met Alicia was worrying for him since he had met her only a month before he and (Y/n) found out they were going to have a baby. He had no idea how she would react to her daughter being in a relationship with someone who already had three children of his own, he knew it wasn't the best kind of image or the best situation her parents would want for her. But he had been more than surprised when her parents had taken to him straight away and Alicia was very welcoming to the boys, she was practically another grandmother to them already.
It crushed Ben more than anything when he had to ring (Y/n)'s parents and explain that (Y/n) had suddenly taken a turn for the worst after he had told them she was recovering well the night before.
And it was too hard for Ben to stay with (Y/n) when her parents came to visit her. They came every day like Ben did but he made sure they had time alone with (Y/n) or else he didn't know what to say, where to sit or how to act. All he wanted to do was sit beside (Y/n) and hold her hand and suddenly make her better but he didn't feel comfortable when her parents were in the room. He couldn't cry in front of them either.
Ben was engulfed in a rather comforting but still crushing hug the moment Alicia was in front of him.
(Y/n) always told Ben that he had charmed her mother almost like he had charmed (Y/n) herself. His smile won Alicia over and his nature and just generally how he was made Alicia accept him into their family straight away.
"They're keeping her sedated, she got too distressed when she was awake with the ventilator and she's still on a lot of antibiotics... but the doctor said her heart isn't affected, so that's good." Ben scratched at the short hairs at the back of his head before he rubbed his hands over his face, trying to wake himself up a bit more.
When (Y/n) had woken up early in the morning, they had to sedate her because it was distressing for her to try and move and realise that she couldn't breathe. Feeling a tube stuck down her throat was too much for her, especially when it made her focus on her lack of breathing and she couldn't communicate without panicking. It was kinder and safer to keep her in a sleeping state, at least until she started to recover.
But the sepsis was still attacking her system and her lungs weren't working on their own. The antibiotics were treating the infection (Y/n) had gotten after labour but they couldn't control the sepsis. The only good news they had right now was that (Y/n)'s heart was still strong and wasn't effected by sepsis because if that happened, her chances would be next to none.
"Well s-she needs the rest... how's the little one doing?"
It was clear that Alicia was about ready to burst into tears but she was doing her best to push the tears back and keep her voice under control. (Y/n) was her only child, she had no other kids so (Y/n) had been her world and Alicia didn't have much other family other than her husband and her sister. If she lost (Y/n) she wouldn't have anyone around her except for Ben and her granddaughter and the boys.
Alicia had been to see her granddaughter along with (Y/n)'s dad, Jeremy, they visited the baby every day they visited (Y/n).
"They're letting me hold her today, I just can't do the birth certificate yet... (Y/n)'s supposed to be picking her name."
Ben could feel a bad headache forming behind his eyes, causing him to rub ferociously at his eyes to try and relieve the feeling. Their girl was four days old now and by this time Ben usually got the birth certificate sorted but he couldn't do that when he didn't have a name for her. He and (Y/n) had three names but they never managed to decide on one before labour happened early. Ben picked the name for all three of his boys and he said he wanted (Y/n) to be the one to pick the name for their daughter but right now she couldn't so he wasn't getting the certificate done until (Y/n) was better.
"There's plenty of time for that. I'll visit her after I sit with (Y/n) for a while, and if you want to stay here with (Y/n) at any point, you just ring me and those three boys can stay with me. You know I think of them as my own."
Alicia rubbed her hand up and down Ben's arm as a silent look of appreciation filled his eyes before they parted ways. He couldn't carry on this conversation without wanting to cry and it was very clear to see, Alicia didn't want to push either of them too far. Ben knew and appreciated that she would look after the boys whenever she could because she thought of them as her own grandkids. But Ben had to be at home with them as well as being here with (Y/n) because the boys were starting to get worried and he couldn't have that.
It was only a short trip from (Y/n)'s room down to the neonatal unit where is girl was and it was a route Ben walked three or four times a day. Switching between seeing (Y/n) and their daughter before he went home and spent the night with the boys before coming back to the hospital as early as he could.
When Ben reached the room that held four other newborns as well as his daughter, he headed straight over to his little girl and where a nurse was doing her routine checks.
"Mr Jones, are you ready to hold baby today?"
Ben nodded his head, finding a smile already on his lips just at the thought of having her in his arms. The moment she had been born she was taken out of the room to be looked after and she'd had a tube down her nose to help her breathe since she inhaled some fluids. But now she just had an IV for some nutrients and a few monitoring clips and stickers to check her vitals.
Doctor Mills had checked up on her yesterday and said she just needed the incubator for another week to make sure her lungs were developed enough to work properly on their own. So Ben could take her home in just over a week.
At least one of his girls was okay.
Ben tried to stop his leg from jittering up and down when he sat down, anxiously waiting for that strange yet intoxicating feeling of holding his baby for the first time.
When he first got to hold Carter, Ben had never felt a wave of emotions like that before. He didn't want to put Carter down, he just wanted to sit and hold him for the rest of his life. Then when he had James it was the same emotions but more intensified, he had another life depending on him and another boy he could cherish and look after. Finn was the smallest of all his boys, he felt like a little baby doll in Ben's arms, the kind he remembered playing with as a kid. Finn was so small and delicate but he had been beautiful.
After Finn, Ben had been sure that he had all his kids. He didn't think he would want or even get the chance to have another child, especially not after things between him and Lucy evolved in the worst possible way.
But here he was now, about to hold his fourth child, his first daughter.
The moment she was placed into his arms, Ben felt a shiver running down his spine and tingling throughout his body. He thought Finn had been his smallest child but his daughter was here, proving him wrong. She was four pounds and three ounces which was definitely underweight considering the average baby was supposed to be around seven pounds.
But she was perfect.
She had a tiny button nose that didn't reflect Ben's bumpy, slightly crooked nose that both Cater and James had inherited from him. Her hands were tiny but formed behind the rose pink mittens stuck on her hands so she didn't scratch her face. Her body fit along the expanse of Ben's lower arm perfectly and the way she curled up in his arm made him grin. She tucked her face into his chest and it tickled when Ben felt her nose brushing against his skin through his shirt.
"Hey, girlie. We don't have a name for you yet, but I'll talk to your mummy about that soon. She's so desperate to come see you when she's better, and the boys are all in love with you already, even Finn says your so pretty. My first girl."
Ben slowly brushed his finger across her cheek, smiling at the way it made her head lean into his touch before it seemed to tickle her. When he brought the boys to see her yesterday, all of them had been in awe of their little sister. Carter looked like he wanted to pick her straight up and cuddle her, James had reached his hand out to take hold of hers. And when Ben picked Finn up so he could see her, the first thing he said was that she was very pretty and sweet even if she was very small. They all seemed to instantly take to the thought of a sister now that she was here with them.
All they needed now was for (Y/n) to get better so she could hold her daughter.
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"Buddy, come on it's past your bed time, you need to try and settle down you have school tomorrow." Ben tried his best to sound sympathetic and understanding but it was hard when he didn't have the patience or the effort left in his system.
It was half past ten, both James and Finn were fast asleep in their room and all Ben needed was for Carter to either settle down or for once, actually fall asleep. They all had school tomorrow and Ben needed to try and calm his own mind down because he had to take them to school then go to the hospital to see (Y/n) and their baby.
Ben had seen this coming. He had seen the state Carter was in after his mum dropped the boys back home, he was anxious and hyper and that was a big sign that he wouldn't settle tonight.
"No, I don't wanna." Carter shook his head with a defying look on his face before he planted himself down on the sofa.
His eyes followed Ben's movements in the same way they normally did when he tried to defy his dad. He didn't look anxious or irritated, he looked blank like he didn't know where he was or what he was doing. Carter watched what Ben did in case his dad was really riled up and to see what he could get away with doing. He watched Ben down the last bit of beer in the dark brown bottle in his hand before he got up and moved to put it in the kitchen.
But the moment Ben came back into the living room, he turned the tv off and looked at Carter expectantly. He knew well enough to know that Ben wouldn't let him sit up and watch tv all night when he had school in the morning. Even if Carter wouldn't be tired if he stayed up all night, it still wasn't good for him and would break his routine of trying to settle for the night.
"Carter, listen to me. I'm tired, okay? I'm knackered, I've been at the hospital every day for the last five days and then I'm coming home to be with you boys. I can't sleep either but I need you to keep your routine, I can't deal with you being unsettled from no routine."
If Carter didn't have a routine it unsettled him because routines helped to calm him down and give him structure. (Y/n) and the baby being away in hospital and Ben running between home and hospital definitely didn't give Carter routine or structure. So Ben had to keep that routine for Carter wherever he could and right now that was keeping him at school, bringing him home and keeping set times for getting up and going to bed.
"No, you just want to deal with mum and not let me see her. I miss her and I can't sleep, I wanna go see mum! I wanna see my mum!"
Carter stomped his foot down on the carpet as he stood to his feet, his height making him just below Ben's shoulder. Carter had trouble sleeping but he was normally fine with laying down and thinking until he fell asleep. But when he was anxious like this all he could think about was what was worrying him and that was (Y/n). He thought about her and how he hadn't seen her in over five days but Ben saw her everyday. He missed her and he was jealous and angered that he couldn't go and see her yet.
"Carter she's ill, I have to be there and make sure she's getting better you know that-"
"I wanna see my mum-"
"I wanna see her too!" The way Ben's voice rose and his words bellowed back at Carter made the eldest boy take a step back. He wasn't expecting Ben to shout at him and he certainly wasn't expecting him to say that.
Ben saw (Y/n) every day so far, he did see her whereas the boys didn't get to, Carter didn't understand what he meant by that.
"Every second I'm away from her I want to go back to her Carter because she's sick! I wanna see her wake up and look at me and talk to me and kiss me and just to hold her. But I can't because every fucking second I'm with your mum, she's asleep because she is so fucking ill she can hardly breathe. I miss her even when I'm sat next to her because it doesn't feel like she's there, do you get that? If I take you to see her you'll get upset and when I go see her I cry so no, you can't go see her and I'm fucking sick of all this shit."
The tears that fell from Ben's swollen, red eyes made Carter start to cry silently because he never saw Ben cry. It was something that hardly ever happened and it showed him just how poorly (Y/n) was and how badly it was hurting Ben.
"I want your mum home with us and I want your sister here too, she's at the hospital all alone until I can go hold her. She's my daughter and I can't look after her like I did when I had you boys and it kills me." Ben's tone softened like slowly melting butter and his voice was quieter when he realised he had scared Carter which he never meant to do.
His daughter was all alone in the hospital without her family and even though she wouldn't understand what family was, Ben knew she would have that maternal and paternal instinct and know who he and (Y/n) were. When Ben had the boys they were all home within two or three days and he was looking after them. But with his one and only girl, she was at the hospital without her family and that cut Ben up into pieces.
"I miss mum."
Those three words were the only ones Carter could think of and could manage to say. And the moment they registered in Ben's ears, he went down on his knees in front of Carter and engulfed him in his arms. It didn't and would never matter to Ben how old any of his children were, he would always want to pick them up in his arms and cuddle them like they were all still toddlers.
He picked Carter up and stood to his feet until the eleven-year-old wrapped his legs around Ben's hips and tucked his head into Ben's neck, breathing in his scent which started to calm him down.
Ben kissed the side of Carter's head, moving one of his hands so he could slowly smooth his fingers over the hair at the back of Carter's head. No words were spoken between the pair as Ben silently headed out of the living room and made his way upstairs to his room. If Carter wasn't going to sleep and Ben didn't think he was either, the best option was for them to stay together and try to settle and calm down. They both needed comforting right now.
Carter stayed clinging to Ben like a monkey even when Ben laid down on the bed with his upper body leaning up against the cushioned headboard. Carter put a bit of strain and weight onto Ben's chest as he laid on his front but it didn't bother Ben, he just wanted to hug his son.
"I... I heard the new teacher talking about mum today." Carter kept his face buried in Ben's neck as he spoke but he was clearly calmer when Ben continued to run his hand through his hair.
"Yeah, what did they say?"
"She told the class that mum had her baby but is poorly so she won't be at work for a few months."
"No, buddy she won't be at work for a few months because when a person has a baby, they get time off to be with their baby. If your mum wasn't sick she still would have time off, she has to look after your sister. She's just in the hospital still because she's poorly."
Carter clearly worried that (Y/n) was going to be in the hospital for months with what he had heard the supply teacher say but that wasn't going to be the case.
"Mum is gonna get better... isn't she?"
"Yes she is, I promise."
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sleevesareforlosers · 3 years
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i love the sound of my own voice and its tdov so im gonna put a bunch of pictures from my top surgery healing process under the cut and talk abt them
(warnings for blood, bruising, medical/surgery talk, and like. pictures of me shirtless)
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[Image ID. A white person photographed from the side. They are lying on their back, with a light blue button shirt down that is open, revealing open bandages and compression wraps. There is a bandage taped down to their chest over their nipple and a clear drain tube coming out of a small incision over their ribs. End ID.]
this is from abt 24 hours after my surgery. i woke up and my chest was super swollen and hot and there was nothing coming out of my right side drain (bad sign) so we went to two different emergency rooms because the first one didn’t know what to do. turns out i had developed a hematoma (basically a pocket of blood under the skin that can harden/clot) that wasn’t bad enough to need to be operated on but increased my chances for infection and scar tissue buildup
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[Image ID. The same person on his back photographed from above. His shirt is open, showing bandages taped down over his nipples and drain tubes, which are coming from the sides of his ribcages. Large abdominal pads are placed under the drain tubes, which are filled with blood. His whole chest is bruised yellow, although more intense around his right nipple and the centre of his sternum. End ID.]
this is five days postop. nothing special except i was having MAD issues with the painkillers i was on making me nauseous so i couldn’t eat for the first three days after surgery which SUCKED. thats not related to the image obv but this is my post and I get to decide what i talk about
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[Image ID. A mirror selfie cropped to show only the persons torso. The taped-down bandages over the nipples have been removed, as well as the drain tube on the left side. Sterile strips are placed in a V shape along the bottoms of both nipples. There is still a drain tube and associated bandages coming from the right side. The bruising is much fainter, though still dark along the underside of the right side of the chest. End ID.]
eight days postop! I got the bandages removed and one of the drains but we left the one on the right because of the hematoma which at this point my surgeon decided to just wait for it to resolve itself (liquefy and drain out or be absorbed). should definitely be noted that i wasn’t allowed to shower until three days after my last drain came out and i was Disgusting at this point but i WAS finally allowed to sleep on my side (left side, the one w/o the drain) which i hadn’t been able to do until then.
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[Image ID. A close photo of the right side of the person’s chest. The V shapes sterile strips are still in place, as is the drain tube and bandage. There is substantial yellow bruising underneath the nipple that is dark red in places, as well as a smaller brownish bruise right underneath the armpit. End ID.]
eleven days postop! this picture was taken because the bruising got way worse over the course of a few hours and started swelling again so i went back to the ER. again, the hematoma was not bad enough to operate on but i was prescribed antibiotics bc the surgeon on call was worried about infection. as best as i can figure that little bruise near my armpit was where the end of the drain was and it got bruised because of my arm pressing against it while i slept on my side
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[Image ID. Another photo of the person’s chest. Bandaging is the same as the previous photo, though some of the bruising has gone down on the right side and a new dark bruise appeared over the center of his sternum. End ID.]
two weeks postop! Things were tbh very normal at this point apart from the bruising and the drain and the limited mobility. We have no idea what caused the bruise in the center of my chest lmao. I had also figured out how to (very carefully) shower at this point which tbh did WONDERS for my mood and my bearability-to-be-around
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[Image ID. The same view of the chest as the last photo, the only difference is that the right side bruising is more faded and the center bruise is much darker. End ID.]
17 days postop! I remember that at this point i was getting So annoyed with the drain and also the hematoma would just randomly start hurting which uh. sucked lmao
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[Image ID. A closeup photo of the side of the person’s ribcage. A very small and fresh scar is visible, which somewhat resembles a sideways smiley face with a curved line and two small dots. End ID.]
this is three weeks postop! This is where my drain went in, and the two dots are where the stitch held the tube in place. Dissolving stitches apparently do not dissolve like they’re supposed to for me and my mom FREAKED out when i made her pull the rest of the stitch out bc it was longer than she expected. Because I got keyhole surgery and not double incision, these little scars are my only visible ones (and theyre so pleasantly visible when i wear big armhole tank tops)
After this i stopped taking too many photos because it was mostly just waiting for the drain to come out (which took about four weeks until my surgeon finally took it out and only then bc she claimed it ‘looked like it was a part of me’)
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[Image ID. A mirror selfie of the same person, completely shirtless and fully healed. Their chest is flat, with only one small scar visible on the left side of their ribcage. End ID.]
This is from a few weeks ago! im basically 100 percent back to normal, but even a month and a half ago reaching for stuff too far away with my right arm hurt and sometimes if i pull at the skin weirdly i need to take a Moment. I also still have a bit of scar tissue left on my right side and sometimes the skin gets a bit darker, but im also only fourish months postop so i know itll go down more with time and massage and stuff.
anyway. 10/10 would recommend
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So Little Time: Part Four
I’m back!! Here is part four (if you guys still remember what happened in the other chapters). The others are on my page and I will tag them with “so little time.” ENJOY!
With her stamina slowly returning, Diane began to resume small tasks. This particular morning, she turned her attention to making coffee. Kurt sat at the table facing the bay windows that filled the apartment with light. It was Saturday, a particularly chilly one, in late November. Diane managed to keep warm in one of Kurt’s flannels as she carried the two mugs to the table. She lingered at the doorway watching her husband read the paper. Closing the distance, she set the two mugs down and placed her hands on his shoulders letting her fingers drift up and down his arms. Tilting his head back, he looked up at her tousled hair surrounding her face.
Kissing his forehead, Diane took a seat beside him, propping her legs up onto his lap. Kurt folded the paper and removed his reading glasses.
“Thank you for the coffee.” He sipped and rubbed her feet with his free hand.
“How are you feeling?” He didn’t want to come across too pushy, but he’s been watching her like a hawk for the past two weeks since the accident. The doctors informed him that there was always a risk of infection which had put Kurt’s attention on high alert.
“Sore.” She pulled the paper toward her and put on his glasses, having left hers in the bedroom.
“Did you see they still haven’t found him,” she continued, referring to her attacker.
“I was just reading about it. I wouldn’t be surprise if he fled to Canada.” His hand rubbed up and down her lower leg.
“Well, if they can’t find him, I would rather he be in a different country than still in Chicago.”
Kurt didn’t reply, silently agreeing with her.
The couple drank their coffee, Kurt gazing out the window, and Diane solemnly reading the articles. This vaguely resembled normalcy for the pair. Enjoying their Saturdays at this very table discussing headlines, cases, or telling stories. In most cases, they would end up back in bed or on the couch (if they couldn’t wait long enough to make it to the bedroom) Except this was anything but normal.
“I need to go into the office today.” Her eyes didn’t leave the paper, knowing she would be met with a worried gaze.
“Don’t look at me like that.” She lowered the paper, but continued to read.
“You aren’t even looking at me.” He chuckled.
Flashing her eyes toward him, she squeezed the paper, “See!” She folded the paper and quickly got up from the table.
Turning his neck, he continued to chuckle, “I just don’t think you need to push yourself until—“
Diane clutched the door frame to steady herself. Kurt jumped up and grabbed her arm as she leaned into him.
“—until you stop taking the antibiotics.”
Diane kept silent, giving Kurt a hard side eye and a light elbow in the ribs. Picking up on her annoyance, he attempted to offer a solution.
“Why don’t I drive you?” Her eyes brightened, the dizziness had passed, and she headed for the stairs to get dressed. Pausing, she backtracked and placed a kiss on Kurt’s cheek.
Kurt knew he was not the cause of her annoyance. He was careful not to hover, an instinct he knew would drive her up a wall. Her grumpy demeanor came from wanting to get her life back to normal. She had remained the calm one durning all the mess and by taking things one day at a time, she was able to keep her worry at bay. Her assailant was no where to be found, which meant he could potentially hurt her again. But, what truly kept her up at night was the fear that he might go after Kurt. The man wanted her to suffer, he had said so himself, and she was terrified that he would hurt the one thing she loved most.
—-—
The short drive to the firm didn’t allow much conversation. Diane spent most of it on the phone reassuring a client that she would take care of this and that. At least that is what it sounded like from Kurt’s prospective. Pulling into the parking garage, Diane ended the call and turned to Kurt.
“So, I was thinking that you could come up with me. I’ll only be about 45 minutes and I could use your advice on a certain case.” He nodded simply, eager to be of assistance.
Only later would Diane reveal that she just wanted to keep him in her sight, as silly as it seemed. Plus, she truly did need his expertise.
The pair stepped into the elevator and found themselves alone. Saturdays eliminate the crowds that are usually flocking to the elevator at this hour. She slipped her fingers into his palm. He glanced at her face to rule out another dizzy spell, but her eyes were calm. Almost normal.
Two men in suits entered the elevator on the 13th floor. One carried a briefcase and spoke loudly into a phone while the other gave a friendly nod to Kurt. The man prevented any eye contact with Diane.
With a ding, the elevator opened and Diane stepped into the firm’s lobby. A hush fell over the room as people turned in Diane’s direction, surprised to see that she had returned. Adrian stepped around the corner, briefcase in hand and coat on, as he spoke loudly into his cell phone. As his eyes fell on Diane, he paused.
“I’m gonna have to call you back,” he dropped his briefcase to the floor and raised his arms, “Diane!” He shouted and the room erupted into applause.
Her face flushed. She gave a meek smile as Adrian gave her a tentative hug, careful not to disturb her abdomen. Maia and Marissa came speeding around the corner, both enveloping her in a hug.
“It’s so good to see you.” The two women gushed.
Before she could respond, Adrian intervened, “I will be back in an hour. I am so late for court. The emergency injunction for the Tracy Scott case.” He gave Diane a kiss on the cheek and boarded the elevator.
The fuss subsided and Diane made her way to her office, only to be met with a sea of flowers.
“They haven’t stopped coming,” Maia said as the four of them stood in the doorway gawking at the amount of greenery.
“Well, first thing, we clear out the greenhouse. I just stopped by to pick up a few files and have Kurt look over the Patterson murder.” She slowly maneuvered through the forest as Marissa removed the vases from her desk.
“Kurt, could you give me a hand?” Marissa practically begged as she attempted to carry three large vases. He picked up a few more and followed her into the hallway.
“I heard about the Moseley case. Congratulations.” Diane leaned on the edge of her desk, but after a chill ran through her spine, she moved to sit in her chair.
“Oh, well you pretty much left us with the strategy. We just got lucky with the evidence, that’s all.” Maia brushed off the complement.
“Maia,” Diane took her hand, “You did a good job. Thank you.”
Maia looked down and smiled, “You’re welcome.”
Diane turned to the file cabinets and began digging through them.
“So how are you really? I know I saw you a few days ago, but you seem to be in good spirits.”
Diane turned and sighed. She wasn’t quite sure what she was supposed to be feeling at this point. There was physical pain that was a constant reminder, but she had been focusing all her energy on recuperating.
“I think I’m ok.” Maia squinted in confusion.
“You think?”
“I think Kurt is more rattled than I am. He’s being so careful not to get on my nerves it’s almost comical.” Diane, having found the desired file, sat back down in the chair.
“But how are you?”
Diane dug deep, finding that emotional spot that hurt worse than her wound. She sucked in air through her teeth and looked up at Maia. If she hadn’t spent the past few nights silently crying in fear, she would have broken down right there. But there were no more tears for the moment.
“I’m terrified.”
Finally speaking the words out loud, she felt a small weight lift off her shoulders as she continued.
“I can’t lose him.”
“Kurt?”
Diane nodded slowly.
“What makes you think you’d lose him?” Maia has never seen her godmother this distraught.
“The assailant said he wanted me to suffer like he did. His wife died,” she paused, “They haven’t found him yet and until they do I think I will be a nervous wreck.”
Maia was at a loss for words. She reached for Diane’s hand and she gratefully accepted the gesture. Maia noticed the bruises from the multiple IV lines in her hand.
“But I would never say that to him. I couldn’t.”
Her office door sung open as Marissa and Kurt walked in, both wore solemn expressions.
“What happened?” Diane asked, looking back and forth between the two.
“Oh. Nothing. Why?” Marissa forced a smile.
Diane was the first to break the awkward silence that had followed with a long exhale.
“Well then. Let’s begin with Patterson.”
Kurt and Marissa glanced at each other. They couldn’t tell her just yet.
27 notes · View notes
hella-free-space · 6 years
Text
I’M BACK, BABES
ASKS ARE BACK now that the whole moving process is (mostly) over (still got plenty of unpacking to do) and i have a decent work schedule, i should have time to answer asks again and post more regularly!
~Life Updates Nobody Asked For Under The Cut~
WE FINALLY GOT OUR NEW APARTMENT actually getting our new apartment was a nightmare, and we’ve been having pest issues, and water issues...but it’s got everything else we wanted at the price i wanted. exterminators are coming back tomorrow and maintenance is still working on the water issues so hopefully those are just temporary!
big bonus: i get half of the smaller room/office for some of my pets (so the cat + dog wont bother them)!! the hubs gets the other half for his gaming set up :3
ANIMALS PASSING i lost four pets between leaving our old apartment and moving into our new one. we were only supposed to spend 3-4 days with my parents while waiting for our new apartment to be ready, but that turned into a month (we’d call to ask if it was ready and they’d be like “just a few more days”...). the trip from our old city to our new city was a very long, very stressful car ride as well.  - A female guppy, one of the endler/endler cross’s i’d gotten as fry with some plants. I’m honestly not sure what happened to her, but one day i noticed that there were only three females and the one male (out of what was supposed to be five guppies). I assume she’s passed. - Mr. Percival B. Beans, my halfmoon double tail, was having swim bladder issues before we moved. he didnt respond to kanaplex, so i was going to try an anti-parasitic after we arrived. he passed the day after we arrived in our new city. - Triton, my tiny shiny anger fish, had been fighting some agressive fin rot before we left. he went through a round of antibiotics that seemed to help a bit, but during the car trip down here he bit his tail so short he looked like a plakat. i tried indian almond leaves as well, hoping it would help him destress. in the end he refused to eat, even blood worms. he passed a week after the move. - Pancakes, the syrian hamster i brought home from an lps (she was the surrendered hamster). I wasn’t sure how old she was, but I guesstimated 1-1.5 years. She was full grown, and didn’t make a huge effort to hide her food, so i thought maybe she was at least middle-aged, if not older. I believe she passed from wet tail. When i noticed, it was probably 24-36 hours after she first started showing symptoms. i came home at 2:30am from a reunion with friends to find her barely hanging on. When i checked on her that previous morning, she was curled up in a ball, sleeping, halfway burried (not out of the ordinary. sometimes she just Did That and sometimes she was down in her tunnel). I stroked her back gently to say hi before leaving for work, but she shook me off. i figured she was just Grumpy and didnt want to be disturbed. when i came home early the next morning (at 2:30), when i knew she should be out and running around, i knew something was wrong. by the time the vet was open the next morning, she had passed.
losing a lot of animals within a few weeks was really awful. i felt really awful. it really put me off from wanting any new animals and made me take an honest look at my current husbandry and setups. now im focusing more on improving the husbandry and setups for my other animals (i had already made plans for some things, but not for others). 
ANIMALS STILL WITH ME - bubbles, my feistiest little blue baby. doin’ good and eatin a lot. - pearl, my little marbler. swims up to greet The Hand at feeding time. - crystal, my big beautiful gal. graceful af. - the gupyu force, our little squad of guppies. the wiggliest of wiggles. - skippy, my crested lizzer child. soft tummy, sticky toes, loves to explore. - friday, my 8-legged stunner. refused not one but TWO dubia roaches. rude. - qbert, my precious little fluffball. still a little shy, but sweet as ever. - tiny kitty, our majestic QUEEN. doesn’t hate me now, is also less tiny. - lulu, our first kiddo. the neediest dachshund on the planet, but full of love.
ANIMALS GETTING UPGRADES - got a 20 long for crystal! hoping to do a nice community tank for my big beautiful gal <3 - getting closer to being able to put together skippy’s 18x18x24 exo terra upgrade! have lots of corkbark pieces, one large vine, plenty of smaller vines, grapevine, moss, bio balls, eco earth, and 2 new hides! still working on getting a few live plants, silicone, and abg mix but almost there :) - qbert has space for a double-decker bin cage again! i have a new bin, so i’ve got to find where the packers put the roll of 1/2″ metal mesh so i can put that together for him :) - the guppies will stay in the 10 gallon, but they’ll have it all to themselves this time! theyre definitely smaller than some of the fancy guppies i’ve seen (the male is like .75″-1″, the females are 1″-1.5″) and because the group is small (1m:3f) i feel like they’ll do pretty well in the 10 for now. I’ve also added Better Decor so i hope they enjoy swimming through the driftwood and the plants! - a bigger litter box for Tiny Kitty, who is not as tiny as she used to be. she’ll be getting another tote litter box, but it’ll be taller this time! - possibly a big patch of grass for lulu. we have an area outside of our door that we could make into a nice nano yard for her to potty in (the doggy station isn’t too far, but having a place that’s Hers might be nice). also considering putting a patch of grass inside somewhere in case she has to go potty if we’re not home. also we’re walking her more regularly so she’s lost the couple of pounds she’d put on and is back to a more healthy weight!
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Phoenix Arizona Cheap car insurance quotes zip 85017
"Phoenix Arizona Cheap car insurance quotes zip 85017
Phoenix Arizona Cheap car insurance quotes zip 85017
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Phoenix Arizona Cheap car insurance quotes zip 85017
Phoenix Arizona Cheap car insurance quotes zip 85017
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I know this is long but please bear with me. Rather than set up a separate government run medical insurance or expansion of medicare to the general public....One criticism of government care is that it will be in direct competition with existing providers. Ultimately siphoning insurance customers away from traditional plans and onto the rolls of govt care causing these providers to go out of business. Here in my state the auto insurance companies MUST offer the same basic minimum coverage in order to do business in the state. Everyone here must have at least the same basic level of insurance (both auto and medical) . You can go to any provider you choose and this basic minimum insurance level costs the same . If you want more insurance you can pay for additional coverage. But that basic plan is available to all. So why not have a similar program for medical insurance as part of a nation wide group policy. This group can be subsidized by the government but it would be managed by the existing insurance providers. (In other words if you want to be in the insurance business you must offer and support this minimum plan which would be a foundation for any other plan you offer) The govt pays the insurance company a flat rate to manage each person enrolled in the basic plan. The more money the company saves (the better they manage the insurance) the more money they keep. However if that company provides poor management it will cost them. Either subscribers will change management companies if they feel they are getting a raw deal or wasteful management would not be payed for by the government. One advantage I see here is that consumers would have an alternative providers to go to if they feel wronged by a particular management company. Insurance providers also have an incentive to offer additional services to the basic plan members in order to attract more subscribers and earn money. With a govt program like medicare your stuck with the one provider (the governement). As they say One Choice is NO Choice.... If someone wants additional insurance they can buy additional coverage from any provider they choose. But No one could be denied coverage for the standardized basic plan. Since everyone is part of this national group policy the basic insurance is portable and independent of supplemental policy one may have. So if you change jobs or move to a different state you may loose the supplemental policy BUT your basic coverage remains intact. You merely transfer the company that provides the management services for the basic medical. Insurance providers would get paid by the fed to manage the participants in the basic plan for each participant in the basic plan. this would put market forces into play for the insurance providers to make money by attracting additional participants through better service or offerings. COunter to this is if the consumer gets crappy management services they can transfer to any other insurance provider.
Car Insurance companies?
I have car insurance on my 2010 ford focus. When i signed up with them they never asked me about my title. it does have a salvage title but they never asked me if it had one or not. I have been insured with them for approximately almost 2 years with A+ plus driving history. I had some small damage that has been done to my car by a citizen of whom I have no idea but that scratch the sides of my vehicle with I guess the key or some type of odd objects. I put a claim in to have my car to be looked at and to have them to pay me the value of what my vehicle was worth. I've been paying full coverage since the day I started with them. when I put the claim in is when they discovered that it had a salvage title. Theey did send me a check for the amount of damages. this is an out of state check so its not able to be cash immediately. I have two questions I would like to ask. 1. are they able to put a stop on this check. 2. the retention department has been calling me what is the retention
What is an average monthly insurance rate for a 16 year old driver?
I want to get ideas for what people pay. I want to know where I can get the cheapest insurance.
What is the cheapest car to insure for a 17 year old girl?
My daughter has started driving lessons and will soon be looking to take her driving test, we are looking to buy a car for her, but want to start with what are the cheapest cars to insure""
""Why is it that if your pregnant, you can't get health insurance?""
I currently have Kaiser with my fathers business(I work for him). However, he is thinking of canceling the insurance. I found out 2 days ago that I am pregnant, my father still does not know, and I know he will be happy for me, and maybe will not cancel the insurance for me. However, why is it that if your pregnant you can't get insurance? How about if i still want to stick with Kaiser, but have it on my name only? Oh I live in Southern California cause I know sometimes people ask that.""
Would unemployment insurance work better if it were run by a private insurance company?
Would unemployment insurance work better if it were run by a private insurance company?
California insurance--driving a friends car???
I'm not an insured driver, but is it illigal if I drive a friend's car (that is insured) in California? What happens if i get in a wreck? I dont normally drive, but in case my friend's been drinking sometimes she'll ask me to drive her home. thanks.""
""How much do braces cost in los angeles, without insurance?""
I don't really have crooked teeth. My bottom teeth are straight... and my top teeth look straight from a frontal shot, but in reality one of my canine teeth is a little higher and outward then the rest. I want to straighten that one out. How much do braces cost without insurance? in cash! thakns""
""Guy at school hit my car, pocketing the insurance money?""
A guy at my college hit my car the other day, and the (lowest) estimate was $1,029. I only paid $1,650 for the car, so it feels like $1k is a little to much for a dent. However, I could really use the money because I just got laid off, have bills, and I'm running low on money. I know I am entitled to this money, but it be wrong to get it and then use it for bills? His dad asked me to do a $500 settlement without insurance, but I know I can get the $1,029. I really do need the money. Ethically, would it be wrong of me to do this?""
How much does a semi truck insurance cost?
Hi I'm thinking to have a truck. I want to know about the costs. Please, help me. I want to know about cost of a semi truck like insurance and ... How much does a truck driver pay for insurance. Thank you""
Average cost for house insurance for a trailer? (VA)?
My husband and I have been renting for years and are looking to purchase a single-wide trailer as a starter home. We're looking at 2009 models under $50,000. I've googled myself to death and can't find an idea of what our monthly insurance cost would be. Just a rough estimate would be nice, so we can continue with our budgeting. Thank you!""
I am trying to get health insurance however I do not have a home base with my job?
I contantly move from one place to another after only a month or a few. Does anyone know if there is any company that can cover someone like me who moves from state to state? The company I have spoke to said they only cover someone in one state and when you leave the state you only would get covered for emergency situations.
Since car insurance is required?
and for many car ownership is not an oppition, should car insurance be on a sliding scale?""
Types of car insurances?
types of car insurances available?
Whats the best insurance for my 2 month old Maltese/Yorkshire terrier puppy?
hes about 2.5 months old and hes half maltese have yorkshire terrier ...does anyone have any idea on what would be the best insurance suited for him?>
Proof of Insurance?
I just bought a car yesterday and I know that before I drive it off the lot I need proof of insurance, What exactly to I need to show them in order to take the car home with me .... keep in mind that my printer is out of ink, and I would like to take it home today if possible""
Will my insurance go up?
I recently got a speeding ticket and y parents are going to kill me. I need to know of my insurance will go up. I'm only 16 and we have State Farm Insurance and the insurance is liability. It is in the state of Tennessee. I really need to know if the insurance is going to come up or if I can just pay it of without my parents knowing.
What is the cost of premium insurance for 2003 pontiac vibe driven by a female only insured driver.?
What is the cost of premium insurance for 2003 pontiac vibe driven by a female only insured driver.?
Phoenix Arizona Cheap car insurance quotes zip 85017
Phoenix Arizona Cheap car insurance quotes zip 85017
Can you sell a car without insurance?
Hi all, Right, i want to sell my car. I have cancelled my car insurance and the car is parked on Private Land (off-road). The car DOES have valid TAX & MOT. If a potential buyer wants to view/test drive my car, will he be allowed to drive the car on the public road? As i have no insurance, would his Fully Comp cover my car to 3rd Party? The buyer will only be driving it for about 10-15 minutes. Thanx in advance!""
""I've got a '74 Dodge Avco RV, how much would it cost for insurance?""
It's 28 footer. And maybe if you knew how much it would cost for tires and even a lube and tune, i would appreciate it!""
I have no insurance how much does it cost to fix a broken windshield (the back windshield).?
I have no insurance how much does it cost to fix a broken windshield (the back windshield).?
GMAC Auto Insurance Experience?
Anyone have GMAC auto insurance? If you do, please share your experience on how they apply discount and handle claims. I ask around for quotes online and the 2 insurance that gave me good quotes are Wawanesa and GMAC. Both seems to be good company but I would like to get some input from my fellow yahoo users. I currently have Allstate but their prices keeps going up instead of going down for all the discounts they put on my record ie. good driver, Home Owners, multiple policy and renewal. I ask the agent every renewal but they keep telling me that the insurance rate is going up in California which I doubt should happen every 6 months. Please no advertisement.""
Can I drive this car without insurance?
So i just bought a new 350z model 06 from someone and i was wondering if i can drive it for couple of days. I live in California, near oakland and san jose. I heard people telling me that when u buy a new/used car u can drive it for 15-30 days without insurance. If someone knows a link to some stuff about this please tell me :D Thanks.""
Why is my car insurance so high?
I have full coverage insurance on my 2005 Honda civic and I am paying a little over $850 every six months. Every quote I get isn't much better. Why is it so expensive? My insurance lady says that it's because I am a young driver with a newer car. But my YOUNGER sister has a car 2 years newer than mine and she pays about $350 less every six months. I have no tickets on my record. I did have my license suspended about 5 years ago. Why is it so expensive and how can I get it down? I can't afford this sh* t. Thank you!
""Wrecked best friends car, no license, I'm uninsured, 18 and terrified! I DON'T KNOW WHAT TO DO!!!!!!?""
So, I am 18, and yesterday my cousin was planned to come in from the UK at the Sky Harbor Airport in, Arizona. On my way there I was driving at a close speed limit of 50, speed limit was 45, approaching a red light, I was slowing down, when something abruptly ran across the road, close to the car, causing me to slam on the breaks, losing control of the wheel, and I tumbled 4 times over the street, busting the side window, scraping some paint, and cracking the windshield. Thankfully, I was not hurt, no neck, back, leg, or any body injuries for that matter. The police was near by, so helped me out, firefighters took care of me, to make sure I was okay. And then the report happened. I told them the honest truth, they said that I won't be arrested, or given a ticket, but I do have to go to court to prove I had no insurance. I don't know what to do, I know it was completely idiotic driving without a license, and no permit, with no insurance, but my friend has insurance on the car. I have the police report, and I don't know what I have to do, but I will help him with anything as this is my best friend, and I am not straying away from this situation. Will his insurance cover this? Do I look okay is this situation? PLEASEEEE! Someone help me! I'm desperate for advice, I've definitely learned my lesson, and I have no family here in Arizona as they are all in Georgia, I am here for school at ASU, please tell me his insurance will cover this!""
Where can i get cheap car insurance?
im driving a six years old Saab aero convertible.and on red 'p' and im 26yrs old.i was told i have to pay near $5000 a year .is there any other way to get around it?
Can i register a car under my name even though it will be under my parents insurance?
i wanna get a car but i cant afford insurance at this time, my parents said it might be cheaper to just add my car to there insurance but can i still register the vehicle under my name?""
Does anybody have Affordable Health Care benefits for individuals and the entire family?
Are you or your family looking for affordable Premier Health Care Savings Plan with up to $2,000 Accident Coverage with only $100 Deductible(on or off the job at school or at play)You ...show more""
How much does insurance range to for motorcycles?
How much does insurance range to for motorcycles?
What is the best insurance for a new driver?
Im 18 and just got my license in october 2013. I bought a 1992 honda civic and I dont know what insurance is best for me. What do you guys suggest? I live in orange county, if that helps haha thanks!""
I have cancelled my car insurance?
I have cancelled my car insurance for my old car , because I have bought a new car . . . Now I am waiting to sell it , but I don't know where I should keep it . . Is there any problems if I'll leave in front of my house in the car park without a insurance ? Thank You""
I have a question about a car wreck and insurance?
I got rear-ended the other day and it's the first time I've ever been in an accident. I got an estimate and it was $1800 dollars. I paid $800 for the car! I have heard of people using the money for other things, I was wondering can I just keep the money and sell the car and maybe buy a new one, or do I have to have it fixed at the place I got the estimate at? I'm also wondering if there is anything I should look out for as far as crafty insurance people? He's coming to inspect the car tomorrow. Thanks for your reply.....""
Will filing a claim raise both insurance rates?
I just got in a car accident and my car is pretty messed up in the front. However, the truck's rear bumper only has a few scratches on it and it was my fault. If he decides to file a claim, will his insurance rates go up also?""
Can I drive my car while waiting to get my tags and insurance?
I just recently (like today) bought a car from a private party, and I don't have insurance yet. I have to get my insurance over the phone, but I don't know if they'll take ...show more""
What is the cheapest way for me to get car insurance?
So I am in a bit of a pickle. I was fortunate enough for my mom to buy me car. However, I need to pay for insurance. She has an insurance company but I am not allowed to be added on it until I am 21, because her car is a company car and has special insurance. So I cannot be added under her. So what is the cheapest way to insure my new car. Do my own insurance and pay a lot more $$. Or have her do another insurance on this car and add me as a secondary driver. Although, we would both be paying insurance and I am the only one driving. Bit it would pretty much cost the same. What do I do to get a cheap insurance company and how! NOTE: Please do not leave a link and say go to this website (They never work, take forever, need all this info, and some cost money) Also dont say call an insurance company. For now just please give me advice. Thanks (:""
What is the cheapest DUI insurance in california for a male when i become 18?
I just want liability for other drivers and i will get a crappy car so i dont need coverage for it. & I am 17 now. Am i able to get insurance if i don't have someone 18 or older sign for it? any ideas? Thank you
Car insurance when go to college?
i'll be living in the dorm for college this fall, and my parents decide to cut my car insurance since i only come home for thanksgiving(7 days), winter break(1 month), spring break(10 days), and summer(2 months). is it possible to buy insurance temporarily for those breaks that i come back? thanks""
""If I get a car registered to me, can I still be on my parents insurance?""
does it make sense,like I want the title to it, but still want to be on their insurance. It wouldn't seem like my car if they had both the tittle and insurance with me as a secondary driver!""
Insurance help please?
When buying car insurance, I'm looking at fully comprehensive what is volentary and compulary excess? Hwta do these amounts mean. Also, my car got broken into twice this year and my partner was in an accident so we have a LOT of claims... Any tips for keeping my insurance down? Im trying all of the search engines, but this is busting my brain!!""
""What will insurance cost me on a 1977 corvette, or even a 1988 corvette?""
I'm a 16 year old male, new driver, and my mom wont allow me to get this corvette which is at a great price of 4,000. She says the insurance will be to high, is this true?""
Can paying monthly for car insurance increase credit score?
I was just wondering if I pay my monthly insurance bill if my credit score would go up? I am trying to build my credit score after having a real bad score. I know that if you have a recurring payment it will increase the score, but does that include car insurance? I have the money to pay my insurance for the year all at once (birthday present) but if it helps my score to pay monthly, I'll just keep the money in my account and pay monthly. Thanks!""
Does car insurance cover only one car per policy?
Like, if I had many cars, would the policy cover all those cars for one fee or would I have to get insurance for each car? I feel like each policy only covers one car but I'm not for sure which is why I'm here. And if there is such a car insurance that covers x amount of cars for one fee, let me know. Thanks for taking the time to answer this.""
Taxes on insurance?
My sister passed away in a plane crash and the plane was insured. If the insurance company wrote me a check for $50,000 how much should I be expecting to pay in taxes? I'm so confused....""
Phoenix Arizona Cheap car insurance quotes zip 85017
Phoenix Arizona Cheap car insurance quotes zip 85017
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lazytacomoon-blog · 6 years
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affordable renter insurance austin ballpark
"affordable renter insurance austin ballpark
affordable renter insurance austin ballpark
BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr 
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hey all, I am a 17 year old male, live in cumbria. i realise this is a c rated insurance post code, i understand that. what i do not understand is why when i put in qoutes for the exact same car, exact same details all bar the name, my insurance skyrockets. i get qoutes of 3200 on a corsa 1.0 and the like (small, 1.2 or less cars) whereas friends, even 1 of which lives 5 doors away from me, get qoutes of about 2400. why is this? i understand the post code part, but the thing is all my friends being qouted live in the same area, in the same town, same estate in fact, our first four letters of our postcodes are the same, i thought this was what determined the post code factor. im currently a student, ive put down i have held my license for 4 months, i am the registered owner and keeper of the car, i am the policy holder, even added a parent with 30+ years experience on (which by the way only saved me 100) and i got 3200. my friend on the same street got 2400. why is this? also, can anyone recommend a cheap insurance company, as a young driver? eg. under 19 really, because i know car insurance has almost doubled in like 3 years. no wonder people are illegaly driving with this daylight robbery scam called insurance. thanks""
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Hi there,i was wondering if you could please help me here i am due to take my theary test soon but befour i do i was going to get a car and drive round on L PLATES with my lessons aswell so i can get extra experiance,i was just wondering if i am to do this il get the car inshored forwhat it costs me to insure say its 700 a year when i have passed my best i will wanna take the L PLATES off,will i have to pay more for my insurance after this or can i just take them off and drive as normal when i have passed my test?because if i got insured on LPLATES it is cheaper then a first pasts driver thas why i was confused.if you could please let me know because i really could do with the estra experiance....and also i was told that who ever i drive round with on LPLATES has to be insured on my car for them to be able to instruct me is this true? thanks for your time and help many thanks, Andrew.""
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Why do insurance take so long to settle a claim Both partys have the same insureance?
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""Hit by a car, license suspended in California, will the insurance cover the damage? will i get in trouble?
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I need to know the cheapest car insurance to use? I'm an 18 y/o female single living in Portland,OR I graduated Ive never been in a car accident I took drivers Ed The car ...show more""
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affordable renter insurance austin ballpark
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Arizona requires proof of auto insurance if you're stopped, why is that different than proof of citizenship?""
How much does motorcycle insurance cost?
I'm 17 and live in the Ann Arbor area in Michigan. I'm looking at buying a Kawasaki Ninja 500, and was wondering how much insurance would cost for it?""
Why should someone who is say 40 get cheaper car insurance than a 17 year old?
If for instance they passed on the same day, why should a 17 year be categorised as less responsible than a 40 year old in terms of driving ability? Particularly when chances are due to the insurance gaps and most probably the earnings of these two hypothetical people the 40 year old would be able to afford a more powerful car...""
What options are availible to me for life insurance for my father who has pre existing conditions?
My dad over the past several years has seen his health go down hill, and until recenly, i have not been able to afford a life insurance policy for him. He has had strokes and heart attacks, so there are some pre existing conditions. Are there any life insurance policies that are affordable, that would cover him? Im just looking for something that would cover funeral cost.""
How much does Whole Life insurance cost?
I have a quote for 20-year term life insurance for a non-smoker for $48 a month. How much would it be a month for whole life insurance?
""I want a 2005 mustang for my fist car, how much would the insurance be ($prices?) I have state farm insurance?""
I really want a 2005 Ford Mustang (NOT a GT) for my fist car. Please give prices of how much the insurance would be if I had state farm insurance. Thank You, and please give me good prices so my dad will get me a mustang!!!""
Why is car insurance compulsory here in FL?
I own my car. The cheapest car insurance here (only) covers $10k on damages which is called PIP insurance and it is required by law. If the PIP insurance only covers $10k on damages, and I have more than 10k dollars on my bank account why in helllllll do I have to give my hard-earned money to these moth*rfu(kers? Sorry for my temperament but I need a clear explanation on this. If I am willing to give those $10k to my car insurance which is the only that they cover on damages if I crashed, why wouldn't they accept the dial and stop charging me monthly in my whole life? and return me those 10K when I stop driving? Again, I'll explain it easier. I'd give $10k to my car insurance till I crash. 10K is what they only cover. Why would they charge me every month needlessly? I have never crashed in my life. I have never filled a claim, then why would I have to pay my car insurance when they only cover $10k nothing else. ( I have been driving more than 15 years)""
62 year old mother wants to retire but has no medical insurance...Ideas?
My 61 year old mother wants to retire next year. She doesn't qualify for medicare till 65. She has diabetes and chronic bronchitis. How would she get affordable medical care if ...show more
16 year old car insurance?
im about to buy a 1997 honda civic ex and i was wondering what my car insurance might be if it helps im a guy in florida and im 16 thanks
""What is the best cheap, reliable car insurance and why?""
So I'm buying car insurance by myself for the first time and need to know what you feel is the best cheap car insurance and why? And in case anyone feels like being a smart butt, yes I do mean in America lol.""
Approximately how much is Home Owners Insurance?
I'm sure it varies by location and value of the house, but approximately how much is homeowners insurance?""
Can Hit and Run increase my insurance rate?
I parked my car on the street and found on the next morning that it was hit. If I report this to the insurance company, will my premium get increased? It wasnt really my fault that somebody hit me. I have a perfect driving records and no accidents in the past 6 years.""
Question about car insurance?
My husband made a dent in his car when trying to park. He now wants to fix the dent. Can car insurance cover this?
How much would insurance cost if i drove an Audi S4 at the age of 16?
what would be the average insurance cost?
""CAR INSURANCE FOR A 17-YEAR-OLD, 5000 quotes. Genuinely can't find any quotes less than 5000?""
1.3 KA 2002, immobiliser, no tracker fitted yet (intend on). Not bought the car. 17-year-old as the main driver and owner, passed a month ago (roughly). I know it's obvious, but KAs are the easiest cars to buy, the car is valued at 995 (the one in mind). I can literally find 5000 quotes. The car is worth less than one fifth of this. And yes, I know that car insurance will be expensive, but reading over forums etc, some people have managed to get it down to 2000. I've tried Diamond, elephant, comparethemarket, gocompare, literally everywhere. Admiral won't give me a quote and places like Tesco will only quote 18-year-olds. I will literally LOVE anyone who knows of any quotes around 2000-3000. Any less, I believe is impossible. And I realise that insurance companies take the Michael, but please don't state the obvious with a comment like Insurance will be expensive - 5000 is about right , surely it can't be, I've found so many forums of people saying they have quotes from 2000, but not telling me where from. ):""
Can anyone recommend an insurance carrier for insuring the contents of a house move (besides the movers)?
I am moving the contents of my house from California to Colorado using the PODS mover and storage - PODS insurance is very expensive and covers virtually nothing so I would like to find a reliable insurance company that will cover my belongings during transit and storage
Why do Conservatives have a problem with buying health insurance but not car insurance?
They care more about their cars than human life typical! How can they be so selfish!? I don't see millions of conservatives complaining about being forced to buy car insurance. Typical conservative hypocrisy!
Car accident and lapse of insurance...?
Alright, this is part two of my question. To recap, on March 25 I was in a two car motor vehicle accident in California. I had no idea that my insurance had lapsed because I had moved before the notice was sent out. Therefore, I told the police that I had insurance under my current holder. Both parties feel the other person was at fault for this accident. My car was totaled while his only had minor damage. Myself and my passenger were hurt, while the other car's passengers werent. Now, my questions are as follows: 1. Do I need to call the police and let them know that I had no insurance, but just reinstated it yesterday? 2. Will I be facing jail time or just fines? I am willing to pay anything in order to clear this up. 3. Will I lose my license? 4. What other steps do I now need to take to resolve this issue? I've never had a wreck before and I have a clean criminal record, so I am a newbie to this process. Please help me!""
Car Insurance Question?
I am 17, have my license with no restrictions and I live with my parents who have 5 registered and insured cars. By law am I required to have insurance since I am a minor with a non restricted license? My parents will let me drive with them uninsured but How is it different if I drive alone? Insurance stopped covering me 6 months ago when I had to drive with them on my permit, and my mom never put me on the policy. I am also the only junior in my school who can drive but doesn't because my parents are hiding me. Do I by law need insurance because I have a license as a minor and have registered and insured cars in my household?""
What's the difference between California state income tax and state disability insurance tax?
I just started working in CA and noticed a deduction for state income tax AND state disability insurance on my first paycheck. My state income tax deduction was about .25% and the SDI deduction was 1%. I looked online at various tax calculators and none of them mentioned an additional 1% tax on top of the state income tax rates. Please let me know what the state income taxes are here. Thanks.
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affordable renter insurance austin ballpark
Getting insurance for a car?
my step daughters cousin is buying her a used car. tiffany does not have a license yet. she has her learners permit. we live in pennsylvania. her cousin does not want the insurance in her name she wants my step daughter to get it. can you get insurance without a license? she lives with her dad, can she get on his policy? would she automaticaly be on her cousins insurance since she will own the car? thank you""
Are classic cars cheap to insure?
for example all cars older then 1990: trans am and camaro's older then cadillac eldorado's older then rolls royce silver shadow chevy belair dodge charger chevrolet suburban mercedes 500sel mercedes 500sl and other american and classic european cars
What is select life insurance?
My insurance agent wants me to update my insurance plan with select life insurance. They explained select life insurance to me, but I want someone who is not trying to sell it to me to explain it to me. So could someone reexplain select life insurance so that I know the pros and cons?""
Is there a price auto-insurance difference between a 2 door and 4 door Honda Civic?
Here is my situation which could possibly affect the the insurance pricing. I just turned 16 and my dad and I are looking at a 2008 Honda Civic EX-L Coupe and Honda Civic EX/LX (not sure model) Sedan. He is worried the insurance will cost more for the 2 door coupe? Will this make a difference in insurance cost? My logic is that a Honda Civic 2 door is not exactly that much of a sporty vehicle and is still a very reliable car so I need a good answer. Thanks
How much higher is insurance for a camaro z28?
i was wondering what the real world difference is between an early model fourth-gen camaro z28 versus a later model more modest car, such as a 2004 cavalier or 1999 acura CL? i have gotten quotes online but there doesnt seem to be much difference and everyone hypes the insurance for these kinds of cars so much. i am 16 and a guy so insurance is high in general. thanks.""
Wats a great car to buy for a new driver?
sporty fast car low on insurance small engine affordable
Can I get my own auto insurance?
I am 16 years old and about to buy a car. My mother doesn't drive, so she doesn't have auto insurance. Would I be able to get insurance if she doesn't have her license? If so, with what company?""
What do car insurance investigators do?
My fiancee is an excluded driver on my car ins. He was driving my vehicle one day and got into a very small 'fender bender'. His fault. Barely bumped the lady. When she filed a claim, my insurance called me. Well of course I tried to convince them that i was driving the vehicle, but they don't believe me. My own car insurance. Aren't they supposed to be behind you and not the other driver? But anyway, he said SINCE he doesnt believe me, he's going to get insurance fraud investigators to do some investigating. The woman's car isnt worth but $900 blue book value. The fix of her bumper cost $1600. I'm not understanding why this is a big deal. I get that I'm trying to cover myself and have ins cover it, and lying about it, so please don't scold me for that. I'm just trying to get advice on this, and what i should do NOW. I'm not sure if the whole investigation thing is a joke, or something serious. Also, if i were to turn around and tell them that my fiancee was really driving, what would they do now that I've lied? Does car ins go on your credit if they drop you? HELP!""
""Car insurance, sports cars, young drivers?""
I'm looking into a 1996 Mitsubishi Eclipse when I turn 18 for my first car. Does anybody have any idea on how much I'm looking at insurance wise per month? Other cars I'm also looking into are Firebirds, Camaros, Eagle Talons, Mitsubishi 3000 GT Is the insurance for these cars going to be the same amount?""
Rebuttel for car insurance?
I just got this new job getting info for a insurance agent so they can do a quote for a person. I was wondering what is a good rebuttel when ppl say they are not interested in the quate. Its free and they get the quote mailed to them.
Car insurance?
Car Insurance help? I have a provisional liscence and my husband has a full liscence. Our insurance is full comp. He is covered to drive any car. Does that also apply to me if someone is sat by the side of me.
""When settling with an auto insurance company after a car accident, what is an appropriate amount to request?""
I hurt my neck (muscle strain, nothing broken) in a car accident and have exhaused the Personal Injury Protection with the insurance company. They said to call them after my physical therapy was completed to settle for the pain and suffering. The neck pain is still there and will most likely be chronic regardless of any additional physical therapy. I've heard that people are typically given 2X the amount of medical expenses. I don't want to hire a lawyer but don't want to get less than I deserve either. Any advice on how much to ask for would be appreciated.""
Can i pay gor someone elses car insurance?
Right so my mum bought a car and I love my mummy so I offered to pay for her car insurance but she said I won't be able to do that for some reason so (I'm her son btw) what I'm asking is if I put all the details in her name but put me down as an additional driver can I pay for the car insurance ?, it's cheaper that way too (for me) lol""
What kind of liability insurance do gyms have?
I was playing some basketball on a guest pass at the gym yesterday. I rolled my ankle and just left thinkin it wasnt that bad, decided to sleep on it. turns out, it's a lot worse than I thought and I can't even walk on it today. I dont have any health insurance, or any means to pay these medical bills right now. Do gyms usually have insurance for things like this or are you on your own?""
Car Registration and Insurance Company?
So, here is my predicament. A person wrecked into my car (while it was parked) and her Insurance Company (State Farm) has already sent out a person to do estimates and told me it is a Total Loss, which is fine, they offered me a lot more then blue book says, BUT my issue at the moment is, they told me I need to get my registration up to date before they would deal with me anymore (Was expired by a month cause my lack of insurance). So I rode up to a Tag Agency and got a Black Tag (In Oklahoma, we have color coated Registration stickers that we put on our License Plate) A Black Tag means it is not being driven and is parked but is up to date on being registered. So they told me they would call me back when it shows in their system I have registered my tags to up-to-date, and I called them today, which was over 48 hours after getting registration and they are still telling me they haven't heard anything. So I'm curious, did I do something wrong or is the Tag Agency slow? Or Insurance Company slow? (I'm impatient cause I need a car ASAP for work.)""
""When your 18 and still in high school, does the car insurance company still check your grades for a discount?
My younger sister recently turned 18 and got her license. She's in dying need of insurance but she's a D average student and ashamed to show her grades. Does the car insurance discount still apply to students who are 18?
Car insurance question.?
If I buy a car from my uncle, and do not drive it do I still have to pay for insurance on it? Extra info: I only have my permit and get my license in October. So I don't plan on driving it until October. I don't want to have to pay insurance on a car I wont be driving until a couple of months. Thanks in advance.""
Car insurance for teenagers?
Is there any teenagers (MALE) who have got a quote for less than 600 with 1 years no claims bonus? If so, which insurance company is it with? The prices im getting are insane! I live in the UK.""
""Which monthly expense is more expensive: car payment with insurance, or health insurance?""
Wining and dining, or health insurance? Travel and accomodations, or health insurance? Cigarettes or health insurance? Street drugs or health insurance?""
How much would the in insurance be on a 1985 CHEVROLET CAMARO Z28?
i just turend 16 and ill get my licenes in about 3 months and i saw a 1985 CHEVROLET CAMARO Z28 the other day that im thinking about buying and i was wondering about how much the ...show more
How much would an insurance premium rise if you has 2 speeding tickets?
Now, I am considering adding myself to my husbands policy(for his car). I went 15 years without a single ticket, and then this past year I recieved two speeding tickets within 6 months. I was only going 5 mph over on one, and 7 mph on the other. Will the agent factor this in, or is speeding, speeding no matter how fast..It was NOT fast enough to be consdered wreckless driving. Neither of us have ever had an accident...(thank you lord!) Alos- How long does it take for tickets to come off your record? And are they also basing premiums off credit? I have good credit, so could that help the speeding issue?""
Auto insurance question?
I am looking into financing a 2007 honda civic coupe ex. It is a 1.8 liter inline 4 motor. Front wheel drive and automatic with almost 68,000 miles on it. In florida, you have to get full coverage until you finish paying off the car. I am 23 with 2 traffic tickets. One for a stop sing violation and another for no proof of insurance. Both tickets were given to me at the same time almost 3 years ago. Thats the only 2 tuckets ive ever had. I live in the country as well because i know that matters for a quote. But with this information, what would be a good estimate on how much full coverage insurance would be on this vehicle? Thanjs in advance.""
I'm trying to get life insurance for myself and my son. what company offer best benefit?
where from los angeles, ca. i never smoke...don't drink alcohol.. and what things that i should know for getting life insurance? and what is the best coverage? advice pls?""
How much would my insurance rate differ if i bought a car with cash or financed?
I am 16 years old and the quote i received for buying the car in cash was about 1200 a year. how much more would my insurance be if i financed ?
Classic car insurance for 17 year old?
i really wanna drive, and i dont really have a taste for most modern motors. so ive been looking at an 80's mk2 fiesta. i think its a sweet motor, a 1.1 is a good size engine for cost cutting and the XR2 models look like a great starter/driver car. though a look alike would be fine! problem is i cant find classic insurance that will insure a young driver on a classic insurer policy. any help, names i should call? all help appreciated!!!""
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affordable renter insurance austin ballpark
File auto insurance claim or pay out-of-pocket in NJ?
My 17yo daughter just got her graduated NJ license, skidded on wet corner, causing $1300 in damage to wheel & susp. We have $500 deductible. Can we ask our insurance co. how much our rates will go up if we file a claim, or will that automatically flag her for additional points?""
What would be a good insurance for a 19 year old new driver?
Ok so heres the deal, Im 19 and looking to get a car for school. I go to school in upstate ny and wanna move off campus so i need one for transportation. What would be a good insurance company to go to for cheap insurance for student drivers? Im going to buy a used car off of craigslist, my mom doesnt drive and theres no option for going on a family members insurance. Im doing this all on my own, getting a car, paying insurance and all. Im looking on getting a 2001-04 mitsubishi eclipse or lancer just for an idea. But i dont wanna be stuck paying like 400 bucks insurance at geico or like statefarm, student driver discount my ***. Suggestions would be helpful, not a rant about how i have to think about insurance and gas and maintenence im well aware of all that, i wouldnt be getting a car if that. Thanks.""
How do i get health insurance on my own?
i am a senior in high school and i am about to graduate and go to college, I am currently in track so if i twist my ankle then i am done and I haven't have any kind of health insurance since my family immigrant here three years ago, my dad cant speak Eng so he stays home and my mom works really hard for my bro and me, i don't have car/health insurance and yet i drive and when ever i get sick i have to deal with it myself, I am really jealous when i see people can go to doctor when they get sick, I want to know how do i can a reliable and affordable health insurance and i am willing to work and pay for it in college..and i looked for the student insurance but it doesnt cover teeth and eyes....i def need to get my wisdom teeth out..cuz they hurt really bad sometime and there is nothing i can do about it, is it possible for me to work and pay my own car and health insurance? I just freaked out tonight cuz i feel so unprotected""
Short-term insurance coverage and ACA?
Does anyone know if and/or how the Affordable Care Act (ACA) will affect short-term insurance coverage? My son currently does not have health insurance at work; therefore, he has been buying short-term coverage which can be purchased month by month, every 3 months, or 6 months. The downside is that after 12 months of consecutive coverage, he has to sit out for 2 months (no insurance coverage). Not ideal, I know but it's all he can afford at this point. It basically costs him less than $40 a month. Just wondering about this. I guess we don't know yet how much coverage will cost under the ACA?? Maybe he can afford something better once that takes effect.""
I'm 17years old how much would it be to insure a Volkswagen Golf?
I'm 17years old how much would it be to insure a Volkswagen Golf?
Does my car has to have insurance or do I have to have a new insurance for myself in order to drive in NJ?
I'm a bit confused about this issue. I have a permit and I want to do a road test in order to obtain the provisional driver license. The thing is that I heard a lot from people about insurance and now I'm that confused that I don't know what to do. Do I need to have insurance? or does my car need insurance? Can I be under my parents insurance? Would that be cheaper? Could you guys help me figure this out? All I want is to drive legally without any problems, and don't waste money. Could you give me some sources also? Thx ahead""
Cancel Geico Insurance Online?
Is it possible to cancel my insurance online?
Fast old car that isnt cost millions to insure?
I am 17 i understand that the insurance on a very fast car would be millions! but i was wondering does anyone know an old fastish car that the insurance isnt tonnes and tonnes of cash in the UK
Car insurance question?
can I put my name under my father? his is living in the other country and probably not coming back in these few years, once I have some accident, is it gonna bring me a truble since my father is not here?""
How long does it usually take for an insurance company to pay a life insurance claim?
My father-in-law passed away in April 2009. He died of pneumonia. He had a life policy with a large national company. My sister-in-law is the beneficiary. Here it is, almost a year and a half later, and they still have not paid on the claim. I told her to contact the state insurance commission.""
Car insurance for new drivers !?
Ok so Ive spent quite some time googling this but to no real answer ! My question is, what is the cheapest insurance available for a newly passed 18 year old male? From this i mean: What care gives the cheapest quote? What insurer is the cheapest? Of course i know there is no one cheapest insurer/car but a general type of answer would be helpful. like saying what your insurance was at 18 on what car and with what insurer! Thanks very much !""
Do I need health Insurance in Australia?
Hi, im going to Australia for a year and im really not sure how the system works. Will I get free healthcare if I have an accident or get bitten by something? Do I need to purchase health insurance to cover me for this? Can I transfer my free NHS healthcare over there somehow?""
Does a warning for running a red light increase insurance rates? PLEASE HELP!?
Today I got pulled over for the first time for running a red light , when the officer pulled me over, as he was getting off his bike I took my seatbelt off (I know, now that I think of it, it was such a stupid thing to do, but it was my first time being pulled over and I didnt know how to react). He di.dn't say anything about the seatbelt, but he told me that I ran the red light back there. Ok, let me explain this to you guys now, i don't know if you're familiar with Cape Cod or not but there are TONS, literally tons of tourists here right now, and the roads are really narrow.. There was a guy in an Audi pulling into a parking spot in reverse in front of me and he was taking half of the lane that I was on.. This parking spot happens to be 10 ft away from the set of lights. In my mind I was thinking, I'm gonna go to the left side to let this guy go in, and while that was happening I was worried about the tourists that like to jaywalk and cross the road inbetween cars... So I go to the left and the left and gas it a little bit, I was going like 10 mph as I was taking off, and the light turns yellow, I cross the crosswalk, then the light turns red and I drive under the set of lights.. These 2 bike cops came immediately after me... So long story short, it was my first time being pulled over, I took the seatbelts off, and I ran the red light because there was a guy pulling into a parking stop right in front of me and I was too worried looking around afraid I was going to hit a jaywalking tourists. I know people always think they're right, but I honestly think I didn't do anything wrong here. I got a $25 seat belt fine and a warning for running the red light, which is complete BS. I know it's a warning but I don't want it on my record at all, how can I appeal, any tips? Im only 18 years old, just got off my JOL and I'm very conscientious of other people, never speed or anything. I appreciate your help, will give best answer, thanks!""
Will my insurance company raise rates because of a speeding ticket.?
With this ticket the cop said if i pay it before a certain date i wouldnt get any points on my license so would the insurance company even find out?
""Allstate motorcycle insurance, am I covered?""
I am going to purchase a motorcycle soon but unfortunately for my age, insurance is much too high. It is about $5000 a year since I am 18 years old. What I want to know is if my father can put the bike in his name and have it fully covered but with me as the rider, will it still be covered? If I were to get in a crash would the bike still be covered even though the bike is under his name and not mine? Am i covered or will I be forced to pay $5000 a year so I can legally ride the bike?""
What is the oldest year car I can buy without paying for collision insurance?
I want to buy a new car in the 2000's. I know that when you a brand new car you have to pay for collision insurance and I don't want to have to pay for that. What is the oldest year car that I can buy without having to worry about the collision insurance?
What does comprehensive insurance mean?
I am trying to apply for state insurance for my daughter, who is currently on her fathers insurance through his work, and the rates have just gone up considerably. In the FAQ, it says that families who voluntarily drop employer based comprehensive insurance must wait 6 months to apply. Can someone please tell me what this means? Thank you""
I got a speeding ticket and no insurance?
well my insurance was expired when i got the ticket. so when i renew it will it still go up?
How long do i have to have my drivers permit?
I am 18 and live in Arizona. i have never had my drivers permit and i am getting it in a couple days.. How long would i have to hold my permit in order to get my licence
Car insurance question..please help.?
Can someone be able to have car insurance in the state of new york and have the registration in someone else's name? Ex: Car insurance by the name of Jane Doe, and Registration by the name of John Doe. Please let me know..thank you.""
Do I need life insurance?
Hey, I'm in 7th grade and my advanced academics class is doing a project on what our goals and daily life will be after we graduate high school. The final part of the project deals with the management of taxes and insurance and stuff like that. I'm pretty sure I've covered everything I need to, except for one aspect: life insurance. I'm not exactly sure if I need it, because I don't really know if I'm actually going to have people dependent on my paycheck. Here's my lifestyle: I'm going to live in Santa Monica, California as an occupational therapist in an apartment with a roommate. My mom's family and my dad's family will most likely keep residing all the way across the country on the east coast, with my brother in college and my younger brother in middle school. I'm pretty sure both my parents are going to be retired at that age, but I don't know if they would really depend on my paycheck. Opinions?""
How much did you pay for car insurance on your first car?
I am going to be 17 soon and will get a car, the car i will get is Vauxhall Astra Mk4 1.4, i went on a car insurance quote comparison website and the cheapest they could find was like 5,500, there's not a chance im gonna pay that, i was wondering what you all paid, oh and i live in the UK.""
How ill this effect my car insurance quote?
there is a question on an money supermarket asking if i have access to any other vehicles. my answer would be company vehicle, excluding social how would this effect my insurance quote? also how would company vehicle, including social effect my qoute? Thanks""
Cheap car insurance im 19 male 1yr no claims any ideas or websites?
i need my insurance to be as cheap as possible any help ? ideas ? any thing lol any websites or anything to help thank you i know im in the same boat as everyone but this is worth a try lol
Looking to buy insurance?
I am a small business owner. My business right now is very small, but we are looking to expand quite soon. We are a livery cab service and looking to get insurance quotes. We are located in Queens and would prefer to deal with Queens Brokerages. Please help!""
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affordable renter insurance austin ballpark
https://www.linkedin.com/pulse/why-did-affordable-care-act-raise-insurance-premiums-macalister/"
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mrmarknewman · 6 years
Text
Dear CVS: Please change your hold music
Dear CVS,
Please change your hold music.
Please. Do the right thing.
It’ll take you, or someone who works for you, or even a barely pubescent adolescent who nevertheless knows how to program music on his iPhone with more aplomb than anyone born before 1975, only about 48 seconds.
And 48 seconds is substantially less than the amount of time I have listened to your never-changing hold music.
I have researched the source of this music online. I did this, as you might guess, when I was on hold. It seemed the healthiest response I could muster to that faux-soothing piano wandering that is supposed to placate customers for anywhere between 20 seconds and 35 minutes.
I am just guessing at these wait times, by the way. That data might be out there and it might not, but I can’t bring myself to see how long my waiting compares to the average waiting.
And, to be clear, I am not critical of being on hold. I know the pharmacists are working as hard as they can. I know it’s part of our modern world. This is why we have social media, and ESPN.com, and trashcans placed about four or five feet away, into which I can toss crumpled-up pieces of paper. In fact, being on hold has greatly improved my trashcan basketball accuracy, so there’s that. Thank you.
Still, that tune has got to go.
I hear it in my sleep. I hear it when I go running. Sometimes I wake in the middle of the night humming that melody. It haunts me, day and night. It’s not healthy. I know. I’m a doctor.
It’s not healthy to hear pharmacy-hold music while you sleep.
Oh, you want data?
Fair enough.
CVS hold music stimulates the almond-shaped amygdala that sits in our reptilian brains, and that’s not good. This is the same region of the brain involved in road rage, and in raising your middle finger, and in listening to the Steve Miller Band sing “Abracadabra.”
Some 98 percent of respondents in a large, multi-center study examining the average American’s response to the CVS pharmacy hold music reported that their amygdalae (the plural of amygdala) were enraged.
This study, obviously, does not exist. But it could!
The subjects would be made up entirely of me, or lots of me’s. You see, there are many, many different me’s that have listened to that same tune while on hold at CVS. There’s the me who is in-between patients and operating under the resilient but nevertheless largely naive belief that I can solve a prior authorization quandary in somewhere around four minutes. There’s the me, nervous about my daughter’s ear infection, and hoping that the antibiotics are ready. There’s the me doing laps in my car around and around the street where I live, waiting for the music to end so that I can talk to an organic entity and call in a prescription.
As for numbers, I’ve got those figured out as well.
Let’s say I call CVS, on average, three times per day, six days a week, for a period of about the last 25 years. That would allow me to count my residency as well as post-graduate years. Let’s subtract a couple weeks a year for holidays and so forth.
That means that three times per day, six days a week, 50 weeks a year for 25 years, I’ve called CVS. And let’s estimate that the average time that I am treated to this music is around 1 minute, 34 seconds.
That means that I have made approximately 22,500 calls to CVS, and I am, in all honesty grateful for their service. (6 x 3 x 50 x 25 = 22,500)
Of course, I am making an assumption that the hold music has not changed over the last 25 years. This is because I don’t recall it changing. It’s like taxes. I don’t remember a time when it didn’t exist. Accepting this assumption as fact — because it feels like fact — this means that I have listened to roughly 2,115,000 seconds of that same music. That’s 35,250 minutes, or 587-1/2 hours, or nearly 25 days.
Almost 25 days of my life listening. I am 52 years old, so that means that I have spent 25 days out of my 18,980 days on this planet listening to that piano piece (called, incidentally, “Golden Dragon” — I Googled it while I was on hold). That’s a higher percentage of my days than I’d like.
So let me be clear. I don’t object to being on hold. I hate it, but I am at peace with it. I object to being on hold for more than 587 hours of my hard-earned life while listening to that same tune.
As I hope this piece illustrates, this is a matter of some urgency.
Please change the music.
Please.
With warmest regards,
Steve
Steve Schlozman is a psychiatrist.  This article originally appeared in WBUR’s CommonHealth. 
Image credit: Shutterstock.com
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how to afford health insurance
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I cant afford insurance for my kid can i get it threw nj from the state
Why does my old insurance company want to see my new policy?
I recently switched car insurance companies (from country insurance to allstate) and when my husband called to cancel our old companies policy they refused until we fax them a copy of our new policy with allstate. I dont understand why thy need this information. We arent asking them to back date and pay us for any time we already paid for (we arranged our allstate policy to begin the day our country insurance ended) and in the years we have been with country insurance, we have ever once filed a claim. Never payed late (had automatic withdrawl). If anyone knows why country insurance would need our new policy info before they cancel our old policy i Would greatly appreciate any input. Thanks!""
""Am I required to add my 16 year old student driver to my auto insurance policy, we live in Illinois.?""
As the student drivers parent, is my current auto insurance coverage in effect and still valid (for me and my 16 yr old) when my 16 year old student driver is driving my vehicle (supervised driving\practice), even though I have not added them as a driver on my auto insurance policy. We live in Illinois. After the student driver receives their official drivers license am I required to add them as a driver to my auto ins policy, or am I and this new driver still covered by my policy because I have given them permission to operate my vehicle?""
Car insurance???
anyone no of places that do cheap car insurance for new drivers (i'll be 17 in january) oh by the way im in the UK!
How much does car insurance go up when adding a 4th car?
I'm 17 and i want to buy my own car. My parents are worried insurance will skyrocket up. How much does insurance go up when adding a 4th car to the insurance plan?( I currently pay for my share of insurance each month)
What bike would be cheapest on insurance?
scooter?street+trail?chopper?crotchrocket? or anything?which bike out of all bikes street legal and able to achieve 50mph is the cheapest insurance wise
Car insurance cheaper at 17 or mid 20's?
im 17 in January and getting my driving lessons for my birthday - when and if I pass I'm not getting a car till I'm in my 20's. will the insurance be cheaper when I'm mid 20's than it would be at 17?
Non owners insurance?
what is the best non-owners insurance business (or agency) in Houston?
Free medical insurance and dental in cali??
hello, im a 21 year old student who needs insurance! my family doesnt qualify for free insurance from the state, but my mother is not working to get insurance. does anyone know of a free or at least cheap way to get insurance? thank you.""
I was speeding 16 mph over the limit and it is my first offense. how much will my fine be?
I am 17 and I was driving my parents car, under their insurance. how much do you think my fine will be? and will my parents insurance rates go up if I go to the court date, plead guilty, pay the fine, and go to traffic/driving school?""
Do i need to call my car insurance company?
I was in a car accident today and it was not a small accident. I hit a car on its side. there was an older woman so an ambulance came but she ended up not being hurt, just procautionary. the police were called and they took all my info and whatnot. It was wierd the police did not give me any papers or anything and told me i could leave. they just asked me if i wanted my car towed and i said no. the police officer also told me when i asked him that i dont need to call my insurance company unless i want to make a claim. is that true? i only have 1 way insurance so im probably going to scrap my car. I always thought u should call them no matter what, do you know if i am obligated to call them or will they contact me? location: Quebec, Canada thanks a bunch, Tyler""
Which is the best insurance company for motorcycle insurance?
I have honda aero motorcycle 750 cc.. may i know which is the best company to go with????? Thanks
Can I get insurance that isn't based in my state?
I currently live in South Carolina and I'm in need of a particular surgical procedure, and my current insurance provider rules the surgery as cosmetic when in fact, an orthodontist, dentist, and an oral surgeon all suggested that surgery is a good option for me. They've all told me the same thing, however, that the surgery is difficult to get approved. So I did a bit of research and only one insurance company in the entire United States covers the procedure (That I could find). But, this insurance (Kaiser Permanente) isn't offered in my state. It is however offered in Georgia, which is relatively close. So my question is, could I switch to Kaiser Permanente if I don't live in Georgia, California, or one of their other locations? It's orthognatic surgery, in case it's relevant.""
Is $40.00 a month cheap for Full Coverage Insurance 2012 Kawasaki Ninja 250?
Is $40.00 a month cheap for Full Coverage Insurance 2012 Kawasaki Ninja 250?
Insurance for new drivers?
hi i am about to turn 18 and for my birthday my mom and me are going to lease a car for me. the car is 20000 and its new. the insurance is crazzzy expensive but my mom is going to by a car to right when i am so is just keep that i mind for the insurance and stuff. what is the cheapest way to get insurance?? please help
Insurance Rate for a ZX6R !?
anyone know how much insurance would roughly be for a 17 year old 2007 ZX6R Motorcycle Course Completed In Ontario Thanks!!!
Car insurance?
If i have bought a car but but the car is not insured, then can someone else who is fully comp drive my car?""
Why did my wife's auto insurance premiums go up after I got a DUI?
After I pleaded guilty to a DUI charge, my wife's auto insurance company refused to renew her policy. Because we are married, other insurance companies have either quoted her higher premiums or refused a quote for her based upon my mistake. We had separate insurance companies, I was driving my car, not hers. She was not in the car with me and had nothing to do with it. I was pulled over because my license plate light was burned out. I was not driving erratically, speeding or anything of that sort. I had not had any violations in 16 years and she hasn't in nearly 30-years. Why is my wife being punished for my mistake and how is it legal?""
Tips for cheaper insurance?
I'm 18 year old male so obviously my insurance is a bomb. I passed my test last February 2nd. I have been insured for a 1.0 litre corsa which was around 2,500 a year which is ridiculous, my mate has been driving for about 2 year and his insurance is under 500? I was on my mams insurance with her no claims and all that stuff, keep it in the garage at night, do 6000 mile aYear etc.. I don't really fancy having a tracker, could someone tell me some cars that are cheap on insurance and some good cheap insurance sites? Thanks""
""USA, health insurance. when you are 56 & cannot afford health insurance, is that a death sentence?""
doctors & hospitals in the US will not help unless you have insurance. so if i have cancer or any sickness, am I left to die.?""
What exactly is an insurance quote? ?
if i wanted to buy a car and get some insurance how would i go about doing it?
how to afford health insurance
how to afford health insurance
https://www.linkedin.com/pulse/audi-5-day-insurance-bryan-cunningham/"
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Do you need insurance to inspect your car?
"Do you need insurance to inspect your car?
So i have a car that i'm almost done working on but i don't want to insure it yet cuz i'm not completely dont, but i want to be able to drive it right away when i'm done. So do you need to get insurance inorder to inspect your car?
BEST ANSWER:  Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr 
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Would you accept a job working as an Insurance Call Center Agent?
The job entails helping senior citizens all over the country obtain affordable insurance solutions that cover their final expenses and medical bills. The work hours are Monday  ...show more
Will my wreck affect my dads insurance rates?
I'm on my step dads insurance on his buisness truck. If I got into a wreck would it affect his insurance rates or just mine.
Car insurance question?
Im 16 and about to get my license. For a first car, I'm looking to get a used 04-06 Pontiac Grand Prix. Of course, I want to get the V8 GXP trim compared to the base V6 trim. But my parents say that the insurance on a V8 for a 16 year old male driver would be rediculous, which I know. But how much more would it be to insure a V8 Grand Prix compared to a V6? And would taking a defensive driving course or something make a considerable difference? Thanks for any advice.""
What do i need to know about individual health insurance?
I'll be transition from a perm position with benefits into one that is contract base (6 months) and no benefits so I want to get some health insurance through private insurance. I'm single, no kids, 26. I'm healthy for the most part but I do take anti-anxiety SSRI medication ($4 at Walmart) and I see a psychiatrist once a month (I could probably do without this).I did suffer with depression about 5 years ago but that's no longer an issue. What should I expect from private insurance so I don't get completely screwed over.""
What health insurance can I get as a low income american college student?
Hello, I am a nineteen community college student living in North San Diego, California and I live with my parents. I make less that $1,000 a month working part time and going to school full-time. I get financial aid from my school, but only for the classes, not the books. My father, the only other worker in my family, makes roughly around $32,000 a year. We barely make the rent each month and barely have enough for gas. About when I was sixteen, I was diagnosed with Gallstones and was urged to better my choice of eating. Of course as a Mexican-American, I wasnt about to give up my Carne Asada or burgers so I continued my vices which led to various, and very painful gallstones attacks over the past couple of years. Now I am no longer able to eat anything without feeling sick to my stomach. I was cut out on all junk food and have pinned myself to a grilled/boiled chicken only and greens diet. I don;t eat any red meat and make sure to have fresh made fruit/vegetables smoothies. Yet, for the past four days, Like i said i haven;t been able to pass anything. I am currenly runng every morning. My father thinks I have an ulcer. So, straight to the point, I am a low-income college student with no money left over at the end of each month and I need to go to the doctor's immediately. I am an american citizen but have no health insurance at the moment. I need surgery to remove the gallstones, but first have to go an have a checkup. I was wondering if there was anyway that i can get covered? My mother applied for medi-cal but we havent heard anything in over four months and its a LONG process. Can Anyone please help me!""
BEST HEALTH INSURANCE FOR SICKLY...WITH A MINIMUM COLLEGE EDUCATION-?
22 y/o and have Cystic Fibrosis its a genetic disease (debilitating lung disease) Eventually kills you, supposedly by age 38 yeah yeah i know. right now i'm on Disability because i need Medicare and Medicaid to cover my expenses. And unable to work do to health conditions at the moment. BUT i want to work when i am able, and i do have my associates and want to obtain my bachelors degree. WHAT JOB (probably for the Union or Governemnt) can i get that has GOOD health Insurance that will not strain my health. ( I cannot work in medical field due too freq. lung infections) My Yearly Bills add up to at a minimun $50,000 and if i go in the hospital several times a year over $100,000.. also have monthly bills for antibiotics, and hospital and doctor visits, testing ECT. If i ever get or need a double lung transplant that costs over $500,000 and i need the medical to pay for it when that day arrives. I DO NOT want sympathy i need people to understand my condition and can point me in the right direction. I hate taking peoples hard earned cash, and i will not do it when i don't need to. I am not on my death bed yet and do not need to be on it the rest of my life.""
Car insurance for 19 year old on a classic mini?
I am about to buy a classic mini mayfair 998cc car but I cant fins a decent quote. Cheapest is 2700 with Acorn insurance. Other companies have quoted around 4k and even upto 6k. Its just stupid. Anyway, Im turning 19 in february 19th so will be buying then but looks like I need to gold dig if its like this for insurance. Anyone one of you clever clogs know any companies who will take me on ? Tried: Adrian Flux, Elephant, Admiral, Acorn, and a few others. IKUBE says ring back next month as they dont have tariffs in place yet O_o lol! Ive tried googling this and have found no help. Preferably classic insurance for 19 year olds. Thank a bunch..""
How can insurance companies offer zero premium medicare insurance?
Trying to help my mom sort out medicare vs medicare plan vs medicare gap insurance. Just got a post card from an insurance company that says there is zero premium. How is that possible? She still has to pay the premium for the Part B medicare, so does that simply go to the insurance company instead? Thanks""
I'm trying to get life insurance for myself and my son. what company offer best benefit?
where from los angeles, ca. i never smoke...don't drink alcohol.. and what things that i should know for getting life insurance? and what is the best coverage? advice pls?""
CAN YOU PLEASE HELP ME?
I have been 18 for a few months now and I'm planning on moving intomy boyfriends parents place in about two weeks. The reason i am waiting is because my grandfather wont let me take my car until i switch the car into my name with my own insurance policy. He has allstate, and i am about to start working at a new job. I will be graduating in june from high school and i live in Virginia. My grandfathers wife (step-grandmother) treats me badly and i need to move away. I have waited 6 years for this since my mom passed away in 2003. I know that none of you will know exactly how much insurance will be but could you give me some insight or a range on how much a month ill pay on insurance and the best policys. I am driving a 2002 Dodge Intrepid, 4 door. I drive everyday about 15-20 miles each day. I am a female, 18 years of age. (19 in september). I did have one traffic light accident that was MY fault but plead no contest and got away with one days worth of driving school. ..if you could please help me that would be great. And much appreciated. Im not sure if you need anymore info, but thats all i can think of right now. AND PLEASE DONT ANSWER IF YOU AE GOING TO ASK how are we supposed to know? BECAUSE I UNDERSTAND THATU DONT KNOW ME AND THAT U HAVE NO WA OF KNOWING. I JUST WANT TO KNOW A PRICE RANGE PER MONTH AND HE BEST POLICYS?? thank you, amber.""
Questions bout unemployment insurance in California?
If I get layoff, i was making $2500 before taxes per month for 40 hours a week, how much would I get from the unemployment insurance?""
Does the new Health Care law mean we have to buy insurance like auto insurance?
If yes, what happens to people who can't afford to purchase insurance? Will they check somehow, like when you get your driver's license or fill out tax forms or what? If people don't have insurance because they can't afford it, will they figure out a way to fine you like they would if you didn't carry auto insurance? Thanks in advance for your help.""
Whats a cheap affordable classic for a young man?
im 20 had my lisence for over two years but i can never afford insurance! i dont live with my mummy and daddy so i cant blag there insurance, and i also cant borrow money from them! so if you have ideaas for me i would prefer a TAX exempt classic? any ideas? thanks""
Where can I buy the most affordable business liability insurance?
Hi there, I have a very small start up business and I am in need of liability insurance for a business. Does anyone know a good cheap company to use?""
Will damages to my rental car go to my car insurance if I was not the one driving?
I have terrible luck lately. Two weeks ago I totaled my car (my fault) and I have a rental until tomorrow. Rental is from enterprise and paid for thru my car insurance. On my rental agreement I did not list any other drivers, and since it was paid for by my car insurance the guy crossed out the extra insurance and just asked me how much my car insurance deductible is and wrote that down($250). Today, I looked at the agreement and I actually hadn't signed it when I rented the car (even though there is a place for me to sign)...hmm...(?) SO, last night I was drinking and my boyfriend was not so he drove us home- in my rental. A car hit the rear driver side of us and it caused a dent and some paint damage. Called the cops, the other driver lied and nobody cited. I DO NOT want my insurance to know, since I just totaled my car. Boyfriend has full coverage, can it go on his? or will it go on mine? Can we just pay for it in cash & not use insurance? Its minor, fix before I turn it back in ?""
What is the best Pregnancy Insurance Available to a already expecting Mom w/no health coverage at the moment?
Health Insurance for Pregnant Women!
Car Insurance Question?
Okay, can your car insurance go up if you get a ticket, a lawyer fixes it, and you get no points on your license? In other words, do you have to get points on your license for your insurance payment to go up?""
Any suggestions on affordable utah health insurance?
Well, im working on moving back to Utah, after a near 9 year stay in PA, and i don't remember what insurance i had when i lived in Utah so i cant go back to that, and when i move away from PA, my current Health Insurance will be deactivated and shut down, so i need to find some new affordable health insurance in Utah. Anyone got in any suggestions? For now my budget is $669.00 a month if that helps at all, but it may change after i move.""
Fraudulent car insurance claim against me?
hi my problem in a nutshell is my vehicle was hit in the rear while it was parked, when i confronted the driver we had an argument and the police were called no offences were committed and the police left after me and the other driver exchanged names and addresses. A month or so later i received a claim for neck injuries to the driver and his 2 passengers for approximately 20,000 for an accident that he said i drove into the rear of him which was totally false, i have witnesses which include the police officer who attended to the fact that the other driver hit my parked unattended car, i have lost my no claims bonus and i applied for a job as a driver which i did not get because of this pending claim, my insurance company have tried to contact the other driver who has not answered for a number of months and when i spoke to my insurance company i was informed that the other parties insurance company does not have the full story i.e they have not been told that he hit my vehicle and i have witnesses to prove that i am at a loss because i have been told it can take 3 years for the claim to close if the other driver does not answer any of the correspondence he receives. any advice please""
How much do you think my insurance will increase if I get my own car?
I trying to plan how much money I will need for a car. Its a 2000 truck. I am 17 and have had no accidents or tickets. I get a good student discount and took a drivers ed class. Sharing my moms car (a new SUV) made her insurance go up $70 a month. Do you have an idea of how much it would go up if I got my own car? Thanks!
Who is the insurance/workers compensation carrier for Petco?
For a research project I'm doing on the pet industry, I need the name of the carrier who provides insurance and worker's compensation for Petco, PetSmart and the like.""
Are there any well known and reliable insurance companies in Florida that provide homeowner's insurance?
Seems that every insurance company is leaving Florida.
Homeowners Insurance in Florida?
I am looking to buy a house for the first time. Insurance seems high in Florida. Does anyone know what a possible insurance price would be for an 1800 sqft ranch with a pool? I have seen over 2200 a year!
Got my 1st speeding ticket under mom's insurance. Will her insurance go up?
I got my 1st speeding ticket ever and paid it off. I am under my mom's insurance as an additional driver. Will the rates go up? If so, is it too late to take defensive driving to take it off the record since I already paid it?""
Guys how much was your car insurance when you first.....?
started driving? Just state: 1. Car 2. How old you was 3. What company you went through 4. How much Thanks a bunch of bananas
Do you need insurance to inspect your car?
So i have a car that i'm almost done working on but i don't want to insure it yet cuz i'm not completely dont, but i want to be able to drive it right away when i'm done. So do you need to get insurance inorder to inspect your car?
Help Choosing First Car?
Soo I'm looking at two cars, the 2003 Mitsubishi Eclipse Spyder GS and the 2002 Ford Mustang. Both are convertible, the Mitsu is a V4 while the Ford is a V6. The Ford has about 90k miles and the Mitsu has about 120k miles. I was wondering which would be the smarter pick and why? Which would be more reliable, efficient, cheaper insurance, cheaper maintainance, ect. Please help me and give any info on both cars.""
Increase in car insurance after DUI?
Recently my friend received a DUI charge in the state of New Jersey, and is waiting for his court date. He is 19, so I assume this case as an underage DUI. He is worried about ...show more""
Can you register and buy a (cheap) car with no license or insurance?
I want to know if i can register a very cheap car thats around 2,000 tops at a used car lot and buy it with no problems.What problems will i face isnt it easyier to get a cheap car like this then at a actual new dealer i have no license or insurance do i pick a dealer with in house financing the only thing they will most likely ask for is it to get registered can i do that im paying half down.?im 21 im getting my license in 2 weeks (and no i cant wait)""
Whats the cheapest car insurance YOU have ever paid?
Whats the cheapest car insurance YOU have ever paid?
Should i go on my mothers car insurance ?
Ok so i have been looking around for car insurance because im about to get a car.... but the lowest rates i found were Progessive which was 7000 for 6 months and State Farm which was nearly 5000 ..... so if i go on my mothers insurance will it be lower ? by how much ? or will it be the same ?
What kind of insurance coverage should I get for my motorcycle?
I have pretty much decided to get an SV650S as my first bike. Right now I am reasearching insurance coverages but am pretty much clueless. I don't know what coverage to get. This will be my first bike and I have very little experience riding. I have taken an MSF course and live in Los Angeles Area. I guess I am not looking for a particular insurance carrier(although it will help), I am looking for an explanations of the coverages so I know what to get.""
Car insurance. What a cheek!?
Got renewal yesterday for 449 up 10 on this years, when I go directly to the insurers website as a new customer my quote comes out as 279!! Can I cancel my insurance upon renewal and then take out another policy with them?""
Auto Insurance student discount with an incomplete grade?
For the auto insurance student discount I am required to be a full time student with a 3.00 or above. This semester I took 14 units, but the last 5 units are of a class that is incomplete . On my transcript it will show the grade for the other classes as A's and the last 5 unit class as an I. Would this have an adverse effect on my auto insurance policy? I am still a full time student with above a 3.00, but I had the grade for the class as incomplete instead of finishing it.""
Insurance costs for a new driver insured on own car in Canada?
Yeah I know if varies but has anyone recently received their license and bought their own car for their own use? How much was the insurance? I tried checking on websites but they weren't really helpful. It would help if it was in ontario too.
When do I get the prepaid home owners insurance back?
I prepaid 1 year home owners insurance at closing on my home. I have also been paying monthly as part of my escrow payments for home owners insurance. What happens to the prepaid years worth of insurance payments? Do they always just need a buffer of 1 year and I get it back only when I sell the house or can it get applied to my second year and allow me to lower my escrow payments?
Does my car insurance help me get another car if my car is totalled?
I was in a car accident last week, which wasn't my fault. The auto body shop said my car is totalled because of the damages, it can't get fixed. The other person's insurance is going to pay it off because of the loss, I have full coverage and my question is, can my insurance get my another car or do I have to get it myself? I got it in April, gave a down payment, and have only made one payment. I need a car badly for work!!""
Is there car insurance for people who don't own cars in Ontario?
My parents are taking me off their insurance as an occasional driver. I don't own a car and don't plan on getting one. I was wondering if I need insurance in order to drive someone else's car? I haven't had any luck finding info relevant to Ontario. Thanks!
California earthquake insurance?
Looking for other Californian's out there that have earthquake insurance and about how much it costs per year.
""How can i get affordable health insurance, with a low income?""
I work part time,i am physically disabled ,my husb is unemployable,rejected from disability, i have very bad health condition and need health insurance to continue dr.care....How can i get affordable health insurance that won't cost me a fortune? I have gone to the DPA and i was rejected by them. I suffer with depression/(diagnosed bi-polar) ,,disc disease,IBS....i must obtain medical Insurance to continue treatment in order to continue working...how can i get help?""
How can we insure our car?
My feoncee and i bought a Car he lives in the state of WA and i live in OR about 30 minutes away. We bought the car here in Oregon. he bought it so he can teach me to drive i have my Learners permit and he is a WA licenced driver. he is going to be moving to OR after we get married so he doesnt want to change the Plates and such to WA. We need to insure the car before either of us can drive it. so the question is how can we go about this. He again is a Washington licenced Driver and i am in OR with a lerners permit the car is here in oregon and we need to put insurance on it
Do you know of a good motor insurance company?
I have just bought a merc. Need a good and reliable insurance company. Please suggest one.
Live in different states then parent: Car insurance?
Do I have to live in the same state as my dad to have my car under his insurance? I live in NC and he lives in SC if that makes a difference. Thank you!!
Auto Insurance Quotes?
Where is the best place to buy auto insurance online?
Motorcycle insurance for a teenager?
I will be 19 in November and I want to get a Ninja 250R. I guess around a 2002, a starter bike. I was wondering (guess) how much it would cost.""
Can we get finally affordable health insurance now?
Me and my fiance pay $650/month on health insurance and it really sucks. My fiance was denied by every health insurance b/c of a heart condition which is common in his family and I am pregnant and everybody denied me of course too. So we got coverage with Cover Colorado. With the new health reform, can we apply now at different insurances? How is that with the premium? If they need to take you, can they give you a very high premium?""
Cheap motorcycle insurance?
I am an 18 year old male in southern CA and I wanna know what is the cheapest motorcycle insurance for a 2006 yamaha r6 (crotch rocket) and where can i find it?
""I need health insurance and live in Southern CA- what is GREAT insurance? Aetna, Blue Cross, Kaiser, other?
I'm OK paying $200-250 a month. I just want to make sure I have access to great care without a big runaround. I think PPO sounds good b/c I've heard HMO's can jerk you around sometimes. I'm very athletic so I want to know that I can see a specialist right away if necessary. Any help would be greatly appreciated!
Can you get insurance for something you order online?
I'm buying a macbook pro from Pc world but will I be able to get insurance?
How much is the Private Health Insurance?
$2 a month? $50 a month? Affordable rate? I can get braces, crown, root canal, bunion repair, fungal surgically remove from my toe nails, hair replacement for my future baldheaded husband, and all?""
How much would my car insurance go up if I got a mustang?
I'm 24 years old, have a good driving record, and I am currently on with my dad's insurance. I have a 2005 chevy aveo right now, with almost 75,000miles; and I pay $110 a month for insurance. Unfortunately, my car may be reaching it's end, and I may have to get a new car. I've found a used 2002 ford mustang, 2 door and 14,633 miles on it. How much do you think my insurance would go up? My dad says it would sky rocket... But I figure I'd ask anyway! Thanks!""
Do you need insurance to inspect your car?
So i have a car that i'm almost done working on but i don't want to insure it yet cuz i'm not completely dont, but i want to be able to drive it right away when i'm done. So do you need to get insurance inorder to inspect your car?
Teenager's auto insurance?
i'm 17 and will soon be recieving a car from my aunt. it's a '92 poniac bonneville se. i want to figure out some insurance rates but some of the information they are asking for i'm not comfortable putting on the internet (like my soc. number). are there any teen drivers or parents of teen drivers would would be willing to share their rates and companies with me?
How much would insurance be for a 18 year old girl for a 2006 mustang?
I live in NY. I'm looking into buying a 2006 mustang (not gt). I've had my license for about two years. I will be on my parents insurance (state farm) but the car will be in my name and I will need full coverage. I have a good job but, I'm just looking for estimates on what it will cost me monthly or yearly.Thank you!""
Drivers insurance? Car insurance?
I'm 15, going on 16. When I do get my license, will my insurance be lower because I get really good grades?""
Insurance Quote?
My Step-dad and I are buying a 1.4 MG ZR between us. He is going to be the first driver and i will be the 2nd named driver. This will be my first car. My stepdad has driven for 12 years or more. Any rough ideas of a price for me? He has no pints on his license. thanks
How can I buy home insurance if I use one room for my business?
Hello there! I am a freelance web publisher so basically I work from home using my laptop. My husband and I just bought our first home. The other day I was shopping around for home insurance when an agent told me if I run my home business many carriers will mark me as not eligible for home insurance. Is this true? How do I get around that? What's the best home insurance company?
Can I drive a car and get it insured in my parents name?
I'm thinking of buying a car as soon as I pass my driving test next month and I heard that car insurance for a 20 year old is really expensive so I was wondering if I was able to ...show more
Can anybody tell me what impairment rating have to do with an auto settlement?
my lawyer tells me she cant make a demand to the insurance company till i get an impairment rating from my doctor. what does that mean and what is a good rating?
18 year old car insurance help!!!!!?
I am 18 years old, past my test back in april (2011) and I cant find any affordable car insurance!! :( Even with my parents as main drivers the cheapest im getting is around 7000... its ridiculous Has anyone found any cheap car insurance companies or ways of reducing premiums significantly?""
What is the cheapest car and home insurance?
The car insurance would cover for 2 people, me and my mother. The home insurance would be for our apartment. She asked me to look this up for her and I have no idea where to start. A little guidance would be great? Thanks :]""
Can I sue my Auto Insurance Company?
In 2005, as part of our divorce agreement, my ex and I decided to keep the same auto insurance but under separate policies. We had been with this company for years. My policy was on auto pay meaning that the payments were taken directly from my account. He walked in to pay his. About 6 months after the divorce, I was pulled over for a routine traffic stop and was told I was driving an uninsured vehicle. Without insurance, my registration was also invalid. Both tickets totaled 1K. My car was taken into impound. I checked and found the officer was correct. On good terms with my ex, I told him what happened. He said for the past 6 months, each time he went in to make a payment, the girl HIS was already paid. Realizing what had happened. They were applying my payments to his automobile. I was furious. I notified the agent who initially did not want to accept blame, but since the payments were automatic and my account number was on each payment they took, they were responsible. The error was compounded by the fact that the cancellation notice went to HIS address (how dumb was that!) So I had no way of knowing that I was cancelled. I was without a car for 2 weeks and lost my job. After much haggling and many sleepless nights of wondering what to do without a job or a car, the insurance company finally admitted blame, paid the impound fees of $1,250.00. The agent also said they would handle the 2 tickets totaling 1K. FAST FORWARD TO 2010 in my state, the county did a scofflaw sweep and I was summoned to court with over 5 thousand other delinquent drivers to address unpaid tickets. The order was come to court by April 30th or be arrested. Realizing this had to be a mistake, but fearful of the law, I stood in line for over 5 hours in blazing heat, then sat in court another 5 hours waiting for my day in court. I was immediately threatened with arrest because the 2 tickets were not paid. Up to that moment, I had no idea the insurance company had not paid the 2 tickets. This time, not only was my insurance and registration cancelled, my license was suspended due to the age of the infraction (5 years). In front of the judge, I called the agents' office only to be told by the secretary that they had no intention to pay the ticket. Paying to get the car out of impound was enough. When the judge heard this she was shocked and let me off with a promise to pay in 5 days. She made me promise not to drive. With no way to get home but drive, I took a chance, and was pulled over. The officer informed me that due to the vast number of outstanding cases, tags bearing our county name would be targeted for a while (talk about a police state!). I showed him my documents from the court and headed home. This is a nightmare. Would I have a case if I filed suit against my insurance company for failing in their fiduciary responsibility to a 16 year client in good standing? By the way this company is one of the largest in the country.""
I am 20. I am a student. I have no health insurance? And no money..?
What can I do??? Please help I need 2 go 2 tha doc i am sick.
Does a parking ticket effect my insurance rate?
I got a $25 ticket for parking in a illegal spot. I have the option to plead not guilty or pay the fee (I even have the option to pay online to avoid the crowd). My only concern is, when I pay for this penalty will it effect my insurance rate?""
17 Year old insurance rates?
On average, how much would insurance be for a 17 year old male with a 2001 BMW 740li? I have an okay job but I don't wan't to spend over 5k on insurance a year, as that would eat almost a fifth of my salary. Would insurance be cheaper on a coupe such as a 1991 Nissan 240sx? Also, do you have to pay a higher rate if your car is turbocharged? Will they insure you if your pushing over around 500 horsepower? If I buy a 240sx I'm going to do an engine swap for sure, so I want to know if it would be better to wait. Any answer is a good answer, so thanks for anything!""
What are the minimum legal requirements for auto insurance in california ?
What are the minimum legal requirements for auto insurance in california ?
Any suggestions on first time driver insurance in the nyc area?
I need suggestions on good affordable insurance, keep in mind Im a first time driver.""
Temporary car insurance?
i am trying to get my boyfriend insured on my car for 1 week. there are many companies that do tempoary car insurance but i have been told that you can not have 2 policies on one car? i have Fully comprehensive car insurance but my insurers will not insure both of us on my car as we are under 25 so if i went with another insurance company who specialises in short term cover would this cover my boyfriend on my car?
Which Governor of California made car insurance a requirement?
I was just wondering why car insurance companies make millions in profits and suck the money out of us (car insurance payers). But Since it is not a federal requirement to have insurance. It exist in a state level. so yea which governor of california made car insurance a requirement to have ? :)
Insurance declared car total loss?
Insurance declared car total loss does that mean i have no more car insurance???
Cheap Motorbike Insurance for Young Rider? (PLEASE)?
Hi All... Thanks In Advance for any suggestions! Ive been riding my beloved VFR400 NC30 for 2 Years now (Which is now for sale), its finally time to get a bigger bike! Im wondering if anyone has any suggestions for the cheapest bike insurer for my age... I am 20 Years old (21 in May) and im looking to get insurance on a 2005 honda cbr600rr, I have been riding for 2 years with 2 years no claims, I own a car and have been driving for 3+ years with 2 years no claims. I did have a perfectly clean licence until last week when I picked up 3 points for Driving over the speed limit in scotland, Which I actually did carelessly not on purpose, so that will obv bump up the price a bit! I have tried some of the usuals likes Bennett's, elephant etc just wondering if there is anyone who knows ones that may work out cheaper than the 600 pound that i have been quoted! Once again many Thanks""
How can i get an sr22 if my insurance company does not issue them?
I have a collector car and I have insurance through a collector car insurance company, and they do not offer SR22 vouchers. How can I get the SR22 endorsement that DMV needs if my current insurance company does not offer it? I don't want to have to pay for a whole additional policy when I have already paid the premium for the entire year on this policy. HELP!""
Will it be cheaper to pay the $1000 fine for not having insurance then to purchase insurance?
There is no incentive to buy insurance...just a whip if you don't. Maybe a small example; Dude and his girlfriend, who voted for Obama, are a young couple living in an apartment. They own an old car that they are always trying to keep running and Dude has bounced off of a couple of jobs while his girlfriend is looking for a part-time that she can hold on to. They can't afford the payments on a new car or health insurance. Dude gets a new job but time is running out. It's coming up on tax return time and they NEED that f'n money! But it's too late...they are going to lose the whole tax return to fines now and will owe more for the fines than the tax returns were going to be anyway...so they buy insurance and wonder how they are going to pay the rent, much less eat.""
Why does Allstate keep increasing my insurance rate?
I am 26 years old, in California. I have had Allstate for almost 2 years now, and every 6 months my rate increases. It went up $200+, and I have not had any tickets/accidents/claims, and I have not moved. When I asked them about this, they just said they are adjusting their rates due to zip code. Seems like bologna to me. Has anyone else had this problem? Which insurer do you recommend?""
Question about getting your own insurance?
A friend of mine recently just got his license and he tried to go on his mother insurance who doesn't have any insurance. Well, she tried to go on her own and they said that she had to put every single person who has insurance on, which will cost like 500 dollars per person!! Anyways, will it be possible for him to get his own, and will it be cheaper? Also, his father has his license suspended but that was at least 2yrs ago or so. Do they have to know about this or is they way to keep it from them. And, Do you have to put money down when getting insurence?""
Cheapest Car Insurance Companies For A 17 Year Old Boy?
I've done a lot of research and can't find anything less than around 2500 a year, any good companies that can can give me a better quote? I'm thinking about getiing a Renault Clio or a VW Fox if that helps. Any tips or suggestions for good insurance companies would be much appreciated!""
How do you want health care reformed?
With all the rumors about the plan killing babies and grandma, we have gotten away from intelligent discourse. Polls say 70% of people want some kind of reform. What would you like ...show more""
Do you need insurance to inspect your car?
So i have a car that i'm almost done working on but i don't want to insure it yet cuz i'm not completely dont, but i want to be able to drive it right away when i'm done. So do you need to get insurance inorder to inspect your car?
What is a good health insurance company?
I don't make much $, but I would like to have health insurance at a reasonable cost. What say ye?""
""I had a car accident,but i don't have insurance.?""
MY CAR AND THE OTHER CAR INVOLVED WERE PARKED IN THE PARKING LOT WHERE WE BOTH WORK WHICH IS PRIVATE PROPERTY.I DON'T KNOW IF THAT MATTERS,BUT I'VE HEARD IT DOES.WE CAME OUT AFTER WORK AND HER CAR WAS INTO MINE,BUT EVERYONE THOUGHT MY CAR ROLLED INTO HERS.THERE ARE NO WITNESSES I DON'T HAVE INSURANCE AND SHE DOES.AM I AT FAULT REGARDLESS?NOONE KNOWS WHAT HAPPENED AND MY CAR WAS IN PARK AND WHEN SHE MOVED HER CAR THE COPS PUSHED AND PUSHED ON MINE AND IT DID NOT BUDGE.AND THERE WAS NOT ANY SIGN OF SOMEONE BUMPING INTO EITHER OF OUR CARS.IT DIDN'T DO MUCH DAMAGE,BUT SHE TOLD ME THE ESTIMATE IS FOR OVER 2,000. THE ONLY THING THAT HAPPENED WAS,IT LEFT HER SIDE MIRROR HANGING AND CRACKED HER WINDSHIELD,BUT SHE ADMITTED THE MIRROR WAS ALREADY BROKEN.HOW DO I KNOW THE DAMAGE THAT WAS EVIDENT WASN'T ALREADY DONE?PLEASE SOMEONE TELL ME DO I HAVE ANY GROUND TO STAND ON IN DEFENSE??BY THE WAY I LIVE IN TENNESSEE!!!""
Where can a person find affordable health insurance...?
...in Illinois if they are single, childless, and with low income?""
About how much will car insurance increase after wrecking a car?
Im 19 years old
Why is there a huge difference in insurance quotes if all info is the same?
I'm shopping around for insurance quotes because I thought my car insurance was too high. Progressive gave me a very low quote, which I was happy about. It was what I thought I should be paying compared to friends I've talked with. All the other quotes from the other insurance companies were in the same price range and very high. I began to worry that Progressive had some incorrect info, so I called them back, we went over all the info again, and everything is right. They even emailed my quote to me and it's all correct. Should I be worried that the quote is so low or is Progressive just being competetive?""
""Why do all of my friends get cheap car insurance, but not me?""
ok so my problem is, I am currently on a provisional license (in the UK of course) and literally all of my friends that are driving currently are getting insurance for less than 2k a year. (male, 17 years old, living in west cumbria, same as me) and that is with the same cover I am looking at... comprehensive cover as a named driver on a parents car. I have tried everything, even looked at the same cars and the qoutes are still almost double. this does not make sense... why the bloody hell do i have to pay 3500 quid a year for a poxy 500 quid car when all my mates only pay 1500 a year on the same thing!!! my postcode is ca28 by the way, which is a grade c postcode area for insurance, same as my friends. they seem to use aviva, i got a qoute from them, 300 a month, they got 150 a month. even those that have passed their test get cheaper insurance than me. please help. ste""
What health insurance can help me?
ok im 44 years old and i have super low income and i have heart problem, 8 years ago i got heart attack now insurances i applyed for wont take me because i had heart attack im from different country so i dont know many american isurances and stuff please tell me which is cheap health insurance which will check out my heart and hopefully help me""
Insurance school in noth california?
Insurance school in noth california?
Can I drive my friends car without insurance?
I don't own a car. I don't have auto insurance in canada. If I borrow a friends or familyies car, am I covered under his insurance?""
Old bmws? Insurance? Cali driving age?
Hey, im 14 from California and will be 15 in september. I was wondering if anyone knew any nice older bmws, i like the e46 m3 and stuff but i was wondering if there were some other nice powerful ones i should know about. I dont want to spend more than 18k on the car itself. My next question is how much insurance usually is, i know its more expensive for a sports car but how much? The insurance doesnt factor into the 18k for the car, i was just wondering. And last, what is the absolute minimum age for driving in cali? My school is too far to walk or bike ( like 8 miles) and i cant really get a ride, i usually end up taking a city bus then walking 2 miles but the bus runs late a lot and im tardy for school. I say that because i heard there are special permits to just go and from school. Please reply of you know the answer to any all these question thanks!""
What is the best place to get insurance from when just passed test (uk)?
What is the best place to get insurance from when just passed test (uk)?
A question about car insurnace?
Hello, I just paid my car insurance......the lady said I should get my own insurance so I can start getting my own discounts , I am 30 years old and both my sisters (32 and 28) are on my mom and dad's insurance plan too, we get a multi line and multi car discount that adds up to about $40 dollars every 6 months for me.....I was in a hurry so I didn't really ask why but was wondering about it after I left.....I pay $112 every 6 months so $40 extra would be kind of crazy wouldn't it? Just wondering why......thank you.......""
How much will it cost to insure my printing company?
I am doing a project for school and we are starting up a photo/poster printing business. Before I try reaching out to various insurance companies, I was wondering if anyone knew a ballpark figure of how much insurance would be? thanks""
How much is car insurance for a 16 year old girl in texas?
I'm going to be driving a ford I think f150 the year is no later than 2004. I know they have discounts for students with good grades. My gpa is above a 4.650. I need the cheapest I can get. Because aside from managing insurance on this vehicle. I will need to put money aside to purchase a different vehicle. (I'm borrowing the truck, but must pay my own insurance.) And battle school. I won't make a lot of money, so I have to try with what I will have.""
What is current on the insurance business?
Has there been any development or change? this is for a job interview
Can you buy car insurance and then remove it two days later?
I wanted to go on a trip by myself but I need insurance... But it costs 2000 dollars a year...so can I get it and after the trip get rid of it? I'm only driving two days. Never again. What will happen after I get rid of the insurance?
What should I do about Car Insurance in New Jersey?
I live in NJ. I am 19 years old. I have had some problems in the past with my license. I have hit 2 Deer, had 2 2-Car Accidents, and have 3 Speeding Tickets. There was a period of 90 in which my license was suspended for these violations. I have been clean for a year now. Allstate has jacked my premium this year from $6K to $8K for 6 months. I wanted to change insurances. I tried to get Geico and Esurance but they won't insure me, even with my granddad on the policy as a primary. Esurance was going to cover me on Sunday along with my granddad, but today I called to give them my credit card # and someone different from the person I originally talked to on Sunday said that they cannot insure me. I have been without Insurance for a week now b/c I thought I was going to be with Esurance. What should I do now? How bad is it that I have been without insurance for 5 days? Should I go back to Allstate? Another thing I was thinking was dropping my insurance all together.""
""When getting a quote from a car insurance place, do they automatically add you to there car insurance?""
I did an online quote for a car insurance place, and they asked for my name, number, e-mail, address, if I am currently insured, etc. they gave me a total of how much I would have to pay, does that mean I am added to there car insurance? or not?""
How much money will I need for health insurance if I retire at 56?
I'm thinking of possibly retiring when I'm 56. I'm 55 now. I have about $60,000 saved for health insurance purposes. I will not be eligible for any tax credits through Obama-Care as I have too much money saved up. Will $60,000 be enough to pay for health insurance till I'm 65?""
What is a cheap car insurance company?
I am currently 18 years old. I am getting my licence on June 16th 2010. My car is under my dads name and currently it is uninsured, he wants me to insure the car under MY name because he will not be driving it anymore. What is the CHEAPEST insurance company for someone like me? I have to get the car insured before June 16th so that i can take my licence test. Thanks in advance.""
How much will car insurance be for a sixteen year old girl who lives in California?
My parents don't have the money (plus they don't want to) to pay for my insurance, so even though i'm turning seventeen this year, I still don't have my license. I'm trying to get a job, though, and was wondering if anyone could give me a ballpark for how much it'll cost a year...I get good grades, I know some places will give you discounts if you have good grades...so yeah. :)""
Why does Allstate keep increasing my insurance rate?
I am 26 years old, in California. I have had Allstate for almost 2 years now, and every 6 months my rate increases. It went up $200+, and I have not had any tickets/accidents/claims, and I have not moved. When I asked them about this, they just said they are adjusting their rates due to zip code. Seems like bologna to me. Has anyone else had this problem? Which insurer do you recommend?""
Canceling car insurance?
I paid my car insurance for a year but I have started a new job that I get a company car. If I cancel my car insurance will I get some money back?
Car Insurance HELP? which would be cheaper?
im not asking for a PRICE,but which out of these 3 cars do you THINK would be cheaper on insurance for me. I am a new driver,I have good grades ( good student discount ) and Im going under my moms insurance. -2004 pontiac grand prix -2006 chevrolet impala -2006 pontiac G6 I dont need any websites to find cheap car insurance i just need opinions on which you think will be cheaper and why thanks! = )""
Ticket for driving without insurance in florida?
Hello, I recieved a ticket in January for Driving without Insurance in Florida. The officer cited me 110$ and let me go, I stayed off the road for a few weeks immediately purchased insurance within 30 days. However my ticket is still unpaid due to lack of employment, bills and stuff and license just go suspended. Can someone explain to me if I go to the courthouse and pay the ticket without any proof of insurance, what will happen. Do I just pay it and thats it and then get my license reinstated? I really am lost, I make minimum wage i don't know what to do but i have to pay this ticket and fix my license i just don't know if they will arrest me on the spot cause i cannot furnish proof or what? My insurance lapsed pretty much because i lost my job.""
Do you need insurance to inspect your car?
So i have a car that i'm almost done working on but i don't want to insure it yet cuz i'm not completely dont, but i want to be able to drive it right away when i'm done. So do you need to get insurance inorder to inspect your car?
https://www.linkedin.com/pulse/vehicle-insuranse-rate-new-increasing-cameras-bernharda-mulder"
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