#Made-In-Nigeria Mobile Phone

[paddedvibezmedia]

United States bank account and virtual card for online payment in Africa

If you have a business that is solely based online, there is every reason for you to own a United States bank account, likewise, those who wish to make payments online on platforms like Amazon, aliexpress or any other website that supports card payments. So in this article, we will guide you on how to create a United States bank account with your mobile phone or Desktop from the comfort of your home without having to be in the US. With the bank account, you can receive online payments from any country or platform and with the card you can also pay for any online purchases. So let's get into it now. There are two different platforms on our list and these two sites will help you create both a USD virtual bank account and a Virtual Card online. The first on our list is GEEPAY AFRICA. What is Geepay Africa  This is a fintech platform that will let you create a USD bank account and card from any of the supported countries in Africa.  This platform supports only your local currency, USD, EURO and POUNDS. This means you can create any of the 3 currencies bank accounts without stress. You have to head over to Geepay. Africa and then select whether you want to create your account as a freelancer or you want to create an account as a company. Creating an account as a freelancer on Geepay Africa  This account type is basically for individuals,  so if you're creating the account for yourself or for a friend you need to select the freelancer option. Because we want an individual account, we have to select as a freelancer.   Once you select that option then you have to select your country of origin, under the freelancer section, click on the country option down below and select your country. you will see the supported countries on the drop-down. This platform supports Egypt, Ghana, Kenya, Nigeria, Tanzania and Uganda. So if you're in any of these countries, you can simply create an account and it's going to work for you while you make your money online. you need to select your country and click on the continue button to the next page. It will take you to the next section where you can add your email address. Remember, you have to add a correct email address, make sure that your email address is correct and secured so that you can keep your account safe. Add your email address in the square box and you will get an invitation code to verify your account. Once your account is verified via your email then you can simply log into your account. How to Verify your geepay Africa account identity  When you create your account, you will then be required to verify your identity, you can do that by providing your BVN and any national identification Card, you can use your international passport, voter's card or driver's license to get your account verified.  Once your account is verified, automatically you're going to access your USD. EURO AND POUNDS VIRTUAL BANKS on your account. You will see the bank details below each bank account section. You can use any of the accounts to receive payment from any country and platform  How to create a Geepay Africa virtual USD card online  For you to create a virtual USD card on Geepay Africa, which you can use to purchase things online, just click on the card session and select the type of card you want, there is an option for virtual cards for Visa and Mastercard. After that, click on Create a new card, add your details and pay for the card you want to create.  Remember there is a one-time fee of $2 when you want to create a virtual card on geepay Africa platform.  Once your card registration fee is successful then the card will be made available for you on your account.  Best Geepay Africa alternatives  And this is how you can create a virtual USA bank account and card for any online transaction.  And there are other platforms that can help you achieve the same result too, one of them is chipper cash.  With Chipper Cash, you can create a virtual card and they will charge you a $3 one-time fee for creating a card. You can try them out here now and get your account set up with ease. Read the full article

#UnitedStatesbankaccountandvirtualcardforonlinepaymentinAfrica #Virtualcardforonlinepayment #virtualcardforonlinepaymentinAfrica

[9jaboizgistworld-blog]

Okash Loan: A Guide to Fast and Easy Mobile Cash in Nigeria

Life throws unexpected expenses our way, and sometimes, we need a little extra cash to bridge the gap. In Nigeria, Okash Loan has emerged as a popular solution for quick and easy access to credit. But what exactly is an Okash Loan, and how can it benefit you? This comprehensive guide will delve into everything you need to know about Okash Loan, from eligibility requirements to repayment options.

What is an Okash Loan?

Okash Loan is a mobile loan platform offered by Opay, a leading financial technology company in Nigeria. It provides salaried individuals and business owners with access to short-term cash loans. Through the Okash mobile app, you can apply for a loan anytime, anywhere, and receive a decision within minutes. Here's a quick breakdown of Okash Loan's key features: - Loan amounts: Ranging from ₦3,000 to ₦1,000,000 (Nigerian Naira) - Loan terms: 91 days to 365 days - Interest rates: Minimum 0.1% up to 1% (daily) with an APR (Annual Percentage Rate) ranging from 36.5% to 360% - Application process: Entirely online through the Okash mobile app - Repayment: Made electronically through your linked bank account

Benefits of Using Okash Loan

Okash Loan offers several advantages, making it a convenient and accessible option for many Nigerians: - Fast and Easy Application: The application process is streamlined and paperless. You can complete the entire process within minutes through your smartphone. - Quick Loan Decisions: Okash prides itself on its fast approval system. You'll typically receive a loan decision within minutes of submitting your application. - Flexible Loan Amounts: Whether you need a small amount to cover an emergency expense or a larger sum for a specific project, Okash Loan offers a range of loan amounts to suit your needs. - Convenient Repayment: Repayment is made electronically through your linked bank account, eliminating the hassle of physically visiting a bank or loan office.

Is an Okash Loan Right for You?

While Okash Loan offers a convenient solution for quick cash, it's important to consider your circumstances before applying. Here are some factors to keep in mind: - Eligibility: Currently, the Okash Loan is only available to Nigerian residents with a valid Bank Verification Number (BVN). They typically target salaried individuals and business owners with a good credit history. - Repayment Ability: Carefully assess your ability to repay the loan within the stipulated timeframe. Okash charges interest, so factor in the total repayment amount before applying. - Alternatives: Explore alternative financing options like personal loans from banks or credit unions. These may offer lower interest rates but often come with a longer application process.

How to Apply for an Okash Loan

If you've decided that an Okash Loan is the right fit for you, here's a step-by-step guide on how to apply: While you won't find a web application for Okash Loan, you can indeed apply for a loan entirely online through their mobile app. Here's a specific breakdown of the Okash Loan application process: Step 1: Download the App The first step is to get the Okash Loan app. Download it for free from the Google Play Store by searching for "Okash: Safe and reliable loan" by Opay Technologies Ltd. Remember, only download from the official Play Store to avoid security risks. Step 2: Register or Login If you're a new user, launch the app and register for an account. This will involve providing basic personal information. Existing users can simply log in using their registered phone number and password. Step 3: Prepare Your Information Before applying, ensure you have your Bank Verification Number (BVN) handy. This unique identifier links your bank account and is crucial for verification purposes. Step 4: Apply for a Loan Once logged in, navigate to the loan application section within the app. Here, you'll be able to: - Choose your desired loan amount: Okash offers loans ranging from ₦3,000 to ₦1,000,000 (Nigerian Naira). - Select your preferred repayment term: Loan terms typically range from 91 days to 365 days. Step 5: Review and Submit After selecting your loan amount and repayment term, the app will display the loan details, including the interest rate and total repayment amount. Carefully review this information to ensure you understand the complete financial obligation before proceeding. Step 6: Loan Decision Once you're comfortable with the terms, submit your application electronically. The beauty of Okash Loan lies in its fast approval system. You'll typically receive a decision within minutes of submitting your application. Step 7: Receive Funds (if approved) If your application is successful, the loan amount will be deposited directly into your linked bank account within a short period. Key Points to Remember: - The entire Okash Loan application process is digital and completed through the mobile app. - You'll need a smartphone with a stable internet connection and a valid BVN to apply. - Make informed decisions by carefully reviewing the loan terms and interest rates before submitting your application. By following these steps, you can conveniently apply for an Okash Loan from anywhere, anytime, directly through your smartphone. Remember, borrow responsibly and manage your finances effectively.

Repaying Your Okash Loan

Timely repayment is crucial to maintain a good credit history and avoid additional fees. Okash allows you to set up automatic repayments through your linked bank account, ensuring you never miss a payment. Here are some additional points to remember about repayment: - Interest Charges: Okash charges interest on the loan amount. Be sure to factor this into your repayment plan. - Late Fees: Late payments will incur additional fees. Ensure you make your repayments on time to avoid extra charges. - Early Repayment: Okash allows for early loan repayment without any penalties. This can save you money on interest charges.

Okash Loan Interest Rate

Okash Loan's interest rate structure can seem a bit complex, so here's a breakdown to help you understand it clearly: Variable Rates: Okash doesn't offer a fixed interest rate. The rate you receive depends on several factors, including: - Loan Amount: Generally, smaller loan amounts might incur a slightly higher interest rate compared to larger loans. - Repayment Term: Shorter repayment terms may come with a lower interest rate than longer terms. - Creditworthiness: Borrowers with a strong credit history might qualify for a lower interest rate compared to those with a limited or negative credit history. Advertised Range: Okash typically advertises a range for their daily interest rate, which falls between a minimum of 0.1% and a maximum of 1%. Annual Percentage Rate (APR): To get a clearer picture of the total interest cost, it's important to consider the APR (Annual Percentage Rate). Based on Okash's advertised daily interest rate, the APR can range from 36.5% to a staggering 360%. Here are some key takeaways regarding Okash Loan's interest rate: - It's crucial to review the specific interest rate that applies to your loan offer within the app before finalizing your application. Don't solely rely on the advertised range. - Understand the APR: The APR provides a more comprehensive picture of the total interest cost you'll pay over a year, including any fees associated with the loan. - Compare Rates: If possible, consider comparing Okash Loan's interest rates with other loan options available to you, such as personal loans from banks or credit unions. Remember: Borrowing responsibly is key. By understanding Okash Loan's interest rate structure and comparing it with alternatives, you can make informed financial decisions.

Using Your Okash Loan Wisely

If you decide to move forward with an Okash Loan, here are some tips for responsible borrowing: - Borrow only what you need: Don't get tempted to borrow more than you can realistically repay. - Create a repayment plan: Factor loan repayments into your budget to avoid missing payments. - Pay on time: Avoid late fees and potential damage to your credit score.

Okash Loan vs. Traditional Loans

Okash Loans offer a stark contrast to traditional bank loans. Here's a quick comparison: FeatureOkash LoanTraditional LoanApplication ProcessEntirely online via mobile appIn-person branch visitApproval TimeMinutesDays or weeksLoan AmountNGN 3,000 to NGN 1,000,000Varies greatlyInterest Rates0.1% to 1% daily (APR 36.5% to 360%)Lower interest rates

FAQs About Okash Loan

What documents do I need to apply for an Okash Loan? Okash prides itself on a paperless application process. Unlike traditional loans, you won't need a mountain of documents to apply. Here's what you'll typically need: - A Smartphone with an Internet connection: As the entire process is done through the Okash mobile app, you'll need a smartphone with a stable internet connection. - A Valid Bank Verification Number (BVN): A BVN is a unique identification number for Nigerians linked to their bank accounts. It's crucial for verifying your identity and ensuring secure transactions. - Basic Personal Information: During the application process, you'll be required to provide basic personal details like your name, phone number, and residential address. What happens if my Okash Loan application is rejected? There can be several reasons why your Okash Loan application might be rejected. Here are some common causes: - Incomplete application: Ensure you've filled out all the required information accurately in the app. - Insufficient credit history: If you have a limited or negative credit history, it may affect your eligibility. - BVN mismatch: Double-check that the BVN you provided matches the one linked to your bank account. - Income ineligibility: Okash may have minimum income requirements to qualify for a loan. If your application is rejected, you can usually re-apply after addressing the potential cause. However, it's wise to wait a reasonable amount of time before submitting a new application. Can I trust Okash Loan? Okash is a legitimate financial technology company regulated by the Securities and Exchange Commission (SEC) of Nigeria. They employ security measures to protect user data. However, it's always advisable to be cautious when dealing with any online financial institution. Here are some tips: - Only download the Okash app from the official Google Play Store. - Be wary of phishing attempts. Okash won't contact you through unsolicited emails or phone calls asking for personal information. - Review the loan terms and conditions carefully before applying. What are the alternatives to Okash Loan? While Okash Loan offers a convenient and fast solution, it's not the only option available. Here are some alternatives to consider: - Personal Loans from Banks or Credit Unions: These may offer lower interest rates but often come with a longer application process and stricter eligibility requirements. - Savings and Emergency Funds: Having a healthy emergency fund can help you cover unexpected expenses without resorting to loans. Is Okash and Opay the same? Okash and Opay are connected but distinct entities within the Nigerian financial technology landscape. Here's a breakdown to clarify their relationship: Okash - Function: Okash is a loan service specifically designed to offer short-term, mobile cash loans to Nigerian residents. - Product: Okash operates through a dedicated mobile app where users can apply for loans, manage their accounts, and make repayments. - History: Originally launched as the lending arm of Opay, Okash was later acquired by Opera, a Norway-based software company, in December 2018. Opay - Function: Opay is a broader financial technology platform offering various digital financial services beyond loans. - Products: Opay's services may include mobile money transfers, bill payments, and potentially other financial products depending on their current offerings. - Relationship to Okash: While Okash was initially part of Opay, it now operates as a separate entity under Opera's ownership. However, there might still be some level of partnership or integration between the two platforms, particularly in Nigeria, where Okash leverages the Opay wallet for fund transfers. Key Points to Remember: - Okash focuses solely on providing mobile cash loans. - Opay offers a wider range of financial technology services. - Okash was once part of Opay but is now a separate entity under Opera. - There might still be some collaboration between Okash and Opay in specific regions like Nigeria. Understanding this distinction can be helpful when navigating the Nigerian financial technology ecosystem. If you're specifically interested in mobile cash loans, then Okash is the relevant platform. If you're looking for a broader range of digital financial services, you might want to explore Opay's offerings.

Conclusion

Okash Loan can be a helpful tool for Nigerians seeking quick and convenient access to cash. However, it's crucial to understand the terms and conditions, assess your repayment ability, and explore alternatives before applying. By using Okash Loan responsibly, you can manage your finances effectively and achieve your financial goals. Ready to learn more about Okash Loan and see if it's the right fit for you? Download the Okash app today and explore your loan options! Remember, always borrow responsibly and make informed financial decisions. Read the full article

#creditloan #loan #OkashLoan

[crimechannels]

By • Olalekan Fagbade 180 suspected Terrorists eliminated by Military, 204 others arrested in seven days – DHQ The Defence Headquarters says the operations of the Armed Forces of Nigeria in the last one week have resulted in the killing of more than 180 terrorists, arrest of 204 others and rescue of 234 kidnapped victims. The Director of Defence Media Operations, Maj.-Gen. Edward Buba, in a statement on Friday, said the operations involved land and air interdictions across the theatres of operation. Buba said the troops also recovered 46 assorted weapons and 148 assorted ammunition, comprising 30 AK47 rifles, two Josef Magnum pump action gun, one double barrel gun and two single barrel guns. Others according to him, include 12 locally made pistols, 13 dane guns, one hand grenade, nine locally made rifles, three RPG chargers, two locally made hand grenades and 120 rounds of 7.62mm NATO. He said they also included 364 rounds of 7.62mm special ammo, 54 live cartridges, 11 rounds of empty cases of 7.62mm special ammo, 32 magazines, 34 vehicles, 64 mobile phones, 47 motorcycles, N1.5 million, amongst other items. In the North East, Buba said the troops of Operation Hadin Kai neutralised 19 terrorists, arrested 52 and rescued 134 kidnapped victims within the week. He said the troops recovered six AK47 rifles, 58 rounds of 7.62mm special ammo, seven live cartridges, three vehicles, eight mobile phones, three motorcycles, one bicycle and two camouflage magazine carrier jackets. According to him, troops arrested suspected ISWAP/Boko Haram terrorists in Chibok Local Government Area, and conducted fighting patrols in Kukawa, Bama and Gwoza Local Government Areas in Borno. He said the troops also conducted fighting patrols to Gulani Local Government Area of Yobe where they arrested kidnappers and illegal miners. Buba said the troops also discovered and detonated IEDs in Monguno, Mafa and Gwoza Local Government Areas of Borno and neutralised suspected ISWAP/JAS terrorists in Madagali in Adamawa and Maiduguri Municipal Council areas in Borno. He added that a total of 91 terrorist comprising 13 adult males, 35 adult females and 43 children surrendered to troops between Nov. 22 and Nov. 28. According to him, the air component of Operations Hadin Kai had between Nov. 24 and Nov. 25, conducted air interdiction overhead Tagoshe and Chongolo Kura in Borno. “Battle damage assessment revealed that over 130 terrorists gathered were neutralised with low possibility survivors for those wounded. In the North Central, Buba said the troops of Operations Safe Haven and Whirl Stroke, neutralised several terrorists in land and air offensives and destroyed their enclaves in Niger, Benue, Plateau and Taraba States. He said the air interdiction on Nov. 26 at terrorist’s kingpin Ali Kawaje’s enclave in Dagam in Shiroro Local Government Area of Niger killed several terrorists with the structures destroyed. He said the troops of Operation Safe Haven neutralised two terrorists, arrested 37 and rescued three kidnapped hostages while troops of Operation Whirl Stroke neutralised five terrorists, arrested 10 and rescued one hostage. In the North West, defence spokesman said the troops of Operations Hadarin Daji and Whirl Punch, eliminated several terrorists in land and air offensives in Kaduna, Katsina, Sokoto and Zamfara States within the week. He said the air component conducted air interdiction on Nov. 25 at bandits’ enclave in Tsafe Local Government Area of Zamfara and neutralised several terrorists. “Overall, troops of Operation Hadarin Daji neutralised 14 terrorists, arrested 20 terrorists and rescued 88 hostages in land operations. “Also, troops of Operation Whirl Punch arrested a gunrunner in Kaduna and criminals in Abaji Area Council of FCT Abuja. “Troops equally raided criminal hideouts in Gwagwalada Area Council of FCT, Abuja, and conducted offensive operations in Abaji, and Kuje Area Councils. “Overall, troops of Operation Whirl

Punch neutralised four terrorists, arrested four suspected terrorists and rescued two hostages,” he said. (NAN)

[themarketinsights]

Person to Person Payment Market Next Big Thing | ClearXchange, Tencent, Square, Circle Internet Financial, Phonepe

Advance Market Analytics published a new research publication on “Global Person to Person Payment Market Insights, to 2028” with 232 pages and enriched with self-explained Tables and charts in presentable format. In the study, you will find new evolving Trends, Drivers, Restraints, Opportunities generated by targeting market-associated stakeholders. The growth of the Person to Person Payment market was mainly driven by the increasing R&D spending across the world.

Major players profiled in the study are:

PayPal Pte. Ltd (United States), Tencent (China), Square, Inc (United States), Circle Internet Financial Limited (Ireland), ClearXchange (United States), Stripe (Germany), TransferWise Ltd (United Kingdom), CurrencyFair LTD (Ireland), One97 Communications Ltd (India), Phonepe(India), MobiKwik (India)

Get Free Exclusive PDF Sample Copy of This Research @ https://www.advancemarketanalytics.com/sample-report/127398-global-person-to-person-payment-market?utm_source=OpenPR&utm_medium=Vinay

Scope of the Report of Person to Person Payment

Person to Person payments are popularly known as P2P Technology or Peer-to-Peer payment which allows the customers to pay funds, bills from their bank account to credit card to another individual (Mall, retailer, bills, tours, tickets, etc) by using mobile phone using internet service by easily installing the specific app of that company. It is an online technology that helps in secure payments. It has made easy payments for various platforms. As there is high adoption of digitization in the world the growing use of E-commerce resulting in demand for online payment services.

On 1st November 2019, Square completed the sale of Caviar to DoorDash.

On 7th February 2020, Square announced it has acquired Canadian company Dessa for its development of business. It will help in machine learning abilities for the company.

The Global Person to Person Payment Market segments and Market Data Break Down are illuminated below:

by Type (NFC/Smartcard, SMS, Mobile Apps), Application (Money transfers & Payments, Easy payments), End Users (Retail, Travels and Hospitality, Transportation and Logistics, Energy and Utilities), Purchase (Airtime transfer & Top-Ups, Merchandise & Coupons, Travel & Ticketing), Locations (Remote payments, Proximity payments)

Market Opportunities:

Growing Digital Driven Lifestyle

Growing Online Shopping And Banking Applications

Market Drivers:

Growing Acceptance Of Online Banking

Increasing No Of Digital Devices Like Smart-Phones, Mobiles Etc

Market Trend:

Growing E-Commerce Application In P2P Technology

What can be explored with the Person to Person Payment Market Study?

Gain Market Understanding

Identify Growth Opportunities

Analyze and Measure the Global Person to Person Payment Market by Identifying Investment across various Industry Verticals

Understand the Trends that will drive Future Changes in Person to Person Payment

Understand the Competitive Scenarios

Track Right Markets

Identify the Right Verticals

Region Included are: North America, Europe, Asia Pacific, Oceania, South America, Middle East & Africa

Country Level Break-Up: United States, Canada, Mexico, Brazil, Argentina, Colombia, Chile, South Africa, Nigeria, Tunisia, Morocco, Germany, United Kingdom (UK), the Netherlands, Spain, Italy, Belgium, Austria, Turkey, Russia, France, Poland, Israel, United Arab Emirates, Qatar, Saudi Arabia, China, Japan, Taiwan, South Korea, Singapore, India, Australia and New Zealand etc.

Have Any Questions Regarding Global Person to Person Payment Market Report, Ask Our Experts@ https://www.advancemarketanalytics.com/enquiry-before-buy/127398-global-person-to-person-payment-market?utm_source=OpenPR&utm_medium=Vinay

Strategic Points Covered in Table of Content of Global Person to Person Payment Market:

Chapter 1: Introduction, market driving force product Objective of Study and Research Scope the Person to Person Payment market

Chapter 2: Exclusive Summary – the basic information of the Person to Person Payment Market.

Chapter 3: Displaying the Market Dynamics- Drivers, Trends and Challenges & Opportunities of the Person to Person Payment

Chapter 4: Presenting the Person to Person Payment Market Factor Analysis, Porters Five Forces, Supply/Value Chain, PESTEL analysis, Market Entropy, Patent/Trademark Analysis.

Chapter 5: Displaying the by Type, End User and Region/Country 2017-2022

Chapter 6: Evaluating the leading manufacturers of the Person to Person Payment market which consists of its Competitive Landscape, Peer Group Analysis, BCG Matrix & Company Profile

Chapter 7: To evaluate the market by segments, by countries and by Manufacturers/Company with revenue share and sales by key countries in these various regions (2023-2028)

Chapter 8 & 9: Displaying the Appendix, Methodology and Data Source

Finally, Person to Person Payment Market is a valuable source of guidance for individuals and companies.

Read Detailed Index of full Research Study at @ https://www.advancemarketanalytics.com/buy-now?format=1&report=127398?utm_source=OpenPR&utm_medium=Vinay

Thanks for reading this article; you can also get individual chapter wise section or region wise report version like North America, Middle East, Africa, Europe or LATAM, Southeast Asia.

Contact Us:

Craig Francis (PR & Marketing Manager)

AMA Research & Media LLP

Unit No. 429, Parsonage Road Edison, NJ

New Jersey USA – 08837

#PersontoPersonPayment

#PersontoPersonPaymentMarket

#PersontoPersonPaymentMarketgrowth

#PersontoPersonPaymentMarketSize #PersontoPersonPaymentMarketTrends

#Person to Person Payment market analysis #Person to Person Payment Market forecast #Person to Person Payment Market growth #Person to Person Payment Market Opportunity #Person to Person Payment Market share #Person to Person Payment Market trends

[fowardfashionfindz]

Check out this listing I just added to my Poshmark closet: 2.80ct Zircon Custom Cut White Round Sourced from Nigeria.

[olgbenga-agboola]

Flutterwave CEO Olugbenga Agboola on Building a Functioning Fintech Company Across Africa 

The African fintech startup Flutterwave, which reached a valuation of $3 billion in February 2022, grew faster than many experts predicted. But founder and CEO Olugbenga “GB” Agboola wasn’t one of them.

For Olugbenga Agboola, the rapid pace of his company’s ascent is simply another symptom of the burgeoning growth happening across the African continent. 

“Obviously, we can’t just copy and paste a Silicon Valley or European model. We have to build what works for our environment,” he said. 

He has a point. Over the past several years, Africa has developed a budding middle class that has helped spur demand for new goods and services. Chief among those services are fast payment companies, among which Flutterwave stands out. A true African unicorn, it’s the highest-valued startup in Africa. 

But while it’s based in Nigeria and San Francisco, Flutterwave’s increasingly high valuations are better understood as part of a growth spurt across Africa, Olugbenga Agboola said. 

“There are so many problems to solve on the continent. There are so many things to build. I’m excited by entrepreneurs who are willing to take on these crazy problems and try to solve them across the board. Africa has always been known to leapfrog. We go from nothing to something, consistently — no phones, to mobiles, to internet. People skipped browsers; they search for what they want to buy on Instagram.

“We’ve always been that way when it comes to [technology] leapfrogging a generation. That’s already happening here [with payments] as well.”

Pandemic Problems — And Solutions

Although anchored by its enterprise division, Flutterwave’s server message block products have helped expand its reach. As the pandemic hit, the fintech company’s e-commerce product  store provided a lifeline that allowed many who were locked down across Africa to continue selling products. More than 30,000 businesses made use of Flutterwave during the COVID-19 pandemic. 

“We were more focused on Enterprise customers in our early days, but when the pandemic hit and we saw how it had severely affected the SMBs in our markets and we knew we had to step in,” Olugbenga Agboola explained. “But as we started growing as a company, the value proposition of getting one enterprise client who gives you so much volume also means that if you lose them, you’re in trouble, so we started thinking about how to diversify the business.

“Then the pandemic struck. The team came to me and said, ‘GB, let’s build a Shopify-like product but for SMBs and help them sell more, to help them keep the lights on [during the pandemic shutdowns].’ So we went from a purely impact perspective and built the Flutterwave store, which quickly became very successful. We were able to onboard over 30,000 SMBs on that platform in a very short period. It was simple. We built in payment logistics and e-commerce in one. You can take a photo of what you’re selling, put it online, and sell it, and then someone can come and pick it up for you and do delivery.”

Olugbenga Agboola Builds On Success

Building on those successes, Agboola led the company to another high point. In September, Flutterwave secured the highest payment processing license granted from the Central Bank of Nigeria, allowing the company to directly move payments between banks, fintechs, and other outlets with total autonomy.

Said Agboola, “This is big news for our customers, partners, investors, and other stakeholders. It is an important milestone in our growth story. Building a thriving payments ecosystem in Nigeria, Africa's largest economy, is in line with our goal of developing a world-class and secure payment infrastructure for global merchants and payment service providers across the continent."​​

That’s not to say that everything has been easy for Flutterwave since Olugbenga Agboola founded it in 2016. Agboola readily points out that Africa has infrastructure problems. It’s also relatively poor, but even in richer countries like Nigeria, problems abound. Nigeria lacks a reliable electrical grid, which means that disruptions are part of life for many residents. It’s also a very young continent, with more than 40% of its population under the age of 15 (for comparison, that percentage is 16% for the EU and 18% for the United States). 

However, for entrepreneurs like Olugbenga Agboola, challenges read as opportunities. As the continent continues its swift-paced urbanization and its middle-class balloons, there are many chances to bring meaningful change and establish new ventures. 

For example, only about 40% of adults in Africa have bank accounts. In countries in Europe or North America, that is closer to 95%. That’s why creating a payment application that works in Africa will necessarily be different, Olugbenga Agboola said. 

“So I think it’s a great time to be here,” Agboola said. “The market is still huge and still largely untapped. There is still a huge population that are not even banked at all on the continent. It’s just the place to be in the next 10 to 20 years. It’s going to be explosive. Our goal is to be here and stay alive to be able to harness the opportunity.”

#olugbengaagboola

[swldx]

Voice of America 0343 13 Aug 2023

6080Khz 0257 13 AUG 2023 - VOICE OF AMERICA (UNITED STATES OF AMERICA) in ENGLISH from MOPENG HILL. SINPO = 55333. English, s/on @0258z w/Yankee Doodle int fb news anchored by Tommy McNeil @0300z. Hawaii emergency management records do not indicate warning sirens sounded before people had to run for their lives in Lahaina, Hawaii. Officials sent alerts to mobile phones, televisions and radio stations, but widespread power and cellular outages may have limited their reach. Attorney General Anne Lopez announced plans to conduct a comprehensive review of decision-making and standing policies affecting the response to the deadly wildfires on the island of Maui. A delegation of religious leaders from Nigeria arrived Saturday in Niger and met with members of the military junta who took control of the country last month. ECOWAS has approved the deployment of a "standby force to restore constitutional order" in Niger, but still hopes to find a peaceful resolution to the situation. The ECOWAS parliament met Saturday to discuss further action, but no decision was made. Russia's Foreign Ministry said Saturday it thwarted Ukraine’s rocket strike on the Crimean Bridge, calling it a “terrorist attack” and vowing retaliation. Ukrainian forces targeted the Crimean Bridge and several other unspecified targets Saturday on the Crimean Peninsula with S-200 rockets and drones, but there were no casualties or damage, according to Russia's Defense Ministry. Taiwan’s Vice President William Lai arrived in New York on Saturday night, a transit stop on a seven-day trip to Paraguay. He will pass through San Francisco on his return to Taiwan. China has condemned the stopovers and there are concerns it will respond to the visits by launching military exercises in protest. The Pentagon is developing plans to restructure the National Guard in Washington, D.C., in a move to address problems highlighted by the chaotic response to the Jan. 6 riot and safety breaches during the 2020 protests over the murder of George Floyd, The Associated Press has learned. As one of the worst heat waves on record set in across much of the southern United States this summer, authorities and activists in South Texas found themselves embroiled in a mystery in this arid region near the border with Mexico. Barrels of life-saving water that a human rights group had strategically placed for wayward migrants traveling on foot had vanished. @0304z “Encounter” anchored by female announcer. MLA 30 amplified loop (powered w/8 AA rechargeable batteries ~10.8vdc), Etón e1XM. 100kW, BeamAz 350°, bearing 85°. Received at Plymouth, United States, 14087KM from transmitter at Mopeng Hill. Local time: 2157.

[amantelcallingcards]

How to Call Ethiopia from USA and Canada

Given underneath is the dialing system to call Ethiopia from USA and Canada. And you will discover data on the best way to international calls from Ethiopia.

Calling Ethiopia from USA - Direct Dialing Numbers

To make a direct Calling card in Ethiopia from Canada and USA, you need to follow the international dialing format given below. The dialing format is the same for calling Ethiopia mobile or landline from the USA or Canada.

How to call Ethiopia

Use the following format shown down while Calling Ethiopia from the United States:

011 – US exit code; dial first for international calls made from the USA or Canada.

251 – Country Code for Ethiopia.

Phone number – 10 digits for both fixed lines and cell phones.

Make a cheap call from your Landline

00: International Access Code for Ethiopia.

251: Country Code of Ethiopia.

STD code: 2-4 digits.

Local Subscriber number: 6-8 digits

Make a cheap call from your Mobile

00: International Access Code for Ethiopia.

251: Country Code of Ethiopia.

Mobile Number: 10 digits.

How can help Amantel call Ethiopia from the USA?

Then make sure to save money on cheap calls to Ethiopia with Amantel World®, the home service calling plan for anyone who wants great call rates to Ethiopia. You’ll be able to call your loved ones anytime without the hassle of calling cards to Ethiopia Number and expenses of regular calling plans.

Related Blog: How to call Nigeria from the USA or from Canada

#ethiopia #callethiopiafromusa #callethiopia #howtocallethiopia

[muridigital]

OPPO to launch 5G Mid-range Reno 8T Series in Nigeria

World’s fourth largest mobile phone brand, OPPO has announced plans to unveil its latest mid-range smartphone series, the Reno 8T, in Nigeria come March 15, 2023. The announcement was made in a post on the brand’s Instagram page. Following successful international launches in India, Philippines and Kenya, Nigeria is set to join the growing list of markets shipping the Reno 8T series to…

View On WordPress

[amontech]

One Step Forward in Innovation: OPPO to debut 5G Mid-range Reno 8T Series in Nigeria

Dubbed “The Portrait Expert” OPPO’s Reno 8T 5G is perhaps the most advanced mid-range smartphone and aims to disrupt the Nigerian smartphone market.   World’s fourth largest mobile phone brand, OPPO has announced plans to unveil its latest mid-range smartphone series, the Reno 8T, in Nigeria come March 15, 2023. The announcement was made in a post on the brand’s Instagram page. Following…

View On WordPress

[metastarfinancehub]

Secondary school girl shows her classmates all using iPhones (Video)

Secondary school girl shows her classmates all using iPhones (Video)

A secondary school student in Nigeria uploaded lesson content that elicited reactions from social media users. She made a phone sampling video in which she requested her classmates to demonstrate their mobile devices, and they all showed iPhones. In a TikTok video, the student mentioned each student’s name as well as the kind of iPhone they were using. The first girl, Aisha, has an iPhone XS…

View On WordPress

#Entertainment

[rnnonline]

New technologies will lower the cost of 5G smartphones in Nigeria - MediaTek

New technologies will lower the cost of 5G smartphones in Nigeria – MediaTek

In the coming years, Nigeria and other African nations will be able to purchase 5G smartphones for less because of the introduction of new technologies, according to MediaTek, a worldwide fabless semiconductor business. The company claims that ongoing advances in chip technology have made it simpler and quicker for mobile manufacturers to produce new phones. The Director for Corporate Sales and…

View On WordPress

#5G smartphones #MediaTek

[hardynwa]

Hardship: AfDB plans $2.7bn budget, agric loans for Nigeria

…approves $134m fund for emergency food productionThe African Development Bank Board of Directors has approved $134m for Nigeria to implement an emergency food production plan, AfDB President Akinwumi Adesina has said. According to him, talks are also ongoing for a $1.7bn economic and budget support loan as well as the launch of a $1bn agro-industrial processes in 28 states. Adesina made the disclosures during an interview with journalists in Lagos on Monday. The development came amid a biting food shortage that has led to hunger protests in Nigerian states and most recently attacks on grain warehouses in Abuja, Ogun, Niger and Kaduna states. Last June’s fuel subsidy removal and exchange rate unification policy of the government have led to severe hardships with inflation now nearing 30 per cent amid a sharp depreciation of the naira. Weak consumer purchasing power has affected businesses with the nation recording weak Gross Domestic Growth during the last quarter of the last year. However, Adesina told journalists in Lagos that AfDB had pledged to support Nigeria through this period, disclosing that a number of agric initiatives should yield about five million metric tons of wheat, rice, cassava, maize this year for the country. He exuded confidence that the development bank would work with Nigerian government to proffer solutions to the problems confronting Africa’s biggest economy. He said, “I’m not used to complaining; I’m used to finding solutions. I did tell the President when I can last year that we would strongly support the Nigerian government in finding a solution to the challenges. As I speak to you today, we have approved $134m for Nigeria to implement an emergency food production plan. And that is not something that we are planning to do; it is what we are already doing. “We have supported the cultivation of 118,000 hectares of wheat in Nigeria already this season. We will do 150, 000 hectares of maize production this march. By the rainy season, in May and June, we will support Nigeria to do 300,000 hectares of rice. We will also do 300,000 hectares of maize, 150,000 hectares of cassava and 50,000 hectares of soybean. So, that means that by the end of March, Nigeria would get out an additional one million metric tons of wheat; and by November, we will have an additional four million metric tons of rice, cassava, maize and soybeans.” The AfDB chief however advised Nigeria to push for more food supply, pointing out that food inflation is a major component of the nation’s inflation figure. Tackling inflation requires looking at some of the structural drivers, according to him. “A big part of that (Nigeria’s) inflation is food price inflation. If you look at the Consumer Price Index, probably 65 per cent of it If not even 75 per cent of it now, is actually the price of food. And so, you don’t necessarily deal with food price inflation through your standard macroeconomic policy of tightening monetary supply. You deal with it by producing the food because that’s the thing that needs to be done. So I think it’s very important to be able to deal with that,” He emphasised the need to enhance food production in the country. On how the country could boost food production as quickly as possible, Adesina said, “But one thing that I would say is that the government needs to go back to the policy of electronic wallet system. Remember when I was minister, we did design a programme to get seeds and fertilizers to farmers directly via their mobile phones by electronic vouchers. We were able to reach 15 million farmers in four years; the whole place was booming with food. And I think that is what I will advise needs to be done and done very quickly. Because access to high performing yields, high performing seeds and fertilizers and farm inputs is very critical; otherwise you will not be able to do it.” Nonetheless, Adesina also pointed out the need for Nigeria to get low-interest concessionary financing to overcome its economic challenges. The development bank boss said issues around the exchange rate must be dealt with as an import dependent nation. According to him, the AfDB is planning about $1.7bn economic and budget support loan for the country. He said, “There needs to be a lot of support around Nigeria, given the tight fiscal space and the lack of forex, to make available a lot more concessional financing to the Nigerian economy. And that’s what we’re doing at African Development Bank. This year we expect to approve with our board because we always go to our board of directors for approval, but our plan is to be able to do $1.67bn of financing to Nigeria in different sectors, including considering a potential policy base operation of budget support to Nigeria. We are discussing with the Minister of Finance; that is part of a $1bn budget support operation that will go into two tranches. Again, I will say it has to be approved by the board, but these are all the things that we are hoping to be able to do.” He spoke about other agric projects in the country. Also, the AfDB is planning to launch this year a programme for a $1bn special agro-industrial processes are in 28 states, adding that “It this structural interventions that I will say would make agriculture more productive, efficient, and competitive.” “So those are the things that we are doing in Nigeria. In addition to that, we have a programme that we’ve already implemented, called Special Agro Industrial Processing zones. So these are new economic zones we are supporting Nigeria to develop. We provided $520m for that, ourselves, the African Development Bank, the Islamic Development Bank, and the International Fund for Agricultural, currently working now in eight states. We expect that those things will start hitting the ground and start construction by June of this year,” he added. Read the full article

[crimechannels]

By • Olalekan Fagbade Police, DSS operatives neutralise three-man POS robbery gang Operatives of the Nigeria Police and those of the Department of State Services neutralised a three-man robbery gang in Enugu on Sunday. The gang specialised in robbing Point of Sale (POS) operators. Police spokesman in Enugu State, DSP Daniel Ndukwe stated that the gang members were neutralised in a gun duel after which arms and ammunition and their operational tricycle were recovered from them. Two locally-made pistols, six rounds of 0.9mm calibre ammunition and N500,000 cash were also recovered from the gang, he stated. “Other exhibits recovered were rolls of POS transaction printing papers, assorted mobile phones, wallets, bags and objects suspected to be charms,’’ he added. Ndukwe stated also that the hoodlums had earlier robbed different POS operators and their customers at gunpoint in different locations in Enugu. “At about 1 p.m., the hoodlums attacked POS operators at different locations in Enugu metropolis, dispossessing them of the recovered exhibits. “The hoodlums opened fire on security operatives who mounted surveillance on them upon sighting the latter. “The security operatives responded with superior firepower, neutralising the three of them and recovering the exhibits in the process,’’ the police spokesman stated. He added that many of the victims later identified the assailants and some of the recovered exhibits. “Investigation is on-going to possibly fish out other members of the criminal gang,’’ Ndukwe also stated. (NAN)

[crwr213sammy]

In the summer of 2009, when I was a little kid around the age of 7, I lived in Lagos, Nigeria, with my family, which consisted of my father, my mother, and my three older sisters. I was walking home from school one day during the summer when I suddenly came across a crowd of people surrounding what appeared to be an accident that had just taken place. However, as I got closer to the crowd, I realized it was a group of children dancing while the crowd cheered them up. I gave the dancers 50 naira to cheer them up. I could not stop myself from telling everyone what I saw, but after a while, my mom called everyone down for dinner, and my parents were extremely angry about me giving money away to street dancers. When I got home, I told my family all about my encounter with the street dancers on my way home after school. My father pulled me aside and surprised me with tickets to the beach. We went to the beach early the following morning with my family, and I can't wait to tell you all about what happens when we get there. When we eventually arrived at the beach, all of us were awestruck by the soft, white sands and the clear, blue water of the ocean. We were overjoyed to be there, and my father hurriedly drove us to a hotel close to the beach and made our reservations there. I began to search around for the dancer who I had seen the previous day, and to my amazement, I located her there with a friend of hers dancing on the street again. As I drew closer to them, I put another fifty naira into each of their buckets. I was glad to be able to reward them for their graceful and beautiful performances. dancing while the crowd cheered them up. I gave the dancers 50 naira to cheer them up. I could not stop myself from telling everyone what I saw, but after a while, my mom called everyone down for dinner, and my parents were extremely angry about me giving money away to street dancers. When I got home, I told my family all about my encounter with the street dancers on my way home after school. My father pulled me aside and surprised me with tickets to the beach. We went to the beach early the following morning with my family, and I can't wait to tell you all about what happens when we get there. When we eventually arrived at the beach, all of us were awestruck by the soft, white sands and the clear, blue water of the ocean. We were overjoyed to be there, and my father hurriedly drove us to a hotel close to the beach and made our reservations there. I began to search around for the dancer who I had seen the previous day, and to my amazement, I located her there with a friend of hers dancing on the street again. As I drew closer to them, I put another fifty naira into each of their buckets. I was glad to be able to reward them for their graceful and beautiful performances.When my family and I returned to our hotels, we realized that we had been robbed! Luckily, the thief only took our phones and wallets, but the night was already ruined for us. The thieves did not stop at my family and me; they went on to rob others, and I am very certain that they were connected with the street dancers that we met earlier. This only made us more determined to meet them again the next day. We were not going to let this small occurrence stop us from enjoying our stay. My family and I decided that we needed to meet the street dancers again in order for them to show us how they were able to steal our things after hearing that one of the street dancers had stolen a person's mobile phone from a few minutes away. Thus, the following morning, we decided to walk over to the street dancers' spot that they had been in the day before, and sure enough, they were there dancing and singing away. We ended up confronting them, and they returned all they had stolen if we promised not to turn them in.

[fowardfashionfindz]

Check out this listing I just added to my Poshmark closet: 2.80ct Zircon Custom Cut White Round Sourced from Nigeria.