I want to live by myself when I move out of my parent's place but I'm really afraid of money problems? I'm afraid that the only place I can afford will be in the ghetto and it'll all be torn apart and I'll only be allowed to eat one granola bar a week. I'm really stressing out about this. I don't know anything about after school life. I don't know anything about paying bills or how to buy an apartment and it's really scaring me. is there anything you know that can help me?
HI darling,
I’ve actually got a super wonderful masterpost for you to check out:
Home
what the hell is a mortgage?
first apartment essentials checklist
how to care for cacti and succulents
the care and keeping of plants
Getting an apartment
Money
earn rewards by taking polls
how to coupon
what to do when you can’t pay your bills
see if you’re paying too much for your cell phone bill
how to save money
How to Balance a Check Book
How to do Your Own Taxes
Health
how to take care of yourself when you’re sick
things to bring to a doctor’s appointment
how to get free therapy
what to expect from your first gynecologist appointment
how to make a doctor’s appointment
how to pick a health insurance plan
how to avoid a hangover
a list of stress relievers
how to remove a splinter
Emergency
what to do if you get pulled over by a cop
a list of hotlines in a crisis
things to keep in your car in case of an emergency
how to do the heimlich maneuver
Job
time management
create a resume
find the right career
how to pick a major
how to avoid a hangover
how to interview for a job
how to stop procrastinating
How to write cover letters
Travel
ULTIMATE PACKING LIST
Traveling for Cheap
Travel Accessories
The Best Way to Pack a Suitcase
How To Read A Map
How to Apply For A Passport
How to Make A Travel Budget
Better You
read the news
leave your childhood traumas behind
how to quit smoking
how to knit
how to stop biting your nails
how to stop procrastinating
how to stop skipping breakfast
how to stop micromanaging
how to stop avoiding asking for help
how to stop swearing constantly
how to stop being a pushover
learn another language
how to improve your self-esteem
how to sew
learn how to embroider
how to love yourself
100 tips for life
Apartments/Houses/Moving
Moving Out and Getting an Apartment, Part 1: Are You Sure? (The Responsible One)
Moving Out and Getting an Apartment, Part 2: Finding the Damn Apartment (The Responsible One)
Moving Out and Getting an Apartment, Part 3: Questions to Ask about the Damn Apartment (The Responsible One)
Moving Out and Getting an Apartment, Part 4: Packing and Moving All of Your Shit (The Responsible One)
How to Protect Your Home Against Break-Ins (The Responsible One)
Education
How to Find a Fucking College (The Sudden Adult)
How to Find Some Fucking Money for College (The Sudden Adult)
What to Do When You Can’t Afford Your #1 Post-Secondary School (The Sudden Adult)
Stop Shitting on Community College Kids (Why Community College is Fucking Awesome) (The Responsible One)
How to Ask for a Recommendation Letter (The Responsible One)
How to Choose a College Major (The Sudden Adult)
Finances
How to Write a Goddamn Check (The Responsible One)
How to Convince Credit Companies You’re Not a Worthless Bag of Shit (The Responsible One)
Debit vs Credit (The Responsible One)
What to Do if Your Wallet is Stolen/Lost (The Sudden Adult)
Budgeting 101 (The Responsible One)
Important Tax Links to Know (The Responsible One)
How to Choose a Bank Without Screwing Yourself (The Responsible One)
Job Hunting
How to Write a Resume Like a Boss (The Responsible One)
How to Write a Cover Letter Someone Will Actually Read (The Responsible One)
How to Handle a Phone Interview without Fucking Up (The Responsible One)
10 Sites to Start Your Job Search (The Responsible One)
Life Skills
Staying in Touch with Friends/Family (The Sudden Adult)
Bar Etiquette (The Sudden Adult)
What to Do After a Car Accident (The Sudden Adult)
Grow Up and Buy Your Own Groceries (The Responsible One)
How to Survive Plane Trips (The Sudden Adult)
How to Make a List of Goals (The Responsible One)
How to Stop Whining and Make a Damn Appointment (The Responsible One)
Miscellaneous
What to Expect from the Hell that is Jury Duty (The Responsible One)
Relationships
Marriage: What the Fuck Does It Mean and How the Hell Do I Know When I’m Ready? (Guest post - The Northwest Adult)
How Fucked Are You for Moving In with Your Significant Other: An Interview with an Actual Real-Life Couple Living Together™ (mintypineapple and catastrofries)
Travel & Vehicles
How to Winterize Your Piece of Shit Vehicle (The Responsible One)
How to Make Public Transportation Your Bitch (The Responsible One)
Other Blog Features
Apps for Asshats
Harsh Truths & Bitter Reminders
Asks I’ll Probably Need to Refer People to Later
Apartments (or Life Skills) - How Not to Live in Filth (The Sudden Adult)
Finances - Tax Basics (The Responsible One)
Important Documents - How to Get a Copy of Your Birth Certificate (The Responsible One)
Important Documents - How to Get a Replacement ID (The Responsible One)
Health - How to Deal with a Chemical Burn (The Responsible One)
Job Hunting - List of Jobs Based on Social Interaction Levels (The Sudden Adult)
Job Hunting - How to Avoid Falling into a Pit of Despair While Job Hunting (The Responsible One)
Job Hunting - Questions to Ask in an Interview (The Responsible One)
Life Skills - First-Time Flying Tips (The Sudden Adult)
Life Skills - How to Ask a Good Question (The Responsible One)
Life Skills - Reasons to Take a Foreign Language (The Responsible One)
Life Skills - Opening a Bar Tab (The Sudden Adult)
Relationships - Long Distance Relationships: How to Stay in Contact (The Responsible One)
Adult Cheat Sheet:
what to do if your pet gets lost
removing stains from your carpet
how to know if you’re eligible for food stamps
throwing a dinner party
i’m pregnant, now what?
first aid tools to keep in your house
how to keep a clean kitchen
learning how to become independent from your parents
job interview tips
opening your first bank account
what to do if you lose your wallet
tips for cheap furniture
easy ways to cut your spending
selecting the right tires for your car
taking out your first loan
picking out the right credit card
how to get out of parking tickets
how to fix a leaky faucet
get all of your news in one place
getting rid of mice & rats in your house
when to go to the e.r.
buying your first home
how to buy your first stocks
guide to brewing coffee
first apartment essentials checklist
coping with a job you hate
30 books to read before you’re 30
what’s the deal with retirement?
difference between insurances
Once you’ve looked over all those cool links, I have some general advice for you on how you can have some sort of support system going for you:
Reasons to move out of home
You may decide to leave home for many different reasons, including:
wishing to live independently
location difficulties – for example, the need to move closer to university
conflict with your parents
being asked to leave by your parents.
Issues to consider when moving out of home
It’s common to be a little unsure when you make a decision like leaving home. You may choose to move, but find that you face problems you didn’t anticipate, such as:
Unreadiness – you may find you are not quite ready to handle all the responsibilities.
Money worries – bills including rent, utilities like gas and electricity and the cost of groceries may catch you by surprise, especially if you are used to your parents providing for everything. Debt may become an issue.
Flatmate problems – issues such as paying bills on time, sharing housework equally, friends who never pay board, but stay anyway, and lifestyle incompatibilities (such as a non-drug-user flatting with a drug user) may result in hostilities and arguments.
Your parents may be worried
Think about how your parents may be feeling and talk with them if they are worried about you. Most parents want their children to be happy and independent, but they might be concerned about a lot of different things. For example:
They may worry that you are not ready.
They may be sad because they will miss you.
They may think you shouldn’t leave home until you are married or have bought a house.
They may be concerned about the people you have chosen to live with.
Reassure your parents that you will keep in touch and visit regularly. Try to leave on a positive note. Hopefully, they are happy about your plans and support your decision.
Tips for a successful move
Tips include:
Don’t make a rash decision – consider the situation carefully. Are you ready to live independently? Do you make enough money to support yourself? Are you moving out for the right reasons?
Draw up a realistic budget – don’t forget to include ‘hidden’ expenses such as the property’s security deposit or bond (usually four weeks’ rent), connection fees for utilities, and home and contents insurance.
Communicate – avoid misunderstandings, hostilities and arguments by talking openly and respectfully about your concerns with flatmates and parents. Make sure you’re open to their point of view too – getting along is a two-way street.
Keep in touch – talk to your parents about regular home visits: for example, having Sunday night dinner together every week.
Work out acceptable behaviour – if your parents don’t like your flatmate(s), find out why. It is usually the behaviour rather than the person that causes offence (for example, swearing or smoking). Out of respect for your parents, ask your flatmate(s) to be on their best behaviour when your parents visit and do the same for them.
Ask for help – if things are becoming difficult, don’t be too proud to ask your parents for help. They have a lot of life experience.
If your family home does not provide support
Not everyone who leaves home can return home or ask their parents for help in times of trouble. If you have been thrown out of home or left home to escape abuse or conflict, you may be too young or unprepared to cope.
If you are a fostered child, you will have to leave the state-care system when you turn 18, but you may not be ready to make the sudden transition to independence.
If you need support, help is available from a range of community and government organisations. Assistance includes emergency accommodation and food vouchers. If you can’t call your parents or foster parents, call one of the associations below for information, advice and assistance.
Where to get help
Your doctor
Kids Helpline Tel. 1800 55 1800
Lifeline Tel. 13 11 44
Home Ground Services Tel. 1800 048 325
Relationships Australia Tel. 1300 364 277
Centrelink Crisis or Special Help Tel. 13 28 50
Tenants Union of Victoria Tel. (03) 9416 2577
Things to remember
Try to solve any problems before you leave home. Don’t leave because of a fight or other family difficulty if you can possibly avoid it.
Draw up a realistic budget that includes ‘hidden’ expenses, such as bond, connection fees for utilities, and home and contents insurance.
Remember that you can get help from a range of community and government organizations.
(source)
Keep me updated? xx
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long time, no see. i need your help.
i need some emotional support, because novel writing is back on and i want opinions on storyline and ideas that will help me overcome my executive dysfunction. pls reblog and help an author out with your brilliance. below the cut is general point by point storyline of the first act.
- main character (grace) and best friend (luke) early one morning. he surprises her on her literal blind side, grace blind in her right eye. they vaguely discuss his love life and her possible near unemployment, but leave the conversation to go about their days with promise of a meeting up soon. grace goes to work, where she encounters valeria, her best friend's secret romance. val hands over a letter, asks grace to pass it on, a final goodbye. grace agrees. the two part ways after a mention of a mysterious cat.
- later that week, grace leaves early from work with a new uniform, to luke's family bakery. her siblings are there, and luke's family hosts hers for dinner. mentions of risky job opportunities are argued over as dinner comes to a close. in a moment of solitude, grace gifts the letter to her friend. she leaves for home, luke's parents offering to send her siblings off to school in the morning with their own kids.
- grace goes home, her own house a dingy apartment in the bad part of town. she knows better than to walk the streets so late at night, and hurries up the stairway at the sound of something in the alley behind her, locking the door. her catching of breath is interrupted by a voice from her parents' bedroom. grace's father appears, and the pair share a conversation, their first in weeks. grace's reluctance to take on a job luke had offered stemmed from her parents: both got sick during harvest season work. the sickness crops up every few years, most people die in weeks if not days of infection, drifting off into a sleep. her parents had somehow survived for over seven years. a part of grace wishes them dead already.
- the next morning, without sleep, grace leaves the house in her new uniform before the sunrise. she reasons that her boss will need assistance, that it's her last chance to prove herself and keep her job. just as she is about to cross into the better part of town, a man asks her for help. he gets too close for comfort, she pushes him away, unaware of his accomplice on her right, who grips her throat and covers her mouth with a rag.
- grace is awoken by a jolt, the truck catching on a pothole on the road. she is blindfolded, her hands tied at her front. she quickly pushes her blindfold to her temple. she is being transported somewhere. the truck is lit by the gaps in the wooden planks below. a dozen or more people are inside the back with her. no one speaks. the truck stops after a few hours, they are unloaded after dark and tied in a huddle. the drivers are camping for the night, in the fire glow grace does her best to memorise shadows. when the same man she had pushed away from her comes over for conversation, she spits at his feet. he swings and punches her in the side of the face, causing spots in her good eye and a swelling close of her right.
- the pattern repeats over the days. they drive at odd hours, only let out the truck for bathroom breaks and the drivers chances to rest. there are five or six of them, all men. grace can only assume its human trafficking, that she has somehow found herself getting sent somewhere worse than the harvest fields. she ponders if luke was right, that she ought to have quit her job at the palace months ago, but before her mind can spiral back to home the truck is stopped, and gunfire rings out.
- ducking low to best avoid the richoetting bullets, it stops just as soon as it started, and suddenly the back of the truck is opened to reveal soldiers like those at the palace back home. only they are dressed in the capital city's colours. the other victims are offloaded, two of whom injured, and grace is stopped by a young, handsome looking soldier (alexander). her ears still ringing, she nods to the muffles of his words, and agrees to following him. he leads her from the others to a motorbike, and jumping on the back he begins driving them through woodland, with a lake on their east side, grace finally realising that this stranger is heading for the capital in the hills, Oranin.
- what complaining she manages to do is ignored or dismissed. alexander is on a mission, and with his hand clasping her in a firm grip, he reminds her of luke. she doesn't know where they are, but alexander marches with confidence she's worried of: had she done something wrong? had she agreed to a crime and this was a rather luxurious building that led onto a jail cell? she tries to ask again, alexander simply stating he'll take her to where she belongs. he stops before a grand door, even grander than her entranceway doors of the palace back home. a herald announces alexander's name, ariste (nobleperson) of some far away county, and grace looks down at her dress, her new dress that made her look so elegant and ready for the job, a present from her bosses to look the part at the departure of the ariste from their hometown however many days ago it had been. as they enter a grand dining hall, the table seating elites her age, dressed to the nines, the room stops talking. from her chair, valeria rises, muttering a soft 'grace?', shortly followed by another voice. grace's name on her lips was something neither of them thought to hear again. catherine.
this is the first 7-10 chapters. so, what happens next? i have an overarching narrative that continues to the end of the story and over multiple books of a series, but what individual things should happen next? if you need more info ask, and thank you for feedback in advance.
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