#Personal savings

[financial-advice]

How To Do Financial Planning

Introduction

Financial Planning is important for everyone, regardless of income or age. It can help you make smart decisions with your money, reach your financial goals, and make the most of your income.

There are a few key steps to financial planning: determine your financial goals, analyze your current finances, create a budget, invest your money, and review your progress. By taking these steps and sticking to your plan, you can improve your financial health and secure a bright future.

The Importance of Financial Planning.

Why You Should Plan Your Finances

Advice Only Financial planning is important because it allows you to take control of your finances and set yourself up for success in the future. By creating a budget and investing your money wisely, you can make sure that you are prepared for whatever life throws your way.

There are many benefits to financial planning, including:

• Giving you peace of mind: If you know that your finances are in order, you can relax and enjoy your life without worrying about money.

• Helping you reach your goals: A good financial plan will help you save up for things like a down payment on a house or retirement.

• Making sure you are prepared for emergencies: If you have an emergency fund, you will be less likely to go into debt if something unexpected comes up.

• Saving you money in the long run: By planning ahead, you can avoid costly mistakes like overspending or taking on too much debt.

How Financial Planning Can Benefit You

Financial planning can benefit everyone, regardless of their income or net worth. Whether you are just starting out in your career or nearing retirement, there are many ways that financial planning can help improve your life.

Some of the benefits of financial planning include:

No matter what your financial situation is, there are many benefits to be gained from creating a financial plan.

Steps to Financial Planning.

Determine Your Financial Goals

The first step to Advice Only financial planning is to determine your financial goals. What do you want to achieve financially? Do you want to save for retirement, purchase a home, or pay off debt? Once you know your goals, you can begin to develop a plan to reach them.

Analyze Your Current Finances

The next step is to analyze your current finances. This will give you a good starting point for developing your financial plan. You will need to know how much income you have, what your expenses are, and what debts you owe. This information will help you create a budget and make informed decisions about investing your money.

Create a Budget

Once you have analyzed your current finances, you can begin to create a budget. A budget is a tool that can help you track your spending and make sure that your money is being used in ways that align with your financial goals. Creating a budget may seem like a daunting task, but there are many resources available to help you get started.

Invest Your Money

One of the most important aspects of financial planning is investing your money wisely. There are many different ways to invest money, and it is important to choose an investment strategy that fits your goals and risk tolerance. Some common investment options include stocks, bonds, mutual funds, and real estate.

Review Your Progress

It is important to periodically review your progress towards meeting your financial goals . This will allow you to make adjustments to your budget or investment strategy as needed . Reviewing your progress also allows you to celebrate successes and keep motivated towards reaching your goals .

Conclusion

Financial planning is important for everyone, regardless of their income level. By taking the time to understand your finances and set goals, you can make smart decisions with your money that will lead to a brighter future. Follow the steps outlined in this blog post and you'll be on your way to financial success.

#financial planning #retirement planning #financial advice #financial submission #financialadvisor #financial freedom #financial technology #personal finance #wealth management #personal savings #personal loans #business #financial market news #make money fast #income #loans #personalfinance #savings #earn money online

[assistedlovedonesllc]

Having ‘the talk’ about long-term care with aging parents can be emotionally challenging, but it’s a crucial step in ensuring their well-being. Whether you’re considering home assistance or other care options, these conversations need sensitivity and planning.

#Decision-Making #Emotionally Challenging #Personal Savings

[iamanartichoke]

I don't know who needs to hear this, but as a creator -

I am fine with "the audience" -

downloading my fics

printing my fics

copy/pasting or screenshotting my fics

sharing your saved copy of my fics with anyone else who might want them in the unlikely but never impossible case that my fics are no longer available on ao3

making a book of my fic(s) and running your fingers across the pages while lovingly whispering my precioussss

doing these things with anything I create for fandom, such as meta, headcanons, au nonsense like 'texts from the brodinsons,' etc

I am not fine with "the audience"

doing any of the above with the purpose/intent of plagiarizing my work or passing it off as their own in any capacity

feeding my work into ai for any reason whatsoever

Save the fandom things. Preserve the fandom things. Respect the fandom things.

Enjoy the fandom things.

#fanfic #ao3 #archive of our own #fandom things #tumblr things #i may have said this at some point #i'm sure i have #but whatever - just in case #i don't say this with the presumption that i'm so amazing and people are clamoring to save my fics #but just if anyone is so inclined that's all #ftr i don't intend on ever removing my fics from ao3 or deleting fandom things from this blog #i've always shared my fandom things with the intent of keeping them shared bc that's the whole point of posting #but the fandom atmosphere and ao3 constantly being under attack who knows what can happen #not that this applies to anyone but should all else fail you can also reach out to me and i will personally give you a copy #at least of fics bc i save everything #not so much the tumblr things but this is a good reminder to myself that i should do that for the things i care about #that i've made or done and only posted here #anyway sorry i have now used up my quota of the putting words into sentences doing for today #i have plans to stare into the void now

[my-heart-of-heart]

So normal about Jon being like I don’t remember what you looked like but the man who let you die is going to suffer for what he did to you. If only Sasha coulda seen that.

So normal about Jon being like you died hating me and wanting me dead but I’m still gonna make sure this man knows I’m ending him in your name. Sure wish Tim coulda seen that.

So normal about the fact that everyone believed Jon was losing his humanity but no one got to see the ways his love and compassion for the people he lost or who hurt him drove him to that final moment.

So normal about the fact that even after everything Jonah’s done to Jon, the only person he never thinks to get justice for is himself.

#same energy as Jon diving into the buried to save the woman who tried to kill him #for all his flaws Jon’s a good person at his core #he just wholeheartedly believes he deserves to be hated so he never even tries to explain himself #analysis #istg every time I post one of these I get closer to writing a full dissertation on this guy #tma #the magnus archives #jon sims #jonathan sims #tim stoker #tma 200 #sasha james #jonah magnus

[contactlessdrivethru]

there is something unique and deeply special about monkey d luffy as a protagonist. he’s overwhelmingly ADORED by the fandom. he’s consistently the most or at least top 3 most popular characters in the whole series. peoples takes about him are gushingly positive. and that’s… really uncommon.

a LOT of fandoms i’ve witnessed or been in have a tendency to favor characters other than the main character. especially in anime. the main characters are often written as a blank slate for readers/watchers to project onto, but that makes them not as interesting and so they don’t get the fan attention.

but luffy is so far from that. and he’s ALWAYS been this way. we love him so much. he’s the heart of the story and the heart of the fandom in every single way. and i think that speaks to how well-written he is as a character. he’s fun and charming and complex and interesting and he makes us laugh and cry and cheer and hope and love. he’s able to inspire so much joy in people, both in his world but also in this one. and i think that’s really special. i feel so grateful to have found this story that means so much to me, and i’m so grateful that luffy exists.

#i’m in a very emotional mood tonight and i was just. musing #about how wonderful our best boy is #and how much true and genuine joy and hope and wisdom he has given me #i feel like i’ve learned so much from him about how to love people #and that’s. freely. enthusiastically. easily and without abandon. #love you monkey d. luffy. you saved my life #one piece #monkey d luffy #one piece meta #personal

[kathaynesart]

Out of the frying pan and into the fryer we go.

BEGINNING || PREVIOUS || NEXT MASTER POST

Whew, finally done! Sorry it took so long, this is the largest update I've done yet clocking in at about 15 pages (compared to my usual 7-10). Also, congrats to those who guessed Todd for the distraction! Poor guy went through the last of his mystically preserved lemons just for this moment. What a bro.

#I'm probably the only person who likes Todd haha #Donnie and I both have sensitive wrists so we don't like wearing dangly bracelets #up next is finally some action #rottmnt replica #replica #save rottmnt #rottmnt #I'm not dead #just tired #this is the worst possible time to update but I don't care #kathaynesart #rise of the teenage mutant ninja turtles #unpause rise of the tmnt #tmnt #that's a lot of mugs #Donnie cleans them all regularly #hi agent bishop #that's some darn good lemonade #cw pregnancy

[holdfastperseus]

Poseidon saying “when he knows where he belongs. And fate has revealed to him his true path”. Then the scene cuts to Percy & Annabeth, once again showing us that Annabeth (+grover) is his true path and that he belongs by her side.

#and the side of his loved ones because that’s who he is #he’s the person that would sacrifice the world to save them #like Athena said #percy jackson #annabeth chase #grover underwood #percabeth #leah jeffries #walker scobell #pjo tv show #percy jackon and the olympians

[retquits]

local hylian literally too shy to revisit zora's domain

#my art #tears of the kingdom #totk #link #legend of zelda #listen. i am not a shy person. AND YET #I AM PHYSICALLY INCAPABLE OF GOING TO ZORA'S DOMAIN #I CAN'T DO IT! #save hyrule? yeah sure give me a stick and a new arm and i'm off to the races #TALK TO A HANDSOME SHARK? #WHOM I'VE BEEN IN LOVE WITH FOR YEARS? #WOULD RATHER DIE #(y'all have been so great about not posting spoilers in the tags!!! please don't make me regret this 😣💕)

[daughter-of-sapph0]

capitalism is a failure of a system and need to be completely abolished

>store says they're hiring

>50 people apply

>30 don't hear back from them

>19 get told they "don't meet the qualifications"

>one single person gets hired

>store gives them way to much work for one person

>new employee says that they need to hire more people

>"what are you talking about? we have enough people working in your department"

>but no you actually don't. you have one single person working at a time. I only work mornings, every single morning. other guy only works afternoons, every single afternoon. what happens when one of us is sick?

>also, what if I'm busy with something else like stocking, and a customer needs my help? what then? you're asking me to work five people's jobs at once. so either pay me five times my salary or hire four other people

>"no. you're fired"

mfw

>go to that store later to buy something

>no one is working at the department I worked at

>end up waiting 40 minutes to buy something

>don't blame the cashier. he was pulled away to do something else. it's the bosses fault for not hiring more people

>as I leave there are "we're hiring" signs plastered all over the door

what a fucking load of massive bull shit

#dostxt #this is about the job I had at target last summer #but it honestly applies to alot of places #they say they're hiring #and you can tell that they need like a bunch of people #but to save money they only hire one person #and make them do the work of a bunch of people

[collieii]

someone probably said this already but in spiderverse i think it's interesting how when pavitr was first introduced everyone thought something bad was gonna happen to him bc of how confident and optimistic he was. and then in the actual movie we see that something bad was supposed to happen to him (police chief dying!) but it doesn't! miles stops it! and miguel berates miles for this, says it's going to cause the universe to collapse or whatever.

there's this idea that tragedy is inherent to spidermans growth, and while it's true that some spiderpeople learn important lessons through loss, no one stops to ask, is it really necessary? yeah, maybe the chief was supposed to die. but why does spiderman have to be formed through tragedy? why do we (as heroes) have to let people die? pavitr didn't lose anyone, and he's still a good spiderman! maybe, if he doesn't suffer, he'll end up better off for it!

so while miguel is arguing for all this big picture stuff about saving the multiverse he's lost sight of what it really means to be a spiderman, he's not looking out for the real individual people. yeah it's just one person who would die, but that one person means something to someone. shrugging and saying "stuff just sucks sometimes, we can't do anything about it" is the opposite of what superheroes do. pretty obviously, miles arc is also a reflection of the struggles people face in real life, working within unequal systems, where it's easy to shrug and say "that's just the way it is" and not ask "but why does it need be this way? can't we do something about it?"

miguel is arguing that you can't have your cake and eat it too. presumably, miles and co. are going to find a way to get around that and change things for the better (and maybe that's why miles has that line about two cakes in the advisors office!)

#across the spiderverse #across the spider verse spoilers #break from my regularly scheduled trigun posting for spider posting #i'm actually kinda eh on the idea of the canon and police chiefs dying it is not my favorite plot point #but like any sane person i love spiderverse so #actually still think i like the first one more but wroaw much to think about #spiderverse #atsv #.lieii #i only watched the movie once so hopefully this is all accurate #i feel like this is all really obvious my point was like #pavitr being an example of a spiderperson who is still successful without going through all these awful things #and you think despite all this stuff about the multiverse how does he feel about the chief being saved? hes probably rly grateful right? #i mean maybe something terrible will happen to him in the next movie but. yk what im saying #.lieii txt

[deep-space-lines]

happy trans day of visibility it was nice seeing u all. see u again next year 🫡

bonus rainbow flag version. im probably gonna make a few more For Me when i am not sleepy bc i can Edit That Thing, if u wanna request a specific flag version or smth leave a comment and i’ll see if i can get to it <3

#my art #gabriel ultrakill #ultrakill #gabriel ultrakill supports trans wrongs! #there should be a pride flag specifically for people who are pathetic gay catholic heretics #not to get personal in the tags but today has been A Day. #this family is falling apart around me but we stay silly #so i’m glad i was able to get this done even if it was late #gabriel ultrakill save me. save me gabriel ultrakill

[biggest-gaudiest-patronuses]

finally at that age where i'm thinking i should get a tattoo. not bc i feel strongly about it, just seems like a waste not to. i've got so much skin i'm not using

#feels so selfish like. all this skin what am i saving it for? #open to design suggestions! (please make me regret this offer) #maybe some deep sea horrors. a pretty watercolor of a gulper eel #once saw a person on the subway with various Skeleton Tattoos on all their limbs #i respected their commitment to the theme #but more than that i respected how all the skeletons were engaged in Activities #dancing in a ballgown. juggling its own (and two other???) skulls. swordfighting. being a mermaid skeleton #ANYWAY. the only reason i haven't already gotten tattoos is i just couldn't be bothered #i'm old enough to know i don't have any strong-but-potentially-temporary feelings driving me towards it #aesthetically i prefer decorated to non-decorated surfaces. but i'm not artistic or thrilled with commitment #honestly it feels like sheer laziness. indecisiveness--nay. immaturity!--that i HAVEN'T gotten a tattoo yet #letting all this blank canvas go to waste. tut tut i need to grow up and be an adult and get a tattoo sleeve already. #really i've put off my responsibilities long enough #(in fairness i DID at one time have 18 different piercings) #(but i took most of them out bc they interfere with wearing headphones and/or shoving my face in my pillow during Sleep Time) #(i only kept the nape piercing bc oddly enough it ended up being the most convenient. and the least painful to get now i think about it.) #(neck piercing? no problem. normal pair of earrings? Tribulations And Suffering. i don't make the rules i just poke them with a stick.)

[mevil]

#saving this her for me personally hehe #dungeon meshi

[rebirthgarments]

TW: Chemical w-rfare, Ab-rtion

Urgent Ask to evacuate Nara, a 🍉 disabled woman with MS who also has pancreatic cancer due to chemical w-rfare.

Support by financially contributing to her @FedUp4Palestine vetted funhnd-raizer (that I personally vetted): givebutter.com/NaraMedicalAid

+ resharing/ reposting this post!

I, Sky Cubacub- a Fed up 4 Palestine team member, have been in direct contact with Nara to get to know her and her story more over the past few days. We have become fast friends due to so many overlapping symptoms of our disabilities. Nara’s story caught my eye because I have post-viral ME/CFS which many times is a precursor to MS. I really want my disability community to show up for her to get this campaign funded that is so close to my heart so that she can continue medical treatment.

We have chatted extensively! During our chats, I found out from Nara that she had not previously had health issues until she was exposed in the white phosphorus attack in 2008. The long lasting damage and effects of phosphorus continue to compound and become more and more disabling to this day, even after 16 years.

Here is her story in her own words (edited for clarity):

“Hi I'm Nara,

I'm a cancer and multiple sclerosis patient. I need treatment, examinations, and follow-up on a regular basis, but the hospitals in which I used to follow up were bombed and the other one was turned into military barracks. All I need now is to leave Gaza for treatment, preserve my life, and live with my family in peace.

We're a family of 4, including my 12 and 7 year old children.

I had been diagnosed with a tumor in the pancreas as a result of inhaling phosphorus in a previous war. A couple years after being exposed to phosphorus, I became pregnant, and the fetus was pressing on the tumor, which drew the doctor’s attention to the cancer. My fetus was emergency aborted, and the spleen, 80% of the pancreas, and part of the small intestine were removed. I complained every now and then of a lot of pain as a result of the removal of part of the pancreas. I was having follow up care in the Turkish Friendship Hospital for hematology and tumors. But since the beginning of October, I have not been able to follow up because the hospital has turned into a military barracks.

The remaining part is talking about multiple sclerosis:

In 2018, I was diagnosed with multiple sclerosis. I had many complications, such as inflammation of the seventh nerve in the eye, the inability to walk with balance, movement with difficulty, and many symptoms. I was then required to take 12 injections every month and many medications and vitamins. I was following up at the Nasser Medical Complex in Khan Yunis, but unfortunately the hospital was out of service due to the war. So for a long time I have not received any injections. MS is truly difficult and it controls my life completely, and the attacks occur in many and varied ways.”

A note about her breathing apparatus:

Because people in displacement have to wait in long queues and pay to use the bathroom, Nara had started to restrict her water intake because of a UTI she never has been able to heal from. This has created a problem with raised levels of potassium, so doctors have placed her on oxygen for fear of the potassium affecting her heart.

Goals

she needs at least $15,000 to evacuate

2 adults at $5,000 each

2 children at $2,500 each

this price is subject to increase due to the cost of registration for evacuation continuing to go up

The other money will go to the cost of treatment and living costs.

Nara chooses to stay anonymous because she has had to mask her disabilities so much that only her family knows about her MS and Cancer, so we have not linked her instagram, but we are in direct contact with her and can verify that she is who she says she is! Because of this, she cannot promote her own fundraiser, so it is our job to collectively do it for her!

[Image Description: a digital illustration by @k8deciccio of Nara, a Pal-eh-stienian woman wearing a black hijab/outfit with purple highlights. She has a breathing apparatus that is bulbous that goes in her nose. Text Reads: Help Narawith Cancer and MS Treatment, She Must Evacuate with her family of 4. $30k goal givebutter.com/NaraMedicalAid . There is a QR code in the bottom right corner that goes to her support link. The @FedUp4Palestine logo is in the top left corner.]

#gaza genocide #gazaunderfire #stand with gaza #news on gaza #war on gaza #gaza strip #free gaza #gaza #gazaunderattack #save gaza #mutual aid #i personally vetted this fundraiser #disabled and cute #disabilityculture #disabilityarts #disabilityjustice #multiple sclerosis #cancer #pancreatic cancer

[gayvampyr]

#i stole this from twitter btw #i’d add credit but im like 99.99% it wasn’t made by the person i saved it from #meme #top posts #loss.jpg #3k #5k #10k

[jarys-world]

I wish we could have seen these two girls being Friends(◑.◑)💞💗

✨ COMMISSIONS INFO ✨HERE

#rise casey #rottmnt casey jones #cassandra jones #casey jones #rottmnt cassandra jones #save rottmnt #rottmnt #my art #art #digital art #artists on tumblr #tmnt #rise of the tmnt #rise of the teenage mutant ninja turtles #teenage mutant ninja turtles #tmnt 2018 #rottmnt fanart #rottmnt art #support rottmnt #rottmnt future donnie #personal au #rottmnt the movie #rise april #tmnt april #april o'neil #rottmnt april #rottmnt movie